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Release Date: January 27, 2023

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2018 2019 2020 2021 2022 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2022
Sep
2022
Oct
2022
Nov
2022
Dec
Assets
1 Bank credit 3.5 6.0 8.4 8.1 6.8 6.3 11.5 9.9 8.1 6.7 1.9 1.3 0.1 3.5 2.4
2 Securities in bank credit 2 0.7 10.3 20.7 21.7 -2.5 14.3 20.4 9.5 -1.5 -4.6 -13.1 -14.4 -20.8 -9.2 -3.8
3 Treasury and agency securities 3 3.6 14.3 22.9 22.7 -2.6 15.5 21.6 9.8 -2.6 -4.5 -13.0 -13.7 -20.1 -10.3 -3.1
6 Other securities -6.9 -1.7 12.8 18.0 -1.9 9.7 15.7 8.3 2.7 -4.9 -13.5 -17.0 -23.4 -4.7 -6.5
9 Loans and leases in bank credit 8 4.5 4.4 3.6 2.0 11.7 2.3 6.9 10.1 13.1 12.4 9.3 9.0 10.2 9.4 5.2
10 Commercial and industrial loans 6.7 3.7 11.5 -7.8 15.0 -15.2 1.8 10.5 16.9 17.6 12.1 11.4 12.7 14.2 6.2
11 Real estate loans 3.5 3.3 1.1 2.1 10.0 3.3 5.8 7.6 10.7 11.0 9.4 9.3 8.2 9.8 9.7
12 Residential real estate loans 2.2 2.0 -1.8 -0.4 8.7 1.0 5.4 5.7 10.7 9.5 8.0 9.7 6.5 8.3 7.8
13 Revolving home equity loans -8.3 -8.8 -11.7 -12.5 1.1 -13.1 -8.9 -3.7 1.3 3.8 3.0 4.8 2.8 -0.9 7.6
14 Closed-end residential loans 9 4.4 4.0 -0.2 1.4 9.7 2.9 7.2 6.9 11.8 10.2 8.6 10.3 7.0 9.4 7.9
15 Commercial real estate loans 4.8 4.6 3.9 4.4 11.2 5.3 6.1 9.3 10.7 12.3 10.7 9.0 9.7 11.1 11.4
20 Consumer loans 4.0 5.2 -4.1 7.6 11.5 10.7 10.9 12.3 14.4 10.4 7.2 9.2 9.3 3.9 2.4
21 Credit cards and other revolving plans 4.2 3.4 -11.0 5.6 17.5 10.6 12.1 15.7 21.3 16.4 12.5 14.4 14.7 7.9 8.9
22 Other consumer loans 3.9 7.3 3.6 9.6 6.0 10.9 9.7 9.0 7.7 4.6 2.0 3.9 3.7 -0.1 -4.3
25 All other loans and leases 4.9 8.5 7.2 12.8 12.0 18.4 13.6 14.4 13.5 10.9 7.1 4.6 12.9 6.8 -5.6
28 LESS: Allowance for loan and lease losses -0.7 1.1 59.6 -23.6 -0.1 -36.7 -21.7 -12.6 -8.1 6.5 14.3 2.2 36.3 0.7 13.7
29 Cash assets 21 -19.3 -13.0 77.9 33.9 -23.3 19.3 4.8 -32.9 -38.9 -10.7 -19.3 -50.1 -22.8 1.3 -4.7
30 Total federal funds sold and reverse RPs 22 36.6 25.4 7.9 -26.0 -11.3 -13.9 10.4 -10.9 -1.5 -17.9 -16.6 1.1 -47.4 8.6 20.0
31 Loans to commercial banks 23 19.4 -52.5 40.9 -44.3 -36.8 21.2 -6.7 -119.7 43.9 13.2 -85.1 13.0 -167.7 -135.0 -16.9
32 Other assets including trading assets 24 -1.0 1.6 10.0 6.4 10.2 3.6 10.1 5.7 23.6 0.8 9.6 -2.6 16.2 33.9 -26.6
33 Total assets 0.7 4.0 14.8 10.7 1.2 8.2 10.4 1.4 1.3 3.0 -1.1 -6.5 -3.3 5.8 -0.7
 
Liabilities
34 Deposits 2.8 6.1 20.9 11.8 -0.7 9.0 10.2 3.4 -0.1 -1.2 -5.1 -5.1 -9.8 -2.6 -1.9
35 Large time deposits 5.0 8.3 -16.9 -6.7 11.9 -6.7 4.2 -1.7 10.7 16.3 20.8 15.4 -26.8 73.0 56.6
36 Other deposits 2.4 5.7 27.0 13.8 -1.8 10.5 10.7 3.9 -1.0 -2.7 -7.5 -7.0 -8.2 -9.6 -7.7
37 Borrowings -5.3 -2.0 -13.3 -1.8 8.5 -6.5 4.4 -8.5 -0.9 15.7 27.8 32.5 18.9 47.1 35.1
39 Other liabilities including trading liabilities 25 2.7 2.9 12.8 4.2 15.8 -2.3 8.7 -7.4 29.4 14.7 23.9 27.7 39.1 39.7 -32.4
40 Total liabilities 0.6 3.6 16.6 11.2 1.7 9.0 11.7 1.9 1.4 3.9 -0.5 -4.9 -3.0 7.2 -3.4

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 16,402.0 17,128.6 17,237.6 17,311.4 17,329.6 17,334.5 17,384.1 17,495.3 17,449.6 17,470.7 17,506.3 17,541.2
2 Securities in bank credit 2 5,695.5 5,759.8 5,756.5 5,730.2 5,661.6 5,563.8 5,521.0 5,513.2 5,487.3 5,495.7 5,521.3 5,520.1
3 Treasury and agency securities 3 4,579.1 4,633.8 4,631.9 4,607.5 4,554.9 4,478.4 4,439.9 4,432.8 4,422.2 4,387.9 4,396.8 4,399.8
4 Mortgage-backed securities (MBS) 4 2,932.3 2,888.3 2,886.8 2,879.3 2,850.3 2,803.5 2,782.3 2,785.6 2,780.2 2,742.4 2,749.5 2,747.7
5 Non-MBS 5 1,646.8 1,745.6 1,745.1 1,728.3 1,704.6 1,674.9 1,657.6 1,647.3 1,642.0 1,645.5 1,647.4 1,652.1
6 Other securities 1,116.4 1,125.9 1,124.6 1,122.6 1,106.8 1,085.4 1,081.1 1,080.4 1,065.1 1,107.8 1,124.5 1,120.3
7 Mortgage-backed securities (MBS) 6 106.6 115.8 116.1 116.4 115.5 113.8 113.6 110.3 109.7 110.3 110.4 110.1
8 Non-MBS 7 1,009.8 1,010.2 1,008.5 1,006.3 991.3 971.6 967.6 970.1 955.4 997.5 1,014.1 1,010.2
9 Loans and leases in bank credit 8 10,706.5 11,368.8 11,481.1 11,581.2 11,668.0 11,770.7 11,863.1 11,982.1 11,962.3 11,975.0 11,985.0 12,021.1
10 Commercial and industrial loans 2,469.3 2,658.1 2,695.0 2,721.9 2,747.7 2,777.0 2,809.9 2,828.8 2,820.7 2,824.8 2,834.4 2,837.7
11 Real estate loans 4,787.4 5,022.4 5,065.4 5,113.8 5,153.3 5,188.2 5,230.3 5,327.6 5,341.5 5,342.0 5,339.2 5,362.0
12 Residential real estate loans 2,259.6 2,364.1 2,379.0 2,394.9 2,414.3 2,427.4 2,444.2 2,467.2 2,472.6 2,471.9 2,469.5 2,486.9
13 Revolving home equity loans 249.4 249.4 250.2 251.0 251.9 252.5 252.4 254.7 255.4 255.4 255.1 255.1
14 Closed-end residential loans 9 2,010.2 2,114.7 2,128.8 2,143.9 2,162.4 2,174.9 2,191.8 2,212.5 2,217.2 2,216.6 2,214.4 2,231.7
15 Commercial real estate loans 2,527.8 2,658.3 2,686.4 2,718.9 2,739.0 2,760.8 2,786.1 2,860.4 2,868.9 2,870.1 2,869.7 2,875.2
16 Construction and land development loans 10 389.2 411.4 415.5 419.8 424.4 429.4 438.6 449.2 452.4 455.5 457.5 459.6
17 Secured by farmland 11 103.5 106.9 107.5 108.2 108.7 109.6 110.4 111.0 111.3 111.3 111.2 111.5
18 Secured by multifamily properties 12 444.5 484.4 494.1 504.1 509.8 516.8 521.3 566.8 568.9 567.7 567.3 568.9
19 Secured by nonfarm nonresidential properties 13 1,590.6 1,655.6 1,669.3 1,686.8 1,696.1 1,705.0 1,715.9 1,733.5 1,736.3 1,735.6 1,733.7 1,735.2
20 Consumer loans 1,651.5 1,763.1 1,778.8 1,791.1 1,805.0 1,822.6 1,828.6 1,833.6 1,828.2 1,832.8 1,835.1 1,841.5
21 Credit cards and other revolving plans 801.4 879.1 891.9 901.7 912.5 923.7 929.8 936.7 933.8 939.7 941.9 948.9
22 Other consumer loans 850.1 884.0 887.0 889.4 892.5 898.9 898.8 897.0 894.3 893.1 893.2 892.6
23 Automobile loans 14 509.3 519.3 519.1 518.6 519.0 524.5 524.2 522.0 519.1 518.8 518.1 518.0
24 All other consumer loans 15 , 16 340.8 364.7 367.9 370.7 373.5 374.4 374.6 375.0 375.2 374.3 375.1 374.6
25 All other loans and leases 1,798.3 1,925.2 1,941.9 1,954.4 1,961.9 1,982.9 1,994.3 1,992.0 1,971.9 1,975.4 1,976.2 1,979.8
26 Loans to nondepository financial institutions 17 806.7 853.8 857.7 864.8 869.5 875.9 890.3 895.2 888.1 886.3 891.3 893.0
27 All loans not elsewhere classified 18 , 19 991.6 1,071.4 1,084.2 1,089.6 1,092.5 1,107.1 1,104.0 1,096.8 1,083.8 1,089.1 1,084.9 1,086.7
28 LESS: Allowance for loan and lease losses 20 166.2 158.1 160.7 160.7 161.0 166.5 166.6 168.8 169.1 174.1 176.0 176.2
29 Cash assets 21 4,056.4 3,311.9 3,350.1 3,341.1 3,201.6 3,141.7 3,145.1 3,134.4 3,088.0 3,194.7 3,197.4 3,287.3
30 Total federal funds sold and reverse RPs 22 605.4 591.0 585.7 563.5 564.1 541.8 545.8 555.4 590.1 554.6 553.8 568.3
31 Loans to commercial banks 23 6.2 9.7 9.6 9.2 9.3 8.0 7.1 7.0 6.9 7.5 7.3 7.5
32 Other assets including trading assets 24 1,700.4 1,831.1 1,839.6 1,843.0 1,838.9 1,864.0 1,916.8 1,883.3 1,890.2 1,878.4 1,844.1 1,861.3
33 Total assets 22,604.2 22,714.2 22,861.9 22,907.4 22,782.5 22,723.5 22,832.4 22,906.6 22,855.6 22,931.7 22,932.9 23,089.4
 
Liabilities
34 Deposits 17,956.0 18,000.4 18,006.0 18,016.7 17,939.3 17,793.9 17,755.6 17,786.1 17,765.2 17,775.7 17,700.0 17,735.6
35 Large time deposits 1,413.3 1,462.8 1,478.2 1,520.5 1,540.0 1,506.5 1,598.1 1,682.0 1,694.4 1,706.3 1,699.2 1,716.1
36 Other deposits 16,542.7 16,537.6 16,527.8 16,496.1 16,399.3 16,287.4 16,157.4 16,104.1 16,070.8 16,069.4 16,000.9 16,019.6
37 Borrowings 1,669.1 1,652.1 1,684.6 1,674.3 1,718.8 1,745.4 1,813.5 1,884.3 1,909.3 1,932.1 1,911.4 1,924.1
38 Net due to related foreign offices 117.5 139.5 261.0 319.5 249.0 291.9 359.5 298.2 255.4 268.1 412.6 493.7
39 Other liabilities including trading liabilities 25 677.0 736.4 752.5 748.3 765.6 790.6 816.8 795.9 787.7 787.2 773.9 790.2
40 Total liabilities 20,419.6 20,528.3 20,704.1 20,758.8 20,672.6 20,621.6 20,745.4 20,764.6 20,717.6 20,763.1 20,798.0 20,943.6
41 Residual (Assets LESS Liabilities) 26 2,184.6 2,185.9 2,157.8 2,148.6 2,109.8 2,101.9 2,087.0 2,142.0 2,138.0 2,168.6 2,134.9 2,145.8

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 16,474.7 17,134.6 17,226.8 17,302.7 17,301.3 17,322.1 17,421.3 17,573.7 17,573.9 17,552.7 17,530.2 17,537.5
2 Securities in bank credit 2 5,706.3 5,747.8 5,737.5 5,726.8 5,634.4 5,552.1 5,547.4 5,519.4 5,485.2 5,494.7 5,514.7 5,519.8
3 Treasury and agency securities 3 4,591.2 4,616.6 4,611.7 4,603.5 4,526.5 4,466.5 4,464.9 4,440.4 4,422.2 4,392.8 4,395.3 4,408.1
4 Mortgage-backed securities (MBS) 4 2,927.1 2,883.3 2,875.9 2,880.5 2,838.8 2,790.8 2,783.6 2,779.9 2,771.6 2,742.2 2,738.5 2,751.0
5 Non-MBS 5 1,664.1 1,733.3 1,735.8 1,723.0 1,687.7 1,675.8 1,681.3 1,660.5 1,650.6 1,650.6 1,656.8 1,657.2
6 Other securities 1,115.0 1,131.2 1,125.9 1,123.3 1,107.9 1,085.6 1,082.5 1,079.0 1,063.0 1,101.9 1,119.4 1,111.7
7 Mortgage-backed securities (MBS) 6 105.4 117.0 117.1 116.8 115.3 113.1 112.4 109.2 108.4 108.9 108.6 108.7
8 Non-MBS 7 1,009.6 1,014.1 1,008.8 1,006.5 992.6 972.5 970.1 969.8 954.6 993.0 1,010.8 1,002.9
9 Loans and leases in bank credit 8 10,768.4 11,386.8 11,489.2 11,575.9 11,666.9 11,769.9 11,873.9 12,054.4 12,088.7 12,058.0 12,015.5 12,017.7
10 Commercial and industrial loans 2,464.3 2,680.9 2,701.0 2,710.4 2,724.3 2,750.8 2,791.9 2,824.6 2,837.7 2,828.1 2,816.7 2,823.1
11 Real estate loans 4,798.4 5,017.1 5,071.0 5,128.1 5,171.5 5,212.7 5,250.1 5,340.2 5,350.4 5,349.3 5,351.6 5,354.9
12 Residential real estate loans 2,267.8 2,358.7 2,383.8 2,405.5 2,426.4 2,444.3 2,459.0 2,476.1 2,477.3 2,479.1 2,482.2 2,481.3
13 Revolving home equity loans 250.2 249.2 250.1 251.4 253.5 253.8 254.0 255.7 256.2 255.7 255.1 255.0
14 Closed-end residential loans 9 2,017.6 2,109.4 2,133.7 2,154.2 2,173.0 2,190.4 2,205.0 2,220.4 2,221.1 2,223.4 2,227.1 2,226.3
15 Commercial real estate loans 2,530.6 2,658.4 2,687.2 2,722.5 2,745.1 2,768.4 2,791.2 2,864.1 2,873.1 2,870.2 2,869.4 2,873.6
16 Construction and land development loans 10 389.9 412.7 415.8 421.8 427.5 433.2 441.9 450.2 451.8 451.3 453.6 455.4
17 Secured by farmland 11 103.7 106.9 107.8 108.5 109.0 110.0 110.5 111.2 111.7 111.6 111.4 111.4
18 Secured by multifamily properties 12 445.2 483.5 495.2 505.3 511.5 518.9 523.0 567.7 570.1 568.4 567.9 568.9
19 Secured by nonfarm nonresidential properties 13 1,591.8 1,655.4 1,668.4 1,686.9 1,697.1 1,706.4 1,715.8 1,734.9 1,739.6 1,738.9 1,736.6 1,737.8
20 Consumer loans 1,681.2 1,759.1 1,778.7 1,794.2 1,810.3 1,825.7 1,837.9 1,868.1 1,874.3 1,864.4 1,856.0 1,852.0
21 Credit cards and other revolving plans 830.6 875.9 891.0 903.2 913.4 923.6 938.4 971.0 979.4 971.2 962.4 958.8
22 Other consumer loans 850.5 883.2 887.7 891.0 896.9 902.1 899.5 897.1 894.8 893.2 893.6 893.2
23 Automobile loans 14 509.2 519.1 520.0 520.1 520.7 525.7 524.3 521.8 519.1 518.6 518.6 518.3
24 All other consumer loans 15 , 16 341.4 364.1 367.8 370.9 376.2 376.3 375.2 375.3 375.8 374.6 375.0 374.9
25 All other loans and leases 1,824.5 1,929.8 1,938.5 1,943.1 1,960.7 1,980.8 1,994.0 2,021.5 2,026.3 2,016.2 1,991.3 1,987.6
26 Loans to nondepository financial institutions 17 819.8 852.8 856.0 859.4 871.9 878.6 892.9 910.4 915.0 910.3 899.2 895.7
27 All loans not elsewhere classified 18 , 19 1,004.7 1,077.1 1,082.5 1,083.7 1,088.9 1,102.2 1,101.1 1,111.1 1,111.3 1,105.9 1,092.0 1,091.9
28 LESS: Allowance for loan and lease losses 20 167.0 157.7 160.3 160.9 161.8 167.1 168.0 169.9 169.4 173.4 175.3 175.3
29 Cash assets 21 4,128.9 3,205.6 3,311.2 3,373.2 3,200.9 3,123.0 3,191.4 3,191.0 3,091.6 3,160.3 3,213.3 3,238.2
30 Total federal funds sold and reverse RPs 22 626.9 580.2 568.9 564.5 571.7 541.8 559.8 574.4 594.9 582.1 579.8 581.6
31 Loans to commercial banks 23 6.1 10.0 9.8 9.3 9.7 7.9 6.9 6.8 6.8 7.2 7.1 7.3
32 Other assets including trading assets 24 1,671.8 1,837.6 1,837.4 1,839.2 1,836.7 1,868.0 1,915.9 1,852.9 1,835.3 1,824.3 1,857.2 1,856.6
33 Total assets 22,741.4 22,610.4 22,793.8 22,928.0 22,758.5 22,695.7 22,927.2 23,029.0 22,933.0 22,953.2 23,012.2 23,045.9
 
Liabilities
34 Deposits 18,092.8 17,977.9 17,966.6 17,991.7 17,874.4 17,706.1 17,759.4 17,916.0 17,913.5 17,887.5 17,765.7 17,725.2
35 Large time deposits 1,395.3 1,470.8 1,481.6 1,529.7 1,536.9 1,491.9 1,583.1 1,659.8 1,664.1 1,676.8 1,698.1 1,712.3
36 Other deposits 16,697.5 16,507.1 16,485.0 16,462.0 16,337.5 16,214.2 16,176.3 16,256.2 16,249.4 16,210.7 16,067.5 16,012.9
37 Borrowings 1,656.2 1,648.3 1,676.0 1,675.5 1,707.0 1,752.6 1,833.5 1,871.9 1,867.0 1,907.6 1,921.3 1,934.3
38 Net due to related foreign offices 152.9 121.3 256.3 339.7 260.4 334.4 406.6 334.3 282.8 270.7 397.7 449.9
39 Other liabilities including trading liabilities 25 664.4 732.1 739.0 749.9 768.4 808.1 836.3 783.0 757.4 761.5 791.0 772.2
40 Total liabilities 20,566.3 20,479.6 20,637.9 20,756.9 20,610.2 20,601.2 20,835.9 20,905.2 20,820.7 20,827.3 20,875.7 20,881.5
41 Residual (Assets LESS Liabilities) 26 2,175.0 2,130.8 2,155.9 2,171.2 2,148.3 2,094.5 2,091.4 2,123.8 2,112.3 2,125.9 2,136.5 2,164.4

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 15,311.5 15,950.9 16,043.7 16,116.1 16,122.1 16,097.5 16,118.9 16,214.5 16,167.4 16,181.1 16,223.5 16,257.1
2 Securities in bank credit 2 5,452.1 5,521.1 5,513.4 5,491.9 5,423.0 5,320.9 5,275.3 5,272.4 5,245.5 5,254.6 5,280.8 5,278.6
3 Treasury and agency securities 3 4,434.3 4,489.8 4,482.1 4,462.2 4,408.5 4,328.3 4,286.7 4,286.2 4,276.3 4,242.2 4,251.2 4,252.5
4 Mortgage-backed securities (MBS) 4 2,888.7 2,851.6 2,850.0 2,845.1 2,813.6 2,766.6 2,742.9 2,748.9 2,743.9 2,707.2 2,716.5 2,714.2
5 Non-MBS 5 1,545.5 1,638.2 1,632.1 1,617.1 1,594.9 1,561.7 1,543.7 1,537.3 1,532.4 1,535.0 1,534.6 1,538.2
6 Other securities 1,017.8 1,031.2 1,031.3 1,029.7 1,014.5 992.6 988.6 986.3 969.3 1,012.4 1,029.6 1,026.1
7 Mortgage-backed securities (MBS) 6 104.6 113.8 114.3 114.5 113.7 112.0 111.8 108.5 107.9 108.5 108.6 108.3
8 Non-MBS 7 913.2 917.4 917.0 915.2 900.8 880.6 876.8 877.7 861.3 903.9 921.0 917.8
9 Loans and leases in bank credit 8 9,859.4 10,429.8 10,530.3 10,624.2 10,699.1 10,776.6 10,843.6 10,942.0 10,921.9 10,926.5 10,942.7 10,978.6
10 Commercial and industrial loans 2,058.2 2,206.3 2,243.1 2,267.4 2,285.4 2,295.5 2,305.3 2,308.2 2,296.8 2,295.4 2,303.9 2,309.7
11 Real estate loans 4,700.1 4,925.7 4,966.1 5,011.8 5,050.0 5,083.0 5,124.3 5,221.0 5,234.5 5,235.8 5,234.4 5,257.9
12 Residential real estate loans 2,258.5 2,363.3 2,378.1 2,394.0 2,413.4 2,426.4 2,443.1 2,466.3 2,471.8 2,471.1 2,468.8 2,486.2
13 Revolving home equity loans 249.4 249.5 250.2 250.9 251.8 252.4 252.2 254.6 255.4 255.3 255.1 255.2
14 Closed-end residential loans 9 2,009.1 2,113.8 2,127.9 2,143.1 2,161.6 2,173.9 2,190.9 2,211.6 2,216.4 2,215.8 2,213.7 2,231.1
15 Commercial real estate loans 2,441.6 2,562.4 2,587.9 2,617.8 2,636.6 2,656.6 2,681.2 2,754.8 2,762.8 2,764.6 2,765.6 2,771.7
16 Construction and land development loans 10 378.4 399.9 404.0 408.0 412.7 417.6 427.1 437.8 440.9 444.1 446.1 448.4
17 Secured by farmland 11 103.4 106.8 107.4 108.0 108.5 109.4 110.2 110.8 111.1 111.1 111.1 111.3
18 Secured by multifamily properties 12 431.3 469.2 478.1 487.1 492.4 499.2 503.5 548.8 551.0 549.9 549.6 551.2
19 Secured by nonfarm nonresidential properties 13 1,528.5 1,586.5 1,598.4 1,614.6 1,623.0 1,630.4 1,640.4 1,657.4 1,659.8 1,659.5 1,658.9 1,660.7
20 Consumer loans 1,645.4 1,763.0 1,778.9 1,791.1 1,805.1 1,822.7 1,828.7 1,833.8 1,828.4 1,832.9 1,835.3 1,841.6
21 Credit cards and other revolving plans 801.4 879.1 891.9 901.7 912.5 923.7 929.8 936.7 933.8 939.7 941.9 948.9
22 Other consumer loans 844.0 883.9 887.0 889.4 892.6 899.0 898.9 897.1 894.5 893.2 893.3 892.7
23 Automobile loans 14 509.3 519.3 519.1 518.6 519.0 524.5 524.2 522.0 519.1 518.8 518.1 518.0
24 All other consumer loans 15 334.7 364.6 368.0 370.8 373.5 374.5 374.7 375.1 375.4 374.4 375.3 374.7
25 All other loans and leases 1,455.7 1,534.7 1,542.3 1,553.9 1,558.6 1,575.4 1,585.3 1,579.0 1,562.2 1,562.5 1,569.2 1,569.4
26 Loans to nondepository financial institutions 17 654.0 690.6 691.4 700.0 702.9 709.6 719.5 718.6 711.7 708.3 716.0 718.6
27 All loans not elsewhere classified 18 801.7 844.2 850.9 853.9 855.7 865.8 865.8 860.4 850.5 854.2 853.1 850.8
28 LESS: Allowance for loan and lease losses 164.9 158.1 160.6 160.7 161.0 166.5 166.6 168.8 169.1 174.2 176.0 176.2
29 Cash assets 21 2,778.5 2,081.9 2,063.7 1,980.4 1,911.9 1,860.6 1,800.8 1,783.1 1,788.1 1,841.7 1,792.6 1,801.0
30 Total federal funds sold and reverse RPs 22 301.9 284.6 294.9 274.8 282.5 285.7 288.8 287.8 295.5 288.0 293.9 300.5
31 Loans to commercial banks 23 5.6 8.9 9.2 9.1 8.9 6.7 5.8 5.6 5.4 5.6 5.4 5.6
32 Other assets including trading assets 24 1,568.9 1,686.2 1,683.5 1,689.8 1,676.9 1,698.0 1,748.2 1,714.9 1,716.4 1,714.5 1,677.8 1,684.4
33 Total assets 19,801.5 19,854.5 19,934.4 19,909.5 19,841.2 19,782.0 19,796.0 19,837.0 19,803.6 19,856.6 19,817.2 19,872.4
 
Liabilities
34 Deposits 16,693.6 16,727.9 16,725.0 16,710.7 16,631.1 16,504.7 16,420.9 16,431.0 16,402.7 16,427.0 16,367.8 16,394.2
35 Large time deposits 670.1 690.7 699.3 720.0 725.9 693.6 751.8 805.9 819.2 829.4 835.8 851.0
36 Other deposits 16,023.6 16,037.2 16,025.6 15,990.7 15,905.2 15,811.1 15,669.1 15,625.1 15,583.5 15,597.5 15,532.0 15,543.2
37 Borrowings 635.5 724.0 772.9 782.1 819.1 862.7 944.4 975.6 986.5 996.2 1,010.9 1,027.8
38 Net due to related foreign offices -271.7 -324.0 -326.4 -341.6 -345.9 -312.4 -343.5 -395.9 -386.9 -376.4 -339.6 -341.3
39 Other liabilities including trading liabilities 25 559.8 591.6 602.0 600.8 610.5 632.3 651.3 630.4 614.3 616.9 604.9 610.3
40 Total liabilities 17,617.3 17,719.6 17,773.5 17,752.0 17,714.8 17,687.3 17,673.1 17,641.1 17,616.7 17,663.7 17,644.1 17,691.0
41 Residual (Assets LESS Liabilities) 26 2,184.2 2,134.9 2,160.9 2,157.5 2,126.4 2,094.7 2,122.9 2,195.9 2,187.0 2,193.0 2,173.1 2,181.4

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 15,377.9 15,955.7 16,024.6 16,105.1 16,097.1 16,098.4 16,157.5 16,286.1 16,276.8 16,255.0 16,241.5 16,253.8
2 Securities in bank credit 2 5,465.5 5,509.4 5,489.3 5,484.2 5,396.4 5,314.8 5,301.5 5,281.3 5,248.0 5,258.5 5,276.4 5,283.5
3 Treasury and agency securities 3 4,448.8 4,472.8 4,457.2 4,453.2 4,380.8 4,322.0 4,312.7 4,296.5 4,280.0 4,251.7 4,252.0 4,266.5
4 Mortgage-backed securities (MBS) 4 2,884.2 2,846.3 2,838.1 2,844.5 2,801.0 2,753.8 2,745.8 2,744.2 2,735.3 2,706.1 2,705.7 2,718.9
5 Non-MBS 5 1,564.6 1,626.5 1,619.1 1,608.8 1,579.8 1,568.1 1,566.9 1,552.4 1,544.7 1,545.6 1,546.3 1,547.6
6 Other securities 1,016.7 1,036.6 1,032.1 1,031.0 1,015.6 992.9 988.8 984.7 968.0 1,006.8 1,024.4 1,017.0
7 Mortgage-backed securities (MBS) 6 103.4 115.1 115.2 114.9 113.4 111.3 110.6 107.4 106.6 107.1 106.9 107.0
8 Non-MBS 7 913.3 921.5 916.9 916.0 902.2 881.6 878.3 877.3 861.4 899.7 917.6 910.1
9 Loans and leases in bank credit 8 9,912.4 10,446.3 10,535.3 10,620.9 10,700.7 10,783.6 10,855.9 11,004.8 11,028.8 10,996.5 10,965.0 10,970.3
10 Commercial and industrial loans 2,048.9 2,225.6 2,243.4 2,255.6 2,265.4 2,277.0 2,286.9 2,298.6 2,304.3 2,293.0 2,286.3 2,294.5
11 Real estate loans 4,710.6 4,919.5 4,971.8 5,026.6 5,069.1 5,109.1 5,145.4 5,233.1 5,242.4 5,241.8 5,245.3 5,249.1
12 Residential real estate loans 2,266.8 2,357.8 2,383.0 2,404.8 2,425.6 2,443.5 2,458.2 2,475.2 2,476.4 2,478.3 2,481.4 2,480.5
13 Revolving home equity loans 250.2 249.2 250.1 251.4 253.5 253.8 254.0 255.7 256.2 255.7 255.1 255.0
14 Closed-end residential loans 9 2,016.5 2,108.5 2,132.9 2,153.4 2,172.2 2,189.7 2,204.2 2,219.5 2,220.3 2,222.5 2,226.3 2,225.5
15 Commercial real estate loans 2,443.9 2,561.7 2,588.8 2,621.8 2,643.4 2,665.6 2,687.3 2,757.8 2,766.0 2,763.6 2,763.9 2,768.7
16 Construction and land development loans 10 379.0 401.0 403.6 409.7 415.8 421.5 430.5 438.7 440.2 439.7 442.1 444.1
17 Secured by farmland 11 103.6 106.7 107.6 108.3 108.9 109.8 110.4 111.0 111.5 111.5 111.2 111.3
18 Secured by multifamily properties 12 431.9 468.3 479.5 488.6 494.1 501.3 505.0 549.7 552.0 550.4 549.9 551.0
19 Secured by nonfarm nonresidential properties 13 1,529.4 1,585.8 1,598.0 1,615.2 1,624.6 1,633.0 1,641.3 1,658.3 1,662.2 1,662.0 1,660.7 1,662.3
20 Consumer loans 1,675.0 1,759.1 1,778.7 1,794.2 1,810.3 1,825.7 1,837.9 1,868.1 1,874.3 1,864.4 1,856.0 1,852.0
21 Credit cards and other revolving plans 830.6 875.9 891.0 903.2 913.4 923.6 938.4 971.0 979.4 971.2 962.4 958.8
22 Other consumer loans 844.4 883.2 887.7 891.0 896.9 902.1 899.5 897.1 894.8 893.2 893.6 893.2
23 Automobile loans 14 509.2 519.1 520.0 520.1 520.7 525.7 524.3 521.8 519.1 518.6 518.6 518.3
24 All other consumer loans 15 335.2 364.1 367.8 370.9 376.2 376.3 375.2 375.3 375.8 374.6 375.0 374.9
25 All other loans and leases 1,477.9 1,542.1 1,541.4 1,544.5 1,556.0 1,571.9 1,585.7 1,605.1 1,607.9 1,597.3 1,577.5 1,574.7
26 Loans to nondepository financial institutions 17 664.4 692.8 691.8 694.7 702.7 708.1 720.1 731.6 735.0 729.0 721.5 719.6
27 All loans not elsewhere classified 18 813.5 849.3 849.5 849.8 853.4 863.7 865.6 873.4 872.9 868.3 856.1 855.0
28 LESS: Allowance for loan and lease losses 165.7 157.7 160.3 160.9 161.8 167.1 168.0 169.9 169.4 173.4 175.3 175.3
29 Cash assets 21 2,893.8 2,024.8 2,011.2 1,961.2 1,895.1 1,829.5 1,824.6 1,861.5 1,858.1 1,878.5 1,810.1 1,795.9
30 Total federal funds sold and reverse RPs 22 319.8 282.3 288.4 275.8 287.8 286.5 294.3 305.3 318.2 317.3 309.4 304.5
31 Loans to commercial banks 23 5.7 9.1 9.2 9.2 8.8 6.6 5.8 5.6 5.5 5.5 5.4 5.6
32 Other assets including trading assets 24 1,542.7 1,692.1 1,685.6 1,687.6 1,673.3 1,701.1 1,739.5 1,686.8 1,656.2 1,670.2 1,689.3 1,690.9
33 Total assets 19,974.1 19,806.4 19,858.8 19,877.9 19,800.4 19,755.0 19,853.7 19,975.4 19,945.5 19,953.1 19,880.4 19,875.4
 
Liabilities
34 Deposits 16,848.4 16,706.7 16,686.6 16,666.6 16,568.8 16,433.1 16,436.3 16,584.7 16,593.6 16,581.7 16,442.0 16,396.5
35 Large time deposits 670.9 690.8 701.3 721.1 723.6 691.7 749.9 807.0 822.2 831.8 838.3 853.9
36 Other deposits 16,177.5 16,015.9 15,985.3 15,945.5 15,845.1 15,741.5 15,686.3 15,777.6 15,771.4 15,749.9 15,603.7 15,542.7
37 Borrowings 636.4 722.6 766.1 776.2 820.0 881.2 958.2 979.2 991.1 1,007.7 1,012.5 1,030.9
38 Net due to related foreign offices -232.9 -335.4 -335.4 -332.4 -344.4 -296.3 -302.1 -342.5 -339.4 -378.7 -342.3 -333.5
39 Other liabilities including trading liabilities 25 552.0 585.7 589.6 601.4 613.1 646.5 666.2 623.4 581.3 609.2 624.1 609.5
40 Total liabilities 17,804.0 17,679.6 17,706.9 17,711.8 17,657.5 17,664.5 17,758.6 17,844.8 17,826.6 17,819.8 17,736.4 17,703.5
41 Residual (Assets LESS Liabilities) 26 2,170.1 2,126.8 2,151.8 2,166.2 2,142.9 2,090.5 2,095.1 2,130.6 2,118.9 2,133.4 2,144.0 2,172.0

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 9,961.2 10,280.5 10,320.2 10,328.5 10,302.8 10,275.2 10,267.0 10,269.4 10,220.8 10,232.1 10,260.2 10,284.9
2 Securities in bank credit 2 4,076.4 4,065.4 4,057.8 4,020.9 3,963.7 3,900.4 3,856.4 3,858.4 3,835.4 3,844.1 3,868.2 3,873.9
3 Treasury and agency securities 3 3,475.7 3,454.2 3,448.6 3,416.1 3,370.3 3,318.8 3,275.5 3,279.4 3,269.8 3,248.5 3,255.1 3,264.9
4 Mortgage-backed securities (MBS) 4 2,165.3 2,128.0 2,128.7 2,119.8 2,099.3 2,072.8 2,052.0 2,056.7 2,050.8 2,029.7 2,036.5 2,041.8
5 Non-MBS 5 1,310.4 1,326.2 1,319.8 1,296.3 1,271.0 1,246.0 1,223.5 1,222.7 1,219.1 1,218.9 1,218.6 1,223.1
6 Other securities 600.7 611.2 609.2 604.9 593.4 581.6 581.0 579.0 565.5 595.6 613.1 609.1
7 Mortgage-backed securities (MBS) 6 64.7 68.0 68.7 68.6 67.9 66.8 66.9 66.9 66.5 66.9 67.5 67.3
8 Non-MBS 7 536.0 543.2 540.6 536.2 525.5 514.7 514.1 512.1 499.0 528.6 545.6 541.7
9 Loans and leases in bank credit 8 5,884.8 6,215.1 6,262.4 6,307.5 6,339.1 6,374.8 6,410.5 6,411.0 6,385.4 6,388.0 6,391.9 6,411.0
10 Commercial and industrial loans 1,295.9 1,421.0 1,444.9 1,460.7 1,470.8 1,475.8 1,491.8 1,494.4 1,485.6 1,487.6 1,495.8 1,497.9
11 Real estate loans 2,256.7 2,320.0 2,327.6 2,339.4 2,347.9 2,353.6 2,358.4 2,369.3 2,373.6 2,371.1 2,363.5 2,376.6
12 Residential real estate loans 1,458.8 1,505.1 1,507.9 1,511.8 1,521.3 1,525.9 1,531.0 1,537.3 1,539.7 1,538.0 1,532.6 1,545.3
13 Revolving home equity loans 159.1 155.1 154.9 154.7 154.5 154.5 153.7 154.3 154.6 154.6 154.3 154.4
14 Closed-end residential loans 9 1,299.7 1,350.1 1,353.0 1,357.1 1,366.8 1,371.4 1,377.3 1,383.0 1,385.1 1,383.4 1,378.3 1,390.9
15 Commercial real estate loans 797.9 814.9 819.8 827.5 826.5 827.8 827.3 832.0 833.9 833.1 830.9 831.3
16 Construction and land development loans 10 119.4 118.0 117.9 117.5 117.6 118.0 120.0 122.9 124.3 125.4 125.8 126.0
17 Secured by farmland 11 6.9 6.6 6.6 6.6 6.6 6.5 6.5 6.5 6.5 6.5 6.4 6.4
18 Secured by multifamily properties 12 190.0 206.5 210.2 213.1 214.1 216.5 215.7 218.1 218.9 217.3 216.5 216.8
19 Secured by nonfarm nonresidential properties 13 481.7 483.8 485.1 490.4 488.3 486.7 485.1 484.6 484.1 483.9 482.2 482.0
20 Consumer loans 1,192.4 1,262.8 1,270.7 1,277.7 1,286.5 1,296.9 1,300.8 1,302.1 1,296.4 1,299.8 1,301.0 1,307.0
21 Credit cards and other revolving plans 587.7 638.5 646.4 653.2 661.2 667.5 672.9 677.3 674.2 678.2 680.0 686.0
22 Other consumer loans 604.6 624.3 624.3 624.5 625.3 629.3 627.9 624.8 622.2 621.7 621.0 621.0
23 Automobile loans 14 438.9 445.4 444.4 443.3 442.7 447.3 446.5 443.3 440.3 439.9 439.1 439.1
24 All other consumer loans 15 165.7 179.0 179.9 181.2 182.6 182.0 181.4 181.5 181.8 181.8 181.9 181.9
25 All other loans and leases 1,139.8 1,211.3 1,219.1 1,229.8 1,233.9 1,248.5 1,259.6 1,245.2 1,229.9 1,229.5 1,231.7 1,229.4
26 Loans to nondepository financial institutions 17 551.2 586.5 589.1 598.6 603.2 609.4 619.9 613.1 608.0 604.5 608.6 609.2
27 All loans not elsewhere classified 18 588.6 624.7 630.1 631.1 630.8 639.1 639.7 632.0 621.8 625.0 623.2 620.2
28 LESS: Allowance for loan and lease losses 103.7 97.7 100.6 100.1 100.3 104.2 104.1 105.5 105.8 109.4 110.1 110.4
29 Cash assets 21 1,915.3 1,476.4 1,507.9 1,445.4 1,409.6 1,376.4 1,339.7 1,346.3 1,354.8 1,396.0 1,367.3 1,366.0
30 Total federal funds sold and reverse RPs 22 244.9 233.0 244.7 229.0 236.2 240.0 248.6 238.0 242.7 235.7 239.7 250.3
31 Loans to commercial banks 23 4.4 6.4 6.5 6.7 6.4 4.6 4.6 4.5 4.3 4.5 4.4 4.5
32 Other assets including trading assets 24 1,179.4 1,259.1 1,256.1 1,268.9 1,248.7 1,257.9 1,303.4 1,263.4 1,263.0 1,261.1 1,227.8 1,234.2
33 Total assets 13,201.5 13,157.6 13,234.9 13,178.4 13,103.4 13,049.8 13,059.3 13,016.0 12,979.9 13,019.9 12,989.2 13,029.5
 
Liabilities
34 Deposits 11,160.9 11,132.9 11,121.7 11,103.7 11,022.3 10,905.9 10,852.1 10,832.3 10,816.5 10,829.3 10,780.7 10,795.9
35 Large time deposits 311.1 341.2 348.1 362.2 360.1 315.6 351.9 372.6 380.8 386.6 384.7 391.8
36 Other deposits 10,849.8 10,791.7 10,773.6 10,741.5 10,662.1 10,590.2 10,500.2 10,459.7 10,435.7 10,442.6 10,396.0 10,404.1
37 Borrowings 407.0 466.8 497.5 497.8 512.5 530.6 585.4 573.9 568.5 575.9 595.5 614.4
38 Net due to related foreign offices -320.2 -357.2 -357.0 -376.2 -376.4 -343.6 -379.2 -432.2 -423.2 -411.9 -377.8 -378.8
39 Other liabilities including trading liabilities 25 460.6 483.6 492.9 490.8 494.0 508.3 527.6 506.4 487.5 489.1 479.8 484.8
40 Total liabilities 11,708.3 11,726.0 11,755.2 11,716.1 11,652.5 11,601.1 11,586.0 11,480.3 11,449.4 11,482.4 11,478.2 11,516.3
41 Residual (Assets LESS Liabilities) 26 1,493.2 1,431.6 1,479.7 1,462.2 1,450.9 1,448.7 1,473.3 1,535.7 1,530.5 1,537.5 1,510.9 1,513.3

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 10,010.0 10,285.6 10,306.8 10,321.8 10,276.2 10,265.5 10,299.9 10,316.8 10,291.9 10,277.0 10,270.7 10,286.1
2 Securities in bank credit 2 4,086.7 4,057.8 4,040.2 4,018.6 3,945.5 3,893.9 3,887.1 3,862.4 3,833.2 3,843.2 3,860.9 3,874.6
3 Treasury and agency securities 3 3,487.6 3,443.6 3,428.6 3,413.4 3,351.9 3,311.8 3,305.2 3,285.1 3,269.8 3,252.5 3,252.9 3,272.7
4 Mortgage-backed securities (MBS) 4 2,161.5 2,123.1 2,119.3 2,121.0 2,092.4 2,062.9 2,058.5 2,053.3 2,046.0 2,027.3 2,026.3 2,043.6
5 Non-MBS 5 1,326.1 1,320.5 1,309.3 1,292.4 1,259.6 1,248.9 1,246.7 1,231.9 1,223.7 1,225.2 1,226.6 1,229.1
6 Other securities 599.1 614.2 611.6 605.2 593.5 582.1 581.9 577.3 563.4 590.7 608.0 601.9
7 Mortgage-backed securities (MBS) 6 64.2 69.2 69.4 68.7 67.6 66.3 66.0 66.3 65.9 66.0 66.2 66.2
8 Non-MBS 7 535.0 545.0 542.2 536.4 526.0 515.8 515.9 511.0 497.6 524.8 541.8 535.7
9 Loans and leases in bank credit 8 5,923.3 6,227.8 6,266.7 6,303.3 6,330.7 6,371.6 6,412.8 6,454.4 6,458.7 6,433.8 6,409.8 6,411.5
10 Commercial and industrial loans 1,290.7 1,435.6 1,446.8 1,454.1 1,455.8 1,463.9 1,480.6 1,488.6 1,491.2 1,483.0 1,478.2 1,484.4
11 Real estate loans 2,263.3 2,315.7 2,331.7 2,348.2 2,356.3 2,366.7 2,370.2 2,376.1 2,376.4 2,374.1 2,374.4 2,373.3
12 Residential real estate loans 1,465.1 1,500.7 1,511.5 1,519.3 1,527.5 1,536.5 1,540.8 1,544.0 1,543.2 1,544.1 1,546.1 1,544.0
13 Revolving home equity loans 159.6 155.0 155.0 155.0 155.2 155.2 154.8 155.0 155.1 154.8 154.3 154.3
14 Closed-end residential loans 9 1,305.5 1,345.7 1,356.6 1,364.3 1,372.3 1,381.3 1,386.0 1,389.0 1,388.1 1,389.3 1,391.8 1,389.7
15 Commercial real estate loans 798.2 815.1 820.2 828.8 828.8 830.2 829.4 832.1 833.2 830.0 828.3 829.3
16 Construction and land development loans 10 118.7 118.6 118.6 118.5 118.9 119.4 121.0 122.1 122.6 122.8 123.3 123.6
17 Secured by farmland 11 6.9 6.6 6.5 6.6 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5
18 Secured by multifamily properties 12 190.8 206.0 210.5 213.6 215.0 217.5 217.0 218.9 219.6 217.0 216.2 216.5
19 Secured by nonfarm nonresidential properties 13 481.8 483.9 484.5 490.2 488.4 486.7 484.8 484.6 484.6 483.7 482.2 482.7
20 Consumer loans 1,213.2 1,262.5 1,273.4 1,282.2 1,291.3 1,299.1 1,306.3 1,325.7 1,327.0 1,320.9 1,314.7 1,312.3
21 Credit cards and other revolving plans 608.3 638.4 648.0 656.0 663.2 667.6 677.9 700.8 704.4 699.5 693.6 691.4
22 Other consumer loans 604.9 624.2 625.4 626.2 628.1 631.5 628.4 624.9 622.6 621.4 621.1 620.9
23 Automobile loans 14 438.8 445.0 445.3 444.5 444.0 448.2 446.3 443.2 440.4 439.9 439.7 439.5
24 All other consumer loans 15 166.0 179.1 180.1 181.7 184.1 183.3 182.1 181.7 182.2 181.6 181.4 181.4
25 All other loans and leases 1,156.2 1,214.0 1,214.8 1,218.9 1,227.3 1,242.0 1,255.7 1,264.0 1,264.2 1,255.8 1,242.5 1,241.6
26 Loans to nondepository financial institutions 17 559.2 586.1 587.4 593.2 601.5 605.8 617.9 623.0 625.5 619.4 615.1 614.2
27 All loans not elsewhere classified 18 597.0 627.8 627.4 625.6 625.8 636.1 637.7 641.0 638.6 636.4 627.4 627.4
28 LESS: Allowance for loan and lease losses 104.2 97.4 99.8 100.2 100.8 104.5 104.9 106.2 106.1 108.6 109.6 109.6
29 Cash assets 21 1,995.0 1,440.5 1,472.5 1,438.5 1,405.8 1,357.2 1,352.5 1,406.7 1,410.9 1,410.6 1,362.1 1,345.9
30 Total federal funds sold and reverse RPs 22 261.2 231.7 239.1 230.8 243.7 244.6 254.3 253.9 264.4 263.4 253.6 252.2
31 Loans to commercial banks 23 4.5 6.4 6.4 6.8 6.3 4.6 4.6 4.5 4.4 4.4 4.3 4.6
32 Other assets including trading assets 24 1,155.0 1,262.3 1,256.8 1,268.6 1,244.7 1,259.5 1,294.6 1,237.8 1,206.8 1,221.0 1,240.0 1,241.4
33 Total assets 13,321.5 13,129.1 13,181.8 13,166.2 13,076.1 13,026.9 13,100.9 13,113.7 13,072.4 13,067.8 13,021.1 13,020.5
 
Liabilities
34 Deposits 11,290.6 11,106.4 11,099.5 11,070.7 10,980.4 10,859.0 10,860.2 10,957.6 10,976.2 10,954.6 10,839.5 10,806.4
35 Large time deposits 310.9 342.7 350.2 362.5 357.7 312.8 349.3 372.4 381.4 386.7 384.7 392.3
36 Other deposits 10,979.7 10,763.7 10,749.3 10,708.2 10,622.7 10,546.2 10,510.9 10,585.2 10,594.8 10,567.9 10,454.8 10,414.0
37 Borrowings 407.2 465.3 489.1 491.4 511.8 541.0 595.2 574.8 569.7 579.6 593.2 610.3
38 Net due to related foreign offices -280.3 -369.3 -368.2 -367.7 -375.7 -328.1 -336.3 -377.8 -377.0 -413.8 -379.3 -371.1
39 Other liabilities including trading liabilities 25 451.0 479.4 482.5 491.5 494.7 517.6 536.6 497.2 455.7 483.6 497.0 483.2
40 Total liabilities 11,868.5 11,681.8 11,703.0 11,685.8 11,611.3 11,589.5 11,655.6 11,651.9 11,624.6 11,604.0 11,550.4 11,528.8
41 Residual (Assets LESS Liabilities) 26 1,453.0 1,447.3 1,478.8 1,480.4 1,464.8 1,437.3 1,445.3 1,461.8 1,447.8 1,463.8 1,470.7 1,491.7

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 5,350.3 5,670.4 5,723.5 5,787.6 5,819.3 5,822.3 5,852.0 5,945.1 5,946.7 5,949.0 5,963.4 5,972.2
2 Securities in bank credit 2 1,375.7 1,455.7 1,455.5 1,471.0 1,459.4 1,420.6 1,418.9 1,414.1 1,410.2 1,410.4 1,412.6 1,404.6
3 Treasury and agency securities 3 958.6 1,035.7 1,033.5 1,046.1 1,038.2 1,009.5 1,011.2 1,006.8 1,006.4 993.6 996.1 987.6
4 Mortgage-backed securities (MBS) 4 723.5 723.6 721.3 725.3 714.4 693.8 690.9 692.2 693.1 677.5 680.0 672.5
5 Non-MBS 5 235.1 312.0 312.3 320.8 323.9 315.7 320.3 314.6 313.3 316.1 316.1 315.1
6 Other securities 417.1 420.0 422.0 424.9 421.1 411.1 407.7 407.3 403.7 416.8 416.5 417.1
7 Mortgage-backed securities (MBS) 6 39.9 45.8 45.6 45.9 45.8 45.2 44.9 41.7 41.4 41.6 41.1 41.0
8 Non-MBS 7 377.2 374.2 376.4 379.0 375.3 365.9 362.7 365.6 362.3 375.2 375.5 376.1
9 Loans and leases in bank credit 8 3,974.6 4,214.7 4,267.9 4,316.6 4,359.9 4,401.8 4,433.1 4,531.0 4,536.5 4,538.5 4,550.8 4,567.6
10 Commercial and industrial loans 762.3 785.3 798.2 806.7 814.6 819.7 813.6 813.8 811.3 807.7 808.1 811.9
11 Real estate loans 2,443.4 2,605.7 2,638.4 2,672.4 2,702.1 2,729.3 2,766.0 2,851.7 2,861.0 2,864.7 2,871.0 2,881.2
12 Residential real estate loans 799.7 858.1 870.2 882.2 892.1 900.5 912.0 929.0 932.1 933.2 936.2 940.9
13 Revolving home equity loans 90.3 94.4 95.3 96.2 97.3 97.9 98.5 100.3 100.7 100.7 100.8 100.7
14 Closed-end residential loans 9 709.4 763.8 775.0 786.0 794.8 802.6 813.6 828.7 831.3 832.4 835.4 840.2
15 Commercial real estate loans 1,643.7 1,747.6 1,768.2 1,790.2 1,810.0 1,828.8 1,853.9 1,922.8 1,928.9 1,931.5 1,934.8 1,940.3
16 Construction and land development loans 10 259.0 281.9 286.1 290.5 295.0 299.6 307.1 314.9 316.6 318.7 320.4 322.4
17 Secured by farmland 11 96.5 100.2 100.8 101.4 102.0 102.9 103.7 104.3 104.6 104.6 104.6 104.9
18 Secured by multifamily properties 12 241.3 262.7 267.9 274.0 278.3 282.7 287.8 330.7 332.0 332.6 333.1 334.4
19 Secured by nonfarm nonresidential properties 13 1,046.8 1,102.8 1,113.3 1,124.3 1,134.7 1,143.7 1,155.3 1,172.8 1,175.7 1,175.6 1,176.7 1,178.7
20 Consumer loans 453.0 500.3 508.2 513.4 518.6 525.8 527.9 531.6 532.0 533.0 534.3 534.5
21 Credit cards and other revolving plans 213.6 240.7 245.4 248.5 251.3 256.2 256.9 259.4 259.6 261.6 262.0 262.8
22 Other consumer loans 239.4 259.6 262.7 264.9 267.3 269.6 271.0 272.3 272.3 271.5 272.3 271.7
23 Automobile loans 14 70.4 73.9 74.7 75.3 76.4 77.2 77.7 78.6 78.8 78.9 79.0 78.9
24 All other consumer loans 15 169.0 185.7 188.1 189.6 190.9 192.4 193.3 193.6 193.6 192.6 193.4 192.8
25 All other loans and leases 316.0 323.5 323.1 324.1 324.7 326.9 325.7 333.8 332.3 333.1 337.5 340.0
26 Loans to nondepository financial institutions 17 102.9 104.0 102.3 101.3 99.8 100.2 99.6 105.5 103.7 103.8 107.5 109.4
27 All loans not elsewhere classified 18 213.1 219.5 220.8 222.8 224.9 226.7 226.1 228.3 228.6 229.2 230.0 230.6
28 LESS: Allowance for loan and lease losses 61.2 60.3 60.0 60.6 60.7 62.3 62.5 63.3 63.4 64.8 65.9 65.9
29 Cash assets 21 863.3 605.6 555.8 535.0 502.4 484.2 461.1 436.8 433.2 445.7 425.3 435.0
30 Total federal funds sold and reverse RPs 22 57.0 51.6 50.2 45.8 46.3 45.8 40.2 49.8 52.8 52.3 54.1 50.3
31 Loans to commercial banks 23 1.2 2.6 2.7 2.4 2.5 2.0 1.2 1.1 1.1 1.1 1.1 1.1
32 Other assets including trading assets 24 389.5 427.1 427.4 420.9 428.2 440.1 444.8 451.6 453.4 453.4 450.0 450.2
33 Total assets 6,600.0 6,696.9 6,699.6 6,731.1 6,737.8 6,732.1 6,736.8 6,821.0 6,823.8 6,836.7 6,828.0 6,842.9
 
Liabilities
34 Deposits 5,532.7 5,595.1 5,603.3 5,607.0 5,608.8 5,598.8 5,568.8 5,598.7 5,586.2 5,597.7 5,587.1 5,598.3
35 Large time deposits 359.0 349.6 351.2 357.8 365.7 377.9 399.9 433.3 438.4 442.8 451.0 459.2
36 Other deposits 5,173.8 5,245.5 5,252.1 5,249.2 5,243.1 5,220.8 5,168.8 5,165.4 5,147.8 5,154.9 5,136.0 5,139.1
37 Borrowings 228.5 257.1 275.4 284.3 306.6 332.1 359.0 401.7 418.0 420.3 415.5 413.4
38 Net due to related foreign offices 48.5 33.3 30.6 34.6 30.5 31.2 35.6 36.4 36.4 35.5 38.2 37.5
39 Other liabilities including trading liabilities 25 99.2 108.1 109.1 110.0 116.5 124.0 123.7 124.0 126.8 127.8 125.1 125.5
40 Total liabilities 5,908.9 5,993.5 6,018.3 6,035.9 6,062.4 6,086.1 6,087.1 6,160.8 6,167.3 6,181.2 6,165.8 6,174.7
41 Residual (Assets LESS Liabilities) 26 691.1 703.4 681.2 695.2 675.5 646.0 649.6 660.2 656.5 655.5 662.1 668.1

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 5,367.8 5,670.1 5,717.8 5,783.3 5,820.9 5,832.9 5,857.6 5,969.2 5,984.9 5,978.0 5,970.8 5,967.7
2 Securities in bank credit 2 1,378.7 1,451.6 1,449.2 1,465.6 1,450.9 1,421.0 1,414.4 1,418.9 1,414.8 1,415.3 1,415.5 1,408.9
3 Treasury and agency securities 3 961.2 1,029.1 1,028.6 1,039.8 1,028.8 1,010.1 1,007.5 1,011.4 1,010.2 999.2 999.1 993.7
4 Mortgage-backed securities (MBS) 4 722.7 723.2 718.8 723.5 708.6 690.9 687.3 690.9 689.3 678.8 679.4 675.3
5 Non-MBS 5 238.5 306.0 309.8 316.4 320.2 319.2 320.3 320.5 321.0 320.4 319.8 318.5
6 Other securities 417.5 422.4 420.6 425.8 422.1 410.8 406.9 407.5 404.6 416.1 416.4 415.1
7 Mortgage-backed securities (MBS) 6 39.2 46.0 45.8 46.2 45.8 45.0 44.5 41.1 40.8 41.1 40.6 40.7
8 Non-MBS 7 378.3 376.5 374.8 379.6 376.2 365.8 362.4 366.4 363.8 375.0 375.8 374.4
9 Loans and leases in bank credit 8 3,989.1 4,218.5 4,268.6 4,317.6 4,370.0 4,412.0 4,443.1 4,550.4 4,570.1 4,562.7 4,555.3 4,558.8
10 Commercial and industrial loans 758.2 790.1 796.6 801.5 809.5 813.1 806.4 810.0 813.1 809.9 808.1 810.1
11 Real estate loans 2,447.4 2,603.8 2,640.1 2,678.4 2,712.7 2,742.4 2,775.2 2,857.0 2,866.0 2,867.7 2,870.9 2,875.9
12 Residential real estate loans 801.7 857.1 871.5 885.4 898.1 907.0 917.4 931.2 933.2 934.2 935.3 936.5
13 Revolving home equity loans 90.6 94.2 95.2 96.4 98.2 98.7 99.1 100.7 101.1 101.0 100.8 100.7
14 Closed-end residential loans 9 711.1 762.9 776.3 789.1 799.9 808.3 818.2 830.5 832.1 833.2 834.5 835.8
15 Commercial real estate loans 1,645.7 1,746.7 1,768.6 1,793.0 1,814.6 1,835.4 1,857.9 1,925.7 1,932.8 1,933.6 1,935.6 1,939.4
16 Construction and land development loans 10 260.3 282.4 285.0 291.2 296.9 302.1 309.5 316.7 317.7 316.9 318.8 320.5
17 Secured by farmland 11 96.7 100.1 101.1 101.7 102.3 103.3 103.8 104.5 105.0 104.9 104.7 104.8
18 Secured by multifamily properties 12 241.2 262.3 269.0 274.9 279.1 283.8 288.0 330.8 332.5 333.3 333.7 334.5
19 Secured by nonfarm nonresidential properties 13 1,047.6 1,101.8 1,113.5 1,125.1 1,136.2 1,146.3 1,156.5 1,173.7 1,177.6 1,178.4 1,178.5 1,179.6
20 Consumer loans 461.8 496.6 505.3 512.0 519.0 526.6 531.5 542.3 547.3 543.5 541.3 539.7
21 Credit cards and other revolving plans 222.3 237.5 243.0 247.3 250.2 256.0 260.4 270.1 275.0 271.7 268.7 267.5
22 Other consumer loans 239.5 259.1 262.3 264.8 268.8 270.6 271.1 272.2 272.3 271.7 272.5 272.3
23 Automobile loans 14 70.3 74.0 74.7 75.6 76.7 77.5 78.0 78.6 78.7 78.7 78.9 78.7
24 All other consumer loans 15 169.2 185.0 187.6 189.2 192.1 193.0 193.1 193.6 193.6 193.0 193.6 193.5
25 All other loans and leases 321.7 328.1 326.6 325.7 328.7 329.9 330.0 341.0 343.7 341.5 335.0 333.1
26 Loans to nondepository financial institutions 17 105.2 106.7 104.5 101.4 101.2 102.3 102.1 108.6 109.5 109.6 106.3 105.4
27 All loans not elsewhere classified 18 216.5 221.5 222.1 224.2 227.5 227.6 227.9 232.4 234.3 231.9 228.7 227.7
28 LESS: Allowance for loan and lease losses 61.5 60.2 60.5 60.7 61.0 62.6 63.1 63.7 63.3 64.8 65.8 65.7
29 Cash assets 21 898.8 584.3 538.7 522.8 489.2 472.3 472.1 454.7 447.2 467.9 448.0 450.0
30 Total federal funds sold and reverse RPs 22 58.6 50.7 49.4 45.0 44.1 41.9 40.0 51.4 53.8 53.9 55.8 52.4
31 Loans to commercial banks 23 1.2 2.7 2.8 2.4 2.5 2.0 1.2 1.1 1.1 1.1 1.0 1.0
32 Other assets including trading assets 24 387.7 429.8 428.8 419.0 428.6 441.6 444.9 449.0 449.4 449.3 449.3 449.6
33 Total assets 6,652.6 6,677.3 6,676.9 6,711.7 6,724.3 6,728.1 6,752.8 6,861.7 6,873.1 6,885.4 6,859.2 6,854.9
 
Liabilities
34 Deposits 5,557.8 5,600.3 5,587.1 5,595.9 5,588.4 5,574.1 5,576.1 5,627.0 5,617.4 5,627.1 5,602.5 5,590.2
35 Large time deposits 360.1 348.1 351.1 358.6 365.9 378.9 400.6 434.6 440.8 445.1 453.6 461.5
36 Other deposits 5,197.8 5,252.2 5,236.0 5,237.3 5,222.5 5,195.3 5,175.5 5,192.4 5,176.6 5,182.0 5,148.9 5,128.7
37 Borrowings 229.3 257.3 277.0 284.8 308.2 340.2 363.0 404.4 421.4 428.0 419.3 420.6
38 Net due to related foreign offices 47.4 33.9 32.8 35.3 31.3 31.7 34.2 35.2 37.6 35.0 37.1 37.6
39 Other liabilities including trading liabilities 25 101.0 106.3 107.0 109.9 118.4 128.9 129.6 126.3 125.6 125.6 127.1 126.4
40 Total liabilities 5,935.5 5,997.8 6,003.9 6,025.9 6,046.2 6,075.0 6,102.9 6,192.9 6,202.0 6,215.8 6,186.0 6,174.7
41 Residual (Assets LESS Liabilities) 26 717.1 679.5 673.0 685.8 678.1 653.2 649.9 668.8 671.2 669.6 673.3 680.2

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 1,090.5 1,177.8 1,193.9 1,195.3 1,207.5 1,237.0 1,265.1 1,280.8 1,282.1 1,289.6 1,282.7 1,284.1
2 Securities in bank credit 2 243.4 238.7 243.2 238.2 238.6 242.8 245.7 240.8 241.7 241.1 240.5 241.5
3 Treasury and agency securities 3 144.8 144.0 149.8 145.3 146.4 150.1 153.2 146.6 145.9 145.7 145.6 147.3
4 Mortgage-backed securities (MBS) 4 43.6 36.7 36.8 34.2 36.7 36.9 39.3 36.6 36.3 35.2 32.9 33.4
5 Non-MBS 5 101.3 107.3 113.0 111.2 109.7 113.2 113.9 110.0 109.6 110.5 112.7 113.9
6 Other securities 98.6 94.7 93.4 92.9 92.2 92.8 92.5 94.1 95.8 95.4 94.8 94.2
7 Mortgage-backed securities (MBS) 6 2.0 2.0 1.9 1.9 1.8 1.8 1.7 1.8 1.8 1.8 1.8 1.8
8 Non-MBS 7 96.6 92.7 91.5 91.0 90.5 91.0 90.8 92.4 94.1 93.6 93.0 92.4
9 Loans and leases in bank credit 8 847.1 939.1 950.8 957.0 968.9 994.2 1,019.4 1,040.1 1,040.4 1,048.5 1,042.3 1,042.5
10 Commercial and industrial loans 411.1 451.8 451.8 454.5 462.3 481.4 504.5 520.5 523.9 529.5 530.6 528.0
11 Real estate loans 87.3 96.7 99.3 102.0 103.3 105.2 106.0 106.6 107.0 106.3 104.8 104.2
12 Residential real estate loans 1.1 0.9 0.8 0.9 0.9 1.0 1.1 0.9 0.9 0.8 0.7 0.6
13 Revolving home equity loans 0.0 -0.0 -0.0 0.0 0.1 0.1 0.2 0.1 0.0 0.0 -0.0 -0.0
14 Closed-end residential loans 9 1.0 0.9 0.8 0.8 0.8 0.9 1.0 0.9 0.8 0.8 0.7 0.7
15 Commercial real estate loans 86.2 95.9 98.5 101.1 102.4 104.2 104.9 105.7 106.1 105.5 104.1 103.5
16 Construction and land development loans 10 10.8 11.5 11.5 11.8 11.8 11.8 11.5 11.4 11.5 11.4 11.4 11.2
17 Secured by farmland 11 0.1 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 13.2 15.2 16.0 17.0 17.4 17.6 17.8 17.9 18.0 17.8 17.7 17.7
19 Secured by nonfarm nonresidential properties 13 62.1 69.0 70.9 72.2 73.1 74.6 75.5 76.2 76.5 76.1 74.8 74.4
20 Consumer loans 6.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.2 -0.1 -0.1 -0.1
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.2 -0.1 -0.1 -0.1
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.2 -0.1 -0.1 -0.1
25 All other loans and leases 342.6 390.5 399.6 400.5 403.3 407.5 409.0 413.1 409.7 412.9 407.0 410.4
26 Loans to nondepository financial institutions 17 152.7 163.2 166.3 164.9 166.5 166.2 170.9 176.6 176.3 178.0 175.2 174.4
27 All loans not elsewhere classified 18 , 19 189.9 227.3 233.4 235.7 236.7 241.3 238.1 236.4 233.4 234.9 231.8 236.0
28 LESS: Allowance for loan and lease losses 20 1.3 0.1 0.0 0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.1 -0.1 -0.0
29 Cash assets 21 1,277.9 1,230.0 1,286.4 1,360.7 1,289.6 1,281.1 1,344.3 1,351.3 1,300.0 1,353.1 1,404.8 1,486.3
30 Total federal funds sold and reverse RPs 22 303.4 306.4 290.8 288.8 281.7 256.1 257.0 267.7 294.6 266.5 259.9 267.8
31 Loans to commercial banks 23 0.6 0.7 0.4 0.0 0.5 1.4 1.4 1.4 1.5 1.9 1.9 1.9
32 Other assets including trading assets 24 131.5 144.9 156.1 153.1 162.0 166.0 168.5 168.4 173.8 164.0 166.3 176.8
33 Total assets 2,802.7 2,859.7 2,927.4 2,997.9 2,941.3 2,941.6 3,036.3 3,069.6 3,052.0 3,075.1 3,115.8 3,217.0
 
Liabilities
34 Deposits 1,262.4 1,272.4 1,281.0 1,306.0 1,308.1 1,289.2 1,334.7 1,355.1 1,362.5 1,348.7 1,332.2 1,341.4
35 Large time deposits 743.3 772.0 778.9 800.5 814.1 812.9 846.3 876.1 875.2 876.9 863.4 865.0
36 Other deposits 519.1 500.4 502.2 505.4 494.1 476.3 488.4 479.0 487.3 471.9 468.8 476.4
37 Borrowings 1,033.6 928.1 911.7 892.1 899.7 882.7 869.1 908.8 922.8 935.9 900.5 896.3
38 Net due to related foreign offices 389.1 463.4 587.4 661.1 594.9 604.2 703.1 694.1 642.3 644.5 752.2 835.0
39 Other liabilities including trading liabilities 25 117.2 144.8 150.5 147.5 155.0 158.3 165.4 165.5 173.3 170.3 169.0 179.9
40 Total liabilities 2,802.3 2,808.7 2,930.6 3,006.7 2,957.8 2,934.4 3,072.3 3,123.4 3,100.9 3,099.5 3,153.9 3,252.6
41 Residual (Assets LESS Liabilities) 26 0.3 50.9 -3.1 -8.8 -16.6 7.2 -36.0 -53.9 -48.9 -24.4 -38.2 -35.6

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Dec
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
2022
Dec
Week ending
Dec 28 Jan 04 Jan 11 Jan 18
Assets
1 Bank credit 1,096.8 1,178.9 1,202.2 1,197.6 1,204.2 1,223.7 1,263.8 1,287.7 1,297.1 1,297.7 1,288.7 1,283.7
2 Securities in bank credit 2 240.8 238.4 248.2 242.6 238.0 237.3 245.9 238.1 237.2 236.2 238.2 236.4
3 Treasury and agency securities 3 142.4 143.8 154.4 150.3 145.7 144.6 152.2 143.8 142.2 141.1 143.3 141.7
4 Mortgage-backed securities (MBS) 4 42.9 37.0 37.8 36.0 37.8 36.9 37.8 35.7 36.3 36.0 32.8 32.1
5 Non-MBS 5 99.5 106.8 116.7 114.2 107.9 107.7 114.4 108.2 106.0 105.0 110.5 109.6
6 Other securities 98.3 94.6 93.8 92.4 92.3 92.7 93.6 94.3 95.0 95.1 95.0 94.7
7 Mortgage-backed securities (MBS) 6 2.0 1.9 1.9 1.9 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8
8 Non-MBS 7 96.3 92.6 91.9 90.5 90.5 90.9 91.8 92.5 93.2 93.3 93.2 92.9
9 Loans and leases in bank credit 8 856.1 940.6 954.0 955.0 966.1 986.3 1,017.9 1,049.6 1,059.9 1,061.5 1,050.5 1,047.4
10 Commercial and industrial loans 415.4 455.2 457.6 454.8 459.0 473.8 504.9 526.0 533.4 535.1 530.4 528.7
11 Real estate loans 87.8 97.6 99.2 101.5 102.4 103.6 104.7 107.2 108.0 107.5 106.3 105.8
12 Residential real estate loans 1.0 0.9 0.8 0.8 0.8 0.8 0.8 0.9 0.9 0.9 0.8 0.8
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 1.0 0.9 0.8 0.8 0.8 0.8 0.8 0.9 0.9 0.9 0.8 0.8
15 Commercial real estate loans 86.8 96.7 98.4 100.7 101.7 102.8 103.9 106.3 107.1 106.6 105.5 104.9
16 Construction and land development loans 10 10.9 11.7 12.1 12.1 11.7 11.6 11.4 11.5 11.6 11.6 11.5 11.3
17 Secured by farmland 11 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 13.3 15.2 15.7 16.7 17.4 17.7 17.9 18.0 18.0 18.0 18.0 17.9
19 Secured by nonfarm nonresidential properties 13 62.5 69.6 70.4 71.7 72.5 73.4 74.4 76.6 77.4 76.9 75.8 75.6
20 Consumer loans 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 346.7 387.8 397.2 398.6 404.7 408.9 408.3 416.4 418.4 418.9 413.7 412.9
26 Loans to nondepository financial institutions 17 155.4 160.0 164.2 164.8 169.2 170.4 172.8 178.8 180.0 181.3 177.7 176.1
27 All loans not elsewhere classified 18 , 19 191.3 227.8 233.0 233.9 235.5 238.5 235.4 237.6 238.4 237.6 236.0 236.9
28 LESS: Allowance for loan and lease losses 20 1.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,235.1 1,180.8 1,300.0 1,411.9 1,305.9 1,293.5 1,366.8 1,329.6 1,233.4 1,281.8 1,403.1 1,442.3
30 Total federal funds sold and reverse RPs 22 307.0 297.9 280.5 288.8 283.8 255.3 265.4 269.1 276.7 264.9 270.3 277.1
31 Loans to commercial banks 23 0.4 0.9 0.6 0.2 0.9 1.2 1.2 1.2 1.3 1.7 1.7 1.7
32 Other assets including trading assets 24 129.2 145.6 151.8 151.6 163.4 167.0 176.3 166.1 179.0 154.1 167.9 165.6
33 Total assets 2,767.2 2,804.0 2,935.1 3,050.1 2,958.1 2,940.7 3,073.5 3,053.6 2,987.4 3,000.1 3,131.8 3,170.5
 
Liabilities
34 Deposits 1,244.4 1,271.1 1,280.0 1,325.1 1,305.6 1,272.9 1,323.1 1,331.4 1,319.9 1,305.8 1,323.7 1,328.6
35 Large time deposits 724.4 780.0 780.3 808.6 813.3 800.3 833.2 852.8 842.0 845.0 859.9 858.4
36 Other deposits 520.0 491.1 499.7 516.5 492.3 472.7 489.9 478.6 477.9 460.8 463.8 470.2
37 Borrowings 1,019.8 925.7 909.9 899.3 886.9 871.4 875.4 892.7 875.9 899.9 908.8 903.4
38 Net due to related foreign offices 385.8 456.7 591.7 672.2 604.8 630.7 708.7 676.9 622.2 649.4 739.9 783.4
39 Other liabilities including trading liabilities 25 112.4 146.5 149.5 148.5 155.4 161.6 170.1 159.5 176.1 152.4 166.9 162.7
40 Total liabilities 2,762.4 2,800.1 2,931.0 3,045.1 2,952.7 2,936.6 3,077.3 3,060.4 2,994.1 3,007.5 3,139.3 3,178.1
41 Residual (Assets LESS Liabilities) 26 4.9 4.0 4.1 5.0 5.4 4.0 -3.8 -6.8 -6.7 -7.4 -7.5 -7.6

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: January 27, 2023