Assets and Liabilities of Commercial Banks in the United States - H.8

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Release Date: March 26, 2021
For release at
4:15 p.m. Eastern Time
March 26, 2021

H.8

Notice to Users of the H.8 Release

Data on this H.8 release have been benchmarked through the December 2020 Call Report. Data on the previous release were benchmarked through the September 2020 Call Report. The data also incorporate new seasonal adjustment factors and revisions to underlying data. Regarding the latter, in this benchmark, the line item net due to related foreign offices was revised notably.

In addition, as a result of system enhancements, this release incorporates minor revisions to historical data due to rounding differences. Also, the calculation of the first monthly level of 1947 of four line items—bank credit, loans and leases in bank credit, real estate loans, and consumer loans—was corrected, which resulted in an increase in each of these levels by 0 to 3 percent and changes in corresponding growth rates.

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2016 2017 2018 2019 2020 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020 Q3 2020 Q4 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb
Assets
1 Bank credit 6.8 3.0 3.5 6.0 8.3 6.5 5.5 7.0 21.1 2.2 2.2 5.1 2.7 5.4 6.1
2 Securities in bank credit 2 7.8 1.8 0.8 10.3 20.2 11.2 8.8 7.8 17.6 29.4 21.0 27.8 16.2 21.1 15.4
3 Treasury and agency securities 3 10.0 2.7 3.6 14.3 22.3 16.1 11.0 8.1 19.1 32.9 22.9 30.7 17.5 26.3 16.6
6 Other securities 2.2 -0.5 -7.1 -2.0 12.7 -5.1 1.1 6.5 11.9 16.4 13.8 16.4 11.1 0.5 10.6
9 Loans and leases in bank credit 8 6.4 3.4 4.5 4.4 3.7 4.7 4.2 6.7 22.4 -8.0 -5.6 -4.7 -3.3 -1.7 1.8
10 Commercial and industrial loans 5.9 1.1 6.6 3.7 12.0 3.4 0.8 11.1 87.6 -21.5 -22.0 -21.1 -14.5 -16.1 9.4
11 Real estate loans 6.5 3.7 3.6 3.4 1.2 3.0 5.2 3.5 2.3 0.3 -1.3 -3.3 -2.2 4.4 -5.8
12 Residential real estate loans 3.2 1.4 2.2 2.1 -1.6 1.9 3.3 1.2 -0.8 -1.9 -5.1 -9.4 -6.6 4.4 -7.9
13 Revolving home equity loans -6.8 -6.8 -8.2 -8.7 -11.5 -8.7 -8.7 -8.5 -9.9 -14.7 -15.1 -15.2 -15.0 -13.5 -21.8
14 Closed-end residential loans 9 5.9 3.4 4.4 4.2 0.0 3.7 5.4 2.8 0.7 0.1 -3.6 -8.5 -5.4 7.0 -6.0
15 Commercial real estate loans 10.3 6.1 5.0 4.7 4.0 4.2 7.1 5.7 5.3 2.4 2.3 2.4 2.0 4.3 -3.8
20 Consumer loans 7.0 4.2 4.1 5.2 -4.1 6.3 4.1 4.1 -17.9 -3.2 0.5 1.1 1.6 -0.8 2.8
21 Credit cards and other revolving plans 6.4 5.1 4.2 3.5 -10.9 4.8 2.0 3.5 -34.5 -10.2 -3.1 -1.6 -3.2 -7.8 -0.3
22 Other consumer loans 7.7 3.1 3.9 7.3 3.5 7.9 6.5 4.9 0.8 4.1 4.1 3.8 6.2 6.1 5.6
25 All other loans and leases 6.1 5.7 4.9 8.3 6.8 10.9 6.7 12.2 22.1 -12.2 5.2 14.3 7.5 3.7 10.7
28 LESS: Allowance for loan and lease losses 2.9 0.4 -0.7 1.1 59.8 -2.3 1.5 9.3 119.3 81.6 -0.4 0.0 -2.7 -16.5 8.9
29 Cash assets 18 -14.2 7.4 -19.2 -12.9 78.2 -7.7 13.2 38.9 263.8 -31.5 24.9 19.8 36.3 -4.0 53.3
30 Total federal funds sold and reverse RPs 19 2.7 9.3 36.5 25.3 7.7 8.6 -16.5 -1.0 -27.6 81.7 -14.7 9.0 -4.0 -41.6 -143.6
31 Loans to commercial banks 20 18.4 -2.2 11.4 -47.6 23.4 -131.1 -15.0 -31.2 -22.5 0.0 167.2 -71.3 -63.2 -13.3 -188.8
32 Other assets including trading assets 21 1.7 1.7 0.4 1.6 10.7 15.5 -1.3 27.6 35.5 -18.5 -1.0 -14.3 23.6 20.5 6.3
33 Total assets 2.7 3.6 0.9 4.1 14.9 5.9 4.6 11.4 44.7 -2.7 4.5 5.9 9.2 3.5 7.3
 
Liabilities
34 Deposits 4.4 4.6 2.7 6.3 20.6 5.7 8.3 9.6 49.6 11.1 7.8 11.6 8.9 9.9 13.1
35 Large time deposits -10.9 7.1 4.4 9.2 -16.4 2.9 12.9 -5.2 -14.9 -23.2 -26.4 -20.1 -16.6 -18.7 -9.0
36 Other deposits 7.2 4.2 2.5 5.8 26.6 6.2 7.6 12.0 59.7 15.6 11.9 15.1 11.6 12.9 15.3
37 Borrowings 3.9 3.5 -5.2 -2.0 -12.7 3.9 -4.2 13.6 -6.1 -48.2 -10.3 -11.0 -11.7 -23.2 36.2
39 Other liabilities including trading liabilities 22 -2.1 -8.8 6.5 10.7 21.0 25.1 16.6 52.5 36.6 -11.8 4.0 23.8 40.3 38.3 -22.4
40 Total liabilities 2.6 3.6 0.7 4.1 16.7 5.4 5.7 12.3 50.2 -2.3 4.8 8.4 7.3 5.1 11.9

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 13,941.9 14,916.2 14,924.5 14,942.9 15,006.8 15,040.5 15,108.3 15,184.7 15,211.5 15,243.8 15,287.7 15,271.8
2 Securities in bank credit 2 3,864.6 4,367.9 4,425.5 4,505.4 4,609.7 4,672.0 4,754.2 4,815.3 4,827.9 4,838.5 4,844.9 4,894.0
3 Treasury and agency securities 3 3,030.1 3,474.3 3,525.4 3,589.5 3,681.3 3,735.0 3,816.8 3,869.6 3,878.2 3,888.9 3,885.3 3,922.0
4 Mortgage-backed securities (MBS) 4 2,112.8 2,339.0 2,339.8 2,400.8 2,475.0 2,523.5 2,579.5 2,637.9 2,650.6 2,672.8 2,675.4 2,680.8
5 Non-MBS 5 917.3 1,135.3 1,185.6 1,188.7 1,206.3 1,211.4 1,237.3 1,231.7 1,227.6 1,216.1 1,209.9 1,241.2
6 Other securities 834.4 893.6 900.1 915.9 928.4 937.0 937.4 945.7 949.7 949.6 959.6 972.0
7 Mortgage-backed securities (MBS) 6 79.7 83.4 83.6 83.8 83.5 84.3 83.6 82.9 82.9 84.0 84.6 85.3
8 Non-MBS 7 754.7 810.2 816.5 832.1 844.9 852.7 853.8 862.8 866.8 865.6 875.0 886.7
9 Loans and leases in bank credit 8 10,077.3 10,548.3 10,499.0 10,437.5 10,397.1 10,368.6 10,354.1 10,369.4 10,383.7 10,405.4 10,442.8 10,377.8
10 Commercial and industrial loans 2,359.6 2,812.1 2,756.3 2,696.6 2,649.1 2,617.2 2,582.1 2,602.4 2,616.2 2,626.0 2,649.7 2,613.0
11 Real estate loans 4,645.0 4,686.0 4,682.2 4,680.5 4,667.6 4,659.2 4,676.1 4,653.4 4,646.3 4,647.0 4,648.3 4,636.8
12 Residential real estate loans 2,297.3 2,288.2 2,279.7 2,274.6 2,256.8 2,244.4 2,252.7 2,237.8 2,231.0 2,231.3 2,232.1 2,221.9
13 Revolving home equity loans 317.5 299.0 295.2 291.4 287.7 284.1 280.9 275.8 274.6 273.4 272.2 270.2
14 Closed-end residential loans 9 1,979.8 1,989.3 1,984.5 1,983.2 1,969.1 1,960.3 1,971.8 1,962.0 1,956.4 1,957.8 1,959.9 1,951.7
15 Commercial real estate loans 2,347.6 2,397.7 2,402.5 2,405.9 2,410.8 2,414.8 2,423.4 2,415.7 2,415.3 2,415.8 2,416.3 2,414.9
16 Construction and land development loans 10 354.5 370.3 371.7 373.2 374.5 376.7 378.7 377.5 377.2 377.5 378.4 378.2
17 Secured by farmland 11 102.6 101.8 101.6 101.3 101.1 100.9 100.8 100.4 100.3 100.4 100.4 100.3
18 Secured by multifamily properties 12 404.5 416.3 417.7 418.4 420.0 419.7 421.8 417.6 417.2 417.0 417.0 416.2
19 Secured by nonfarm nonresidential properties 13 1,486.0 1,509.4 1,511.5 1,512.9 1,515.2 1,517.5 1,522.1 1,520.2 1,520.5 1,520.9 1,520.4 1,520.1
20 Consumer loans 1,601.8 1,516.4 1,516.6 1,518.8 1,520.5 1,522.5 1,521.5 1,525.0 1,526.0 1,531.9 1,535.1 1,534.8
21 Credit cards and other revolving plans 850.3 755.5 753.3 752.9 752.2 750.2 745.3 745.1 745.8 748.1 750.2 748.5
22 Other consumer loans 751.5 760.8 763.3 765.9 768.3 772.3 776.2 779.8 780.1 783.8 784.8 786.3
23 Automobile loans 14 454.6 458.8 459.9 461.5 462.7 464.8 467.1 468.7 468.7 469.8 469.6 470.5
24 All other consumer loans 15 296.9 302.0 303.4 304.4 305.6 307.4 309.2 311.1 311.4 314.0 315.2 315.8
25 All other loans and leases 1,471.0 1,533.9 1,543.9 1,541.6 1,560.0 1,569.7 1,574.5 1,588.5 1,595.2 1,600.4 1,609.7 1,593.2
26 Loans to nondepository financial institutions 16 582.9 626.2 636.1 638.8 644.7 653.9 668.3 673.1 677.1 680.5 683.3 679.2
27 All loans not elsewhere classified 17 888.1 907.6 907.8 902.8 915.3 915.8 906.2 915.5 918.1 919.9 926.4 914.0
28 LESS: Allowance for loan and lease losses 114.2 219.3 219.7 219.0 219.0 218.5 215.5 217.1 217.3 214.9 213.5 214.5
29 Cash assets 18 1,739.2 2,885.8 2,959.5 3,005.4 3,056.7 3,149.1 3,138.5 3,278.0 3,311.6 3,436.7 3,525.0 3,787.7
30 Total federal funds sold and reverse RPs 19 792.2 834.1 838.9 826.7 832.9 830.1 801.3 705.4 683.0 609.5 603.6 569.5
31 Loans to commercial banks 20 6.9 6.7 6.8 10.1 9.5 9.0 8.9 7.5 7.0 7.1 7.2 7.0
32 Other assets including trading assets 21 1,561.4 1,657.9 1,666.6 1,664.4 1,644.6 1,677.0 1,705.7 1,714.7 1,735.0 1,707.4 1,732.3 1,720.9
33 Total assets 17,927.5 20,081.3 20,176.6 20,230.5 20,331.6 20,487.2 20,547.3 20,673.1 20,730.7 20,789.6 20,942.4 21,142.3
 
Liabilities
34 Deposits 13,372.2 15,588.6 15,710.4 15,788.7 15,943.3 16,061.0 16,193.4 16,369.6 16,407.4 16,468.0 16,568.8 16,750.9
35 Large time deposits 1,843.8 1,664.6 1,612.7 1,578.2 1,552.3 1,530.8 1,507.0 1,495.7 1,494.6 1,487.0 1,478.0 1,485.9
36 Other deposits 11,528.4 13,923.9 14,097.7 14,210.6 14,391.0 14,530.2 14,686.4 14,873.9 14,912.8 14,981.0 15,090.9 15,265.0
37 Borrowings 1,975.1 1,785.9 1,754.6 1,748.3 1,732.3 1,715.4 1,682.2 1,733.0 1,753.2 1,768.6 1,790.6 1,777.0
38 Net due to related foreign offices -136.4 -12.4 3.1 -35.5 -59.8 -75.2 -122.0 -148.3 -153.3 -175.7 -154.4 -154.1
39 Other liabilities including trading liabilities 22 724.1 788.6 762.3 776.6 792.0 818.6 844.7 828.9 840.4 848.2 852.3 839.3
40 Total liabilities 15,935.0 18,150.7 18,230.4 18,278.0 18,407.8 18,519.7 18,598.4 18,783.2 18,847.8 18,909.1 19,057.4 19,213.2
41 Residual (Assets LESS Liabilities) 23 1,992.5 1,930.7 1,946.3 1,952.5 1,923.8 1,967.5 1,949.0 1,889.9 1,882.9 1,880.5 1,885.0 1,929.1
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 36.3 66.9 66.3 61.4 58.6 60.7 60.2 51.4 45.6 39.4 36.3 31.9
43 U.S. Treasury and agency securities, MBS 25 25.3 48.2 44.5 42.0 39.8 39.7 40.0 35.1 31.9 28.8 25.6 22.8

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 13,916.8 14,897.6 14,909.1 14,935.3 15,047.6 15,101.6 15,115.7 15,160.2 15,170.8 15,201.1 15,200.7 15,209.0
2 Securities in bank credit 2 3,867.8 4,357.1 4,418.7 4,511.2 4,655.3 4,693.2 4,767.2 4,820.6 4,830.1 4,845.4 4,846.5 4,882.7
3 Treasury and agency securities 3 3,035.2 3,465.1 3,516.4 3,588.9 3,717.0 3,750.8 3,829.6 3,877.6 3,884.5 3,901.3 3,893.6 3,922.7
4 Mortgage-backed securities (MBS) 4 2,111.8 2,329.6 2,329.7 2,392.6 2,491.3 2,529.1 2,587.2 2,639.6 2,651.2 2,677.0 2,670.0 2,679.5
5 Non-MBS 5 923.4 1,135.5 1,186.7 1,196.3 1,225.7 1,221.6 1,242.4 1,237.9 1,233.3 1,224.3 1,223.6 1,243.2
6 Other securities 832.6 892.0 902.3 922.3 938.3 942.4 937.6 943.1 945.6 944.1 952.9 960.0
7 Mortgage-backed securities (MBS) 6 79.7 83.7 83.4 83.4 82.5 83.1 82.4 82.9 82.9 83.8 84.7 85.5
8 Non-MBS 7 752.8 808.3 818.8 838.9 855.8 859.3 855.2 860.1 862.7 860.3 868.2 874.5
9 Loans and leases in bank credit 8 10,049.0 10,540.5 10,490.4 10,424.1 10,392.3 10,408.4 10,348.5 10,339.6 10,340.8 10,355.7 10,354.2 10,326.3
10 Commercial and industrial loans 2,352.3 2,806.6 2,744.2 2,679.8 2,635.6 2,606.8 2,564.0 2,593.6 2,605.9 2,609.9 2,610.1 2,607.8
11 Real estate loans 4,629.7 4,697.0 4,689.2 4,689.2 4,671.6 4,659.0 4,665.3 4,637.7 4,625.0 4,630.9 4,636.2 4,619.7
12 Residential real estate loans 2,285.9 2,299.1 2,286.4 2,282.6 2,261.6 2,245.9 2,247.5 2,226.6 2,215.6 2,221.4 2,225.4 2,208.7
13 Revolving home equity loans 316.7 299.2 295.7 291.3 286.9 283.3 279.6 274.8 273.9 272.7 271.6 270.2
14 Closed-end residential loans 9 1,969.3 1,999.9 1,990.7 1,991.3 1,974.7 1,962.6 1,967.9 1,951.8 1,941.6 1,948.7 1,953.7 1,938.5
15 Commercial real estate loans 2,343.7 2,397.9 2,402.8 2,406.6 2,410.0 2,413.1 2,417.8 2,411.1 2,409.5 2,409.5 2,410.8 2,411.0
16 Construction and land development loans 10 353.1 372.7 373.7 374.3 375.5 375.9 375.1 375.7 375.7 375.1 375.7 375.8
17 Secured by farmland 11 102.2 102.1 102.0 101.6 100.8 100.6 100.3 99.9 99.9 100.0 100.0 99.9
18 Secured by multifamily properties 12 403.4 415.7 417.5 419.2 420.4 419.6 420.1 416.4 416.2 416.1 416.4 415.8
19 Secured by nonfarm nonresidential properties 13 1,485.0 1,507.4 1,509.7 1,511.5 1,513.3 1,517.0 1,522.3 1,519.0 1,517.6 1,518.4 1,518.7 1,519.4
20 Consumer loans 1,601.7 1,515.5 1,519.4 1,519.7 1,526.4 1,550.9 1,537.7 1,525.0 1,523.8 1,522.1 1,518.0 1,513.7
21 Credit cards and other revolving plans 850.1 754.0 752.4 750.0 755.6 776.4 758.8 744.7 743.8 739.5 735.7 730.5
22 Other consumer loans 751.6 761.5 767.0 769.6 770.8 774.5 778.8 780.3 779.9 782.6 782.4 783.1
23 Automobile loans 14 454.1 459.5 461.5 463.5 463.9 465.5 468.1 468.4 468.1 468.8 468.2 468.8
24 All other consumer loans 15 297.5 302.0 305.5 306.1 306.9 309.0 310.8 312.0 311.8 313.8 314.1 314.3
25 All other loans and leases 1,465.3 1,521.4 1,537.6 1,535.4 1,558.7 1,591.6 1,581.6 1,583.2 1,586.1 1,592.8 1,589.8 1,585.2
26 Loans to nondepository financial institutions 16 577.6 622.5 636.8 642.2 647.8 662.2 668.0 668.2 670.5 676.3 669.6 667.3
27 All loans not elsewhere classified 17 887.7 898.9 900.8 893.2 910.9 929.4 913.6 915.0 915.6 916.5 920.2 917.9
28 LESS: Allowance for loan and lease losses 113.5 220.5 221.3 219.7 219.9 218.6 213.5 215.8 215.8 215.0 215.1 214.8
29 Cash assets 18 1,784.0 2,859.3 2,892.1 2,959.5 3,085.3 3,187.8 3,177.2 3,366.2 3,390.1 3,526.5 3,602.3 3,770.5
30 Total federal funds sold and reverse RPs 19 791.6 843.4 847.1 829.1 854.0 861.2 816.4 706.8 677.0 625.9 622.6 574.7
31 Loans to commercial banks 20 7.3 6.3 6.8 9.9 9.5 9.1 9.1 7.8 7.2 7.2 7.3 7.2
32 Other assets including trading assets 21 1,572.4 1,652.9 1,663.3 1,654.2 1,634.2 1,657.1 1,704.0 1,730.2 1,753.1 1,708.4 1,748.7 1,754.7
33 Total assets 17,958.5 20,039.0 20,097.0 20,168.3 20,410.8 20,598.1 20,609.0 20,755.4 20,782.3 20,854.2 20,966.6 21,101.3
 
Liabilities
34 Deposits 13,363.0 15,540.2 15,666.0 15,760.0 15,990.8 16,215.0 16,226.0 16,358.6 16,353.7 16,501.0 16,578.2 16,764.7
35 Large time deposits 1,857.0 1,664.9 1,599.3 1,557.4 1,534.6 1,514.6 1,511.6 1,505.6 1,507.6 1,496.8 1,485.6 1,486.0
36 Other deposits 11,505.9 13,875.2 14,066.6 14,202.6 14,456.1 14,700.4 14,714.3 14,852.9 14,846.1 15,004.2 15,092.6 15,278.7
37 Borrowings 1,985.7 1,798.4 1,741.2 1,735.5 1,734.6 1,701.3 1,687.2 1,738.4 1,744.7 1,750.9 1,755.5 1,740.6
38 Net due to related foreign offices -131.5 1.9 -4.1 -29.1 -49.2 -66.3 -124.0 -144.8 -147.1 -183.4 -157.1 -181.8
39 Other liabilities including trading liabilities 22 731.2 794.7 766.6 777.2 797.6 803.2 841.2 840.1 863.7 857.4 866.6 842.8
40 Total liabilities 15,948.3 18,135.2 18,169.8 18,243.6 18,473.7 18,653.3 18,630.4 18,792.3 18,815.0 18,925.8 19,043.2 19,166.3
41 Residual (Assets LESS Liabilities) 23 2,010.2 1,903.8 1,927.2 1,924.8 1,937.0 1,944.8 1,978.6 1,963.2 1,967.3 1,928.4 1,923.4 1,935.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 36.3 66.9 66.3 61.4 58.6 60.7 60.2 51.4 45.6 39.4 36.3 31.9
43 U.S. Treasury and agency securities, MBS 25 25.3 48.2 44.5 42.0 39.8 39.7 40.0 35.1 31.9 28.8 25.6 22.8

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 12,921.8 13,813.8 13,832.5 13,886.7 13,955.4 13,996.2 14,056.3 14,151.5 14,179.3 14,204.6 14,235.0 14,228.2
2 Securities in bank credit 2 3,600.0 4,100.3 4,150.9 4,245.3 4,343.8 4,408.4 4,484.7 4,557.1 4,574.0 4,582.4 4,586.2 4,632.3
3 Treasury and agency securities 3 2,858.6 3,303.8 3,349.5 3,427.7 3,514.5 3,569.3 3,645.6 3,712.3 3,724.3 3,733.1 3,726.4 3,758.9
4 Mortgage-backed securities (MBS) 4 2,075.0 2,296.5 2,298.3 2,360.8 2,429.7 2,476.4 2,530.9 2,587.6 2,600.4 2,622.3 2,622.8 2,627.7
5 Non-MBS 5 783.6 1,007.3 1,051.2 1,066.9 1,084.8 1,092.9 1,114.7 1,124.7 1,124.0 1,110.8 1,103.5 1,131.2
6 Other securities 741.3 796.5 801.4 817.6 829.3 839.2 839.1 844.8 849.7 849.3 859.9 873.4
7 Mortgage-backed securities (MBS) 6 78.1 81.5 81.7 81.7 81.2 82.0 81.3 80.6 80.6 81.6 82.3 83.1
8 Non-MBS 7 663.3 715.0 719.7 735.9 748.1 757.2 757.7 764.2 769.0 767.7 777.6 790.3
9 Loans and leases in bank credit 8 9,321.8 9,713.5 9,681.6 9,641.4 9,611.6 9,587.7 9,571.6 9,594.4 9,605.3 9,622.3 9,648.8 9,595.9
10 Commercial and industrial loans 1,971.5 2,360.8 2,318.7 2,276.8 2,240.1 2,211.6 2,180.6 2,207.8 2,218.6 2,226.9 2,241.1 2,213.3
11 Real estate loans 4,558.3 4,599.1 4,595.3 4,594.3 4,581.1 4,573.4 4,590.7 4,569.7 4,562.8 4,562.0 4,564.6 4,553.2
12 Residential real estate loans 2,296.0 2,286.8 2,278.3 2,273.5 2,255.8 2,243.6 2,252.0 2,237.1 2,230.3 2,230.5 2,231.3 2,221.1
13 Revolving home equity loans 317.1 298.4 294.7 291.0 287.4 284.0 280.9 275.8 274.7 273.5 272.2 270.1
14 Closed-end residential loans 9 1,978.9 1,988.4 1,983.6 1,982.4 1,968.4 1,959.6 1,971.1 1,961.3 1,955.6 1,957.1 1,959.1 1,951.0
15 Commercial real estate loans 2,262.3 2,312.3 2,316.9 2,320.8 2,325.3 2,329.8 2,338.7 2,332.6 2,332.5 2,331.4 2,333.3 2,332.1
16 Construction and land development loans 10 342.8 358.2 359.5 361.1 362.5 364.7 366.8 366.3 366.0 366.0 366.3 366.0
17 Secured by farmland 11 102.4 101.6 101.5 101.2 101.0 100.7 100.7 100.2 100.2 100.2 100.3 100.2
18 Secured by multifamily properties 12 394.4 405.2 406.4 406.9 408.3 408.2 410.0 405.6 405.2 405.1 405.4 404.7
19 Secured by nonfarm nonresidential properties 13 1,422.7 1,447.3 1,449.5 1,451.7 1,453.5 1,456.2 1,461.2 1,460.4 1,461.1 1,460.1 1,461.3 1,461.3
20 Consumer loans 1,598.4 1,513.0 1,513.1 1,515.2 1,516.9 1,518.8 1,517.6 1,521.2 1,522.2 1,528.2 1,531.3 1,531.1
21 Credit cards and other revolving plans 850.3 755.5 753.3 752.9 752.2 750.2 745.3 745.1 745.8 748.1 750.2 748.5
22 Other consumer loans 748.1 757.5 759.8 762.3 764.7 768.5 772.4 776.0 776.3 780.0 781.1 782.6
23 Automobile loans 14 454.6 458.8 459.9 461.5 462.7 464.8 467.1 468.7 468.7 469.8 469.6 470.5
24 All other consumer loans 15 293.5 298.7 299.9 300.8 301.9 303.7 305.3 307.3 307.6 310.2 311.5 312.1
25 All other loans and leases 1,193.6 1,240.6 1,254.6 1,255.1 1,273.5 1,283.9 1,282.6 1,295.8 1,301.6 1,305.2 1,311.8 1,298.3
26 Loans to nondepository financial institutions 16 467.4 494.6 506.0 510.1 518.2 526.0 536.6 542.3 546.3 547.1 546.6 541.8
27 All loans not elsewhere classified 17 726.2 746.0 748.6 744.9 755.3 757.9 746.1 753.4 755.4 758.2 765.2 756.5
28 LESS: Allowance for loan and lease losses 112.9 217.3 217.7 217.3 217.1 216.6 213.7 215.4 215.6 213.2 211.9 212.9
29 Cash assets 18 1,128.4 2,204.2 2,205.5 2,260.2 2,303.0 2,367.7 2,433.5 2,470.7 2,457.8 2,561.8 2,634.7 2,793.6
30 Total federal funds sold and reverse RPs 19 339.3 477.7 481.1 470.5 480.5 488.1 485.1 392.4 364.6 309.8 289.3 257.9
31 Loans to commercial banks 20 5.3 4.9 5.4 8.5 8.3 8.1 8.3 8.4 8.3 8.3 8.4 8.2
32 Other assets including trading assets 21 1,435.7 1,512.8 1,520.9 1,522.2 1,510.4 1,531.6 1,563.5 1,577.8 1,588.0 1,574.7 1,595.9 1,580.5
33 Total assets 15,717.6 17,796.1 17,827.8 17,930.8 18,040.5 18,175.1 18,332.9 18,385.5 18,382.4 18,446.1 18,551.3 18,655.5
 
Liabilities
34 Deposits 12,283.6 14,448.7 14,561.9 14,643.0 14,788.8 14,908.0 15,055.1 15,193.0 15,217.8 15,277.2 15,383.7 15,534.7
35 Large time deposits 1,064.1 895.7 857.5 836.5 819.1 800.0 782.9 765.0 760.1 757.4 754.6 750.4
36 Other deposits 11,219.5 13,553.0 13,704.4 13,806.6 13,969.7 14,108.0 14,272.3 14,428.0 14,457.6 14,519.8 14,629.1 14,784.3
37 Borrowings 1,053.2 927.1 890.7 862.3 845.5 828.0 794.5 781.7 779.2 794.8 798.1 781.7
38 Net due to related foreign offices -240.7 -146.2 -162.0 -168.3 -186.5 -180.9 -217.4 -227.1 -232.8 -245.0 -236.6 -231.6
39 Other liabilities including trading liabilities 22 615.8 657.8 630.8 650.1 664.3 682.8 710.7 699.0 700.1 726.1 725.5 709.5
40 Total liabilities 13,711.8 15,887.4 15,921.3 15,987.1 16,112.1 16,238.0 16,343.0 16,446.7 16,464.3 16,553.1 16,670.7 16,794.4
41 Residual (Assets LESS Liabilities) 23 2,005.7 1,908.7 1,906.5 1,943.7 1,928.3 1,937.1 1,989.9 1,938.9 1,918.1 1,893.0 1,880.6 1,861.2
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 34.5 64.0 63.5 58.7 56.1 58.2 57.8 49.4 43.8 37.8 34.8 30.5
43 U.S. Treasury and agency securities, MBS 25 23.4 45.3 41.7 39.3 37.3 37.2 37.6 33.2 30.2 27.2 24.1 21.4

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 12,894.3 13,789.0 13,823.3 13,885.2 13,996.7 14,052.1 14,065.3 14,121.6 14,134.7 14,168.5 14,173.2 14,186.2
2 Securities in bank credit 2 3,597.9 4,085.3 4,149.3 4,251.7 4,387.6 4,430.4 4,502.9 4,555.5 4,568.4 4,584.3 4,589.1 4,627.3
3 Treasury and agency securities 3 2,858.2 3,290.8 3,345.0 3,428.5 3,549.3 3,586.8 3,664.8 3,713.1 3,722.1 3,740.4 3,736.1 3,765.9
4 Mortgage-backed securities (MBS) 4 2,073.7 2,287.2 2,288.5 2,353.3 2,447.6 2,482.4 2,538.6 2,589.1 2,600.2 2,626.0 2,618.7 2,629.4
5 Non-MBS 5 784.5 1,003.6 1,056.5 1,075.2 1,101.7 1,104.4 1,126.2 1,123.9 1,121.9 1,114.3 1,117.3 1,136.4
6 Other securities 739.7 794.5 804.3 823.2 838.3 843.6 838.1 842.4 846.3 843.9 853.0 861.4
7 Mortgage-backed securities (MBS) 6 78.2 81.7 81.4 81.4 80.2 80.8 80.2 80.7 80.6 81.6 82.5 83.3
8 Non-MBS 7 661.5 712.8 722.9 741.8 758.0 762.8 757.9 761.7 765.6 762.3 770.5 778.2
9 Loans and leases in bank credit 8 9,296.5 9,703.7 9,674.0 9,633.5 9,609.1 9,621.7 9,562.3 9,566.1 9,566.3 9,584.3 9,584.1 9,559.0
10 Commercial and industrial loans 1,969.2 2,349.8 2,305.8 2,264.4 2,229.2 2,201.7 2,164.5 2,204.3 2,214.7 2,220.7 2,220.8 2,218.7
11 Real estate loans 4,542.5 4,610.6 4,603.3 4,603.6 4,585.5 4,572.3 4,579.5 4,553.1 4,540.7 4,545.9 4,552.2 4,535.9
12 Residential real estate loans 2,284.5 2,297.6 2,284.9 2,281.4 2,260.5 2,245.0 2,246.8 2,225.8 2,214.7 2,220.5 2,224.5 2,207.9
13 Revolving home equity loans 316.1 298.6 295.1 290.8 286.5 283.1 279.5 274.7 273.9 272.7 271.6 270.2
14 Closed-end residential loans 9 1,968.3 1,999.0 1,989.8 1,990.6 1,974.0 1,961.9 1,967.2 1,951.1 1,940.8 1,947.9 1,953.0 1,937.7
15 Commercial real estate loans 2,258.0 2,312.9 2,318.4 2,322.2 2,325.0 2,327.3 2,332.7 2,327.3 2,326.0 2,325.4 2,327.7 2,328.0
16 Construction and land development loans 10 340.8 360.4 361.8 362.3 363.5 363.7 362.9 363.7 363.6 363.0 363.7 363.9
17 Secured by farmland 11 102.0 101.9 101.8 101.5 100.7 100.4 100.2 99.8 99.8 99.9 99.9 99.8
18 Secured by multifamily properties 12 393.4 404.8 406.5 407.9 408.8 408.2 408.4 404.5 404.1 404.1 404.5 404.0
19 Secured by nonfarm nonresidential properties 13 1,421.8 1,445.8 1,448.3 1,450.5 1,452.0 1,455.1 1,461.3 1,459.4 1,458.4 1,458.4 1,459.6 1,460.4
20 Consumer loans 1,598.4 1,512.1 1,515.9 1,516.0 1,522.8 1,547.2 1,533.9 1,521.3 1,520.1 1,518.4 1,514.4 1,510.1
21 Credit cards and other revolving plans 850.1 754.0 752.4 750.0 755.6 776.4 758.8 744.7 743.8 739.5 735.7 730.5
22 Other consumer loans 748.3 758.1 763.4 765.9 767.1 770.8 775.0 776.6 776.3 778.9 778.7 779.6
23 Automobile loans 14 454.1 459.5 461.5 463.5 463.9 465.5 468.1 468.4 468.1 468.8 468.2 468.8
24 All other consumer loans 15 294.3 298.7 301.9 302.4 303.3 305.3 307.0 308.3 308.2 310.1 310.5 310.7
25 All other loans and leases 1,186.4 1,231.2 1,249.0 1,249.5 1,271.7 1,300.5 1,284.4 1,287.3 1,290.7 1,299.2 1,296.7 1,294.2
26 Loans to nondepository financial institutions 16 461.8 490.3 504.8 509.9 518.1 530.5 532.9 535.9 539.4 545.3 538.7 536.2
27 All loans not elsewhere classified 17 724.5 740.9 744.2 739.6 753.6 770.0 751.5 751.4 751.3 753.9 758.0 758.1
28 LESS: Allowance for loan and lease losses 112.3 218.4 219.3 217.9 218.1 216.9 211.7 214.1 214.2 213.4 213.6 213.2
29 Cash assets 18 1,135.4 2,167.8 2,174.1 2,219.6 2,332.5 2,451.8 2,412.4 2,495.4 2,487.2 2,621.4 2,687.1 2,869.0
30 Total federal funds sold and reverse RPs 19 324.6 493.4 507.3 473.3 484.7 514.5 481.3 376.0 349.2 312.4 293.9 256.1
31 Loans to commercial banks 20 5.3 4.8 5.5 8.4 8.3 8.3 8.5 8.4 8.3 8.3 8.3 8.4
32 Other assets including trading assets 21 1,445.7 1,506.7 1,518.3 1,514.0 1,498.5 1,517.5 1,562.6 1,592.1 1,600.1 1,578.1 1,608.5 1,615.6
33 Total assets 15,693.1 17,743.2 17,809.3 17,882.5 18,102.6 18,327.3 18,318.5 18,379.3 18,365.3 18,475.3 18,557.5 18,722.1
 
Liabilities
34 Deposits 12,261.7 14,393.0 14,528.5 14,626.4 14,842.9 15,065.8 15,067.4 15,167.9 15,150.1 15,296.0 15,377.2 15,559.6
35 Large time deposits 1,068.6 891.6 849.8 826.5 808.7 795.0 781.7 767.8 763.4 762.9 759.0 756.4
36 Other deposits 11,193.1 13,501.4 13,678.7 13,799.9 14,034.2 14,270.8 14,285.6 14,400.1 14,386.6 14,533.1 14,618.2 14,803.2
37 Borrowings 1,058.7 923.4 884.2 852.9 834.9 819.8 790.6 783.8 778.5 782.0 779.6 773.2
38 Net due to related foreign offices -248.7 -131.8 -160.0 -166.1 -174.9 -171.0 -219.2 -235.3 -235.5 -256.1 -247.4 -251.7
39 Other liabilities including trading liabilities 22 620.2 663.7 636.5 651.6 669.6 675.0 708.4 706.8 712.1 732.2 731.7 713.1
40 Total liabilities 13,691.9 15,848.3 15,889.2 15,964.9 16,172.6 16,389.6 16,347.1 16,423.3 16,405.1 16,554.0 16,641.2 16,794.3
41 Residual (Assets LESS Liabilities) 23 2,001.2 1,894.9 1,920.1 1,917.7 1,930.0 1,937.7 1,971.3 1,956.1 1,960.2 1,921.3 1,916.3 1,927.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 34.5 64.0 63.5 58.7 56.1 58.2 57.8 49.4 43.8 37.8 34.8 30.5
43 U.S. Treasury and agency securities, MBS 25 23.4 45.3 41.7 39.3 37.3 37.2 37.6 33.2 30.2 27.2 24.1 21.4

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 8,224.5 8,696.8 8,695.7 8,724.7 8,794.1 8,818.8 8,858.7 8,886.5 8,892.4 8,910.5 8,933.6 8,916.0
2 Securities in bank credit 2 2,663.0 3,062.4 3,097.6 3,170.4 3,247.0 3,288.9 3,346.0 3,388.5 3,397.7 3,400.6 3,399.1 3,427.1
3 Treasury and agency securities 3 2,169.9 2,562.8 2,597.5 2,662.8 2,734.0 2,776.6 2,843.7 2,887.6 2,894.6 2,899.2 2,890.4 2,908.6
4 Mortgage-backed securities (MBS) 4 1,544.0 1,724.5 1,716.1 1,766.2 1,822.4 1,852.7 1,894.0 1,938.1 1,948.5 1,966.6 1,967.3 1,959.7
5 Non-MBS 5 625.9 838.2 881.5 896.6 911.6 924.0 949.7 949.4 946.1 932.6 923.1 948.9
6 Other securities 493.1 499.6 500.1 507.6 513.0 512.3 502.3 501.0 503.2 501.4 508.7 518.5
7 Mortgage-backed securities (MBS) 6 60.6 61.5 60.9 60.4 59.5 59.9 58.8 57.7 57.3 58.1 58.0 57.9
8 Non-MBS 7 432.5 438.1 439.2 447.2 453.4 452.4 443.5 443.3 445.9 443.2 450.7 460.6
9 Loans and leases in bank credit 8 5,561.5 5,634.4 5,598.0 5,554.3 5,547.0 5,529.9 5,512.7 5,497.9 5,494.7 5,509.9 5,534.5 5,488.9
10 Commercial and industrial loans 1,311.9 1,426.9 1,391.8 1,353.6 1,337.0 1,325.2 1,311.0 1,310.4 1,313.6 1,319.2 1,336.1 1,314.0
11 Real estate loans 2,236.9 2,235.5 2,224.8 2,218.8 2,203.0 2,191.5 2,199.5 2,181.1 2,172.3 2,172.7 2,174.6 2,159.6
12 Residential real estate loans 1,480.4 1,472.1 1,464.2 1,459.8 1,444.8 1,434.1 1,440.8 1,425.8 1,418.0 1,419.8 1,421.6 1,407.7
13 Revolving home equity loans 210.0 195.5 192.7 189.8 186.9 184.1 181.8 178.0 177.1 176.2 175.2 173.7
14 Closed-end residential loans 9 1,270.4 1,276.6 1,271.5 1,270.0 1,257.9 1,250.0 1,258.9 1,247.9 1,240.9 1,243.6 1,246.4 1,234.0
15 Commercial real estate loans 756.5 763.4 760.7 759.0 758.2 757.5 758.7 755.3 754.3 753.0 753.1 751.9
16 Construction and land development loans 10 108.6 116.8 117.7 118.7 119.4 120.4 121.6 121.6 121.4 121.7 121.7 121.8
17 Secured by farmland 11 7.7 7.2 7.1 6.9 6.8 6.8 6.7 6.6 6.5 6.5 6.5 6.4
18 Secured by multifamily properties 12 174.9 177.8 177.4 177.0 177.7 177.4 178.1 176.1 175.8 174.9 175.3 174.4
19 Secured by nonfarm nonresidential properties 13 465.2 461.6 458.5 456.4 454.2 452.9 452.3 450.9 450.6 449.8 449.6 449.2
20 Consumer loans 1,131.4 1,069.5 1,069.1 1,070.9 1,071.9 1,072.5 1,073.1 1,073.0 1,072.8 1,076.6 1,077.5 1,077.4
21 Credit cards and other revolving plans 608.2 538.9 537.5 537.8 537.4 535.9 533.7 532.8 533.0 534.1 536.8 536.0
22 Other consumer loans 523.2 530.5 531.6 533.1 534.5 536.5 539.4 540.2 539.7 542.4 540.7 541.4
23 Automobile loans 14 383.6 388.5 389.7 391.3 392.9 394.8 397.0 398.4 398.2 399.4 398.8 399.7
24 All other consumer loans 15 139.6 142.1 141.9 141.8 141.7 141.7 142.4 141.8 141.6 143.1 141.8 141.7
25 All other loans and leases 881.4 902.6 912.3 911.0 935.1 940.7 929.2 933.5 936.0 941.4 946.4 937.9
26 Loans to nondepository financial institutions 16 390.1 403.3 411.3 411.8 419.4 424.6 432.7 435.1 437.6 438.2 440.1 438.7
27 All loans not elsewhere classified 17 491.2 499.3 501.0 499.2 515.7 516.1 496.5 498.4 498.5 503.2 506.3 499.1
28 LESS: Allowance for loan and lease losses 70.8 140.2 141.6 144.3 143.6 143.4 135.4 137.7 137.9 136.0 135.0 135.7
29 Cash assets 18 801.1 1,613.4 1,594.1 1,633.9 1,658.4 1,701.7 1,709.5 1,754.2 1,759.5 1,853.8 1,929.4 2,026.9
30 Total federal funds sold and reverse RPs 19 276.8 422.3 426.3 394.1 406.1 410.5 405.2 324.2 300.4 249.3 226.2 201.7
31 Loans to commercial banks 20 4.6 4.1 4.7 7.8 7.6 7.5 7.7 7.7 7.6 7.7 7.7 7.6
32 Other assets including trading assets 21 1,063.8 1,116.9 1,125.0 1,126.5 1,120.2 1,137.6 1,167.9 1,184.6 1,192.3 1,183.6 1,200.3 1,183.7
33 Total assets 10,300.0 11,713.3 11,704.2 11,742.7 11,842.7 11,932.8 12,013.6 12,019.5 12,014.3 12,069.0 12,162.2 12,200.2
 
Liabilities
34 Deposits 8,009.9 9,512.3 9,580.6 9,616.5 9,720.6 9,797.7 9,874.0 9,948.3 9,967.0 10,001.3 10,091.8 10,173.4
35 Large time deposits 504.5 373.9 347.9 334.4 322.8 310.2 298.4 288.7 285.7 286.4 285.4 283.3
36 Other deposits 7,505.4 9,138.5 9,232.7 9,282.1 9,397.8 9,487.5 9,575.5 9,659.6 9,681.3 9,714.8 9,806.5 9,890.1
37 Borrowings 714.4 593.8 568.7 544.8 541.9 536.7 515.4 504.7 501.9 514.2 515.5 502.7
38 Net due to related foreign offices -265.7 -157.4 -184.5 -192.7 -196.3 -187.0 -245.1 -254.8 -253.9 -269.7 -258.1 -266.6
39 Other liabilities including trading liabilities 22 524.5 550.4 523.3 539.3 556.7 574.8 597.9 590.4 589.7 619.5 617.2 603.0
40 Total liabilities 8,983.1 10,499.2 10,488.2 10,508.0 10,622.9 10,722.1 10,742.2 10,788.6 10,804.6 10,865.3 10,966.4 11,012.5
41 Residual (Assets LESS Liabilities) 23 1,316.8 1,214.1 1,216.0 1,234.7 1,219.8 1,210.8 1,271.5 1,231.0 1,209.7 1,203.7 1,195.8 1,187.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 25.8 47.3 47.4 43.4 42.2 43.1 42.1 35.7 30.0 28.1 25.7 21.9
43 U.S. Treasury and agency securities, MBS 25 18.5 34.9 32.0 30.4 29.3 28.7 28.7 25.2 21.9 22.0 19.3 16.9

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 8,211.4 8,687.3 8,692.6 8,727.3 8,831.9 8,857.0 8,866.9 8,872.9 8,865.7 8,881.7 8,885.5 8,879.3
2 Securities in bank credit 2 2,657.4 3,060.7 3,105.5 3,182.6 3,291.1 3,302.6 3,353.5 3,382.7 3,391.0 3,397.8 3,395.4 3,413.7
3 Treasury and agency securities 3 2,166.2 2,561.4 2,602.5 2,669.8 2,771.7 2,787.3 2,852.5 2,883.8 2,890.5 2,900.1 2,892.0 2,904.8
4 Mortgage-backed securities (MBS) 4 1,540.8 1,720.9 1,712.2 1,764.2 1,842.0 1,857.7 1,899.2 1,936.8 1,946.9 1,965.3 1,956.7 1,953.2
5 Non-MBS 5 625.4 840.5 890.3 905.6 929.7 929.6 953.2 946.9 943.6 934.9 935.3 951.7
6 Other securities 491.2 499.4 502.9 512.8 519.4 515.4 501.0 499.0 500.5 497.7 503.4 508.9
7 Mortgage-backed securities (MBS) 6 60.1 61.8 60.9 60.3 58.8 58.9 57.5 57.2 56.6 57.8 57.9 58.0
8 Non-MBS 7 431.1 437.6 442.1 452.5 460.6 456.4 443.5 441.8 443.9 439.9 445.5 450.9
9 Loans and leases in bank credit 8 5,554.0 5,626.6 5,587.1 5,544.7 5,540.8 5,554.4 5,513.5 5,490.2 5,474.7 5,483.8 5,490.1 5,465.6
10 Commercial and industrial loans 1,309.8 1,419.0 1,380.9 1,344.3 1,329.7 1,320.2 1,298.6 1,307.7 1,309.5 1,311.5 1,315.7 1,314.0
11 Real estate loans 2,227.7 2,245.5 2,230.7 2,226.0 2,209.3 2,192.5 2,194.7 2,171.7 2,156.0 2,159.9 2,166.6 2,147.1
12 Residential real estate loans 1,473.6 1,481.9 1,468.7 1,465.5 1,449.1 1,435.0 1,438.5 1,419.4 1,405.6 1,410.2 1,415.8 1,397.3
13 Revolving home equity loans 209.4 195.9 193.0 189.5 186.3 183.3 180.7 177.2 176.6 175.6 174.9 173.8
14 Closed-end residential loans 9 1,264.2 1,286.0 1,275.7 1,276.1 1,262.8 1,251.6 1,257.8 1,242.2 1,229.0 1,234.6 1,240.9 1,223.5
15 Commercial real estate loans 754.1 763.6 762.0 760.5 760.2 757.6 756.1 752.3 750.4 749.7 750.8 749.9
16 Construction and land development loans 10 107.6 117.9 119.1 119.8 120.2 119.9 119.9 120.1 120.0 120.3 120.5 120.8
17 Secured by farmland 11 7.7 7.2 7.1 6.9 6.8 6.7 6.7 6.6 6.6 6.5 6.5 6.5
18 Secured by multifamily properties 12 174.0 177.7 177.9 177.9 178.9 178.0 177.1 175.3 174.8 174.1 174.9 173.9
19 Secured by nonfarm nonresidential properties 13 464.7 460.9 458.0 456.0 454.3 452.9 452.4 450.4 449.0 448.7 449.0 448.6
20 Consumer loans 1,130.8 1,069.7 1,070.6 1,071.2 1,075.5 1,091.5 1,083.1 1,072.3 1,070.3 1,069.4 1,066.2 1,062.4
21 Credit cards and other revolving plans 608.4 538.0 536.7 535.9 539.6 554.3 543.2 532.9 531.5 528.4 527.2 522.9
22 Other consumer loans 522.4 531.7 533.8 535.4 535.9 537.2 539.9 539.4 538.8 541.0 539.0 539.5
23 Automobile loans 14 383.5 389.0 391.0 392.9 393.7 395.6 398.2 398.4 398.0 398.8 398.0 398.5
24 All other consumer loans 15 138.9 142.7 142.8 142.4 142.2 141.6 141.7 141.1 140.8 142.2 140.9 141.0
25 All other loans and leases 885.8 892.5 905.0 903.1 926.4 950.1 937.1 938.4 938.9 943.1 941.7 942.1
26 Loans to nondepository financial institutions 16 391.5 397.6 408.3 410.4 417.5 429.1 434.6 436.6 438.3 439.6 437.5 437.4
27 All loans not elsewhere classified 17 494.3 494.9 496.8 492.7 508.8 521.0 502.4 501.8 500.6 503.4 504.2 504.7
28 LESS: Allowance for loan and lease losses 70.1 141.2 143.0 146.1 145.8 144.4 134.2 136.2 136.2 135.2 135.4 135.1
29 Cash assets 18 799.4 1,589.7 1,575.8 1,603.8 1,671.7 1,762.2 1,689.8 1,754.4 1,753.9 1,863.5 1,929.4 2,060.3
30 Total federal funds sold and reverse RPs 19 263.6 430.4 447.9 414.0 413.5 441.9 406.3 309.3 287.9 251.8 233.0 199.5
31 Loans to commercial banks 20 4.6 4.1 4.8 7.7 7.6 7.7 7.8 7.8 7.7 7.7 7.7 7.7
32 Other assets including trading assets 21 1,073.5 1,109.7 1,120.5 1,117.1 1,106.0 1,124.1 1,169.1 1,198.9 1,205.4 1,190.2 1,214.2 1,218.4
33 Total assets 10,282.4 11,680.0 11,698.6 11,723.7 11,884.9 12,048.5 12,005.8 12,007.1 11,984.3 12,059.6 12,134.4 12,230.1
 
Liabilities
34 Deposits 7,988.7 9,475.3 9,557.4 9,609.9 9,753.7 9,915.9 9,883.1 9,919.3 9,895.1 9,991.6 10,064.0 10,182.1
35 Large time deposits 510.5 369.1 340.4 327.0 316.5 308.4 299.8 291.9 289.1 290.9 288.0 287.1
36 Other deposits 7,478.1 9,106.2 9,217.0 9,282.9 9,437.2 9,607.5 9,583.3 9,627.4 9,605.9 9,700.8 9,775.9 9,895.1
37 Borrowings 717.8 594.3 568.9 545.1 538.9 530.6 511.6 505.6 501.3 506.5 504.1 496.0
38 Net due to related foreign offices -268.1 -153.4 -181.4 -189.3 -193.2 -190.5 -246.6 -257.3 -255.9 -275.0 -262.4 -271.0
39 Other liabilities including trading liabilities 22 529.4 554.3 525.2 538.8 558.6 565.7 599.7 599.0 600.6 627.1 625.2 609.3
40 Total liabilities 8,967.7 10,470.5 10,470.0 10,504.5 10,658.0 10,821.8 10,747.8 10,766.6 10,741.0 10,850.2 10,930.8 11,016.4
41 Residual (Assets LESS Liabilities) 23 1,314.7 1,209.5 1,228.6 1,219.2 1,226.9 1,226.7 1,258.0 1,240.5 1,243.4 1,209.4 1,203.6 1,213.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 25.8 47.3 47.4 43.4 42.2 43.1 42.1 35.7 30.0 28.1 25.7 21.9
43 U.S. Treasury and agency securities, MBS 25 18.5 34.9 32.0 30.4 29.3 28.7 28.7 25.2 21.9 22.0 19.3 16.9

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 4,697.3 5,117.0 5,136.8 5,162.0 5,161.4 5,177.3 5,197.6 5,265.1 5,286.9 5,294.1 5,301.4 5,312.2
2 Securities in bank credit 2 937.0 1,037.9 1,053.2 1,074.9 1,096.8 1,119.5 1,138.7 1,168.6 1,176.3 1,181.8 1,187.2 1,205.2
3 Treasury and agency securities 3 688.7 741.0 752.0 764.9 780.5 792.6 802.0 824.7 829.8 833.9 836.0 850.3
4 Mortgage-backed securities (MBS) 4 531.0 572.0 582.3 594.6 607.3 623.7 636.9 649.4 651.8 655.7 655.5 668.0
5 Non-MBS 5 157.7 169.0 169.7 170.2 173.2 168.9 165.0 175.3 177.9 178.2 180.4 182.3
6 Other securities 248.3 296.9 301.3 310.0 316.3 326.9 336.8 343.9 346.5 348.0 351.2 354.9
7 Mortgage-backed securities (MBS) 6 17.5 20.0 20.8 21.3 21.7 22.1 22.5 23.0 23.4 23.5 24.3 25.2
8 Non-MBS 7 230.8 276.9 280.5 288.8 294.7 304.8 314.2 320.9 323.2 324.5 326.9 329.7
9 Loans and leases in bank credit 8 3,760.3 4,079.0 4,083.6 4,087.1 4,064.5 4,057.8 4,058.9 4,096.5 4,110.6 4,112.3 4,114.2 4,107.0
10 Commercial and industrial loans 659.6 933.9 926.9 923.2 903.1 886.5 869.6 897.4 905.1 907.7 905.0 899.3
11 Real estate loans 2,321.4 2,363.6 2,370.4 2,375.5 2,378.1 2,381.9 2,391.2 2,388.6 2,390.5 2,389.2 2,389.9 2,393.6
12 Residential real estate loans 815.6 814.7 814.2 813.7 811.0 809.5 811.2 811.3 812.3 810.8 809.7 813.4
13 Revolving home equity loans 107.0 102.9 102.1 101.3 100.5 99.9 99.0 97.9 97.6 97.3 97.0 96.4
14 Closed-end residential loans 9 708.6 711.8 712.1 712.4 710.5 709.6 712.2 713.5 714.7 713.5 712.8 717.0
15 Commercial real estate loans 1,505.8 1,548.9 1,556.2 1,561.8 1,567.1 1,572.3 1,580.0 1,577.3 1,578.2 1,578.5 1,580.2 1,580.2
16 Construction and land development loans 10 234.1 241.4 241.9 242.4 243.1 244.3 245.3 244.7 244.5 244.3 244.6 244.1
17 Secured by farmland 11 94.7 94.5 94.4 94.3 94.1 93.9 93.9 93.7 93.7 93.7 93.8 93.8
18 Secured by multifamily properties 12 219.5 227.3 229.0 229.9 230.6 230.8 231.9 229.4 229.4 230.1 230.1 230.2
19 Secured by nonfarm nonresidential properties 13 957.5 985.7 990.9 995.3 999.3 1,003.3 1,008.9 1,009.5 1,010.5 1,010.3 1,011.7 1,012.1
20 Consumer loans 467.0 443.6 444.0 444.3 445.0 446.3 444.6 448.2 449.4 451.6 453.9 453.7
21 Credit cards and other revolving plans 242.1 216.6 215.8 215.1 214.8 214.3 211.6 212.4 212.8 214.0 213.4 212.5
22 Other consumer loans 224.9 226.9 228.2 229.2 230.1 232.0 233.0 235.8 236.6 237.6 240.4 241.2
23 Automobile loans 14 70.9 70.3 70.2 70.2 69.9 70.0 70.0 70.4 70.5 70.4 70.8 70.8
24 All other consumer loans 15 154.0 156.6 158.0 159.0 160.2 162.0 162.9 165.5 166.1 167.1 169.7 170.3
25 All other loans and leases 312.2 338.0 342.2 344.0 338.4 343.2 353.5 362.2 365.6 363.8 365.4 360.4
26 Loans to nondepository financial institutions 16 77.3 91.4 94.6 98.3 98.8 101.4 103.9 107.2 108.7 108.9 106.5 103.1
27 All loans not elsewhere classified 17 235.0 246.6 247.6 245.7 239.6 241.8 249.6 255.0 256.9 254.9 258.9 257.3
28 LESS: Allowance for loan and lease losses 42.1 77.1 76.1 72.9 73.4 73.2 78.3 77.7 77.7 77.3 76.9 77.2
29 Cash assets 18 327.2 590.8 611.4 626.3 644.6 666.0 724.0 716.5 698.4 708.0 705.3 766.6
30 Total federal funds sold and reverse RPs 19 62.4 55.5 54.8 76.4 74.5 77.6 79.8 68.3 64.2 60.5 63.1 56.2
31 Loans to commercial banks 20 0.8 0.8 0.7 0.6 0.7 0.6 0.6 0.7 0.7 0.7 0.7 0.7
32 Other assets including trading assets 21 371.9 395.9 396.0 395.7 390.2 394.0 395.5 393.2 395.7 391.1 395.6 396.8
33 Total assets 5,417.6 6,082.8 6,123.6 6,188.1 6,197.8 6,242.2 6,319.2 6,366.0 6,368.1 6,377.1 6,389.2 6,455.3
 
Liabilities
34 Deposits 4,273.7 4,936.3 4,981.3 5,026.5 5,068.1 5,110.4 5,181.1 5,244.7 5,250.8 5,275.9 5,291.9 5,361.3
35 Large time deposits 559.6 521.8 509.6 502.1 496.3 489.8 484.4 476.3 474.4 470.9 469.3 467.1
36 Other deposits 3,714.1 4,414.5 4,471.6 4,524.4 4,571.9 4,620.5 4,696.7 4,768.4 4,776.4 4,805.0 4,822.6 4,894.2
37 Borrowings 338.8 333.3 322.0 317.5 303.7 291.3 279.1 277.1 277.2 280.6 282.6 279.0
38 Net due to related foreign offices 25.0 11.2 22.4 24.3 9.8 6.1 27.7 27.7 21.2 24.7 21.6 35.1
39 Other liabilities including trading liabilities 22 91.2 107.4 107.4 110.8 107.7 108.1 112.9 108.6 110.4 106.7 108.3 106.5
40 Total liabilities 4,728.7 5,388.2 5,433.1 5,479.2 5,489.2 5,515.9 5,600.8 5,658.1 5,659.7 5,687.8 5,704.4 5,781.9
41 Residual (Assets LESS Liabilities) 23 688.9 694.6 690.6 708.9 708.6 726.3 718.4 707.9 708.4 689.3 684.8 673.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 8.6 16.6 16.1 15.3 14.0 15.1 15.7 13.7 13.8 9.7 9.1 8.6
43 U.S. Treasury and agency securities, MBS 25 4.9 10.4 9.7 8.9 7.9 8.5 9.0 8.0 8.2 5.2 4.8 4.5

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 4,682.9 5,101.7 5,130.7 5,157.9 5,164.8 5,195.1 5,198.3 5,248.7 5,269.0 5,286.9 5,287.7 5,306.9
2 Securities in bank credit 2 940.5 1,024.6 1,043.9 1,069.1 1,096.5 1,127.7 1,149.5 1,172.8 1,177.4 1,186.4 1,193.6 1,213.6
3 Treasury and agency securities 3 692.0 729.4 742.4 758.8 777.7 799.5 812.3 829.3 831.7 840.2 844.0 861.0
4 Mortgage-backed securities (MBS) 4 532.9 566.3 576.3 589.1 605.6 624.8 639.4 652.3 653.3 660.7 662.0 676.3
5 Non-MBS 5 159.1 163.2 166.2 169.7 172.0 174.8 173.0 177.0 178.4 179.5 182.0 184.8
6 Other securities 248.5 295.1 301.4 310.3 318.9 328.2 337.1 343.5 345.8 346.2 349.6 352.6
7 Mortgage-backed securities (MBS) 6 18.1 19.9 20.5 21.1 21.4 21.9 22.7 23.5 24.0 23.8 24.6 25.3
8 Non-MBS 7 230.4 275.2 280.9 289.3 297.4 306.3 314.4 319.9 321.8 322.4 325.0 327.3
9 Loans and leases in bank credit 8 3,742.5 4,077.1 4,086.8 4,088.8 4,068.3 4,067.3 4,048.9 4,075.9 4,091.6 4,100.4 4,094.0 4,093.3
10 Commercial and industrial loans 659.4 930.8 924.9 920.1 899.5 881.4 865.9 896.5 905.2 909.3 905.1 904.7
11 Real estate loans 2,314.8 2,365.1 2,372.7 2,377.5 2,376.2 2,379.8 2,384.8 2,381.4 2,384.7 2,386.0 2,385.7 2,388.8
12 Residential real estate loans 810.9 815.7 816.3 815.8 811.5 810.1 808.2 806.4 809.1 810.3 808.8 810.6
13 Revolving home equity loans 106.8 102.7 102.1 101.3 100.3 99.8 98.8 97.5 97.3 97.0 96.7 96.4
14 Closed-end residential loans 9 704.1 713.0 714.2 714.5 711.2 710.3 709.4 708.9 711.8 713.3 712.1 714.2
15 Commercial real estate loans 1,503.9 1,549.4 1,556.4 1,561.7 1,564.8 1,569.7 1,576.6 1,575.0 1,575.6 1,575.7 1,576.9 1,578.2
16 Construction and land development loans 10 233.2 242.5 242.7 242.6 243.3 243.8 243.0 243.6 243.6 242.7 243.2 243.1
17 Secured by farmland 11 94.3 94.8 94.8 94.6 93.9 93.7 93.4 93.2 93.3 93.3 93.4 93.3
18 Secured by multifamily properties 12 219.4 227.2 228.6 230.0 229.9 230.1 231.3 229.2 229.3 229.9 229.7 230.0
19 Secured by nonfarm nonresidential properties 13 957.1 984.9 990.4 994.5 997.6 1,002.1 1,008.8 1,009.0 1,009.4 1,009.7 1,010.6 1,011.7
20 Consumer loans 467.7 442.5 445.3 444.7 447.3 455.7 450.7 449.0 449.9 449.1 448.2 447.7
21 Credit cards and other revolving plans 241.8 216.0 215.7 214.2 216.1 222.1 215.6 211.8 212.3 211.2 208.5 207.6
22 Other consumer loans 225.9 226.5 229.6 230.5 231.2 233.6 235.1 237.2 237.5 237.9 239.8 240.1
23 Automobile loans 14 70.6 70.5 70.5 70.6 70.1 69.9 69.9 70.0 70.1 70.0 70.2 70.3
24 All other consumer loans 15 155.3 156.0 159.1 160.0 161.1 163.7 165.2 167.2 167.4 167.9 169.6 169.8
25 All other loans and leases 300.6 338.7 343.9 346.4 345.3 350.4 347.4 348.9 351.8 356.1 355.0 352.1
26 Loans to nondepository financial institutions 16 70.3 92.7 96.5 99.5 100.6 101.4 98.3 99.3 101.1 105.6 101.3 98.8
27 All loans not elsewhere classified 17 230.2 246.0 247.4 246.9 244.7 249.0 249.1 249.6 250.7 250.5 253.7 253.4
28 LESS: Allowance for loan and lease losses 42.2 77.2 76.2 71.8 72.3 72.4 77.6 77.9 78.0 78.2 78.1 78.1
29 Cash assets 18 336.1 578.1 598.3 615.8 660.8 689.6 722.7 741.0 733.3 757.9 757.7 808.6
30 Total federal funds sold and reverse RPs 19 61.0 63.0 59.4 59.3 71.2 72.6 75.0 66.6 61.3 60.6 60.9 56.7
31 Loans to commercial banks 20 0.8 0.7 0.7 0.7 0.7 0.6 0.7 0.7 0.6 0.6 0.6 0.6
32 Other assets including trading assets 21 372.1 397.0 397.9 396.9 392.5 393.4 393.5 393.2 394.7 387.9 394.4 397.2
33 Total assets 5,410.7 6,063.2 6,110.7 6,158.8 6,217.8 6,278.8 6,312.7 6,372.2 6,381.0 6,415.7 6,423.1 6,492.0
 
Liabilities
34 Deposits 4,273.0 4,917.7 4,971.2 5,016.5 5,089.2 5,150.0 5,184.2 5,248.6 5,255.0 5,304.4 5,313.2 5,377.5
35 Large time deposits 558.1 522.6 509.5 499.5 492.2 486.6 481.9 475.9 474.3 472.0 470.9 469.3
36 Other deposits 3,714.9 4,395.2 4,461.7 4,517.1 4,597.0 4,663.4 4,702.3 4,772.7 4,780.7 4,832.4 4,842.2 4,908.1
37 Borrowings 341.0 329.1 315.4 307.8 296.1 289.2 279.0 278.2 277.2 275.4 275.5 277.3
38 Net due to related foreign offices 19.4 21.6 21.4 23.2 18.4 19.4 27.4 22.0 20.4 18.9 15.1 19.3
39 Other liabilities including trading liabilities 22 90.8 109.3 111.3 112.8 111.1 109.3 108.7 107.8 111.5 105.1 106.6 103.8
40 Total liabilities 4,724.2 5,377.8 5,419.2 5,460.3 5,514.7 5,567.8 5,599.3 5,656.6 5,664.1 5,703.8 5,710.3 5,777.8
41 Residual (Assets LESS Liabilities) 23 686.6 685.4 691.5 698.5 703.1 711.0 713.4 715.6 716.9 711.9 712.8 714.1
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 8.6 16.6 16.1 15.3 14.0 15.1 15.7 13.7 13.8 9.7 9.1 8.6
43 U.S. Treasury and agency securities, MBS 25 4.9 10.4 9.7 8.9 7.9 8.5 9.0 8.0 8.2 5.2 4.8 4.5

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 1,020.1 1,102.4 1,092.0 1,056.2 1,051.4 1,044.4 1,052.0 1,033.2 1,032.3 1,039.2 1,052.7 1,043.6
2 Securities in bank credit 2 264.6 267.6 274.7 260.0 265.9 263.5 269.5 258.2 253.9 256.1 258.7 261.7
3 Treasury and agency securities 3 171.5 170.5 176.0 161.8 166.8 165.7 171.2 157.3 153.8 155.8 159.0 163.0
4 Mortgage-backed securities (MBS) 4 37.8 42.5 41.5 39.9 45.3 47.1 48.6 50.3 50.3 50.5 52.6 53.1
5 Non-MBS 5 133.7 128.0 134.5 121.9 121.5 118.6 122.6 106.9 103.6 105.4 106.4 109.9
6 Other securities 93.1 97.1 98.7 98.2 99.1 97.8 98.3 100.9 100.0 100.2 99.7 98.6
7 Mortgage-backed securities (MBS) 6 1.7 1.9 1.9 2.1 2.3 2.3 2.3 2.3 2.3 2.4 2.3 2.2
8 Non-MBS 7 91.4 95.2 96.8 96.2 96.8 95.5 96.0 98.6 97.7 97.9 97.5 96.4
9 Loans and leases in bank credit 8 755.5 834.8 817.4 796.1 785.5 780.8 782.5 775.0 778.4 783.1 794.0 781.9
10 Commercial and industrial loans 388.1 451.3 437.6 419.8 408.9 405.6 401.4 394.7 397.6 399.1 408.6 399.7
11 Real estate loans 86.6 86.9 86.9 86.2 86.5 85.8 85.4 83.7 83.5 85.1 83.8 83.6
12 Residential real estate loans 1.3 1.4 1.4 1.1 1.0 0.8 0.7 0.6 0.7 0.7 0.8 0.9
13 Revolving home equity loans 0.4 0.5 0.5 0.4 0.3 0.1 0.0 -0.1 -0.1 -0.0 0.0 0.1
14 Closed-end residential loans 9 0.9 0.9 0.9 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.8 0.7
15 Commercial real estate loans 85.3 85.4 85.6 85.0 85.5 84.9 84.7 83.1 82.8 84.4 83.0 82.8
16 Construction and land development loans 10 11.7 12.1 12.2 12.1 12.0 12.0 11.9 11.2 11.2 11.5 12.1 12.3
17 Secured by farmland 11 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 10.1 11.1 11.2 11.5 11.6 11.4 11.8 12.0 12.1 11.9 11.6 11.6
19 Secured by nonfarm nonresidential properties 13 63.3 62.1 62.0 61.3 61.8 61.3 60.9 59.8 59.4 60.8 59.1 58.9
20 Consumer loans 3.4 3.3 3.5 3.6 3.6 3.7 3.9 3.8 3.8 3.8 3.7 3.7
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.3 3.5 3.6 3.6 3.7 3.9 3.8 3.8 3.8 3.7 3.7
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.3 3.5 3.6 3.6 3.7 3.9 3.8 3.8 3.8 3.7 3.7
25 All other loans and leases 277.4 293.3 289.3 286.6 286.5 285.8 291.8 292.8 293.6 295.1 297.9 294.9
26 Loans to nondepository financial institutions 16 115.4 131.6 130.1 128.7 126.5 127.8 131.7 130.8 130.9 133.4 136.7 137.4
27 All loans not elsewhere classified 17 162.0 161.7 159.2 157.9 160.0 158.0 160.1 162.0 162.7 161.7 161.2 157.5
28 LESS: Allowance for loan and lease losses 1.2 2.0 2.0 1.7 1.9 1.9 1.8 1.7 1.7 1.6 1.6 1.6
29 Cash assets 18 610.8 681.6 753.9 745.3 753.7 781.4 705.0 807.3 853.7 874.9 890.4 994.1
30 Total federal funds sold and reverse RPs 19 453.0 356.3 357.8 356.2 352.4 342.0 316.3 313.0 318.4 299.6 314.4 311.6
31 Loans to commercial banks 20 1.6 1.8 1.4 1.6 1.2 0.9 0.6 -0.9 -1.3 -1.3 -1.2 -1.3
32 Other assets including trading assets 21 125.7 145.1 145.6 142.2 134.3 145.4 142.2 136.9 147.0 132.7 136.5 140.4
33 Total assets 2,210.0 2,285.2 2,348.8 2,299.7 2,291.2 2,312.2 2,214.4 2,287.6 2,348.4 2,343.5 2,391.1 2,486.8
 
Liabilities
34 Deposits 1,088.6 1,139.9 1,148.6 1,145.7 1,154.6 1,153.0 1,138.3 1,176.6 1,189.6 1,190.9 1,185.1 1,216.3
35 Large time deposits 779.7 768.9 755.2 741.7 733.3 730.8 724.1 730.7 734.5 729.6 723.3 735.5
36 Other deposits 308.9 370.9 393.4 404.0 421.3 422.2 414.2 445.9 455.1 461.2 461.8 480.8
37 Borrowings 921.9 858.8 863.8 885.9 886.8 887.4 887.7 951.3 974.0 973.8 992.6 995.3
38 Net due to related foreign offices 104.3 133.8 165.1 132.8 126.7 105.7 95.4 78.8 79.5 69.3 82.2 77.5
39 Other liabilities including trading liabilities 22 108.3 130.8 131.5 126.5 127.6 135.7 134.0 129.9 140.3 122.1 126.8 129.8
40 Total liabilities 2,223.2 2,263.3 2,309.1 2,290.9 2,295.7 2,281.7 2,255.3 2,336.6 2,383.5 2,356.0 2,386.7 2,418.9
41 Residual (Assets LESS Liabilities) 23 -13.2 21.9 39.8 8.8 -4.5 30.5 -40.9 -49.0 -35.1 -12.5 4.4 67.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.9 2.9 2.8 2.7 2.5 2.5 2.4 2.0 1.8 1.6 1.5 1.4
43 U.S. Treasury and agency securities, MBS 25 1.9 2.9 2.8 2.7 2.5 2.5 2.4 2.0 1.8 1.6 1.5 1.4

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Feb		 2020
Aug		 2020
Sep		 2020
Oct		 2020
Nov		 2020
Dec		 2021
Jan		 2021
Feb		 Week ending
Feb 24 Mar 03 Mar 10 Mar 17
Assets
1 Bank credit 1,022.4 1,108.6 1,085.8 1,050.2 1,050.9 1,049.5 1,050.4 1,038.6 1,036.2 1,032.6 1,027.5 1,022.7
2 Securities in bank credit 2 269.9 271.8 269.3 259.5 267.7 262.8 264.3 265.1 261.6 261.2 257.4 255.4
3 Treasury and agency securities 3 177.0 174.3 171.4 160.3 167.7 164.0 164.8 164.5 162.3 161.0 157.5 156.8
4 Mortgage-backed securities (MBS) 4 38.1 42.5 41.2 39.3 43.7 46.7 48.6 50.5 51.0 51.0 51.3 50.0
5 Non-MBS 5 139.0 131.9 130.2 121.1 124.0 117.2 116.2 114.0 111.4 110.0 106.2 106.8
6 Other securities 92.9 97.5 97.9 99.2 100.0 98.9 99.5 100.6 99.3 100.2 99.9 98.6
7 Mortgage-backed securities (MBS) 6 1.6 2.0 2.0 2.1 2.3 2.3 2.2 2.2 2.2 2.2 2.2 2.2
8 Non-MBS 7 91.3 95.5 95.9 97.1 97.7 96.6 97.3 98.4 97.1 98.0 97.7 96.3
9 Loans and leases in bank credit 8 752.5 836.8 816.4 790.7 783.2 786.7 786.2 773.5 774.5 771.4 770.0 767.3
10 Commercial and industrial loans 383.1 456.8 438.4 415.4 406.4 405.2 399.4 389.4 391.2 389.2 389.3 389.1
11 Real estate loans 87.2 86.4 85.9 85.7 86.1 86.6 85.8 84.6 84.3 85.0 84.0 83.8
12 Residential real estate loans 1.5 1.5 1.5 1.3 1.1 0.8 0.7 0.8 0.8 0.8 0.8 0.8
13 Revolving home equity loans 0.5 0.6 0.6 0.5 0.4 0.2 0.1 0.1 0.1 0.1 0.1 0.1
14 Closed-end residential loans 9 0.9 0.9 0.9 0.8 0.7 0.7 0.6 0.7 0.8 0.8 0.8 0.8
15 Commercial real estate loans 85.7 85.0 84.4 84.4 85.0 85.8 85.1 83.8 83.5 84.1 83.2 83.0
16 Construction and land development loans 10 12.3 12.3 11.9 11.9 12.0 12.3 12.3 12.1 12.1 12.0 12.1 11.9
17 Secured by farmland 11 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 10.0 10.8 11.0 11.3 11.6 11.5 11.7 12.0 12.0 12.0 11.8 11.9
19 Secured by nonfarm nonresidential properties 13 63.2 61.6 61.3 61.0 61.4 61.9 61.0 59.6 59.2 59.9 59.2 59.1
20 Consumer loans 3.3 3.4 3.5 3.7 3.6 3.7 3.8 3.7 3.6 3.7 3.6 3.5
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.3 3.4 3.5 3.7 3.6 3.7 3.8 3.7 3.6 3.7 3.6 3.5
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.3 3.4 3.5 3.7 3.6 3.7 3.8 3.7 3.6 3.7 3.6 3.5
25 All other loans and leases 278.9 290.2 288.6 285.9 287.1 291.2 297.2 295.9 295.4 293.6 293.1 290.9
26 Loans to nondepository financial institutions 16 115.8 132.2 132.0 132.3 129.7 131.8 135.1 132.3 131.1 131.0 130.9 131.1
27 All loans not elsewhere classified 17 163.1 158.0 156.6 153.7 157.3 159.4 162.1 163.6 164.3 162.6 162.2 159.8
28 LESS: Allowance for loan and lease losses 1.2 2.1 2.1 1.8 1.8 1.8 1.7 1.7 1.6 1.6 1.6 1.5
29 Cash assets 18 648.6 691.5 718.0 739.9 752.8 736.0 764.7 870.8 902.8 905.2 915.2 901.5
30 Total federal funds sold and reverse RPs 19 467.0 350.0 339.8 355.8 369.3 346.8 335.1 330.9 327.8 313.5 328.7 318.6
31 Loans to commercial banks 20 1.9 1.5 1.3 1.5 1.2 0.8 0.6 -0.6 -1.1 -1.1 -1.0 -1.2
32 Other assets including trading assets 21 126.7 146.3 144.9 140.2 135.7 139.6 141.4 138.1 153.0 130.3 140.2 139.1
33 Total assets 2,265.4 2,295.8 2,287.7 2,285.8 2,308.1 2,270.8 2,290.5 2,376.1 2,417.0 2,378.9 2,409.1 2,379.2
 
Liabilities
34 Deposits 1,101.3 1,147.1 1,137.4 1,133.6 1,147.9 1,149.2 1,158.6 1,190.6 1,203.7 1,205.0 1,201.0 1,205.1
35 Large time deposits 788.4 773.3 749.5 730.9 725.9 719.6 729.9 737.9 744.2 733.9 726.6 729.7
36 Other deposits 312.9 373.8 387.9 402.7 422.0 429.6 428.7 452.8 459.4 471.1 474.4 475.5
37 Borrowings 926.9 875.0 857.0 882.6 899.6 881.5 896.6 954.6 966.2 968.9 975.9 967.4
38 Net due to related foreign offices 117.2 133.7 155.9 136.9 125.7 104.7 95.2 90.5 88.4 72.7 90.2 69.9
39 Other liabilities including trading liabilities 22 111.0 131.1 130.1 125.6 127.9 128.2 132.9 133.3 151.6 125.2 134.9 129.7
40 Total liabilities 2,256.4 2,286.9 2,280.5 2,278.7 2,301.1 2,263.7 2,283.3 2,369.0 2,410.0 2,371.8 2,402.0 2,372.1
41 Residual (Assets LESS Liabilities) 23 9.0 8.9 7.2 7.1 7.0 7.2 7.2 7.1 7.0 7.1 7.1 7.1
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.9 2.9 2.8 2.7 2.5 2.5 2.4 2.0 1.8 1.6 1.5 1.4
43 U.S. Treasury and agency securities, MBS 25 1.9 2.9 2.8 2.7 2.5 2.5 2.4 2.0 1.8 1.6 1.5 1.4

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: March 26, 2021