Financial Accounts of the United States - Z.1
L.203 Checkable Deposits and Currency
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2022 | 2023 | 2024 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All domestic sectors; checkable deposits and currency; liability | FL883120005 | 9861.2 | 9942.1 | 10468.6 | 10131.1 | 10370.3 | 10468.6 | 10372.4 | 10567.4 | 11056.0 | 1 |
| Federal government; Treasury currency; liability | FL313125003 | 51.4 | 52.6 | 53.1 | 53.0 | 53.1 | 53.1 | 53.0 | 53.2 | 52.7 | 2 |
| Monetary authority; checkable deposits and currency; liability | FL713120005 | 2932.0 | 3251.6 | 3231.3 | 3254.0 | 3369.7 | 3231.3 | 2941.4 | 3043.8 | 3492.9 | 3 |
| Monetary authority; checkable deposits due to the federal government; liability | FL713123005 | 446.8 | 769.0 | 722.2 | 778.2 | 886.0 | 722.2 | 406.2 | 457.4 | 891.2 | 4 |
| Monetary authority; checkable deposits due to government-sponsored enterprises, including FHLB deposits; liability | FL713124005 | 24.0 | 27.5 | 26.4 | 26.7 | 25.7 | 26.4 | 27.9 | 28.4 | 29.1 | 5 |
| Monetary authority; total checkable deposits due to other financial business; liability | FL713129005 | 194.5 | 150.2 | 152.2 | 139.5 | 150.2 | 152.2 | 176.2 | 205.5 | 204.1 | 6 |
| Monetary authority; checkable deposits due to rest of the world; liability | FL713122605 | 9.0 | 9.7 | 9.7 | 9.7 | 9.7 | 9.7 | 9.5 | 9.5 | 9.5 | 7 |
| Monetary authority; currency outside banks; liability | FL713125005 | 2170.9 | 2211.5 | 2234.3 | 2221.3 | 2222.9 | 2234.3 | 2245.6 | 2266.4 | 2283.3 | 8 |
| Private depository institutions; vault cash; asset | FL703025005 | 86.7 | 83.8 | 86.5 | 78.7 | 75.3 | 86.5 | 76.0 | 76.6 | 75.8 | 9 |
| U.S.-chartered depository institutions; checkable deposits; liability | FL763127005 | 6163.5 | 5923.3 | 6424.6 | 6072.6 | 6177.2 | 6424.6 | 6549.6 | 6649.0 | 6684.7 | 10 |
| U.S.-chartered depository institutions; checkable deposits due to the federal government, including demand notes issued to U.S. Treasury and tax and loan accounts; liability | FL763123005 | 2.6 | 6.4 | 6.7 | 5.7 | 6.0 | 6.7 | 5.6 | 5.6 | 6.2 | 11 |
| U.S.-chartered depository institutions; transaction deposits due to state and local governments (including mail float); liability | FL763128000 | 360.5 | 375.7 | 390.7 | 368.3 | 367.2 | 390.7 | 397.0 | 392.1 | 390.3 | 12 |
| U.S.-chartered depository institutions; checkable deposits due to rest of the world; liability | FL763122605 | 83.9 | 85.8 | 113.5 | 93.7 | 109.4 | 113.5 | 98.5 | 109.3 | 115.8 | 13 |
| U.S.-chartered depository institutions; checkable deposits due to private domestic sectors; liability | FL763129205 | 5716.5 | 5455.5 | 5913.8 | 5605.0 | 5694.7 | 5913.8 | 6048.5 | 6142.2 | 6172.3 | 14 |
| Foreign banking offices in the U.S.; checkable deposits; liability | FL753127005 | 269.8 | 279.7 | 319.2 | 313.4 | 337.8 | 319.2 | 370.4 | 369.6 | 375.6 | 15 |
| Foreign banking offices in the U.S.; checkable deposits due to rest of the world; liability | FL753122603 | 101.4 | 101.5 | 99.6 | 103.5 | 105.6 | 99.6 | 122.6 | 122.9 | 118.3 | 16 |
| Foreign banking offices in the U.S.; checkable deposits due to private domestic sectors; liability | FL753129205 | 168.3 | 178.2 | 219.5 | 209.8 | 232.1 | 219.5 | 247.8 | 246.7 | 257.3 | 17 |
| Banks in U.S.-affiliated areas; checkable deposits; liability | FL743127003 | 57.9 | 61.0 | 57.4 | 56.8 | 55.4 | 57.4 | 55.7 | 56.6 | 54.7 | 18 |
| Credit unions; checkable deposits; liability | FL473127003 | 386.8 | 373.9 | 383.0 | 381.3 | 377.1 | 383.0 | 402.4 | 395.3 | 395.4 | 19 |
| All domestic sectors; checkable deposits and currency; liability | FL883120005 | 9861.2 | 9942.1 | 10468.6 | 10131.1 | 10370.3 | 10468.6 | 10372.4 | 10567.4 | 11056.0 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4576.7 | 4424.3 | 4635.8 | 4523.3 | 4473.9 | 4635.8 | 4894.4 | 4909.5 | 4826.5 | 21 |
| Nonfinancial business; checkable deposits and currency; asset | FL143020005 | 2480.8 | 2413.2 | 2722.9 | 2504.5 | 2657.2 | 2722.9 | 2669.0 | 2719.3 | 2820.8 | 22 |
| Nonfinancial corporate business; checkable deposits and currency; asset | FL103020005 | 1996.9 | 1917.3 | 2197.3 | 1988.5 | 2136.6 | 2197.3 | 2139.5 | 2186.9 | 2283.7 | 23 |
| Nonfinancial noncorporate business; checkable deposits and currency; asset | FL113020005 | 483.9 | 495.9 | 525.5 | 516.0 | 520.6 | 525.5 | 529.5 | 532.4 | 537.0 | 24 |
| Federal government; checkable deposits; asset | FL313020005 | 454.7 | 776.0 | 728.4 | 785.7 | 890.6 | 728.4 | 411.0 | 460.8 | 888.1 | 25 |
| State and local governments; checkable deposits and currency; asset | FL213020005 | 360.5 | 375.7 | 390.7 | 368.3 | 367.2 | 390.7 | 397.0 | 392.1 | 390.3 | 26 |
| Domestic financial sectors; checkable deposits and currency; asset | FL793020005 | 765.0 | 705.2 | 715.1 | 689.9 | 698.9 | 715.1 | 712.0 | 776.0 | 797.1 | 27 |
| Monetary authority; coin; asset | FL713012003 | 1.2 | 1.4 | 1.5 | 1.4 | 1.5 | 1.5 | 1.6 | 1.4 | 1.5 | 28 |
| U.S.-chartered depository institutions; vault cash; asset | FL763025000 | 86.7 | 83.8 | 86.4 | 78.7 | 75.3 | 86.4 | 76.0 | 76.6 | 75.8 | 29 |
| Foreign banking offices in the U.S.; vault cash; asset | FL753025003 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30 |
| Property-casualty insurance companies; checkable deposits and currency, including those held by U.S. residual market reinsurers; asset | FL513020005 | 50.3 | 58.2 | 60.3 | 54.3 | 58.8 | 60.3 | 56.9 | 78.2 | 72.0 | 31 |
| Life insurance companies; checkable deposits and currency; asset | FL543020005 | 118.3 | 143.3 | 150.6 | 142.7 | 156.8 | 150.6 | 147.5 | 161.0 | 180.3 | 32 |
| Private pension funds; checkable deposits and currency; asset | FL573020005 | 22.1 | 17.8 | 14.1 | 15.9 | 15.0 | 14.1 | 13.2 | 12.4 | 11.4 | 33 |
| Federal government retirement funds; checkable deposits and currency held by National Railroad Retirement Investment Trust; asset | FL343020033 | 0.5 | 0.7 | 1.0 | 0.8 | 0.9 | 1.0 | 1.1 | 1.2 | 1.2 | 34 |
| State and local government employee defined benefit retirement funds; checkable deposits and currency; asset | FL223020043 | 26.3 | 24.2 | 49.8 | 40.5 | 45.4 | 49.8 | 39.9 | 30.6 | 31.6 | 35 |
| Government-sponsored enterprises; checkable deposits and currency; asset | FL403020005 | 69.1 | 47.0 | 23.8 | 51.3 | 22.2 | 23.8 | 22.8 | 20.8 | 20.7 | 36 |
| Finance companies; checkable deposits and currency; asset | FL613020003 | 10.9 | 15.9 | 12.4 | 11.2 | 12.9 | 12.4 | 14.5 | 14.5 | 16.4 | 37 |
| Mortgage real estate investment trusts; checkable deposits and currency; asset | FL643020073 | 15.9 | 15.2 | 15.1 | 14.6 | 15.5 | 15.1 | 15.3 | 15.0 | 16.3 | 38 |
| Security brokers and dealers; checkable deposits and currency; asset | FL663020003 | 148.8 | 128.3 | 127.4 | 119.6 | 125.7 | 127.4 | 128.2 | 138.2 | 146.6 | 39 |
| Other financial business; checkable deposits and currency; asset | FL503020005 | 214.8 | 169.5 | 172.7 | 158.8 | 168.8 | 172.7 | 195.1 | 226.0 | 223.5 | 40 |
| Rest of the world; U.S. checkable deposits and currency; asset | FL263020005 | 1224.3 | 1243.5 | 1270.8 | 1256.3 | 1276.4 | 1270.8 | 1283.2 | 1302.6 | 1319.4 | 41 |
| Rest of the world; checkable deposits; assets | FL263027003 | 194.3 | 197.0 | 222.8 | 206.9 | 224.7 | 222.8 | 230.5 | 241.6 | 243.6 | 42 |
| Rest of the world; currency; asset | FL263025003 | 1029.9 | 1046.5 | 1048.0 | 1049.4 | 1051.7 | 1048.0 | 1052.6 | 1061.0 | 1075.9 | 43 |
| Instrument discrepancies; checkable deposits and currency (total mail float) | FL903020005 | -0.7 | 4.2 | 4.8 | 3.1 | 6.2 | 4.8 | 5.8 | 7.2 | 13.8 | 44 |
Last Update: January 9, 2026