Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Transactions for 2024
Billions of dollars; seasonally adjustedDescription |
Households and Nonprofit Organizations; Use |
Households and Nonprofit Organizations; Source |
Nonfinancial Business; Use |
Nonfinancial Business; Source |
Federal Government; Use |
Federal Government; Source |
State and Local Governments; Use |
State and Local Governments; Source |
Domestic Nonfinancial Sectors; Use |
Domestic Nonfinancial Sectors; Source |
Domestic Financial Sectors; Use |
Domestic Financial Sectors; Source |
Rest of the World; Use |
Rest of the World; Source |
All Sectors; Use |
All Sectors; Source |
Instrument Discrep- ancy; |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross saving less net cap. transfers | -- | 4146.4 | -- | 3455.5 | -- | -1654.6 | -- | 359.2 | -- | 6306.4 | -- | 555.7 | -- | 1177 | -- | 8039.1 | -- |
| Capital consumption | -- | 2567 | -- | 2769.8 | -- | 393.4 | -- | 410.4 | -- | 6140.6 | -- | 344.8 | -- | -- | -- | 6485.4 | -- |
| Net saving (1 less 2) | -- | 1579.4 | -- | 685.7 | -- | -2048 | -- | -51.3 | -- | 165.9 | -- | 210.9 | -- | 1177 | -- | 1553.7 | -- |
| Gross investment (5 plus 11) | 5161.7 | -- | 3311.6 | -- | -1536.6 | -- | 346.3 | -- | 7283 | -- | 590.3 | -- | 917.7 | -- | 8790.9 | -- | -751.8 |
| Capital expenditures | 3293.4 | -- | 3584.8 | -- | 450.5 | -- | 619.3 | -- | 7948 | -- | 394 | -- | -0.1 | -- | 8341.9 | -- | -302.8 |
| Capital expenditures; Consumer durables | 2033.3 | -- | -- | -- | -- | -- | -- | -- | 2033.3 | -- | -- | -- | -- | -- | 2033.3 | -- | -- |
| Capital expenditures; Residential | 971.3 | -- | 211.6 | -- | 2.8 | -- | 7.4 | -- | 1193 | -- | -- | -- | -- | -- | 1193 | -- | -- |
| Capital expenditures; Nonresidential | 306 | -- | 3322.9 | -- | 448.2 | -- | 591 | -- | 4668.1 | -- | 394 | -- | -- | -- | 5062.1 | -- | -- |
| Capital expenditures; Inventory change | -- | -- | 53.5 | -- | -- | -- | -- | -- | 53.5 | -- | -- | -- | -- | -- | 53.5 | -- | -- |
| Capital expenditures; Nonproduced nonfinancial assets | -17.1 | -- | -3.2 | -- | -0.4 | -- | 20.9 | -- | 0.1 | -- | -- | -- | -0.1 | -- | -- | -- | -- |
| Net lending (+) or net borrowing (-) | 1868.3 | -- | -273.2 | -- | -1987.1 | -- | -273 | -- | -665.1 | -- | 196.3 | -- | 917.8 | -- | 449.1 | -- | -449.1 |
| Net acquisition of financial assets | 2503.8 | -- | 580.6 | -- | 77.9 | -- | 155.7 | -- | 3318.1 | -- | 3218.5 | -- | 1844.2 | -- | 8380.8 | -- | -- |
| Net increase in liabilities and equity | -- | 635.6 | -- | 853.9 | -- | 2065 | -- | 428.7 | -- | 3983.1 | -- | 3022.2 | -- | 926.4 | -- | 7931.8 | -- |
| Net increase in liabilities and equity; Monetary gold and SDRs | -- | -- | -- | -- | 5.1 | -- | -- | -- | 5.1 | -- | -- | -- | -- | 5.1 | 5.1 | 5.1 | -- |
| Net increase in liabilities and equity; Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -471.8 | -420.3 | -66.4 | -106.9 | -538.3 | -527.2 | 11.1 |
| Net increase in liabilities and equity; Checkable dep. and currency | 186.7 | -- | 309.8 | -- | -49 | 0.5 | 15 | -- | 462.5 | 0.5 | 34.7 | 526 | 27.3 | -- | 524.4 | 526.5 | 2 |
| Net increase in liabilities and equity; Time and savings deposits | -42.7 | -- | 21 | -- | 0.3 | -- | -0.2 | -- | -21.7 | -- | -4.9 | 32.2 | 58.8 | -- | 32.2 | 32.2 | -- |
| Net increase in liabilities and equity; Other deposits | 5.8 | -- | -32.7 | -- | 12.3 | -- | -- | -- | -14.6 | -- | -10.1 | 1.2 | -- | 98.1 | -24.7 | 99.3 | 124 |
| Net increase in liabilities and equity; Money market fund shares | 679.5 | -- | 91.9 | -- | -- | -- | 9.9 | -- | 781.3 | -- | 72.8 | 885.6 | 31.5 | -- | 885.6 | 885.6 | -- |
| Net increase in liabilities and equity; Fed. funds and security repos | -- | -- | 18.9 | -- | -- | -- | 8.9 | -- | 27.8 | -- | 130.1 | -345.7 | 31 | -0.1 | 188.9 | -345.9 | -534.8 |
| Net increase in liabilities and equity; Debt securities | 39.9 | 8.4 | 14.2 | 264.1 | -0.1 | 1913.2 | 106.2 | 98.2 | 160.2 | 2283.9 | 1872.5 | 560.2 | 1014.2 | 202.9 | 3046.9 | 3046.9 | -- |
| Net increase in liabilities and equity; Debt securities; Open market paper | -- | -- | -3.3 | -21.6 | -- | -- | -0.2 | -- | -3.5 | -21.6 | -21.7 | 36.7 | 17 | -23.3 | -8.2 | -8.2 | -- |
| Net increase in liabilities and equity; Debt securities; Treasury securities | 144.9 | -- | 16 | -- | -- | 1912.9 | 85.2 | -- | 246.1 | 1912.9 | 1057.7 | -- | 609.1 | -- | 1912.9 | 1912.9 | -- |
| Net increase in liabilities and equity; Debt securities; Agency- and GSE-backed sec. | 70 | -- | 3.5 | -- | -- | 0.3 | 11.7 | -- | 85.3 | 0.3 | 127.3 | 298.3 | 86 | -- | 298.6 | 298.6 | -- |
| Net increase in liabilities and equity; Debt securities; Municipal securities | 93.6 | 8.4 | 1.3 | 13 | -- | -- | 2.4 | 98.2 | 97.3 | 119.7 | 16.6 | -- | 5.7 | -- | 119.7 | 119.7 | -- |
| Net increase in liabilities and equity; Debt securities; Corporate and fgn. bonds | -268.8 | -- | -3.2 | 272.7 | -0.1 | -- | 7 | -- | -265 | 272.7 | 692.5 | 225.1 | 296.5 | 226.2 | 724 | 724 | -- |
| Net increase in liabilities and equity; Loans | 8.1 | 609.1 | 5.4 | 381.1 | 103.2 | 231.7 | 12.4 | -4.6 | 129.2 | 1217.3 | 1226.9 | 15.5 | 25.3 | 148.6 | 1381.4 | 1381.4 | -- |
| Net increase in liabilities and equity; Loans; Depository inst. loans n.e.c. | -- | 18.2 | -- | 44 | -- | -- | -- | -5.8 | -- | 56.4 | 211 | 30.2 | -- | 124.4 | 211 | 211 | -- |
| Net increase in liabilities and equity; Loans; Other loans and advances | 14.9 | 111.1 | -- | 136.7 | 39.6 | 231.7 | 7.1 | 1.2 | 61.5 | 480.7 | 403.4 | -14.7 | 25.3 | 24.1 | 490.2 | 490.2 | -- |
| Net increase in liabilities and equity; Loans; Mortgages | -3.6 | 380.9 | 5.4 | 200.5 | 7.9 | -- | 5.4 | -- | 15.1 | 581.4 | 566.3 | -- | -- | -- | 581.4 | 581.4 | -- |
| Net increase in liabilities and equity; Loans; Consumer credit | -3.2 | 98.9 | -- | -- | 55.8 | -- | -- | -- | 52.6 | 98.9 | 46.3 | -- | -- | -- | 98.9 | 98.9 | -- |
| Net increase in liabilities and equity; U.S. direct investment: debt | -- | -- | -11.9 | -- | -- | -- | -- | -- | -11.9 | -- | -1.7 | -- | -- | -13.6 | -13.6 | -13.6 | -- |
| Net increase in liabilities and equity; Foreign direct investment: debt | -- | -- | -- | 23.4 | -- | -- | -- | -- | -- | 23.4 | -- | -21.7 | 1.7 | -- | 1.7 | 1.7 | -- |
| Net increase in liabilities and equity; Corporate equities | 1008.2 | -- | -331.4 | -397.5 | -- | -- | -21.9 | -- | 655 | -397.5 | -89.4 | 993.1 | 179.6 | 149.5 | 745.1 | 745.1 | -- |
| Net increase in liabilities and equity; U.S. direct investment: equity | -- | -- | 259.7 | -- | -- | -- | -- | -- | 259.7 | -- | 71.3 | -- | -- | 331 | 331 | 331 | -- |
| Net increase in liabilities and equity; Foreign direct investment: equity | -- | -- | -- | 232.2 | -- | -- | -- | -- | -- | 232.2 | -- | 58.4 | 290.6 | -- | 290.6 | 290.6 | -- |
| Net increase in liabilities and equity; Miscellaneous other equity | -12.4 | -- | 1 | -29.2 | -1.7 | -- | -- | -- | -13.1 | -29.2 | 67.9 | 81.7 | -- | 2.2 | 54.8 | 54.8 | -- |
| Net increase in liabilities and equity; Mutual fund shares | 13.2 | -- | 41.9 | -- | -- | -- | -4.4 | -- | 50.7 | -- | -314.3 | -168.8 | 94.8 | -- | -168.8 | -168.8 | -- |
| Net increase in liabilities and equity; Life insurance reserves | 58.5 | -- | -- | -- | -- | 2.2 | -- | -- | 58.5 | 2.2 | 4.2 | 65.5 | 0.3 | -4.7 | 63 | 63 | -- |
| Net increase in liabilities and equity; Pension entitlements | 430.6 | -- | -- | -- | -- | -- | -- | -- | 430.6 | -- | 129.6 | 446.9 | 1.2 | 114.6 | 561.4 | 561.4 | -- |
| Net increase in liabilities and equity; Trade credit | 36.5 | 17.9 | 118 | 130.5 | 9.1 | 31.4 | 9.1 | 72.9 | 172.7 | 252.7 | 4.6 | 105.8 | 155.7 | 5.3 | 333 | 363.8 | 30.9 |
| Net increase in liabilities and equity; Taxes payable | -- | -- | -- | -0.7 | -1.5 | -- | 10 | -- | 8.6 | -0.7 | -- | 4.6 | -- | -- | 8.6 | 3.9 | -4.6 |
| Net increase in liabilities and equity; Miscellaneous | 91.9 | 0.2 | 74.9 | 249.9 | -- | -114 | 10.6 | 262.2 | 177.4 | 398.3 | 496.2 | 202.1 | -1.3 | -5.6 | 672.4 | 594.7 | -77.7 |
| Sector discrepancies (1 less 4) | -1015.3 | -- | 143.9 | -- | -118 | -- | 12.8 | -- | -976.5 | -- | -34.6 | -- | 259.3 | -- | -751.8 | -- | -751.8 |
NOTES
- General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.
Last Update: January 9, 2026