Assets and Liabilities of Commercial Banks in the United States - H.8

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Release Date: August 28, 2020

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2015 2016 2017 2018 2019 2019 Q1 2019 Q2 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020
Apr		 2020
May		 2020
Jun		 2020
Jul
Assets
1 Bank credit 7.7 6.8 3.0 3.5 6.0 7.1 5.0 6.1 5.4 7.3 20.7 30.2 4.9 -1.4 2.8
2 Securities in bank credit 2 6.1 7.8 1.9 0.8 10.4 9.8 8.3 11.6 10.3 7.6 16.0 0.3 8.2 44.5 37.0
3 Treasury and agency securities 3 9.0 10.1 2.7 3.6 14.3 15.2 10.3 16.3 12.6 8.4 17.2 -4.4 11.0 48.0 38.9
6 Other securities -0.5 2.3 -0.5 -7.0 -1.9 -7.0 1.8 -4.3 2.1 4.5 11.7 18.0 -2.0 31.5 30.1
9 Loans and leases in bank credit 8 8.2 6.4 3.4 4.5 4.4 6.1 3.8 4.1 3.6 7.2 22.5 41.6 3.6 -18.4 -10.6
10 Commercial and industrial loans 10.5 5.8 1.0 6.5 3.6 11.5 1.2 2.3 -0.7 12.6 86.2 166.0 36.7 -50.9 -32.4
11 Real estate loans 6.0 6.5 3.7 3.5 3.4 2.5 3.3 3.4 4.4 3.4 2.8 4.7 -1.5 -0.4 3.2
12 Residential real estate loans 1.3 3.3 1.5 2.0 2.3 1.4 2.8 2.4 2.4 0.9 -1.3 -1.9 -6.0 -3.1 5.3
13 Revolving home equity loans -4.2 -6.2 -7.5 -8.2 -8.8 -8.2 -9.0 -9.0 -10.1 -8.6 -8.7 -5.7 -14.1 -18.2 -14.1
14 Closed-end residential loans 9 2.9 5.8 3.6 4.2 4.4 3.2 5.0 4.5 4.5 2.5 -0.2 -1.3 -4.8 -0.8 8.3
15 Commercial real estate loans 12.0 10.3 6.1 5.0 4.6 3.6 3.9 4.3 6.4 5.9 6.9 11.0 3.0 2.3 1.1
20 Consumer loans 6.2 7.0 4.2 4.1 5.2 3.9 7.1 5.5 4.1 4.3 -17.3 -39.1 -23.5 -5.0 3.1
21 Credit cards and other revolving plans 5.8 6.4 5.1 4.2 3.5 3.1 5.0 3.5 2.4 3.5 -33.6 -72.3 -43.9 -13.7 -0.9
22 Other consumer loans 6.7 7.7 3.1 3.9 7.2 5.0 9.4 7.9 6.0 5.2 1.1 -1.6 -1.8 4.0 7.2
25 All other loans and leases 15.1 6.1 5.6 4.8 8.3 11.0 5.8 7.9 7.5 13.9 22.9 29.0 -15.9 -22.6 -24.4
28 LESS: Allowance for loan and lease losses -3.7 3.0 0.6 -0.4 1.4 4.7 -7.1 2.2 6.1 8.8 104.5 243.5 32.5 69.9 240.5
29 Cash assets 18 -8.0 -14.3 7.4 -19.2 -12.8 -28.7 -27.3 -14.8 19.1 45.1 256.7 489.4 73.4 -84.1 -122.4
30 Total federal funds sold and reverse RPs 19 -0.2 2.5 9.5 36.8 25.4 52.9 48.9 12.7 -17.4 -5.7 -21.5 -112.1 3.3 205.2 188.6
31 Loans to commercial banks 20 10.6 19.1 -2.9 10.5 -47.6 35.4 -102.5 -131.1 -15.0 -36.4 -22.9 0.0 -150.0 -19.0 58.1
32 Other assets including trading assets 21 -1.6 1.6 1.5 0.2 2.0 -8.2 7.2 11.3 -2.0 28.9 20.9 -3.2 -9.3 -10.8 13.7
33 Total assets 3.7 2.7 3.6 0.8 4.2 3.3 3.5 4.7 5.0 12.2 43.1 73.4 13.9 -9.1 -9.6
 
Liabilities
34 Deposits 5.0 4.4 4.5 2.7 6.2 4.5 6.3 5.5 8.1 9.9 49.7 74.2 50.1 17.1 2.2
35 Large time deposits 0.5 -11.0 7.0 4.4 9.0 13.8 9.0 2.2 9.8 -4.4 -10.2 4.8 -8.2 -22.8 -15.5
36 Other deposits 5.8 7.2 4.2 2.5 5.8 3.1 5.9 6.0 7.8 12.2 59.1 84.5 58.2 22.4 4.4
37 Borrowings 6.3 3.8 3.5 -5.3 -1.1 -0.6 -3.4 1.8 -2.2 12.7 -3.5 8.7 -105.6 -108.0 -38.7
39 Other liabilities including trading liabilities 22 -5.7 -2.1 -9.0 6.3 8.8 -15.3 20.9 20.3 9.2 60.1 36.7 -25.2 -16.4 -10.9 7.4
40 Total liabilities 3.2 2.6 3.6 0.7 4.1 2.8 3.2 4.6 5.7 12.8 48.2 80.4 17.1 -8.3 -12.3

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 13,513.3 13,886.9 13,949.9 14,419.9 14,787.7 14,847.5 14,831.7 14,873.0 14,875.6 14,894.8 14,858.2 14,865.6
2 Securities in bank credit 2 3,679.5 3,842.1 3,871.0 3,987.4 3,989.5 4,016.8 4,166.0 4,295.6 4,320.6 4,347.9 4,313.8 4,355.8
3 Treasury and agency securities 3 2,854.2 3,015.7 3,037.8 3,149.7 3,138.5 3,167.3 3,294.0 3,400.7 3,424.8 3,449.8 3,416.0 3,465.8
4 Mortgage-backed securities (MBS) 4 1,998.1 2,106.2 2,119.8 2,177.5 2,219.9 2,216.6 2,222.5 2,264.1 2,287.9 2,326.8 2,308.7 2,339.5
5 Non-MBS 5 856.1 909.5 918.0 972.1 918.6 950.7 1,071.4 1,136.7 1,136.9 1,123.0 1,107.2 1,126.3
6 Other securities 825.3 826.4 833.1 837.8 851.0 849.5 872.1 894.9 895.8 898.1 897.8 889.9
7 Mortgage-backed securities (MBS) 6 77.9 77.0 79.6 80.9 81.3 81.8 84.1 86.6 86.6 86.1 85.9 84.0
8 Non-MBS 7 747.3 749.4 753.5 756.9 769.7 767.7 788.0 808.3 809.2 812.1 811.9 805.9
9 Loans and leases in bank credit 8 9,833.8 10,044.8 10,078.9 10,432.4 10,798.2 10,830.7 10,665.7 10,577.4 10,555.0 10,546.9 10,544.5 10,509.8
10 Commercial and industrial loans 2,349.9 2,353.7 2,358.5 2,581.3 2,941.7 3,031.7 2,903.2 2,825.0 2,814.4 2,807.1 2,793.6 2,776.0
11 Real estate loans 4,516.5 4,632.2 4,645.5 4,667.6 4,686.6 4,680.9 4,680.6 4,697.6 4,694.1 4,695.8 4,708.5 4,691.8
12 Residential real estate loans 2,270.2 2,297.1 2,298.8 2,306.3 2,302.9 2,291.3 2,286.1 2,299.5 2,294.5 2,292.9 2,303.6 2,287.4
13 Revolving home equity loans 334.3 319.1 316.8 315.8 314.4 310.6 305.9 302.4 301.2 299.7 298.8 297.6
14 Closed-end residential loans 9 1,935.9 1,978.0 1,982.0 1,990.5 1,988.5 1,980.6 1,980.2 1,997.1 1,993.2 1,993.2 2,004.9 1,989.8
15 Commercial real estate loans 2,246.3 2,335.0 2,346.7 2,361.3 2,383.7 2,389.6 2,394.5 2,398.0 2,399.6 2,402.9 2,404.9 2,404.4
16 Construction and land development loans 10 346.9 353.8 355.2 357.3 360.4 362.8 369.0 369.9 371.1 371.7 372.1 372.7
17 Secured by farmland 11 102.0 102.3 102.5 102.7 103.5 103.4 103.0 102.5 102.3 102.1 101.9 101.8
18 Secured by multifamily properties 12 374.2 400.6 404.2 408.0 411.9 414.3 415.1 415.3 415.7 416.2 417.2 418.1
19 Secured by nonfarm nonresidential properties 13 1,423.2 1,478.4 1,484.8 1,493.2 1,507.8 1,509.0 1,507.3 1,510.3 1,510.7 1,512.9 1,513.7 1,511.9
20 Consumer loans 1,551.9 1,594.1 1,600.9 1,605.8 1,553.8 1,523.4 1,517.1 1,521.0 1,520.2 1,517.5 1,515.4 1,514.4
21 Credit cards and other revolving plans 826.3 845.9 849.6 851.5 800.2 770.9 762.1 761.5 759.8 757.4 754.8 753.0
22 Other consumer loans 725.7 748.2 751.3 754.3 753.6 752.5 755.0 759.5 760.4 760.1 760.6 761.4
23 Automobile loans 14 440.3 452.6 454.4 456.6 455.5 454.1 456.8 458.9 459.3 459.0 459.0 459.2
24 All other consumer loans 15 285.3 295.6 296.9 297.7 298.2 298.3 298.2 300.6 301.1 301.1 301.6 302.2
25 All other loans and leases 1,415.5 1,464.7 1,474.0 1,577.7 1,616.1 1,594.7 1,564.8 1,533.8 1,526.3 1,526.4 1,526.9 1,527.6
26 Loans to nondepository financial institutions 16 541.3 578.6 586.1 644.9 681.2 661.6 641.7 624.8 620.1 624.4 625.5 621.2
27 All loans not elsewhere classified 17 874.1 886.1 887.9 932.8 934.9 933.1 923.1 909.0 906.2 902.0 901.4 906.4
28 LESS: Allowance for loan and lease losses 110.6 114.5 115.2 116.7 140.5 144.3 152.6 183.3 184.7 185.0 185.5 185.5
29 Cash assets 18 1,664.3 1,779.7 1,762.1 2,195.1 3,090.5 3,279.7 3,050.1 2,739.4 2,708.5 2,743.6 2,798.2 2,824.5
30 Total federal funds sold and reverse RPs 19 811.9 752.2 783.1 751.3 681.1 683.0 799.8 925.5 885.1 898.2 866.5 850.7
31 Loans to commercial banks 20 7.7 7.0 6.9 7.2 7.2 6.3 6.2 6.5 6.6 6.4 6.7 6.6
32 Other assets including trading assets 21 1,480.9 1,525.0 1,568.9 1,699.7 1,696.2 1,683.0 1,668.1 1,687.5 1,701.5 1,661.4 1,664.0 1,689.2
33 Total assets 17,367.5 17,836.4 17,955.6 18,956.5 20,122.2 20,355.2 20,203.3 20,048.6 19,992.6 20,019.4 20,008.1 20,051.0
 
Liabilities
34 Deposits 12,836.1 13,301.9 13,377.8 13,853.0 14,712.9 15,326.6 15,546.6 15,580.0 15,474.1 15,540.1 15,570.5 15,597.2
35 Large time deposits 1,786.8 1,846.6 1,843.2 1,793.3 1,800.5 1,788.3 1,754.3 1,731.7 1,731.4 1,722.5 1,712.9 1,704.8
36 Other deposits 11,049.3 11,455.2 11,534.6 12,059.7 12,912.4 13,538.3 13,792.3 13,848.3 13,742.7 13,817.7 13,857.5 13,892.5
37 Borrowings 1,994.3 1,974.2 1,977.3 2,213.2 2,231.1 2,034.7 1,852.0 1,794.0 1,790.0 1,800.6 1,798.4 1,809.1
38 Net due to related foreign offices -50.7 -118.8 -130.1 20.5 300.1 151.4 -3.0 -162.4 -138.4 -159.4 -166.6 -168.8
39 Other liabilities including trading liabilities 22 620.7 677.9 720.9 843.9 826.3 814.9 807.6 813.0 837.6 794.5 773.0 786.1
40 Total liabilities 15,400.4 15,835.1 15,945.9 16,930.5 18,070.3 18,327.6 18,203.3 18,024.6 17,963.4 17,975.8 17,975.2 18,023.7
41 Residual (Assets LESS Liabilities) 23 1,967.1 2,001.2 2,009.6 2,026.0 2,051.9 2,027.6 2,000.0 2,024.0 2,029.2 2,043.6 2,032.9 2,027.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 12.8 24.1 36.3 44.3 53.3 60.0 63.1 66.0 66.7 69.7 65.4 65.7
43 U.S. Treasury and agency securities, MBS 25 9.4 17.4 25.4 36.0 47.4 49.8 48.4 49.2 49.7 51.2 47.6 48.0

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 13,506.8 13,897.8 13,920.0 14,373.3 14,772.6 14,838.7 14,836.0 14,863.6 14,865.8 14,904.2 14,842.1 14,841.2
2 Securities in bank credit 2 3,666.3 3,840.5 3,867.7 3,980.8 3,993.7 4,020.3 4,159.1 4,279.2 4,304.4 4,341.5 4,304.4 4,352.2
3 Treasury and agency securities 3 2,844.3 3,015.4 3,035.4 3,144.9 3,142.9 3,171.1 3,289.6 3,388.6 3,411.8 3,446.0 3,409.6 3,463.6
4 Mortgage-backed securities (MBS) 4 1,997.6 2,102.2 2,112.0 2,172.8 2,226.7 2,222.8 2,227.9 2,262.8 2,287.1 2,325.6 2,301.0 2,336.0
5 Non-MBS 5 846.7 913.2 923.4 972.0 916.2 948.4 1,061.7 1,125.8 1,124.7 1,120.4 1,108.6 1,127.6
6 Other securities 822.0 825.2 832.3 836.0 850.8 849.2 869.5 890.6 892.6 895.6 894.8 888.7
7 Mortgage-backed securities (MBS) 6 78.7 75.7 79.5 81.0 82.0 83.2 85.4 87.3 87.1 86.7 86.3 84.6
8 Non-MBS 7 743.3 749.5 752.8 755.0 768.8 766.0 784.1 803.3 805.5 808.9 808.5 804.1
9 Loans and leases in bank credit 8 9,840.5 10,057.2 10,052.3 10,392.4 10,778.9 10,818.4 10,676.9 10,584.4 10,561.5 10,562.7 10,537.7 10,488.9
10 Commercial and industrial loans 2,353.9 2,342.4 2,351.6 2,584.0 2,955.8 3,048.8 2,920.4 2,830.4 2,810.7 2,801.6 2,784.2 2,770.8
11 Real estate loans 4,522.7 4,630.6 4,632.9 4,654.9 4,676.8 4,676.3 4,680.7 4,703.0 4,700.8 4,710.0 4,716.1 4,690.0
12 Residential real estate loans 2,274.7 2,297.0 2,289.9 2,295.7 2,292.0 2,284.0 2,284.5 2,303.2 2,298.9 2,307.8 2,313.5 2,289.3
13 Revolving home equity loans 334.0 319.0 316.0 315.8 314.8 310.6 305.9 302.1 301.0 299.3 298.6 297.5
14 Closed-end residential loans 9 1,940.7 1,978.0 1,973.9 1,979.9 1,977.3 1,973.4 1,978.5 2,001.1 1,997.9 2,008.5 2,014.9 1,991.7
15 Commercial real estate loans 2,248.1 2,333.6 2,343.0 2,359.2 2,384.8 2,392.3 2,396.2 2,399.7 2,401.9 2,402.2 2,402.6 2,400.7
16 Construction and land development loans 10 347.9 350.9 353.1 356.5 360.0 365.4 370.5 371.3 372.6 372.4 373.3 373.7
17 Secured by farmland 11 102.1 102.2 102.2 102.5 103.4 103.3 102.9 102.6 102.5 102.4 102.2 102.0
18 Secured by multifamily properties 12 374.4 400.0 403.3 407.5 412.3 414.0 414.9 415.6 415.5 416.0 416.3 417.3
19 Secured by nonfarm nonresidential properties 13 1,423.6 1,480.4 1,484.4 1,492.7 1,509.0 1,509.6 1,507.9 1,510.3 1,511.3 1,511.4 1,510.8 1,507.7
20 Consumer loans 1,545.6 1,614.1 1,601.7 1,585.1 1,535.9 1,508.3 1,509.8 1,514.8 1,519.8 1,514.6 1,513.9 1,512.6
21 Credit cards and other revolving plans 821.8 863.5 850.1 833.5 786.2 761.1 758.7 757.6 760.9 755.7 754.0 751.4
22 Other consumer loans 723.8 750.6 751.6 751.5 749.7 747.2 751.1 757.2 758.9 758.9 759.9 761.2
23 Automobile loans 14 439.6 453.5 454.1 455.5 454.2 452.0 454.8 457.9 458.9 458.9 459.2 459.3
24 All other consumer loans 15 284.2 297.1 297.6 296.0 295.5 295.2 296.2 299.3 300.0 300.0 300.7 301.8
25 All other loans and leases 1,418.3 1,470.2 1,466.1 1,568.5 1,610.4 1,584.9 1,566.0 1,536.3 1,530.2 1,536.5 1,523.5 1,515.6
26 Loans to nondepository financial institutions 16 544.2 576.4 578.4 634.7 676.9 655.1 640.2 627.7 624.8 631.4 624.3 616.7
27 All loans not elsewhere classified 17 874.1 893.8 887.7 933.8 933.5 929.8 925.8 908.5 905.4 905.1 899.2 898.9
28 LESS: Allowance for loan and lease losses 111.5 111.9 113.5 116.0 142.1 147.3 155.5 185.1 185.6 187.1 187.1 187.1
29 Cash assets 18 1,665.3 1,770.6 1,785.3 2,217.1 3,035.0 3,252.4 3,041.4 2,743.5 2,722.6 2,769.0 2,843.5 2,841.0
30 Total federal funds sold and reverse RPs 19 793.5 771.1 791.7 752.6 664.6 666.4 785.2 905.4 874.5 881.2 868.7 858.2
31 Loans to commercial banks 20 7.4 7.3 7.3 7.6 7.5 6.4 6.1 6.1 6.2 6.0 6.2 6.2
32 Other assets including trading assets 21 1,479.1 1,523.5 1,571.0 1,704.0 1,689.3 1,680.1 1,674.1 1,684.4 1,689.3 1,667.9 1,687.5 1,680.2
33 Total assets 17,340.6 17,858.4 17,961.8 18,938.6 20,027.0 20,296.6 20,187.2 20,017.9 19,972.8 20,041.4 20,060.9 20,039.6
 
Liabilities
34 Deposits 12,796.1 13,323.1 13,363.1 13,907.6 14,737.0 15,250.8 15,485.2 15,526.6 15,439.7 15,533.8 15,561.3 15,531.6
35 Large time deposits 1,781.7 1,864.4 1,859.7 1,799.3 1,816.7 1,796.1 1,753.3 1,723.0 1,719.1 1,709.6 1,699.4 1,695.4
36 Other deposits 11,014.4 11,458.8 11,503.4 12,108.4 12,920.3 13,454.7 13,731.9 13,803.5 13,720.6 13,824.2 13,861.9 13,836.2
37 Borrowings 2,003.1 1,994.3 1,995.6 2,170.8 2,203.2 2,058.1 1,860.7 1,803.3 1,798.1 1,807.6 1,805.6 1,820.9
38 Net due to related foreign offices -37.0 -124.5 -131.5 -11.8 251.3 150.5 2.5 -141.6 -123.9 -144.4 -144.7 -134.8
39 Other liabilities including trading liabilities 22 611.9 673.1 721.3 839.2 814.4 812.5 806.0 800.3 823.1 804.8 795.9 772.3
40 Total liabilities 15,374.2 15,866.0 15,948.4 16,905.8 18,005.9 18,271.9 18,154.4 17,988.6 17,937.0 18,001.8 18,018.1 17,990.0
41 Residual (Assets LESS Liabilities) 23 1,966.4 1,992.4 2,013.4 2,032.8 2,021.1 2,024.7 2,032.8 2,029.3 2,035.8 2,039.6 2,042.8 2,049.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 12.8 24.1 36.3 44.3 53.3 60.0 63.1 66.0 66.7 69.7 65.4 65.7
43 U.S. Treasury and agency securities, MBS 25 9.4 17.4 25.4 36.0 47.4 49.8 48.4 49.2 49.7 51.2 47.6 48.0

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 12,481.3 12,858.2 12,924.0 13,292.9 13,573.5 13,670.8 13,688.9 13,764.5 13,769.9 13,791.2 13,757.2 13,772.0
2 Securities in bank credit 2 3,401.6 3,575.5 3,601.8 3,704.9 3,718.5 3,750.2 3,894.9 4,027.4 4,052.4 4,080.4 4,043.0 4,088.2
3 Treasury and agency securities 3 2,676.6 2,840.3 2,861.8 2,962.1 2,964.5 2,998.8 3,119.1 3,229.5 3,253.3 3,280.0 3,243.2 3,295.1
4 Mortgage-backed securities (MBS) 4 1,969.2 2,068.1 2,080.2 2,134.0 2,174.2 2,173.7 2,179.3 2,221.1 2,243.7 2,282.3 2,264.3 2,298.2
5 Non-MBS 5 707.4 772.2 781.7 828.1 790.3 825.1 939.9 1,008.5 1,009.7 997.7 978.9 996.9
6 Other securities 725.0 735.3 740.0 742.8 754.0 751.4 775.8 797.8 799.1 800.5 799.8 793.1
7 Mortgage-backed securities (MBS) 6 76.0 75.2 77.9 79.2 79.6 79.9 82.2 84.9 84.9 84.3 84.0 82.1
8 Non-MBS 7 649.0 660.1 662.0 663.6 674.4 671.4 693.6 712.9 714.1 716.2 715.8 711.1
9 Loans and leases in bank credit 8 9,079.6 9,282.6 9,322.2 9,588.0 9,855.1 9,920.6 9,794.0 9,737.1 9,717.5 9,710.8 9,714.2 9,683.8
10 Commercial and industrial loans 1,961.9 1,961.6 1,969.0 2,122.8 2,397.6 2,522.2 2,426.7 2,368.1 2,359.0 2,354.2 2,346.9 2,333.5
11 Real estate loans 4,433.3 4,547.2 4,559.0 4,580.9 4,598.3 4,593.4 4,594.8 4,611.6 4,608.7 4,609.6 4,622.7 4,606.6
12 Residential real estate loans 2,268.5 2,295.7 2,297.2 2,305.1 2,301.5 2,289.8 2,284.7 2,298.0 2,293.0 2,291.5 2,302.3 2,286.1
13 Revolving home equity loans 334.0 318.6 316.0 315.6 313.9 310.1 305.4 301.8 300.6 299.2 298.3 297.2
14 Closed-end residential loans 9 1,934.5 1,977.1 1,981.2 1,989.6 1,987.6 1,979.7 1,979.3 1,996.2 1,992.4 1,992.3 2,004.0 1,988.9
15 Commercial real estate loans 2,164.8 2,251.6 2,261.8 2,275.8 2,296.8 2,303.6 2,310.1 2,313.6 2,315.7 2,318.0 2,320.5 2,320.6
16 Construction and land development loans 10 334.4 341.5 343.2 345.3 348.3 350.6 356.6 357.6 358.7 359.5 359.9 360.8
17 Secured by farmland 11 101.9 102.1 102.3 102.5 103.3 103.2 102.8 102.3 102.1 102.0 101.8 101.6
18 Secured by multifamily properties 12 365.8 391.0 394.2 398.2 401.6 403.9 404.6 404.4 404.6 405.2 406.0 406.9
19 Secured by nonfarm nonresidential properties 13 1,362.7 1,417.0 1,422.2 1,429.9 1,443.6 1,445.8 1,446.2 1,449.2 1,450.4 1,451.4 1,452.7 1,451.2
20 Consumer loans 1,548.5 1,590.6 1,597.4 1,602.3 1,550.3 1,519.9 1,513.7 1,517.8 1,516.9 1,514.2 1,512.1 1,511.2
21 Credit cards and other revolving plans 826.3 845.9 849.6 851.5 800.2 770.9 762.1 761.5 759.8 757.4 754.8 753.0
22 Other consumer loans 722.3 744.7 747.8 750.8 750.1 748.9 751.7 756.3 757.1 756.8 757.3 758.2
23 Automobile loans 14 440.3 452.6 454.4 456.6 455.5 454.1 456.8 458.9 459.3 459.0 459.0 459.2
24 All other consumer loans 15 282.0 292.1 293.4 294.1 294.6 294.8 294.9 297.4 297.8 297.8 298.3 299.0
25 All other loans and leases 1,135.9 1,183.2 1,196.8 1,282.0 1,308.9 1,285.1 1,258.7 1,239.7 1,232.9 1,232.8 1,232.5 1,232.5
26 Loans to nondepository financial institutions 16 420.3 461.9 472.2 520.4 549.5 525.7 501.9 491.8 487.8 491.2 491.6 487.1
27 All loans not elsewhere classified 17 715.6 721.3 724.6 761.6 759.5 759.4 756.8 747.8 745.1 741.6 740.9 745.4
28 LESS: Allowance for loan and lease losses 109.6 113.2 114.0 115.5 139.2 142.9 151.3 181.9 183.4 183.6 184.1 184.2
29 Cash assets 18 1,109.8 1,137.8 1,138.0 1,406.6 1,981.0 2,324.4 2,296.9 2,080.1 2,040.3 2,119.3 2,153.5 2,126.4
30 Total federal funds sold and reverse RPs 19 352.4 328.3 339.1 331.5 316.8 321.1 436.3 578.3 544.1 541.6 487.7 473.2
31 Loans to commercial banks 20 5.0 5.4 5.3 5.8 5.9 5.7 5.2 5.0 5.0 4.9 4.8 4.8
32 Other assets including trading assets 21 1,352.0 1,395.4 1,443.0 1,531.4 1,526.9 1,517.0 1,509.2 1,524.0 1,527.4 1,502.3 1,509.9 1,533.6
33 Total assets 15,191.0 15,612.0 15,735.3 16,452.6 17,265.0 17,696.0 17,785.3 17,770.0 17,703.4 17,775.6 17,728.9 17,725.8
 
Liabilities
34 Deposits 11,835.0 12,219.0 12,289.5 12,799.1 13,585.9 14,166.7 14,385.1 14,407.3 14,293.7 14,375.1 14,410.1 14,422.4
35 Large time deposits 1,064.9 1,063.1 1,063.6 1,073.6 1,056.7 1,019.3 980.0 943.9 932.8 927.5 920.7 913.4
36 Other deposits 10,770.1 11,155.9 11,225.8 11,725.5 12,529.2 13,147.5 13,405.1 13,463.4 13,360.9 13,447.6 13,489.4 13,509.0
37 Borrowings 1,106.1 1,070.2 1,060.6 1,184.2 1,186.5 1,053.2 975.1 942.8 943.6 942.6 943.4 927.2
38 Net due to related foreign offices -207.5 -240.6 -241.0 -272.5 -225.8 -214.0 -250.1 -274.5 -241.8 -241.2 -280.6 -287.7
39 Other liabilities including trading liabilities 22 503.4 566.2 610.2 702.7 688.6 677.4 672.9 674.6 685.7 658.5 645.8 654.2
40 Total liabilities 13,237.0 13,614.7 13,719.3 14,413.4 15,235.1 15,683.4 15,783.0 15,750.2 15,681.2 15,735.0 15,718.8 15,716.1
41 Residual (Assets LESS Liabilities) 23 1,954.0 1,997.3 2,016.0 2,039.3 2,029.8 2,012.6 2,002.3 2,019.7 2,022.2 2,040.6 2,010.1 2,009.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 11.1 22.6 34.4 41.8 50.4 57.0 60.1 63.0 63.7 66.6 62.5 62.8
43 U.S. Treasury and agency securities, MBS 25 7.6 16.0 23.6 33.5 44.6 46.8 45.4 46.2 46.6 48.1 44.7 45.1

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 12,468.0 12,870.5 12,897.8 13,247.4 13,560.9 13,664.1 13,687.7 13,745.2 13,755.6 13,794.8 13,739.0 13,745.5
2 Securities in bank credit 2 3,386.4 3,575.2 3,597.7 3,699.8 3,727.1 3,752.6 3,886.1 4,007.7 4,034.4 4,071.1 4,032.1 4,082.2
3 Treasury and agency securities 3 2,665.0 2,842.0 2,858.3 2,958.8 2,972.5 3,000.7 3,113.3 3,214.5 3,238.3 3,272.9 3,234.3 3,291.5
4 Mortgage-backed securities (MBS) 4 1,967.1 2,064.4 2,073.9 2,131.0 2,181.8 2,177.6 2,182.4 2,218.2 2,242.0 2,280.7 2,257.1 2,294.8
5 Non-MBS 5 697.9 777.6 784.4 827.8 790.7 823.1 930.9 996.3 996.3 992.2 977.2 996.8
6 Other securities 721.3 733.2 739.5 741.0 754.7 751.9 772.8 793.2 796.1 798.2 797.8 790.7
7 Mortgage-backed securities (MBS) 6 76.7 73.9 78.0 79.4 80.3 81.3 83.5 85.5 85.3 84.8 84.3 82.5
8 Non-MBS 7 644.6 659.3 661.5 661.6 674.3 670.6 689.2 707.7 710.9 713.4 713.5 708.2
9 Loans and leases in bank credit 8 9,081.6 9,295.2 9,300.1 9,547.6 9,833.7 9,911.5 9,801.6 9,737.5 9,721.1 9,723.7 9,706.9 9,663.2
10 Commercial and industrial loans 1,959.7 1,953.0 1,968.4 2,128.6 2,413.7 2,538.8 2,436.9 2,364.9 2,350.3 2,344.5 2,333.1 2,323.3
11 Real estate loans 4,439.7 4,545.1 4,546.3 4,567.5 4,588.0 4,588.3 4,594.0 4,617.2 4,615.3 4,624.3 4,630.6 4,605.2
12 Residential real estate loans 2,273.0 2,295.5 2,288.4 2,294.2 2,290.5 2,282.6 2,283.0 2,301.7 2,297.4 2,306.4 2,312.1 2,287.9
13 Revolving home equity loans 333.8 318.4 315.5 315.3 314.2 310.0 305.4 301.5 300.4 298.8 298.1 297.1
14 Closed-end residential loans 9 1,939.2 1,977.1 1,972.9 1,978.9 1,976.3 1,972.5 1,977.7 2,000.2 1,997.0 2,007.6 2,014.0 1,990.8
15 Commercial real estate loans 2,166.7 2,249.6 2,257.9 2,273.3 2,297.5 2,305.7 2,311.0 2,315.4 2,317.9 2,317.9 2,318.5 2,317.3
16 Construction and land development loans 10 335.5 338.6 340.9 344.4 347.7 353.0 357.9 359.2 360.5 360.2 361.1 361.7
17 Secured by farmland 11 101.9 102.0 102.0 102.3 103.2 103.1 102.7 102.4 102.3 102.2 102.0 101.8
18 Secured by multifamily properties 12 366.1 390.4 393.4 397.4 401.6 403.4 404.2 404.8 404.7 405.4 405.6 406.4
19 Secured by nonfarm nonresidential properties 13 1,363.1 1,418.6 1,421.6 1,429.2 1,445.0 1,446.3 1,446.2 1,449.1 1,450.4 1,450.1 1,449.9 1,447.4
20 Consumer loans 1,542.1 1,610.6 1,598.4 1,581.7 1,532.5 1,504.9 1,506.4 1,511.4 1,516.4 1,511.3 1,510.5 1,509.3
21 Credit cards and other revolving plans 821.8 863.5 850.1 833.5 786.2 761.1 758.7 757.6 760.9 755.7 754.0 751.4
22 Other consumer loans 720.3 747.1 748.3 748.1 746.3 743.8 747.7 753.8 755.5 755.5 756.5 757.8
23 Automobile loans 14 439.6 453.5 454.1 455.5 454.2 452.0 454.8 457.9 458.9 458.9 459.2 459.3
24 All other consumer loans 15 280.7 293.6 294.2 292.6 292.1 291.8 292.9 295.9 296.6 296.6 297.3 298.5
25 All other loans and leases 1,140.1 1,186.5 1,187.0 1,269.9 1,299.5 1,279.5 1,264.3 1,244.1 1,239.1 1,243.7 1,232.6 1,225.5
26 Loans to nondepository financial institutions 16 425.2 459.5 462.9 509.1 542.9 522.9 504.9 497.3 494.7 499.4 492.5 485.0
27 All loans not elsewhere classified 17 714.9 727.0 724.1 760.7 756.6 756.7 759.3 746.8 744.4 744.3 740.2 740.5
28 LESS: Allowance for loan and lease losses 110.5 110.7 112.3 114.8 140.7 146.0 154.2 183.6 184.2 185.7 185.7 185.7
29 Cash assets 18 1,101.3 1,117.2 1,136.7 1,442.2 1,972.6 2,271.8 2,262.0 2,064.1 2,028.9 2,110.4 2,186.4 2,118.7
30 Total federal funds sold and reverse RPs 19 348.5 324.9 324.6 332.0 295.9 309.1 449.9 571.3 547.0 533.2 495.2 484.8
31 Loans to commercial banks 20 5.0 5.5 5.3 5.8 5.8 5.7 5.2 4.9 5.0 4.9 4.8 4.7
32 Other assets including trading assets 21 1,353.6 1,396.0 1,444.3 1,535.1 1,523.6 1,513.2 1,512.8 1,525.5 1,521.8 1,512.4 1,527.9 1,528.3
33 Total assets 15,165.8 15,603.4 15,696.5 16,447.7 17,218.0 17,617.9 17,763.5 17,727.4 17,674.0 17,770.0 17,767.5 17,696.3
 
Liabilities
34 Deposits 11,797.0 12,222.7 12,261.7 12,852.9 13,611.9 14,084.2 14,326.1 14,358.9 14,260.3 14,365.6 14,400.0 14,356.1
35 Large time deposits 1,060.9 1,070.8 1,071.2 1,081.0 1,066.2 1,016.4 974.3 939.1 927.8 920.0 913.3 908.4
36 Other deposits 10,736.1 11,151.8 11,190.4 11,772.0 12,545.7 13,067.8 13,351.8 13,419.9 13,332.5 13,445.6 13,486.7 13,447.7
37 Borrowings 1,108.8 1,077.4 1,068.7 1,164.6 1,168.2 1,068.4 985.9 944.8 939.3 932.0 932.7 923.3
38 Net due to related foreign offices -196.4 -242.3 -248.7 -293.5 -248.8 -217.4 -239.7 -260.9 -226.3 -229.6 -257.0 -268.0
39 Other liabilities including trading liabilities 22 498.9 562.5 610.3 701.1 676.0 668.5 670.0 666.9 676.5 674.0 660.8 645.6
40 Total liabilities 13,208.3 13,620.4 13,691.9 14,425.1 15,207.3 15,603.6 15,742.3 15,709.7 15,649.8 15,742.1 15,736.5 15,657.1
41 Residual (Assets LESS Liabilities) 23 1,957.5 1,983.0 2,004.5 2,022.6 2,010.7 2,014.3 2,021.3 2,017.7 2,024.2 2,027.9 2,031.1 2,039.2
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 11.1 22.6 34.4 41.8 50.4 57.0 60.1 63.0 63.7 66.6 62.5 62.8
43 U.S. Treasury and agency securities, MBS 25 7.6 16.0 23.6 33.5 44.6 46.8 45.4 46.2 46.6 48.1 44.7 45.1

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 7,963.0 8,177.0 8,221.9 8,520.5 8,661.8 8,633.4 8,628.6 8,664.9 8,665.1 8,684.0 8,647.8 8,658.3
2 Securities in bank credit 2 2,481.4 2,622.6 2,648.6 2,742.1 2,746.6 2,772.9 2,884.7 2,988.3 3,008.8 3,032.7 2,997.0 3,039.0
3 Treasury and agency securities 3 1,999.4 2,138.3 2,160.6 2,259.3 2,260.6 2,293.1 2,395.7 2,488.6 2,510.2 2,530.9 2,496.3 2,544.0
4 Mortgage-backed securities (MBS) 4 1,462.9 1,532.7 1,541.5 1,587.7 1,624.7 1,623.8 1,619.6 1,652.4 1,673.4 1,704.3 1,687.4 1,718.7
5 Non-MBS 5 536.4 605.6 619.0 671.5 635.9 669.3 776.1 836.3 836.8 826.6 808.9 825.3
6 Other securities 482.1 484.3 488.1 482.9 485.9 479.8 489.0 499.7 498.6 501.8 500.8 494.9
7 Mortgage-backed securities (MBS) 6 57.9 57.1 60.3 61.3 61.6 62.2 63.3 63.9 63.6 63.7 63.1 61.4
8 Non-MBS 7 424.2 427.2 427.8 421.6 424.3 417.5 425.7 435.8 435.0 438.0 437.6 433.6
9 Loans and leases in bank credit 8 5,481.5 5,554.4 5,573.3 5,778.4 5,915.2 5,860.5 5,743.9 5,676.6 5,656.3 5,651.4 5,650.8 5,619.3
10 Commercial and industrial loans 1,303.5 1,285.7 1,292.6 1,424.4 1,585.6 1,579.8 1,487.0 1,430.1 1,421.0 1,414.0 1,406.0 1,394.5
11 Real estate loans 2,182.5 2,208.8 2,205.8 2,208.2 2,209.2 2,202.8 2,206.5 2,216.3 2,213.2 2,216.7 2,226.7 2,208.4
12 Residential real estate loans 1,459.1 1,464.2 1,460.5 1,459.7 1,455.5 1,448.6 1,450.8 1,461.8 1,457.3 1,459.8 1,468.8 1,451.0
13 Revolving home equity loans 217.8 203.6 201.4 200.6 198.7 195.9 192.8 190.3 189.5 188.5 187.9 187.2
14 Closed-end residential loans 9 1,241.3 1,260.6 1,259.1 1,259.1 1,256.8 1,252.7 1,258.0 1,271.5 1,267.7 1,271.3 1,280.9 1,263.8
15 Commercial real estate loans 723.4 744.6 745.3 748.5 753.7 754.2 755.7 754.5 755.9 756.8 757.9 757.4
16 Construction and land development loans 10 106.7 106.8 107.1 107.8 108.4 109.1 113.1 115.0 115.9 116.0 116.0 116.2
17 Secured by farmland 11 8.3 7.6 7.6 7.6 7.5 7.4 7.3 7.2 7.2 7.1 7.1 7.1
18 Secured by multifamily properties 12 164.5 172.2 173.7 175.7 176.6 177.5 176.8 174.9 175.2 175.7 175.9 176.7
19 Secured by nonfarm nonresidential properties 13 443.9 458.0 456.9 457.5 461.1 460.2 458.5 457.4 457.7 458.0 458.9 457.5
20 Consumer loans 1,157.2 1,189.7 1,195.5 1,199.2 1,152.9 1,128.1 1,124.5 1,128.1 1,126.8 1,125.4 1,124.0 1,122.8
21 Credit cards and other revolving plans 669.1 686.6 690.2 690.6 646.1 622.2 616.1 617.2 615.5 614.0 612.3 610.9
22 Other consumer loans 488.1 503.0 505.3 508.6 506.8 506.0 508.4 510.9 511.3 511.4 511.7 512.0
23 Automobile loans 14 358.6 369.3 370.8 372.7 371.1 370.0 372.6 374.6 375.1 375.1 375.2 375.4
24 All other consumer loans 15 129.4 133.8 134.5 135.8 135.7 136.0 135.8 136.2 136.2 136.2 136.5 136.6
25 All other loans and leases 838.4 870.2 879.5 946.6 967.6 949.7 925.9 902.1 895.4 895.3 894.2 893.5
26 Loans to nondepository financial institutions 16 352.0 385.5 392.8 431.9 456.3 440.8 419.6 404.6 400.4 403.1 403.2 399.4
27 All loans not elsewhere classified 17 486.3 484.6 486.6 514.7 511.2 508.9 506.2 497.5 495.0 492.2 491.0 494.1
28 LESS: Allowance for loan and lease losses 69.4 70.3 70.4 72.5 94.3 96.3 103.0 126.4 127.1 127.0 127.3 127.1
29 Cash assets 18 805.7 814.3 810.6 1,017.5 1,493.2 1,751.7 1,707.6 1,522.2 1,513.4 1,578.9 1,603.1 1,578.5
30 Total federal funds sold and reverse RPs 19 316.1 267.3 280.0 268.5 257.0 257.9 378.1 516.6 482.7 470.0 418.6 405.4
31 Loans to commercial banks 20 4.3 4.6 4.5 4.9 5.0 4.8 4.5 4.2 4.1 4.1 4.1 4.0
32 Other assets including trading assets 21 1,003.2 1,026.9 1,067.9 1,145.7 1,135.0 1,124.0 1,117.4 1,130.7 1,133.6 1,107.0 1,109.7 1,128.8
33 Total assets 10,022.9 10,219.7 10,314.5 10,884.6 11,457.6 11,675.4 11,733.2 11,712.2 11,671.8 11,717.0 11,656.0 11,648.0
 
Liabilities
34 Deposits 7,725.3 7,952.3 7,994.8 8,421.0 8,971.9 9,308.7 9,470.3 9,465.9 9,377.5 9,446.7 9,472.9 9,478.2
35 Large time deposits 556.5 555.6 556.8 564.9 547.4 517.8 487.0 456.8 449.8 446.9 442.5 436.9
36 Other deposits 7,168.8 7,396.8 7,438.0 7,856.2 8,424.5 8,790.9 8,983.3 9,009.1 8,927.7 8,999.8 9,030.4 9,041.3
37 Borrowings 784.5 742.0 731.9 821.3 818.1 711.5 652.6 631.2 634.3 630.4 629.3 616.6
38 Net due to related foreign offices -234.8 -269.2 -268.7 -304.9 -262.8 -249.1 -283.9 -307.1 -271.6 -271.5 -312.9 -318.0
39 Other liabilities including trading liabilities 22 428.6 481.1 523.6 611.3 591.3 577.0 569.4 571.9 584.0 557.7 545.1 549.9
40 Total liabilities 8,703.6 8,906.2 8,981.6 9,548.8 10,118.5 10,348.1 10,408.3 10,361.9 10,324.3 10,363.3 10,334.4 10,326.6
41 Residual (Assets LESS Liabilities) 23 1,319.3 1,313.5 1,332.9 1,335.9 1,339.1 1,327.3 1,324.8 1,350.3 1,347.5 1,353.8 1,321.7 1,321.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 7.8 17.8 25.8 30.0 38.8 43.5 45.4 47.4 48.1 50.0 46.1 46.4
43 U.S. Treasury and agency securities, MBS 25 6.3 13.7 18.6 25.7 34.7 35.9 35.4 36.1 36.6 37.8 34.6 35.0

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 7,945.2 8,197.0 8,212.6 8,494.4 8,651.2 8,617.9 8,614.9 8,641.6 8,646.1 8,679.4 8,628.8 8,636.5
2 Securities in bank credit 2 2,468.7 2,623.8 2,642.3 2,734.5 2,749.9 2,772.0 2,875.8 2,972.1 2,995.1 3,026.8 2,988.9 3,036.8
3 Treasury and agency securities 3 1,990.3 2,139.9 2,153.9 2,252.7 2,263.1 2,293.3 2,389.5 2,476.6 2,499.2 2,526.7 2,489.9 2,543.6
4 Mortgage-backed securities (MBS) 4 1,461.8 1,528.9 1,534.1 1,582.0 1,627.8 1,625.4 1,621.0 1,651.0 1,674.6 1,704.2 1,682.6 1,718.1
5 Non-MBS 5 528.5 611.1 619.8 670.6 635.3 667.9 768.4 825.6 824.6 822.5 807.3 825.5
6 Other securities 478.5 483.9 488.4 481.8 486.8 478.7 486.3 495.5 495.9 500.2 499.0 493.1
7 Mortgage-backed securities (MBS) 6 58.4 56.1 60.1 61.4 62.4 63.3 64.5 64.3 63.8 64.2 63.3 61.6
8 Non-MBS 7 420.1 427.8 428.4 420.4 424.4 415.3 421.9 431.2 432.1 436.0 435.7 431.6
9 Loans and leases in bank credit 8 5,476.5 5,573.1 5,570.3 5,759.9 5,901.3 5,845.9 5,739.1 5,669.5 5,650.9 5,652.6 5,639.9 5,599.7
10 Commercial and industrial loans 1,299.3 1,280.7 1,294.1 1,432.5 1,599.7 1,590.2 1,490.1 1,425.2 1,412.5 1,405.1 1,394.2 1,385.9
11 Real estate loans 2,186.2 2,208.7 2,199.5 2,199.0 2,199.6 2,196.9 2,204.7 2,219.4 2,215.5 2,225.9 2,232.4 2,208.7
12 Residential real estate loans 1,462.3 1,465.1 1,455.9 1,451.3 1,446.4 1,442.3 1,448.8 1,464.4 1,459.9 1,470.3 1,476.9 1,454.2
13 Revolving home equity loans 217.6 203.4 201.1 200.5 198.8 195.7 192.8 190.1 189.3 188.2 187.8 187.1
14 Closed-end residential loans 9 1,244.8 1,261.7 1,254.8 1,250.8 1,247.6 1,246.6 1,256.0 1,274.3 1,270.6 1,282.1 1,289.1 1,267.0
15 Commercial real estate loans 723.8 743.6 743.7 747.7 753.2 754.5 755.9 754.9 755.6 755.6 755.5 754.6
16 Construction and land development loans 10 107.0 105.4 106.3 107.9 108.8 110.7 113.7 115.5 116.3 116.1 116.2 116.3
17 Secured by farmland 11 8.3 7.7 7.6 7.6 7.5 7.3 7.2 7.2 7.1 7.1 7.1 7.0
18 Secured by multifamily properties 12 164.7 171.7 172.9 175.0 175.9 176.5 176.2 175.0 174.9 175.6 175.4 176.3
19 Secured by nonfarm nonresidential properties 13 443.9 458.9 456.8 457.2 460.9 460.0 458.7 457.2 457.3 456.8 456.8 454.9
20 Consumer loans 1,152.5 1,205.3 1,195.2 1,183.8 1,140.4 1,117.9 1,120.0 1,123.5 1,127.3 1,123.5 1,123.0 1,120.7
21 Credit cards and other revolving plans 665.4 701.4 690.5 676.7 635.4 614.7 613.7 613.8 616.5 612.5 611.3 608.7
22 Other consumer loans 487.1 503.9 504.7 507.1 505.0 503.2 506.3 509.7 510.8 511.1 511.7 512.0
23 Automobile loans 14 358.0 370.1 370.6 372.0 370.1 368.1 370.9 373.8 374.7 375.0 375.2 375.4
24 All other consumer loans 15 129.1 133.8 134.1 135.1 134.9 135.1 135.4 136.0 136.1 136.1 136.5 136.6
25 All other loans and leases 838.5 878.5 881.4 944.6 961.7 940.9 924.4 901.4 895.6 898.1 890.3 884.4
26 Loans to nondepository financial institutions 16 353.3 387.8 392.1 428.1 451.1 434.4 416.6 405.5 401.9 405.2 401.0 395.1
27 All loans not elsewhere classified 17 485.2 490.7 489.4 516.5 510.5 506.5 507.7 496.0 493.7 492.9 489.3 489.4
28 LESS: Allowance for loan and lease losses 69.7 69.6 70.1 72.2 93.6 96.2 103.5 127.0 127.1 128.1 128.1 128.0
29 Cash assets 18 802.9 797.6 804.8 1,043.5 1,491.6 1,724.6 1,691.9 1,516.4 1,509.4 1,573.3 1,640.4 1,573.4
30 Total federal funds sold and reverse RPs 19 308.3 263.8 263.6 271.6 237.1 245.3 384.1 503.9 480.4 467.2 429.0 419.3
31 Loans to commercial banks 20 4.3 4.6 4.6 4.9 5.0 4.7 4.4 4.1 4.2 4.2 4.1 4.0
32 Other assets including trading assets 21 1,004.3 1,028.2 1,069.8 1,152.4 1,132.6 1,119.3 1,120.4 1,131.8 1,127.9 1,117.4 1,125.7 1,122.5
33 Total assets 9,995.3 10,221.6 10,285.3 10,894.6 11,423.8 11,615.6 11,712.3 11,670.9 11,640.8 11,713.3 11,700.0 11,627.7
 
Liabilities
34 Deposits 7,706.6 7,957.3 7,973.1 8,459.1 8,993.5 9,253.0 9,432.3 9,441.7 9,362.9 9,444.3 9,470.8 9,426.1
35 Large time deposits 554.3 563.5 564.5 571.8 557.2 515.4 481.6 453.9 446.1 440.6 435.1 431.8
36 Other deposits 7,152.2 7,393.9 7,408.6 7,887.2 8,436.4 8,737.6 8,950.7 8,987.8 8,916.8 9,003.7 9,035.6 8,994.3
37 Borrowings 781.7 744.5 739.1 809.2 802.2 720.2 657.1 629.1 627.1 620.3 620.2 612.4
38 Net due to related foreign offices -223.7 -272.4 -276.4 -323.9 -284.4 -253.2 -274.1 -293.1 -257.3 -259.2 -288.0 -296.7
39 Other liabilities including trading liabilities 22 424.5 481.5 523.6 611.8 581.8 570.1 567.3 564.9 575.5 572.9 558.4 540.3
40 Total liabilities 8,689.1 8,910.9 8,959.5 9,556.1 10,093.1 10,290.1 10,382.5 10,342.6 10,308.3 10,378.4 10,361.3 10,282.1
41 Residual (Assets LESS Liabilities) 23 1,306.3 1,310.7 1,325.8 1,338.5 1,330.8 1,325.5 1,329.8 1,328.2 1,332.5 1,334.9 1,338.7 1,345.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 7.8 17.8 25.8 30.0 38.8 43.5 45.4 47.4 48.1 50.0 46.1 46.4
43 U.S. Treasury and agency securities, MBS 25 6.3 13.7 18.6 25.7 34.7 35.9 35.4 36.1 36.6 37.8 34.6 35.0

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 4,518.3 4,681.2 4,702.1 4,772.4 4,911.7 5,037.4 5,060.3 5,099.6 5,104.8 5,107.2 5,109.4 5,113.8
2 Securities in bank credit 2 920.2 953.0 953.2 962.7 971.9 977.2 1,010.2 1,039.1 1,043.6 1,047.8 1,046.0 1,049.3
3 Treasury and agency securities 3 677.3 702.0 701.3 702.8 703.9 705.6 723.5 740.9 743.2 749.1 746.9 751.1
4 Mortgage-backed securities (MBS) 4 506.2 535.4 538.6 546.3 549.5 549.9 559.7 568.7 570.3 578.0 576.9 579.5
5 Non-MBS 5 171.0 166.6 162.6 156.5 154.3 155.8 163.8 172.2 172.9 171.1 170.0 171.6
6 Other securities 242.9 250.9 251.9 259.9 268.1 271.6 286.8 298.2 300.4 298.7 299.1 298.2
7 Mortgage-backed securities (MBS) 6 18.1 18.1 17.6 17.9 18.0 17.7 18.9 21.1 21.3 20.5 20.9 20.7
8 Non-MBS 7 224.8 232.9 234.3 241.9 250.1 253.9 267.9 277.1 279.1 278.1 278.2 277.5
9 Loans and leases in bank credit 8 3,598.1 3,728.3 3,748.9 3,809.7 3,939.8 4,060.1 4,050.1 4,060.5 4,061.2 4,059.4 4,063.4 4,064.5
10 Commercial and industrial loans 658.5 675.9 676.4 698.5 812.0 942.4 939.7 938.0 938.0 940.2 941.0 939.0
11 Real estate loans 2,250.8 2,338.4 2,353.2 2,372.7 2,389.1 2,390.6 2,388.3 2,395.3 2,395.5 2,392.9 2,396.1 2,398.2
12 Residential real estate loans 809.4 831.4 836.6 845.4 846.0 841.2 833.9 836.2 835.8 831.7 833.5 835.1
13 Revolving home equity loans 116.3 115.0 114.6 114.9 115.2 114.3 112.6 111.5 111.1 110.7 110.4 110.0
14 Closed-end residential loans 9 693.2 716.5 722.0 730.5 730.8 726.9 721.3 724.7 724.7 721.0 723.1 725.1
15 Commercial real estate loans 1,441.4 1,506.9 1,516.6 1,527.3 1,543.1 1,549.4 1,554.4 1,559.1 1,559.8 1,561.2 1,562.6 1,563.1
16 Construction and land development loans 10 227.7 234.7 236.1 237.5 240.0 241.5 243.5 242.5 242.8 243.5 244.0 244.7
17 Secured by farmland 11 93.6 94.5 94.7 94.9 95.8 95.9 95.5 95.1 94.9 94.8 94.7 94.6
18 Secured by multifamily properties 12 201.3 218.7 220.5 222.5 224.9 226.4 227.8 229.6 229.4 229.5 230.1 230.2
19 Secured by nonfarm nonresidential properties 13 918.9 959.0 965.3 972.4 982.4 985.6 987.7 991.8 992.7 993.4 993.8 993.6
20 Consumer loans 391.4 401.0 401.9 403.1 397.4 391.8 389.2 389.7 390.1 388.8 388.1 388.3
21 Credit cards and other revolving plans 157.1 159.3 159.4 160.9 154.1 148.8 146.0 144.3 144.3 143.4 142.5 142.1
22 Other consumer loans 234.2 241.7 242.5 242.2 243.3 243.0 243.3 245.4 245.8 245.4 245.6 246.2
23 Automobile loans 14 81.7 83.3 83.6 83.9 84.4 84.1 84.2 84.2 84.2 83.9 83.8 83.8
24 All other consumer loans 15 152.5 158.3 158.9 158.3 158.9 158.9 159.1 161.2 161.5 161.6 161.8 162.5
25 All other loans and leases 297.5 313.0 317.3 335.4 341.3 335.4 332.9 337.6 337.5 337.5 338.3 339.0
26 Loans to nondepository financial institutions 16 68.2 76.4 79.3 88.5 93.1 84.9 82.3 87.2 87.4 88.1 88.4 87.7
27 All loans not elsewhere classified 17 229.3 236.6 238.0 246.9 248.2 250.4 250.6 250.3 250.2 249.4 249.9 251.3
28 LESS: Allowance for loan and lease losses 40.2 42.9 43.6 43.0 44.9 46.7 48.3 55.5 56.2 56.6 56.8 57.1
29 Cash assets 18 304.1 323.5 327.4 389.1 487.8 572.7 589.3 557.9 526.9 540.4 550.3 547.9
30 Total federal funds sold and reverse RPs 19 36.3 61.0 59.1 62.9 59.8 63.2 58.2 61.7 61.4 71.6 69.1 67.8
31 Loans to commercial banks 20 0.7 0.8 0.8 0.9 0.9 0.9 0.8 0.8 0.8 0.7 0.7 0.7
32 Other assets including trading assets 21 348.8 368.6 375.1 385.7 391.9 393.0 391.8 393.3 393.8 395.3 400.2 404.8
33 Total assets 5,168.1 5,392.3 5,420.8 5,568.0 5,807.4 6,020.6 6,052.1 6,057.8 6,031.6 6,058.6 6,072.9 6,077.8
 
Liabilities
34 Deposits 4,109.7 4,266.7 4,294.7 4,378.0 4,614.0 4,858.0 4,914.8 4,941.4 4,916.2 4,928.4 4,937.2 4,944.2
35 Large time deposits 508.4 507.5 506.8 508.7 509.3 501.5 493.0 487.1 483.0 480.6 478.2 476.5
36 Other deposits 3,601.4 3,759.2 3,787.8 3,869.3 4,104.7 4,356.6 4,421.8 4,454.4 4,433.2 4,447.8 4,459.0 4,467.7
37 Borrowings 321.6 328.2 328.7 362.9 368.4 341.7 322.5 311.6 309.3 312.2 314.2 310.6
38 Net due to related foreign offices 27.3 28.5 27.8 32.3 36.9 35.2 33.8 32.6 29.7 30.3 32.3 30.3
39 Other liabilities including trading liabilities 22 74.8 85.1 86.6 91.4 97.3 100.3 103.5 102.7 101.7 100.8 100.8 104.4
40 Total liabilities 4,533.4 4,708.5 4,737.7 4,864.6 5,116.6 5,335.3 5,374.6 5,388.4 5,356.9 5,371.7 5,384.5 5,389.4
41 Residual (Assets LESS Liabilities) 23 634.6 683.8 683.1 703.4 690.7 685.3 677.5 669.4 674.6 686.9 688.4 688.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 3.2 4.8 8.6 11.8 11.7 13.5 14.7 15.5 15.6 16.5 16.4 16.4
43 U.S. Treasury and agency securities, MBS 25 1.3 2.3 4.9 7.8 9.9 10.9 10.1 10.1 10.0 10.3 10.1 10.1

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 4,522.7 4,673.5 4,685.2 4,753.0 4,909.7 5,046.2 5,072.8 5,103.6 5,109.5 5,115.5 5,110.2 5,109.0
2 Securities in bank credit 2 917.7 951.4 955.5 965.3 977.2 980.6 1,010.3 1,035.6 1,039.3 1,044.3 1,043.2 1,045.5
3 Treasury and agency securities 3 674.8 702.1 704.4 706.2 709.4 707.3 723.9 737.9 739.1 746.2 744.5 747.9
4 Mortgage-backed securities (MBS) 4 505.4 535.6 539.8 549.0 554.0 552.2 561.4 567.2 567.4 576.5 574.5 576.6
5 Non-MBS 5 169.4 166.5 164.6 157.2 155.4 155.2 162.5 170.7 171.7 169.7 169.9 171.3
6 Other securities 242.9 249.3 251.0 259.1 267.8 273.2 286.4 297.7 300.2 298.0 298.8 297.6
7 Mortgage-backed securities (MBS) 6 18.3 17.9 17.9 18.0 17.9 18.0 19.1 21.2 21.4 20.7 21.0 20.9
8 Non-MBS 7 224.6 231.4 233.1 241.2 249.9 255.2 267.4 276.5 278.8 277.4 277.7 276.6
9 Loans and leases in bank credit 8 3,605.1 3,722.1 3,729.7 3,787.7 3,932.4 4,065.6 4,062.5 4,068.0 4,070.2 4,071.2 4,067.0 4,063.5
10 Commercial and industrial loans 660.4 672.3 674.3 696.1 814.0 948.6 946.9 939.7 937.8 939.5 938.9 937.5
11 Real estate loans 2,253.5 2,336.5 2,346.7 2,368.5 2,388.4 2,391.4 2,389.3 2,397.8 2,399.7 2,398.4 2,398.2 2,396.4
12 Residential real estate loans 810.7 830.4 832.5 842.9 844.1 840.2 834.2 837.3 837.5 836.1 835.2 833.7
13 Revolving home equity loans 116.2 115.0 114.4 114.8 115.4 114.3 112.6 111.4 111.1 110.6 110.3 109.9
14 Closed-end residential loans 9 694.5 715.4 718.1 728.1 728.7 725.9 721.7 725.9 726.4 725.5 724.9 723.8
15 Commercial real estate loans 1,442.8 1,506.0 1,514.2 1,525.6 1,544.3 1,551.2 1,555.1 1,560.5 1,562.2 1,562.3 1,563.1 1,562.7
16 Construction and land development loans 10 228.6 233.2 234.5 236.5 238.9 242.3 244.2 243.7 244.1 244.0 244.9 245.4
17 Secured by farmland 11 93.7 94.3 94.4 94.7 95.7 95.8 95.5 95.2 95.1 95.0 94.9 94.8
18 Secured by multifamily properties 12 201.4 218.7 220.5 222.4 225.7 226.9 227.9 229.7 229.8 229.9 230.1 230.1
19 Secured by nonfarm nonresidential properties 13 919.2 959.8 964.9 972.0 984.1 986.2 987.5 991.8 993.1 993.4 993.1 992.5
20 Consumer loans 389.6 405.3 403.2 397.9 392.1 387.0 386.4 387.9 389.1 387.7 387.5 388.6
21 Credit cards and other revolving plans 156.4 162.1 159.6 156.9 150.8 146.4 145.0 143.8 144.4 143.3 142.7 142.7
22 Other consumer loans 233.1 243.2 243.5 241.0 241.3 240.6 241.4 244.0 244.7 244.5 244.8 245.8
23 Automobile loans 14 81.6 83.3 83.4 83.5 84.1 83.9 84.0 84.1 84.3 83.9 84.0 83.9
24 All other consumer loans 15 151.5 159.8 160.1 157.5 157.2 156.7 157.4 159.9 160.5 160.5 160.8 161.9
25 All other loans and leases 301.7 308.0 305.6 325.3 337.8 338.6 339.9 342.7 343.6 345.5 342.4 341.1
26 Loans to nondepository financial institutions 16 71.9 71.7 70.9 81.1 91.7 88.5 88.3 91.8 92.8 94.1 91.4 90.0
27 All loans not elsewhere classified 17 229.7 236.3 234.7 244.2 246.1 250.1 251.6 250.8 250.7 251.4 250.9 251.1
28 LESS: Allowance for loan and lease losses 40.8 41.1 42.2 42.6 47.2 49.8 50.7 56.7 57.1 57.5 57.6 57.7
29 Cash assets 18 298.4 319.6 331.9 398.8 480.9 547.2 570.1 547.7 519.6 537.1 546.0 545.3
30 Total federal funds sold and reverse RPs 19 40.2 61.1 61.0 60.4 58.8 63.8 65.8 67.4 66.5 65.9 66.2 65.5
31 Loans to commercial banks 20 0.7 0.9 0.8 0.8 0.9 0.9 0.8 0.8 0.8 0.7 0.7 0.7
32 Other assets including trading assets 21 349.3 367.9 374.5 382.7 391.1 394.0 392.4 393.7 393.9 395.0 402.1 405.8
33 Total assets 5,170.5 5,381.8 5,411.2 5,553.1 5,794.2 6,002.3 6,051.2 6,056.5 6,033.2 6,056.7 6,067.5 6,068.6
 
Liabilities
34 Deposits 4,090.4 4,265.4 4,288.5 4,393.9 4,618.4 4,831.2 4,893.8 4,917.2 4,897.4 4,921.3 4,929.2 4,930.0
35 Large time deposits 506.6 507.4 506.7 509.1 509.0 501.1 492.7 485.2 481.7 479.4 478.2 476.7
36 Other deposits 3,583.9 3,758.0 3,781.8 3,884.8 4,109.4 4,330.2 4,401.1 4,432.0 4,415.7 4,441.9 4,451.0 4,453.3
37 Borrowings 327.1 332.9 329.6 355.4 366.0 348.2 328.8 315.6 312.1 311.6 312.5 310.9
38 Net due to related foreign offices 27.3 30.2 27.7 30.4 35.7 35.7 34.4 32.3 31.0 29.6 31.1 28.8
39 Other liabilities including trading liabilities 22 74.4 81.0 86.7 89.3 94.1 98.4 102.7 102.0 101.0 101.1 102.4 105.3
40 Total liabilities 4,519.2 4,709.5 4,732.5 4,869.0 5,114.2 5,313.5 5,359.7 5,367.1 5,341.5 5,363.7 5,375.1 5,375.0
41 Residual (Assets LESS Liabilities) 23 651.3 672.3 678.7 684.1 680.0 688.8 691.5 689.4 691.7 693.0 692.4 693.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 3.2 4.8 8.6 11.8 11.7 13.5 14.7 15.5 15.6 16.5 16.4 16.4
43 U.S. Treasury and agency securities, MBS 25 1.3 2.3 4.9 7.8 9.9 10.9 10.1 10.1 10.0 10.3 10.1 10.1

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 1,032.0 1,028.7 1,025.9 1,127.0 1,214.1 1,176.8 1,142.8 1,108.5 1,105.7 1,103.6 1,101.0 1,093.6
2 Securities in bank credit 2 277.9 266.6 269.1 282.6 271.0 266.6 271.1 268.3 268.2 267.5 270.8 267.6
3 Treasury and agency securities 3 177.6 175.4 176.0 187.6 174.0 168.5 174.8 171.2 171.4 169.8 172.8 170.8
4 Mortgage-backed securities (MBS) 4 29.0 38.2 39.7 43.5 45.6 42.9 43.3 43.0 44.2 44.5 44.4 41.3
5 Non-MBS 5 148.6 137.3 136.3 144.0 128.4 125.6 131.6 128.2 127.3 125.3 128.4 129.4
6 Other securities 100.3 91.1 93.1 95.0 97.0 98.2 96.3 97.0 96.8 97.7 98.0 96.8
7 Mortgage-backed securities (MBS) 6 1.9 1.8 1.7 1.7 1.7 1.9 1.9 1.7 1.7 1.8 1.9 1.9
8 Non-MBS 7 98.4 89.3 91.5 93.4 95.3 96.3 94.4 95.3 95.1 95.9 96.1 94.9
9 Loans and leases in bank credit 8 754.1 762.1 756.7 844.4 943.1 910.1 871.7 840.3 837.5 836.1 830.2 826.0
10 Commercial and industrial loans 388.0 392.1 389.5 458.5 544.1 509.5 476.5 456.9 455.4 452.9 446.7 442.5
11 Real estate loans 83.2 85.0 86.5 86.7 88.3 87.5 85.8 86.0 85.4 86.3 85.8 85.2
12 Residential real estate loans 1.7 1.5 1.6 1.2 1.4 1.5 1.5 1.5 1.4 1.4 1.4 1.4
13 Revolving home equity loans 0.2 0.6 0.8 0.3 0.5 0.5 0.6 0.6 0.6 0.5 0.5 0.4
14 Closed-end residential loans 9 1.4 0.9 0.9 0.9 0.9 1.0 0.9 0.9 0.8 0.9 0.9 0.9
15 Commercial real estate loans 81.5 83.5 84.9 85.5 86.9 86.0 84.4 84.5 83.9 84.9 84.4 83.9
16 Construction and land development loans 10 12.5 12.3 12.1 12.0 12.1 12.2 12.5 12.4 12.4 12.2 12.1 11.8
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 8.4 9.6 9.9 9.9 10.4 10.4 10.5 10.8 11.1 11.0 11.1 11.1
19 Secured by nonfarm nonresidential properties 13 60.4 61.4 62.7 63.4 64.2 63.2 61.2 61.1 60.3 61.5 61.0 60.7
20 Consumer loans 3.4 3.5 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.3 3.2
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.5 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.3 3.2
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.5 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.3 3.2
25 All other loans and leases 279.6 281.5 277.2 295.7 307.2 309.6 306.1 294.2 293.4 293.6 294.4 295.0
26 Loans to nondepository financial institutions 16 121.1 116.6 113.9 124.5 131.8 135.9 139.7 132.9 132.3 133.2 133.9 134.0
27 All loans not elsewhere classified 17 158.5 164.9 163.3 171.2 175.4 173.7 166.3 161.2 161.1 160.4 160.5 161.0
28 LESS: Allowance for loan and lease losses 1.0 1.3 1.2 1.2 1.3 1.3 1.4 1.4 1.4 1.4 1.4 1.4
29 Cash assets 18 554.5 641.9 624.1 788.5 1,109.5 955.3 753.2 659.3 668.1 624.4 644.7 698.1
30 Total federal funds sold and reverse RPs 19 459.5 423.8 444.0 419.8 364.4 361.8 363.5 347.2 341.0 356.5 378.9 377.5
31 Loans to commercial banks 20 2.7 1.6 1.5 1.5 1.3 0.6 1.0 1.5 1.6 1.6 1.9 1.8
32 Other assets including trading assets 21 128.8 129.6 125.9 168.4 169.2 166.1 158.9 163.5 174.1 159.2 154.1 155.6
33 Total assets 2,176.5 2,224.4 2,220.3 2,503.9 2,857.3 2,659.2 2,418.0 2,278.6 2,289.2 2,243.8 2,279.2 2,325.2
 
Liabilities
34 Deposits 1,001.1 1,082.9 1,088.3 1,053.9 1,127.0 1,159.8 1,161.5 1,172.8 1,180.5 1,165.0 1,160.3 1,174.9
35 Large time deposits 721.9 783.5 779.5 719.8 743.9 769.0 774.3 787.9 798.6 794.9 792.2 791.4
36 Other deposits 279.2 299.3 308.7 334.1 383.1 390.8 387.2 384.9 381.9 370.1 368.1 383.5
37 Borrowings 888.2 904.1 916.7 1,029.1 1,044.6 981.5 876.9 851.1 846.4 858.0 854.9 881.9
38 Net due to related foreign offices 156.8 121.8 110.9 293.0 525.9 365.4 247.1 112.0 103.4 81.8 114.0 119.0
39 Other liabilities including trading liabilities 22 117.3 111.7 110.8 141.2 137.7 137.5 134.7 138.4 151.9 136.0 127.2 131.9
40 Total liabilities 2,163.4 2,220.4 2,226.6 2,517.2 2,835.2 2,644.3 2,420.3 2,274.3 2,282.2 2,240.8 2,256.4 2,307.6
41 Residual (Assets LESS Liabilities) 23 13.1 4.0 -6.4 -13.3 22.1 15.0 -2.3 4.3 7.0 3.0 22.8 17.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.7 1.4 1.9 2.5 2.8 3.0 3.0 3.1 3.0 3.1 2.9 2.9
43 U.S. Treasury and agency securities, MBS 25 1.7 1.4 1.9 2.5 2.8 3.0 3.0 3.1 3.0 3.1 2.9 2.9

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Jul		 2020
Jan		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 Week ending
Jul 29 Aug 05 Aug 12 Aug 19
Assets
1 Bank credit 1,038.8 1,027.3 1,022.2 1,125.9 1,211.8 1,174.6 1,148.3 1,118.4 1,110.3 1,109.4 1,103.1 1,095.7
2 Securities in bank credit 2 279.9 265.3 270.0 281.0 266.6 267.7 273.0 271.5 269.9 270.4 272.2 270.0
3 Treasury and agency securities 3 179.2 173.4 177.1 186.0 170.4 170.5 176.2 174.1 173.5 173.1 175.3 172.0
4 Mortgage-backed securities (MBS) 4 30.5 37.8 38.1 41.9 44.9 45.2 45.5 44.6 45.1 44.8 43.9 41.2
5 Non-MBS 5 148.8 135.6 139.0 144.2 125.5 125.3 130.7 129.5 128.4 128.2 131.4 130.8
6 Other securities 100.7 91.9 92.9 95.0 96.2 97.3 96.7 97.4 96.4 97.4 97.0 98.0
7 Mortgage-backed securities (MBS) 6 2.0 1.7 1.6 1.6 1.7 1.9 1.9 1.8 1.8 1.9 2.0 2.1
8 Non-MBS 7 98.7 90.2 91.3 93.4 94.4 95.4 94.9 95.6 94.6 95.5 95.0 95.9
9 Loans and leases in bank credit 8 758.9 762.0 752.3 844.8 945.2 906.8 875.3 846.9 840.4 839.0 830.9 825.7
10 Commercial and industrial loans 394.2 389.4 383.2 455.4 542.0 510.0 483.5 465.5 460.4 457.0 451.1 447.5
11 Real estate loans 83.0 85.4 86.6 87.4 88.8 88.0 86.7 85.8 85.5 85.7 85.5 84.8
12 Residential real estate loans 1.7 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.4 1.4 1.4
13 Revolving home equity loans 0.2 0.5 0.5 0.6 0.6 0.6 0.6 0.6 0.6 0.5 0.5 0.5
14 Closed-end residential loans 9 1.4 1.0 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9
15 Commercial real estate loans 81.4 84.0 85.1 85.9 87.3 86.6 85.2 84.3 84.0 84.3 84.1 83.4
16 Construction and land development loans 10 12.4 12.3 12.2 12.1 12.3 12.4 12.6 12.1 12.2 12.2 12.3 12.0
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 8.3 9.6 9.9 10.2 10.6 10.6 10.8 10.8 10.8 10.6 10.8 10.8
19 Secured by nonfarm nonresidential properties 13 60.5 61.8 62.8 63.5 64.1 63.3 61.7 61.2 60.9 61.3 60.9 60.4
20 Consumer loans 3.5 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.3
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.3
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.3
25 All other loans and leases 278.2 283.7 279.1 298.6 310.9 305.4 301.8 292.2 291.0 292.8 290.9 290.1
26 Loans to nondepository financial institutions 16 119.0 116.9 115.4 125.6 134.0 132.3 135.3 130.4 130.1 132.0 131.9 131.6
27 All loans not elsewhere classified 17 159.1 166.8 163.7 173.1 176.9 173.1 166.5 161.7 161.0 160.8 159.0 158.5
28 LESS: Allowance for loan and lease losses 1.0 1.2 1.2 1.2 1.3 1.4 1.4 1.5 1.4 1.4 1.4 1.4
29 Cash assets 18 564.1 653.4 648.6 774.8 1,062.4 980.5 779.3 679.3 693.6 658.6 657.1 722.3
30 Total federal funds sold and reverse RPs 19 445.0 446.2 467.0 420.6 368.7 357.3 335.3 334.0 327.6 348.0 373.5 373.5
31 Loans to commercial banks 20 2.4 1.8 1.9 1.8 1.6 0.7 0.9 1.3 1.2 1.2 1.5 1.5
32 Other assets including trading assets 21 125.5 127.5 126.7 168.9 165.7 166.8 161.3 158.9 167.5 155.5 159.6 151.8
33 Total assets 2,174.8 2,255.0 2,265.3 2,490.9 2,809.0 2,678.6 2,423.7 2,290.5 2,298.8 2,271.3 2,293.4 2,343.4
 
Liabilities
34 Deposits 999.1 1,100.4 1,101.4 1,054.7 1,125.1 1,166.6 1,159.1 1,167.6 1,179.4 1,168.2 1,161.3 1,175.5
35 Large time deposits 720.8 793.5 788.4 718.3 750.5 779.7 779.0 784.0 791.3 789.6 786.1 786.9
36 Other deposits 278.4 306.9 313.0 336.4 374.6 386.9 380.1 383.7 388.1 378.6 375.2 388.6
37 Borrowings 894.3 916.8 926.9 1,006.2 1,035.1 989.7 874.9 858.5 858.8 875.6 872.9 897.6
38 Net due to related foreign offices 159.4 117.8 117.1 281.7 500.1 367.9 242.2 119.3 102.4 85.1 112.3 133.1
39 Other liabilities including trading liabilities 22 113.0 110.6 111.0 138.1 138.4 144.0 136.0 133.4 146.6 130.7 135.1 126.7
40 Total liabilities 2,165.9 2,245.6 2,256.4 2,480.7 2,798.6 2,668.2 2,412.1 2,278.9 2,287.2 2,259.7 2,281.7 2,333.0
41 Residual (Assets LESS Liabilities) 23 8.9 9.4 8.9 10.2 10.3 10.4 11.6 11.6 11.6 11.7 11.7 10.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.7 1.4 1.9 2.5 2.8 3.0 3.0 3.1 3.0 3.1 2.9 2.9
43 U.S. Treasury and agency securities, MBS 25 1.7 1.4 1.9 2.5 2.8 3.0 3.0 3.1 3.0 3.1 2.9 2.9

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: August 28, 2020