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Meet the Researchers

Photo of Kenneth P. Brevoort

Kenneth P. Brevoort

Principal Economist Consumer and Community Research Section Consumer and Community Affairs
[email protected]

Education

  • Ph.D., Economics, Ohio State University, 2002
  • M.S., Economics, University of Delaware, 1995
  • B.A., Political Science, University of Delaware, 1992
Current Research Topics
  • Credit Scoring and Access to Credit
  • Mortgage Lending
  • Principal Economist

    Board of Governors of the Federal Reserve System

    2018 - present
  • Section Chief, Credit Information & Policy

    Consumer Financial Protection Bureau

    2012 - 2018
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2007 - 2012
  • Interim Economist

    Office of Homeownership Preservation, U.S. Treasury Department

    2009
  • Economist

    Board of Governors of the Federal Reserve System

    2001 - 2007
  • Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending
    Robert M. Adams, Kenneth P. Brevoort, and John C. Driscoll
    Journal of Banking & Finance (2023)
    https://doi.org/10.1016/j.jbankfin.2023.107006
    See also » FRB Working Paper (2021)
  • Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?
    Kenneth P. Brevoort
    Finance and Economics Discussion Series (2022)
    https://doi.org/10.17016/FEDS.2022.047
  • The Credit Consequences of Unpaid Medical Bills
    Kenneth Brevoort, Daniel Grodzicki, and Martin B. Hackmann
    Journal of Public Economics (2020)
    https://doi.org/10.1016/j.jpubeco.2020.104203
  • The Geography of Credit Invisibility
    Kenneth Brevoort, Jasper Clarkberg, Michelle Kambara, and Benjamin Litwin
    CFPB Data Point (2018)
  • Becoming Credit Visible
    Kenneth P. Brevoort and Michelle Kambara
    CFPB Data Point (2017)
  • Growth in Longer-Term Auto Loans
    Kenneth P. Brevoort, Jasper Clarkberg, Michelle Kambara, and Ryan Kelly
    CFPB Quarterly Consumer Credit Trends (2017)
  • Credit Invisibles and the Unscored
    Kenneth P. Brevoort, Philipp Grimm, and Michelle Kambara
    Cityscape: A Journal of Policy Development and Research (2016)
  • Are All Collections Equal? The Case of Medical Debt
    Kenneth P. Brevoort and Michelle Kambara
    Journal of Credit Risk (2015)
    https://doi.org/10.21314/JCR.2015.201
  • The Subprime Crisis: Is Government Housing Policy to Blame?
    Robert B. Avery and Kenneth P. Brevoort
    Review of Economics and Statistics (2015)
    https://doi.org/10.1162/REST_a_00491
    See also » FRB Working Paper (2011)
  • Credit Where None Is Due? Authorized-User Account Status and Piggybacking Credit
    Kenneth P. Brevoort, Robert B. Avery, and Glenn B. Canner
    Journal of Consumer Affairs (2013)
    https://doi.org/10.1111/joca.12020
    See also » FRB Working Paper (2010)
  • Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure
    Kenneth P. Brevoort and Cheryl R. Cooper
    Real Estate Economics (2013)
    https://doi.org/10.1111/1540-6229.12021
    See also » FRB Working Paper (2010)
  • Does Credit Scoring Produce a Disparate Impact?
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Real Estate Economics (2012)
    https://doi.org/10.1111/j.1540-6229.2012.00348.x
    See also » FRB Working Paper (2010)
  • The Mortgage Market in 2011: Highlights from the Data Reported under the Home Mortgage Disclosure Act
    Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2012)
    https://doi.org/10.17016/bulletin.2012.98-6
  • The Subprime Crisis: Is Government Housing Policy to Blame?
    Robert B. Avery and Kenneth P. Brevoort
    Finance and Economics Discussion Series (2011)
    https://doi.org/10.17016/FEDS.2011.36
  • Credit Card Redlining Revisited
    Kenneth P. Brevoort
    Review of Economics and Statistics (2011)
    https://doi.org/10.1162/REST_a_00173
    See also » FRB Working Paper (2009)
  • The Mortgage Market in 2010: Highlights from the Data Reported under the Home Mortgage Disclosure Act
    Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2011)
    https://doi.org/10.17016/bulletin.2011.97-6
  • Credit Where None is Due? Authorized User Account Status and 'Piggybacking Credit'
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Finance and Economics Discussion Series (2010)
    https://doi.org/10.17016/FEDS.2010.23
  • Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003
    Kenneth P. Brevoort, John A. Holmes, and John D. Wolken
    Finance and Economics Discussion Series (2010)
    https://doi.org/10.17016/FEDS.2010.08
  • The 2009 HMDA Data: The Mortgage Market in a Time of Low Interest Rates and Economic Distress
    Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2010)
    https://doi.org/10.17016/bulletin.2010.96-12
  • The 2008 HMDA Data: The Mortgage Market during a Turbulent Year
    Robert B. Avery, Neil Bhutta, Kenneth P. Brevoort, Glenn Canner, and Christa N. Gibbs
    Federal Reserve Bulletin (2010)
    https://doi.org/10.17016/bulletin.2010.96-4
  • Credit Scoring and Its Effects on the Availability and Affordability of Credit
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Journal of Consumer Affairs (2009)
    https://doi.org/10.1111/j.1745-6606.2009.01151.x
  • Does Distance Matter in Banking?
    Kenneth P. Brevoort and John D. Wolken
    Changing Geography of Banking and Finance (2009)
    https://doi.org/10.1007/978-0-387-98078-2_3
    See also » FRB Working Paper (2008)
  • The 2007 HMDA Data
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2008)
    https://doi.org/10.17016/bulletin.2008.94-12
  • Who Competes with Whom? The Case of Depository Institutions
    Robert M. Adams, Kenneth P. Brevoort, and Elizabeth K. Kiser
    Journal of Industrial Economics (2007)
    https://doi.org/10.1111/j.1467-6451.2007.00306.x
    See also » FRB Working Paper (2005)
  • The 2006 HMDA Data
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2007)
    https://doi.org/10.17016/bulletin.2007.93-12
  • Opportunities and Issues in Using HMDA Data
    Robert Avery, Kenneth Brevoort, and Glenn Canner
    Journal of Real Estate Research (2007)
  • Higher-Priced Home Lending and the 2005 HMDA Data
    Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
    Federal Reserve Bulletin (2006)
    https://doi.org/10.17016/bulletin.2006.92-9
  • Commercial Lending and Distance: Evidence from Community Reinvestment Act Data
    Kenneth P. Brevoort and Timothy H. Hannan
    Journal of Money, Credit and Banking (2006)
    See also » FRB Working Paper (2004)
  • The Perceived Size of Small Business Banking Markets
    Dean F. Amel and Kenneth P. Brevoort
    Journal of Competition Law & Economics (2005)
    https://doi.org/10.1093/joclec/nhi021
  • Successful Monopolization Through Predation: The National Cash Register Company
    Kenneth Brevoort and Howard P. Marvel
    Antitrust Law and Economics (2004)
    https://doi.org/10.1016/S0193-5895(04)21003-X
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Last Update: December 26, 2023