Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 22153.8 | 23585.0 | 24905.9 | 24800.8 | 25021.7 | 25322.4 | 25717.7 | 25987.5 | 26199.8 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 3243.3 | 2835.7 | 2988.2 | 2957.6 | 3019.1 | 3072.9 | 3154.0 | 3200.9 | 3254.4 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18910.5 | 20749.3 | 21917.7 | 21843.2 | 22002.6 | 22249.5 | 22563.7 | 22786.6 | 22945.4 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 18277.6 | 19590.0 | 20724.4 | 20580.6 | 20875.3 | 21197.1 | 21400.4 | 21646.3 | 21991.8 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 632.9 | 1159.2 | 1193.2 | 1262.6 | 1127.2 | 1052.4 | 1163.3 | 1140.3 | 953.6 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -2.6 | -1.4 | -1.1 | -1.4 | -0.7 | 0.1 | -2.0 | -1.8 | -0.6 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 6.6 | 6.4 | 6.5 | 6.4 | 6.5 | 6.5 | 6.7 | 6.7 | 6.7 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 366.7 | 328.4 | 344.6 | 323.2 | 343.4 | 392.9 | 419.2 | 420.4 | 395.4 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2361.7 | 2480.9 | 2567.0 | 2559.0 | 2580.7 | 2599.3 | 2566.9 | 2600.9 | 2653.0 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 2.9 | -100.1 | -49.2 | -26.2 | -52.2 | -75.1 | -82.9 | 21.4 | 20.0 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 3349.3 | 4060.9 | 4146.4 | 4163.1 | 4096.4 | 4113.3 | 4223.7 | 4131.8 | 3974.6 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 3827.7 | 4599.7 | 5161.7 | 4950.3 | 5660.6 | 4787.0 | 5834.7 | 4270.5 | 4841.3 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3129.2 | 3140.6 | 3293.4 | 3262.3 | 3292.4 | 3381.1 | 3379.6 | 3405.6 | 3421.9 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1910.3 | 1960.9 | 2033.3 | 2008.8 | 2038.7 | 2100.6 | 2087.1 | 2115.1 | 2126.2 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 970.9 | 905.0 | 971.3 | 968.0 | 966.6 | 985.2 | 989.1 | 982.7 | 986.3 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 263.0 | 290.8 | 306.0 | 302.6 | 304.4 | 312.8 | 321.2 | 325.9 | 328.0 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -15.0 | -16.1 | -17.1 | -17.0 | -17.3 | -17.6 | -17.8 | -18.1 | -18.5 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 698.4 | 1459.1 | 1868.3 | 1688.0 | 2368.2 | 1405.9 | 2455.1 | 864.9 | 1419.3 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 1878.5 | 2013.2 | 2503.8 | 2279.6 | 2981.4 | 2099.8 | 2858.9 | 1677.0 | 2259.8 | 19 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 434.3 | -152.4 | 186.7 | -423.6 | -86.3 | 212.9 | 820.7 | 550.5 | -151.4 | 20 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | -772.6 | -460.2 | -42.7 | 319.6 | 61.5 | 16.1 | 42.9 | 407.6 | 289.2 | 21 |
| Households and nonprofit organizations; other deposits; asset | FA153030505 | 3.4 | -0.8 | 5.8 | 4.5 | 12.7 | -3.6 | 7.6 | 10.4 | 0.3 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 291.2 | 932.5 | 679.5 | 420.5 | 712.2 | 1085.9 | 557.6 | 267.6 | 628.1 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | 1871.1 | 1028.8 | 39.9 | 728.6 | 787.4 | -486.7 | -127.6 | 131.4 | -64.0 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | 1342.5 | 804.1 | 144.9 | 472.3 | 362.6 | -105.5 | 305.5 | 254.6 | 444.0 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | 716.9 | 13.4 | 70.0 | 81.0 | -49.8 | 378.5 | -423.2 | -153.5 | 23.7 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | 46.1 | 94.2 | 93.6 | 231.4 | 90.0 | -61.7 | 96.2 | 277.6 | 76.2 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -234.5 | 117.1 | -268.8 | -56.2 | 384.6 | -698.0 | -106.1 | -247.2 | -607.9 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | -41.1 | -65.0 | 8.1 | -153.6 | 294.0 | -111.8 | 362.3 | 90.0 | 55.9 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | -28.4 | -63.9 | 14.9 | -144.8 | 302.3 | -109.5 | 368.6 | 97.2 | 63.7 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -9.5 | -0.8 | -3.6 | -2.9 | -4.6 | -4.4 | -5.0 | -5.8 | -6.4 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | -0.3 | -3.2 | -5.9 | -3.7 | 2.2 | -1.3 | -1.5 | -1.3 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 331.4 | 233.7 | 1008.2 | 1179.2 | 724.6 | 982.8 | 1017.3 | -199.6 | 1356.6 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -111.4 | 1.2 | -12.4 | 4.2 | -58.0 | -95.6 | -40.4 | -125.5 | -85.4 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -694.7 | -209.7 | 13.2 | -438.6 | -7.8 | -94.8 | -226.7 | 9.5 | -272.5 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 59.8 | 22.5 | 58.5 | 50.0 | 27.1 | 62.5 | 46.0 | 73.5 | 61.9 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 378.0 | 557.7 | 430.6 | 464.9 | 365.5 | 437.1 | 265.0 | 352.1 | 341.9 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 33.3 | 36.9 | 36.5 | 36.5 | 36.5 | 36.5 | 36.1 | 36.1 | 36.1 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 95.8 | 88.0 | 91.9 | 87.4 | 112.0 | 58.3 | 98.1 | 73.4 | 62.9 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1180.1 | 554.1 | 635.6 | 591.6 | 613.3 | 693.8 | 403.7 | 812.2 | 840.5 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -0.9 | 2.3 | 8.4 | 14.3 | 7.1 | 2.3 | 8.3 | 24.0 | 12.1 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1171.6 | 530.0 | 609.1 | 559.2 | 594.6 | 673.3 | 366.6 | 772.7 | 822.4 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 821.5 | 367.0 | 367.9 | 428.2 | 425.2 | 336.5 | 304.1 | 439.9 | 434.6 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 345.7 | 129.8 | 98.9 | 53.3 | 119.0 | 120.4 | 58.2 | 142.7 | 114.7 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 75.2 | -22.9 | 18.2 | -14.9 | 2.2 | 41.3 | -21.7 | 0.2 | -37.6 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | -120.1 | 30.6 | 111.1 | 86.4 | 23.9 | 170.2 | 11.0 | 161.9 | 275.4 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 49.3 | 25.6 | 12.9 | 6.1 | 24.3 | 4.8 | 15.0 | 27.9 | 35.4 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 10.8 | 19.3 | 17.9 | 17.9 | 17.9 | 17.9 | 17.2 | 17.2 | 17.2 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | -1.5 | 2.4 | 0.2 | 0.2 | -6.4 | 0.4 | 11.7 | -1.7 | -11.2 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -478.4 | -538.8 | -1015.3 | -787.2 | -1564.2 | -673.7 | -1611.1 | -138.7 | -866.7 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes Social Security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: January 9, 2026