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Meet the Economists

Photo of Cindy M. Vojtech

Cindy M. Vojtech

Senior Economist Financial Institution Risk Evaluation Section Financial Stability
202-721-4517
cindy.m.vojtech@frb.gov

Education

  • Ph.D., Economics, University of California - San Diego, 2011
  • M.A., Economics, University of California - San Diego, 2008
  • B.S., Bus. Admin--Finance&Econ, Fordham University, 2000
Current Research Topics
  • Effects of Regulation
  • Bank Lending Standards
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2014 - present
  • Economist

    Board of Governors of the Federal Reserve System

    2011 - 2014
  • Instructor

    Johns Hopkins University, Zanvyl Krieger School of Arts & Sciences

    2013 - present
  • Adjunct Assistant Professor

    American University, Kogod School of Business

    2013 - 2014
  • Economist

    Bureau of Economic Analysis

    2003 - 2006
  • Investment Banking Analyst

    Lehman Brothers

    2000 - 2003
  • Vojtech, Cindy M. (2017). "Post-Crisis Lending by Large Bank Holding Companies," FEDS Notes 2017-07-06. Board of Governors of the Federal Reserve System (U.S.).
  • Rezende, Marcelo, Mary-Frances Styczynski, and Cindy M. Vojtech (2016). "The Effects of Liquidity Regulation on Bank Demand in Monetary Policy Operations," Finance and Economics Discussion Series 2016-090. Board of Governors of the Federal Reserve System (U.S.).
  • Vojtech, Cindy M., Benjamin S. Kay, and John C. Driscoll (2016). "The Real Consequences of Bank Mortgage Lending Standards," Working Papers 2016-05. Office of Financial Research.
  • Kay, Benjamin S., and Cindy M. Vojtech (2016). "Corporate Governance Responses to Director Rule Changes," Journal of Leadership, Accountability and Ethics , vol. 13, no. 1, pp. 49-69.
  • Covas, Francisco B., Marcelo Rezende, and Cindy M. Vojtech (2015). "Why Are Net Interest Margins of Large Banks So Compressed?" FEDS Notes 2015-10-05. Board of Governors of the Federal Reserve System (U.S.).
  • Kay, Benjamin S., and Cindy M. Vojtech (2015). "Corporate Governance Responses to Director Rule Changes," Staff Discussion Papers 2015-02. Office of Financial Research.
  • Kay, Benjamin S., Mark D. Manuszak, and Cindy M. Vojtech (2014). "Bank Profitability and Debit Card Interchange Regulation: Bank Responses to the Durbin Amendment," Finance and Economics Discussion Series 2014-77. Board of Governors of the Federal Reserve System (U.S.).
  • Vojtech, Cindy M. (2012). "The Relationship between Information Asymmetry and Dividend Policy," Finance and Economics Discussion Series 2012-13. Board of Governors of the Federal Reserve System (U.S.).
  • Vojtech, Cindy (2011). "Understanding and Managing Corporate Agency Problems," Ph.D. dissertation, University of California, San Diego.
  • Landefeld, J. Steven, Barbara M. Fraumeni, and Cindy M. Vojtech (2009). "Accounting for Household Production: A Prototype Satellite Account using the American Time use Survey," Review of Income & Wealth, vol. 55, no. 2, pp. 205-225.
  • Landefeld, J. Steven, Rosemary D. Marcuss, Kerry Sutten, Cindy M. Vojtech, and Matthew R. Balazik (2005). "Strengthening America's Economic Infrastructure," Survey of Current Business, vol. 85, no. 8, pp. 8-11.
  • Landefeld, Steven, Barbara Fraumeni, and Cindy Vojtech (2005). "Accounting for Nonmarket Production: A Prototype Satellite Account using the American Time use Survey," BEA Papers 0056. Bureau of Economic Analysis.
  • Landefeld, J. Steven, Brent R. Moulton, and Cindy M. Vojtech (2003). "Chained-Dollar Indexes: Issues, Tips on their use, and Upcoming Changes," Survey of Current Business, vol. 83, no. 11, pp. 8-16.
Last update: July 10, 2017