Financial Accounts of the United States - Z.1

Financial Accounts Matrix--Transactions

Billions of dollars; seasonally adjusted

Line Description Households and Nonprofit Organizations Nonfinancial Business Federal Government State and Local Governments Domestic Nonfinancial Sectors Domestic Financial Sectors Rest of the World All Sectors Instrument Discrepancy
Use Source Use Source Use Source Use Source Use Source Use Source Use Source Use Source
Column 1 Column 2 Column 3 Column 4 Column 5 Column 6 Column 7 Column 8 Column 9 Column 10 Column 11 Column 12 Column 13 Column 14 Column 15 Column 16 Column 17
Line 1 Gross saving less net cap. transfers -- FA146000105 -- FA316000105 -- FA216000105 -- FA386000105 -- FA796000105 -- FA266000105 -- FA896000105 -- -- FA156000105
Line 2 Capital consumption -- FA146300005 -- FA316300001 -- FA216300001 -- FA386300005 -- FA796330005 -- -- -- FA886300005 -- -- FA156300005
Line 3 Net saving (1 less 2) -- FA146006305 -- FA316006305 -- FA216006305 -- FA386006305 -- FA796006305 -- FA266000105 -- FA896006305 -- -- FA156006305
 
Line 4 Gross investment (5 plus 11) FA145090005 -- FA315090005 -- FA215090005 -- FA385090005 -- FA795090005 -- FA265090005 -- FA895090005 -- FA907005005 FA155090005 --
Line 5 Capital expenditures FA145050005 -- FA315050005 -- FA215050005 -- FA385050005 -- FA795013005 -- FA265420005 -- FA895050005 -- FA906000105 FA155050005 --
Line 6 Consumer durables -- -- -- -- -- -- FA155111003 -- -- -- -- -- FA155111003 -- -- FA155111003 --
Line 7 Residential FA145012005 -- FA315012065 -- FA215012063 -- FA385012005 -- -- -- -- -- FA885012005 -- -- FA155012005 --
Line 8 Nonresidential FA145013005 -- FA315013005 -- FA215013005 -- FA385013005 -- FA795013005 -- -- -- FA885013005 -- -- FA165013005 --
Line 9 Inventory change FA145020005 -- -- -- -- -- FA145020005 -- -- -- -- -- FA145020005 -- -- -- --
Line 10 Nonproduced nonfinancial assets FA105420005 -- FA315420003 -- FA215420003 -- FA385420005 -- -- -- FA265420005 -- -- -- -- FA155420003 --
 
Line 11 Net lending (+) or net borrowing (-) FA145000005 -- FA315000005 -- FA215000005 -- FA385000005 -- FA795000005 -- FA265000005 -- FA895000005 -- FA905000005 FA155000005 --
Line 12 Net acquisition of financial assets FA144090005 -- FA314090005 -- FA214090005 -- FA384090005 -- FA794090005 -- FA264090005 -- FA894090005 -- -- FA154090005 --
Line 13 Net increase in liabilities and equity -- FA144194005 -- FA314190005 -- FA214190005 -- FA384194005 -- FA794194005 -- FA264194005 -- FA894194005 -- -- FA154190005
 
Line 14 Monetary gold and SDRs -- -- FA313011105 FA313111303 -- -- FA313011105 FA313111303 -- -- FA263011105 FA313011303 FA893011105 FA893111305 -- -- --
Line 15 Interbank assets and liabilities -- -- -- -- -- -- -- -- FA794010005 FA794110005 FA264016005 FA264116005 FA894010005 FA894110005 FA904010005 -- --
Line 16 Checkable dep. and currency FA143020005 -- FA313020005 FA313125003 FA213020005 -- FA383020005 FA313125003 FA793020005 FA793120005 FA263020005 -- FA893020005 FA883120005 FA903020005 FA153020005 --
Line 17 Time and savings deposits FA143030005 -- FA313030003 -- FA213030000 -- FA383030005 -- FA793030005 FA703130005 FA263030005 -- FA703130005 FA703130005 -- FA153030005 --
Line 18 Other deposits FA103091003 -- FA313030505 FA313131003 -- -- FA383030505 FA313131003 FA793030505 FA403197033 -- FA263130505 FA893030505 FA893130505 FA903091005 FA153030505 --
Line 19 Money market fund shares FA143034005 -- -- -- FA213034003 -- FA383034005 -- FA793034005 FA634090005 FA263034003 -- FA634090005 FA634090005 -- FA153034005 --
Line 20 Fed. funds and security repos FA102051003 -- FA313011545 -- FA212051003 -- FA382051005 -- FA792050005 FA792150005 FA262051005 FA262151005 FA892050005 FA892150005 FA902050005 -- --
 
Line 21 Debt securities FA144022005 FA104122005 FA314022005 FA314122005 FA214022005 FA213162005 FA384022005 FA384122005 FA794022005 FA794122005 FA264022005 FA264122005 FA894122005 FA894122005 -- FA154022005 FA163162003
Line 22 Open market paper FA103069100 FA103169100 -- -- FA213069103 -- FA383069105 FA103169100 FA793069175 FA793169175 FA263069103 FA263169105 FA893169175 FA893169175 -- -- --
Line 23 Treasury securities FA143061105 -- -- FA313161105 FA213061103 -- FA383061105 FA313161105 FA793061105 -- FA263061105 -- FA313161105 FA313161105 -- FA153061105 --
Line 24 Agency- and GSE-backed sec. FA103061703 -- FA313061703 FA313161705 FA213061703 -- FA383061705 FA313161705 FA793061705 FA423161705 FA263061705 -- FA893161705 FA893161705 -- FA153061705 --
Line 25 Municipal securities FA143062005 FA103162000 -- -- FA213062003 FA213162005 FA383062005 FA383162005 FA793062005 -- FA263062003 -- FA383162005 FA383162005 -- FA153062005 FA163162003
Line 26 Corporate and fgn. bonds FA123063003 FA103163005 FA313063005 -- FA213063003 -- FA383063005 FA103163005 FA793063005 FA793163005 FA263063005 FA263163005 FA893063005 FA893163005 -- FA153063005 --
 
Line 27 Loans FA144023005 FA144123005 FA314023005 FA314123005 FA214023005 FA214141005 FA384023005 FA384123005 FA794023005 FA794123005 FA263069005 FA264123005 FA894123005 FA894123005 -- FA154023005 FA154123005
Line 28 Depository inst. loans n.e.c. -- FA143168005 -- -- -- FA213168003 -- FA383168005 FA793068005 FA793168005 -- FA263168005 FA793068005 FA793068005 -- -- FA153168005
Line 29 Other loans and advances -- FA143169005 FA313069005 FA313169005 FA213069200 FA213169203 FA383069005 FA383169005 FA793069005 FA793169005 FA263069005 FA263169005 FA893169005 FA893169005 -- FA153069005 FA153169005
Line 30 Mortgages FA143065005 FA143165005 FA313065005 FA313165403 FA213065005 -- FA383065005 FA383165005 FA793065005 -- -- -- FA893065005 FA893065005 -- FA153065005 FA153165005
Line 31 Consumer credit FA143066005 -- FA313066220 -- -- -- FA383066005 FA153166000 FA793066005 -- -- -- FA153166000 FA153166000 -- FA163066223 FA153166000
 
Line 32 U.S. direct investment: debt FA103092305 -- -- -- -- -- FA103092305 -- FA793092305 -- -- FA263192305 FA263192305 FA263192305 -- -- --
Line 33 Foreign direct investment: debt -- FA143192305 -- -- -- -- -- FA143192305 -- FA793192305 FA263092305 -- FA263092305 FA263092305 -- -- --
 
Line 34 Corporate equities FA103064103 FA103164105 FA313064105 -- FA213064103 -- FA383064105 FA103164105 FA793064105 FA793164105 FA263064105 FA263164100 FA893064105 FA893064105 -- FA153064105 --
Line 35 U.S. direct investment: equity FA103092105 -- -- -- -- -- FA103092105 -- FA793092105 -- -- FA263192101 FA263192101 FA263192101 -- -- --
Line 36 Foreign direct investment: equity -- FA143192105 -- -- -- -- -- FA143192105 -- FA793192105 FA263092101 -- FA263092101 FA263092101 -- -- --
Line 37 Miscellaneous other equity FA143092405 FA112090205 FA313081115 -- -- -- FA383094905 FA112090205 FA793094905 FA793194905 -- FA313092803 FA893194905 FA893194905 -- FA153081115 --
 
Line 38 Mutual fund shares FA103064203 -- -- -- FA213064203 -- FA383064205 -- FA793064205 FA653164205 FA263064203 -- FA653164205 FA653164205 -- FA153064205 --
Line 39 Life insurance reserves -- -- -- FA313140003 -- -- FA153040005 FA313140003 FA793040005 FA543140005 FA543141905 FA263140005 FA893140005 FA893140005 -- FA153040005 --
Line 40 Pension entitlements -- -- -- -- -- -- FA153050005 -- FA543050005 FA583150005 FA543151905 FA263150005 FA893150005 FA893150005 -- FA153050005 --
Line 41 Trade credit FA143070005 FA143170005 FA313070000 FA313170005 FA213070003 FA213170003 FA383070005 FA383170005 FA793070005 FA793170005 FA263070005 FA263170005 FA893070005 FA893170005 FA903070005 FA163070005 FA163170005
Line 42 Taxes payable -- FA143178005 FA313078000 -- FA213078005 -- FA383078005 FA143178005 -- FA793178005 -- -- FA893078005 FA893178005 FA903078005 -- --
Line 43 Miscellaneous FA143090005 FA143190005 -- FA313190005 FA213093003 FA223073045 FA383090005 FA383190005 FA793090005 FA793190005 FA263090005 FA263190005 FA893090005 FA893190005 FA903090005 FA153090005 FA543077073
 
Line 44 Sector discrepancies (1 less 4) FA107005005 -- FA317005005 -- FA217005005 -- FA387005005 -- FA797005005 -- FA267005005 -- FA897005005 -- FA907005005 FA157005005 --

NOTES

  1. General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.

Last Update: March 9, 2026