Financial Accounts of the United States - Z.1
F.218 One-to-four-family residential mortgages1
Billions of dollars; quarterly figures are seasonally adjusted annual rates
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q3 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Net borrowing | FA893065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 2 | Household sector | FA153165105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 3 | Nonfinancial corporate business | FA103165105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 4 | Nonfinancial noncorporate business | FA113165105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 5 | Net change in assets | FA893065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 6 | Household sector | FA153065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 7 | Nonfinancial corporate business | FA103065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 8 | Nonfinancial noncorporate business | FA113065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 9 | Federal government | FA313065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 10 | State and local governments | FA213065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 11 | U.S.-chartered depository institutions | FA763065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 12 | Foreign banking offices in U.S. | FA753065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 13 | Banks in U.S.-affiliated areas | FA743065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 14 | Credit unions | FA473065100 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 15 | Life insurance companies | FA543065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 16 | Private pension funds | FA573065103 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 17 | State and local govt. pension funds | FA223065143 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 18 | Government-sponsored enterprises | FA403065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 19 | Agency- and GSE-backed mortgage pools | FA413065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 20 | ABS issuers | FA673065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 21 | Finance companies | FA613065105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 22 | Mortgage REITs | FA643065173 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Memo: | |||||||||||
| Line 23 | Charge-offs2 | FV893065153 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 24 | Home equity loans included above3 | FA893065125 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 25 | U.S.-chartered depository institutions | FA763065125 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 26 | Foreign banking offices in U.S. | FA753065203 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 27 | Credit unions | FA473065125 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 28 | ABS issuers | FA673065123 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 29 | Finance companies | FA613065123 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Notes:
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Charge-offs are excluded from transactions (line 1) and are accounted for as other changes in volume. Quarterly figures are shown at an unadjusted quarterly rate. Data begin 2007:Q1.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals. Home equity loans held by U.S.-chartered depository institutions exclude charge-offs.
Last Update: March 9, 2026