Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 22088.9 | 23402.5 | 24669.3 | 24344.2 | 24574.0 | 24716.7 | 25042.3 | 25450.1 | 25776.6 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 3244.9 | 2855.7 | 3035.7 | 2965.6 | 3005.4 | 3054.2 | 3117.6 | 3192.3 | 3244.3 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18844.0 | 20546.8 | 21633.6 | 21378.6 | 21568.6 | 21662.6 | 21924.6 | 22257.7 | 22532.3 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 18277.9 | 19579.6 | 20650.4 | 20230.5 | 20507.5 | 20773.6 | 21090.2 | 21294.4 | 21486.5 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 566.1 | 967.2 | 983.2 | 1148.1 | 1061.1 | 889.0 | 834.5 | 963.4 | 1045.8 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -2.6 | -1.4 | -1.1 | -2.4 | -1.4 | -0.7 | 0.1 | -2.0 | -1.8 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.9 | 6.0 | 6.2 | 6.2 | 6.2 | 6.2 | 6.3 | 6.4 | 6.5 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 367.5 | 330.1 | 354.7 | 340.1 | 334.4 | 348.7 | 395.4 | 357.3 | 360.3 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2361.2 | 2482.8 | 2511.5 | 2474.2 | 2503.6 | 2525.2 | 2542.8 | 2573.3 | 2604.6 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 2.9 | -100.3 | -48.0 | -42.8 | -25.6 | -52.6 | -71.0 | -77.5 | 24.6 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 3283.4 | 3873.1 | 3889.9 | 3996.6 | 3917.1 | 3808.5 | 3837.5 | 3963.0 | 3977.8 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 3820.5 | 4508.4 | 5053.6 | 5165.8 | 4846.4 | 5706.2 | 4496.0 | 5860.7 | 3650.8 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3132.3 | 3137.4 | 3234.6 | 3194.9 | 3201.9 | 3227.8 | 3313.5 | 3310.7 | 3333.9 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1910.1 | 1962.3 | 1985.0 | 1948.2 | 1961.5 | 1985.9 | 2044.3 | 2029.6 | 2058.2 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 971.4 | 903.6 | 970.9 | 965.4 | 965.9 | 963.9 | 988.7 | 992.5 | 983.6 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 263.9 | 285.1 | 292.2 | 295.0 | 288.2 | 291.6 | 294.1 | 302.3 | 306.1 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -13.1 | -13.6 | -13.6 | -13.7 | -13.6 | -13.6 | -13.5 | -13.7 | -14.0 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 688.2 | 1371.0 | 1819.0 | 1970.8 | 1644.5 | 2478.4 | 1182.5 | 2550.0 | 317.0 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 1862.4 | 1921.1 | 2456.2 | 2614.2 | 2240.4 | 3089.2 | 1880.9 | 2957.8 | 1115.9 | 19 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 434.4 | -152.0 | 189.3 | 1044.4 | -450.6 | -65.2 | 228.4 | 869.5 | 514.1 | 20 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | -772.6 | -460.2 | -7.0 | -568.0 | 347.4 | 167.1 | 25.3 | 44.5 | 345.5 | 21 |
| Households and nonprofit organizations; other deposits; asset | FA153030505 | 3.4 | -0.8 | 5.8 | 9.5 | 4.5 | 12.7 | -3.6 | 3.1 | 1.2 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 291.6 | 932.3 | 688.2 | 503.4 | 427.1 | 724.4 | 1098.0 | 613.2 | 287.4 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | 1858.3 | 986.4 | -21.8 | -875.1 | 709.5 | 727.8 | -649.2 | -77.9 | -20.9 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | 1343.6 | 780.7 | 105.3 | -182.0 | 439.8 | 301.2 | -137.9 | 260.7 | 292.8 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | 717.2 | 3.4 | 50.3 | -134.5 | 51.3 | -49.3 | 333.8 | -429.1 | -125.9 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | 44.8 | 92.4 | 91.8 | 113.8 | 231.6 | 88.8 | -67.0 | 95.6 | 264.2 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -247.3 | 109.9 | -269.2 | -672.4 | -13.3 | 387.0 | -778.0 | -5.0 | -452.1 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | -51.1 | -71.0 | 1.3 | -2.9 | -160.4 | 287.2 | -118.6 | 356.0 | 73.1 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | -38.7 | -69.8 | 8.1 | 4.7 | -151.6 | 295.5 | -116.3 | 362.3 | 78.9 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -9.3 | -0.8 | -3.5 | -2.2 | -2.9 | -4.6 | -4.4 | -5.0 | -4.3 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | -0.3 | -3.2 | -5.4 | -5.9 | -3.7 | 2.2 | -1.3 | -1.5 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 348.6 | 209.4 | 1074.8 | 1184.0 | 1198.1 | 881.4 | 1035.7 | 1078.9 | -207.5 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -117.0 | -12.1 | 22.0 | 138.1 | 37.7 | -29.8 | -58.0 | 10.3 | -84.1 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -697.2 | -217.0 | -87.8 | 532.3 | -492.9 | -135.5 | -255.2 | -386.9 | -319.6 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 59.7 | 24.3 | 58.4 | 94.5 | 49.9 | 27.5 | 61.7 | 47.1 | 73.6 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 376.5 | 558.4 | 406.1 | 409.0 | 447.9 | 344.6 | 423.0 | 267.4 | 345.1 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 32.1 | 35.4 | 34.9 | 34.9 | 34.9 | 34.9 | 34.9 | 34.6 | 34.6 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 95.8 | 88.0 | 91.9 | 110.1 | 87.4 | 112.0 | 58.3 | 98.1 | 73.4 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1174.2 | 550.0 | 637.1 | 643.4 | 596.0 | 610.8 | 698.4 | 407.8 | 799.0 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -0.9 | 2.2 | 8.3 | 9.7 | 14.3 | 7.1 | 2.3 | 8.3 | 23.2 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1145.3 | 515.8 | 598.7 | 597.4 | 551.5 | 580.1 | 665.8 | 357.8 | 747.4 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 821.5 | 367.0 | 367.9 | 281.8 | 428.3 | 425.0 | 336.4 | 304.1 | 439.4 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 345.7 | 129.8 | 98.8 | 102.7 | 53.3 | 119.0 | 120.3 | 58.3 | 140.3 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 75.2 | -22.9 | 18.2 | 44.0 | -14.9 | 2.2 | 41.4 | -19.9 | 0.7 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | -128.6 | 25.5 | 105.4 | 158.2 | 80.7 | 18.2 | 164.5 | 5.0 | 155.9 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 31.4 | 16.4 | 8.5 | 10.8 | 4.2 | 15.7 | 3.2 | 10.3 | 11.0 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 31.4 | 29.6 | 29.9 | 29.9 | 29.9 | 29.9 | 29.9 | 30.0 | 30.0 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | -1.5 | 2.4 | 0.2 | 6.4 | 0.2 | -6.4 | 0.4 | 11.7 | -1.7 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -537.1 | -635.3 | -1163.7 | -1169.2 | -929.3 | -1897.7 | -658.5 | -1897.7 | 327.0 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes Social Security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: September 11, 2025