A Note on the New Credit Union Estimates in the G.19 "Consumer Credit" Statistical Release, Accessible Data

Figure 1. Credit Cards

Billions of dollars

Quarter ACU Call
2005 Q3 22.99 23.01
2005 Q4 23.51 24.39
2006 Q1 23.80 23.44
2006 Q2 24.17 24.49
2006 Q3 25.04 25.26
2006 Q4 26.00 27.15
2007 Q1 26.33 26.37
2007 Q2 26.95 27.49
2007 Q3 27.99 28.65
2007 Q4 29.15 30.81
2008 Q1 29.63 30.21
2008 Q2 30.01 31.02
2008 Q3 30.52 31.91
2008 Q4 31.06 33.16
2009 Q1 30.99 31.91
2009 Q2 31.38 32.87
2009 Q3 32.59 33.84
2009 Q4 33.33 35.28
2010 Q1 33.33 34.27
2010 Q2 33.48 34.84
2010 Q3 34.02 35.28
2010 Q4 35.30 36.37
2011 Q1 34.76 34.91
2011 Q2 35.21 35.64
2011 Q3 36.01 36.24
2011 Q4 36.75 37.81
2012 Q1 35.00 36.55
2012 Q2 35.76 37.33
2012 Q3 36.76 38.25
2012 Q4 37.64 39.96
2013 Q1 37.76 39.04
2013 Q2 38.23 40.01
2013 Q3 41.63 41.14
2013 Q4 40.87 43.05
2014 Q1 40.58 41.97
2014 Q2 41.30 43.36
2014 Q3 42.56 44.54
2014 Q4 43.88 46.45
2015 Q1 43.26 45.19
2015 Q2 44.00 46.31
2015 Q3 45.22 47.45
2015 Q4 45.52 49.30
2016 Q1 45.08 48.33
2016 Q2 45.94 49.58
2016 Q3 47.39 50.72
2016 Q4 48.94 53.18
2017 Q1 49.08 52.10
2017 Q2 50.37 53.57
2017 Q3 52.20 55.23
2017 Q4 53.83 58.02
2018 Q1 54.41 57.21
2018 Q2 55.47 58.44
2018 Q3 58.21 59.86
2018 Q4 60.11 62.38
2019 Q1 60.29 61.59
2019 Q2 61.20 62.93
2019 Q3 62.69 64.29
2019 Q4 64.84 66.55
2020 Q1 65.86 64.92
2020 Q2 62.56 61.40
2020 Q3 62.16 61.12
2020 Q4 63.23 62.28
2021 Q1 60.97 59.13
2021 Q2 60.80 60.31
2021 Q3 62.69 61.67
2021 Q4 64.81 64.66
2022 Q1 65.11 64.85
2022 Q2 68.72 67.72
2022 Q3 71.64 70.36
2022 Q4 75.31 74.70
2023 Q1 76.37 74.62
2023 Q2 78.63 77.01
2023 Q3 81.11 79.17
2023 Q4 83.40 82.50
2024 Q1 83.66 81.29
2024 Q2 84.72 82.49
2024 Q3 87.31 83.52
2024 Q4 89.56 85.67
2025 Q1 88.09 84.29

Note: This figure shows total outstanding credit card debt held by credit unions as reflected in the benchmark and the indicator data.

Source: Authors’ calculations using the credit union Call Report and data from America’s Credit Unions

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Figure 2. Auto Loans

Billions of dollars

Quarter ACU Call
2005 Q3 147.64 174.24
2005 Q4 150.84 173.61
2006 Q1 151.45 174.12
2006 Q2 154.72 177.48
2006 Q3 160.99 179.83
2006 Q4 161.00 179.70
2007 Q1 161.49 178.73
2007 Q2 162.13 179.56
2007 Q3 163.64 181.14
2007 Q4 163.63 179.41
2008 Q1 161.40 176.24
2008 Q2 160.98 176.62
2008 Q3 163.21 178.76
2008 Q4 164.01 178.20
2009 Q1 163.70 177.50
2009 Q2 164.50 178.27
2009 Q3 167.18 179.57
2009 Q4 164.79 175.40
2010 Q1 160.23 170.74
2010 Q2 158.19 169.39
2010 Q3 159.46 168.74
2010 Q4 157.92 166.17
2011 Q1 155.16 163.74
2011 Q2 155.53 164.78
2011 Q3 157.44 165.92
2011 Q4 158.04 166.70
2012 Q1 158.95 167.99
2012 Q2 162.13 172.72
2012 Q3 167.10 177.70
2012 Q4 171.18 180.26
2013 Q1 173.77 183.23
2013 Q2 178.67 189.44
2013 Q3 186.82 195.83
2013 Q4 192.14 200.54
2014 Q1 195.90 205.49
2014 Q2 204.09 214.91
2014 Q3 213.75 224.70
2014 Q4 221.22 232.13
2015 Q1 224.64 238.77
2015 Q2 235.60 248.06
2015 Q3 245.69 257.91
2015 Q4 253.86 264.51
2016 Q1 260.13 272.38
2016 Q2 269.81 282.92
2016 Q3 280.72 293.22
2016 Q4 289.04 301.81
2017 Q1 297.59 310.08
2017 Q2 307.69 321.47
2017 Q3 319.42 329.58
2017 Q4 325.74 335.84
2018 Q1 329.51 343.62
2018 Q2 339.90 355.54
2018 Q3 352.48 365.27
2018 Q4 359.49 369.80
2019 Q1 361.10 370.32
2019 Q2 363.56 374.42
2019 Q3 368.08 378.15
2019 Q4 369.04 378.95
2020 Q1 370.38 378.13
2020 Q2 368.44 378.28
2020 Q3 373.01 382.70
2020 Q4 376.71 383.90
2021 Q1 374.83 384.57
2021 Q2 381.11 392.89
2021 Q3 390.38 402.12
2021 Q4 397.75 408.59
2022 Q1 406.45 421.82
2022 Q2 430.92 451.78
2022 Q3 457.95 476.70
2022 Q4 475.77 490.33
2023 Q1 484.04 497.98
2023 Q2 489.91 502.66
2023 Q3 495.53 506.02
2023 Q4 494.82 503.01
2024 Q1 490.01 496.73
2024 Q2 486.95 494.85
2024 Q3 486.66 490.59
2024 Q4 482.65 486.14
2025 Q1 479.47 485.93

Note: This figure shows total outstanding auto loans held by credit unions as reflected in the benchmark and the indicator data.

Source: Authors’ calculations using the credit union Call Report and data from America’s Credit Unions

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Figure 3. Other Nonrevolving Credit Loans

Billions of dollars

Quarter ACU Call Series Break
2005 Q3 43.19 44.50  
2005 Q4 45.00 44.47  
2006 Q1 45.36 44.12  
2006 Q2 45.37 45.52  
2006 Q3 46.90 46.73  
2006 Q4 47.88 47.18  
2007 Q1 47.97 46.54  
2007 Q2 48.64 47.77  
2007 Q3 50.82 49.18  
2007 Q4 51.42 49.56  
2008 Q1 51.33 49.47  
2008 Q2 51.10 50.65  
2008 Q3 50.43 52.44  
2008 Q4 51.64 52.95  
2009 Q1 51.62 52.54  
2009 Q2 50.87 53.33  
2009 Q3 52.01 54.80  
2009 Q4 52.35 54.72  
2010 Q1 47.46 54.39  
2010 Q2 47.66 54.64  
2010 Q3 47.58 55.23  
2010 Q4 47.37 55.02  
2011 Q1 46.50 53.99  
2011 Q2 46.92 55.34  
2011 Q3 48.25 55.86  
2011 Q4 47.75 56.31  
2012 Q1 47.75 55.62  
2012 Q2 48.18 57.19  
2012 Q3 49.71 58.66  
2012 Q4 50.67 59.45  
2013 Q1 50.07 59.17  
2013 Q2 51.29 61.41  
2013 Q3 53.74 63.61  
2013 Q4 54.89 64.98  
2014 Q1 53.89 64.91  
2014 Q2 55.41 68.03  
2014 Q3 57.98 70.37  
2014 Q4 59.25 71.90  
2015 Q1 59.09 71.80  
2015 Q2 61.63 74.91  
2015 Q3 64.77 77.73  
2015 Q4 66.96 79.09  
2016 Q1 67.45 79.20  
2016 Q2 69.66 82.35  
2016 Q3 72.82 84.85  
2016 Q4 74.94 85.83  
2017 Q1 75.28 86.13  
2017 Q2 78.16 89.34  
2017 Q3 81.57 82.47 82.47
2017 Q4 82.36 83.56  
2018 Q1 81.91 83.11  
2018 Q2 83.77 86.44  
2018 Q3 86.99 89.18  
2018 Q4 87.91 90.86  
2019 Q1 88.06 90.89  
2019 Q2 89.63 93.85  
2019 Q3 91.88 96.56  
2019 Q4 92.45 97.69  
2020 Q1 92.48 97.65  
2020 Q2 92.21 106.45  
2020 Q3 94.25 109.64  
2020 Q4 95.03 109.01  
2021 Q1 94.70 110.94  
2021 Q2 96.70 113.86  
2021 Q3 99.99 115.14  
2021 Q4 101.75 117.07  
2022 Q1 103.61 120.27  
2022 Q2 109.57 129.17  
2022 Q3 115.01 136.85  
2022 Q4 118.73 140.53  
2023 Q1 120.29 142.17  
2023 Q2 124.16 146.25  
2023 Q3 128.52 149.44  
2023 Q4 129.23 149.57  
2024 Q1 128.65 147.93  
2024 Q2 129.02 148.77  
2024 Q3 131.61 149.30  
2024 Q4 131.34 148.35  
2025 Q1 129.55 146.09  

Note: This figure shows total outstanding other than auto nonrevolving credit loans held by credit unions as reflected in the benchmark and the indicator data. The 2017:Q3 series break is due to the update of the Call report item reflecting the secured portion of personal loans.

Source: Authors’ calculations using the credit union Call Report and data from America’s Credit Unions

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Last Update: July 08, 2025