Assets and Liabilities of Commercial Banks in the United States - H.8

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Release Date: August 21, 2020
H.8; Page 1

August 21, 2020

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2015
2016
2017
2018
2019
2019
Q1 		2019
Q2 		2019
Q3 		2019
Q4 		2020
Q1 		2020
Q2 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul
Assets
1  Bank credit  7.7   6.8   3.0   3.5   6.0   7.1   5.0   6.1   5.4   7.3   20.7   30.2   4.8   -1.4   2.8 
2  Securities in bank credit 2  6.1   7.8   1.9   0.8   10.4   9.8   8.3   11.6   10.3   7.6   16.0   0.3   8.2   44.5   37.0 
3  Treasury and agency securities 3  9.0   10.1   2.7   3.6   14.3   15.2   10.3   16.3   12.6   8.4   17.2   -4.4   11.0   48.0   38.9 
6  Other securities  -0.5   2.3   -0.5   -7.0   -1.9   -7.0   1.8   -4.3   2.1   4.5   11.7   18.0   -2.0   31.5   30.1 
9  Loans and leases in bank credit 8  8.2   6.4   3.4   4.5   4.4   6.1   3.8   4.1   3.6   7.2   22.5   41.6   3.6   -18.4   -10.6 
10  Commercial and industrial loans  10.5   5.8   1.0   6.5   3.6   11.5   1.2   2.3   -0.7   12.6   86.2   166.0   36.6   -50.9   -32.7 
11  Real estate loans  6.0   6.5   3.7   3.5   3.4   2.5   3.3   3.4   4.4   3.4   2.8   4.7   -1.5   -0.4   3.2 
12  Residential real estate loans  1.3   3.3   1.5   2.0   2.3   1.4   2.8   2.4   2.4   0.9   -1.3   -1.9   -6.0   -3.1   5.3 
13  Revolving home equity loans  -4.2   -6.2   -7.5   -8.2   -8.8   -8.2   -9.0   -9.0   -10.1   -8.6   -8.7   -5.7   -14.1   -18.2   -13.7 
14  Closed-end residential loans 9  2.9   5.8   3.6   4.2   4.4   3.2   5.0   4.5   4.5   2.5   -0.2   -1.3   -4.8   -0.8   8.3 
15  Commercial real estate loans  12.0   10.3   6.1   5.0   4.6   3.6   3.9   4.3   6.4   5.9   6.9   11.1   3.0   2.3   1.2 
20  Consumer loans  6.2   7.0   4.2   4.1   5.2   3.9   7.1   5.5   4.1   4.3   -17.3   -39.1   -23.5   -5.0   3.2 
21  Credit cards and other revolving plans  5.8   6.4   5.1   4.2   3.5   3.1   5.0   3.5   2.4   3.5   -33.6   -72.3   -43.9   -13.7   -0.9 
22  Other consumer loans  6.7   7.7   3.1   3.9   7.2   5.0   9.4   7.9   6.0   5.2   1.1   -1.6   -1.8   4.1   7.2 
25  All other loans and leases  15.1   6.1   5.6   4.8   8.3   11.0   5.8   7.9   7.5   13.9   22.9   29.0   -15.9   -22.6   -24.3 
28  LESS: Allowance for loan and lease losses  -3.7   3.0   0.6   -0.4   1.4   4.7   -7.1   2.2   6.1   8.8   104.5   243.5   32.5   69.9   240.5 
29  Cash assets 18  -8.0   -14.3   7.4   -19.2   -12.8   -28.7   -27.3   -14.8   19.1   45.1   256.7   489.4   73.4   -84.1   -122.4 
30  Total federal funds sold and reverse RPs 19  -0.2   2.5   9.5   36.8   25.4   52.9   48.9   12.7   -17.4   -5.7   -21.5   -112.1   3.5   205.0   188.6 
31  Loans to commercial banks 20  10.6   19.1   -2.9   10.5   -47.6   35.4   -102.5   -131.1   -15.0   -36.4   -22.9   0.0   -150.0   -19.0   58.1 
32  Other assets including trading assets 21  -1.6   1.6   1.5   0.2   2.0   -8.2   7.2   11.3   -2.0   28.9   20.9   -3.2   -9.3   -10.8   13.7 
33  Total assets  3.7   2.7   3.6   0.8   4.2   3.3   3.5   4.7   5.0   12.2   43.1   73.4   13.9   -9.1   -9.6 
Liabilities
34  Deposits  5.0   4.4   4.5   2.7   6.2   4.5   6.3   5.5   8.1   9.9   49.7   74.2   50.1   17.1   2.2 
35  Large time deposits  0.5   -11.0   7.0   4.4   9.0   13.8   9.0   2.2   9.8   -4.4   -10.2   4.8   -8.2   -22.7   -15.7 
36  Other deposits  5.8   7.2   4.2   2.5   5.8   3.1   5.9   6.0   7.8   12.2   59.1   84.5   58.2   22.4   4.4 
37  Borrowings  6.3   3.8   3.5   -5.3   -1.1   -0.6   -3.4   1.8   -2.2   12.7   -3.5   8.7   -105.6   -107.9   -38.8 
39  Other liabilities including trading liabilities 22  -5.7   -2.1   -9.0   6.3   8.8   -15.3   20.9   20.3   9.2   60.1   36.7   -25.2   -16.5   -10.7   7.4 
40  Total liabilities  3.2   2.6   3.6   0.7   4.1   2.8   3.2   4.6   5.7   12.8   48.2   80.4   17.1   -8.3   -12.3 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  13,513.3   13,886.9   13,949.9   14,419.9   14,787.7   14,847.3   14,831.8   14,873.0   14,893.4   14,874.9   14,894.3   14,857.2 
2  Securities in bank credit 2  3,679.5   3,842.1   3,871.0   3,987.4   3,989.5   4,016.8   4,166.0   4,295.6   4,304.5   4,320.7   4,348.0   4,313.8 
3  Treasury and agency securities 3  2,854.2   3,015.7   3,037.8   3,149.7   3,138.5   3,167.3   3,294.0   3,400.8   3,406.6   3,424.9   3,449.9   3,415.9 
4  Mortgage-backed securities (MBS) 4  1,998.1   2,106.2   2,119.8   2,177.5   2,219.9   2,216.6   2,222.5   2,264.1   2,276.6   2,287.9   2,326.8   2,308.7 
5  Non-MBS 5  856.1   909.5   918.0   972.1   918.6   950.7   1,071.4   1,136.7   1,130.0   1,137.0   1,123.1   1,107.2 
6  Other securities  825.3   826.4   833.1   837.8   851.0   849.5   872.1   894.9   897.8   895.8   898.2   897.8 
7  Mortgage-backed securities (MBS) 6  77.9   77.0   79.6   80.9   81.3   81.8   84.1   86.6   87.0   86.6   86.1   85.9 
8  Non-MBS 7  747.3   749.4   753.5   756.9   769.7   767.7   788.0   808.3   810.9   809.2   812.1   811.9 
9  Loans and leases in bank credit 8  9,833.8   10,044.8   10,078.9   10,432.4   10,798.2   10,830.5   10,665.7   10,577.3   10,588.9   10,554.2   10,546.3   10,543.4 
10  Commercial and industrial loans  2,349.9   2,353.7   2,358.5   2,581.3   2,941.7   3,031.5   2,903.1   2,824.3   2,830.5   2,813.5   2,806.2   2,792.7 
11  Real estate loans  4,516.5   4,632.2   4,645.5   4,667.6   4,686.6   4,680.9   4,680.7   4,698.0   4,701.6   4,694.2   4,696.1   4,708.4 
12  Residential real estate loans  2,270.2   2,297.1   2,298.8   2,306.3   2,302.9   2,291.3   2,286.2   2,299.6   2,302.0   2,294.5   2,292.9   2,303.4 
13  Revolving home equity loans  334.3   319.1   316.8   315.8   314.4   310.6   306.0   302.5   302.4   301.3   299.7   298.8 
14  Closed-end residential loans 9  1,935.9   1,978.0   1,982.0   1,990.5   1,988.5   1,980.6   1,980.2   1,997.1   1,999.5   1,993.2   1,993.2   2,004.7 
15  Commercial real estate loans  2,246.3   2,335.0   2,346.7   2,361.3   2,383.7   2,389.6   2,394.6   2,398.4   2,399.6   2,399.7   2,403.2   2,405.0 
16  Construction and land development loans 10  346.9   353.8   355.2   357.3   360.4   362.8   369.0   370.0   369.8   371.1   371.8   372.0 
17  Secured by farmland 11  102.0   102.3   102.5   102.7   103.5   103.4   103.0   102.5   102.5   102.3   102.1   101.9 
18  Secured by multifamily properties 12  374.2   400.6   404.2   408.0   411.9   414.3   415.1   415.3   415.7   415.7   416.2   417.2 
19  Secured by nonfarm nonresidential properties 13  1,423.2   1,478.4   1,484.8   1,493.2   1,507.8   1,509.0   1,507.4   1,510.6   1,511.6   1,510.7   1,513.1   1,513.8 
20  Consumer loans  1,551.9   1,594.1   1,600.9   1,605.8   1,553.8   1,523.4   1,517.1   1,521.1   1,521.9   1,520.2   1,517.6   1,515.4 
21  Credit cards and other revolving plans  826.3   845.9   849.6   851.5   800.2   770.9   762.1   761.5   761.7   759.8   757.4   754.8 
22  Other consumer loans  725.7   748.2   751.3   754.3   753.6   752.5   755.1   759.6   760.2   760.5   760.1   760.7 
23  Automobile loans 14  440.3   452.6   454.4   456.6   455.5   454.1   456.8   458.9   459.1   459.3   459.0   459.0 
24  All other consumer loans 15  285.3   295.6   296.9   297.7   298.2   298.3   298.2   300.7   301.1   301.1   301.1   301.6 
25  All other loans and leases  1,415.5   1,464.7   1,474.0   1,577.7   1,616.1   1,594.7   1,564.8   1,533.9   1,534.9   1,526.3   1,526.4   1,526.9 
26  Loans to nondepository financial institutions 16  541.3   578.6   586.1   644.9   681.2   661.6   641.7   624.8   621.7   620.1   624.5   625.5 
27  All loans not elsewhere classified 17  874.1   886.1   887.9   932.8   934.9   933.1   923.1   909.1   913.1   906.2   902.0   901.4 
28  LESS: Allowance for loan and lease losses  110.6   114.5   115.2   116.7   140.5   144.3   152.6   183.3   184.1   184.7   185.0   185.5 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  1,664.3   1,779.7   1,762.1   2,195.1   3,090.5   3,279.7   3,050.1   2,739.5   2,658.7   2,708.5   2,744.0   2,798.4 
30  Total federal funds sold and reverse RPs 19  811.9   752.2   783.1   751.3   681.1   683.1   799.8   925.5   905.0   885.1   898.1   866.5 
31  Loans to commercial banks 20  7.7   7.0   6.9   7.2   7.2   6.3   6.2   6.5   6.3   6.6   6.4   6.7 
32  Other assets including trading assets 21  1,480.9   1,525.0   1,568.9   1,699.7   1,696.2   1,683.0   1,668.1   1,687.6   1,701.1   1,701.5   1,661.5   1,664.0 
33  Total assets  17,367.5   17,836.4   17,955.6   18,956.5   20,122.2   20,355.2   20,203.3   20,048.7   19,980.4   19,991.9   20,019.3   20,007.3 
Liabilities
34  Deposits  12,836.1   13,301.9   13,377.8   13,853.0   14,712.9   15,326.6   15,546.6   15,580.0   15,553.7   15,473.8   15,540.1   15,569.9 
35  Large time deposits  1,786.8   1,846.6   1,843.2   1,793.3   1,800.5   1,788.3   1,754.5   1,731.7   1,740.5   1,731.3   1,722.4   1,713.0 
36  Other deposits  11,049.3   11,455.2   11,534.6   12,059.7   12,912.4   13,538.3   13,792.1   13,848.3   13,813.1   13,742.4   13,817.6   13,856.9 
37  Borrowings  1,994.3   1,974.2   1,977.3   2,213.2   2,231.1   2,034.6   1,852.1   1,793.9   1,823.6   1,789.7   1,800.8   1,798.1 
38  Net due to related foreign offices  -50.7   -118.8   -130.1   20.5   300.1   151.4   -3.0   -162.4   -225.4   -138.4   -159.4   -166.7 
39  Other liabilities including trading liabilities 22  620.7   677.9   720.9   843.9   826.3   814.9   807.6   813.0   821.3   837.6   794.4   773.0 
40  Total liabilities  15,400.4   15,835.1   15,945.9   16,930.5   18,070.3   18,327.5   18,203.3   18,024.5   17,973.1   17,962.7   17,975.9   17,974.3 
41  Residual (assets less liabilities) 23  1,967.1   2,001.2   2,009.6   2,026.0   2,051.9   2,027.6   2,000.0   2,024.2   2,007.3   2,029.2   2,043.5   2,033.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  12.8   24.1   36.3   44.3   53.3   60.0   63.1   66.0   66.1   66.7   69.7   65.3 
43  U.S. Treasury and agency securities, MBS 25  9.4   17.4   25.4   36.0   47.4   49.8   48.4   49.2   48.9   49.7   51.2   47.6 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  13,506.8   13,897.8   13,920.0   14,373.3   14,772.6   14,838.4   14,836.1   14,863.6   14,856.2   14,865.1   14,903.7   14,841.1 
2  Securities in bank credit 2  3,666.3   3,840.5   3,867.7   3,980.8   3,993.7   4,020.3   4,159.1   4,279.2   4,289.9   4,304.4   4,341.6   4,304.4 
3  Treasury and agency securities 3  2,844.3   3,015.4   3,035.4   3,144.9   3,142.9   3,171.1   3,289.6   3,388.6   3,395.8   3,411.9   3,446.0   3,409.6 
4  Mortgage-backed securities (MBS) 4  1,997.6   2,102.2   2,112.0   2,172.8   2,226.7   2,222.8   2,227.9   2,262.9   2,273.0   2,287.1   2,325.6   2,301.0 
5  Non-MBS 5  846.7   913.2   923.4   972.0   916.2   948.4   1,061.7   1,125.8   1,122.8   1,124.7   1,120.5   1,108.6 
6  Other securities  822.0   825.2   832.3   836.0   850.8   849.2   869.5   890.6   894.1   892.6   895.6   894.8 
7  Mortgage-backed securities (MBS) 6  78.7   75.7   79.5   81.0   82.0   83.2   85.4   87.3   87.7   87.1   86.7   86.3 
8  Non-MBS 7  743.3   749.5   752.8   755.0   768.8   766.0   784.1   803.3   806.4   805.5   808.9   808.5 
9  Loans and leases in bank credit 8  9,840.5   10,057.2   10,052.3   10,392.4   10,778.9   10,818.1   10,677.0   10,584.4   10,566.3   10,560.7   10,562.1   10,536.7 
10  Commercial and industrial loans  2,353.9   2,342.4   2,351.6   2,584.0   2,955.8   3,048.6   2,920.3   2,829.7   2,828.1   2,809.8   2,800.7   2,783.3 
11  Real estate loans  4,522.7   4,630.6   4,632.9   4,654.9   4,676.8   4,676.3   4,680.8   4,703.4   4,697.8   4,700.9   4,710.2   4,716.0 
12  Residential real estate loans  2,274.7   2,297.0   2,289.9   2,295.7   2,292.0   2,284.0   2,284.5   2,303.3   2,296.6   2,298.9   2,307.8   2,313.3 
13  Revolving home equity loans  334.0   319.0   316.0   315.8   314.8   310.6   306.0   302.2   302.1   301.0   299.3   298.6 
14  Closed-end residential loans 9  1,940.7   1,978.0   1,973.9   1,979.9   1,977.3   1,973.4   1,978.5   2,001.1   1,994.5   1,997.9   2,008.5   2,014.7 
15  Commercial real estate loans  2,248.1   2,333.6   2,343.0   2,359.2   2,384.8   2,392.3   2,396.3   2,400.1   2,401.2   2,402.0   2,402.4   2,402.7 
16  Construction and land development loans 10  347.9   350.9   353.1   356.5   360.0   365.4   370.5   371.4   371.9   372.6   372.4   373.3 
17  Secured by farmland 11  102.1   102.2   102.2   102.5   103.4   103.3   102.9   102.6   102.6   102.5   102.4   102.2 
18  Secured by multifamily properties 12  374.4   400.0   403.3   407.5   412.3   414.0   414.9   415.6   415.7   415.5   416.0   416.4 
19  Secured by nonfarm nonresidential properties 13  1,423.6   1,480.4   1,484.4   1,492.7   1,509.0   1,509.5   1,508.0   1,510.5   1,511.0   1,511.3   1,511.6   1,510.9 
20  Consumer loans  1,545.6   1,614.1   1,601.7   1,585.1   1,535.9   1,508.3   1,509.8   1,514.9   1,513.3   1,519.8   1,514.7   1,513.9 
21  Credit cards and other revolving plans  821.8   863.5   850.1   833.5   786.2   761.1   758.7   757.6   755.6   760.9   755.7   754.0 
22  Other consumer loans  723.8   750.6   751.6   751.5   749.7   747.2   751.1   757.3   757.7   759.0   759.0   759.9 
23  Automobile loans 14  439.6   453.5   454.1   455.5   454.2   452.0   454.8   457.9   458.0   459.0   458.9   459.2 
24  All other consumer loans 15  284.2   297.1   297.6   296.0   295.5   295.2   296.3   299.4   299.7   300.0   300.0   300.7 
25  All other loans and leases  1,418.3   1,470.2   1,466.1   1,568.5   1,610.4   1,584.9   1,566.1   1,536.3   1,527.1   1,530.2   1,536.5   1,523.6 
26  Loans to nondepository financial institutions 16  544.2   576.4   578.4   634.7   676.9   655.1   640.2   627.7   619.0   624.8   631.4   624.3 
27  All loans not elsewhere classified 17  874.1   893.8   887.7   933.8   933.5   929.8   925.8   908.6   908.2   905.4   905.1   899.2 
28  LESS: Allowance for loan and lease losses  111.5   111.9   113.5   116.0   142.1   147.3   155.6   185.1   185.8   185.6   187.1   187.1 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  1,665.3   1,770.6   1,785.3   2,217.1   3,035.0   3,252.4   3,041.4   2,743.6   2,657.5   2,722.6   2,769.4   2,843.7 
30  Total federal funds sold and reverse RPs 19  793.5   771.1   791.7   752.6   664.6   666.5   785.2   905.3   892.0   874.5   881.2   868.6 
31  Loans to commercial banks 20  7.4   7.3   7.3   7.6   7.5   6.4   6.1   6.1   6.0   6.2   6.0   6.3 
32  Other assets including trading assets 21  1,479.1   1,523.5   1,571.0   1,704.0   1,689.3   1,680.1   1,674.1   1,684.4   1,690.4   1,689.3   1,668.0   1,687.6 
33  Total assets  17,340.6   17,858.4   17,961.8   18,938.6   20,027.0   20,296.5   20,187.2   20,018.0   19,916.3   19,972.2   20,041.3   20,060.1 
Liabilities
34  Deposits  12,796.1   13,323.1   13,363.1   13,907.6   14,737.0   15,250.8   15,485.2   15,526.5   15,407.4   15,439.3   15,533.8   15,560.7 
35  Large time deposits  1,781.7   1,864.4   1,859.7   1,799.3   1,816.7   1,796.1   1,753.5   1,723.0   1,730.1   1,719.1   1,709.6   1,699.5 
36  Other deposits  11,014.4   11,458.8   11,503.4   12,108.4   12,920.3   13,454.7   13,731.7   13,803.5   13,677.3   13,720.3   13,824.2   13,861.2 
37  Borrowings  2,003.1   1,994.3   1,995.6   2,170.8   2,203.3   2,058.0   1,860.7   1,803.3   1,847.0   1,797.8   1,807.8   1,805.3 
38  Net due to related foreign offices  -37.0   -124.5   -131.5   -11.8   251.3   150.5   2.5   -141.6   -171.2   -123.9   -144.4   -144.8 
39  Other liabilities including trading liabilities 22  611.9   673.1   721.3   839.2   814.3   812.5   806.0   800.3   801.5   823.1   804.7   795.9 
40  Total liabilities  15,374.2   15,866.0   15,948.4   16,905.8   18,005.9   18,271.8   18,154.4   17,988.5   17,884.7   17,936.4   18,001.8   18,017.2 
41  Residual (assets less liabilities) 23  1,966.4   1,992.4   2,013.4   2,032.8   2,021.1   2,024.7   2,032.9   2,029.4   2,031.6   2,035.8   2,039.4   2,042.9 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  12.8   24.1   36.3   44.3   53.3   60.0   63.1   66.0   66.1   66.7   69.7   65.3 
43  U.S. Treasury and agency securities, MBS 25  9.4   17.4   25.4   36.0   47.4   49.8   48.4   49.2   48.9   49.7   51.2   47.6 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  12,481.3   12,858.2   12,924.0   13,292.9   13,573.5   13,670.5   13,689.0   13,764.4   13,788.2   13,769.2   13,790.7   13,756.2 
2  Securities in bank credit 2  3,401.6   3,575.5   3,601.8   3,704.9   3,718.5   3,750.2   3,894.9   4,027.4   4,039.7   4,052.5   4,080.5   4,043.0 
3  Treasury and agency securities 3  2,676.6   2,840.3   2,861.8   2,962.1   2,964.5   2,998.8   3,119.1   3,229.5   3,237.9   3,253.4   3,280.1   3,243.2 
4  Mortgage-backed securities (MBS) 4  1,969.2   2,068.1   2,080.2   2,134.0   2,174.2   2,173.7   2,179.3   2,221.1   2,232.5   2,243.7   2,282.3   2,264.3 
5  Non-MBS 5  707.4   772.2   781.7   828.1   790.3   825.1   939.9   1,008.5   1,005.4   1,009.7   997.7   978.9 
6  Other securities  725.0   735.3   740.0   742.8   754.0   751.4   775.8   797.8   801.8   799.0   800.5   799.8 
7  Mortgage-backed securities (MBS) 6  76.0   75.2   77.9   79.2   79.6   79.9   82.2   84.9   85.3   84.9   84.3   84.0 
8  Non-MBS 7  649.0   660.1   662.0   663.6   674.4   671.4   693.6   712.9   716.5   714.1   716.2   715.8 
9  Loans and leases in bank credit 8  9,079.6   9,282.6   9,322.2   9,588.0   9,855.1   9,920.4   9,794.0   9,737.1   9,748.5   9,716.8   9,710.2   9,713.2 
10  Commercial and industrial loans  1,961.9   1,961.6   1,969.0   2,122.8   2,397.6   2,522.0   2,426.6   2,367.4   2,371.5   2,358.1   2,353.3   2,346.0 
11  Real estate loans  4,433.3   4,547.2   4,559.0   4,580.9   4,598.3   4,593.4   4,594.9   4,612.0   4,615.8   4,608.8   4,609.8   4,622.6 
12  Residential real estate loans  2,268.5   2,295.7   2,297.2   2,305.1   2,301.5   2,289.8   2,284.7   2,298.1   2,300.5   2,293.0   2,291.5   2,302.1 
13  Revolving home equity loans  334.0   318.6   316.0   315.6   313.9   310.1   305.4   301.9   301.8   300.6   299.2   298.3 
14  Closed-end residential loans 9  1,934.5   1,977.1   1,981.2   1,989.6   1,987.6   1,979.6   1,979.3   1,996.2   1,998.7   1,992.4   1,992.3   2,003.8 
15  Commercial real estate loans  2,164.8   2,251.6   2,261.8   2,275.8   2,296.8   2,303.6   2,310.2   2,314.0   2,315.3   2,315.8   2,318.3   2,320.5 
16  Construction and land development loans 10  334.4   341.5   343.2   345.3   348.3   350.6   356.6   357.6   357.4   358.7   359.6   359.9 
17  Secured by farmland 11  101.9   102.1   102.3   102.5   103.3   103.2   102.8   102.4   102.3   102.1   102.0   101.8 
18  Secured by multifamily properties 12  365.8   391.0   394.2   398.2   401.6   404.0   404.6   404.5   404.8   404.6   405.2   406.1 
19  Secured by nonfarm nonresidential properties 13  1,362.7   1,417.0   1,422.2   1,429.9   1,443.6   1,445.8   1,446.2   1,449.5   1,450.7   1,450.4   1,451.5   1,452.8 
20  Consumer loans  1,548.5   1,590.6   1,597.4   1,602.3   1,550.3   1,519.9   1,513.8   1,517.9   1,518.7   1,516.9   1,514.3   1,512.1 
21  Credit cards and other revolving plans  826.3   845.9   849.6   851.5   800.2   770.9   762.1   761.5   761.7   759.8   757.4   754.8 
22  Other consumer loans  722.3   744.7   747.8   750.8   750.1   749.0   751.7   756.4   756.9   757.2   756.8   757.3 
23  Automobile loans 14  440.3   452.6   454.4   456.6   455.5   454.1   456.8   458.9   459.1   459.3   459.0   459.0 
24  All other consumer loans 15  282.0   292.1   293.4   294.1   294.6   294.8   294.9   297.5   297.9   297.8   297.9   298.3 
25  All other loans and leases  1,135.9   1,183.2   1,196.8   1,282.0   1,308.9   1,285.1   1,258.8   1,239.7   1,242.6   1,232.9   1,232.8   1,232.5 
26  Loans to nondepository financial institutions 16  420.3   461.9   472.2   520.4   549.5   525.7   501.9   491.8   490.5   487.8   491.2   491.6 
27  All loans not elsewhere classified 17  715.6   721.3   724.6   761.6   759.5   759.4   756.8   747.9   752.1   745.1   741.6   740.9 
28  LESS: Allowance for loan and lease losses  109.6   113.2   114.0   115.5   139.2   142.9   151.3   181.9   182.7   183.4   183.6   184.1 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  1,109.8   1,137.8   1,138.0   1,406.6   1,981.0   2,324.4   2,296.9   2,080.2   1,991.1   2,040.3   2,119.7   2,153.7 
30  Total federal funds sold and reverse RPs 19  352.4   328.3   339.1   331.5   316.8   321.2   436.3   578.3   565.0   544.1   541.6   487.6 
31  Loans to commercial banks 20  5.0   5.4   5.3   5.8   5.9   5.7   5.2   5.0   4.8   5.0   4.9   4.8 
32  Other assets including trading assets 21  1,352.0   1,395.4   1,443.0   1,531.4   1,526.9   1,517.0   1,509.2   1,524.1   1,533.8   1,527.5   1,502.3   1,509.9 
33  Total assets  15,191.0   15,612.0   15,735.3   16,452.6   17,265.0   17,695.9   17,785.3   17,770.1   17,700.1   17,702.7   17,775.5   17,728.1 
Liabilities
34  Deposits  11,835.0   12,219.0   12,289.5   12,799.1   13,585.9   14,166.8   14,385.1   14,407.2   14,374.1   14,293.3   14,375.0   14,409.6 
35  Large time deposits  1,064.9   1,063.1   1,063.6   1,073.6   1,056.7   1,019.3   980.2   943.8   944.3   932.7   927.5   920.8 
36  Other deposits  10,770.1   11,155.9   11,225.8   11,725.5   12,529.2   13,147.5   13,404.9   13,463.4   13,429.8   13,360.6   13,447.5   13,488.8 
37  Borrowings  1,106.1   1,070.2   1,060.6   1,184.2   1,186.5   1,053.1   975.1   942.8   944.4   943.4   942.8   943.2 
38  Net due to related foreign offices  -207.5   -240.6   -241.0   -272.5   -225.8   -214.0   -250.1   -274.5   -316.4   -241.8   -241.2   -280.7 
39  Other liabilities including trading liabilities 22  503.4   566.2   610.2   702.6   688.6   677.4   672.9   674.6   681.2   685.7   658.4   645.8 
40  Total liabilities  13,237.0   13,614.7   13,719.3   14,413.4   15,235.1   15,683.3   15,783.0   15,750.2   15,683.4   15,680.5   15,735.0   15,717.8 
41  Residual (assets less liabilities) 23  1,954.0   1,997.3   2,016.0   2,039.3   2,029.8   2,012.6   2,002.3   2,019.9   2,016.8   2,022.2   2,040.5   2,010.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  11.1   22.6   34.4   41.8   50.4   57.0   60.1   63.0   63.1   63.7   66.6   62.5 
43  U.S. Treasury and agency securities, MBS 25  7.6   16.0   23.6   33.5   44.6   46.8   45.4   46.2   45.9   46.6   48.1   44.7 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  12,468.0   12,870.5   12,897.8   13,247.4   13,560.9   13,663.9   13,687.8   13,745.2   13,742.6   13,754.9   13,794.3   13,737.9 
2  Securities in bank credit 2  3,386.4   3,575.2   3,597.7   3,699.8   3,727.1   3,752.6   3,886.1   4,007.7   4,020.9   4,034.5   4,071.2   4,032.1 
3  Treasury and agency securities 3  2,665.0   2,842.0   2,858.3   2,958.8   2,972.5   3,000.7   3,113.3   3,214.5   3,223.2   3,238.4   3,273.0   3,234.3 
4  Mortgage-backed securities (MBS) 4  1,967.1   2,064.4   2,073.9   2,131.0   2,181.8   2,177.6   2,182.4   2,218.2   2,227.3   2,242.1   2,280.8   2,257.1 
5  Non-MBS 5  697.9   777.6   784.4   827.8   790.7   823.1   930.9   996.3   995.9   996.3   992.2   977.2 
6  Other securities  721.3   733.2   739.5   741.0   754.7   751.9   772.8   793.2   797.8   796.1   798.2   797.8 
7  Mortgage-backed securities (MBS) 6  76.7   73.9   78.0   79.4   80.3   81.3   83.5   85.5   85.9   85.3   84.8   84.3 
8  Non-MBS 7  644.6   659.3   661.5   661.6   674.3   670.6   689.2   707.7   711.9   710.9   713.4   713.5 
9  Loans and leases in bank credit 8  9,081.6   9,295.2   9,300.1   9,547.6   9,833.7   9,911.3   9,801.7   9,737.5   9,721.6   9,720.4   9,723.1   9,705.8 
10  Commercial and industrial loans  1,959.7   1,953.0   1,968.4   2,128.6   2,413.7   2,538.6   2,436.8   2,364.2   2,361.7   2,349.4   2,343.6   2,332.2 
11  Real estate loans  4,439.7   4,545.1   4,546.3   4,567.5   4,588.0   4,588.3   4,594.1   4,617.6   4,611.9   4,615.4   4,624.6   4,630.5 
12  Residential real estate loans  2,273.0   2,295.5   2,288.4   2,294.2   2,290.5   2,282.6   2,283.1   2,301.8   2,295.1   2,297.4   2,306.4   2,311.9 
13  Revolving home equity loans  333.8   318.4   315.5   315.3   314.2   310.0   305.4   301.6   301.5   300.4   298.9   298.1 
14  Closed-end residential loans 9  1,939.2   1,977.1   1,972.9   1,978.9   1,976.3   1,972.5   1,977.6   2,000.2   1,993.6   1,997.0   2,007.6   2,013.8 
15  Commercial real estate loans  2,166.7   2,249.6   2,257.9   2,273.3   2,297.5   2,305.7   2,311.1   2,315.8   2,316.8   2,318.0   2,318.1   2,318.6 
16  Construction and land development loans 10  335.5   338.6   340.9   344.4   347.7   353.0   357.9   359.2   359.8   360.5   360.2   361.0 
17  Secured by farmland 11  101.9   102.0   102.0   102.3   103.2   103.1   102.7   102.4   102.4   102.3   102.2   102.0 
18  Secured by multifamily properties 12  366.1   390.4   393.4   397.4   401.6   403.4   404.2   404.8   404.9   404.7   405.5   405.6 
19  Secured by nonfarm nonresidential properties 13  1,363.1   1,418.6   1,421.6   1,429.2   1,445.0   1,446.3   1,446.3   1,449.4   1,449.7   1,450.5   1,450.3   1,450.0 
20  Consumer loans  1,542.1   1,610.6   1,598.4   1,581.7   1,532.5   1,504.9   1,506.5   1,511.5   1,509.9   1,516.4   1,511.3   1,510.5 
21  Credit cards and other revolving plans  821.8   863.5   850.1   833.5   786.2   761.1   758.7   757.6   755.6   760.9   755.7   754.0 
22  Other consumer loans  720.3   747.1   748.3   748.1   746.3   743.8   747.7   753.9   754.3   755.6   755.6   756.5 
23  Automobile loans 14  439.6   453.5   454.1   455.5   454.2   452.0   454.8   457.9   458.0   459.0   458.9   459.2 
24  All other consumer loans 15  280.7   293.6   294.2   292.6   292.1   291.8   292.9   296.0   296.3   296.6   296.7   297.3 
25  All other loans and leases  1,140.1   1,186.5   1,187.0   1,269.9   1,299.5   1,279.5   1,264.3   1,244.2   1,238.1   1,239.1   1,243.7   1,232.6 
26  Loans to nondepository financial institutions 16  425.2   459.5   462.9   509.1   542.9   522.9   504.9   497.3   490.5   494.7   499.4   492.5 
27  All loans not elsewhere classified 17  714.9   727.0   724.1   760.7   756.6   756.7   759.4   746.9   747.6   744.4   744.3   740.2 
28  LESS: Allowance for loan and lease losses  110.5   110.7   112.3   114.8   140.7   146.0   154.2   183.7   184.4   184.2   185.7   185.7 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  1,101.3   1,117.2   1,136.7   1,442.2   1,972.6   2,271.9   2,262.0   2,064.2   1,946.4   2,029.0   2,110.8   2,186.6 
30  Total federal funds sold and reverse RPs 19  348.5   324.9   324.6   332.0   295.9   309.2   449.9   571.3   551.4   546.9   533.2   495.1 
31  Loans to commercial banks 20  5.0   5.5   5.3   5.8   5.8   5.7   5.2   4.9   4.8   5.0   4.9   4.8 
32  Other assets including trading assets 21  1,353.6   1,396.0   1,444.3   1,535.1   1,523.6   1,513.2   1,512.8   1,525.5   1,528.9   1,521.8   1,512.5   1,527.9 
33  Total assets  15,165.8   15,603.4   15,696.5   16,447.7   17,218.0   17,617.8   17,763.6   17,727.5   17,589.7   17,673.4   17,769.9   17,766.7 
Liabilities
34  Deposits  11,797.0   12,222.7   12,261.7   12,852.9   13,611.9   14,084.2   14,326.1   14,358.9   14,231.0   14,260.0   14,365.5   14,399.4 
35  Large time deposits  1,060.9   1,070.8   1,071.2   1,081.0   1,066.2   1,016.5   974.5   939.0   938.0   927.8   920.0   913.4 
36  Other deposits  10,736.1   11,151.8   11,190.4   11,772.0   12,545.7   13,067.8   13,351.6   13,419.9   13,293.0   13,332.2   13,445.6   13,486.0 
37  Borrowings  1,108.8   1,077.4   1,068.7   1,164.6   1,168.2   1,068.3   985.9   944.7   951.0   939.0   932.2   932.4 
38  Net due to related foreign offices  -196.4   -242.3   -248.7   -293.5   -248.8   -217.4   -239.7   -260.9   -279.5   -226.3   -229.6   -257.1 
39  Other liabilities including trading liabilities 22  498.9   562.5   610.3   701.1   676.0   668.5   670.0   666.9   667.1   676.5   674.0   660.7 
40  Total liabilities  13,208.3   13,620.4   13,691.9   14,425.1   15,207.3   15,603.6   15,742.3   15,709.7   15,569.7   15,649.1   15,742.2   15,735.5 
41  Residual (assets less liabilities) 23  1,957.5   1,983.0   2,004.5   2,022.6   2,010.7   2,014.3   2,021.3   2,017.8   2,020.0   2,024.2   2,027.8   2,031.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  11.1   22.6   34.4   41.8   50.4   57.0   60.1   63.0   63.1   63.7   66.6   62.5 
43  U.S. Treasury and agency securities, MBS 25  7.6   16.0   23.6   33.5   44.6   46.8   45.4   46.2   45.9   46.6   48.1   44.7 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  7,963.0   8,177.0   8,221.9   8,520.5   8,661.8   8,633.4   8,628.6   8,664.9   8,678.1   8,665.1   8,684.0   8,647.8 
2  Securities in bank credit 2  2,481.4   2,622.6   2,648.6   2,742.1   2,746.6   2,772.9   2,884.7   2,988.3   2,998.7   3,008.8   3,032.7   2,997.0 
3  Treasury and agency securities 3  1,999.4   2,138.3   2,160.6   2,259.3   2,260.6   2,293.1   2,395.7   2,488.6   2,496.0   2,510.2   2,530.9   2,496.3 
4  Mortgage-backed securities (MBS) 4  1,462.9   1,532.7   1,541.5   1,587.7   1,624.7   1,623.8   1,619.6   1,652.4   1,662.2   1,673.4   1,704.3   1,687.4 
5  Non-MBS 5  536.4   605.6   619.0   671.5   635.9   669.3   776.1   836.3   833.8   836.8   826.6   808.9 
6  Other securities  482.1   484.3   488.1   482.9   485.9   479.8   489.0   499.7   502.7   498.6   501.8   500.8 
7  Mortgage-backed securities (MBS) 6  57.9   57.1   60.3   61.3   61.6   62.2   63.3   63.9   64.2   63.6   63.7   63.1 
8  Non-MBS 7  424.2   427.2   427.8   421.6   424.3   417.5   425.7   435.8   438.5   435.0   438.0   437.6 
9  Loans and leases in bank credit 8  5,481.5   5,554.4   5,573.3   5,778.4   5,915.2   5,860.5   5,743.9   5,676.6   5,679.5   5,656.3   5,651.4   5,650.8 
10  Commercial and industrial loans  1,303.5   1,285.7   1,292.6   1,424.4   1,585.6   1,579.8   1,487.0   1,430.1   1,431.8   1,421.0   1,414.0   1,406.0 
11  Real estate loans  2,182.5   2,208.8   2,205.8   2,208.2   2,209.2   2,202.8   2,206.5   2,216.3   2,216.5   2,213.2   2,216.7   2,226.7 
12  Residential real estate loans  1,459.1   1,464.2   1,460.5   1,459.7   1,455.5   1,448.6   1,450.8   1,461.8   1,461.7   1,457.3   1,459.8   1,468.8 
13  Revolving home equity loans  217.8   203.6   201.4   200.6   198.7   195.9   192.8   190.3   190.1   189.5   188.5   187.9 
14  Closed-end residential loans 9  1,241.3   1,260.6   1,259.1   1,259.1   1,256.8   1,252.7   1,258.0   1,271.5   1,271.6   1,267.7   1,271.3   1,280.9 
15  Commercial real estate loans  723.4   744.6   745.3   748.5   753.7   754.2   755.7   754.5   754.8   755.9   756.8   757.9 
16  Construction and land development loans 10  106.7   106.8   107.1   107.8   108.4   109.1   113.1   115.0   115.3   115.9   116.0   116.0 
17  Secured by farmland 11  8.3   7.6   7.6   7.6   7.5   7.4   7.3   7.2   7.2   7.2   7.1   7.1 
18  Secured by multifamily properties 12  164.5   172.2   173.7   175.7   176.6   177.5   176.8   174.9   174.8   175.2   175.7   175.9 
19  Secured by nonfarm nonresidential properties 13  443.9   458.0   456.9   457.5   461.1   460.2   458.5   457.4   457.5   457.7   458.0   458.9 
20  Consumer loans  1,157.2   1,189.7   1,195.5   1,199.2   1,152.9   1,128.1   1,124.5   1,128.1   1,128.3   1,126.8   1,125.4   1,124.0 
21  Credit cards and other revolving plans  669.1   686.6   690.2   690.6   646.1   622.2   616.1   617.2   617.2   615.5   614.0   612.3 
22  Other consumer loans  488.1   503.0   505.3   508.6   506.8   506.0   508.4   510.9   511.1   511.3   511.4   511.7 
23  Automobile loans 14  358.6   369.3   370.8   372.7   371.1   370.0   372.6   374.6   374.7   375.1   375.1   375.2 
24  All other consumer loans 15  129.4   133.8   134.5   135.8   135.7   136.0   135.8   136.2   136.4   136.2   136.2   136.5 
25  All other loans and leases  838.4   870.2   879.5   946.6   967.6   949.7   925.9   902.1   902.8   895.4   895.3   894.2 
26  Loans to nondepository financial institutions 16  352.0   385.5   392.8   431.9   456.3   440.8   419.6   404.6   402.0   400.4   403.1   403.2 
27  All loans not elsewhere classified 17  486.3   484.6   486.6   514.7   511.2   508.9   506.2   497.5   500.8   495.0   492.2   491.0 
28  LESS: Allowance for loan and lease losses  69.4   70.3   70.4   72.5   94.3   96.3   103.0   126.4   126.6   127.1   127.0   127.3 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  805.7   814.3   810.6   1,017.5   1,493.2   1,751.7   1,707.6   1,522.2   1,443.0   1,513.4   1,578.9   1,603.1 
30  Total federal funds sold and reverse RPs 19  316.1   267.3   280.0   268.5   257.0   257.9   378.1   516.6   503.5   482.7   470.0   418.6 
31  Loans to commercial banks 20  4.3   4.6   4.5   4.9   5.0   4.8   4.5   4.2   4.1   4.1   4.1   4.1 
32  Other assets including trading assets 21  1,003.2   1,026.9   1,067.9   1,145.7   1,135.0   1,124.0   1,117.4   1,130.7   1,140.5   1,133.6   1,107.0   1,109.7 
33  Total assets  10,022.9   10,219.7   10,314.5   10,884.6   11,457.6   11,675.4   11,733.2   11,712.2   11,642.5   11,671.8   11,717.0   11,656.0 
Liabilities
34  Deposits  7,725.3   7,952.3   7,994.8   8,421.0   8,971.9   9,308.7   9,470.3   9,465.9   9,430.1   9,377.5   9,446.7   9,472.9 
35  Large time deposits  556.5   555.6   556.8   564.9   547.4   517.8   487.0   456.8   455.5   449.8   446.9   442.5 
36  Other deposits  7,168.8   7,396.8   7,438.0   7,856.2   8,424.5   8,790.9   8,983.3   9,009.1   8,974.6   8,927.7   8,999.8   9,030.4 
37  Borrowings  784.5   742.0   731.9   821.3   818.1   711.5   652.6   631.2   634.7   634.3   630.4   629.3 
38  Net due to related foreign offices  -234.8   -269.2   -268.7   -304.9   -262.8   -249.1   -283.9   -307.1   -348.9   -271.6   -271.5   -312.9 
39  Other liabilities including trading liabilities 22  428.6   481.1   523.6   611.3   591.3   577.0   569.4   571.9   578.7   584.0   557.7   545.1 
40  Total liabilities  8,703.6   8,906.2   8,981.6   9,548.8   10,118.5   10,348.1   10,408.3   10,361.9   10,294.5   10,324.3   10,363.3   10,334.4 
41  Residual (assets less liabilities) 23  1,319.3   1,313.5   1,332.9   1,335.9   1,339.1   1,327.3   1,324.8   1,350.3   1,348.1   1,347.5   1,353.8   1,321.7 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  7.8   17.8   25.8   30.0   38.8   43.5   45.4   47.4   47.6   48.1   50.0   46.1 
43  U.S. Treasury and agency securities, MBS 25  6.3   13.7   18.6   25.7   34.7   35.9   35.4   36.1   35.8   36.6   37.8   34.6 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  7,945.2   8,197.0   8,212.6   8,494.4   8,651.2   8,617.9   8,614.9   8,641.6   8,638.3   8,646.1   8,679.4   8,628.8 
2  Securities in bank credit 2  2,468.7   2,623.8   2,642.3   2,734.5   2,749.9   2,772.0   2,875.8   2,972.1   2,983.3   2,995.1   3,026.8   2,988.9 
3  Treasury and agency securities 3  1,990.3   2,139.9   2,153.9   2,252.7   2,263.1   2,293.3   2,389.5   2,476.6   2,484.4   2,499.2   2,526.7   2,489.9 
4  Mortgage-backed securities (MBS) 4  1,461.8   1,528.9   1,534.1   1,582.0   1,627.8   1,625.4   1,621.0   1,651.0   1,659.2   1,674.6   1,704.2   1,682.6 
5  Non-MBS 5  528.5   611.1   619.8   670.6   635.3   667.9   768.4   825.6   825.2   824.6   822.5   807.3 
6  Other securities  478.5   483.9   488.4   481.8   486.8   478.7   486.3   495.5   498.9   495.9   500.2   499.0 
7  Mortgage-backed securities (MBS) 6  58.4   56.1   60.1   61.4   62.4   63.3   64.5   64.3   64.5   63.8   64.2   63.3 
8  Non-MBS 7  420.1   427.8   428.4   420.4   424.4   415.3   421.9   431.2   434.4   432.1   436.0   435.7 
9  Loans and leases in bank credit 8  5,476.5   5,573.1   5,570.3   5,759.9   5,901.3   5,845.9   5,739.1   5,669.5   5,655.0   5,650.9   5,652.6   5,639.9 
10  Commercial and industrial loans  1,299.3   1,280.7   1,294.1   1,432.5   1,599.7   1,590.2   1,490.1   1,425.2   1,422.5   1,412.5   1,405.1   1,394.2 
11  Real estate loans  2,186.2   2,208.7   2,199.5   2,199.0   2,199.6   2,196.9   2,204.7   2,219.4   2,214.0   2,215.5   2,225.9   2,232.4 
12  Residential real estate loans  1,462.3   1,465.1   1,455.9   1,451.3   1,446.4   1,442.3   1,448.8   1,464.4   1,458.7   1,459.9   1,470.3   1,476.9 
13  Revolving home equity loans  217.6   203.4   201.1   200.5   198.8   195.7   192.8   190.1   190.0   189.3   188.2   187.8 
14  Closed-end residential loans 9  1,244.8   1,261.7   1,254.8   1,250.8   1,247.6   1,246.6   1,256.0   1,274.3   1,268.8   1,270.6   1,282.1   1,289.1 
15  Commercial real estate loans  723.8   743.6   743.7   747.7   753.2   754.5   755.9   754.9   755.3   755.6   755.6   755.5 
16  Construction and land development loans 10  107.0   105.4   106.3   107.9   108.8   110.7   113.7   115.5   115.9   116.3   116.1   116.2 
17  Secured by farmland 11  8.3   7.7   7.6   7.6   7.5   7.3   7.2   7.2   7.2   7.1   7.1   7.1 
18  Secured by multifamily properties 12  164.7   171.7   172.9   175.0   175.9   176.5   176.2   175.0   175.0   174.9   175.6   175.4 
19  Secured by nonfarm nonresidential properties 13  443.9   458.9   456.8   457.2   460.9   460.0   458.7   457.2   457.2   457.3   456.8   456.8 
20  Consumer loans  1,152.5   1,205.3   1,195.2   1,183.8   1,140.4   1,117.9   1,120.0   1,123.5   1,121.9   1,127.3   1,123.5   1,123.0 
21  Credit cards and other revolving plans  665.4   701.4   690.5   676.7   635.4   614.7   613.7   613.8   612.0   616.5   612.5   611.3 
22  Other consumer loans  487.1   503.9   504.7   507.1   505.0   503.2   506.3   509.7   509.8   510.8   511.1   511.7 
23  Automobile loans 14  358.0   370.1   370.6   372.0   370.1   368.1   370.9   373.8   373.8   374.7   375.0   375.2 
24  All other consumer loans 15  129.1   133.8   134.1   135.1   134.9   135.1   135.4   136.0   136.0   136.1   136.1   136.5 
25  All other loans and leases  838.5   878.5   881.4   944.6   961.7   940.9   924.4   901.4   896.6   895.6   898.1   890.3 
26  Loans to nondepository financial institutions 16  353.3   387.8   392.1   428.1   451.1   434.4   416.6   405.5   400.4   401.9   405.2   401.0 
27  All loans not elsewhere classified 17  485.2   490.7   489.4   516.5   510.5   506.5   507.7   496.0   496.3   493.7   492.9   489.3 
28  LESS: Allowance for loan and lease losses  69.7   69.6   70.1   72.2   93.6   96.2   103.5   127.0   127.3   127.1   128.1   128.1 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  802.9   797.6   804.8   1,043.5   1,491.6   1,724.6   1,691.9   1,516.4   1,420.0   1,509.4   1,573.3   1,640.4 
30  Total federal funds sold and reverse RPs 19  308.3   263.8   263.6   271.6   237.1   245.3   384.1   503.9   483.3   480.4   467.2   429.0 
31  Loans to commercial banks 20  4.3   4.6   4.6   4.9   5.0   4.7   4.4   4.1   4.1   4.2   4.2   4.1 
32  Other assets including trading assets 21  1,004.3   1,028.2   1,069.8   1,152.4   1,132.6   1,119.3   1,120.4   1,131.8   1,136.9   1,127.9   1,117.4   1,125.7 
33  Total assets  9,995.3   10,221.6   10,285.3   10,894.6   11,423.8   11,615.6   11,712.3   11,670.9   11,555.4   11,640.8   11,713.3   11,700.0 
Liabilities
34  Deposits  7,706.6   7,957.3   7,973.1   8,459.1   8,993.5   9,253.0   9,432.3   9,441.7   9,332.4   9,362.9   9,444.3   9,470.8 
35  Large time deposits  554.3   563.5   564.5   571.8   557.2   515.4   481.6   453.9   451.6   446.1   440.6   435.1 
36  Other deposits  7,152.2   7,393.9   7,408.6   7,887.2   8,436.4   8,737.6   8,950.7   8,987.8   8,880.8   8,916.8   9,003.7   9,035.6 
37  Borrowings  781.7   744.5   739.1   809.2   802.2   720.2   657.1   629.1   637.5   627.1   620.3   620.2 
38  Net due to related foreign offices  -223.7   -272.4   -276.4   -323.9   -284.4   -253.2   -274.1   -293.1   -311.3   -257.3   -259.2   -288.0 
39  Other liabilities including trading liabilities 22  424.5   481.5   523.6   611.8   581.8   570.1   567.3   564.9   566.2   575.5   572.9   558.4 
40  Total liabilities  8,689.1   8,910.9   8,959.5   9,556.1   10,093.1   10,290.1   10,382.5   10,342.6   10,224.8   10,308.3   10,378.4   10,361.3 
41  Residual (assets less liabilities) 23  1,306.3   1,310.7   1,325.8   1,338.5   1,330.8   1,325.5   1,329.8   1,328.2   1,330.6   1,332.5   1,334.9   1,338.7 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  7.8   17.8   25.8   30.0   38.8   43.5   45.4   47.4   47.6   48.1   50.0   46.1 
43  U.S. Treasury and agency securities, MBS 25  6.3   13.7   18.6   25.7   34.7   35.9   35.4   36.1   35.8   36.6   37.8   34.6 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  4,518.3   4,681.2   4,702.1   4,772.4   4,911.7   5,037.2   5,060.4   5,099.6   5,110.1   5,104.1   5,106.7   5,108.3 
2  Securities in bank credit 2  920.2   953.0   953.2   962.7   971.9   977.2   1,010.2   1,039.1   1,041.0   1,043.7   1,047.9   1,046.0 
3  Treasury and agency securities 3  677.3   702.0   701.3   702.8   703.9   705.6   723.5   740.9   741.9   743.2   749.2   746.9 
4  Mortgage-backed securities (MBS) 4  506.2   535.4   538.6   546.3   549.5   549.9   559.7   568.7   570.3   570.3   578.0   576.9 
5  Non-MBS 5  171.0   166.6   162.6   156.5   154.3   155.8   163.8   172.2   171.6   172.9   171.1   170.0 
6  Other securities  242.9   250.9   251.9   259.9   268.1   271.6   286.8   298.2   299.1   300.4   298.7   299.1 
7  Mortgage-backed securities (MBS) 6  18.1   18.1   17.6   17.9   18.0   17.7   18.9   21.1   21.1   21.4   20.5   20.9 
8  Non-MBS 7  224.8   232.9   234.3   241.9   250.1   253.9   267.9   277.1   278.0   279.1   278.2   278.2 
9  Loans and leases in bank credit 8  3,598.1   3,728.3   3,748.9   3,809.7   3,939.8   4,059.9   4,050.2   4,060.5   4,069.0   4,060.5   4,058.8   4,062.3 
10  Commercial and industrial loans  658.5   675.9   676.4   698.5   812.0   942.2   939.6   937.3   939.6   937.1   939.3   940.0 
11  Real estate loans  2,250.8   2,338.4   2,353.2   2,372.7   2,389.1   2,390.6   2,388.4   2,395.7   2,399.2   2,395.6   2,393.1   2,395.9 
12  Residential real estate loans  809.4   831.4   836.6   845.4   846.0   841.2   833.9   836.3   838.8   835.8   831.7   833.3 
13  Revolving home equity loans  116.3   115.0   114.6   114.9   115.2   114.3   112.7   111.6   111.7   111.1   110.7   110.4 
14  Closed-end residential loans 9  693.2   716.5   722.0   730.5   730.8   726.9   721.3   724.7   727.1   724.6   721.0   722.9 
15  Commercial real estate loans  1,441.4   1,506.9   1,516.6   1,527.3   1,543.1   1,549.4   1,554.5   1,559.4   1,560.5   1,559.9   1,561.4   1,562.7 
16  Construction and land development loans 10  227.7   234.7   236.1   237.5   240.0   241.5   243.5   242.6   242.2   242.8   243.6   243.9 
17  Secured by farmland 11  93.6   94.5   94.7   94.9   95.8   95.9   95.5   95.2   95.1   94.9   94.8   94.7 
18  Secured by multifamily properties 12  201.3   218.7   220.5   222.5   224.9   226.4   227.8   229.6   230.0   229.4   229.5   230.2 
19  Secured by nonfarm nonresidential properties 13  918.9   959.0   965.3   972.4   982.4   985.6   987.8   992.1   993.2   992.7   993.5   993.9 
20  Consumer loans  391.4   401.0   401.9   403.1   397.4   391.8   389.2   389.8   390.4   390.2   388.9   388.1 
21  Credit cards and other revolving plans  157.1   159.3   159.4   160.9   154.1   148.8   146.0   144.3   144.6   144.3   143.4   142.5 
22  Other consumer loans  234.2   241.7   242.5   242.2   243.3   243.0   243.3   245.5   245.9   245.8   245.5   245.6 
23  Automobile loans 14  81.7   83.3   83.6   83.9   84.4   84.1   84.2   84.3   84.4   84.3   83.9   83.8 
24  All other consumer loans 15  152.5   158.3   158.9   158.3   158.9   158.9   159.1   161.2   161.5   161.6   161.6   161.8 
25  All other loans and leases  297.5   313.0   317.3   335.4   341.3   335.4   332.9   337.6   339.8   337.5   337.5   338.3 
26  Loans to nondepository financial institutions 16  68.2   76.4   79.3   88.5   93.1   84.9   82.3   87.2   88.5   87.4   88.1   88.4 
27  All loans not elsewhere classified 17  229.3   236.6   238.0   246.9   248.2   250.4   250.6   250.4   251.3   250.2   249.4   249.9 
28  LESS: Allowance for loan and lease losses  40.2   42.9   43.6   43.0   44.9   46.7   48.3   55.5   56.1   56.2   56.6   56.8 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  304.1   323.5   327.4   389.1   487.8   572.8   589.3   558.0   548.1   526.9   540.7   550.5 
30  Total federal funds sold and reverse RPs 19  36.3   61.0   59.1   62.9   59.8   63.3   58.2   61.7   61.5   61.4   71.6   69.1 
31  Loans to commercial banks 20  0.7   0.8   0.8   0.9   0.9   0.9   0.8   0.8   0.7   0.8   0.7   0.7 
32  Other assets including trading assets 21  348.8   368.6   375.1   385.7   391.9   393.0   391.8   393.3   393.4   393.9   395.3   400.2 
33  Total assets  5,168.1   5,392.3   5,420.8   5,568.0   5,807.4   6,020.5   6,052.1   6,057.9   6,057.6   6,030.9   6,058.5   6,072.1 
Liabilities
34  Deposits  4,109.7   4,266.7   4,294.7   4,378.0   4,614.0   4,858.1   4,914.8   4,941.4   4,944.0   4,915.8   4,928.4   4,936.6 
35  Large time deposits  508.4   507.5   506.8   508.7   509.3   501.5   493.3   487.0   488.8   482.9   480.6   478.3 
36  Other deposits  3,601.4   3,759.2   3,787.8   3,869.3   4,104.7   4,356.6   4,421.6   4,454.4   4,455.2   4,432.9   4,447.7   4,458.4 
37  Borrowings  321.6   328.2   328.7   362.9   368.4   341.6   322.5   311.6   309.7   309.0   312.4   313.9 
38  Net due to related foreign offices  27.3   28.5   27.8   32.3   36.9   35.2   33.8   32.6   32.6   29.7   30.3   32.2 
39  Other liabilities including trading liabilities 22  74.8   85.1   86.6   91.4   97.3   100.3   103.5   102.7   102.5   101.7   100.8   100.7 
40  Total liabilities  4,533.4   4,708.5   4,737.7   4,864.6   5,116.6   5,335.2   5,374.6   5,388.3   5,388.9   5,356.3   5,371.8   5,383.5 
41  Residual (assets less liabilities) 23  634.6   683.8   683.1   703.4   690.7   685.3   677.5   669.6   668.7   674.6   686.7   688.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  3.2   4.8   8.6   11.8   11.7   13.5   14.7   15.5   15.4   15.6   16.5   16.4 
43  U.S. Treasury and agency securities, MBS 25  1.3   2.3   4.9   7.8   9.9   10.9   10.1   10.1   10.1   10.0   10.3   10.1 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  4,522.7   4,673.5   4,685.2   4,753.0   4,909.7   5,046.0   5,072.9   5,103.6   5,104.3   5,108.8   5,115.0   5,109.2 
2  Securities in bank credit 2  917.7   951.4   955.5   965.3   977.2   980.6   1,010.3   1,035.7   1,037.6   1,039.3   1,044.4   1,043.2 
3  Treasury and agency securities 3  674.8   702.1   704.4   706.2   709.4   707.3   723.9   738.0   738.7   739.2   746.3   744.4 
4  Mortgage-backed securities (MBS) 4  505.4   535.6   539.8   549.0   554.0   552.2   561.4   567.3   568.1   567.5   576.6   574.5 
5  Non-MBS 5  169.4   166.5   164.6   157.2   155.4   155.2   162.5   170.7   170.6   171.7   169.8   170.0 
6  Other securities  242.9   249.3   251.0   259.1   267.8   273.2   286.4   297.7   298.9   300.2   298.1   298.8 
7  Mortgage-backed securities (MBS) 6  18.3   17.9   17.9   18.0   17.9   18.0   19.1   21.2   21.4   21.4   20.7   21.0 
8  Non-MBS 7  224.6   231.4   233.1   241.2   249.9   255.2   267.4   276.5   277.5   278.7   277.4   277.7 
9  Loans and leases in bank credit 8  3,605.1   3,722.1   3,729.7   3,787.7   3,932.4   4,065.4   4,062.6   4,067.9   4,066.6   4,069.4   4,070.6   4,066.0 
10  Commercial and industrial loans  660.4   672.3   674.3   696.1   814.0   948.4   946.8   939.0   939.2   936.9   938.6   937.9 
11  Real estate loans  2,253.5   2,336.5   2,346.7   2,368.5   2,388.4   2,391.4   2,389.5   2,398.2   2,397.9   2,399.8   2,398.7   2,398.1 
12  Residential real estate loans  810.7   830.4   832.5   842.9   844.1   840.2   834.3   837.3   836.4   837.5   836.1   835.0 
13  Revolving home equity loans  116.2   115.0   114.4   114.8   115.4   114.3   112.6   111.5   111.5   111.1   110.6   110.3 
14  Closed-end residential loans 9  694.5   715.4   718.1   728.1   728.7   725.9   721.6   725.8   724.8   726.4   725.5   724.7 
15  Commercial real estate loans  1,442.8   1,506.0   1,514.2   1,525.6   1,544.3   1,551.1   1,555.2   1,560.9   1,561.6   1,562.3   1,562.6   1,563.1 
16  Construction and land development loans 10  228.6   233.2   234.5   236.5   238.9   242.3   244.2   243.7   243.9   244.2   244.1   244.9 
17  Secured by farmland 11  93.7   94.3   94.4   94.7   95.7   95.8   95.5   95.2   95.3   95.1   95.0   94.9 
18  Secured by multifamily properties 12  201.4   218.7   220.5   222.4   225.7   226.9   227.9   229.8   229.9   229.8   229.9   230.2 
19  Secured by nonfarm nonresidential properties 13  919.2   959.8   964.9   972.0   984.1   986.2   987.6   992.1   992.6   993.2   993.5   993.1 
20  Consumer loans  389.6   405.3   403.2   397.9   392.1   387.0   386.4   388.0   388.1   389.2   387.8   387.5 
21  Credit cards and other revolving plans  156.4   162.1   159.6   156.9   150.8   146.4   145.0   143.8   143.6   144.4   143.3   142.7 
22  Other consumer loans  233.1   243.2   243.5   241.0   241.3   240.6   241.4   244.1   244.4   244.8   244.5   244.8 
23  Automobile loans 14  81.6   83.3   83.4   83.5   84.1   83.9   84.0   84.1   84.2   84.3   84.0   84.0 
24  All other consumer loans 15  151.5   159.8   160.1   157.5   157.2   156.7   157.5   160.0   160.2   160.5   160.6   160.8 
25  All other loans and leases  301.7   308.0   305.6   325.3   337.8   338.6   339.9   342.7   341.4   343.6   345.5   342.4 
26  Loans to nondepository financial institutions 16  71.9   71.7   70.9   81.1   91.7   88.5   88.3   91.8   90.1   92.8   94.1   91.4 
27  All loans not elsewhere classified 17  229.7   236.3   234.7   244.2   246.1   250.1   251.6   250.9   251.3   250.7   251.4   250.9 
28  LESS: Allowance for loan and lease losses  40.8   41.1   42.2   42.6   47.2   49.8   50.7   56.7   57.1   57.1   57.5   57.6 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  298.4   319.6   331.9   398.8   480.9   547.3   570.1   547.8   526.4   519.6   537.5   546.2 
30  Total federal funds sold and reverse RPs 19  40.2   61.1   61.0   60.4   58.8   63.9   65.8   67.4   68.0   66.5   65.9   66.1 
31  Loans to commercial banks 20  0.7   0.9   0.8   0.8   0.9   0.9   0.8   0.8   0.7   0.8   0.7   0.7 
32  Other assets including trading assets 21  349.3   367.9   374.5   382.7   391.1   394.0   392.4   393.8   392.0   393.9   395.1   402.2 
33  Total assets  5,170.5   5,381.8   5,411.2   5,553.1   5,794.2   6,002.2   6,051.2   6,056.6   6,034.3   6,032.5   6,056.7   6,066.7 
Liabilities
34  Deposits  4,090.4   4,265.4   4,288.5   4,393.9   4,618.4   4,831.3   4,893.8   4,917.2   4,898.6   4,897.0   4,921.3   4,928.6 
35  Large time deposits  506.6   507.4   506.7   509.1   509.0   501.1   492.9   485.1   486.4   481.6   479.4   478.2 
36  Other deposits  3,583.9   3,758.0   3,781.8   3,884.8   4,109.4   4,330.2   4,400.9   4,432.0   4,412.2   4,415.4   4,441.9   4,450.4 
37  Borrowings  327.1   332.9   329.6   355.4   366.0   348.1   328.8   315.6   313.5   311.8   311.8   312.2 
38  Net due to related foreign offices  27.3   30.2   27.7   30.4   35.7   35.7   34.4   32.3   31.8   31.0   29.6   31.0 
39  Other liabilities including trading liabilities 22  74.4   81.0   86.7   89.3   94.1   98.4   102.7   102.0   100.9   101.0   101.1   102.3 
40  Total liabilities  4,519.2   4,709.5   4,732.5   4,869.0   5,114.2   5,313.5   5,359.7   5,367.0   5,344.8   5,340.9   5,363.8   5,374.2 
41  Residual (assets less liabilities) 23  651.3   672.3   678.7   684.1   680.0   688.8   691.5   689.6   689.4   691.7   692.9   692.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  3.2   4.8   8.6   11.8   11.7   13.5   14.7   15.5   15.4   15.6   16.5   16.4 
43  U.S. Treasury and agency securities, MBS 25  1.3   2.3   4.9   7.8   9.9   10.9   10.1   10.1   10.1   10.0   10.3   10.1 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  1,032.0   1,028.7   1,025.9   1,127.0   1,214.1   1,176.8   1,142.8   1,108.5   1,105.1   1,105.7   1,103.6   1,101.0 
2  Securities in bank credit 2  277.9   266.6   269.1   282.6   271.0   266.6   271.1   268.3   264.8   268.2   267.5   270.8 
3  Treasury and agency securities 3  177.6   175.4   176.0   187.6   174.0   168.5   174.8   171.2   168.7   171.4   169.8   172.8 
4  Mortgage-backed securities (MBS) 4  29.0   38.2   39.7   43.5   45.6   42.9   43.3   43.0   44.1   44.2   44.5   44.4 
5  Non-MBS 5  148.6   137.3   136.3   144.0   128.4   125.6   131.6   128.2   124.6   127.3   125.3   128.4 
6  Other securities  100.3   91.1   93.1   95.0   97.0   98.2   96.3   97.0   96.0   96.8   97.7   98.0 
7  Mortgage-backed securities (MBS) 6  1.9   1.8   1.7   1.7   1.7   1.9   1.9   1.7   1.6   1.7   1.8   1.9 
8  Non-MBS 7  98.4   89.3   91.5   93.4   95.3   96.3   94.4   95.3   94.4   95.1   95.9   96.1 
9  Loans and leases in bank credit 8  754.1   762.1   756.7   844.4   943.1   910.1   871.7   840.3   840.4   837.5   836.1   830.3 
10  Commercial and industrial loans  388.0   392.1   389.5   458.5   544.1   509.5   476.5   456.9   459.1   455.4   452.9   446.7 
11  Real estate loans  83.2   85.0   86.5   86.7   88.3   87.5   85.8   86.0   85.8   85.4   86.3   85.8 
12  Residential real estate loans  1.7   1.5   1.6   1.2   1.4   1.5   1.5   1.5   1.5   1.4   1.4   1.4 
13  Revolving home equity loans  0.3   0.6   0.8   0.3   0.5   0.5   0.6   0.6   0.6   0.6   0.5   0.5 
14  Closed-end residential loans 9  1.4   0.9   0.9   0.9   0.9   1.0   0.9   0.9   0.9   0.8   0.9   0.9 
15  Commercial real estate loans  81.5   83.5   84.9   85.5   86.9   86.0   84.4   84.5   84.3   83.9   84.9   84.4 
16  Construction and land development loans 10  12.5   12.3   12.1   12.0   12.1   12.2   12.5   12.4   12.4   12.4   12.2   12.1 
17  Secured by farmland 11  0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  8.4   9.6   9.9   9.9   10.4   10.4   10.5   10.8   10.9   11.1   11.0   11.1 
19  Secured by nonfarm nonresidential properties 13  60.4   61.4   62.7   63.4   64.2   63.2   61.2   61.1   60.9   60.3   61.5   61.0 
20  Consumer loans  3.4   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.3   3.3   3.3 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.4   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.3   3.3   3.3 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.4   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.3   3.3   3.3 
25  All other loans and leases  279.6   281.5   277.2   295.7   307.2   309.6   306.1   294.1   292.3   293.4   293.6   294.4 
26  Loans to nondepository financial institutions 16  121.1   116.6   113.9   124.5   131.8   135.9   139.7   132.9   131.3   132.3   133.2   133.9 
27  All loans not elsewhere classified 17  158.5   164.9   163.3   171.2   175.4   173.7   166.3   161.2   161.0   161.1   160.4   160.5 
28  LESS: Allowance for loan and lease losses  1.0   1.3   1.2   1.2   1.3   1.3   1.4   1.4   1.3   1.4   1.4   1.4 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  554.5   641.9   624.1   788.5   1,109.5   955.3   753.2   659.3   667.6   668.1   624.3   644.7 
30  Total federal funds sold and reverse RPs 19  459.5   423.8   444.0   419.8   364.4   361.8   363.5   347.2   340.0   341.0   356.5   378.9 
31  Loans to commercial banks 20  2.7   1.6   1.5   1.5   1.3   0.6   1.0   1.5   1.5   1.6   1.6   1.9 
32  Other assets including trading assets 21  128.8   129.6   125.9   168.4   169.2   166.1   158.9   163.5   167.3   174.1   159.2   154.1 
33  Total assets  2,176.5   2,224.4   2,220.3   2,503.9   2,857.3   2,659.2   2,418.0   2,278.6   2,280.3   2,289.2   2,243.8   2,279.2 
Liabilities
34  Deposits  1,001.1   1,082.9   1,088.3   1,053.9   1,127.0   1,159.8   1,161.5   1,172.8   1,179.6   1,180.5   1,165.0   1,160.3 
35  Large time deposits  721.9   783.5   779.5   719.8   743.9   769.0   774.3   787.9   796.2   798.6   794.9   792.2 
36  Other deposits  279.2   299.3   308.7   334.1   383.1   390.8   387.2   384.9   383.3   381.9   370.1   368.1 
37  Borrowings  888.2   904.1   916.7   1,029.1   1,044.6   981.5   876.9   851.1   879.2   846.4   858.0   854.9 
38  Net due to related foreign offices  156.8   121.8   110.9   293.0   525.9   365.4   247.1   112.0   90.9   103.4   81.8   114.0 
39  Other liabilities including trading liabilities 22  117.3   111.7   110.8   141.2   137.7   137.5   134.7   138.4   140.1   151.9   136.0   127.2 
40  Total liabilities  2,163.4   2,220.4   2,226.6   2,517.2   2,835.2   2,644.3   2,420.3   2,274.3   2,289.8   2,282.2   2,240.8   2,256.4 
41  Residual (assets less liabilities) 23  13.1   4.0   -6.4   -13.3   22.1   15.0   -2.3   4.3   -9.5   7.0   3.0   22.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.7   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.0   3.0   3.1   2.9 
43  U.S. Treasury and agency securities, MBS 25  1.7   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.0   3.0   3.1   2.9 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets
1  Bank credit  1,038.8   1,027.3   1,022.2   1,125.9   1,211.8   1,174.6   1,148.3   1,118.4   1,113.6   1,110.3   1,109.4   1,103.1 
2  Securities in bank credit 2  279.9   265.3   270.0   281.0   266.6   267.7   273.0   271.5   268.9   269.9   270.4   272.3 
3  Treasury and agency securities 3  179.2   173.4   177.1   186.0   170.4   170.5   176.2   174.1   172.6   173.5   173.1   175.3 
4  Mortgage-backed securities (MBS) 4  30.5   37.8   38.1   41.9   44.9   45.2   45.5   44.6   45.7   45.1   44.8   43.9 
5  Non-MBS 5  148.8   135.6   139.0   144.2   125.5   125.3   130.7   129.5   126.9   128.4   128.2   131.4 
6  Other securities  100.7   91.9   92.9   95.0   96.2   97.3   96.7   97.4   96.3   96.4   97.4   97.0 
7  Mortgage-backed securities (MBS) 6  2.0   1.7   1.6   1.6   1.7   1.9   1.9   1.8   1.8   1.8   1.9   2.0 
8  Non-MBS 7  98.7   90.2   91.3   93.4   94.4   95.4   94.9   95.6   94.5   94.6   95.5   95.0 
9  Loans and leases in bank credit 8  758.9   762.0   752.3   844.8   945.2   906.8   875.3   846.9   844.7   840.4   839.0   830.9 
10  Commercial and industrial loans  394.2   389.4   383.2   455.4   542.0   510.0   483.5   465.5   466.4   460.4   457.0   451.1 
11  Real estate loans  83.0   85.4   86.6   87.4   88.8   88.0   86.7   85.8   85.8   85.5   85.7   85.5 
12  Residential real estate loans  1.7   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.4   1.4 
13  Revolving home equity loans  0.2   0.5   0.5   0.6   0.6   0.6   0.6   0.6   0.6   0.6   0.5   0.5 
14  Closed-end residential loans 9  1.4   1.0   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9 
15  Commercial real estate loans  81.4   84.0   85.1   85.9   87.3   86.6   85.2   84.3   84.3   84.0   84.3   84.1 
16  Construction and land development loans 10  12.4   12.3   12.2   12.1   12.3   12.4   12.6   12.1   12.1   12.2   12.2   12.3 
17  Secured by farmland 11  0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  8.3   9.6   9.9   10.2   10.6   10.6   10.8   10.8   10.8   10.8   10.6   10.8 
19  Secured by nonfarm nonresidential properties 13  60.5   61.8   62.8   63.5   64.1   63.3   61.7   61.2   61.2   60.9   61.3   60.9 
20  Consumer loans  3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4   3.4 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4   3.4 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4   3.4 
25  All other loans and leases  278.2   283.7   279.1   298.6   310.9   305.4   301.8   292.2   289.1   291.0   292.9   290.9 
26  Loans to nondepository financial institutions 16  119.0   116.9   115.4   125.6   134.0   132.3   135.3   130.4   128.5   130.1   132.0   131.9 
27  All loans not elsewhere classified 17  159.1   166.8   163.7   173.1   176.9   173.1   166.5   161.7   160.5   161.0   160.8   159.0 
28  LESS: Allowance for loan and lease losses  1.0   1.2   1.2   1.2   1.3   1.4   1.4   1.5   1.4   1.4   1.4   1.4 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jul 		2020
Jan 		2020
Feb 		2020
Mar 		2020
Apr 		2020
May 		2020
Jun 		2020
Jul 		Week ending
Jul 22 Jul 29 Aug 5 Aug 12
Assets (continued)
29  Cash assets 18  564.1   653.4   648.6   774.8   1,062.4   980.5   779.3   679.3   711.1   693.6   658.6   657.1 
30  Total federal funds sold and reverse RPs 19  445.0   446.2   467.0   420.6   368.7   357.3   335.3   334.0   340.6   327.6   348.0   373.5 
31  Loans to commercial banks 20  2.4   1.8   1.9   1.8   1.6   0.7   0.9   1.3   1.2   1.2   1.2   1.5 
32  Other assets including trading assets 21  125.5   127.5   126.7   168.9   165.7   166.8   161.3   158.9   161.5   167.5   155.5   159.6 
33  Total assets  2,174.8   2,255.0   2,265.3   2,490.9   2,809.0   2,678.6   2,423.7   2,290.5   2,326.6   2,298.8   2,271.3   2,293.4 
Liabilities
34  Deposits  999.1   1,100.4   1,101.4   1,054.7   1,125.1   1,166.6   1,159.1   1,167.6   1,176.4   1,179.4   1,168.2   1,161.3 
35  Large time deposits  720.8   793.5   788.4   718.3   750.5   779.7   779.0   784.0   792.1   791.3   789.6   786.1 
36  Other deposits  278.4   306.9   313.0   336.4   374.6   386.9   380.1   383.7   384.3   388.1   378.6   375.2 
37  Borrowings  894.3   916.8   926.9   1,006.2   1,035.1   989.7   874.9   858.5   896.0   858.8   875.6   872.9 
38  Net due to related foreign offices  159.4   117.8   117.1   281.7   500.1   367.9   242.2   119.3   108.3   102.4   85.1   112.3 
39  Other liabilities including trading liabilities 22  113.0   110.6   111.0   138.1   138.4   144.0   136.0   133.4   134.5   146.6   130.7   135.1 
40  Total liabilities  2,165.9   2,245.6   2,256.4   2,480.7   2,798.6   2,668.2   2,412.1   2,278.9   2,315.1   2,287.2   2,259.7   2,281.7 
41  Residual (assets less liabilities) 23  8.9   9.4   8.9   10.2   10.3   10.4   11.6   11.6   11.6   11.6   11.7   11.7 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.7   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.0   3.0   3.1   2.9 
43  U.S. Treasury and agency securities, MBS 25  1.7   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.0   3.0   3.1   2.9 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: August 21, 2020