Financial Accounts of the United States - Z.1
F.218 One-to-four-family Residential Mortgages (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All sectors; one-to-four-family residential mortgages; asset | FA893065105 | 895.0 | 386.9 | 392.7 | 311.2 | 451.9 | 452.7 | 355.1 | 325.3 | 468.3 | 1 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability | FA153165105 | 821.5 | 367.0 | 367.9 | 281.8 | 428.3 | 425.0 | 336.4 | 304.1 | 439.4 | 2 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; liability | FA103165105 | 3.3 | -1.5 | -1.5 | -1.6 | -2.7 | -0.6 | -1.0 | 0.5 | -0.2 | 3 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; liability | FA113165105 | 70.2 | 21.4 | 26.3 | 31.0 | 26.3 | 28.3 | 19.7 | 20.7 | 29.1 | 4 |
| All sectors; one-to-four-family residential mortgages; asset | FA893065105 | 895.0 | 386.9 | 392.7 | 311.2 | 451.9 | 452.7 | 355.1 | 325.3 | 468.3 | 5 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; asset | FA153065103 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | 6 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; asset | FA103065105 | -10.8 | 7.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | -0.1 | 0.4 | 7 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; asset | FA113065103 | 0.8 | 0.5 | 0.5 | 0.4 | 0.4 | 0.5 | 0.6 | 0.5 | 0.3 | 8 |
| Federal government; one-to-four-family residential mortgages; asset | FA313065105 | 9.0 | 2.8 | 2.7 | 3.6 | 2.5 | 1.8 | 3.0 | 3.3 | 3.5 | 9 |
| State and local governments; one-to-four-family residential mortgages; asset | FA213065103 | -0.4 | -15.9 | 2.8 | 2.8 | 2.8 | 2.8 | 2.8 | 0.1 | 0.1 | 10 |
| U.S.-chartered depository institutions; one-to-four-family residential mortgages, including farm houses; asset | FA763065105 | 247.4 | 78.8 | 39.1 | 6.1 | 60.2 | 54.8 | 35.2 | 4.2 | 88.7 | 11 |
| Foreign banking offices in the U.S.; one-to-four-family residential mortgages; asset | FA753065103 | -0.3 | -0.3 | 0.3 | -0.3 | 0.0 | -0.1 | 1.5 | 0.0 | -0.1 | 12 |
| Banks in U.S.-affiliated areas; one-to-four-family residential mortgages; asset | FA743065103 | -0.6 | 0.3 | 0.5 | 0.3 | 0.4 | 0.5 | 0.8 | -1.9 | 0.6 | 13 |
| Credit unions; one-to-four-family residential mortgages; asset | FA473065100 | 108.7 | 48.8 | 40.7 | 36.3 | 44.6 | 50.6 | 31.3 | 51.1 | 62.2 | 14 |
| Life insurance companies; one-to-four-family residential mortgages, including farm houses; asset | FA543065105 | 16.2 | 21.7 | 33.4 | 29.5 | 31.2 | 37.9 | 35.0 | 3.0 | 11.1 | 15 |
| Private pension funds; one-to-four-family residential mortgages; asset | FA573065103 | -0.4 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 16 |
| State and local government employee defined benefit retirement funds; one-to-four-family residential mortgages; asset | FA223065143 | -0.1 | -0.6 | 0.1 | -0.8 | 0.2 | 0.2 | 0.9 | -0.1 | -0.1 | 17 |
| Government-sponsored enterprises; one-to-four-family residential mortgages; asset | FA403065105 | 349.3 | 61.0 | 51.3 | 42.4 | 83.7 | 82.1 | -3.0 | 70.6 | 40.1 | 18 |
| Agency-and GSE-backed mortgage pools; one-to-four-family residential mortgages; asset | FA413065105 | 178.3 | 174.1 | 172.5 | 154.9 | 177.1 | 178.2 | 179.9 | 149.5 | 197.8 | 19 |
| Issuers of asset-backed securities; one-to-four-family residential mortgages; asset | FA673065105 | 12.9 | 11.6 | 45.3 | 46.8 | 35.8 | 41.0 | 57.6 | 52.1 | 49.0 | 20 |
| Finance companies; one-to-four-family residential mortgages; asset | FA613065105 | -9.9 | -4.4 | -6.2 | -20.5 | 3.0 | -6.9 | -0.2 | -16.2 | -5.0 | 21 |
| Mortgage real estate investment trusts; one-to-four-family residential mortgages; asset | FA643065173 | -1.7 | 4.4 | 12.7 | 12.9 | 13.1 | 12.4 | 12.6 | 12.4 | 22.9 | 22 |
| All sectors; one-to-four-family residential mortgage charge-offs (2) | FV893065153 | 3.6 | 4.3 | 4.1 | 0.9 | 1.0 | 1.1 | 1.1 | 1.0 | 1.0 | 23 |
| All sectors; home equity loans; asset (3) | FA893065125 | 32.2 | 33.8 | 50.7 | 24.8 | 60.2 | 55.3 | 62.3 | 36.2 | 74.5 | 24 |
| U.S.-chartered depository institutions; home equity loans; asset | FA763065125 | 12.7 | 6.4 | 17.9 | 1.1 | 22.7 | 22.5 | 25.2 | 7.1 | 38.0 | 25 |
| Foreign banking offices in the U.S.; home-equity lines of credit; asset | FA753065203 | -0.0 | -0.0 | 0.3 | -0.0 | 0.5 | -0.2 | 0.9 | 0.3 | -0.0 | 26 |
| Credit unions; home equity loans; asset | FA473065125 | 22.5 | 26.1 | 23.6 | 15.4 | 27.4 | 28.1 | 23.6 | 17.9 | 27.4 | 27 |
| Issuers of asset-backed securities; home equity loans; asset | FA673065123 | -1.0 | 2.3 | 10.1 | 10.6 | 9.5 | 6.8 | 13.5 | 12.2 | 10.5 | 28 |
| Finance companies; home equity loans; asset | FA613065123 | -2.0 | -0.9 | -1.2 | -2.2 | 0.1 | -2.0 | -0.9 | -1.3 | -1.4 | 29 |
NOTES
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Charge-offs are excluded from transactions (line 1) and are accounted for as other changes in volume. Quarterly figures are shown at an unadjusted quarterly rate. Data begin 2007:Q1.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals. Home equity loans held by U.S.-chartered depository institutions exclude charge-offs.
Last Update: September 11, 2025