Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Transactions for 2024
Billions of dollars; seasonally adjustedDescription |
Households and Nonprofit Organziations; Use |
Households and Nonprofit Organziations; Source |
Nonfinancial Business; Use |
Nonfinancial Business; Source |
Federal Government; Use |
Federal Government; Source |
State and Local Governments; Use |
State and Local Governments; Source |
Domestic Nonfinancial Sectors; Use |
Domestic Nonfinancial Sectors; Source |
Domestic Financial Sectors; Use |
Domestic Financial Sectors; Source |
Rest of the World; Use |
Rest of the World; Source |
All Sectors; Use |
All Sectors; Source |
Instrument Discrep- ancy; |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross saving less net cap. transfers | -- | 3889.9 | -- | 3660.9 | -- | -1594.8 | -- | 474.6 | -- | 6430.6 | -- | 618.7 | -- | 1083.1 | -- | 8132.5 | -- |
| Capital consumption | -- | 2511.5 | -- | 2782.3 | -- | 397.9 | -- | 412.1 | -- | 6103.8 | -- | 342.8 | -- | -- | -- | 6446.6 | -- |
| Net saving (1 less 2) | -- | 1378.4 | -- | 878.6 | -- | -1992.7 | -- | 62.5 | -- | 326.9 | -- | 276 | -- | 1083.1 | -- | 1685.9 | -- |
| Gross investment (5 plus 11) | 4894.8 | -- | 3424.6 | -- | -1569.7 | -- | 459.7 | -- | 7209.5 | -- | 614.6 | -- | 970.4 | -- | 8794.4 | -- | -661.9 |
| Capital expenditures | 3234.6 | -- | 3631 | -- | 461.4 | -- | 626.6 | -- | 7953.6 | -- | 377.5 | -- | -0.2 | -- | 8330.9 | -- | -198.4 |
| Capital expenditures; Consumer durables | 1985 | -- | -- | -- | -- | -- | -- | -- | 1985 | -- | -- | -- | -- | -- | 1985 | -- | -- |
| Capital expenditures; Residential | 970.9 | -- | 215.1 | -- | 1.4 | -- | 7.8 | -- | 1195.2 | -- | -- | -- | -- | -- | 1195.2 | -- | -- |
| Capital expenditures; Nonresidential | 292.2 | -- | 3365.1 | -- | 460.4 | -- | 603.4 | -- | 4721.2 | -- | 377.5 | -- | -- | -- | 5098.7 | -- | -- |
| Capital expenditures; Inventory change | -- | -- | 51.9 | -- | -- | -- | -- | -- | 51.9 | -- | -- | -- | -- | -- | 51.9 | -- | -- |
| Capital expenditures; Nonproduced nonfinancial assets | -13.6 | -- | -1.2 | -- | -0.4 | -- | 15.4 | -- | 0.2 | -- | -- | -- | -0.2 | -- | -- | -- | -- |
| Net lending (+) or net borrowing (-) | 1660.3 | -- | -206.4 | -- | -2031.1 | -- | -166.9 | -- | -744.1 | -- | 237 | -- | 970.6 | -- | 463.5 | -- | -463.5 |
| Net acquisition of financial assets | 2302.9 | -- | 608.1 | -- | 21.2 | -- | 265.6 | -- | 3197.8 | -- | 3192.3 | -- | 1875.4 | -- | 8265.6 | -- | -- |
| Net increase in liabilities and equity | -- | 642.6 | -- | 814.5 | -- | 2052.3 | -- | 432.5 | -- | 3941.9 | -- | 2955.3 | -- | 904.8 | -- | 7802.1 | -- |
| Net increase in liabilities and equity; Monetary gold and SDRs | -- | -- | -- | -- | 5.1 | -- | -- | -- | 5.1 | -- | -- | -- | -- | 5.1 | 5.1 | 5.1 | -- |
| Net increase in liabilities and equity; Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -471.9 | -420.3 | -66.4 | -106.9 | -538.4 | -527.2 | 11.2 |
| Net increase in liabilities and equity; Checkable dep. and currency | 211.4 | -- | 303.1 | -- | -49 | 0.5 | 15.1 | -- | 480.6 | 0.5 | 35.8 | 518.3 | 0.3 | -- | 516.7 | 518.8 | 2 |
| Net increase in liabilities and equity; Time and savings deposits | 21.3 | -- | 23.5 | -- | 0.3 | -- | -0.2 | -- | 44.9 | -- | -5.7 | 39.7 | 0.5 | -- | 39.7 | 39.7 | -- |
| Net increase in liabilities and equity; Other deposits | 7 | -- | -33.6 | -- | -3.3 | -- | -- | -- | -29.8 | -- | -10.1 | 1.2 | -- | 118.2 | -39.9 | 119.3 | 159.2 |
| Net increase in liabilities and equity; Money market fund shares | 687.9 | -- | 91.9 | -- | -- | -- | 9.9 | -- | 789.7 | -- | 64.4 | 885.6 | 31.5 | -- | 885.6 | 885.6 | -- |
| Net increase in liabilities and equity; Fed. funds and security repos | -- | -- | 17.4 | -- | -- | -- | 17.7 | -- | 35.2 | -- | 113.1 | -352.2 | 33.5 | -6.9 | 181.8 | -359 | -540.9 |
| Net increase in liabilities and equity; Debt securities | -46.1 | 8.1 | 12.3 | 264.8 | -0.1 | 1913.2 | 194.6 | 97.5 | 160.7 | 2283.6 | 1857.1 | 541.4 | 1005.8 | 198.6 | 3023.6 | 3023.6 | -- |
| Net increase in liabilities and equity; Debt securities; Open market paper | -- | -- | -4 | -21.6 | -- | -- | -2.3 | -- | -6.3 | -21.6 | -17.8 | 34.4 | 15.9 | -20.9 | -8.2 | -8.2 | -- |
| Net increase in liabilities and equity; Debt securities; Treasury securities | 128.5 | -- | 15.4 | -- | -- | 1912.9 | 145.3 | -- | 289.2 | 1912.9 | 1055.2 | -- | 568.5 | -- | 1912.9 | 1912.9 | -- |
| Net increase in liabilities and equity; Debt securities; Agency- and GSE-backed sec. | 83.4 | -- | 3.3 | -- | -- | 0.3 | 28.5 | -- | 115.2 | 0.3 | 115 | 298.3 | 68.4 | -- | 298.6 | 298.6 | -- |
| Net increase in liabilities and equity; Debt securities; Municipal securities | 96.3 | 8.1 | 0.8 | 13 | -- | -- | 4.3 | 97.5 | 101.4 | 118.6 | 10.7 | -- | 6.5 | -- | 118.6 | 118.6 | -- |
| Net increase in liabilities and equity; Debt securities; Corporate and fgn. bonds | -354.4 | -- | -3.2 | 273.5 | -0.1 | -- | 18.8 | -- | -338.8 | 273.5 | 694 | 208.7 | 346.5 | 219.5 | 701.7 | 701.7 | -- |
| Net increase in liabilities and equity; Loans | -7.9 | 604.4 | 5.3 | 346 | 83.2 | 231.7 | 12.4 | 1.2 | 93 | 1183.3 | 1217.6 | 15.9 | 16.7 | 128.2 | 1327.3 | 1327.3 | -- |
| Net increase in liabilities and equity; Loans; Depository inst. loans n.e.c. | -- | 17.7 | -- | 44.8 | -- | -- | -- | -- | -- | 62.5 | 217.1 | 30.5 | -- | 124.1 | 217.1 | 217.1 | -- |
| Net increase in liabilities and equity; Loans; Other loans and advances | -1.8 | 105.4 | -- | 115.7 | 19.5 | 231.7 | 7.1 | 1.2 | 24.8 | 454 | 402 | -14.7 | 16.7 | 4.1 | 443.5 | 443.5 | -- |
| Net increase in liabilities and equity; Loans; Mortgages | -5 | 380.7 | 5.3 | 185.5 | 7.9 | -- | 5.4 | -- | 13.6 | 566.2 | 552.6 | -- | -- | -- | 566.2 | 566.2 | -- |
| Net increase in liabilities and equity; Loans; Consumer credit | -1.1 | 100.6 | -0 | -- | 55.8 | -- | -- | -- | 54.7 | 100.6 | 45.9 | -- | -- | -- | 100.6 | 100.6 | -- |
| Net increase in liabilities and equity; U.S. direct investment: debt | -- | -- | -55.5 | -- | -- | -- | -- | -- | -55.5 | -- | -11.2 | -- | -- | -66.7 | -66.7 | -66.7 | -- |
| Net increase in liabilities and equity; Foreign direct investment: debt | -- | -- | -- | 34.1 | -- | -- | -- | -- | -- | 34.1 | -- | -18.2 | 15.9 | -- | 15.9 | 15.9 | -- |
| Net increase in liabilities and equity; Corporate equities | 851.1 | -- | -377 | -378.5 | -- | -- | -17.8 | -- | 456.4 | -378.5 | 40.7 | 994.3 | 276.6 | 157.8 | 773.7 | 773.7 | -- |
| Net increase in liabilities and equity; U.S. direct investment: equity | -- | -- | 325.5 | -- | -- | -- | -- | -- | 325.5 | -- | 40.2 | -- | -- | 365.7 | 365.7 | 365.7 | -- |
| Net increase in liabilities and equity; Foreign direct investment: equity | -- | -- | -- | 232.6 | -- | -- | -- | -- | -- | 232.6 | -- | 59.5 | 292 | -- | 292 | 292 | -- |
| Net increase in liabilities and equity; Miscellaneous other equity | 28.7 | -- | 1 | 11.9 | -1.7 | -- | -- | -- | 28 | 11.9 | 71.2 | 85.1 | -- | 2.2 | 99.2 | 99.2 | -- |
| Net increase in liabilities and equity; Mutual fund shares | -46.8 | -- | 41.9 | -- | -- | -- | -2.1 | -- | -7 | -- | -274.3 | -168.1 | 113.2 | -- | -168.1 | -168.1 | -- |
| Net increase in liabilities and equity; Life insurance reserves | 62.4 | -- | -- | -- | -- | 2.2 | -- | -- | 62.4 | 2.2 | 4.2 | 69.3 | 0.3 | -4.7 | 66.8 | 66.8 | -- |
| Net increase in liabilities and equity; Pension entitlements | 393.4 | -- | -- | -- | -- | -- | -- | -- | 393.4 | -- | 129.6 | 409.7 | 1.2 | 114.6 | 524.2 | 524.2 | -- |
| Net increase in liabilities and equity; Trade credit | 34.9 | 29.9 | 128.4 | 115.7 | 3 | 32.2 | 8.1 | 72 | 174.4 | 249.7 | 4.6 | 105.8 | 155.6 | 5.2 | 334.7 | 360.7 | 26 |
| Net increase in liabilities and equity; Taxes payable | -- | -- | -- | -14.2 | -16.4 | -- | 10 | -- | -6.4 | -14.2 | -- | 4.7 | -- | -- | -6.4 | -9.6 | -3.2 |
| Net increase in liabilities and equity; Miscellaneous | 105.7 | 0.2 | 123.7 | 202.2 | -- | -127.5 | 17.9 | 261.9 | 247.3 | 336.8 | 386.9 | 183.8 | -1.3 | -5.6 | 632.9 | 514.9 | -118 |
| Sector discrepancies (1 less 4) | -1004.9 | -- | 236.3 | -- | -25.1 | -- | 14.9 | -- | -778.8 | -- | 4.2 | -- | 112.7 | -- | -661.9 | -- | -661.9 |
NOTES
- General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.
Last Update: June 12, 2025