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Release Date: November 18, 2022

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2017 2018 2019 2020 2021 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022
Jul
2022
Aug
2022
Sep
2022
Oct
Assets
1 Bank credit 3.0 3.5 6.0 8.3 8.1 7.7 6.5 11.0 10.0 8.3 6.5 7.6 4.8 -0.4 -1.1
2 Securities in bank credit 2 1.8 0.8 10.3 20.7 21.6 25.2 15.2 17.8 10.1 -0.5 -4.2 0.7 -5.0 -20.1 -26.0
3 Treasury and agency securities 3 2.7 3.5 14.2 22.8 22.5 23.7 16.5 18.9 10.3 -1.8 -4.0 1.5 -5.6 -20.0 -25.2
6 Other securities -0.5 -7.0 -1.8 12.7 17.8 31.6 10.4 13.2 9.3 4.7 -4.7 -2.8 -2.3 -20.5 -28.9
9 Loans and leases in bank credit 8 3.4 4.5 4.4 3.6 2.0 -0.7 2.1 7.4 10.0 12.9 12.0 11.1 9.7 9.4 10.9
10 Commercial and industrial loans 1.0 6.7 3.7 11.5 -7.8 -9.2 -15.5 2.2 10.5 16.8 17.4 15.8 12.1 11.7 14.3
11 Real estate loans 3.7 3.4 3.3 1.1 2.1 -1.4 3.2 6.4 7.3 10.3 10.4 9.6 10.3 10.2 9.0
12 Residential real estate loans 1.4 2.2 2.0 -1.7 -0.3 -5.8 0.9 6.1 5.3 10.1 8.9 6.8 6.5 11.3 7.7
13 Revolving home equity loans -6.8 -8.3 -8.8 -11.6 -12.4 -16.8 -12.9 -7.0 -4.9 -0.3 0.6 -0.5 -1.9 6.3 9.2
14 Closed-end residential loans 9 3.4 4.4 4.0 -0.1 1.4 -4.2 2.8 7.8 6.5 11.4 9.8 7.7 7.5 11.9 7.6
15 Commercial real estate loans 6.1 4.7 4.7 3.9 4.4 2.6 5.2 6.6 9.1 10.5 11.7 12.1 13.7 9.3 10.2
20 Consumer loans 4.2 4.1 5.2 -4.1 7.6 5.5 10.8 11.3 12.2 14.3 10.3 10.3 7.8 10.1 8.7
21 Credit cards and other revolving plans 5.1 4.2 3.5 -10.9 5.6 1.1 10.3 13.3 15.2 20.9 16.1 16.7 12.4 17.2 17.2
22 Other consumer loans 3.2 3.9 7.3 3.6 9.6 9.6 11.3 9.3 9.4 8.1 4.6 4.0 3.2 2.9 0.1
25 All other loans and leases 5.8 4.9 8.4 7.2 12.9 9.3 18.1 14.0 14.6 13.4 10.2 9.3 6.6 3.6 13.1
28 LESS: Allowance for loan and lease losses 0.3 -0.9 1.2 60.7 -24.8 -42.4 -38.7 -19.5 -13.8 -9.6 6.6 22.0 -3.0 7.5 39.4
29 Cash assets 21 7.3 -19.4 -13.1 77.6 33.6 57.3 19.4 1.7 -31.8 -37.0 -11.4 16.2 -8.1 -57.1 -31.6
30 Total federal funds sold and reverse RPs 22 9.5 36.6 25.1 7.5 -26.1 -40.5 -13.0 5.6 -9.4 0.2 -16.9 -12.3 -42.1 3.0 -66.3
31 Loans to commercial banks 23 -4.7 18.6 -52.9 40.8 -44.4 -168.5 24.6 -19.8 -118.3 54.3 30.4 0.0 -24.2 49.5 -190.1
32 Other assets including trading assets 24 0.6 -1.1 1.6 10.1 6.5 1.2 3.3 11.2 5.3 23.2 0.0 6.1 0.5 -6.1 20.5
33 Total assets 3.5 0.7 4.0 14.8 10.7 13.9 8.4 9.4 1.7 1.9 2.7 8.1 1.4 -9.1 -5.7
 
Liabilities
34 Deposits 4.4 2.7 6.0 20.9 11.8 14.9 9.5 8.6 3.8 0.8 -0.9 0.6 1.4 -9.1 -12.6
35 Large time deposits 5.7 4.9 8.3 -17.0 -6.7 -9.7 -6.0 2.1 -1.6 12.2 14.8 13.7 30.8 2.0 -44.6
36 Other deposits 4.2 2.4 5.7 26.9 13.7 17.3 10.9 9.2 4.2 -0.2 -2.3 -0.6 -1.2 -10.2 -9.6
37 Borrowings 3.7 -5.3 -1.9 -13.2 -1.6 -2.0 -6.0 7.1 -9.3 -3.3 14.1 23.6 -11.4 36.7 22.0
39 Other liabilities including trading liabilities 25 -8.7 2.8 3.0 12.9 4.4 -8.1 -3.6 13.1 -8.7 27.4 13.4 24.1 -7.9 31.8 52.9
40 Total liabilities 3.5 0.6 3.6 16.6 11.2 13.5 9.2 10.9 2.1 1.9 3.8 10.5 2.9 -9.3 -3.6

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 16,045.0 16,900.3 17,005.9 17,137.9 17,246.3 17,315.1 17,310.0 17,298.2 17,287.6 17,317.8 17,296.3 17,312.6
2 Securities in bank credit 2 5,538.3 5,806.7 5,788.7 5,774.8 5,778.1 5,754.2 5,657.6 5,535.1 5,531.1 5,526.9 5,491.0 5,487.5
3 Treasury and agency securities 3 4,456.5 4,667.0 4,653.0 4,641.3 4,647.2 4,625.4 4,548.2 4,452.5 4,448.8 4,447.1 4,416.2 4,416.2
4 Mortgage-backed securities (MBS) 4 2,914.5 2,934.1 2,905.8 2,891.3 2,896.6 2,894.8 2,854.8 2,793.9 2,792.5 2,790.8 2,763.6 2,766.7
5 Non-MBS 5 1,542.0 1,732.9 1,747.2 1,749.9 1,750.6 1,730.6 1,693.4 1,658.5 1,656.3 1,656.3 1,652.6 1,649.5
6 Other securities 1,081.8 1,139.8 1,135.7 1,133.5 1,130.9 1,128.7 1,109.4 1,082.7 1,082.3 1,079.8 1,074.8 1,071.3
7 Mortgage-backed securities (MBS) 6 99.0 115.3 116.9 115.5 116.7 117.5 116.7 113.6 112.4 113.1 113.7 113.1
8 Non-MBS 7 982.9 1,024.4 1,018.7 1,018.1 1,014.1 1,011.2 992.7 969.1 969.9 966.7 961.1 958.2
9 Loans and leases in bank credit 8 10,506.7 11,093.5 11,217.2 11,363.0 11,468.2 11,561.0 11,652.4 11,763.0 11,756.6 11,790.8 11,805.4 11,825.1
10 Commercial and industrial loans 2,413.4 2,561.8 2,601.4 2,659.3 2,694.3 2,721.4 2,748.0 2,780.8 2,774.4 2,783.6 2,794.9 2,808.8
11 Real estate loans 4,728.4 4,924.6 4,970.4 5,015.1 5,055.1 5,098.6 5,142.1 5,180.7 5,182.0 5,193.9 5,201.5 5,208.0
12 Residential real estate loans 2,238.5 2,313.3 2,338.4 2,359.4 2,372.7 2,385.6 2,408.1 2,423.6 2,427.3 2,431.7 2,428.2 2,430.8
13 Revolving home equity loans 251.9 247.4 247.7 248.0 247.9 247.5 248.8 250.7 251.1 250.6 250.8 250.9
14 Closed-end residential loans 9 1,986.6 2,065.9 2,090.7 2,111.3 2,124.8 2,138.1 2,159.3 2,172.9 2,176.2 2,181.0 2,177.4 2,179.9
15 Commercial real estate loans 2,489.9 2,611.4 2,632.0 2,655.7 2,682.4 2,713.0 2,734.0 2,757.2 2,754.7 2,762.3 2,773.2 2,777.2
16 Construction and land development loans 10 385.0 402.8 406.1 409.9 413.7 417.7 425.4 431.2 430.6 432.6 435.8 437.6
17 Secured by farmland 11 101.9 105.2 106.1 106.9 107.5 108.0 108.5 109.4 109.4 109.7 109.8 110.2
18 Secured by multifamily properties 12 434.1 469.0 475.2 483.6 492.8 502.3 507.2 515.6 515.8 517.4 517.8 518.5
19 Secured by nonfarm nonresidential properties 13 1,568.9 1,634.4 1,644.6 1,655.3 1,668.5 1,685.0 1,693.0 1,701.0 1,698.8 1,702.6 1,709.8 1,711.0
20 Consumer loans 1,619.2 1,730.6 1,744.9 1,763.3 1,778.5 1,790.1 1,805.5 1,823.3 1,824.5 1,826.6 1,823.3 1,826.5
21 Credit cards and other revolving plans 782.4 854.5 864.6 877.9 890.1 899.3 912.2 925.3 926.2 929.2 925.9 928.6
22 Other consumer loans 836.8 876.1 880.3 885.4 888.4 890.8 893.3 898.1 898.4 897.4 897.3 897.9
23 Automobile loans 14 503.3 518.8 519.4 520.2 520.0 519.7 519.7 524.8 525.1 524.9 524.7 524.6
24 All other consumer loans 15 , 16 333.5 357.3 360.9 365.2 368.4 371.1 373.6 373.2 373.2 372.6 372.7 373.3
25 All other loans and leases 1,745.8 1,876.5 1,900.6 1,925.4 1,940.3 1,950.9 1,956.8 1,978.2 1,975.6 1,986.7 1,985.7 1,981.7
26 Loans to nondepository financial institutions 17 768.6 832.1 842.5 854.3 855.5 860.3 861.3 866.1 864.6 870.7 872.3 874.0
27 All loans not elsewhere classified 18 , 19 977.2 1,044.3 1,058.0 1,071.1 1,084.8 1,090.6 1,095.5 1,112.1 1,111.0 1,116.0 1,113.4 1,107.7
28 LESS: Allowance for loan and lease losses 20 167.8 158.7 157.4 157.5 160.2 159.9 160.9 166.8 166.7 166.8 167.0 167.0
29 Cash assets 21 4,084.4 3,526.0 3,347.8 3,327.1 3,372.0 3,349.3 3,189.8 3,105.8 3,111.0 3,144.1 3,055.8 3,051.2
30 Total federal funds sold and reverse RPs 22 606.9 600.9 603.1 593.2 587.1 566.5 567.9 536.5 528.9 545.7 522.9 519.6
31 Loans to commercial banks 23 5.6 7.9 9.8 9.9 9.9 9.7 10.1 8.5 8.5 8.3 8.1 7.9
32 Other assets including trading assets 24 1,707.3 1,830.7 1,847.0 1,829.1 1,838.5 1,839.2 1,830.0 1,861.5 1,852.5 1,865.5 1,912.1 1,919.0
33 Total assets 22,281.3 22,707.2 22,656.2 22,739.7 22,893.6 22,919.9 22,746.8 22,643.7 22,621.9 22,714.6 22,628.1 22,643.2
 
Liabilities
34 Deposits 17,655.8 18,080.5 18,056.3 18,040.4 18,049.5 18,071.1 17,933.6 17,745.4 17,721.7 17,783.4 17,670.0 17,677.0
35 Large time deposits 1,409.7 1,447.1 1,452.3 1,465.9 1,482.6 1,520.7 1,523.2 1,466.6 1,472.0 1,473.2 1,483.3 1,499.1
36 Other deposits 16,246.1 16,633.4 16,604.0 16,574.5 16,566.9 16,550.5 16,410.4 16,278.8 16,249.7 16,310.2 16,186.7 16,177.8
37 Borrowings 1,693.4 1,605.7 1,624.5 1,643.3 1,675.6 1,659.7 1,710.5 1,741.8 1,734.4 1,753.8 1,767.3 1,780.6
38 Net due to related foreign offices 64.2 82.3 124.4 143.6 268.0 317.9 223.8 284.2 282.3 323.6 293.4 283.5
39 Other liabilities including trading liabilities 25 696.5 728.1 719.4 733.3 748.0 743.1 762.7 796.4 807.4 800.7 809.9 814.6
40 Total liabilities 20,110.0 20,496.6 20,524.5 20,560.6 20,741.1 20,791.8 20,630.6 20,567.9 20,545.8 20,661.6 20,540.6 20,555.6
41 Residual (Assets LESS Liabilities) 26 2,171.3 2,210.6 2,131.7 2,179.2 2,152.5 2,128.1 2,116.3 2,075.8 2,076.1 2,053.0 2,087.6 2,087.6

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 16,040.6 16,893.7 16,993.4 17,134.4 17,221.6 17,288.0 17,276.7 17,291.8 17,266.1 17,297.8 17,344.5 17,344.3
2 Securities in bank credit 2 5,544.6 5,819.2 5,782.3 5,748.1 5,735.6 5,719.9 5,622.7 5,537.5 5,530.4 5,531.8 5,529.4 5,522.2
3 Treasury and agency securities 3 4,459.1 4,671.4 4,645.8 4,612.9 4,608.1 4,595.4 4,514.2 4,451.4 4,444.0 4,447.9 4,449.1 4,442.4
4 Mortgage-backed securities (MBS) 4 2,907.0 2,948.0 2,911.5 2,879.6 2,874.1 2,878.3 2,836.4 2,787.6 2,783.6 2,782.4 2,779.9 2,769.1
5 Non-MBS 5 1,552.1 1,723.4 1,734.4 1,733.3 1,734.0 1,717.1 1,677.8 1,663.8 1,660.5 1,665.4 1,669.2 1,673.3
6 Other securities 1,085.6 1,147.8 1,136.4 1,135.2 1,127.5 1,124.5 1,108.5 1,086.1 1,086.3 1,084.0 1,080.3 1,079.8
7 Mortgage-backed securities (MBS) 6 98.4 116.4 118.3 116.7 117.4 117.5 115.9 113.1 112.8 112.2 112.6 112.3
8 Non-MBS 7 987.1 1,031.4 1,018.1 1,018.6 1,010.1 1,007.0 992.6 973.1 973.5 971.8 967.7 967.5
9 Loans and leases in bank credit 8 10,496.0 11,074.5 11,211.1 11,386.3 11,486.0 11,568.1 11,654.0 11,754.3 11,735.8 11,766.0 11,815.2 11,822.1
10 Commercial and industrial loans 2,386.2 2,589.5 2,626.2 2,681.3 2,701.5 2,712.2 2,727.1 2,753.7 2,749.3 2,752.8 2,775.3 2,785.2
11 Real estate loans 4,745.2 4,903.3 4,957.2 5,014.6 5,066.1 5,120.0 5,160.3 5,200.1 5,195.8 5,209.0 5,222.8 5,231.3
12 Residential real estate loans 2,251.1 2,296.5 2,326.8 2,356.9 2,380.7 2,400.2 2,419.6 2,437.3 2,434.8 2,440.6 2,445.0 2,450.5
13 Revolving home equity loans 252.1 246.3 247.8 249.0 249.0 248.6 250.0 251.0 251.0 251.1 251.2 251.2
14 Closed-end residential loans 9 1,999.0 2,050.2 2,079.0 2,107.9 2,131.7 2,151.6 2,169.6 2,186.3 2,183.8 2,189.4 2,193.8 2,199.3
15 Commercial real estate loans 2,494.1 2,606.9 2,630.5 2,657.7 2,685.5 2,719.7 2,740.7 2,762.9 2,761.0 2,768.5 2,777.7 2,780.8
16 Construction and land development loans 10 386.8 399.7 405.8 412.3 415.6 421.9 427.9 433.7 433.4 436.1 438.4 440.2
17 Secured by farmland 11 102.3 104.8 105.9 106.9 107.7 108.4 108.9 109.8 109.8 109.9 110.1 110.3
18 Secured by multifamily properties 12 435.3 467.9 474.0 483.4 494.8 504.3 509.9 517.0 517.4 518.1 519.3 519.3
19 Secured by nonfarm nonresidential properties 13 1,569.7 1,634.4 1,644.9 1,655.1 1,667.4 1,685.0 1,694.0 1,702.4 1,700.4 1,704.3 1,710.0 1,711.0
20 Consumer loans 1,621.0 1,712.0 1,730.8 1,760.2 1,779.5 1,794.7 1,810.2 1,824.9 1,821.6 1,831.1 1,828.6 1,827.7
21 Credit cards and other revolving plans 780.8 838.7 853.6 875.8 890.9 903.1 913.4 923.5 920.3 930.6 928.4 927.9
22 Other consumer loans 840.2 873.3 877.2 884.4 888.6 891.5 896.8 901.4 901.3 900.5 900.2 899.7
23 Automobile loans 14 504.9 517.8 518.6 519.8 520.6 520.7 521.2 526.1 526.2 526.0 525.7 525.2
24 All other consumer loans 15 , 16 335.3 355.5 358.6 364.6 368.0 370.8 375.6 375.2 375.1 374.4 374.5 374.6
25 All other loans and leases 1,743.6 1,869.7 1,896.8 1,930.3 1,938.8 1,941.3 1,956.4 1,975.6 1,969.0 1,973.1 1,988.5 1,977.9
26 Loans to nondepository financial institutions 17 771.9 827.6 837.8 852.8 854.4 854.1 863.0 869.3 865.8 867.1 882.0 877.5
27 All loans not elsewhere classified 18 , 19 971.7 1,042.1 1,059.1 1,077.5 1,084.4 1,087.2 1,093.4 1,106.3 1,103.2 1,106.0 1,106.6 1,100.4
28 LESS: Allowance for loan and lease losses 20 168.1 156.9 157.1 157.6 160.3 160.9 161.8 167.0 167.1 167.1 167.9 168.2
29 Cash assets 21 4,085.1 3,499.7 3,317.5 3,205.1 3,309.0 3,365.7 3,190.9 3,109.9 3,074.4 3,145.6 3,075.1 3,118.8
30 Total federal funds sold and reverse RPs 22 609.8 579.3 584.2 580.0 568.1 563.2 570.1 539.2 534.8 532.7 532.4 536.6
31 Loans to commercial banks 23 5.6 7.9 9.7 10.0 9.9 9.6 10.3 8.5 8.4 8.0 8.0 7.7
32 Other assets including trading assets 24 1,707.8 1,829.8 1,839.7 1,837.7 1,837.6 1,837.4 1,831.8 1,862.2 1,863.9 1,859.3 1,883.4 1,907.4
33 Total assets 22,280.8 22,653.6 22,587.3 22,609.6 22,785.9 22,903.1 22,718.1 22,644.6 22,580.7 22,676.2 22,675.5 22,746.6
 
Liabilities
34 Deposits 17,601.6 18,156.5 17,998.7 17,977.8 17,963.4 17,981.4 17,855.9 17,687.7 17,632.1 17,642.9 17,680.6 17,694.4
35 Large time deposits 1,396.5 1,461.7 1,463.7 1,470.5 1,481.1 1,523.9 1,514.3 1,455.3 1,460.5 1,463.3 1,470.7 1,490.5
36 Other deposits 16,205.2 16,694.8 16,535.0 16,507.3 16,482.3 16,457.5 16,341.6 16,232.4 16,171.7 16,179.6 16,210.0 16,203.8
37 Borrowings 1,688.7 1,594.0 1,647.9 1,648.4 1,673.3 1,669.3 1,697.7 1,739.6 1,734.3 1,754.1 1,765.9 1,796.7
38 Net due to related foreign offices 96.4 37.0 94.3 124.5 267.4 341.2 252.9 325.8 323.4 374.5 318.4 328.1
39 Other liabilities including trading liabilities 25 706.6 719.0 715.4 732.2 739.4 750.2 768.8 808.6 807.2 817.2 821.6 830.9
40 Total liabilities 20,093.4 20,506.4 20,456.3 20,482.9 20,643.6 20,742.1 20,575.2 20,561.7 20,497.0 20,588.7 20,586.5 20,650.1
41 Residual (Assets LESS Liabilities) 26 2,187.5 2,147.1 2,131.0 2,126.7 2,142.3 2,160.9 2,142.8 2,083.0 2,083.6 2,087.5 2,089.0 2,096.5

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 14,988.1 15,758.3 15,848.7 15,955.1 16,047.0 16,119.0 16,102.1 16,067.6 16,059.1 16,089.0 16,054.3 16,068.1
2 Securities in bank credit 2 5,293.1 5,568.9 5,552.8 5,535.9 5,534.2 5,515.7 5,419.6 5,296.9 5,292.5 5,290.0 5,251.8 5,244.5
3 Treasury and agency securities 3 4,310.0 4,523.2 4,512.8 4,497.7 4,497.0 4,479.9 4,402.2 4,305.6 4,301.9 4,300.6 4,268.5 4,264.7
4 Mortgage-backed securities (MBS) 4 2,866.7 2,899.6 2,872.2 2,855.0 2,859.7 2,859.8 2,817.4 2,758.0 2,757.3 2,755.0 2,727.9 2,727.9
5 Non-MBS 5 1,443.3 1,623.6 1,640.6 1,642.7 1,637.3 1,620.1 1,584.8 1,547.6 1,544.6 1,545.6 1,540.6 1,536.8
6 Other securities 983.1 1,045.7 1,040.1 1,038.2 1,037.2 1,035.9 1,017.4 991.3 990.7 989.4 983.3 979.8
7 Mortgage-backed securities (MBS) 6 97.0 113.3 115.0 113.5 114.9 115.7 115.1 111.8 110.7 111.3 111.8 111.3
8 Non-MBS 7 886.1 932.3 925.1 924.7 922.3 920.2 902.3 879.4 880.0 878.1 871.5 868.5
9 Loans and leases in bank credit 8 9,695.0 10,189.4 10,295.8 10,419.2 10,512.8 10,603.2 10,682.5 10,770.8 10,766.6 10,799.0 10,802.5 10,823.6
10 Commercial and industrial loans 2,018.4 2,132.8 2,160.7 2,202.1 2,236.2 2,263.5 2,285.1 2,300.3 2,295.7 2,304.9 2,305.1 2,314.8
11 Real estate loans 4,644.2 4,830.0 4,875.0 4,918.2 4,956.2 4,997.2 5,037.8 5,076.5 5,078.5 5,089.9 5,097.5 5,103.8
12 Residential real estate loans 2,237.3 2,312.4 2,337.5 2,358.4 2,371.8 2,384.6 2,407.2 2,422.6 2,426.4 2,430.7 2,427.2 2,429.8
13 Revolving home equity loans 251.9 247.5 247.7 247.9 247.9 247.4 248.7 250.7 251.1 250.6 250.8 250.9
14 Closed-end residential loans 9 1,985.4 2,065.0 2,089.8 2,110.5 2,124.0 2,137.3 2,158.5 2,172.0 2,175.3 2,180.1 2,176.4 2,179.0
15 Commercial real estate loans 2,406.9 2,517.6 2,537.5 2,559.9 2,584.4 2,612.6 2,630.6 2,653.9 2,652.1 2,659.2 2,670.2 2,674.0
16 Construction and land development loans 10 374.1 391.8 394.8 398.2 401.8 405.4 410.8 418.3 417.9 419.9 423.5 425.2
17 Secured by farmland 11 101.8 105.0 105.9 106.7 107.3 107.9 108.3 109.3 109.2 109.5 109.7 110.0
18 Secured by multifamily properties 12 421.0 454.8 460.7 468.6 477.0 485.2 489.7 497.8 498.2 499.4 500.4 500.6
19 Secured by nonfarm nonresidential properties 13 1,510.0 1,565.9 1,576.0 1,586.3 1,598.3 1,614.1 1,621.7 1,628.6 1,626.7 1,630.4 1,636.6 1,638.2
20 Consumer loans 1,613.2 1,730.1 1,744.8 1,763.1 1,778.4 1,790.2 1,805.7 1,823.5 1,824.7 1,826.8 1,823.5 1,826.8
21 Credit cards and other revolving plans 782.4 854.5 864.6 877.9 890.1 899.3 912.2 925.3 926.2 929.2 925.9 928.6
22 Other consumer loans 830.8 875.6 880.2 885.2 888.4 891.0 893.5 898.3 898.6 897.6 897.6 898.2
23 Automobile loans 14 503.3 518.8 519.4 520.2 520.0 519.7 519.7 524.8 525.1 524.9 524.7 524.6
24 All other consumer loans 15 327.5 356.8 360.8 365.0 368.3 371.3 373.8 373.4 373.4 372.8 372.9 373.5
25 All other loans and leases 1,419.2 1,496.5 1,515.4 1,535.7 1,541.9 1,552.3 1,553.9 1,570.4 1,567.6 1,577.4 1,576.5 1,578.2
26 Loans to nondepository financial institutions 17 625.4 668.5 679.3 691.9 691.1 699.2 699.9 704.4 704.1 708.5 708.1 709.8
27 All loans not elsewhere classified 18 793.8 828.1 836.1 843.9 850.8 853.2 853.9 866.0 863.5 868.9 868.4 868.4
28 LESS: Allowance for loan and lease losses 166.7 158.3 157.4 157.4 160.4 159.5 161.0 167.0 166.8 167.1 167.3 167.4
29 Cash assets 21 2,859.8 2,246.5 2,105.3 2,091.4 2,071.9 1,996.0 1,915.1 1,848.3 1,841.5 1,884.3 1,792.2 1,769.1
30 Total federal funds sold and reverse RPs 22 294.8 304.0 292.2 284.1 294.4 276.0 284.6 288.0 281.4 302.8 280.3 281.9
31 Loans to commercial banks 23 5.1 7.2 8.9 9.0 9.3 9.3 9.1 6.9 7.1 6.9 6.7 6.4
32 Other assets including trading assets 24 1,575.1 1,678.4 1,705.7 1,685.6 1,684.3 1,688.7 1,667.8 1,693.5 1,682.6 1,701.0 1,743.9 1,751.0
33 Total assets 19,556.3 19,836.1 19,803.3 19,868.0 19,946.5 19,929.5 19,817.7 19,737.3 19,704.9 19,816.9 19,710.0 19,709.0
 
Liabilities
34 Deposits 16,385.3 16,787.5 16,775.8 16,756.0 16,756.2 16,750.5 16,623.7 16,464.4 16,448.4 16,502.8 16,368.0 16,366.7
35 Large time deposits 669.3 666.7 675.9 691.0 699.9 717.8 723.1 676.1 679.4 682.4 684.7 692.1
36 Other deposits 15,716.0 16,120.8 16,099.9 16,065.0 16,056.3 16,032.6 15,900.7 15,788.2 15,769.0 15,820.5 15,683.3 15,674.6
37 Borrowings 660.4 626.1 671.0 717.3 763.5 768.6 813.8 872.2 870.6 896.8 895.8 924.0
38 Net due to related foreign offices -261.2 -329.6 -336.2 -326.1 -322.7 -345.1 -351.6 -306.2 -319.6 -282.1 -305.4 -333.8
39 Other liabilities including trading liabilities 25 582.6 595.5 591.2 590.0 599.6 597.4 607.5 635.7 644.7 644.3 649.4 652.7
40 Total liabilities 17,367.0 17,679.6 17,701.8 17,737.2 17,796.6 17,771.3 17,693.3 17,666.0 17,644.2 17,761.8 17,607.7 17,609.6
41 Residual (Assets LESS Liabilities) 26 2,189.2 2,156.5 2,101.5 2,130.8 2,149.9 2,158.2 2,124.4 2,071.3 2,060.8 2,055.1 2,102.3 2,099.3

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 14,992.8 15,752.9 15,841.8 15,955.5 16,019.8 16,091.7 16,074.8 16,070.7 16,051.1 16,079.5 16,105.9 16,104.4
2 Securities in bank credit 2 5,300.5 5,586.2 5,547.3 5,509.8 5,487.5 5,477.6 5,385.2 5,300.8 5,296.4 5,295.2 5,288.0 5,278.2
3 Treasury and agency securities 3 4,314.6 4,532.4 4,505.1 4,469.1 4,453.7 4,445.3 4,368.8 4,307.2 4,302.4 4,303.6 4,301.1 4,291.7
4 Mortgage-backed securities (MBS) 4 2,858.2 2,913.9 2,876.5 2,842.5 2,836.4 2,842.3 2,798.7 2,750.7 2,748.5 2,745.8 2,742.3 2,731.9
5 Non-MBS 5 1,456.4 1,618.5 1,628.6 1,626.6 1,617.4 1,603.0 1,570.2 1,556.5 1,553.9 1,557.9 1,558.8 1,559.8
6 Other securities 985.9 1,053.8 1,042.1 1,040.7 1,033.8 1,032.3 1,016.4 993.6 994.0 991.5 986.9 986.5
7 Mortgage-backed securities (MBS) 6 96.5 114.4 116.4 114.8 115.6 115.7 114.1 111.3 111.0 110.4 110.8 110.5
8 Non-MBS 7 889.5 939.4 925.7 925.9 918.2 916.6 902.3 882.4 883.0 881.2 876.1 875.9
9 Loans and leases in bank credit 8 9,692.3 10,166.7 10,294.6 10,445.7 10,532.3 10,614.1 10,689.6 10,769.9 10,754.7 10,784.3 10,817.9 10,826.2
10 Commercial and industrial loans 1,998.5 2,155.3 2,187.3 2,226.1 2,244.0 2,257.5 2,268.5 2,280.3 2,277.5 2,282.1 2,289.9 2,295.0
11 Real estate loans 4,662.7 4,808.1 4,861.4 4,917.0 4,967.1 5,019.0 5,058.7 5,097.6 5,093.3 5,106.3 5,120.1 5,128.6
12 Residential real estate loans 2,250.0 2,295.5 2,325.9 2,356.0 2,379.9 2,399.5 2,418.8 2,436.5 2,434.0 2,439.8 2,444.2 2,449.7
13 Revolving home equity loans 252.1 246.3 247.8 249.0 249.0 248.6 250.0 251.0 251.0 251.1 251.2 251.2
14 Closed-end residential loans 9 1,997.9 2,049.2 2,078.1 2,107.0 2,130.9 2,150.9 2,168.8 2,185.5 2,183.0 2,188.7 2,193.0 2,198.5
15 Commercial real estate loans 2,412.7 2,512.6 2,535.5 2,561.0 2,587.2 2,619.5 2,639.9 2,661.1 2,659.3 2,666.5 2,675.8 2,678.9
16 Construction and land development loans 10 376.0 388.9 394.5 400.5 403.2 409.1 415.0 420.6 420.2 422.7 425.5 427.4
17 Secured by farmland 11 102.1 104.7 105.7 106.7 107.6 108.3 108.8 109.6 109.6 109.7 109.9 110.1
18 Secured by multifamily properties 12 422.4 453.7 459.5 468.2 479.1 487.6 492.6 499.4 499.9 500.5 501.7 501.6
19 Secured by nonfarm nonresidential properties 13 1,512.2 1,565.2 1,575.7 1,585.5 1,597.4 1,614.6 1,623.6 1,631.5 1,629.6 1,633.5 1,638.8 1,639.7
20 Consumer loans 1,614.8 1,712.0 1,730.8 1,760.2 1,779.5 1,794.7 1,810.2 1,824.9 1,821.6 1,831.1 1,828.6 1,827.7
21 Credit cards and other revolving plans 780.8 838.7 853.6 875.8 890.9 903.1 913.4 923.5 920.3 930.6 928.4 927.9
22 Other consumer loans 834.0 873.3 877.2 884.4 888.6 891.5 896.8 901.4 901.3 900.5 900.2 899.7
23 Automobile loans 14 504.9 517.8 518.6 519.8 520.6 520.7 521.2 526.1 526.2 526.0 525.7 525.2
24 All other consumer loans 15 329.1 355.5 358.6 364.6 368.0 370.8 375.6 375.2 375.1 374.4 374.5 374.6
25 All other loans and leases 1,416.3 1,491.3 1,515.1 1,542.4 1,541.7 1,543.0 1,552.1 1,567.2 1,562.3 1,564.9 1,579.3 1,574.9
26 Loans to nondepository financial institutions 17 625.1 666.5 678.4 692.8 691.2 692.6 699.3 704.1 702.0 701.6 714.1 710.7
27 All loans not elsewhere classified 18 791.2 824.8 836.7 849.6 850.5 850.4 852.8 863.1 860.3 863.3 865.2 864.2
28 LESS: Allowance for loan and lease losses 166.8 156.9 157.1 157.6 160.3 160.9 161.8 167.0 167.1 167.1 167.9 168.2
29 Cash assets 21 2,827.8 2,260.7 2,068.2 2,024.3 2,011.1 1,960.7 1,896.9 1,830.6 1,798.9 1,843.1 1,798.9 1,793.0
30 Total federal funds sold and reverse RPs 22 293.7 294.3 279.8 282.2 288.2 276.5 289.9 288.0 283.5 287.6 288.4 280.4
31 Loans to commercial banks 23 5.1 7.2 8.8 9.1 9.2 9.3 9.1 6.9 7.1 6.6 6.6 6.2
32 Other assets including trading assets 24 1,575.4 1,679.2 1,696.7 1,692.1 1,685.8 1,685.8 1,668.4 1,695.2 1,698.6 1,689.7 1,721.1 1,734.1
33 Total assets 19,528.0 19,837.3 19,738.3 19,805.6 19,853.9 19,863.2 19,777.2 19,724.5 19,672.1 19,739.4 19,753.1 19,749.9
 
Liabilities
34 Deposits 16,341.1 16,857.9 16,700.0 16,706.7 16,683.1 16,656.0 16,552.1 16,416.5 16,369.1 16,365.7 16,389.0 16,383.5
35 Large time deposits 665.7 667.7 672.1 690.5 700.9 719.9 720.7 675.0 677.1 680.3 684.2 691.4
36 Other deposits 15,675.4 16,190.2 16,027.9 16,016.2 15,982.2 15,936.1 15,831.4 15,741.5 15,692.0 15,685.4 15,704.9 15,692.1
37 Borrowings 664.1 616.9 676.0 722.7 765.2 775.3 818.7 878.6 880.1 900.2 901.8 926.0
38 Net due to related foreign offices -251.4 -365.1 -346.5 -332.3 -322.6 -325.9 -344.3 -296.1 -304.2 -260.2 -291.4 -316.7
39 Other liabilities including trading liabilities 25 591.3 584.5 581.7 585.8 590.0 601.6 613.0 646.6 647.5 650.2 667.8 664.0
40 Total liabilities 17,345.0 17,694.2 17,611.2 17,682.8 17,715.7 17,707.1 17,639.7 17,645.6 17,592.4 17,655.9 17,667.2 17,656.8
41 Residual (Assets LESS Liabilities) 26 2,182.9 2,143.2 2,127.0 2,122.7 2,138.2 2,156.0 2,137.6 2,079.0 2,079.7 2,083.5 2,085.9 2,093.1

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 9,751.2 10,217.7 10,258.8 10,289.3 10,335.1 10,347.8 10,308.9 10,265.7 10,258.6 10,270.5 10,246.6 10,248.2
2 Securities in bank credit 2 3,974.5 4,136.1 4,112.2 4,075.8 4,073.4 4,041.3 3,969.0 3,888.1 3,885.7 3,879.4 3,855.1 3,847.2
3 Treasury and agency securities 3 3,388.7 3,510.0 3,493.4 3,459.4 3,461.9 3,433.6 3,374.7 3,308.0 3,306.5 3,300.4 3,278.4 3,272.4
4 Mortgage-backed securities (MBS) 4 2,163.9 2,172.1 2,149.3 2,128.8 2,136.0 2,130.4 2,105.0 2,067.6 2,068.3 2,062.0 2,044.1 2,045.0
5 Non-MBS 5 1,224.9 1,337.9 1,344.1 1,330.7 1,325.9 1,303.2 1,269.7 1,240.4 1,238.2 1,238.4 1,234.3 1,227.4
6 Other securities 585.8 626.1 618.8 616.3 611.5 607.6 594.4 580.1 579.2 579.0 576.7 574.8
7 Mortgage-backed securities (MBS) 6 60.3 68.3 69.4 67.4 68.8 68.9 68.4 66.7 65.7 66.6 66.8 66.6
8 Non-MBS 7 525.5 557.8 549.3 548.9 542.8 538.8 526.0 513.3 513.5 512.4 509.9 508.3
9 Loans and leases in bank credit 8 5,776.7 6,081.6 6,146.6 6,213.5 6,261.7 6,306.5 6,339.9 6,377.7 6,372.9 6,391.1 6,391.5 6,400.9
10 Commercial and industrial loans 1,252.7 1,362.8 1,389.3 1,421.9 1,445.9 1,463.1 1,474.1 1,479.7 1,475.6 1,481.8 1,484.0 1,492.8
11 Real estate loans 2,247.0 2,297.2 2,310.6 2,318.0 2,326.2 2,336.9 2,347.7 2,355.1 2,356.9 2,359.0 2,357.8 2,355.3
12 Residential real estate loans 1,449.0 1,482.9 1,495.2 1,503.0 1,506.2 1,509.4 1,522.0 1,527.9 1,530.3 1,532.1 1,528.0 1,527.0
13 Revolving home equity loans 162.1 155.6 155.0 154.6 154.2 154.0 154.2 155.0 155.5 154.8 154.7 154.6
14 Closed-end residential loans 9 1,287.0 1,327.4 1,340.2 1,348.4 1,351.9 1,355.4 1,367.8 1,372.8 1,374.8 1,377.3 1,373.3 1,372.4
15 Commercial real estate loans 797.9 814.2 815.4 815.0 820.0 827.5 825.7 827.3 826.6 826.8 829.8 828.3
16 Construction and land development loans 10 122.0 118.6 118.1 117.5 117.4 116.9 117.1 118.5 118.4 118.6 120.1 120.5
17 Secured by farmland 11 6.9 6.7 6.7 6.6 6.6 6.6 6.5 6.5 6.5 6.5 6.5 6.5
18 Secured by multifamily properties 12 185.8 201.9 203.7 206.5 210.1 212.9 213.6 216.5 217.1 216.8 215.9 215.4
19 Secured by nonfarm nonresidential properties 13 483.2 487.1 487.0 484.5 485.9 491.2 488.5 485.7 484.6 484.9 487.2 485.9
20 Consumer loans 1,170.1 1,246.3 1,252.7 1,261.5 1,270.6 1,277.5 1,288.0 1,298.7 1,300.1 1,300.4 1,297.4 1,299.4
21 Credit cards and other revolving plans 573.8 625.6 630.1 636.9 645.7 652.4 662.2 669.5 670.9 672.3 669.2 671.3
22 Other consumer loans 596.4 620.7 622.6 624.7 624.9 625.1 625.8 629.2 629.2 628.1 628.2 628.1
23 Automobile loans 14 433.7 445.9 445.7 445.7 444.9 443.8 442.9 447.2 447.4 447.0 446.7 446.4
24 All other consumer loans 15 162.6 174.8 176.9 179.0 179.9 181.3 182.9 182.1 181.8 181.0 181.5 181.7
25 All other loans and leases 1,106.9 1,175.4 1,194.0 1,212.1 1,219.0 1,229.1 1,230.1 1,244.1 1,240.4 1,249.9 1,252.3 1,253.5
26 Loans to nondepository financial institutions 17 525.2 564.9 576.0 587.5 588.5 597.7 600.0 604.6 603.8 608.0 611.0 611.6
27 All loans not elsewhere classified 18 581.8 610.5 618.0 624.6 630.5 631.3 630.0 639.5 636.6 641.9 641.3 642.0
28 LESS: Allowance for loan and lease losses 96.4 91.4 90.8 90.7 92.7 92.4 93.6 104.0 103.8 104.0 103.9 103.8
29 Cash assets 21 1,973.0 1,555.4 1,464.3 1,481.0 1,512.7 1,452.4 1,412.0 1,368.7 1,359.7 1,406.6 1,332.0 1,309.3
30 Total federal funds sold and reverse RPs 22 239.4 247.3 236.8 232.1 244.5 228.7 236.5 241.1 235.8 257.5 236.9 239.1
31 Loans to commercial banks 23 4.0 5.6 6.7 6.4 6.6 6.8 6.4 4.6 4.6 4.7 4.6 4.6
32 Other assets including trading assets 24 1,190.3 1,264.7 1,282.4 1,259.7 1,258.9 1,270.8 1,240.8 1,251.1 1,241.7 1,255.7 1,291.8 1,304.4
33 Total assets 13,061.5 13,199.3 13,158.0 13,177.8 13,265.1 13,214.0 13,111.1 13,027.3 12,996.7 13,090.9 13,008.0 13,001.8
 
Liabilities
34 Deposits 10,978.3 11,218.1 11,185.8 11,152.2 11,148.6 11,135.3 11,028.5 10,891.7 10,879.3 10,925.3 10,825.5 10,814.7
35 Large time deposits 309.4 318.3 329.2 342.3 349.8 362.5 359.6 301.1 305.6 303.2 302.3 304.2
36 Other deposits 10,668.9 10,899.8 10,856.5 10,809.9 10,798.8 10,772.9 10,668.8 10,590.6 10,573.7 10,622.1 10,523.2 10,510.5
37 Borrowings 429.1 393.7 430.2 464.3 492.9 491.6 510.4 535.8 530.5 550.2 550.5 576.6
38 Net due to related foreign offices -308.8 -374.3 -373.0 -360.6 -353.9 -383.7 -383.7 -336.3 -347.6 -313.4 -340.8 -368.6
39 Other liabilities including trading liabilities 25 485.5 488.8 486.2 483.0 492.2 489.5 492.1 510.1 516.7 518.0 516.5 527.5
40 Total liabilities 11,584.1 11,726.3 11,729.3 11,738.9 11,779.8 11,732.8 11,647.3 11,601.3 11,578.9 11,680.1 11,551.7 11,550.3
41 Residual (Assets LESS Liabilities) 26 1,477.4 1,473.0 1,428.7 1,438.9 1,485.3 1,481.2 1,463.8 1,426.0 1,417.8 1,410.8 1,456.3 1,451.5

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 9,756.8 10,207.6 10,249.1 10,286.5 10,308.0 10,323.6 10,278.7 10,267.0 10,250.9 10,266.5 10,290.6 10,281.9
2 Securities in bank credit 2 3,985.2 4,137.6 4,104.8 4,058.4 4,040.4 4,019.0 3,946.5 3,894.3 3,889.2 3,889.4 3,891.7 3,880.4
3 Treasury and agency securities 3 3,396.6 3,506.6 3,482.4 3,440.2 3,428.7 3,413.7 3,352.8 3,312.0 3,307.2 3,308.5 3,311.6 3,300.5
4 Mortgage-backed securities (MBS) 4 2,158.6 2,180.2 2,153.0 2,119.5 2,119.4 2,121.2 2,092.9 2,063.0 2,060.4 2,058.9 2,059.5 2,049.4
5 Non-MBS 5 1,238.0 1,326.5 1,329.4 1,320.7 1,309.3 1,292.5 1,259.9 1,249.0 1,246.8 1,249.5 1,252.1 1,251.1
6 Other securities 588.6 631.0 622.4 618.2 611.7 605.2 593.7 582.3 582.0 580.9 580.1 580.0
7 Mortgage-backed securities (MBS) 6 59.9 69.2 70.4 68.5 69.3 68.7 67.6 66.3 65.9 65.8 65.9 65.8
8 Non-MBS 7 528.7 561.8 552.0 549.8 542.4 536.5 526.1 516.0 516.1 515.1 514.1 514.2
9 Loans and leases in bank credit 8 5,771.6 6,069.9 6,144.3 6,228.1 6,267.6 6,304.6 6,332.2 6,372.7 6,361.7 6,377.2 6,398.9 6,401.4
10 Commercial and industrial loans 1,241.1 1,381.0 1,406.7 1,435.6 1,447.4 1,456.3 1,459.7 1,468.1 1,466.3 1,468.5 1,477.3 1,481.9
11 Real estate loans 2,258.0 2,282.7 2,300.7 2,315.7 2,331.6 2,348.4 2,356.9 2,366.9 2,364.3 2,368.7 2,370.8 2,372.1
12 Residential real estate loans 1,457.6 1,469.3 1,485.5 1,500.7 1,511.5 1,519.5 1,527.9 1,536.7 1,534.6 1,538.0 1,539.1 1,541.5
13 Revolving home equity loans 162.1 154.6 154.8 155.0 155.0 155.0 155.3 155.2 155.2 155.2 155.1 155.0
14 Closed-end residential loans 9 1,295.5 1,314.7 1,330.7 1,345.7 1,356.5 1,364.5 1,372.6 1,381.5 1,379.4 1,382.9 1,384.0 1,386.5
15 Commercial real estate loans 800.3 813.4 815.2 815.1 820.2 828.9 829.0 830.3 829.7 830.6 831.8 830.6
16 Construction and land development loans 10 122.9 117.9 118.6 118.6 118.6 118.5 118.9 119.5 119.4 119.7 120.7 120.9
17 Secured by farmland 11 6.9 6.7 6.6 6.6 6.5 6.6 6.5 6.5 6.5 6.5 6.5 6.5
18 Secured by multifamily properties 12 186.6 201.1 203.0 206.0 210.5 213.6 215.0 217.5 218.2 217.6 216.9 216.6
19 Secured by nonfarm nonresidential properties 13 483.9 487.6 486.9 483.9 484.5 490.2 488.5 486.8 485.6 486.8 487.7 486.6
20 Consumer loans 1,171.5 1,232.3 1,244.2 1,262.5 1,273.4 1,282.3 1,291.5 1,299.6 1,297.2 1,302.2 1,300.9 1,300.6
21 Credit cards and other revolving plans 572.7 613.1 623.1 638.4 648.0 656.0 663.3 668.1 666.0 672.0 670.7 671.1
22 Other consumer loans 598.8 619.2 621.1 624.2 625.4 626.3 628.2 631.6 631.2 630.3 630.2 629.5
23 Automobile loans 14 435.0 445.0 444.7 445.0 445.3 444.6 444.1 448.2 448.2 448.0 447.6 446.8
24 All other consumer loans 15 163.7 174.2 176.4 179.1 180.1 181.7 184.1 183.3 183.0 182.3 182.6 182.7
25 All other loans and leases 1,101.1 1,173.8 1,192.6 1,214.2 1,215.2 1,217.7 1,224.1 1,238.1 1,233.9 1,237.8 1,249.9 1,246.8
26 Loans to nondepository financial institutions 17 522.8 564.8 574.9 586.1 586.7 591.2 598.1 601.9 600.2 600.7 611.9 609.4
27 All loans not elsewhere classified 18 578.3 609.0 617.7 628.1 628.5 626.5 626.0 636.2 633.7 637.1 638.0 637.5
28 LESS: Allowance for loan and lease losses 97.0 90.0 90.2 90.4 92.8 93.1 94.1 104.5 104.5 104.5 104.9 104.9
29 Cash assets 21 1,953.0 1,568.2 1,452.3 1,440.0 1,471.9 1,437.2 1,406.2 1,357.0 1,327.4 1,378.2 1,333.8 1,320.4
30 Total federal funds sold and reverse RPs 22 242.1 235.9 225.3 231.5 238.5 230.3 243.8 244.6 240.0 244.7 246.2 239.3
31 Loans to commercial banks 23 4.0 5.7 6.6 6.4 6.4 6.8 6.4 4.6 4.6 4.6 4.6 4.5
32 Other assets including trading assets 24 1,191.1 1,264.3 1,270.4 1,262.4 1,257.2 1,267.5 1,240.5 1,253.7 1,256.8 1,247.9 1,273.4 1,289.9
33 Total assets 13,049.9 13,191.7 13,113.5 13,136.5 13,189.2 13,172.4 13,081.4 13,022.5 12,975.3 13,037.5 13,043.7 13,031.0
 
Liabilities
34 Deposits 10,950.4 11,266.5 11,127.6 11,106.3 11,098.7 11,069.8 10,979.9 10,862.1 10,826.3 10,824.2 10,838.6 10,819.2
35 Large time deposits 305.8 321.7 329.2 342.8 350.3 362.5 356.7 298.7 301.4 299.9 299.4 301.8
36 Other deposits 10,644.6 10,944.8 10,798.4 10,763.5 10,748.4 10,707.3 10,623.2 10,563.4 10,524.9 10,524.3 10,539.2 10,517.4
37 Borrowings 432.9 389.3 433.5 465.4 488.6 491.3 511.9 541.0 537.2 553.8 558.9 581.9
38 Net due to related foreign offices -300.6 -411.0 -385.1 -366.3 -355.6 -361.4 -375.8 -328.1 -335.3 -292.6 -325.2 -348.9
39 Other liabilities including trading liabilities 25 491.3 481.8 477.9 479.4 482.9 491.8 494.7 517.6 516.2 521.0 531.7 534.1
40 Total liabilities 11,574.0 11,726.6 11,653.9 11,684.9 11,714.6 11,691.4 11,610.6 11,592.6 11,544.4 11,606.4 11,603.9 11,586.2
41 Residual (Assets LESS Liabilities) 26 1,476.0 1,465.0 1,459.6 1,451.6 1,474.7 1,480.9 1,470.8 1,429.8 1,430.9 1,431.0 1,439.8 1,444.8

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 5,236.9 5,540.6 5,589.9 5,665.8 5,711.8 5,771.2 5,793.2 5,801.9 5,800.5 5,818.5 5,807.7 5,819.9
2 Securities in bank credit 2 1,318.6 1,432.8 1,440.6 1,460.2 1,460.8 1,474.5 1,450.6 1,408.8 1,406.8 1,410.6 1,396.7 1,397.3
3 Treasury and agency securities 3 921.2 1,013.2 1,019.3 1,038.3 1,035.1 1,046.3 1,027.6 997.6 995.4 1,000.2 990.0 992.3
4 Mortgage-backed securities (MBS) 4 702.8 727.5 722.9 726.2 723.7 729.4 712.5 690.4 689.0 693.1 683.8 682.9
5 Non-MBS 5 218.4 285.7 296.5 312.1 311.4 316.9 315.1 307.2 306.4 307.2 306.3 309.4
6 Other securities 397.3 419.6 421.3 421.9 425.7 428.2 423.0 411.2 411.5 410.4 406.6 405.0
7 Mortgage-backed securities (MBS) 6 36.7 45.0 45.5 46.1 46.2 46.8 46.8 45.1 44.9 44.7 45.0 44.7
8 Non-MBS 7 360.6 374.6 375.8 375.8 379.5 381.4 376.3 366.1 366.5 365.8 361.6 360.2
9 Loans and leases in bank credit 8 3,918.3 4,107.8 4,149.2 4,205.7 4,251.0 4,296.7 4,342.6 4,393.1 4,393.7 4,407.9 4,411.0 4,422.6
10 Commercial and industrial loans 765.8 770.0 771.4 780.2 790.3 800.4 811.0 820.6 820.2 823.1 821.1 822.0
11 Real estate loans 2,397.3 2,532.9 2,564.4 2,600.2 2,630.0 2,660.3 2,690.2 2,721.4 2,721.6 2,730.9 2,739.7 2,748.5
12 Residential real estate loans 788.3 829.5 842.3 855.4 865.7 875.2 885.2 894.8 896.2 898.6 899.2 902.8
13 Revolving home equity loans 89.8 91.9 92.7 93.3 93.6 93.3 94.6 95.7 95.6 95.8 96.1 96.2
14 Closed-end residential loans 9 698.4 737.6 749.6 762.1 772.0 781.9 790.7 799.1 800.5 802.8 803.1 806.6
15 Commercial real estate loans 1,609.0 1,703.4 1,722.1 1,744.8 1,764.4 1,785.1 1,804.9 1,826.6 1,825.4 1,832.4 1,840.4 1,845.7
16 Construction and land development loans 10 252.2 273.3 276.7 280.8 284.5 288.5 293.8 299.8 299.4 301.3 303.4 304.7
17 Secured by farmland 11 94.8 98.3 99.3 100.1 100.7 101.3 101.8 102.7 102.7 103.0 103.2 103.5
18 Secured by multifamily properties 12 235.2 253.0 257.0 262.1 266.8 272.4 276.1 281.3 281.1 282.6 284.5 285.2
19 Secured by nonfarm nonresidential properties 13 1,026.8 1,078.8 1,089.1 1,101.9 1,112.4 1,122.9 1,133.2 1,142.8 1,142.1 1,145.5 1,149.4 1,152.3
20 Consumer loans 443.0 483.8 492.1 501.5 507.8 512.8 517.7 524.8 524.7 526.5 526.1 527.4
21 Credit cards and other revolving plans 208.6 228.9 234.5 241.0 244.3 246.9 250.0 255.8 255.3 256.9 256.7 257.3
22 Other consumer loans 234.4 254.9 257.6 260.5 263.5 265.9 267.8 269.1 269.4 269.6 269.4 270.1
23 Automobile loans 14 69.6 72.9 73.7 74.5 75.1 75.9 76.8 77.7 77.8 77.9 78.0 78.3
24 All other consumer loans 15 164.9 182.0 183.9 186.0 188.4 190.0 190.9 191.4 191.6 191.7 191.4 191.8
25 All other loans and leases 312.3 321.1 321.4 323.6 322.9 323.3 323.8 326.3 327.3 327.4 324.1 324.7
26 Loans to nondepository financial institutions 17 100.2 103.5 103.3 104.4 102.6 101.4 99.9 99.8 100.4 100.4 97.1 98.3
27 All loans not elsewhere classified 18 212.1 217.5 218.1 219.2 220.3 221.8 223.9 226.5 226.9 227.0 227.0 226.4
28 LESS: Allowance for loan and lease losses 70.3 66.8 66.5 66.7 67.7 67.1 67.4 63.0 63.1 63.0 63.4 63.6
29 Cash assets 21 886.9 691.1 641.0 610.5 559.2 543.6 503.1 479.6 481.8 477.7 460.1 459.9
30 Total federal funds sold and reverse RPs 22 55.4 56.6 55.5 52.0 50.0 47.4 48.0 46.9 45.6 45.4 43.4 42.7
31 Loans to commercial banks 23 1.1 1.6 2.2 2.6 2.7 2.5 2.7 2.3 2.6 2.2 2.0 1.8
32 Other assets including trading assets 24 384.8 413.7 423.3 425.9 425.4 417.9 427.0 442.3 440.9 445.3 452.1 446.6
33 Total assets 6,494.8 6,636.8 6,645.3 6,690.2 6,681.4 6,715.5 6,706.6 6,710.0 6,708.2 6,726.0 6,702.0 6,707.2
 
Liabilities
34 Deposits 5,407.0 5,569.4 5,590.0 5,603.7 5,607.6 5,615.1 5,595.3 5,572.6 5,569.2 5,577.5 5,542.5 5,552.1
35 Large time deposits 359.9 348.4 346.6 348.7 350.1 355.4 363.4 375.0 373.8 379.1 382.3 387.9
36 Other deposits 5,047.1 5,221.0 5,243.4 5,255.0 5,257.5 5,259.8 5,231.8 5,197.6 5,195.3 5,198.3 5,160.1 5,164.1
37 Borrowings 231.3 232.4 240.8 253.0 270.7 277.0 303.4 336.3 340.0 346.6 345.3 347.4
38 Net due to related foreign offices 47.5 44.7 36.8 34.5 31.2 38.6 32.1 30.1 28.0 31.3 35.4 34.8
39 Other liabilities including trading liabilities 25 97.1 106.7 105.0 107.0 107.4 107.9 115.3 125.6 128.0 126.3 132.9 125.1
40 Total liabilities 5,782.9 5,953.3 5,972.6 5,998.3 6,016.8 6,038.6 6,046.0 6,064.7 6,065.3 6,081.7 6,056.0 6,059.4
41 Residual (Assets LESS Liabilities) 26 711.8 683.5 672.8 691.9 664.6 676.9 660.6 645.3 643.0 644.3 645.9 647.8

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 5,236.0 5,545.3 5,592.7 5,669.0 5,711.8 5,768.1 5,796.1 5,803.7 5,800.2 5,812.9 5,815.3 5,822.6
2 Securities in bank credit 2 1,315.3 1,448.5 1,442.4 1,451.4 1,447.1 1,458.6 1,438.8 1,406.5 1,407.2 1,405.8 1,396.3 1,397.8
3 Treasury and agency securities 3 918.0 1,025.8 1,022.7 1,028.9 1,025.0 1,031.5 1,016.1 995.2 995.2 995.2 989.5 991.3
4 Mortgage-backed securities (MBS) 4 699.6 733.7 723.5 723.0 717.0 721.0 705.8 687.7 688.1 686.8 682.8 682.6
5 Non-MBS 5 218.4 292.1 299.2 305.9 308.0 310.5 310.3 307.5 307.0 308.3 306.7 308.7
6 Other securities 397.4 422.8 419.7 422.4 422.1 427.0 422.7 411.3 412.0 410.6 406.8 406.5
7 Mortgage-backed securities (MBS) 6 36.6 45.2 46.0 46.3 46.2 46.9 46.5 45.0 45.1 44.5 44.9 44.8
8 Non-MBS 7 360.8 377.5 373.7 376.2 375.9 380.1 376.2 366.3 366.9 366.1 362.0 361.7
9 Loans and leases in bank credit 8 3,920.7 4,096.8 4,150.3 4,217.6 4,264.7 4,309.5 4,357.3 4,397.2 4,393.0 4,407.2 4,419.0 4,424.8
10 Commercial and industrial loans 757.5 774.3 780.6 790.5 796.6 801.2 808.8 812.2 811.2 813.5 812.7 813.1
11 Real estate loans 2,404.8 2,525.4 2,560.7 2,601.3 2,635.5 2,670.6 2,701.8 2,730.6 2,729.0 2,737.6 2,749.2 2,756.5
12 Residential real estate loans 792.4 826.2 840.4 855.3 868.4 880.0 890.9 899.8 899.4 901.8 905.1 908.2
13 Revolving home equity loans 90.0 91.6 92.9 94.0 94.0 93.6 94.8 95.8 95.8 96.0 96.2 96.2
14 Closed-end residential loans 9 702.4 734.6 747.4 761.3 774.3 786.4 796.1 804.0 803.7 805.8 809.0 812.0
15 Commercial real estate loans 1,612.4 1,699.2 1,720.3 1,745.9 1,767.1 1,790.6 1,810.9 1,830.8 1,829.6 1,835.9 1,844.1 1,848.2
16 Construction and land development loans 10 253.1 271.0 276.0 282.0 284.6 290.6 296.1 301.1 300.9 303.0 304.8 306.5
17 Secured by farmland 11 95.2 98.0 99.1 100.1 101.0 101.7 102.2 103.1 103.1 103.2 103.4 103.6
18 Secured by multifamily properties 12 235.8 252.6 256.5 262.2 268.5 274.0 277.5 281.9 281.7 282.9 284.8 285.0
19 Secured by nonfarm nonresidential properties 13 1,028.3 1,077.6 1,088.8 1,101.6 1,113.0 1,124.4 1,135.0 1,144.7 1,144.0 1,146.7 1,151.1 1,153.1
20 Consumer loans 443.3 479.6 486.6 497.7 506.1 512.4 518.7 525.2 524.4 528.8 527.7 527.1
21 Credit cards and other revolving plans 208.1 225.6 230.5 237.4 242.9 247.1 250.0 255.4 254.3 258.6 257.6 256.8
22 Other consumer loans 235.2 254.0 256.1 260.3 263.2 265.3 268.6 269.8 270.1 270.2 270.0 270.3
23 Automobile loans 14 69.8 72.8 73.9 74.8 75.3 76.1 77.2 77.9 78.0 78.1 78.2 78.4
24 All other consumer loans 15 165.4 181.3 182.2 185.5 187.8 189.1 191.4 191.9 192.1 192.1 191.9 191.9
25 All other loans and leases 315.2 317.5 322.5 328.2 326.5 325.3 328.1 329.1 328.4 327.2 329.4 328.1
26 Loans to nondepository financial institutions 17 102.3 101.7 103.4 106.6 104.5 101.4 101.2 102.2 101.7 100.9 102.1 101.4
27 All loans not elsewhere classified 18 212.9 215.8 219.0 221.5 222.0 223.9 226.9 226.9 226.6 226.2 227.3 226.8
28 LESS: Allowance for loan and lease losses 69.8 66.9 66.9 67.2 67.5 67.8 67.7 62.5 62.6 62.6 63.0 63.3
29 Cash assets 21 874.8 692.5 615.9 584.3 539.2 523.5 490.7 473.6 471.5 464.9 465.1 472.6
30 Total federal funds sold and reverse RPs 22 51.7 58.3 54.5 50.6 49.7 46.2 46.1 43.4 43.5 43.0 42.2 41.1
31 Loans to commercial banks 23 1.1 1.5 2.2 2.7 2.8 2.5 2.7 2.3 2.5 2.0 2.0 1.7
32 Other assets including trading assets 24 384.3 415.0 426.3 429.7 428.6 418.3 427.9 441.5 441.8 441.7 447.7 444.2
33 Total assets 6,478.0 6,645.7 6,624.8 6,669.1 6,664.7 6,690.8 6,695.8 6,702.0 6,696.9 6,701.9 6,709.4 6,718.8
 
Liabilities
34 Deposits 5,390.7 5,591.4 5,572.4 5,600.4 5,584.4 5,586.2 5,572.3 5,554.4 5,542.8 5,541.5 5,550.5 5,564.3
35 Large time deposits 359.9 346.0 342.9 347.7 350.6 357.5 364.0 376.3 375.7 380.4 384.8 389.6
36 Other deposits 5,030.8 5,245.4 5,229.5 5,252.7 5,233.8 5,228.8 5,208.2 5,178.1 5,167.1 5,161.2 5,165.7 5,174.8
37 Borrowings 231.2 227.6 242.5 257.2 276.7 284.0 306.9 337.6 342.9 346.4 342.9 344.2
38 Net due to related foreign offices 49.2 45.9 38.5 34.1 33.0 35.6 31.6 32.0 31.2 32.4 33.8 32.2
39 Other liabilities including trading liabilities 25 100.0 102.6 103.9 106.3 107.1 109.9 118.3 129.0 131.2 129.2 136.2 129.9
40 Total liabilities 5,771.1 5,967.6 5,957.3 5,998.0 6,001.1 6,015.7 6,029.0 6,052.9 6,048.1 6,049.5 6,063.3 6,070.6
41 Residual (Assets LESS Liabilities) 26 707.0 678.1 667.4 671.1 663.5 675.1 666.8 649.1 648.8 652.4 646.1 648.3

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 1,056.9 1,141.9 1,157.3 1,182.8 1,199.3 1,196.2 1,207.9 1,230.5 1,228.5 1,228.8 1,242.1 1,244.5
2 Securities in bank credit 2 245.2 237.8 235.9 238.9 243.9 238.4 238.0 238.3 238.5 236.9 239.2 243.0
3 Treasury and agency securities 3 146.5 143.7 140.3 143.6 150.2 145.5 146.0 146.8 146.9 146.5 147.7 151.5
4 Mortgage-backed securities (MBS) 4 47.8 34.5 33.6 36.4 36.9 35.1 37.4 35.9 35.2 35.8 35.7 38.8
5 Non-MBS 5 98.7 109.3 106.7 107.2 113.3 110.5 108.6 110.9 111.7 110.7 112.0 112.7
6 Other securities 98.7 94.1 95.6 95.3 93.7 92.9 92.0 91.4 91.6 90.4 91.5 91.5
7 Mortgage-backed securities (MBS) 6 2.0 2.0 2.0 2.0 1.8 1.8 1.6 1.8 1.7 1.8 1.9 1.8
8 Non-MBS 7 96.7 92.1 93.6 93.4 91.9 91.0 90.4 89.6 89.9 88.6 89.6 89.7
9 Loans and leases in bank credit 8 811.7 904.1 921.4 943.9 955.5 957.7 969.8 992.3 990.0 991.8 1,002.9 1,001.5
10 Commercial and industrial loans 394.9 429.0 440.7 457.2 458.1 457.9 462.9 480.5 478.7 478.7 489.9 494.0
11 Real estate loans 84.2 94.6 95.4 96.8 98.9 101.4 104.2 104.2 103.5 104.0 104.0 104.2
12 Residential real estate loans 1.2 0.8 0.9 1.0 0.9 1.0 0.8 0.9 0.9 0.9 1.0 1.0
13 Revolving home equity loans -0.0 -0.1 -0.0 0.1 0.1 0.1 0.1 -0.0 -0.0 -0.0 0.0 0.0
14 Closed-end residential loans 9 1.2 0.9 0.9 0.9 0.8 0.8 0.8 0.9 0.9 1.0 1.0 1.0
15 Commercial real estate loans 83.0 93.8 94.5 95.8 98.0 100.5 103.4 103.3 102.6 103.1 103.0 103.2
16 Construction and land development loans 10 10.8 11.0 11.3 11.6 11.9 12.3 14.6 12.9 12.8 12.8 12.2 12.4
17 Secured by farmland 11 0.2 0.1 0.1 0.2 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 13.1 14.1 14.5 15.1 15.8 17.0 17.5 17.8 17.6 18.0 17.5 17.9
19 Secured by nonfarm nonresidential properties 13 58.9 68.5 68.6 69.0 70.2 70.9 71.2 72.4 72.1 72.2 73.1 72.8
20 Consumer loans 6.0 0.5 0.1 0.2 0.1 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.0 0.5 0.1 0.2 0.1 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.0 0.5 0.1 0.2 0.1 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2 -0.2
25 All other loans and leases 326.6 379.9 385.2 389.6 398.4 398.6 402.9 407.8 408.0 409.3 409.2 403.5
26 Loans to nondepository financial institutions 17 143.3 163.7 163.3 162.4 164.4 161.2 161.4 161.7 160.5 162.2 164.2 164.2
27 All loans not elsewhere classified 18 , 19 183.3 216.3 221.9 227.2 234.0 237.4 241.5 246.1 247.5 247.1 245.1 239.3
28 LESS: Allowance for loan and lease losses 20 1.1 0.4 0.0 0.2 -0.2 0.4 -0.0 -0.2 -0.2 -0.2 -0.3 -0.4
29 Cash assets 21 1,224.6 1,279.5 1,242.5 1,235.7 1,300.0 1,353.3 1,274.6 1,257.5 1,269.6 1,259.9 1,263.6 1,282.1
30 Total federal funds sold and reverse RPs 22 312.0 297.0 310.8 309.1 292.7 290.5 283.4 248.5 247.4 242.8 242.6 237.7
31 Loans to commercial banks 23 0.6 0.7 0.9 0.9 0.6 0.3 1.0 1.5 1.4 1.4 1.4 1.5
32 Other assets including trading assets 24 132.1 152.3 141.3 143.5 154.2 150.6 162.2 168.0 170.0 164.5 168.1 168.0
33 Total assets 2,725.0 2,871.0 2,852.9 2,871.8 2,947.1 2,990.4 2,929.1 2,906.4 2,917.0 2,897.6 2,918.1 2,934.2
 
Liabilities
34 Deposits 1,270.5 1,293.0 1,280.5 1,284.4 1,293.3 1,320.7 1,309.8 1,281.0 1,273.3 1,280.5 1,302.0 1,310.2
35 Large time deposits 740.4 780.4 776.4 774.9 782.7 802.8 800.1 790.4 792.6 790.8 798.6 807.0
36 Other deposits 530.1 512.6 504.0 509.5 510.6 517.8 509.7 490.6 480.7 489.7 503.4 503.2
37 Borrowings 1,033.0 979.6 953.5 926.0 912.1 891.1 896.8 869.7 863.8 857.0 871.6 856.6
38 Net due to related foreign offices 325.4 411.9 460.6 469.7 590.7 663.0 575.4 590.4 601.9 605.7 598.8 617.3
39 Other liabilities including trading liabilities 25 114.0 132.6 128.1 143.3 148.4 145.7 155.3 160.8 162.7 156.5 160.5 161.9
40 Total liabilities 2,742.9 2,817.0 2,822.7 2,823.4 2,944.4 3,020.5 2,937.3 2,901.9 2,901.6 2,899.7 2,932.8 2,946.0
41 Residual (Assets LESS Liabilities) 26 -17.9 54.1 30.1 48.4 2.6 -30.1 -8.1 4.5 15.4 -2.1 -14.7 -11.8

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Oct
2022
Apr
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
Week ending
Oct 19 Oct 26 Nov 02 Nov 09
Assets
1 Bank credit 1,047.8 1,140.8 1,151.6 1,178.9 1,201.8 1,196.3 1,201.9 1,221.1 1,215.0 1,218.3 1,238.6 1,239.9
2 Securities in bank credit 2 244.1 233.0 235.0 238.4 248.1 242.3 237.5 236.7 234.0 236.7 241.4 244.0
3 Treasury and agency securities 3 144.5 139.0 140.7 143.8 154.4 150.1 145.4 144.2 141.6 144.2 148.0 150.7
4 Mortgage-backed securities (MBS) 4 48.8 34.1 35.0 37.0 37.8 36.0 37.8 36.9 35.1 36.7 37.6 37.2
5 Non-MBS 5 95.7 104.8 105.8 106.8 116.6 114.1 107.6 107.3 106.6 107.6 110.4 113.5
6 Other securities 99.6 94.0 94.3 94.6 93.7 92.2 92.1 92.5 92.4 92.4 93.3 93.3
7 Mortgage-backed securities (MBS) 6 2.0 2.0 1.9 1.9 1.9 1.9 1.8 1.8 1.8 1.8 1.8 1.8
8 Non-MBS 7 97.7 92.0 92.4 92.6 91.8 90.4 90.3 90.7 90.5 90.6 91.6 91.5
9 Loans and leases in bank credit 8 803.7 907.8 916.5 940.6 953.7 954.0 964.4 984.4 981.0 981.7 997.3 995.9
10 Commercial and industrial loans 387.6 434.2 438.9 455.1 457.5 454.6 458.6 473.5 471.8 470.8 485.4 490.2
11 Real estate loans 82.5 95.2 95.8 97.6 99.0 101.0 101.6 102.5 102.5 102.7 102.7 102.8
12 Residential real estate loans 1.1 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 1.1 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
15 Commercial real estate loans 81.4 94.3 95.0 96.7 98.2 100.2 100.8 101.8 101.7 102.0 101.9 102.0
16 Construction and land development loans 10 10.9 10.8 11.2 11.7 12.4 12.9 12.9 13.1 13.2 13.4 12.9 12.8
17 Secured by farmland 11 0.2 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 12.9 14.2 14.5 15.2 15.7 16.7 17.3 17.6 17.5 17.6 17.6 17.8
19 Secured by nonfarm nonresidential properties 13 57.5 69.1 69.2 69.6 70.0 70.5 70.4 70.9 70.9 70.8 71.2 71.2
20 Consumer loans 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 327.3 378.4 381.8 387.8 397.1 398.4 404.2 408.4 406.8 408.2 409.2 403.0
26 Loans to nondepository financial institutions 17 146.8 161.1 159.4 160.0 163.2 161.5 163.7 165.2 163.8 165.5 167.9 166.7
27 All loans not elsewhere classified 18 , 19 180.6 217.3 222.4 227.9 233.9 236.8 240.6 243.2 242.9 242.7 241.3 236.2
28 LESS: Allowance for loan and lease losses 20 1.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,257.4 1,239.0 1,249.3 1,180.8 1,297.9 1,405.0 1,294.1 1,279.3 1,275.5 1,302.5 1,276.2 1,325.9
30 Total federal funds sold and reverse RPs 22 316.1 285.1 304.4 297.9 279.9 286.7 280.3 251.2 251.3 245.0 244.0 256.2
31 Loans to commercial banks 23 0.5 0.7 0.8 0.9 0.7 0.3 1.2 1.5 1.4 1.4 1.4 1.5
32 Other assets including trading assets 24 132.4 150.6 143.0 145.6 151.8 151.6 163.4 167.0 165.3 169.6 162.3 173.3
33 Total assets 2,752.8 2,816.2 2,849.0 2,804.0 2,932.0 3,039.9 2,940.8 2,920.1 2,908.5 2,936.8 2,922.4 2,996.7
 
Liabilities
34 Deposits 1,260.5 1,298.6 1,298.7 1,271.1 1,280.3 1,325.4 1,303.7 1,271.2 1,263.0 1,277.2 1,291.6 1,310.9
35 Large time deposits 730.7 793.9 791.6 780.0 780.2 804.0 793.6 780.3 783.3 783.0 786.5 799.2
36 Other deposits 529.8 504.7 507.1 491.1 500.1 521.4 510.2 491.0 479.7 494.2 505.1 511.7
37 Borrowings 1,024.6 977.1 971.9 925.7 908.1 893.9 878.9 861.0 854.3 853.9 864.1 870.6
38 Net due to related foreign offices 347.8 402.1 440.8 456.7 590.0 667.1 597.2 621.9 627.6 634.7 609.8 644.8
39 Other liabilities including trading liabilities 25 115.4 134.5 133.7 146.5 149.5 148.6 155.7 162.0 159.7 166.9 153.7 166.9
40 Total liabilities 2,748.3 2,812.2 2,845.0 2,800.1 2,927.9 3,035.0 2,935.6 2,916.1 2,904.6 2,932.8 2,919.3 2,993.3
41 Residual (Assets LESS Liabilities) 26 4.5 4.0 4.0 4.0 4.1 4.9 5.3 4.0 3.9 4.0 3.1 3.4

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: November 18, 2022