Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 163764.8 | 176521.0 | 190234.7 | 185347.4 | 189578.0 | 190234.7 | 189226.6 | 196539.5 | 202830.3 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 54832.2 | 57680.9 | 60080.5 | 60592.9 | 60321.8 | 60080.5 | 60469.7 | 61743.2 | 61596.7 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 46325.3 | 48912.5 | 51012.0 | 51690.1 | 51361.1 | 51012.0 | 51261.5 | 52344.3 | 52056.9 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 41955.9 | 44796.5 | 46928.6 | 47598.4 | 47315.7 | 46928.6 | 47252.8 | 48396.3 | 48035.2 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 4369.5 | 4116.0 | 4083.4 | 4091.7 | 4045.4 | 4083.4 | 4008.8 | 3948.0 | 4021.7 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 622.3 | 653.5 | 681.7 | 669.2 | 676.8 | 681.7 | 688.0 | 699.8 | 716.2 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 245.3 | 258.3 | 275.6 | 265.5 | 270.5 | 275.6 | 279.1 | 282.1 | 289.6 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 7639.3 | 7856.6 | 8111.2 | 7968.1 | 8013.4 | 8111.2 | 8241.1 | 8416.9 | 8534.0 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 108932.6 | 118840.1 | 130154.2 | 124754.5 | 129256.2 | 130154.2 | 128756.8 | 134796.4 | 141233.6 | 9 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4576.7 | 4424.3 | 4635.8 | 4523.3 | 4473.9 | 4635.8 | 4894.4 | 4909.5 | 4826.5 | 10 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 10286.0 | 9836.4 | 9799.0 | 9691.7 | 9739.4 | 9799.0 | 9829.5 | 9823.8 | 9929.2 | 11 |
| Households and nonprofit organizations; other deposits; asset | LM153030505 | 51.7 | 50.8 | 56.6 | 54.3 | 57.5 | 56.6 | 58.5 | 61.1 | 61.2 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 3097.1 | 4029.6 | 4709.1 | 4191.4 | 4399.4 | 4709.1 | 4797.3 | 4848.7 | 5034.6 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4531.1 | 5566.8 | 5822.2 | 5636.7 | 5897.9 | 5822.2 | 5864.7 | 5942.4 | 6133.3 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1674.4 | 2523.9 | 2634.6 | 2541.4 | 2745.2 | 2634.6 | 2772.4 | 2821.4 | 2960.9 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 939.0 | 975.2 | 1052.8 | 985.2 | 978.4 | 1052.8 | 959.6 | 953.8 | 939.3 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1718.8 | 1868.7 | 1939.7 | 1913.8 | 1976.4 | 1939.7 | 1937.7 | 1972.5 | 2038.3 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 198.8 | 199.0 | 195.0 | 196.3 | 197.8 | 195.0 | 195.0 | 194.8 | 194.8 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1420.9 | 1355.9 | 1201.2 | 1355.9 | 1428.0 | 1201.2 | 1249.3 | 1244.7 | 1256.5 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1327.3 | 1263.4 | 1115.4 | 1267.4 | 1341.6 | 1115.4 | 1165.1 | 1162.3 | 1176.0 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 74.8 | 73.9 | 70.4 | 72.6 | 71.5 | 70.4 | 69.1 | 67.7 | 66.1 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 18.9 | 18.6 | 15.4 | 15.8 | 14.9 | 15.4 | 15.1 | 14.7 | 14.4 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 26892.5 | 32241.9 | 38996.7 | 35820.6 | 38334.8 | 38996.7 | 37705.7 | 41549.0 | 46000.7 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 16006.3 | 15527.0 | 15652.2 | 15542.4 | 15568.0 | 15652.2 | 15569.4 | 15549.1 | 15636.0 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 9865.8 | 11084.7 | 12339.2 | 11932.2 | 12547.6 | 12339.2 | 12070.7 | 13003.5 | 13589.1 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1987.1 | 2060.5 | 2161.9 | 2121.7 | 2150.8 | 2161.9 | 2165.1 | 2214.4 | 2254.2 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 28313.4 | 30632.1 | 32620.8 | 31794.5 | 32535.3 | 32620.8 | 32365.3 | 33437.9 | 34278.7 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 377.6 | 414.5 | 451.0 | 432.8 | 441.9 | 451.0 | 460.1 | 469.1 | 478.1 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1526.5 | 1615.6 | 1708.5 | 1657.1 | 1681.7 | 1708.5 | 1726.9 | 1743.1 | 1755.4 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 19906.6 | 20456.7 | 20807.3 | 20686.2 | 20858.9 | 20807.3 | 20812.1 | 20971.9 | 21198.7 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 205.4 | 207.8 | 216.2 | 213.8 | 215.6 | 216.2 | 218.2 | 224.2 | 227.2 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 19186.7 | 19712.7 | 20036.9 | 19925.5 | 20093.5 | 20036.9 | 20032.3 | 20182.3 | 20404.6 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 12654.1 | 13017.1 | 13381.2 | 13161.7 | 13270.2 | 13381.2 | 13424.7 | 13532.8 | 13640.9 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4858.5 | 4988.3 | 4948.1 | 4980.9 | 5027.8 | 4948.1 | 4963.4 | 4996.3 | 5042.1 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 498.2 | 475.3 | 351.5 | 482.7 | 483.2 | 351.5 | 281.6 | 243.1 | 233.7 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 707.3 | 737.9 | 849.1 | 800.5 | 806.5 | 849.1 | 851.8 | 892.3 | 961.1 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 468.6 | 494.1 | 507.1 | 499.8 | 505.9 | 507.1 | 510.8 | 517.8 | 526.6 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 477.5 | 496.9 | 514.8 | 505.8 | 510.3 | 514.8 | 519.1 | 523.4 | 527.7 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 37.0 | 39.4 | 39.5 | 41.0 | 39.4 | 39.5 | 42.4 | 42.0 | 39.2 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 143858.2 | 156064.3 | 169427.4 | 164661.2 | 168719.2 | 169427.4 | 168414.5 | 175567.6 | 181631.6 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 12900.0 | 15000.0 | 17000.0 | 16185.0 | 17030.0 | 17000.0 | 16784.0 | 17960.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 411.3 | 471.2 | 525.2 | 508.3 | 527.6 | 525.2 | 525.1 | 567.8 | 588.0 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 388.0 | 446.6 | 500.6 | 483.7 | 502.0 | 500.6 | 500.4 | 542.4 | 561.9 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.3 | 24.6 | 24.6 | 24.6 | 25.6 | 24.6 | 24.7 | 25.4 | 26.1 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 26926.2 | 27411.5 | 28339.5 | 27787.3 | 28122.3 | 28339.5 | 28711.8 | 28933.3 | 29337.2 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 26518.0 | 26996.2 | 27911.3 | 27366.9 | 27697.3 | 27911.3 | 28278.8 | 28497.7 | 28896.3 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 408.2 | 415.4 | 428.1 | 420.3 | 425.0 | 428.1 | 433.0 | 435.6 | 440.9 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2843.8 | 2884.0 | 2966.1 | 2925.1 | 2942.3 | 2966.1 | 2982.8 | 2983.1 | 3017.5 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18910.5 | 20749.3 | 21917.7 | 21843.2 | 22002.6 | 22249.5 | 22563.7 | 22786.6 | 22945.4 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 760.73 | 752.14 | 773.02 | 753.83 | 766.82 | 761.49 | 746.40 | 770.49 | 791.58 | 50 |
| Households; owners' equity in real estate | FL155035065 | 29301.8 | 31779.5 | 33547.4 | 34436.7 | 34045.5 | 33547.4 | 33828.1 | 34863.6 | 34394.2 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 69.84 | 70.94 | 71.49 | 72.35 | 71.95 | 71.49 | 71.59 | 72.04 | 71.60 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: January 9, 2026