January 25, 2010

Written agreement with Cornerstone Bancshares and Cornerstone Bank

For immediate release

The Federal Reserve Board on Monday announced the execution of a Written Agreement by and among Cornerstone Bancshares, Inc., a registered bank holding company, Cornerstone Bank, a state chartered bank that is a member of the Federal Reserve System, both of Overland Park, Kansas, the Federal Reserve Bank of Kansas City, and the Kansas Office of the State Bank Commissioner.

A copy of the Written Agreement is attached.

Last Update: January 25, 2010