Assets and Liabilities of Commercial Banks in the United States - H.8

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Release Date: September 25, 2020
For release at
4:15 p.m. Eastern Time
September 25, 2020

H.8

Notes on the Data (billions of dollars)

As of the week ending May 6, 2020, some domestically chartered commercial banks had, during 2020 through that date, adopted FASB Accounting Standards Update 2016-13 (ASU 2016-13), “Financial Instruments—Credit Losses (Topic 326).” Assets and liabilities are estimated to have decreased $30.7 billion as a result of these adoptions. The major asset items affected were the following: other assets including trading assets, $1.5 billion; and allowance for loan and lease losses, $32.2 billion. The major liability item affected was the following: other liabilities including trading liabilities, -$10.4 billion. The residual (assets less liabilities) declined $20.3 billion.

These effects on the assets and liabilities of domestically chartered commercial banks due to the adoption of ASU 2016-13 were estimated from data reported weekly by FR 2644 sample banks. For more information on the construction of the H.8 data, please see the About page. For more information about ASU 2016-13, please see the Financial Accounting Standards Board’s news release.

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2015 2016 2017 2018 2019 2019 Q1 2019 Q2 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020
May		 2020
Jun		 2020
Jul		 2020
Aug
Assets
1 Bank credit 7.7 6.8 3.0 3.5 6.0 7.1 5.0 6.1 5.4 7.3 20.9 5.3 -1.1 2.7 0.8
2 Securities in bank credit 2 6.1 7.8 1.9 0.8 10.4 9.8 8.3 11.6 10.3 7.6 16.0 8.2 44.7 37.3 18.6
3 Treasury and agency securities 3 9.0 10.1 2.7 3.6 14.3 15.2 10.3 16.3 12.6 8.4 17.2 11.1 48.1 39.1 24.6
6 Other securities -0.5 2.3 -0.5 -7.0 -1.9 -7.0 1.8 -4.3 2.1 4.5 11.7 -2.0 31.6 30.5 -4.3
9 Loans and leases in bank credit 8 8.2 6.4 3.4 4.5 4.4 6.1 3.8 4.1 3.6 7.2 22.7 4.2 -18.0 -10.8 -6.4
10 Commercial and industrial loans 10.5 5.8 1.0 6.5 3.6 11.5 1.2 2.3 -0.7 12.6 87.2 38.4 -49.1 -31.6 -18.6
11 Real estate loans 6.0 6.5 3.7 3.5 3.4 2.5 3.3 3.4 4.4 3.4 2.5 -1.4 -0.4 3.2 -0.5
12 Residential real estate loans 1.3 3.3 1.5 2.0 2.3 1.4 2.8 2.4 2.4 0.9 -1.7 -5.6 -2.8 5.4 -5.0
13 Revolving home equity loans -4.2 -6.2 -7.5 -8.2 -8.8 -8.2 -9.0 -9.0 -10.1 -8.5 -7.4 -14.1 -17.7 -12.9 -18.6
14 Closed-end residential loans 9 2.9 5.8 3.6 4.2 4.4 3.2 5.0 4.5 4.5 2.4 -0.8 -4.3 -0.5 8.2 -2.9
15 Commercial real estate loans 12.0 10.3 6.1 5.0 4.6 3.6 3.9 4.3 6.4 5.9 6.7 2.6 1.9 1.1 3.9
20 Consumer loans 6.2 7.0 4.2 4.1 5.2 3.9 7.1 5.5 4.1 4.3 -16.9 -23.2 -4.7 3.1 -4.6
21 Credit cards and other revolving plans 5.8 6.4 5.1 4.2 3.5 3.1 5.0 3.5 2.4 3.5 -33.4 -43.5 -13.4 -1.1 -12.3
22 Other consumer loans 6.7 7.7 3.1 3.9 7.2 5.0 9.4 7.9 6.0 5.2 1.7 -1.9 4.1 7.5 3.0
25 All other loans and leases 15.1 6.1 5.6 4.8 8.3 11.0 5.8 7.9 7.5 13.9 22.9 -15.6 -23.3 -27.4 -3.7
28 LESS: Allowance for loan and lease losses -3.7 3.0 0.6 -0.4 1.4 4.4 -7.3 2.4 6.2 8.7 109.8 32.5 56.5 197.8 15.4
29 Cash assets 18 -8.0 -14.3 7.4 -19.2 -12.8 -28.7 -27.3 -14.8 19.1 45.1 256.8 73.4 -83.9 -122.2 33.3
30 Total federal funds sold and reverse RPs 19 -0.2 2.5 9.5 36.8 25.4 52.9 48.9 12.7 -17.4 -5.7 -21.5 3.3 205.2 188.7 -90.6
31 Loans to commercial banks 20 10.6 19.1 -2.9 10.5 -47.6 35.4 -102.5 -131.1 -15.0 -36.4 -22.9 -150.0 -19.0 58.1 -18.5
32 Other assets including trading assets 21 -1.6 1.6 1.5 0.2 2.0 -8.2 7.2 11.3 -2.0 28.9 20.9 -9.3 -10.5 13.9 -14.3
33 Total assets 3.7 2.7 3.6 0.8 4.2 3.3 3.5 4.7 5.0 12.2 43.1 14.2 -8.8 -9.7 -0.4
 
Liabilities
34 Deposits 5.0 4.4 4.5 2.7 6.2 4.5 6.3 5.5 8.1 9.9 49.7 50.1 17.1 2.2 1.1
35 Large time deposits 0.5 -11.0 7.0 4.4 9.0 13.8 9.0 2.2 9.8 -4.4 -10.2 -8.2 -22.8 -15.5 -31.0
36 Other deposits 5.8 7.2 4.2 2.5 5.8 3.1 5.9 6.0 7.8 12.2 59.1 58.2 22.4 4.4 5.1
37 Borrowings 6.3 3.8 3.5 -5.3 -1.1 -0.6 -3.4 1.8 -2.2 12.7 -3.5 -105.6 -107.9 -38.9 6.0
39 Other liabilities including trading liabilities 22 -5.8 -2.2 -9.0 6.2 8.7 -15.5 21.1 20.2 9.1 60.8 39.6 -5.1 -10.8 7.4 -42.3
40 Total liabilities 3.2 2.6 3.6 0.7 4.1 2.8 3.2 4.5 5.7 12.8 48.3 17.6 -8.3 -12.3 -1.2

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 13,606.2 13,949.9 14,419.2 14,787.3 14,852.2 14,840.4 14,880.5 14,890.7 14,894.3 14,914.8 14,901.7 14,876.9
2 Securities in bank credit 2 3,725.5 3,871.0 3,987.4 3,989.3 4,016.7 4,166.4 4,297.1 4,363.7 4,375.2 4,421.9 4,412.3 4,402.8
3 Treasury and agency securities 3 2,902.6 3,037.8 3,149.6 3,138.4 3,167.2 3,294.3 3,401.7 3,471.5 3,488.5 3,534.3 3,524.4 3,512.3
4 Mortgage-backed securities (MBS) 4 2,011.3 2,119.8 2,177.5 2,219.8 2,216.6 2,222.7 2,264.8 2,336.0 2,344.7 2,364.2 2,337.1 2,321.9
5 Non-MBS 5 891.3 918.0 972.1 918.6 950.7 1,071.5 1,137.0 1,135.5 1,143.8 1,170.1 1,187.3 1,190.4
6 Other securities 822.9 833.1 837.8 851.0 849.5 872.2 895.3 892.1 886.7 887.5 887.9 890.5
7 Mortgage-backed securities (MBS) 6 78.4 79.6 80.9 81.3 81.8 84.1 86.6 85.2 85.2 84.7 85.3 85.8
8 Non-MBS 7 744.5 753.5 756.9 769.7 767.7 788.1 808.7 807.0 801.5 802.8 802.6 804.7
9 Loans and leases in bank credit 8 9,880.7 10,078.9 10,431.9 10,798.0 10,835.5 10,674.0 10,583.4 10,527.1 10,519.1 10,492.9 10,489.4 10,474.2
10 Commercial and industrial loans 2,365.5 2,358.5 2,581.2 2,943.8 3,038.0 2,913.7 2,837.2 2,793.2 2,785.5 2,768.0 2,763.8 2,740.9
11 Real estate loans 4,528.5 4,645.5 4,666.9 4,682.9 4,677.4 4,676.9 4,693.9 4,692.0 4,692.9 4,678.6 4,677.3 4,683.5
12 Residential real estate loans 2,271.7 2,298.8 2,305.6 2,299.8 2,289.1 2,284.6 2,298.0 2,288.5 2,287.2 2,273.2 2,269.8 2,275.5
13 Revolving home equity loans 331.9 316.8 316.0 315.4 311.7 307.2 303.9 299.2 298.4 297.2 296.3 295.2
14 Closed-end residential loans 9 1,939.8 1,982.0 1,989.6 1,984.4 1,977.3 1,977.4 1,994.1 1,989.2 1,988.8 1,976.0 1,973.5 1,980.3
15 Commercial real estate loans 2,256.8 2,346.7 2,361.3 2,383.1 2,388.3 2,392.4 2,395.9 2,403.6 2,405.7 2,405.4 2,407.5 2,408.0
16 Construction and land development loans 10 347.8 355.2 357.3 360.4 362.8 369.0 369.7 372.7 373.7 373.5 374.5 375.0
17 Secured by farmland 11 102.1 102.5 102.7 103.5 103.4 103.0 102.5 101.9 101.8 101.9 101.6 101.7
18 Secured by multifamily properties 12 377.0 404.2 408.0 411.9 414.3 415.3 416.3 418.5 419.3 419.6 419.7 420.0
19 Secured by nonfarm nonresidential properties 13 1,429.9 1,484.8 1,493.2 1,507.3 1,507.7 1,505.1 1,507.3 1,510.4 1,510.9 1,510.4 1,511.6 1,511.3
20 Consumer loans 1,558.9 1,600.9 1,606.1 1,555.2 1,525.0 1,519.0 1,523.0 1,517.2 1,516.7 1,516.1 1,518.0 1,517.4
21 Credit cards and other revolving plans 829.0 849.6 851.5 800.4 771.4 762.8 762.1 754.3 753.2 751.2 752.9 751.7
22 Other consumer loans 730.0 751.3 754.6 754.8 753.6 756.2 760.9 762.8 763.5 764.9 765.1 765.7
23 Automobile loans 14 442.7 454.4 456.6 455.4 454.1 456.8 459.1 459.5 459.7 459.9 459.9 459.7
24 All other consumer loans 15 287.2 296.9 297.9 299.4 299.5 299.4 301.8 303.4 303.8 305.0 305.2 306.0
25 All other loans and leases 1,427.8 1,474.0 1,577.7 1,616.1 1,595.1 1,564.3 1,529.4 1,524.7 1,524.0 1,530.2 1,530.3 1,532.4
26 Loans to nondepository financial institutions 16 552.5 586.1 644.9 681.2 661.6 640.5 619.0 620.8 618.0 627.9 626.4 630.2
27 All loans not elsewhere classified 17 875.3 887.9 932.8 934.9 933.5 923.8 910.4 903.9 906.0 902.3 903.9 902.2
28 LESS: Allowance for loan and lease losses 111.0 115.2 116.7 143.3 178.5 186.9 217.7 220.5 221.2 222.2 221.7 222.0
29 Cash assets 18 1,658.5 1,762.1 2,195.1 3,090.5 3,279.6 3,050.3 2,740.3 2,816.4 2,860.8 2,837.9 2,858.7 2,924.2
30 Total federal funds sold and reverse RPs 19 806.6 783.1 751.3 681.1 683.0 799.8 925.6 855.7 827.2 844.6 854.1 883.4
31 Loans to commercial banks 20 8.2 6.9 7.2 7.2 6.3 6.2 6.5 6.4 6.4 6.0 6.0 6.0
32 Other assets including trading assets 21 1,521.3 1,568.9 1,699.7 1,696.2 1,684.5 1,669.8 1,689.6 1,669.5 1,670.2 1,649.7 1,677.7 1,722.3
33 Total assets 17,489.8 17,955.6 18,955.9 20,119.0 20,327.2 20,179.7 20,024.8 20,018.3 20,037.8 20,030.8 20,076.6 20,190.8
 
Liabilities
34 Deposits 12,882.0 13,377.8 13,853.0 14,712.9 15,326.5 15,546.6 15,580.0 15,594.3 15,626.1 15,633.3 15,682.7 15,789.2
35 Large time deposits 1,801.6 1,843.2 1,793.3 1,800.5 1,788.2 1,754.3 1,731.7 1,686.9 1,650.9 1,640.3 1,634.4 1,629.4
36 Other deposits 11,080.4 11,534.6 12,059.7 12,912.4 13,538.3 13,792.3 13,848.3 13,907.4 13,975.3 13,993.0 14,048.2 14,159.9
37 Borrowings 2,002.4 1,977.3 2,213.2 2,231.0 2,034.7 1,852.0 1,793.7 1,802.7 1,801.1 1,800.9 1,801.6 1,747.3
38 Net due to related foreign offices -25.2 -130.1 20.5 300.1 151.4 -3.0 -162.6 -175.8 -188.5 -214.6 -191.7 -159.5
39 Other liabilities including trading liabilities 22 650.6 720.9 843.8 826.3 813.1 805.8 811.2 782.6 794.7 768.5 741.6 767.3
40 Total liabilities 15,509.9 15,945.9 16,930.6 18,070.3 18,325.7 18,201.4 18,022.3 18,003.8 18,033.5 17,988.1 18,034.2 18,144.4
41 Residual (Assets LESS Liabilities) 23 1,979.9 2,009.6 2,025.3 2,048.7 2,001.5 1,978.3 2,002.5 2,014.5 2,004.2 2,042.8 2,042.4 2,046.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 24.3 36.3 44.3 53.3 60.0 63.1 66.0 66.2 63.7 68.1 66.9 65.3
43 U.S. Treasury and agency securities, MBS 25 17.5 25.4 36.0 47.4 49.8 48.4 49.2 47.4 44.5 46.7 44.3 42.8

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 13,594.9 13,920.0 14,372.6 14,772.3 14,843.4 14,844.7 14,871.1 14,878.8 14,868.6 14,924.5 14,895.5 14,866.7
2 Securities in bank credit 2 3,720.4 3,867.7 3,980.8 3,993.6 4,020.2 4,159.5 4,280.7 4,359.1 4,370.4 4,424.7 4,407.9 4,400.1
3 Treasury and agency securities 3 2,898.5 3,035.4 3,144.8 3,142.8 3,171.1 3,289.9 3,389.6 3,468.4 3,483.7 3,537.4 3,516.8 3,506.6
4 Mortgage-backed securities (MBS) 4 2,009.8 2,112.0 2,172.8 2,226.6 2,222.7 2,228.1 2,263.6 2,333.1 2,338.3 2,372.2 2,333.9 2,316.4
5 Non-MBS 5 888.6 923.4 972.0 916.2 948.4 1,061.7 1,126.1 1,135.3 1,145.4 1,165.2 1,182.9 1,190.3
6 Other securities 822.0 832.3 836.0 850.8 849.1 869.6 891.1 890.7 886.7 887.3 891.0 893.5
7 Mortgage-backed securities (MBS) 6 78.6 79.5 81.0 82.0 83.2 85.4 87.4 85.5 85.2 84.9 85.6 85.7
8 Non-MBS 7 743.3 752.8 755.0 768.7 766.0 784.2 803.7 805.2 801.5 802.4 805.4 807.8
9 Loans and leases in bank credit 8 9,874.5 10,052.3 10,391.9 10,778.8 10,823.2 10,685.3 10,590.4 10,519.7 10,498.2 10,499.8 10,487.6 10,466.6
10 Commercial and industrial loans 2,357.1 2,351.6 2,583.9 2,957.9 3,055.2 2,931.0 2,842.6 2,784.7 2,772.7 2,759.6 2,749.5 2,734.9
11 Real estate loans 4,533.1 4,632.9 4,654.2 4,673.2 4,672.7 4,677.0 4,699.3 4,695.8 4,691.0 4,682.4 4,687.2 4,681.7
12 Residential real estate loans 2,279.0 2,289.9 2,295.0 2,289.0 2,281.8 2,282.9 2,301.7 2,295.4 2,289.7 2,281.2 2,283.8 2,277.0
13 Revolving home equity loans 331.8 316.0 316.0 315.8 311.7 307.2 303.6 299.1 298.6 297.3 296.6 295.8
14 Closed-end residential loans 9 1,947.2 1,973.9 1,979.0 1,973.2 1,970.1 1,975.7 1,998.1 1,996.2 1,991.1 1,983.9 1,987.2 1,981.3
15 Commercial real estate loans 2,254.1 2,343.0 2,359.2 2,384.2 2,390.9 2,394.1 2,397.6 2,400.4 2,401.3 2,401.2 2,403.4 2,404.6
16 Construction and land development loans 10 348.2 353.1 356.5 360.0 365.4 370.5 371.2 373.6 374.8 373.6 374.7 375.4
17 Secured by farmland 11 102.3 102.2 102.5 103.4 103.3 102.9 102.6 102.1 102.0 102.2 101.9 102.0
18 Secured by multifamily properties 12 376.3 403.3 407.5 412.2 414.0 415.1 416.6 417.7 418.0 418.8 418.8 419.5
19 Secured by nonfarm nonresidential properties 13 1,427.3 1,484.4 1,492.7 1,508.5 1,508.2 1,505.6 1,507.3 1,507.0 1,506.5 1,506.6 1,508.0 1,507.8
20 Consumer loans 1,560.1 1,601.7 1,585.3 1,537.3 1,510.0 1,511.7 1,516.8 1,518.5 1,522.4 1,524.0 1,523.4 1,520.0
21 Credit cards and other revolving plans 829.7 850.1 833.5 786.4 761.6 759.5 758.2 755.4 757.3 757.1 755.4 750.4
22 Other consumer loans 730.4 751.6 751.8 750.9 748.4 752.3 758.5 763.1 765.1 766.9 768.0 769.5
23 Automobile loans 14 443.2 454.1 455.5 454.2 452.0 454.9 458.1 459.9 460.6 460.9 461.1 461.5
24 All other consumer loans 15 287.2 297.6 296.3 296.7 296.4 297.4 300.5 303.2 304.5 306.0 306.9 308.1
25 All other loans and leases 1,424.2 1,466.1 1,568.4 1,610.5 1,585.3 1,565.5 1,531.8 1,520.8 1,512.1 1,533.9 1,527.6 1,530.1
26 Loans to nondepository financial institutions 16 552.8 578.4 634.7 676.9 655.1 639.0 621.9 621.2 615.2 634.9 629.6 630.7
27 All loans not elsewhere classified 17 871.4 887.7 933.8 933.6 930.2 926.5 909.9 899.6 896.8 898.9 898.0 899.4
28 LESS: Allowance for loan and lease losses 111.6 113.5 116.0 144.9 182.2 190.5 219.8 222.0 221.6 223.3 223.5 223.3
29 Cash assets 18 1,678.2 1,785.3 2,217.1 3,034.9 3,252.3 3,041.6 2,744.3 2,846.0 2,893.5 2,864.0 2,937.0 2,889.7
30 Total federal funds sold and reverse RPs 19 810.4 791.7 752.6 664.6 666.4 785.2 905.4 857.5 817.0 872.7 874.1 890.5
31 Loans to commercial banks 20 7.7 7.3 7.6 7.5 6.4 6.1 6.1 6.1 6.0 5.8 5.8 5.8
32 Other assets including trading assets 21 1,524.7 1,571.0 1,704.0 1,689.3 1,681.6 1,675.8 1,686.5 1,673.8 1,671.5 1,647.7 1,688.9 1,732.2
33 Total assets 17,504.3 17,961.8 18,937.9 20,023.7 20,267.8 20,162.9 19,993.7 20,040.1 20,035.0 20,091.5 20,177.8 20,161.6
 
Liabilities
34 Deposits 12,854.0 13,363.1 13,907.6 14,737.0 15,250.8 15,485.2 15,526.5 15,554.3 15,508.3 15,661.3 15,722.5 15,727.9
35 Large time deposits 1,795.5 1,859.7 1,799.3 1,816.7 1,796.1 1,753.3 1,723.0 1,678.7 1,649.6 1,636.3 1,624.1 1,616.8
36 Other deposits 11,058.5 11,503.4 12,108.4 12,920.3 13,454.7 13,731.9 13,803.5 13,875.6 13,858.7 14,025.0 14,098.4 14,111.1
37 Borrowings 2,008.1 1,995.6 2,170.8 2,203.2 2,058.0 1,860.7 1,803.0 1,810.1 1,813.0 1,796.2 1,797.3 1,763.2
38 Net due to related foreign offices -2.5 -131.5 -11.8 251.3 150.5 2.4 -141.8 -148.8 -140.4 -207.2 -163.4 -162.4
39 Other liabilities including trading liabilities 22 657.7 721.3 839.2 814.3 810.6 804.2 798.6 790.3 801.6 784.0 769.4 776.9
40 Total liabilities 15,517.3 15,948.4 16,905.8 18,005.9 18,269.9 18,152.4 17,986.4 18,005.9 17,982.5 18,034.3 18,125.8 18,105.5
41 Residual (Assets LESS Liabilities) 23 1,987.0 2,013.4 2,032.2 2,017.9 1,997.9 2,010.5 2,007.3 2,034.2 2,052.5 2,057.2 2,052.0 2,056.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 24.3 36.3 44.3 53.3 60.0 63.1 66.0 66.2 63.7 68.1 66.9 65.3
43 U.S. Treasury and agency securities, MBS 25 17.5 25.4 36.0 47.4 49.8 48.4 49.2 47.4 44.5 46.7 44.3 42.8

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 12,560.3 12,924.0 13,292.3 13,573.2 13,675.5 13,697.7 13,772.1 13,794.2 13,801.4 13,821.9 13,812.2 13,805.3
2 Securities in bank credit 2 3,436.4 3,601.8 3,704.8 3,718.3 3,750.1 3,895.3 4,028.8 4,095.8 4,109.8 4,153.5 4,142.8 4,138.2
3 Treasury and agency securities 3 2,715.2 2,861.8 2,962.1 2,964.4 2,998.8 3,119.4 3,230.5 3,301.5 3,320.8 3,365.9 3,353.7 3,346.5
4 Mortgage-backed securities (MBS) 4 1,977.4 2,080.2 2,134.0 2,174.2 2,173.7 2,179.5 2,221.8 2,293.8 2,303.8 2,324.2 2,297.5 2,283.5
5 Non-MBS 5 737.8 781.7 828.1 790.2 825.1 939.9 1,008.8 1,007.8 1,017.0 1,041.7 1,056.2 1,062.9
6 Other securities 721.2 740.0 742.8 753.9 751.4 775.9 798.3 794.2 789.0 787.5 789.1 791.7
7 Mortgage-backed securities (MBS) 6 76.6 77.9 79.2 79.6 79.9 82.2 85.0 83.3 83.3 82.8 83.5 83.9
8 Non-MBS 7 644.6 662.0 663.5 674.4 671.4 693.7 713.4 710.9 705.7 704.7 705.6 707.8
9 Loans and leases in bank credit 8 9,123.8 9,322.2 9,587.5 9,854.9 9,925.4 9,802.3 9,743.2 9,698.4 9,691.5 9,668.4 9,669.4 9,667.1
10 Commercial and industrial loans 1,974.1 1,969.0 2,122.8 2,399.8 2,528.6 2,437.4 2,380.4 2,348.3 2,344.6 2,324.9 2,325.2 2,315.0
11 Real estate loans 4,446.7 4,559.0 4,580.2 4,594.6 4,589.9 4,591.1 4,607.9 4,606.3 4,607.0 4,593.1 4,591.6 4,597.8
12 Residential real estate loans 2,270.0 2,297.2 2,304.4 2,298.4 2,287.6 2,283.1 2,296.5 2,287.1 2,285.8 2,271.8 2,268.4 2,274.2
13 Revolving home equity loans 331.6 316.0 315.7 314.9 311.3 306.6 303.2 298.8 298.0 296.8 295.9 294.8
14 Closed-end residential loans 9 1,938.3 1,981.2 1,988.7 1,983.5 1,976.3 1,976.5 1,993.2 1,988.3 1,987.8 1,975.0 1,972.6 1,979.4
15 Commercial real estate loans 2,176.8 2,261.8 2,275.8 2,296.2 2,302.3 2,308.0 2,311.4 2,319.2 2,321.2 2,321.3 2,323.2 2,323.6
16 Construction and land development loans 10 335.4 343.2 345.2 348.3 350.6 356.5 357.4 360.8 361.8 362.0 362.8 363.1
17 Secured by farmland 11 101.9 102.3 102.5 103.3 103.2 102.8 102.3 101.7 101.6 101.8 101.5 101.6
18 Secured by multifamily properties 12 368.8 394.2 398.2 401.6 403.9 404.8 405.5 407.4 408.2 408.4 408.6 408.9
19 Secured by nonfarm nonresidential properties 13 1,370.7 1,422.2 1,429.9 1,443.1 1,444.5 1,443.9 1,446.3 1,449.3 1,449.6 1,449.1 1,450.3 1,450.1
20 Consumer loans 1,555.6 1,597.4 1,602.5 1,551.6 1,521.5 1,515.7 1,519.7 1,513.9 1,513.5 1,512.7 1,514.6 1,513.9
21 Credit cards and other revolving plans 829.0 849.6 851.5 800.4 771.4 762.8 762.1 754.3 753.2 751.2 752.9 751.7
22 Other consumer loans 726.6 747.8 751.0 751.3 750.1 752.9 757.6 759.6 760.2 761.5 761.7 762.2
23 Automobile loans 14 442.7 454.4 456.6 455.4 454.1 456.8 459.1 459.5 459.7 459.9 459.9 459.7
24 All other consumer loans 15 283.9 293.4 294.4 295.8 296.0 296.0 298.6 300.1 300.5 301.6 301.8 302.6
25 All other loans and leases 1,147.5 1,196.8 1,281.9 1,308.8 1,285.3 1,258.2 1,235.2 1,229.9 1,226.5 1,237.7 1,238.1 1,240.4
26 Loans to nondepository financial institutions 16 431.1 472.2 520.4 549.4 525.7 500.8 486.1 487.4 484.9 495.2 494.7 499.2
27 All loans not elsewhere classified 17 716.3 724.6 761.6 759.3 759.6 757.3 749.1 742.5 741.6 742.5 743.4 741.2
28 LESS: Allowance for loan and lease losses 110.0 114.0 115.5 142.0 176.5 184.9 215.6 218.4 219.1 220.2 219.7 220.0
29 Cash assets 18 1,095.9 1,138.0 1,406.6 1,981.0 2,324.4 2,297.2 2,081.0 2,154.9 2,202.0 2,163.3 2,162.5 2,221.6
30 Total federal funds sold and reverse RPs 19 344.7 339.1 331.5 316.7 321.1 436.3 578.4 485.8 470.1 467.0 486.2 523.3
31 Loans to commercial banks 20 5.3 5.3 5.8 5.9 5.7 5.2 5.0 4.8 4.9 4.8 4.8 4.7
32 Other assets including trading assets 21 1,382.2 1,443.0 1,531.3 1,526.9 1,518.4 1,510.9 1,526.1 1,514.3 1,511.1 1,503.3 1,520.8 1,570.3
33 Total assets 15,278.4 15,735.3 16,452.0 17,261.7 17,668.7 17,762.4 17,747.0 17,735.5 17,770.2 17,740.1 17,766.9 17,905.2
 
Liabilities
34 Deposits 11,867.8 12,289.5 12,799.1 13,585.9 14,166.7 14,385.1 14,407.3 14,423.1 14,452.3 14,449.5 14,515.9 14,616.3
35 Large time deposits 1,069.1 1,063.6 1,073.6 1,056.7 1,019.3 980.0 943.9 898.9 868.6 861.8 865.1 857.8
36 Other deposits 10,798.6 11,225.8 11,725.5 12,529.2 13,147.5 13,405.1 13,463.4 13,524.2 13,583.7 13,587.7 13,650.8 13,758.4
37 Borrowings 1,096.6 1,060.6 1,184.2 1,186.5 1,053.2 975.0 942.6 932.8 925.5 926.3 936.5 893.6
38 Net due to related foreign offices -169.7 -241.0 -272.5 -225.8 -214.0 -250.2 -274.7 -274.4 -283.1 -285.9 -292.3 -266.6
39 Other liabilities including trading liabilities 22 530.1 610.2 702.6 688.6 676.2 671.8 673.6 652.0 660.4 643.9 607.6 640.0
40 Total liabilities 13,324.7 13,719.3 14,413.4 15,235.1 15,682.2 15,781.8 15,748.7 15,733.6 15,755.1 15,733.8 15,767.7 15,883.3
41 Residual (Assets LESS Liabilities) 23 1,953.7 2,016.0 2,038.6 2,026.6 1,986.5 1,980.6 1,998.2 2,001.9 2,015.2 2,006.3 1,999.1 2,021.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 21.9 34.4 41.8 50.4 57.0 60.1 63.0 63.3 60.8 65.1 64.0 62.5
43 U.S. Treasury and agency securities, MBS 25 15.2 23.6 33.5 44.6 46.7 45.4 46.1 44.5 41.7 43.7 41.4 39.9

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 12,550.0 12,897.8 13,246.8 13,560.6 13,668.9 13,696.5 13,752.7 13,781.5 13,779.3 13,833.4 13,807.1 13,794.8
2 Securities in bank credit 2 3,430.4 3,597.7 3,699.7 3,727.0 3,752.5 3,886.5 4,009.2 4,089.1 4,103.1 4,154.8 4,135.9 4,134.1
3 Treasury and agency securities 3 2,710.1 2,858.3 2,958.8 2,972.4 3,000.6 3,113.6 3,215.5 3,296.2 3,314.3 3,366.1 3,343.5 3,338.4
4 Mortgage-backed securities (MBS) 4 1,975.9 2,073.9 2,131.0 2,181.7 2,177.6 2,182.6 2,218.9 2,290.9 2,297.3 2,331.5 2,292.9 2,277.1
5 Non-MBS 5 734.2 784.4 827.8 790.7 823.0 931.0 996.6 1,005.3 1,016.9 1,034.6 1,050.6 1,061.3
6 Other securities 720.4 739.5 740.9 754.6 751.9 772.9 793.7 793.0 788.9 788.7 792.4 795.7
7 Mortgage-backed securities (MBS) 6 76.8 78.0 79.4 80.3 81.3 83.5 85.6 83.5 83.1 82.9 83.6 83.7
8 Non-MBS 7 643.6 661.5 661.6 674.3 670.6 689.3 708.1 709.5 705.7 705.9 708.8 712.0
9 Loans and leases in bank credit 8 9,119.6 9,300.1 9,547.1 9,833.6 9,916.3 9,810.0 9,743.5 9,692.3 9,676.2 9,678.5 9,671.2 9,660.7
10 Commercial and industrial loans 1,963.8 1,968.4 2,128.6 2,416.0 2,545.3 2,447.7 2,377.2 2,336.5 2,330.4 2,314.8 2,310.3 2,306.6
11 Real estate loans 4,451.9 4,546.3 4,566.8 4,584.4 4,584.7 4,590.3 4,613.5 4,610.8 4,606.3 4,598.1 4,602.7 4,597.3
12 Residential real estate loans 2,277.2 2,288.4 2,293.5 2,287.5 2,280.4 2,281.4 2,300.2 2,293.9 2,288.3 2,279.8 2,282.4 2,275.6
13 Revolving home equity loans 331.5 315.5 315.5 315.2 311.1 306.6 303.0 298.7 298.0 296.8 296.1 295.3
14 Closed-end residential loans 9 1,945.7 1,972.9 1,978.1 1,972.2 1,969.2 1,974.8 1,997.2 1,995.3 1,990.2 1,982.9 1,986.3 1,980.3
15 Commercial real estate loans 2,174.6 2,257.9 2,273.3 2,296.9 2,304.4 2,308.9 2,313.3 2,316.9 2,318.1 2,318.3 2,320.4 2,321.7
16 Construction and land development loans 10 335.8 340.9 344.4 347.6 353.0 357.9 359.0 361.6 362.8 362.1 363.0 363.7
17 Secured by farmland 11 102.2 102.0 102.3 103.2 103.1 102.7 102.4 102.0 101.8 102.0 101.7 101.8
18 Secured by multifamily properties 12 368.3 393.4 397.4 401.6 403.3 404.4 405.8 406.9 407.2 407.9 408.0 408.6
19 Secured by nonfarm nonresidential properties 13 1,368.4 1,421.6 1,429.2 1,444.5 1,445.0 1,443.9 1,446.1 1,446.4 1,446.3 1,446.4 1,447.6 1,447.6
20 Consumer loans 1,556.6 1,598.4 1,581.9 1,533.8 1,506.5 1,508.3 1,513.4 1,515.1 1,519.0 1,520.6 1,519.9 1,516.5
21 Credit cards and other revolving plans 829.7 850.1 833.5 786.4 761.6 759.5 758.2 755.4 757.3 757.1 755.4 750.4
22 Other consumer loans 726.9 748.3 748.4 747.4 744.9 748.9 755.1 759.7 761.7 763.5 764.5 766.1
23 Automobile loans 14 443.2 454.1 455.5 454.2 452.0 454.9 458.1 459.9 460.6 460.9 461.1 461.5
24 All other consumer loans 15 283.7 294.2 292.9 293.3 292.9 294.0 297.1 299.9 301.1 302.6 303.4 304.6
25 All other loans and leases 1,147.3 1,187.0 1,269.8 1,299.4 1,279.8 1,263.7 1,239.5 1,229.9 1,220.5 1,245.0 1,238.2 1,240.3
26 Loans to nondepository financial institutions 16 432.8 462.9 509.1 542.9 522.9 503.8 491.5 489.4 483.9 502.9 497.8 499.5
27 All loans not elsewhere classified 17 714.5 724.1 760.7 756.5 756.9 759.9 748.1 740.5 736.6 742.1 740.4 740.8
28 LESS: Allowance for loan and lease losses 110.6 112.3 114.8 143.6 180.2 188.4 217.7 219.9 219.5 221.2 221.4 221.2
29 Cash assets 18 1,097.7 1,136.7 1,442.2 1,972.5 2,271.8 2,262.3 2,065.0 2,152.1 2,156.8 2,182.7 2,255.6 2,208.2
30 Total federal funds sold and reverse RPs 19 350.6 324.6 332.0 295.8 309.1 449.9 571.4 493.9 459.3 513.8 509.8 532.0
31 Loans to commercial banks 20 5.3 5.3 5.8 5.8 5.7 5.2 4.9 4.8 4.8 4.8 4.7 4.7
32 Other assets including trading assets 21 1,383.6 1,444.3 1,535.1 1,523.6 1,514.7 1,514.5 1,527.6 1,516.8 1,505.5 1,498.4 1,526.4 1,579.2
33 Total assets 15,276.6 15,696.5 16,447.1 17,214.8 17,589.9 17,740.0 17,704.0 17,729.0 17,686.1 17,811.9 17,882.2 17,897.6
 
Liabilities
34 Deposits 11,837.4 12,261.7 12,852.9 13,611.9 14,084.2 14,326.1 14,358.9 14,380.8 14,325.5 14,481.0 14,559.7 14,565.0
35 Large time deposits 1,065.1 1,071.2 1,081.0 1,066.2 1,016.4 974.3 939.1 893.8 864.5 861.0 858.3 853.0
36 Other deposits 10,772.2 11,190.4 11,772.0 12,545.7 13,067.8 13,351.8 13,419.8 13,487.0 13,461.1 13,620.0 13,701.4 13,712.0
37 Borrowings 1,086.0 1,068.7 1,164.6 1,168.2 1,068.3 985.8 944.5 923.6 919.9 908.2 916.6 898.5
38 Net due to related foreign offices -160.1 -248.7 -293.5 -248.7 -217.4 -239.8 -261.1 -258.0 -262.7 -284.7 -269.0 -263.5
39 Other liabilities including trading liabilities 22 535.3 610.3 701.1 676.0 667.3 668.9 665.9 658.1 659.3 658.5 631.3 650.0
40 Total liabilities 13,298.6 13,691.9 14,425.1 15,207.2 15,602.5 15,741.0 15,708.2 15,704.4 15,642.0 15,763.0 15,838.6 15,849.9
41 Residual (Assets LESS Liabilities) 23 1,978.0 2,004.5 2,022.0 2,007.5 1,987.5 1,999.0 1,995.7 2,024.6 2,044.1 2,048.8 2,043.6 2,047.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 21.9 34.4 41.8 50.4 57.0 60.1 63.0 63.3 60.8 65.1 64.0 62.5
43 U.S. Treasury and agency securities, MBS 25 15.2 23.6 33.5 44.6 46.7 45.4 46.1 44.5 41.7 43.7 41.4 39.9

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 8,021.9 8,221.9 8,519.9 8,661.2 8,637.9 8,637.0 8,672.5 8,681.1 8,687.7 8,701.4 8,684.8 8,669.4
2 Securities in bank credit 2 2,517.3 2,648.6 2,742.1 2,746.4 2,772.9 2,885.1 2,989.8 3,046.0 3,059.4 3,096.8 3,084.5 3,074.6
3 Treasury and agency securities 3 2,040.5 2,160.6 2,259.2 2,260.5 2,293.1 2,396.0 2,489.9 2,551.0 2,569.8 2,609.2 2,596.8 2,586.0
4 Mortgage-backed securities (MBS) 4 1,470.5 1,541.5 1,587.7 1,624.6 1,623.8 1,619.8 1,653.2 1,713.9 1,724.0 1,737.0 1,710.5 1,695.5
5 Non-MBS 5 569.9 619.0 671.5 635.9 669.3 776.2 836.7 837.1 845.8 872.3 886.2 890.5
6 Other securities 476.9 488.1 482.9 485.9 479.8 489.1 499.9 495.1 489.5 487.5 487.8 488.6
7 Mortgage-backed securities (MBS) 6 58.4 60.3 61.3 61.6 62.2 63.3 63.9 62.4 62.4 61.6 61.7 61.9
8 Non-MBS 7 418.5 427.8 421.6 424.3 417.5 425.8 436.0 432.6 427.1 425.9 426.1 426.7
9 Loans and leases in bank credit 8 5,504.5 5,573.3 5,777.8 5,914.8 5,865.0 5,751.9 5,682.7 5,635.1 5,628.3 5,604.7 5,600.3 5,594.8
10 Commercial and industrial loans 1,313.3 1,292.6 1,424.3 1,587.7 1,585.9 1,497.2 1,442.1 1,408.8 1,405.5 1,388.2 1,387.9 1,379.1
11 Real estate loans 2,181.9 2,205.8 2,207.5 2,205.4 2,199.3 2,203.0 2,213.1 2,209.7 2,209.7 2,195.7 2,190.5 2,193.2
12 Residential real estate loans 1,455.8 1,460.5 1,459.0 1,452.3 1,446.3 1,449.2 1,460.4 1,454.4 1,453.9 1,442.1 1,438.3 1,440.8
13 Revolving home equity loans 215.6 201.4 200.8 199.7 197.0 194.1 191.8 188.7 188.2 187.2 186.5 185.6
14 Closed-end residential loans 9 1,240.3 1,259.1 1,258.2 1,252.5 1,249.2 1,255.1 1,268.6 1,265.7 1,265.7 1,254.9 1,251.8 1,255.2
15 Commercial real estate loans 726.0 745.3 748.5 753.2 753.0 753.8 752.7 755.3 755.8 753.6 752.3 752.4
16 Construction and land development loans 10 106.5 107.1 107.8 108.4 109.1 113.1 115.0 116.5 116.9 117.4 117.4 117.7
17 Secured by farmland 11 8.1 7.6 7.6 7.5 7.4 7.3 7.2 7.1 7.1 7.0 7.0 7.0
18 Secured by multifamily properties 12 166.2 173.7 175.7 176.6 177.5 177.0 175.8 176.9 177.3 176.7 176.3 176.7
19 Secured by nonfarm nonresidential properties 13 445.2 456.9 457.5 460.7 459.0 456.4 454.7 454.9 454.6 452.6 451.6 451.0
20 Consumer loans 1,163.0 1,195.5 1,199.4 1,154.2 1,129.8 1,126.5 1,130.1 1,125.4 1,124.8 1,123.8 1,124.3 1,123.8
21 Credit cards and other revolving plans 672.0 690.2 690.6 646.2 622.7 616.9 617.8 612.1 611.0 610.1 610.8 609.6
22 Other consumer loans 491.0 505.3 508.8 508.0 507.1 509.6 512.3 513.3 513.7 513.7 513.5 514.1
23 Automobile loans 14 360.7 370.8 372.7 371.1 370.0 372.7 374.8 375.7 376.1 376.3 376.3 376.3
24 All other consumer loans 15 130.3 134.5 136.1 136.9 137.1 137.0 137.5 137.6 137.7 137.4 137.2 137.8
25 All other loans and leases 846.4 879.5 946.5 967.4 950.0 925.3 897.4 891.2 888.3 896.9 897.5 898.7
26 Loans to nondepository financial institutions 16 360.4 392.8 431.9 456.3 440.8 418.5 398.7 399.3 397.7 406.0 404.6 407.7
27 All loans not elsewhere classified 17 486.0 486.6 514.6 511.1 509.2 506.8 498.7 491.9 490.6 490.9 492.9 491.0
28 LESS: Allowance for loan and lease losses 69.4 70.4 72.5 95.6 119.7 126.3 149.7 150.7 151.0 151.6 151.1 151.1
29 Cash assets 18 790.6 810.6 1,017.5 1,493.1 1,751.7 1,707.8 1,523.0 1,599.5 1,626.5 1,604.0 1,590.1 1,642.3
30 Total federal funds sold and reverse RPs 19 301.7 280.0 268.5 256.9 257.9 378.2 516.9 421.7 413.2 411.6 425.7 465.3
31 Loans to commercial banks 20 4.6 4.5 4.9 5.0 4.8 4.5 4.2 4.1 4.1 4.1 4.0 4.1
32 Other assets including trading assets 21 1,030.6 1,067.9 1,145.7 1,134.9 1,124.4 1,118.0 1,131.8 1,115.9 1,118.0 1,108.8 1,120.5 1,170.5
33 Total assets 10,079.9 10,314.5 10,884.0 11,455.7 11,656.9 11,719.2 11,698.6 11,671.5 11,698.5 11,678.3 11,674.0 11,800.7
 
Liabilities
34 Deposits 7,746.8 7,994.8 8,421.0 8,971.9 9,308.7 9,470.3 9,465.9 9,478.9 9,492.0 9,502.0 9,530.6 9,612.2
35 Large time deposits 562.8 556.8 564.9 547.4 517.8 487.0 456.8 426.7 404.9 400.7 402.6 398.3
36 Other deposits 7,184.0 7,438.0 7,856.2 8,424.5 8,790.9 8,983.3 9,009.1 9,052.2 9,087.1 9,101.3 9,128.0 9,213.9
37 Borrowings 773.1 731.9 821.3 818.1 711.5 652.6 631.2 624.4 622.5 625.1 633.6 599.8
38 Net due to related foreign offices -195.3 -268.7 -304.9 -262.8 -249.1 -284.0 -307.3 -305.7 -314.5 -318.5 -321.9 -295.0
39 Other liabilities including trading liabilities 22 452.5 523.6 611.3 591.2 575.6 568.0 570.5 550.6 560.5 543.9 506.3 536.7
40 Total liabilities 8,777.1 8,981.6 9,548.8 10,118.5 10,346.7 10,406.9 10,360.3 10,348.2 10,360.5 10,352.5 10,348.6 10,453.7
41 Residual (Assets LESS Liabilities) 23 1,302.8 1,332.9 1,335.2 1,337.2 1,310.2 1,312.3 1,338.3 1,323.3 1,338.0 1,325.8 1,325.4 1,347.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 17.9 25.8 30.0 38.8 43.5 45.4 47.4 46.9 44.4 49.2 47.8 46.7
43 U.S. Treasury and agency securities, MBS 25 13.6 18.6 25.7 34.7 35.9 35.4 36.1 34.4 31.6 33.8 32.0 30.6

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 8,009.6 8,212.6 8,493.7 8,650.7 8,622.4 8,623.4 8,649.2 8,667.4 8,668.8 8,705.0 8,675.0 8,658.0
2 Securities in bank credit 2 2,514.3 2,642.3 2,734.4 2,749.7 2,771.9 2,876.2 2,973.6 3,043.1 3,057.8 3,100.9 3,079.2 3,074.1
3 Treasury and agency securities 3 2,037.8 2,153.9 2,252.6 2,262.9 2,293.3 2,389.8 2,477.9 2,548.9 2,568.4 2,612.4 2,589.7 2,583.0
4 Mortgage-backed securities (MBS) 4 1,471.6 1,534.1 1,582.0 1,627.7 1,625.4 1,621.2 1,651.8 1,714.1 1,723.0 1,747.4 1,709.3 1,693.3
5 Non-MBS 5 566.2 619.8 670.6 635.2 667.9 768.5 826.0 834.8 845.4 865.0 880.5 889.7
6 Other securities 476.5 488.4 481.8 486.8 478.7 486.4 495.8 494.1 489.4 488.5 489.4 491.0
7 Mortgage-backed securities (MBS) 6 58.5 60.1 61.4 62.4 63.3 64.5 64.4 62.6 62.2 61.7 61.9 61.9
8 Non-MBS 7 418.1 428.4 420.4 424.4 415.3 421.9 431.4 431.6 427.2 426.8 427.6 429.2
9 Loans and leases in bank credit 8 5,495.3 5,570.3 5,759.3 5,901.0 5,850.5 5,747.2 5,675.6 5,624.4 5,611.0 5,604.1 5,595.8 5,583.9
10 Commercial and industrial loans 1,303.7 1,294.1 1,432.5 1,601.9 1,596.4 1,500.3 1,437.1 1,398.8 1,394.0 1,379.8 1,375.4 1,371.4
11 Real estate loans 2,185.8 2,199.5 2,198.3 2,195.9 2,193.4 2,201.2 2,216.2 2,212.8 2,208.9 2,198.5 2,200.3 2,194.1
12 Residential real estate loans 1,461.8 1,455.9 1,450.6 1,443.2 1,440.0 1,447.2 1,463.0 1,459.8 1,455.8 1,447.0 1,449.0 1,442.3
13 Revolving home equity loans 215.4 201.1 200.7 199.8 196.9 194.1 191.6 188.6 188.2 187.2 186.6 185.9
14 Closed-end residential loans 9 1,246.4 1,254.8 1,249.9 1,243.4 1,243.1 1,253.0 1,271.4 1,271.3 1,267.7 1,259.8 1,262.4 1,256.4
15 Commercial real estate loans 723.9 743.7 747.7 752.7 753.3 754.0 753.2 753.0 753.1 751.5 751.3 751.8
16 Construction and land development loans 10 106.5 106.3 107.9 108.8 110.7 113.7 115.5 116.5 117.0 117.2 117.5 117.8
17 Secured by farmland 11 8.1 7.6 7.6 7.5 7.3 7.3 7.2 7.1 7.0 7.0 7.0 7.0
18 Secured by multifamily properties 12 165.9 172.9 175.0 175.9 176.5 176.4 176.0 176.5 176.7 176.6 176.5 177.2
19 Secured by nonfarm nonresidential properties 13 443.4 456.8 457.2 460.4 458.8 456.6 454.5 452.9 452.4 450.7 450.4 449.8
20 Consumer loans 1,163.6 1,195.2 1,184.0 1,141.7 1,119.6 1,122.0 1,125.5 1,126.1 1,128.4 1,129.3 1,127.7 1,124.2
21 Credit cards and other revolving plans 672.1 690.5 676.7 635.5 615.2 614.5 614.4 612.3 613.6 614.3 612.5 607.9
22 Other consumer loans 491.5 504.7 507.4 506.2 504.4 507.5 511.1 513.7 514.9 515.0 515.1 516.2
23 Automobile loans 14 361.0 370.6 372.0 370.1 368.1 370.9 374.0 375.9 376.6 377.0 377.1 377.7
24 All other consumer loans 15 130.5 134.1 135.3 136.1 136.3 136.6 137.2 137.8 138.2 138.0 138.0 138.6
25 All other loans and leases 842.3 881.4 944.5 961.5 941.2 923.8 896.7 886.7 879.7 896.6 892.4 894.3
26 Loans to nondepository financial institutions 16 359.0 392.1 428.1 451.1 434.4 415.5 399.6 397.7 394.5 407.5 404.0 405.7
27 All loans not elsewhere classified 17 483.3 489.4 516.5 510.4 506.8 508.3 497.1 489.0 485.1 489.1 488.4 488.5
28 LESS: Allowance for loan and lease losses 69.8 70.1 72.2 94.8 119.6 126.9 150.4 151.6 151.1 152.4 152.4 152.2
29 Cash assets 18 792.7 804.8 1,043.5 1,491.5 1,724.6 1,692.1 1,517.2 1,597.8 1,589.4 1,606.2 1,659.4 1,629.2
30 Total federal funds sold and reverse RPs 19 308.3 263.6 271.6 237.1 245.3 384.1 504.2 430.4 401.3 451.1 446.4 467.6
31 Loans to commercial banks 20 4.6 4.6 4.9 5.0 4.7 4.4 4.1 4.1 4.1 4.0 4.0 4.1
32 Other assets including trading assets 21 1,031.7 1,069.8 1,152.4 1,132.5 1,119.7 1,121.0 1,132.8 1,117.7 1,112.4 1,104.2 1,124.4 1,175.9
33 Total assets 10,077.2 10,285.3 10,894.0 11,421.9 11,597.1 11,698.2 11,657.1 11,665.9 11,624.8 11,718.1 11,756.7 11,782.5
 
Liabilities
34 Deposits 7,721.1 7,973.1 8,459.1 8,993.5 9,253.0 9,432.3 9,441.7 9,443.8 9,384.5 9,513.7 9,555.0 9,565.7
35 Large time deposits 557.7 564.5 571.8 557.2 515.4 481.6 453.9 421.5 400.3 398.5 396.0 392.6
36 Other deposits 7,163.3 7,408.6 7,887.2 8,436.4 8,737.6 8,950.7 8,987.8 9,022.4 8,984.2 9,115.2 9,159.0 9,173.1
37 Borrowings 763.3 739.1 809.2 802.2 720.2 657.1 629.1 616.3 617.1 611.1 619.9 605.0
38 Net due to related foreign offices -185.3 -276.4 -323.9 -284.4 -253.1 -274.2 -293.3 -288.5 -293.8 -316.6 -298.8 -292.3
39 Other liabilities including trading liabilities 22 456.7 523.6 611.8 581.8 568.7 565.9 563.5 555.3 558.1 555.3 523.8 542.8
40 Total liabilities 8,755.7 8,959.5 9,556.2 10,093.0 10,288.7 10,381.1 10,341.0 10,326.9 10,265.8 10,363.5 10,399.9 10,421.3
41 Residual (Assets LESS Liabilities) 23 1,321.5 1,325.8 1,337.8 1,328.9 1,308.4 1,317.1 1,316.0 1,339.0 1,359.0 1,354.6 1,356.8 1,361.2
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 17.9 25.8 30.0 38.8 43.5 45.4 47.4 46.9 44.4 49.2 47.8 46.7
43 U.S. Treasury and agency securities, MBS 25 13.6 18.6 25.7 34.7 35.9 35.4 36.1 34.4 31.6 33.8 32.0 30.6

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 4,538.4 4,702.1 4,772.4 4,912.0 5,037.6 5,060.6 5,099.6 5,113.0 5,113.7 5,120.5 5,127.4 5,135.9
2 Securities in bank credit 2 919.1 953.2 962.7 971.9 977.2 1,010.3 1,039.0 1,049.7 1,050.5 1,056.7 1,058.3 1,063.6
3 Treasury and agency securities 3 674.8 701.3 702.8 703.9 705.7 723.4 740.6 750.6 751.0 756.7 757.0 760.5
4 Mortgage-backed securities (MBS) 4 506.9 538.6 546.3 549.5 549.9 559.7 568.6 579.9 579.8 587.2 587.0 588.0
5 Non-MBS 5 167.9 162.6 156.6 154.3 155.8 163.7 172.1 170.7 171.2 169.5 170.0 172.5
6 Other securities 244.3 251.9 259.9 268.0 271.6 286.8 298.4 299.2 299.5 300.0 301.4 303.1
7 Mortgage-backed securities (MBS) 6 18.2 17.6 17.9 18.0 17.7 18.9 21.1 20.8 20.9 21.2 21.8 22.0
8 Non-MBS 7 226.1 234.3 241.9 250.1 253.9 267.9 277.3 278.3 278.6 278.8 279.6 281.1
9 Loans and leases in bank credit 8 3,619.3 3,748.9 3,809.7 3,940.0 4,060.4 4,050.4 4,060.5 4,063.3 4,063.3 4,063.8 4,069.1 4,072.3
10 Commercial and industrial loans 660.8 676.4 698.4 812.1 942.7 940.2 938.3 939.5 939.2 936.6 937.2 935.9
11 Real estate loans 2,264.9 2,353.2 2,372.8 2,389.2 2,390.6 2,388.1 2,394.8 2,396.6 2,397.2 2,397.5 2,401.1 2,404.6
12 Residential real estate loans 814.1 836.6 845.5 846.1 841.3 833.9 836.1 832.7 831.9 829.7 830.1 833.3
13 Revolving home equity loans 116.1 114.6 114.9 115.2 114.2 112.5 111.4 110.1 109.8 109.6 109.4 109.2
14 Closed-end residential loans 9 698.1 722.0 730.5 730.9 727.1 721.4 724.7 722.6 722.1 720.2 720.7 724.2
15 Commercial real estate loans 1,450.7 1,516.6 1,527.3 1,543.0 1,549.3 1,554.2 1,558.7 1,563.9 1,565.3 1,567.7 1,570.9 1,571.3
16 Construction and land development loans 10 228.9 236.1 237.5 239.9 241.5 243.4 242.4 244.4 244.9 244.6 245.4 245.4
17 Secured by farmland 11 93.8 94.7 94.9 95.8 95.8 95.5 95.1 94.7 94.5 94.8 94.5 94.6
18 Secured by multifamily properties 12 202.5 220.5 222.5 224.9 226.4 227.8 229.6 230.5 230.9 231.8 232.3 232.1
19 Secured by nonfarm nonresidential properties 13 925.5 965.3 972.4 982.4 985.5 987.5 991.6 994.3 995.0 996.5 998.8 999.1
20 Consumer loans 392.6 401.9 403.1 397.4 391.7 389.2 389.6 388.5 388.7 388.9 390.2 390.1
21 Credit cards and other revolving plans 157.0 159.4 160.9 154.1 148.8 146.0 144.3 142.3 142.2 141.1 142.1 142.0
22 Other consumer loans 235.6 242.5 242.2 243.3 243.0 243.2 245.3 246.2 246.5 247.8 248.1 248.1
23 Automobile loans 14 82.0 83.6 83.9 84.4 84.1 84.2 84.2 83.7 83.7 83.6 83.6 83.4
24 All other consumer loans 15 153.6 158.9 158.3 158.9 158.8 159.0 161.1 162.5 162.8 164.2 164.6 164.7
25 All other loans and leases 301.1 317.3 335.4 341.4 335.3 332.9 337.8 338.7 338.2 340.7 340.5 341.7
26 Loans to nondepository financial institutions 16 70.7 79.3 88.5 93.1 84.9 82.3 87.3 88.1 87.2 89.2 90.1 91.5
27 All loans not elsewhere classified 17 230.4 238.0 246.9 248.2 250.4 250.6 250.4 250.6 251.0 251.6 250.5 250.2
28 LESS: Allowance for loan and lease losses 40.6 43.6 43.0 46.4 56.7 58.6 65.9 67.7 68.1 68.6 68.6 69.0
29 Cash assets 18 305.3 327.4 389.1 487.9 572.7 589.4 558.0 555.4 575.5 559.3 572.5 579.2
30 Total federal funds sold and reverse RPs 19 43.0 59.1 62.9 59.8 63.3 58.1 61.6 64.1 56.8 55.4 60.5 58.1
31 Loans to commercial banks 20 0.7 0.8 0.9 0.9 0.9 0.8 0.8 0.7 0.8 0.8 0.8 0.6
32 Other assets including trading assets 21 351.6 375.1 385.7 392.0 394.0 392.9 394.3 398.4 393.1 394.4 400.3 399.7
33 Total assets 5,198.5 5,420.8 5,568.0 5,806.1 6,011.8 6,043.2 6,048.4 6,064.0 6,071.7 6,061.8 6,092.9 6,104.5
 
Liabilities
34 Deposits 4,121.0 4,294.7 4,378.1 4,614.0 4,858.1 4,914.9 4,941.4 4,944.2 4,960.3 4,947.5 4,985.3 5,004.1
35 Large time deposits 506.3 506.8 508.7 509.3 501.5 493.0 487.1 472.2 463.7 461.1 462.5 459.6
36 Other deposits 3,614.6 3,787.8 3,869.3 4,104.7 4,356.6 4,421.8 4,454.3 4,472.1 4,496.6 4,486.4 4,522.9 4,544.5
37 Borrowings 323.5 328.7 362.9 368.3 341.7 322.4 311.4 308.4 303.0 301.1 302.9 293.9
38 Net due to related foreign offices 25.6 27.8 32.3 36.9 35.2 33.8 32.6 31.3 31.3 32.6 29.6 28.5
39 Other liabilities including trading liabilities 22 77.5 86.6 91.4 97.4 100.6 103.8 103.1 101.4 99.9 100.0 101.3 103.3
40 Total liabilities 4,547.6 4,737.7 4,864.6 5,116.6 5,335.5 5,374.9 5,388.4 5,385.4 5,394.5 5,381.3 5,419.1 5,429.7
41 Residual (Assets LESS Liabilities) 23 650.9 683.1 703.4 689.4 676.3 668.4 659.9 678.6 677.1 680.5 673.7 674.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.0 8.6 11.8 11.7 13.5 14.7 15.5 16.3 16.4 16.0 16.2 15.8
43 U.S. Treasury and agency securities, MBS 25 1.6 4.9 7.8 9.9 10.8 10.0 10.1 10.1 10.1 9.9 9.4 9.4

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 4,540.4 4,685.2 4,753.0 4,909.9 5,046.5 5,073.1 5,103.6 5,114.0 5,110.5 5,128.4 5,132.2 5,136.8
2 Securities in bank credit 2 916.1 955.5 965.3 977.2 980.6 1,010.4 1,035.6 1,046.1 1,045.3 1,053.9 1,056.7 1,060.0
3 Treasury and agency securities 3 672.3 704.4 706.2 709.4 707.4 723.9 737.7 747.2 745.9 753.7 753.8 755.4
4 Mortgage-backed securities (MBS) 4 504.3 539.8 549.0 554.0 552.2 561.4 567.1 576.7 574.4 584.1 583.6 583.8
5 Non-MBS 5 168.0 164.6 157.2 155.4 155.2 162.5 170.6 170.5 171.5 169.6 170.1 171.5
6 Other securities 243.8 251.0 259.1 267.8 273.2 286.5 297.9 298.8 299.4 300.2 303.0 304.7
7 Mortgage-backed securities (MBS) 6 18.3 17.9 18.0 17.9 18.0 19.1 21.2 20.9 20.9 21.2 21.7 21.8
8 Non-MBS 7 225.5 233.1 241.2 249.9 255.2 267.4 276.7 277.9 278.5 279.0 281.3 282.8
9 Loans and leases in bank credit 8 3,624.3 3,729.7 3,787.7 3,932.6 4,065.9 4,062.8 4,068.0 4,067.9 4,065.2 4,074.4 4,075.4 4,076.8
10 Commercial and industrial loans 660.1 674.3 696.1 814.2 949.0 947.4 940.1 937.7 936.3 935.1 934.9 935.2
11 Real estate loans 2,266.1 2,346.7 2,368.5 2,388.5 2,391.4 2,389.2 2,397.3 2,398.0 2,397.5 2,399.6 2,402.4 2,403.2
12 Residential real estate loans 815.4 832.5 842.9 844.3 840.3 834.3 837.2 834.1 832.5 832.8 833.4 833.3
13 Revolving home equity loans 116.0 114.4 114.8 115.4 114.2 112.5 111.4 110.1 109.9 109.7 109.5 109.3
14 Closed-end residential loans 9 699.3 718.1 728.1 728.9 726.1 721.8 725.8 724.0 722.6 723.1 723.9 724.0
15 Commercial real estate loans 1,450.7 1,514.2 1,525.6 1,544.2 1,551.0 1,554.9 1,560.1 1,563.9 1,565.0 1,566.8 1,569.0 1,569.9
16 Construction and land development loans 10 229.3 234.5 236.5 238.8 242.3 244.2 243.5 245.1 245.9 244.8 245.5 245.9
17 Secured by farmland 11 94.1 94.4 94.7 95.7 95.8 95.5 95.2 94.9 94.8 95.0 94.7 94.8
18 Secured by multifamily properties 12 202.4 220.5 222.4 225.7 226.9 227.9 229.8 230.4 230.5 231.3 231.5 231.4
19 Secured by nonfarm nonresidential properties 13 925.0 964.9 972.0 984.1 986.1 987.3 991.6 993.5 993.9 995.7 997.2 997.8
20 Consumer loans 393.0 403.2 397.9 392.1 386.9 386.4 387.8 389.1 390.6 391.3 392.2 392.4
21 Credit cards and other revolving plans 157.6 159.6 156.9 150.8 146.4 145.0 143.8 143.1 143.7 142.8 142.9 142.5
22 Other consumer loans 235.4 243.5 241.0 241.3 240.6 241.4 244.0 246.0 246.9 248.5 249.3 249.9
23 Automobile loans 14 82.2 83.4 83.5 84.1 83.9 84.0 84.1 84.0 84.0 83.9 84.0 83.8
24 All other consumer loans 15 153.2 160.1 157.5 157.2 156.7 157.4 159.9 162.1 162.9 164.6 165.4 166.1
25 All other loans and leases 305.1 305.6 325.3 337.8 338.6 339.9 342.8 343.2 340.8 348.4 345.8 346.0
26 Loans to nondepository financial institutions 16 73.9 70.9 81.1 91.7 88.5 88.3 91.9 91.7 89.3 95.5 93.9 93.7
27 All loans not elsewhere classified 17 231.2 234.7 244.2 246.1 250.1 251.6 251.0 251.5 251.5 253.0 252.0 252.3
28 LESS: Allowance for loan and lease losses 40.8 42.2 42.6 48.8 60.6 61.5 67.3 68.4 68.4 68.8 69.0 69.0
29 Cash assets 18 305.0 331.9 398.8 480.9 547.2 570.2 547.8 554.3 567.4 576.5 596.2 579.0
30 Total federal funds sold and reverse RPs 19 42.3 61.0 60.4 58.8 63.8 65.7 67.3 63.5 58.0 62.6 63.4 64.4
31 Loans to commercial banks 20 0.7 0.8 0.8 0.9 0.9 0.8 0.8 0.7 0.7 0.7 0.7 0.6
32 Other assets including trading assets 21 351.9 374.5 382.7 391.1 395.0 393.5 394.8 399.0 393.1 394.3 402.0 403.4
33 Total assets 5,199.4 5,411.2 5,553.1 5,792.8 5,992.8 6,041.8 6,046.9 6,063.1 6,061.3 6,093.7 6,125.5 6,115.2
 
Liabilities
34 Deposits 4,116.3 4,288.5 4,393.9 4,618.4 4,831.2 4,893.8 4,917.2 4,936.9 4,941.0 4,967.4 5,004.6 4,999.2
35 Large time deposits 507.4 506.7 509.1 509.0 501.1 492.7 485.2 472.4 464.2 462.6 462.3 460.4
36 Other deposits 3,608.9 3,781.8 3,884.8 4,109.4 4,330.2 4,401.1 4,432.0 4,464.6 4,476.8 4,504.8 4,542.4 4,538.9
37 Borrowings 322.8 329.6 355.4 366.0 348.2 328.7 315.4 307.3 302.8 297.1 296.7 293.5
38 Net due to related foreign offices 25.2 27.7 30.4 35.7 35.7 34.4 32.3 30.4 31.1 31.9 29.8 28.8
39 Other liabilities including trading liabilities 22 78.7 86.7 89.3 94.2 98.6 103.0 102.4 102.8 101.3 103.1 107.6 107.1
40 Total liabilities 4,542.9 4,732.5 4,869.0 5,114.2 5,313.7 5,359.9 5,367.2 5,377.5 5,376.1 5,399.5 5,438.7 5,428.7
41 Residual (Assets LESS Liabilities) 23 656.5 678.7 684.1 678.6 679.1 681.8 679.7 685.6 685.1 694.2 686.8 686.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.0 8.6 11.8 11.7 13.5 14.7 15.5 16.3 16.4 16.0 16.2 15.8
43 U.S. Treasury and agency securities, MBS 25 1.6 4.9 7.8 9.9 10.8 10.0 10.1 10.1 10.1 9.9 9.4 9.4

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 1,045.9 1,025.9 1,127.0 1,214.1 1,176.7 1,142.8 1,108.4 1,096.6 1,092.9 1,092.8 1,089.5 1,071.6
2 Securities in bank credit 2 289.0 269.1 282.6 271.0 266.6 271.1 268.2 267.9 265.4 268.4 269.5 264.6
3 Treasury and agency securities 3 187.4 176.0 187.6 174.0 168.5 174.8 171.2 170.0 167.7 168.4 170.7 165.8
4 Mortgage-backed securities (MBS) 4 33.9 39.7 43.5 45.6 42.9 43.3 43.0 42.2 40.9 40.0 39.6 38.3
5 Non-MBS 5 153.4 136.3 144.0 128.4 125.6 131.6 128.2 127.8 126.8 128.4 131.1 127.5
6 Other securities 101.7 93.1 95.0 97.0 98.2 96.3 97.0 97.9 97.7 100.0 98.8 98.8
7 Mortgage-backed securities (MBS) 6 1.7 1.7 1.7 1.7 1.9 1.9 1.7 1.9 1.9 1.9 1.9 1.9
8 Non-MBS 7 99.9 91.5 93.4 95.3 96.3 94.4 95.3 96.0 95.8 98.1 97.0 96.9
9 Loans and leases in bank credit 8 756.9 756.7 844.4 943.1 910.1 871.7 840.1 828.7 827.6 824.5 820.0 807.0
10 Commercial and industrial loans 391.4 389.5 458.4 543.9 509.3 476.3 456.8 444.8 440.9 443.1 438.7 425.9
11 Real estate loans 81.7 86.5 86.7 88.3 87.5 85.8 86.0 85.7 85.9 85.5 85.7 85.7
12 Residential real estate loans 1.7 1.6 1.2 1.4 1.5 1.5 1.5 1.4 1.4 1.4 1.4 1.4
13 Revolving home equity loans 0.3 0.8 0.3 0.5 0.5 0.6 0.6 0.4 0.5 0.4 0.4 0.4
14 Closed-end residential loans 9 1.5 0.9 0.9 0.9 1.0 0.9 0.9 0.9 0.9 0.9 1.0 0.9
15 Commercial real estate loans 80.0 84.9 85.5 86.9 86.0 84.4 84.5 84.4 84.6 84.1 84.3 84.3
16 Construction and land development loans 10 12.4 12.1 12.0 12.1 12.2 12.5 12.4 11.9 11.9 11.5 11.7 11.8
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 8.2 9.9 9.9 10.4 10.4 10.5 10.8 11.1 11.2 11.1 11.1 11.1
19 Secured by nonfarm nonresidential properties 13 59.2 62.7 63.4 64.2 63.2 61.2 61.1 61.1 61.3 61.3 61.3 61.2
20 Consumer loans 3.4 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.4 3.4 3.5
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.4 3.4 3.5
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.5 3.5 3.5 3.5 3.4 3.2 3.3 3.3 3.4 3.4 3.5
25 All other loans and leases 280.3 277.2 295.8 307.4 309.8 306.2 294.2 294.8 297.5 292.5 292.2 292.0
26 Loans to nondepository financial institutions 16 121.4 113.9 124.5 131.8 135.9 139.7 132.9 133.4 133.1 132.7 131.7 131.0
27 All loans not elsewhere classified 17 158.9 163.3 171.2 175.6 173.9 166.4 161.3 161.4 164.4 159.9 160.6 161.0
28 LESS: Allowance for loan and lease losses 1.0 1.2 1.2 1.3 2.0 2.0 2.1 2.0 2.0 2.0 2.0 2.0
29 Cash assets 18 562.5 624.1 788.5 1,109.5 955.3 753.1 659.3 661.5 658.9 674.6 696.1 702.7
30 Total federal funds sold and reverse RPs 19 461.9 444.0 419.8 364.4 361.8 363.5 347.2 369.9 357.1 377.6 367.9 360.0
31 Loans to commercial banks 20 2.9 1.5 1.5 1.3 0.6 1.0 1.5 1.6 1.5 1.2 1.2 1.3
32 Other assets including trading assets 21 139.2 125.9 168.4 169.2 166.1 158.9 163.5 155.2 159.1 146.5 156.9 152.1
33 Total assets 2,211.4 2,220.3 2,503.9 2,857.3 2,658.5 2,417.3 2,277.8 2,282.8 2,267.5 2,290.7 2,309.7 2,285.7
 
Liabilities
34 Deposits 1,014.2 1,088.3 1,053.9 1,127.0 1,159.8 1,161.5 1,172.7 1,171.2 1,173.8 1,183.8 1,166.7 1,173.0
35 Large time deposits 732.4 779.5 719.8 743.9 769.0 774.3 787.9 788.0 782.3 778.5 769.3 771.5
36 Other deposits 281.8 308.7 334.1 383.1 390.8 387.2 384.9 383.2 391.5 405.2 397.4 401.5
37 Borrowings 905.8 916.7 1,029.1 1,044.6 981.5 876.9 851.1 869.9 875.6 874.6 865.1 853.7
38 Net due to related foreign offices 144.6 110.9 293.0 525.9 365.4 247.1 112.0 98.6 94.7 71.3 100.6 107.0
39 Other liabilities including trading liabilities 22 120.5 110.8 141.2 137.7 136.9 134.0 137.7 130.5 134.3 124.6 134.0 127.4
40 Total liabilities 2,185.1 2,226.6 2,517.2 2,835.2 2,643.5 2,419.6 2,273.6 2,270.2 2,278.5 2,254.3 2,266.5 2,261.1
41 Residual (Assets LESS Liabilities) 23 26.2 -6.4 -13.3 22.1 15.0 -2.3 4.2 12.6 -10.9 36.5 43.2 24.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 2.3 1.9 2.5 2.8 3.0 3.0 3.1 2.9 2.9 3.0 2.9 2.8
43 U.S. Treasury and agency securities, MBS 25 2.3 1.9 2.5 2.8 3.0 3.0 3.1 2.9 2.9 3.0 2.9 2.8

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Aug		 2020
Feb		 2020
Mar		 2020
Apr		 2020
May		 2020
Jun		 2020
Jul		 2020
Aug		 Week ending
Aug 26 Sep 02 Sep 09 Sep 16
Assets
1 Bank credit 1,044.9 1,022.2 1,125.9 1,211.8 1,174.5 1,148.2 1,118.4 1,097.4 1,089.3 1,091.1 1,088.3 1,071.9
2 Securities in bank credit 2 290.0 270.0 281.0 266.6 267.7 273.0 271.5 269.9 267.3 269.9 272.0 266.0
3 Treasury and agency securities 3 188.4 177.1 186.0 170.4 170.5 176.2 174.1 172.2 169.5 171.3 173.3 168.2
4 Mortgage-backed securities (MBS) 4 33.9 38.1 41.9 44.9 45.1 45.5 44.6 42.2 41.0 40.6 41.0 39.2
5 Non-MBS 5 154.5 139.0 144.2 125.5 125.3 130.7 129.5 130.0 128.5 130.6 132.4 129.0
6 Other securities 101.6 92.9 95.0 96.2 97.2 96.7 97.4 97.7 97.8 98.6 98.6 97.8
7 Mortgage-backed securities (MBS) 6 1.8 1.6 1.6 1.7 1.9 1.9 1.8 2.0 2.0 2.1 2.1 2.0
8 Non-MBS 7 99.7 91.3 93.4 94.4 95.4 94.9 95.6 95.7 95.8 96.5 96.6 95.7
9 Loans and leases in bank credit 8 754.9 752.3 844.8 945.2 906.8 875.3 846.9 827.4 822.0 821.2 816.4 805.9
10 Commercial and industrial loans 393.3 383.2 455.3 541.8 509.8 483.3 465.4 448.2 442.3 444.7 439.1 428.3
11 Real estate loans 81.2 86.6 87.4 88.8 88.0 86.7 85.8 85.0 84.7 84.3 84.4 84.4
12 Residential real estate loans 1.8 1.5 1.5 1.5 1.5 1.5 1.5 1.4 1.4 1.4 1.4 1.4
13 Revolving home equity loans 0.3 0.5 0.6 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5
14 Closed-end residential loans 9 1.5 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9
15 Commercial real estate loans 79.5 85.1 85.9 87.3 86.6 85.2 84.3 83.6 83.3 82.9 83.0 82.9
16 Construction and land development loans 10 12.4 12.2 12.1 12.3 12.4 12.6 12.1 12.0 12.0 11.6 11.6 11.7
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 8.0 9.9 10.2 10.6 10.6 10.8 10.8 10.8 10.8 10.8 10.8 10.9
19 Secured by nonfarm nonresidential properties 13 58.9 62.8 63.5 64.1 63.3 61.7 61.2 60.6 60.2 60.3 60.4 60.2
20 Consumer loans 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.5 3.4
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.5 3.4
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.4 3.4 3.5 3.4 3.4 3.4 3.4 3.4 3.4 3.5 3.4
25 All other loans and leases 276.9 279.1 298.7 311.1 305.5 301.9 292.2 290.9 291.6 288.9 289.4 289.8
26 Loans to nondepository financial institutions 16 120.0 115.4 125.6 134.0 132.2 135.3 130.4 131.8 131.4 132.0 131.8 131.2
27 All loans not elsewhere classified 17 156.9 163.7 173.1 177.1 173.3 166.6 161.8 159.1 160.2 156.8 157.6 158.6
28 LESS: Allowance for loan and lease losses 1.0 1.2 1.2 1.3 2.0 2.1 2.1 2.1 2.1 2.1 2.1 2.1
29 Cash assets 18 580.5 648.6 774.8 1,062.4 980.5 779.3 679.3 693.9 736.7 681.2 681.4 681.5
30 Total federal funds sold and reverse RPs 19 459.8 467.0 420.6 368.7 357.3 335.3 334.0 363.6 357.7 359.0 364.4 358.4
31 Loans to commercial banks 20 2.5 1.9 1.8 1.6 0.7 0.9 1.3 1.3 1.2 1.0 1.0 1.1
32 Other assets including trading assets 21 141.1 126.7 168.9 165.7 166.8 161.3 158.9 157.0 166.1 149.3 162.5 152.9
33 Total assets 2,227.7 2,265.3 2,490.9 2,808.9 2,677.9 2,422.9 2,289.7 2,311.1 2,348.9 2,279.6 2,295.5 2,263.9
 
Liabilities
34 Deposits 1,016.7 1,101.4 1,054.7 1,125.1 1,166.6 1,159.0 1,167.6 1,173.5 1,182.8 1,180.3 1,162.8 1,162.9
35 Large time deposits 730.4 788.4 718.3 750.5 779.6 779.0 783.9 784.9 785.2 775.3 765.8 763.8
36 Other deposits 286.3 313.0 336.4 374.6 386.9 380.1 383.7 388.6 397.6 405.0 397.0 399.1
37 Borrowings 922.1 926.9 1,006.2 1,035.1 989.7 874.8 858.5 886.5 893.1 888.0 880.7 864.7
38 Net due to related foreign offices 157.6 117.1 281.7 500.1 367.9 242.2 119.3 109.3 122.3 77.4 105.7 101.1
39 Other liabilities including trading liabilities 22 122.4 111.0 138.1 138.3 143.3 135.3 132.7 132.2 142.3 125.6 138.0 126.9
40 Total liabilities 2,218.7 2,256.4 2,480.7 2,798.6 2,667.5 2,411.4 2,278.1 2,301.5 2,340.5 2,271.3 2,287.2 2,255.6
41 Residual (Assets LESS Liabilities) 23 9.0 8.9 10.2 10.3 10.4 11.6 11.6 9.6 8.3 8.3 8.3 8.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 2.3 1.9 2.5 2.8 3.0 3.0 3.1 2.9 2.9 3.0 2.9 2.8
43 U.S. Treasury and agency securities, MBS 25 2.3 1.9 2.5 2.8 3.0 3.0 3.1 2.9 2.9 3.0 2.9 2.8

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: September 25, 2020