A Consumer's Guide to Mortgage Settlement Costs
Outlines the fees involved in home purchase settlement, including mortgage and lender fees, and charges for establishing and transferring ownership. Provides information on settlement cost estimates and includes a settlement cost worksheet.
Consumer Handbook on Adjustable Rate Mortgages
Identifies the basic features of adjustable rate mortgages: adjustment periods, interest rate caps, indexes, and margins. Includes cautions about discounts, payment caps, negative amortization, and prepayments. Provides a glossary of key terms and a checklist to compare mortgage lender rates.
How to File a Consumer Complaint about a Bank
Cómo puede un consumidor presentar una queja sobre un banco
Information on the types of complaints that the Federal Reserve investigates and how to file a complaint. Explains the major consumer protection laws that protect individuals.
A Series on the Structure of the Federal Reserve System
Details the main elements and functions of the Federal Reserve System in four parts: Board of Governors, Federal Open Market Committee, Federal Reserve Banks, Board of Directors.
There's a Lot to Learn about Money
Illustrates the importance of budgeting, saving, and managing money.
Online: N/A Print: English (188 KB PDF)
What You Should Know about Home Equity Lines of Credit
Information on home equity lines of credit; includes a glossary of terms and a checklist to use in shopping for a plan.