Financial Accounts of the United States - Z.1
F.203 Checkable Deposits and Currency
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All domestic sectors; checkable deposits and currency; liability | FA883120005 | 412.7 | 81.0 | 526.5 | -218.9 | 999.2 | -9.2 | -307.6 | 1095.1 | 1975.6 | 1 |
| Federal government; Treasury currency; liability | FA313125003 | 0.5 | 1.2 | 0.5 | 0.7 | 0.4 | 0.1 | -0.4 | 0.7 | -2.0 | 2 |
| Monetary authority; checkable deposits and currency; liability | FA713120005 | 74.8 | 319.7 | -20.3 | -11.1 | 483.7 | -619.5 | -1104.3 | 400.5 | 1816.4 | 3 |
| Monetary authority; checkable deposits due to the federal government; liability | FA713123005 | 40.6 | 322.2 | -46.8 | 10.0 | 431.3 | -655.3 | -1263.9 | 204.8 | 1735.1 | 4 |
| Monetary authority; checkable deposits due to government-sponsored enterprises, including FHLB deposits; liability | FA713124005 | -11.8 | 3.4 | -1.1 | 3.1 | -4.1 | 3.0 | 5.9 | 2.0 | 2.8 | 5 |
| Monetary authority; total checkable deposits due to other financial business; liability | FA713129005 | -25.4 | -44.3 | 2.0 | -36.3 | 42.9 | 8.0 | 95.9 | 117.4 | -5.6 | 6 |
| Monetary authority; checkable deposits due to rest of the world; liability | FA713122605 | -0.4 | 0.8 | -0.0 | -16.9 | -0.0 | 0.0 | -1.0 | -0.0 | -0.0 | 7 |
| Monetary authority; currency outside banks; liability | FA713125005 | 75.6 | 40.5 | 22.8 | 14.5 | 15.2 | 17.0 | 71.2 | 79.3 | 74.7 | 8 |
| Private depository institutions; vault cash; asset | FA703025005 | -3.8 | -3.0 | 2.7 | 14.5 | -1.6 | 7.8 | -12.4 | -2.9 | 9.5 | 9 |
| U.S.-chartered depository institutions; checkable deposits; liability | FA763127005 | 341.0 | -240.1 | 501.3 | -134.3 | 439.5 | 652.9 | 521.8 | 721.9 | 144.0 | 10 |
| U.S.-chartered depository institutions; checkable deposits due to the federal government, including demand notes issued to U.S. Treasury and tax and loan accounts; liability | FA763123005 | 0.1 | 3.8 | 0.3 | 0.3 | 1.0 | 3.9 | -5.1 | -0.5 | 2.4 | 11 |
| U.S.-chartered depository institutions; transaction deposits due to state and local governments (including mail float); liability | FA763128000 | 14.8 | 15.2 | 15.0 | -28.6 | 10.8 | 59.1 | 30.2 | -4.0 | 8.9 | 12 |
| U.S.-chartered depository institutions; checkable deposits due to rest of the world; liability | FA763122605 | 1.4 | 1.9 | 27.6 | -30.9 | 62.8 | 16.3 | -60.0 | 43.2 | 26.3 | 13 |
| U.S.-chartered depository institutions; checkable deposits due to private domestic sectors; liability | FA763129205 | 324.8 | -260.9 | 458.3 | -75.0 | 365.0 | 573.5 | 556.7 | 683.2 | 106.4 | 14 |
| Foreign banking offices in the U.S.; checkable deposits; liability | FA753127005 | -12.3 | 9.9 | 39.5 | -58.7 | 97.6 | -74.4 | 204.8 | -3.1 | 24.0 | 15 |
| Foreign banking offices in the U.S.; checkable deposits due to rest of the world; liability | FA753122603 | -21.4 | 0.0 | -1.8 | -11.4 | 8.3 | -23.9 | 91.8 | 1.1 | -18.4 | 16 |
| Foreign banking offices in the U.S.; checkable deposits due to private domestic sectors; liability | FA753129205 | 9.1 | 9.9 | 41.3 | -47.2 | 89.3 | -50.5 | 113.0 | -4.2 | 42.4 | 17 |
| Banks in U.S.-affiliated areas; checkable deposits; liability | FA743127003 | -6.2 | 3.1 | -3.5 | 3.2 | -5.4 | 8.2 | -7.1 | 3.7 | -7.6 | 18 |
| Credit unions; checkable deposits; liability | FA473127003 | 14.8 | -12.8 | 9.1 | -18.8 | -16.7 | 23.6 | 77.6 | -28.6 | 0.7 | 19 |
| All domestic sectors; checkable deposits and currency; liability | FA883120005 | 412.7 | 81.0 | 526.5 | -218.9 | 999.2 | -9.2 | -307.6 | 1095.1 | 1975.6 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 434.3 | -152.4 | 186.7 | -423.6 | -86.3 | 212.9 | 820.7 | 550.5 | -151.4 | 21 |
| Nonfinancial business; checkable deposits and currency; asset | FA143020005 | -40.2 | -67.6 | 309.8 | 208.8 | 417.6 | 365.1 | 39.2 | 17.1 | 220.4 | 22 |
| Nonfinancial corporate business; checkable deposits and currency; asset | FA103020005 | -54.6 | -79.6 | 280.2 | 193.6 | 399.5 | 345.2 | 23.3 | 5.5 | 202.0 | 23 |
| Nonfinancial noncorporate business; checkable deposits and currency; asset | FA113020005 | 14.3 | 12.0 | 29.6 | 15.2 | 18.0 | 19.9 | 16.0 | 11.6 | 18.4 | 24 |
| Federal government; checkable deposits; asset | FA313020005 | 42.6 | 321.2 | -49.0 | 9.8 | 424.5 | -655.0 | -1266.7 | 204.7 | 1709.2 | 25 |
| State and local governments; checkable deposits and currency; asset | FA213020005 | 14.8 | 15.2 | 15.0 | -28.6 | 10.8 | 59.1 | 30.2 | -4.0 | 8.9 | 26 |
| Domestic financial sectors; checkable deposits and currency; asset | FA793020005 | -53.2 | -59.8 | 34.7 | 79.4 | 147.0 | 28.1 | 17.0 | 250.5 | 97.2 | 27 |
| Monetary authority; coin; asset | FA713012003 | -0.0 | 0.2 | 0.1 | -0.5 | 0.3 | -0.1 | 0.3 | -0.4 | 0.1 | 28 |
| U.S.-chartered depository institutions; vault cash; asset | FA763025000 | -3.7 | -2.9 | 2.7 | 14.5 | -1.6 | 7.8 | -12.4 | -2.9 | 9.5 | 29 |
| Foreign banking offices in the U.S.; vault cash; asset | FA753025003 | -0.1 | -0.0 | 0.0 | -0.0 | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 30 |
| Property-casualty insurance companies; checkable deposits and currency, including those held by U.S. residual market reinsurers; asset | FA513020005 | -22.4 | 7.9 | 2.1 | -5.9 | 18.2 | 6.1 | -13.7 | 85.4 | -25.1 | 31 |
| Life insurance companies; checkable deposits and currency; asset | FA543020005 | -3.9 | 24.9 | 7.3 | -1.1 | 56.4 | -24.8 | -12.2 | 53.8 | 77.3 | 32 |
| Private pension funds; checkable deposits and currency; asset | FA573020005 | -2.4 | -4.3 | -3.7 | -3.6 | -3.7 | -3.8 | -3.7 | -3.2 | -4.0 | 33 |
| Federal government retirement funds; checkable deposits and currency held by National Railroad Retirement Investment Trust; asset | FA343020033 | -0.6 | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 34 |
| State and local government employee defined benefit retirement funds; checkable deposits and currency; asset | FA223020043 | -2.1 | -2.1 | 25.5 | 22.1 | 19.6 | 17.4 | -39.6 | -37.1 | 3.9 | 35 |
| Government-sponsored enterprises; checkable deposits and currency; asset | FA403020005 | 6.5 | -22.1 | 1.6 | 125.7 | -17.4 | 6.4 | -4.1 | -7.9 | -0.6 | 36 |
| Finance companies; checkable deposits and currency; asset | FA613020003 | -10.0 | 5.0 | -3.5 | -8.3 | 7.0 | -2.3 | 8.6 | -0.1 | 7.4 | 37 |
| Mortgage real estate investment trusts; checkable deposits and currency; asset | FA643020073 | -0.7 | -0.7 | -0.1 | -3.5 | 3.6 | -1.5 | 0.9 | -1.3 | 4.9 | 38 |
| Security brokers and dealers; checkable deposits and currency; asset | FA663020003 | 8.2 | -20.5 | -0.9 | -28.9 | 24.3 | 7.1 | 3.1 | 40.2 | 33.4 | 39 |
| Other financial business; checkable deposits and currency; asset | FA503020005 | -22.0 | -45.4 | 3.2 | -31.5 | 40.0 | 15.6 | 89.4 | 123.8 | -10.2 | 40 |
| Rest of the world; U.S. checkable deposits and currency; asset | FA263020005 | 14.7 | 19.3 | 27.3 | -66.5 | 80.1 | -22.1 | 49.3 | 77.8 | 67.3 | 41 |
| Rest of the world; checkable deposits; assets | FA263027003 | -20.3 | 2.7 | 25.8 | -59.3 | 71.1 | -7.6 | 30.9 | 44.3 | 7.9 | 42 |
| Rest of the world; currency; asset | FA263025003 | 35.0 | 16.6 | 1.5 | -7.3 | 9.1 | -14.6 | 18.4 | 33.6 | 59.4 | 43 |
| Instrument discrepancies; checkable deposits and currency (total mail float) | FA903020005 | -0.3 | 5.0 | 2.0 | 1.8 | 5.5 | 2.7 | 2.7 | -1.5 | 24.0 | 44 |
Last Update: January 9, 2026