Financial Accounts of the United States - Z.1
F.202 Interbank Assets and Liabilities
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All sectors; total interbank transactions; liability | FA894110005 | -779.3 | 837.5 | -527.2 | -1357.1 | -1255.3 | -348.5 | 1718.8 | -1103.1 | 145.9 | 1 |
| Monetary authority; depository institution reserves, excluding FHLB deposits; liability (1) | FA713113003 | -959.5 | 449.9 | -242.4 | -1167.6 | -517.1 | -128.6 | 1006.8 | -793.6 | -348.5 | 2 |
| U.S.-chartered depository institutions; interbank transactions; liability | FA764110005 | -49.3 | 204.8 | -149.0 | -225.4 | -233.0 | -67.6 | 87.7 | -174.7 | 6.8 | 3 |
| Monetary authority; interbank transactions with U.S.-chartered depository institutions; asset | FA714010075 | -4.1 | 125.0 | -125.9 | -94.6 | -140.8 | -287.1 | -18.0 | 19.6 | -1.9 | 4 |
| Monetary authority; Federal Reserve float; asset | FA713022003 | 0.0 | -0.0 | -0.5 | -0.0 | -0.2 | -1.6 | 1.6 | 0.1 | -0.1 | 5 |
| Monetary authority; loans to U.S.-chartered depository institutions, including AMLF, MMLF, and PPPLF; asset | FA713068715 | -4.2 | 125.0 | -125.4 | -94.6 | -140.6 | -285.4 | -19.6 | 19.5 | -1.8 | 6 |
| U.S.-chartered depository institutions; interbank transactions due to U.S. banks; liability | FA764112205 | -12.0 | 9.6 | 11.7 | -304.9 | 81.5 | 95.9 | 90.8 | -231.5 | 58.7 | 7 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due from U.S. depository institutions; asset | FA754012205 | -1.0 | -0.9 | -1.0 | -2.3 | -3.1 | -12.6 | 11.7 | -1.0 | -5.3 | 8 |
| Banks in U.S.-affiliated areas; checkable deposits and currency; asset | FA743020005 | 0.0 | -0.1 | -0.1 | 0.2 | -0.1 | 0.5 | -0.9 | -0.3 | -0.3 | 9 |
| Credit unions; interbank transactions due from U.S. depository institutions; asset | FA474012205 | 11.9 | -10.0 | 1.6 | 78.3 | 48.4 | 12.7 | -118.3 | 62.0 | 43.5 | 10 |
| U.S.-chartered depository institutions; unallocated interbank transactions due to U.S. banks; liability (2) | FA764112295 | -22.9 | 20.6 | 11.1 | -381.1 | 36.3 | 95.2 | 198.3 | -292.2 | 20.7 | 11 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions with banks in foreign countries; liability | FA764116005 | -33.2 | 70.2 | -34.8 | 174.1 | -173.8 | 123.6 | 15.0 | 37.3 | -50.1 | 12 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions due to foreign affiliates; liability | FA763192605 | -39.3 | 73.9 | -32.0 | 177.1 | -171.4 | 139.7 | 13.1 | 28.2 | -45.6 | 13 |
| International banking facilities of U.S.-chartered depository institutions; other borrowed money owed to nonrelated foreign banks; liability | FA274135123 | 6.1 | -3.8 | -2.8 | -3.0 | -2.3 | -16.1 | 1.9 | 9.1 | -4.5 | 14 |
| Foreign banking offices in the U.S.; interbank transactions; liability | FA754110005 | 229.5 | 134.7 | -28.9 | 28.9 | -218.4 | 60.6 | 459.6 | -101.6 | 193.0 | 15 |
| Foreign banking offices in the U.S.; interbank transactions due to U.S. banks; liability (3) | FA754112205 | 0.2 | 3.6 | 2.8 | -2.2 | 4.9 | 9.1 | 24.2 | 7.3 | -24.8 | 16 |
| Foreign banking offices in the U.S.; interbank transactions with banks in foreign countries; liability | FA754116005 | 229.3 | 131.1 | -31.7 | 31.1 | -223.3 | 51.5 | 435.3 | -108.8 | 217.8 | 17 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due to foreign affiliates; liability | FA753192605 | 227.9 | 132.6 | -32.2 | 36.6 | -226.5 | 54.8 | 433.5 | -115.1 | 215.9 | 18 |
| International banking facilities of foreign banking offices in U.S.; other borrowed money owed to nonrelated foreign banks; liability | FA284135125 | 1.4 | -1.5 | 0.6 | -5.4 | 3.2 | -3.3 | 1.8 | 6.3 | 1.9 | 19 |
| Monetary authority; loans to credit unions under the Paycheck Protection Program Liquidity Facility (PPPLF), assets (4) | FA713068743 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 20 |
| Rest of the world; interbank transactions with banks in foreign countries; liability | FA264116005 | 0.1 | 48.1 | -106.9 | 7.0 | -286.7 | -212.9 | 164.7 | -33.2 | 294.7 | 21 |
| Private depository institutions; interbank transactions due from foreign affiliates; asset | FA703092605 | -1.2 | 53.6 | -105.4 | -19.2 | -289.8 | -207.3 | 170.9 | -50.6 | 291.4 | 22 |
| Rest of the world; U.S. deposits at foreign banks; liability | FA264116205 | -3.0 | 0.3 | -4.9 | 8.5 | 3.0 | -22.1 | 6.3 | 13.6 | 6.9 | 23 |
| Rest of the world; depository institution loans to foreign banks; liability | FA264135125 | 7.2 | -6.9 | 3.4 | 17.1 | 0.1 | 12.6 | -8.4 | 4.0 | -3.4 | 24 |
| Federal government; other U.S. reserves, currency and deposits; asset | FA713011515 | -0.0 | 0.2 | 0.2 | 0.5 | 0.2 | 0.1 | 0.0 | 0.0 | -0.3 | 25 |
| Monetary authority; nonofficial foreign currencies (swap lines); asset (5) | FA713091103 | -2.9 | 0.9 | -0.2 | 0.1 | -0.2 | 3.9 | -4.1 | -0.2 | 0.0 | 26 |
| All sectors; total interbank transactions; asset | FA894010005 | -756.3 | 817.0 | -538.3 | -976.0 | -1291.6 | -443.8 | 1520.5 | -810.9 | 125.2 | 27 |
| Monetary authority; interbank transactions with all depository institutions; asset | FA714010005 | -7.1 | 126.1 | -125.9 | -94.0 | -140.8 | -283.2 | -22.1 | 19.4 | -2.1 | 28 |
| Monetary authority; Federal Reserve float; asset | FA713022003 | 0.0 | -0.0 | -0.5 | -0.0 | -0.2 | -1.6 | 1.6 | 0.1 | -0.1 | 29 |
| Monetary authority; loans to depository institutions, including AMLF, MMLF, and PPPLF; asset | FA713068705 | -4.2 | 125.0 | -125.4 | -94.6 | -140.6 | -285.4 | -19.6 | 19.5 | -1.8 | 30 |
| Federal government; other U.S. reserves, currency and deposits; asset | FA713011515 | -0.0 | 0.2 | 0.2 | 0.5 | 0.2 | 0.1 | 0.0 | 0.0 | -0.3 | 31 |
| Monetary authority; nonofficial foreign currencies (swap lines); asset (5) | FA713091103 | -2.9 | 0.9 | -0.2 | 0.1 | -0.2 | 3.9 | -4.1 | -0.2 | 0.0 | 32 |
| U.S.-chartered depository institutions; interbank transactions; asset | FA764010005 | -916.4 | 316.6 | -160.9 | -816.3 | -252.6 | -2.5 | 243.1 | -506.9 | -261.8 | 33 |
| U.S.-chartered depository institutions; depository institution reserves; asset | FA763013005 | -952.0 | 360.7 | -143.5 | -844.0 | -250.3 | 185.5 | -17.9 | -349.7 | -395.3 | 34 |
| Foreign banking offices in the U.S.; interbank transactions due to U.S. banks; liability (3) | FA754112205 | 0.2 | 3.6 | 2.8 | -2.2 | 4.9 | 9.1 | 24.2 | 7.3 | -24.8 | 35 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions with banks in foreign countries; asset | FA764016005 | 35.3 | -47.6 | -20.1 | 30.0 | -7.2 | -197.1 | 236.7 | -164.5 | 158.3 | 36 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions due from foreign affiliates; asset | FA763092605 | 30.3 | -38.9 | -16.0 | 9.3 | -0.6 | -188.1 | 231.9 | -181.2 | 151.0 | 37 |
| U.S.-chartered depository institutions, including IBFs; deposits at foreign banks; asset | FA764016205 | -0.2 | -4.1 | -3.0 | 12.2 | -1.3 | -17.2 | 5.8 | 8.6 | 7.4 | 38 |
| U.S.-chartered depository institutions, including IBFs; loans to foreign banks; asset | FA764035125 | 5.2 | -4.6 | -1.2 | 8.5 | -5.3 | 8.1 | -0.9 | 8.2 | -0.2 | 39 |
| Foreign banking offices in the U.S.; interbank transactions; asset | FA754010005 | 95.5 | 151.2 | -196.8 | -233.6 | -517.9 | -325.6 | 838.8 | -218.4 | 215.8 | 40 |
| Foreign banking offices in the U.S.; depository institution reserves; asset | FA753013003 | 128.7 | 57.5 | -109.0 | -207.7 | -235.3 | -293.3 | 895.1 | -348.8 | 84.5 | 41 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due from U.S. depository institutions; asset (6) | FA754012205 | -1.0 | -0.9 | -1.0 | -2.3 | -3.1 | -12.6 | 11.7 | -1.0 | -5.3 | 42 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions with banks in foreign countries; asset | FA754016005 | -32.3 | 94.6 | -86.7 | -23.6 | -279.5 | -19.7 | -67.9 | 131.5 | 136.6 | 43 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due from foreign affiliates; asset | FA753092605 | -31.5 | 92.5 | -89.4 | -28.4 | -289.2 | -19.2 | -61.0 | 130.6 | 140.4 | 44 |
| Foreign banking offices in the U.S., including IBFs; deposits at foreign banks; asset | FA754016205 | -2.8 | 4.4 | -1.9 | -3.7 | 4.3 | -5.0 | 0.5 | 5.0 | -0.6 | 45 |
| Foreign banking offices in the U.S., including IBFs; loans to foreign banks; asset | FA754035125 | 2.0 | -2.3 | 4.6 | 8.6 | 5.3 | 4.5 | -7.4 | -4.2 | -3.2 | 46 |
| Banks in U.S.-affiliated areas; checkable deposits and currency and reserves at the Federal Reserve; asset | FA743020003 | -15.9 | 0.5 | -0.4 | 0.2 | 0.3 | 2.4 | 0.0 | -2.0 | -4.1 | 47 |
| Banks in U.S.-affiliated areas; depository institution reserves; asset | FA743013003 | -15.9 | 0.6 | -0.4 | 0.0 | 0.4 | 1.9 | 0.9 | -1.7 | -3.8 | 48 |
| Banks in U.S.-affiliated areas; checkable deposits and currency; asset (6) | FA743020005 | 0.0 | -0.1 | -0.1 | 0.2 | -0.1 | 0.5 | -0.9 | -0.3 | -0.3 | 49 |
| Credit unions; interbank transactions; asset | FA474010005 | -108.5 | 21.2 | 12.2 | -37.6 | 16.4 | -10.0 | 10.3 | -31.3 | 9.6 | 50 |
| Credit unions; depository institution reserves; asset | FA473013005 | -120.3 | 31.2 | 10.5 | -115.8 | -32.0 | -22.7 | 128.7 | -93.4 | -34.0 | 51 |
| Credit unions; interbank transactions due from U.S. depository institutions; asset (6) | FA474012205 | 11.9 | -10.0 | 1.6 | 78.3 | 48.4 | 12.7 | -118.3 | 62.0 | 43.5 | 52 |
| Rest of the world; interbank transactions with banks in foreign countries; asset | FA264016005 | 196.1 | 201.3 | -66.4 | 205.2 | -397.1 | 175.1 | 450.3 | -71.6 | 167.7 | 53 |
| Private depository institutions; interbank transactions due to foreign affiliates; liability | FA703192605 | 188.5 | 206.6 | -64.2 | 213.6 | -397.9 | 194.5 | 446.6 | -86.9 | 170.3 | 54 |
| Rest of the world; loans to U.S. private depository institutions (IBFs); asset | FA264035125 | 7.5 | -5.2 | -2.2 | -8.4 | 0.8 | -19.4 | 3.7 | 15.3 | -2.6 | 55 |
| Instrument discrepancies; interbank transactions | FA904010005 | -22.9 | 20.6 | 11.1 | -381.1 | 36.3 | 95.2 | 198.3 | -292.2 | 20.7 | 56 |
NOTES
- Liability of the monetary authority.
- Unallocated net interbank positions between U.S. private depository institutions. Equals the interbank instrument discrepancy (line 56).
- Claims of U.S.-chartered depository institutions on foreign banking offices in the U.S.
- PPPLF loans from Federal Reserve.
- Reciprocal currency arrangements (swap lines) with foreign central banks.
- Claims on U.S.-chartered depository institutions.
Last Update: January 9, 2026