Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Levels for 2024
Billions of dollars; amounts outstanding end of period, not seasonally adjustedDescription |
Households and Nonprofit Organizations; Assets |
Households and Nonprofit Organizations; Liabilities |
Nonfinancial Business; Assets |
Nonfinancial Business; Liabilities |
Federal Government; Assets |
Federal Government; Liabilities |
State and Local Governments; Assets |
State and Local Governments; Liabilities |
Domestic Nonfinancial Sectors; Assets |
Domestic Nonfinancial Sectors; Liabilities |
Domestic Financial Sectors; Assets |
Domestic Financial Sectors; Liabilities |
Rest of the World; Assets |
Rest of the World; Liabilities |
All Sectors; Assets |
All Sectors; Liabilities |
Instrument Discrep- ancy; |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total financial assets | 130154.2 | -- | 41914.3 | -- | 4881.2 | -- | 4923.4 | -- | 181873.2 | -- | 144044 | -- | 57088.9 | -- | 383006.1 | -- | -1923 |
| Total liabilities and equity | -- | 20807.3 | -- | 135010.8 | -- | 33918.4 | -- | 7955.4 | -- | 197692 | -- | 151261.8 | -- | 32129.4 | -- | 381083.1 | -- |
| Total liabilities and equity; Total liabilities | -- | 20807.3 | -- | 42668.4 | -- | 33918.4 | -- | 7955.4 | -- | 105349.5 | -- | 127436.4 | -- | 10273.5 | -- | 243059.5 | -- |
| Monetary gold and SDRs | -- | -- | -- | -- | 849.2 | 149.8 | -- | -- | 849.2 | 149.8 | -- | -- | 149.8 | 166.9 | 999 | 316.7 | -682.3 |
| Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4299.1 | 4881.9 | 1893.4 | 1294.3 | 6192.5 | 6176.2 | -16.3 |
| Checkable dep. and currency | 4635.8 | -- | 2722.9 | -- | 728.4 | 53.1 | 390.7 | -- | 8477.8 | 53.1 | 715.1 | 10415.5 | 1270.8 | -- | 10463.8 | 10468.6 | 4.8 |
| Time and savings deposits | 9799 | -- | 1917.6 | -- | 1.5 | -- | 374.1 | -- | 12092.2 | -- | 857.8 | 13695.3 | 745.4 | -- | 13695.3 | 13695.3 | -- |
| Other deposits | 56.6 | -- | 213 | -- | 105.3 | -- | -- | -- | 375 | -- | 22.1 | 14.3 | -- | 1095.2 | 397 | 1109.6 | 712.5 |
| Money market fund shares | 4709.1 | -- | 1104.3 | -- | -- | -- | 81.9 | -- | 5895.3 | -- | 1135 | 7243.2 | 213 | -- | 7243.2 | 7243.2 | -- |
| Fed. Funds and security repos | -- | -- | 45.9 | -- | -0 | -- | 220.5 | -- | 266.4 | -- | 5499.3 | 4213.9 | 1336.4 | 1629.8 | 7102.1 | 5843.7 | -1258.4 |
| Debt securities | 5822.2 | 216.2 | 498.5 | 8507.1 | 6.5 | 28159.9 | 2499.8 | 3360.8 | 8827.1 | 40244 | 34417.1 | 17900.9 | 14482.7 | 3739.1 | 57726.9 | 61883.9 | 4157 |
| Debt securities; Open market paper | -- | -- | 206.6 | 196.3 | -- | -- | 264.4 | -- | 470.9 | 196.3 | 609 | 718.5 | 138.8 | 303.8 | 1218.7 | 1218.7 | -- |
| Debt securities; Treasury securities | 2634.6 | -- | 208.8 | -- | -- | 28139.5 | 1466.5 | -- | 4309.9 | 28139.5 | 13082.3 | -- | 8558.4 | -- | 25950.6 | 28139.5 | 2188.9 |
| Debt securities; Agency- and GSE-backed sec. | 1052.8 | -- | 40.7 | -- | -- | 20.5 | 424.8 | -- | 1518.4 | 20.5 | 8415.5 | 12254.1 | 1369.2 | -- | 11303 | 12274.6 | 971.5 |
| Debt securities; Municipal securities | 1939.7 | 216.2 | 29.1 | 636.2 | -- | -- | 45.8 | 3360.8 | 2014.6 | 4213.2 | 1930.6 | -- | 121 | -- | 4066.2 | 4213.2 | 147 |
| Debt securities; Corporate and fgn. bonds | 195 | -- | 13.4 | 7674.6 | 6.5 | -- | 298.3 | -- | 513.2 | 7674.6 | 10379.8 | 4928.2 | 4295.4 | 3435.2 | 15188.4 | 16038 | 849.6 |
| Loans | 1201.2 | 20036.9 | 201.8 | 12986.2 | 2254 | 3456.8 | 332.3 | 137.2 | 3989.2 | 36617.1 | 35216.3 | 2329 | 1118.6 | 1377.9 | 40324 | 40324 | -- |
| Loans; Depository inst. loans n.e.c. | -- | 351.5 | -- | 2868.8 | -- | -- | -- | 111.7 | -- | 3332 | 5274.5 | 620 | -- | 1322.4 | 5274.5 | 5274.5 | -- |
| Loans; Other loans and advances | 1115.4 | 849.1 | -- | 3137.3 | 552.1 | 3456.8 | 98.6 | 25.5 | 1766.1 | 7468.6 | 6348.5 | 1709 | 1118.6 | 55.5 | 9233.1 | 9233.1 | -- |
| Loans; Mortgages | 70.4 | 13888.2 | 201.8 | 6980.1 | 183.9 | -- | 233.7 | -- | 689.7 | 20868.3 | 20178.6 | -- | -- | -- | 20868.3 | 20868.3 | -- |
| Loans; Consumer credit | 15.4 | 4948.1 | -- | -- | 1518 | -- | -- | -- | 1533.4 | 4948.1 | 3414.7 | -- | -- | -- | 4948.1 | 4948.1 | -- |
| U.S. direct investment: debt | -- | -- | -62.5 | -- | -- | -- | -- | -- | -62.5 | -- | -12.9 | -- | -- | -75.5 | -75.5 | -75.5 | -- |
| Foreign direct investment: debt | -- | -- | -- | 357.2 | -- | -- | -- | -- | -- | 357.2 | -- | 102 | 459.2 | -- | 459.2 | 459.2 | -- |
| Corporate equities | 38996.7 | -- | 3249.9 | 62728.7 | 317.5 | -- | 136.3 | -- | 42700.5 | 62728.7 | 34223.1 | 19090.2 | 16891.6 | 11996.3 | 93815.2 | 93815.2 | -- |
| U.S. direct investment: equity | -- | -- | 8105.3 | -- | -- | -- | -- | -- | 8105.3 | -- | 1677.3 | -- | -- | 9782.6 | 9782.6 | 9782.6 | -- |
| Foreign direct investment: equity | -- | -- | -- | 14102.2 | -- | -- | -- | -- | -- | 14102.2 | -- | 1826.9 | 15929.1 | -- | 15929.1 | 15929.1 | -- |
| Miscellaneous other equity | 15652.2 | -- | 21.2 | 15511.6 | 80.4 | -- | -- | -- | 15753.8 | 15511.6 | 2743 | 2908.3 | -- | 77 | 18496.8 | 18496.8 | -- |
| Mutual fund shares | 12339.2 | -- | 404.5 | -- | -- | -- | 65.4 | -- | 12809.1 | -- | 7418.7 | 21684.7 | 1456.9 | -- | 21684.7 | 21684.7 | -- |
| Life insurance reserves | 2161.9 | -- | -- | -- | -- | 56.5 | -- | -- | 2161.9 | 56.5 | 612.8 | 2576.6 | 0.7 | 142.3 | 2775.4 | 2775.4 | -- |
| Pension entitlements | 32620.8 | -- | -- | -- | -- | -- | -- | -- | 32620.8 | -- | 704.7 | 32893.1 | 2.5 | 434.9 | 33328 | 33328 | -- |
| Trade credit | 451 | 514.8 | 6554.4 | 4837.5 | 117.3 | 615 | 338.6 | 1372.3 | 7461.3 | 7339.6 | 499.4 | 735.6 | 823 | 93.1 | 8783.7 | 8168.3 | -615.4 |
| Taxes payable | -- | -- | -- | 488.4 | 421.1 | -- | 304.8 | -- | 725.9 | 488.4 | -- | 103.9 | -- | -- | 725.9 | 592.2 | -133.6 |
| Miscellaneous | 1708.5 | 39.5 | 16937.7 | 15492 | -- | 1427.3 | 178.9 | 3085.1 | 18825.1 | 20043.9 | 14016.3 | 8646.6 | 315.9 | 375.5 | 33157.3 | 29065.9 | -4091.4 |
NOTES
- General notes: A = assets; L = liabilities. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government. Equity included in line 2 is the sum of corporate equities (line 24),# U.S. direct investment abroad equity (line 25), foreign direct investment in the U.S. equity (line 26), and miscellaneous other equity (line 27). The matrix shows a discrepancy in column 17 for monetary gold (line 4) because by international accounting convention, monetary gold# is a financial asset without a corresponding liability.
Last Update: January 9, 2026