Photo of Kenneth P. Brevoort

Kenneth P. Brevoort

Education

  • Ph.D., Economics, Ohio State University, 2002
  • M.S., Economics, University of Delaware, 1995
  • B.A., Political Science, University of Delaware, 1992
Current Research Topics
  • Credit Scoring and Access to Credit
  • Mortgage Lending
  • Principal Economist

    Board of Governors of the Federal Reserve System

    2018 - present
  • Section Chief, Credit Information & Policy

    Consumer Financial Protection Bureau

    2012 - 2018
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2007 - 2012
  • Interim Economist

    Office of Homeownership Preservation, U.S. Treasury Department

    2009
  • Economist

    Board of Governors of the Federal Reserve System

    2001 - 2007
  • Brevoort, Kenneth, Jasper Clarkberg, Michelle Kambara, and Benjamin Litwin (2018). "The Geography of Credit Invisibility," CFBP Data Point, (September).
  • Brevoort, Kenneth P., and Michelle Kambara (2017). "Becoming Credit Visible," CFPB Data Point, (June).
  • Brevoort, Kenneth P., Jasper Clarkberg, Michelle Kambara, and Ryan Kelly (2017). "Growth in Longer-Term Auto Loans," CFPB Quarterly Consumer Credit Trends, (November).
  • Avery, Robert B., Kenneth P. Brevoort, and Glenn B. Canner (2008). "The 2007 HMDA Data," Federal Reserve Bulletin, vol. 94, pp. A107-A146.
  • Avery, Robert B., Kenneth P. Brevoort, and Glenn B. Canner (2006). "Higher-Priced Home Lending and the 2005 HMDA Data," Federal Reserve Bulletin, pp. A123-A166.
  • Brevoort, Kenneth P., and Timothy H. Hannan (2006). "Commercial Lending and Distance: Evidence from Community Reinvestment Act Data," Journal of Money, Credit, and Banking, vol. 38, no. 8, pp. 1991-2012.
  • Brevoort, Kenneth, and Howard P. Marvel (2004). "Successful Monopolization Through Predation: The National Cash Register Company," in Kirkwood, J. B. (ed.) Antitrust Law and Economics (Research in Law and Economics, Vol. 21), Emerald Group Publishing Limited, Bingley, pp. 85-125.
  • Brevoort, Kenneth, Daniel Grodzicki, and Martin B. Hackmann (2020). "The Credit Consequences of Unpaid Medical Bills," Journal of Public Economics, vol. 187 (July).
  • Brevoort, Kenneth P., Philipp Grimm, and Michelle Kambara (2016). "Credit Invisibles and the Unscored," Cityscape, vol. 18, no. 2, pp. 9-34.
  • Avery, Robert B., and Kenneth P. Brevoort (2015). "The Subprime Crisis: Is Government Housing Policy to Blame?" The Review of Economics and Statistics, vol. 97, no. 2, pp. 352-363.
  • Brevoort, Kenneth P., and Michelle Kambara (2015). "Are All Collections Equal? The Case of Medical Debt," Journal of Credit Risk, vol. 11, no. 4, pp. 73-97.
  • Brevoort, Kenneth P., and Cheryl R. Cooper (2013). "Foreclosure's Wake: The Credit Experiences of Individuals Following Foreclosure," Real Estate Economics, vol. 41, no. 4. pp. 747-792.
  • Brevoort, Kenneth P., Robert B. Avery, and Glenn B. Canner (2013). "Credit Where None is Sue? Authorized-User Account Status and Piggybacking Credit," Journal of Consumer Affairs, vol. 47, no. 3, pp. 518-547.
  • Avery, Robert B., Kenneth P. Brevoort, and Glenn B. Canner (2012). "Does Credit Scoring Produce a Disparate Impact?" Real Estate Economics, vol. 40, no. s1, pp. S65-S114.
  • Avery, Robert B., Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner (2012). "The Mortgage Market in 2011: Highlights from the Data Reported Under the Home Mortgage Disclosure Act," Federal Reserve Bulletin, vol. 98, no. 6, pp. 1-46.
  • Brevoort, Kenneth P. (2011). "Credit Card Redlining Revisited," The Review of Economics and Statistics, vol. 93, pp. 714-24.
  • Avery, Robert B., Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner (2011). "The Mortgage Market in 2010: Highlights from the Data Reported Under the Home Mortgage Disclosure Act," Federal Reserve Bulletin, vol. 97, pp. 1-82.
  • Avery, Robert B., Neil Bhutta, Kenneth P. Brevoort, and Glenn B. Canner (2010). "The 2009 HMDA Data: The Mortgage Market in a Time of Low Interest Rates and Economic Distress," Federal Reserve Bulletin, vol. 96, pp. A39-A77.
  • Brevoort, Kenneth P., John A. Holmes, and John D. Wolken (2010). "Distance Still Matters: The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003," Finance and Economics Discussion Series 2010-08. Board of Governors of the Federal Reserve System (U.S.).
  • Avery, Robert B., Neil Bhutta, Kenneth P. Brevoort, Glenn Canner, and Christa N. Gibbs (2010). "The 2008 HMDA Data: The Mortgage Market during a Turbulent Year," Federal Reserve Bulletin, vol. 96, pp. A196-A211.
  • Avery, Robert B., Kenneth P. Brevoort, and Glenn B. Canner (2009). "Credit Scoring and Its Effects on the Availability and Affordability of Credit," Journal of Consumer Affairs, vol. 43, no. 3, pp. 516-537.
  • Brevoort, Kenneth P., and John D. Wolken (2009). "Does Distance Matter in Banking?" in Pietro Alessandrini, Michele Fratianni, and Alberto Zazzaro eds., The Changing Geography of Banking and Finance, (Boston, MA: Springer), pp. 27-56.
  • Adams, Robert M., Kenneth P. Brevoort, and Elizabeth K. Kiser (2007). "Who Competes with Whom? The Case of Depository Institutions," Journal of Industrial Economics, vol. 55, no. 1, pp. 141-167.
  • Avery, Robert, Kenneth Brevoort, and Glenn Canner (2007). "Opportunities and Issues in Using HMDA Data," Journal of Real Estate Research, vol. 29, no. 4, pp. 351-380.
  • Amel, Dean F., and Kenneth P. Brevoort (2005). "The Perceived Size of Small Business Banking Markets " Journal of Competition Law and Economics, vol. 1, no. 4, pp. 771-784.
Last update: September 21, 2020