Financial Accounts of the United States - Z.1
L.222 Consumer Credit
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2022 | 2023 | 2024 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4858.5 | 4988.3 | 4950.0 | 4956.4 | 4980.9 | 5027.8 | 4950.0 | 4965.4 | 4997.7 | 1 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4858.5 | 4988.3 | 4950.0 | 4956.4 | 4980.9 | 5027.8 | 4950.0 | 4965.4 | 4997.7 | 2 |
| Nonprofit organizations; consumer credit, student loans; asset (1) | FL163066223 | 18.9 | 18.6 | 15.4 | 17.3 | 15.8 | 14.9 | 15.4 | 15.1 | 14.7 | 3 |
| Nonfinancial corporate business; consumer credit; asset | FL103066003 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 4 |
| Nonfinancial noncorporate business; consumer credit; asset | FL113066003 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5 |
| Federal government; consumer credit, student loans; asset (2) | FL313066220 | 1487.3 | 1462.2 | 1518.0 | 1488.6 | 1484.9 | 1515.7 | 1518.0 | 1539.5 | 1545.3 | 6 |
| U.S.-chartered depository institutions; consumer credit; asset | FL763066005 | 2029.9 | 2101.3 | 2011.4 | 2053.4 | 2078.6 | 2093.2 | 2011.4 | 1949.3 | 1973.6 | 7 |
| Credit unions; consumer credit; asset | FL473066000 | 636.7 | 662.6 | 650.1 | 654.5 | 654.5 | 652.2 | 650.1 | 716.3 | 721.9 | 8 |
| Government-sponsored enterprises; consumer credit held by Sallie Mae; asset | FL403066005 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 9 |
| Issuers of asset-backed securities; consumer credit; asset | FL673066000 | 3.0 | 16.3 | 15.7 | 13.4 | 15.1 | 16.0 | 15.7 | 14.4 | 15.9 | 10 |
| Finance companies; consumer credit; asset | FL613066005 | 682.7 | 727.3 | 739.4 | 729.3 | 731.9 | 735.8 | 739.4 | 730.7 | 726.4 | 11 |
| Households and nonprofit organizations; revolving consumer credit; liability (3) | FL153166100 | 1192.6 | 1298.9 | 1297.0 | 1259.7 | 1286.6 | 1298.0 | 1297.0 | 1232.0 | 1256.7 | 12 |
| Households and nonprofit organizations; consumer credit, automobile loans; liability | FL153166400 | 1494.9 | 1550.7 | 1564.4 | 1550.3 | 1557.4 | 1562.3 | 1564.4 | 1556.7 | 1562.8 | 13 |
| Households and nonprofit organizations; consumer credit, student loans; liability (4) | FL153166220 | 1764.1 | 1729.1 | 1778.4 | 1753.3 | 1741.1 | 1772.9 | 1778.4 | 1805.5 | 1813.6 | 14 |
| Households and nonprofit organizations; other non-revolving consumer credit; liability (5) | FL153166205 | 406.8 | 409.5 | 310.3 | 393.1 | 395.7 | 394.6 | 310.3 | 371.2 | 364.6 | 15 |
NOTES
- Student loans originated under the Federal Family Education Loan Program. Asset of the households and nonprofit organizations sector (tables L.101 and B.101).
- Includes loans originated by the Department of Education under the Federal Direct Loan Program and Perkins Loans, as well as Federal Family Education Loan Program loans that the government purchased from depository institutions, finance companies, and nonprofit and educational institutions, and loans in default.
- Revolving credit that also includes overdraft plans on checking accounts and other loans without a fixed repayment schedule.
- Includes student loans held by nonprofit organizations (line 3), the federal government (line 6), depository institutions (part of lines 7 and 8), and finance companies (part of line 11). Data begin in 2006:Q1.
- Includes student loans before 2006:Q1.
Last Update: September 11, 2025