Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Levels for 2024
Billions of dollars; amounts outstanding end of period, not seasonally adjustedDescription |
Households and Nonprofit Organizations; Assets |
Households and Nonprofit Organizations; Liabilities |
Nonfinancial Business; Assets |
Nonfinancial Business; Liabilities |
Federal Government; Assets |
Federal Government; Liabilities |
State and Local Governments; Assets |
State and Local Governments; Liabilities |
Domestic Nonfinancial Sectors; Assets |
Domestic Nonfinancial Sectors; Liabilities |
Domestic Financial Sectors; Assets |
Domestic Financial Sectors; Liabilities |
Rest of the World; Assets |
Rest of the World; Liabilities |
All Sectors; Assets |
All Sectors; Liabilities |
Instrument Discrep- ancy; |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total financial assets | 130382.6 | -- | 41912.6 | -- | 4548.8 | -- | 5133.3 | -- | 181977.3 | -- | 143849.4 | -- | 56906.4 | -- | 382733 | -- | -2058.6 |
| Total liabilities and equity | -- | 20837.9 | -- | 135286.4 | -- | 33958 | -- | 7693.1 | -- | 197775.4 | -- | 150657.5 | -- | 32241.5 | -- | 380674.4 | -- |
| Total liabilities and equity; Total liabilities | -- | 20837.9 | -- | 42382.4 | -- | 33958 | -- | 7693.1 | -- | 104871.4 | -- | 127211.8 | -- | 10132.4 | -- | 242215.6 | -- |
| Monetary gold and SDRs | -- | -- | -- | -- | 849.2 | 149.8 | -- | -- | 849.2 | 149.8 | 28.3 | -- | 149.8 | 166.9 | 999 | 316.7 | -682.3 |
| Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4299 | 4881.9 | 1893.4 | 1294.3 | 6192.4 | 6176.2 | -16.2 |
| Checkable dep. and currency | 4632.4 | -- | 2716.2 | -- | 728.4 | 53.1 | 390.7 | -- | 8467.7 | 53.1 | 744.5 | 10407.8 | 1243.9 | -- | 10456.1 | 10460.9 | 4.8 |
| Time and savings deposits | 9869 | -- | 1920.2 | -- | 1.5 | -- | 374.1 | -- | 12164.7 | -- | 855.6 | 13702.8 | 682.5 | -- | 13702.8 | 13702.8 | -- |
| Other deposits | 57.8 | -- | 212.2 | -- | 39.7 | -- | -- | -- | 309.7 | -- | 22.1 | 14.3 | -- | 1050.3 | 331.8 | 1064.6 | 732.8 |
| Money market fund shares | 4718.6 | -- | 1104.3 | -- | -- | -- | 81.9 | -- | 5904.7 | -- | 1125.5 | 7243.2 | 213 | -- | 7243.2 | 7243.2 | -- |
| Fed. Funds and security repos | -- | -- | 44.5 | -- | -0 | -- | 237.5 | -- | 281.9 | -- | 5440.6 | 4201.5 | 1338.8 | 1623.1 | 7061.4 | 5824.6 | -1236.8 |
| Debt securities | 5896.7 | 214.8 | 496.5 | 8502.2 | 7 | 28159.9 | 2670.7 | 3348.6 | 9070.9 | 40225.6 | 34420.1 | 17895.3 | 14541.6 | 3728.7 | 58032.6 | 61849.6 | 3817.1 |
| Debt securities; Open market paper | -- | -- | 205.9 | 196.3 | -- | -- | 263.6 | -- | 469.5 | 196.3 | 606.9 | 722.4 | 138.8 | 296.4 | 1215.1 | 1215.1 | -- |
| Debt securities; Treasury securities | 2726.8 | -- | 208.1 | -- | -- | 28139.5 | 1579.1 | -- | 4514.1 | 28139.5 | 13032.9 | -- | 8512.9 | -- | 26059.9 | 28139.5 | 2079.6 |
| Debt securities; Agency- and GSE-backed sec. | 1104.2 | -- | 40.5 | -- | -- | 20.5 | 457.5 | -- | 1602.1 | 20.5 | 8379.2 | 12254.1 | 1365.4 | -- | 11346.7 | 12274.6 | 927.9 |
| Debt securities; Municipal securities | 1826.9 | 214.8 | 28.7 | 633.7 | -- | -- | 49.3 | 3348.6 | 1904.9 | 4197.2 | 2040.7 | -- | 121.9 | -- | 4067.5 | 4197.2 | 129.7 |
| Debt securities; Corporate and fgn. bonds | 238.8 | -- | 13.4 | 7672.2 | 7 | -- | 321.2 | -- | 580.4 | 7672.2 | 10360.3 | 4918.8 | 4402.6 | 3432.3 | 15343.3 | 16023.3 | 679.9 |
| Loans | 1171.1 | 20026 | 237.4 | 13026.5 | 2282.1 | 3456.8 | 332.3 | 25.5 | 4022.9 | 36534.7 | 35090.7 | 2331.7 | 1110 | 1357.1 | 40223.6 | 40223.6 | -- |
| Loans; Depository inst. loans n.e.c. | -- | 351 | -- | 2870.9 | -- | -- | -- | -- | -- | 3221.9 | 5161.2 | 617.7 | -- | 1321.5 | 5161.2 | 5161.2 | -- |
| Loans; Other loans and advances | 1084.2 | 827.3 | -- | 3172.3 | 580.2 | 3456.8 | 98.6 | 25.5 | 1763 | 7481.9 | 6358.4 | 1714 | 1110 | 35.6 | 9231.4 | 9231.4 | -- |
| Loans; Mortgages | 69 | 13859.9 | 201.7 | 6983.3 | 183.9 | -- | 233.7 | -- | 688.3 | 20843.1 | 20154.8 | -- | -- | -- | 20843.1 | 20843.1 | -- |
| Loans; Consumer credit | 17.9 | 4987.9 | 35.7 | -- | 1518 | -- | -- | -- | 1571.6 | 4987.9 | 3416.3 | -- | -- | -- | 4987.9 | 4987.9 | -- |
| U.S. direct investment: debt | -- | -- | -111 | -- | -- | -- | -- | -- | -111 | -- | -22.7 | -- | -- | -133.7 | -133.7 | -133.7 | -- |
| Foreign direct investment: debt | -- | -- | -- | 372.7 | -- | -- | -- | -- | -- | 372.7 | -- | 105.4 | 478.2 | -- | 478.2 | 478.2 | -- |
| Corporate equities | 39398.9 | -- | 3196.4 | 63399 | 33.2 | -- | 146.8 | -- | 42775.3 | 63399 | 34647.4 | 18668.1 | 16753.7 | 12109.3 | 94176.4 | 94176.4 | -- |
| U.S. direct investment: equity | -- | -- | 8240.6 | -- | -- | -- | -- | -- | 8240.6 | -- | 1682.3 | -- | -- | 9922.8 | 9922.8 | 9922.8 | -- |
| Foreign direct investment: equity | -- | -- | -- | 14015.4 | -- | -- | -- | -- | -- | 14015.4 | -- | 1867.5 | 15882.9 | -- | 15882.9 | 15882.9 | -- |
| Miscellaneous other equity | 15630.3 | -- | 21.2 | 15489.7 | 80.4 | -- | -- | -- | 15731.9 | 15489.7 | 2744.8 | 2910.1 | -- | 77 | 18476.8 | 18476.8 | -- |
| Mutual fund shares | 12349.5 | -- | 404.5 | -- | -- | -- | 70.5 | -- | 12824.4 | -- | 7383.6 | 21684.7 | 1476.7 | -- | 21684.7 | 21684.7 | -- |
| Life insurance reserves | 2161.9 | -- | -- | -- | -- | 56.5 | -- | -- | 2161.9 | 56.5 | 612.8 | 2576.6 | 0.7 | 142.3 | 2775.4 | 2775.4 | -- |
| Pension entitlements | 32330.3 | -- | -- | -- | -- | -- | -- | -- | 32330.3 | -- | 704.7 | 32602.6 | 2.5 | 434.9 | 33037.5 | 33037.5 | -- |
| Trade credit | 443.9 | 557.6 | 6529.1 | 4822.6 | 111.2 | 615.8 | 337.6 | 1369.3 | 7421.8 | 7365.3 | 499.4 | 735.6 | 823 | 93 | 8744.1 | 8193.9 | -550.3 |
| Taxes payable | -- | -- | -- | 474.8 | 416.1 | -- | 298.7 | -- | 714.8 | 474.8 | -- | 103.9 | -- | -- | 714.8 | 578.7 | -136.1 |
| Miscellaneous | 1722.2 | 39.5 | 16900.6 | 15183.5 | -- | 1466.1 | 192.7 | 2949.7 | 18815.4 | 19638.8 | 13599 | 8724.4 | 315.9 | 375.5 | 32730.3 | 28738.7 | -3991.6 |
NOTES
- General notes: A = assets; L = liabilities. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government. Equity included in line 2 is the sum of corporate equities (line 24),# U.S. direct investment abroad equity (line 25), foreign direct investment in the U.S. equity (line 26), and miscellaneous other equity (line 27). The matrix shows a discrepancy in column 17 for monetary gold (line 4) because by international accounting convention, monetary gold# is a financial asset without a corresponding liability.
Last Update: June 12, 2025