Financial Accounts of the United States - Z.1
F.204 Time and Savings Deposits
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Private depository institutions; total time and savings deposits; liability | FA703130005 | -619.9 | -149.2 | 32.2 | -94.4 | 351.4 | -90.5 | 293.5 | 418.9 | 214.0 | 1 |
| U.S.-chartered depository institutions, including IBFs; total time and savings deposits; liability | FA763130005 | -767.7 | -154.8 | -74.9 | -71.0 | 216.0 | -316.4 | 245.2 | 270.4 | 101.8 | 2 |
| Foreign banking offices in the U.S., including IBFs; total time and savings deposits; liability | FA753130005 | 104.1 | -38.3 | 42.5 | -55.1 | 42.5 | 118.4 | 9.9 | 65.1 | 24.1 | 3 |
| Banks in U.S.-affiliated areas; total time and savings deposits; liability | FA743130003 | -2.0 | 0.0 | -5.0 | -2.6 | -0.9 | 1.8 | -4.5 | 3.2 | -2.8 | 4 |
| Credit unions; total time and savings deposits; liability | FA473130005 | 45.6 | 43.9 | 69.6 | 34.3 | 93.7 | 105.7 | 42.9 | 80.2 | 90.9 | 5 |
| Private depository institutions; total time and savings deposits; liability | FA703130005 | -619.9 | -149.2 | 32.2 | -94.4 | 351.4 | -90.5 | 293.5 | 418.9 | 214.0 | 6 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | -772.6 | -460.2 | -42.7 | 319.6 | 61.5 | 16.1 | 42.9 | 407.6 | 289.2 | 7 |
| Nonfinancial business; total time and savings deposits; asset | FA143030005 | 63.4 | 168.0 | 21.0 | 13.7 | -43.9 | 87.7 | -109.6 | -36.9 | 127.9 | 8 |
| Nonfinancial corporate business; total time and savings deposits; asset | FA103030003 | 17.3 | 133.0 | -15.5 | -16.6 | -83.4 | 42.2 | -147.0 | -60.9 | 82.6 | 9 |
| Nonfinancial noncorporate business; total time and savings deposits; asset | FA113030003 | 46.1 | 35.0 | 36.5 | 30.3 | 39.4 | 45.4 | 37.5 | 23.9 | 45.2 | 10 |
| Federal government; total time and savings deposits; asset | FA313030003 | -1.0 | 0.1 | 0.3 | 0.1 | 1.7 | -1.4 | -0.3 | 0.3 | -0.2 | 11 |
| State and local governments; total time and savings deposits; asset | FA213030000 | -12.4 | 3.8 | -0.2 | 4.5 | -22.7 | -19.9 | 10.7 | -5.0 | -47.4 | 12 |
| Domestic financial sectors; total time and savings deposits; asset | FA793030005 | 112.5 | 128.4 | -4.9 | -280.2 | 197.0 | -164.9 | 227.4 | 1.2 | -230.0 | 13 |
| Private pension funds; total time and savings deposits; asset | FA573030005 | -2.8 | -0.0 | -0.7 | -0.7 | -0.7 | -0.7 | -0.7 | -0.7 | -0.7 | 14 |
| State and local government employee defined benefit retirement funds; total time and savings deposits; asset | FA223030043 | 4.0 | -4.1 | -2.3 | 0.7 | -8.1 | 0.0 | 0.0 | 0.0 | 0.8 | 15 |
| Money market funds; total time and savings deposits; asset | FA633030000 | 46.5 | 99.0 | -25.1 | -215.0 | 70.8 | -163.7 | 253.1 | -162.1 | -130.4 | 16 |
| Government-sponsored enterprises; total time and savings deposits; asset | FA403030005 | 16.4 | 1.2 | 3.1 | 2.4 | 7.7 | -3.5 | 2.9 | 2.5 | 3.4 | 17 |
| Finance companies; total time and savings deposits; asset | FA613030003 | -30.0 | 15.0 | -10.6 | -24.9 | 21.0 | -6.8 | 25.9 | -0.3 | 22.3 | 18 |
| Holding companies; time and savings deposits; asset | FA733030005 | 78.4 | 17.2 | 30.6 | -42.8 | 106.2 | 9.8 | -53.8 | 161.8 | -125.4 | 19 |
| Rest of the world; U.S. total time and savings deposits; asset | FA263030005 | -9.8 | 10.7 | 58.8 | -152.1 | 157.9 | -8.0 | 122.3 | 51.8 | 74.6 | 20 |
Last Update: January 9, 2026