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Release Date: July 28, 2023

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2018 2019 2020 2021 2022 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023
Mar
2023
Apr
2023
May
2023
Jun
Assets
1 Bank credit 3.5 6.0 8.2 8.0 6.9 10.1 9.2 6.4 1.3 1.8 -0.9 -3.0 -0.8 -0.3 -2.3
2 Securities in bank credit 2 0.7 10.4 20.7 21.7 -2.4 10.3 0.7 -5.8 -14.3 -5.3 -9.7 -20.0 -9.0 -6.9 -3.7
3 Treasury and agency securities 3 3.6 14.5 23.0 22.8 -2.7 10.3 -0.6 -5.8 -14.2 -5.2 -9.6 -20.5 -9.3 -6.7 -3.4
6 Other securities -7.0 -1.7 12.6 17.9 -1.3 10.1 5.7 -5.9 -14.8 -5.6 -10.0 -17.9 -8.0 -7.6 -5.1
9 Loans and leases in bank credit 8 4.5 4.4 3.5 2.0 11.7 9.9 13.7 12.6 8.8 5.0 3.0 4.7 2.8 2.6 -1.6
10 Commercial and industrial loans 6.7 3.7 11.3 -7.4 14.3 10.3 18.1 16.9 9.1 2.1 -2.2 1.5 -3.3 -3.0 -3.9
11 Real estate loans 3.5 3.3 1.1 2.1 10.1 7.1 11.1 11.4 9.5 7.3 5.1 5.8 5.7 5.9 -2.9
12 Residential real estate loans 2.2 2.0 -1.8 -0.4 8.9 5.4 10.5 10.1 8.5 6.8 3.9 5.1 5.8 5.4 -10.2
13 Revolving home equity loans -8.2 -8.8 -11.7 -12.6 1.4 -5.2 1.6 5.3 4.0 0.3 -2.0 -2.8 -1.4 -2.8 -0.9
14 Closed-end residential loans 9 4.4 4.0 -0.2 1.4 9.8 6.7 11.6 10.7 9.0 7.6 4.5 6.0 6.6 6.3 -11.2
15 Commercial real estate loans 4.8 4.6 3.9 4.3 11.2 8.6 11.7 12.5 10.4 7.8 6.1 6.4 5.6 6.2 3.6
20 Consumer loans 4.1 5.2 -4.2 7.6 11.5 12.4 14.2 10.3 7.4 6.1 6.4 7.6 6.4 6.4 3.2
21 Credit cards and other revolving plans 4.2 3.5 -10.9 5.7 17.4 15.1 20.7 17.6 12.3 12.1 10.9 14.5 10.3 9.3 7.3
22 Other consumer loans 3.9 7.2 3.5 9.4 5.9 9.9 7.9 3.1 2.3 -0.3 1.5 0.1 2.2 3.2 -1.3
25 All other loans and leases 4.9 8.5 7.2 12.2 12.7 14.8 14.3 11.8 7.8 2.1 1.5 3.5 0.2 -2.0 0.2
28 LESS: Allowance for loan and lease losses -0.7 1.2 59.8 -23.6 0.0 -14.1 -10.6 8.4 17.2 17.7 15.6 7.6 44.5 -4.6 8.6
29 Cash assets 21 -19.4 -12.8 77.9 34.1 -23.2 -33.3 -40.6 -9.5 -17.8 5.9 17.2 46.2 15.7 1.1 38.4
30 Total federal funds sold and reverse RPs 22 36.7 25.4 8.0 -25.9 -9.8 -12.3 -3.1 -16.0 -9.1 27.6 27.8 34.4 22.9 61.8 -39.4
31 Loans to commercial banks 23 19.4 -52.9 41.2 -44.5 -39.7 -117.2 43.9 13.2 -102.1 40.0 46.8 494.1 -87.5 0.0 -107.9
32 Other assets including trading assets 24 -1.1 1.5 9.4 6.1 10.1 6.1 23.4 2.6 7.1 -6.0 -1.5 1.7 -3.2 -1.2 -2.9
33 Total assets 0.7 4.1 14.7 10.7 1.2 1.3 1.8 3.1 -1.5 2.3 2.2 5.2 1.6 1.6 2.3
 
Liabilities
34 Deposits 2.8 6.1 20.8 11.7 -0.7 4.4 1.6 -2.4 -6.4 -4.4 -7.1 -16.8 -10.6 1.5 2.9
35 Large time deposits 5.2 8.7 -16.9 -6.3 12.5 -5.7 11.7 24.7 18.0 41.6 27.2 29.5 17.7 24.6 36.5
36 Other deposits 2.4 5.6 26.9 13.7 -1.9 5.3 0.7 -4.8 -8.7 -9.0 -10.9 -22.1 -14.0 -1.3 -1.2
37 Borrowings -5.2 -1.9 -13.2 -1.3 8.0 -11.4 -2.5 19.2 27.0 51.9 64.5 235.1 40.0 -0.4 -19.1
39 Other liabilities including trading liabilities 25 2.7 2.8 12.6 4.2 15.8 -5.6 30.2 15.2 20.8 -13.2 5.4 -11.7 7.4 -31.4 137.2
40 Total liabilities 0.6 3.6 16.5 11.2 1.6 2.2 3.2 3.2 -2.1 1.5 -0.9 6.6 -7.0 -1.5 5.1

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 17,185.2 17,494.3 17,530.8 17,571.9 17,464.9 17,347.4 17,343.8 17,310.5 17,309.1 17,274.6 17,284.1 17,302.6
2 Securities in bank credit 2 5,795.9 5,513.3 5,505.7 5,491.4 5,366.2 5,250.7 5,220.7 5,204.6 5,211.1 5,183.5 5,189.3 5,190.9
3 Treasury and agency securities 3 4,654.6 4,424.1 4,384.1 4,379.8 4,275.5 4,175.3 4,152.1 4,140.5 4,143.4 4,113.5 4,115.2 4,119.9
4 Mortgage-backed securities (MBS) 4 2,899.3 2,780.5 2,743.3 2,747.6 2,683.2 2,615.5 2,610.2 2,605.8 2,606.6 2,591.4 2,594.6 2,599.0
5 Non-MBS 5 1,755.2 1,643.6 1,640.8 1,632.2 1,592.3 1,559.8 1,541.9 1,534.7 1,536.8 1,522.2 1,520.6 1,520.9
6 Other securities 1,141.4 1,089.3 1,121.6 1,111.6 1,090.7 1,075.4 1,068.6 1,064.1 1,067.7 1,070.0 1,074.1 1,071.0
7 Mortgage-backed securities (MBS) 6 116.2 111.7 112.5 110.9 109.1 107.3 106.4 105.5 105.4 104.3 105.0 105.6
8 Non-MBS 7 1,025.1 977.6 1,009.0 1,000.7 981.6 968.1 962.2 958.6 962.3 965.7 969.1 965.4
9 Loans and leases in bank credit 8 11,389.2 11,981.0 12,025.1 12,080.5 12,098.6 12,096.7 12,123.2 12,105.9 12,098.0 12,091.1 12,094.8 12,111.6
10 Commercial and industrial loans 2,675.4 2,807.8 2,815.3 2,807.1 2,795.9 2,774.5 2,767.5 2,758.5 2,754.8 2,755.0 2,754.2 2,753.4
11 Real estate loans 5,029.5 5,342.2 5,370.3 5,407.5 5,419.2 5,428.5 5,455.0 5,442.0 5,443.4 5,434.8 5,441.1 5,451.2
12 Residential real estate loans 2,365.3 2,476.9 2,491.8 2,506.2 2,517.9 2,529.9 2,541.3 2,519.7 2,519.5 2,508.0 2,516.2 2,526.3
13 Revolving home equity loans 249.1 255.4 255.5 255.3 254.8 254.5 253.9 253.7 253.8 253.4 252.6 252.4
14 Closed-end residential loans 9 2,116.1 2,221.4 2,236.2 2,250.9 2,263.1 2,275.4 2,287.4 2,266.0 2,265.7 2,254.6 2,263.6 2,273.9
15 Commercial real estate loans 2,664.2 2,865.3 2,878.6 2,901.3 2,901.3 2,898.6 2,913.6 2,922.3 2,923.9 2,926.8 2,924.8 2,924.9
16 Construction and land development loans 10 412.8 449.0 455.1 460.7 464.8 469.1 473.5 474.4 475.4 476.5 474.6 476.0
17 Secured by farmland 11 107.0 111.0 111.4 111.8 112.0 112.1 112.2 112.5 112.3 112.3 112.3 112.3
18 Secured by multifamily properties 12 484.8 567.2 570.3 576.9 570.9 564.6 568.9 570.7 570.6 570.5 571.7 571.9
19 Secured by nonfarm nonresidential properties 13 1,659.6 1,738.2 1,741.8 1,751.9 1,753.6 1,752.8 1,759.0 1,764.6 1,765.6 1,767.5 1,766.2 1,764.7
20 Consumer loans 1,763.4 1,834.5 1,845.3 1,855.6 1,867.4 1,877.2 1,887.4 1,891.8 1,890.9 1,882.4 1,880.5 1,884.8
21 Credit cards and other revolving plans 879.7 937.6 950.1 959.1 970.7 979.0 986.6 992.6 992.9 993.5 994.3 998.9
22 Other consumer loans 883.7 896.9 895.2 896.5 896.8 898.2 900.8 899.2 898.0 888.9 886.2 885.9
23 Automobile loans 14 520.1 521.3 518.6 519.1 518.0 516.2 516.4 514.9 514.6 509.6 509.2 509.0
24 All other consumer loans 15 , 16 363.6 375.6 376.6 377.4 378.7 382.0 384.4 384.2 383.3 379.3 377.0 376.9
25 All other loans and leases 1,920.9 1,996.6 1,994.2 2,010.2 2,016.2 2,016.6 2,013.3 2,013.6 2,008.9 2,018.9 2,019.0 2,022.2
26 Loans to nondepository financial institutions 17 851.7 899.9 893.4 902.8 917.2 928.9 935.7 938.9 936.4 940.6 940.6 946.7
27 All loans not elsewhere classified 18 , 19 1,069.2 1,096.7 1,100.7 1,107.4 1,099.0 1,087.7 1,077.6 1,074.7 1,072.5 1,078.4 1,078.4 1,075.5
28 LESS: Allowance for loan and lease losses 20 157.4 169.9 176.5 175.2 175.9 181.7 181.0 182.3 182.7 185.9 187.5 187.4
29 Cash assets 21 3,307.3 3,154.0 3,208.0 3,139.5 3,260.4 3,303.1 3,306.1 3,411.8 3,481.6 3,413.0 3,254.3 3,351.0
30 Total federal funds sold and reverse RPs 22 586.8 564.7 583.9 596.4 613.4 625.0 657.2 635.6 637.3 615.8 615.5 604.5
31 Loans to commercial banks 23 9.7 6.4 6.7 6.8 9.6 8.9 8.9 8.1 8.3 8.3 8.2 8.2
32 Other assets including trading assets 24 1,815.0 1,868.9 1,846.7 1,844.0 1,846.9 1,841.9 1,840.2 1,835.6 1,835.1 1,893.2 1,864.8 1,850.3
33 Total assets 22,746.6 22,918.4 22,999.6 22,983.4 23,019.4 22,944.7 22,975.2 23,019.4 23,088.8 23,019.1 22,839.4 22,929.1
 
Liabilities
34 Deposits 18,067.2 17,740.8 17,712.6 17,652.9 17,408.4 17,254.5 17,276.3 17,318.7 17,343.0 17,367.8 17,288.5 17,335.6
35 Large time deposits 1,462.1 1,681.7 1,734.0 1,795.0 1,839.3 1,866.4 1,904.6 1,962.5 1,995.2 2,000.2 2,023.9 2,045.0
36 Other deposits 16,605.2 16,059.2 15,978.6 15,857.9 15,569.1 15,388.1 15,371.7 15,356.2 15,347.7 15,367.5 15,264.6 15,290.6
37 Borrowings 1,649.3 1,877.6 1,916.5 1,957.8 2,342.3 2,420.8 2,419.8 2,380.7 2,411.1 2,314.3 2,285.2 2,312.2
38 Net due to related foreign offices 151.8 293.4 380.6 379.0 364.7 314.7 287.2 285.0 325.0 294.6 262.1 305.3
39 Other liabilities including trading liabilities 25 741.3 797.7 784.7 771.6 764.2 768.9 748.8 834.4 833.4 866.3 843.1 835.5
40 Total liabilities 20,609.7 20,709.6 20,794.4 20,761.3 20,879.7 20,758.8 20,732.0 20,818.8 20,912.6 20,843.0 20,679.0 20,788.5
41 Residual (Assets LESS Liabilities) 26 2,136.9 2,208.8 2,205.3 2,222.2 2,139.7 2,185.8 2,243.2 2,200.6 2,176.2 2,176.1 2,160.4 2,140.6

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 17,157.2 17,600.0 17,571.6 17,558.7 17,434.9 17,327.1 17,305.4 17,279.7 17,305.1 17,275.0 17,242.8 17,249.7
2 Securities in bank credit 2 5,762.1 5,536.0 5,526.6 5,503.5 5,370.9 5,253.5 5,204.8 5,174.0 5,181.0 5,159.0 5,152.4 5,159.3
3 Treasury and agency securities 3 4,620.3 4,445.3 4,410.7 4,396.3 4,282.7 4,170.6 4,137.5 4,110.8 4,114.3 4,090.5 4,081.2 4,090.7
4 Mortgage-backed securities (MBS) 4 2,885.4 2,782.1 2,750.8 2,754.8 2,692.4 2,623.2 2,611.4 2,591.7 2,595.0 2,584.6 2,571.3 2,583.6
5 Non-MBS 5 1,734.9 1,663.2 1,659.9 1,641.5 1,590.2 1,547.4 1,526.1 1,519.1 1,519.2 1,505.9 1,510.0 1,507.1
6 Other securities 1,141.8 1,090.7 1,115.9 1,107.2 1,088.2 1,082.9 1,067.2 1,063.2 1,066.7 1,068.5 1,071.1 1,068.6
7 Mortgage-backed securities (MBS) 6 117.2 110.6 111.0 110.9 109.8 108.0 107.2 106.2 106.0 105.3 105.6 105.9
8 Non-MBS 7 1,024.6 980.1 1,004.9 996.3 978.4 974.9 960.0 956.9 960.7 963.1 965.5 962.7
9 Loans and leases in bank credit 8 11,395.1 12,064.0 12,045.1 12,055.2 12,064.1 12,073.6 12,100.7 12,105.8 12,124.1 12,116.1 12,090.4 12,090.5
10 Commercial and industrial loans 2,692.1 2,807.6 2,806.9 2,810.4 2,814.1 2,802.4 2,788.2 2,772.0 2,768.8 2,768.4 2,756.1 2,752.0
11 Real estate loans 5,025.1 5,358.8 5,373.4 5,394.7 5,397.7 5,405.9 5,438.0 5,436.5 5,442.6 5,438.3 5,444.6 5,447.4
12 Residential real estate loans 2,362.4 2,485.4 2,490.9 2,494.6 2,501.2 2,513.9 2,531.0 2,517.0 2,519.1 2,514.8 2,524.4 2,525.1
13 Revolving home equity loans 249.2 256.7 255.9 254.9 253.6 253.4 253.7 253.6 253.7 253.0 252.4 252.2
14 Closed-end residential loans 9 2,113.2 2,228.7 2,235.1 2,239.8 2,247.6 2,260.5 2,277.2 2,263.4 2,265.3 2,261.8 2,272.0 2,272.9
15 Commercial real estate loans 2,662.6 2,873.4 2,882.5 2,900.1 2,896.6 2,891.9 2,907.0 2,919.6 2,923.5 2,923.5 2,920.2 2,922.3
16 Construction and land development loans 10 413.9 450.9 455.5 461.5 465.5 465.7 471.7 475.4 475.5 474.3 472.7 474.3
17 Secured by farmland 11 106.9 111.3 111.5 111.6 111.6 111.6 111.9 112.4 112.4 112.4 112.4 112.5
18 Secured by multifamily properties 12 483.7 569.0 570.1 575.4 568.5 562.9 566.4 569.2 570.9 571.8 572.6 573.4
19 Secured by nonfarm nonresidential properties 13 1,658.1 1,742.1 1,745.4 1,751.6 1,750.9 1,751.7 1,757.0 1,762.6 1,764.7 1,765.0 1,762.6 1,762.1
20 Consumer loans 1,758.6 1,868.2 1,859.5 1,849.1 1,842.1 1,857.8 1,871.2 1,887.1 1,897.1 1,883.0 1,878.7 1,880.1
21 Credit cards and other revolving plans 876.9 969.6 963.9 954.5 949.8 963.9 975.0 990.0 999.0 994.5 992.8 994.3
22 Other consumer loans 881.8 898.6 895.6 894.6 892.4 893.9 896.2 897.1 898.1 888.5 885.9 885.9
23 Automobile loans 14 519.2 521.8 518.5 517.7 515.7 514.1 514.2 514.0 514.8 509.7 509.7 509.5
24 All other consumer loans 15 , 16 362.6 376.8 377.1 376.9 376.7 379.8 382.0 383.1 383.3 378.8 376.2 376.4
25 All other loans and leases 1,919.4 2,029.4 2,005.3 2,001.0 2,010.1 2,007.5 2,003.3 2,010.2 2,015.6 2,026.4 2,011.0 2,010.9
26 Loans to nondepository financial institutions 17 848.8 917.2 895.9 894.0 910.9 923.2 928.7 935.3 938.8 947.8 938.2 940.8
27 All loans not elsewhere classified 18 , 19 1,070.5 1,112.1 1,109.4 1,107.0 1,099.3 1,084.2 1,074.6 1,075.0 1,076.8 1,078.7 1,072.8 1,070.1
28 LESS: Allowance for loan and lease losses 20 157.7 170.0 175.1 175.3 176.5 180.7 181.2 182.5 181.6 186.5 187.3 187.1
29 Cash assets 21 3,211.3 3,196.0 3,169.9 3,122.2 3,357.7 3,305.1 3,307.2 3,310.6 3,276.8 3,286.1 3,254.4 3,307.2
30 Total federal funds sold and reverse RPs 22 580.3 580.9 596.1 604.3 611.3 604.2 642.1 627.7 616.8 608.3 595.2 590.9
31 Loans to commercial banks 23 10.0 6.3 6.5 6.8 9.5 8.7 8.9 8.4 8.7 8.5 8.3 8.5
32 Other assets including trading assets 24 1,818.0 1,843.3 1,842.2 1,864.3 1,859.0 1,839.3 1,830.7 1,837.9 1,826.3 1,868.6 1,883.7 1,854.5
33 Total assets 22,619.0 23,056.6 23,011.3 22,981.0 23,096.0 22,903.7 22,913.1 22,881.8 22,852.0 22,860.2 22,797.1 22,823.7
 
Liabilities
34 Deposits 17,985.3 17,944.1 17,745.0 17,647.4 17,470.3 17,261.4 17,169.9 17,240.9 17,259.9 17,350.2 17,259.6 17,235.1
35 Large time deposits 1,474.5 1,658.0 1,734.8 1,816.0 1,847.8 1,893.4 1,934.0 1,980.9 2,003.0 2,007.0 2,034.9 2,055.5
36 Other deposits 16,510.8 16,286.1 16,010.1 15,831.4 15,622.5 15,368.0 15,235.8 15,260.0 15,256.9 15,343.2 15,224.7 15,179.6
37 Borrowings 1,654.2 1,859.5 1,929.4 1,983.1 2,326.1 2,415.2 2,465.6 2,385.3 2,331.4 2,285.1 2,281.2 2,301.7
38 Net due to related foreign offices 124.3 322.2 387.3 383.3 350.1 271.5 250.5 251.0 265.3 229.4 256.7 301.9
39 Other liabilities including trading liabilities 25 733.1 788.1 779.3 780.0 765.9 763.3 738.0 823.6 809.6 833.4 838.3 807.7
40 Total liabilities 20,496.9 20,913.8 20,841.0 20,793.8 20,912.5 20,711.4 20,624.0 20,700.8 20,666.2 20,698.1 20,635.8 20,646.4
41 Residual (Assets LESS Liabilities) 26 2,122.1 2,142.7 2,170.3 2,187.3 2,183.4 2,192.3 2,289.1 2,181.0 2,185.9 2,162.1 2,161.2 2,177.3

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 15,998.7 16,221.4 16,253.2 16,298.7 16,190.6 16,076.2 16,079.9 16,052.1 16,049.1 16,020.7 16,033.6 16,057.7
2 Securities in bank credit 2 5,557.0 5,274.0 5,269.8 5,263.5 5,136.2 5,019.8 4,992.8 4,974.2 4,977.7 4,953.5 4,961.6 4,969.8
3 Treasury and agency securities 3 4,511.5 4,278.1 4,242.0 4,242.4 4,138.2 4,038.2 4,014.5 3,999.4 3,999.1 3,972.0 3,976.8 3,987.2
4 Mortgage-backed securities (MBS) 4 2,863.4 2,744.9 2,713.4 2,718.2 2,654.8 2,588.4 2,585.5 2,579.5 2,579.9 2,565.7 2,569.4 2,574.5
5 Non-MBS 5 1,648.1 1,533.2 1,528.7 1,524.2 1,483.4 1,449.8 1,429.0 1,419.9 1,419.2 1,406.3 1,407.4 1,412.7
6 Other securities 1,045.4 995.9 1,027.7 1,021.1 998.0 981.6 978.3 974.8 978.5 981.5 984.8 982.6
7 Mortgage-backed securities (MBS) 6 114.2 109.8 110.6 109.0 107.2 105.4 104.5 103.6 103.5 102.4 103.1 103.7
8 Non-MBS 7 931.2 886.1 917.1 912.1 890.8 876.2 873.8 871.2 875.1 879.1 881.6 878.9
9 Loans and leases in bank credit 8 10,441.8 10,947.4 10,983.4 11,035.2 11,054.4 11,056.4 11,087.2 11,077.9 11,071.4 11,067.1 11,072.0 11,087.9
10 Commercial and industrial loans 2,210.0 2,298.1 2,298.7 2,295.2 2,281.9 2,264.2 2,261.3 2,260.9 2,258.4 2,261.3 2,261.5 2,263.3
11 Real estate loans 4,932.1 5,236.3 5,264.8 5,302.2 5,313.5 5,322.3 5,348.4 5,334.4 5,335.9 5,326.2 5,333.3 5,343.8
12 Residential real estate loans 2,364.5 2,475.8 2,490.8 2,505.4 2,517.2 2,529.3 2,540.8 2,519.1 2,518.9 2,507.3 2,515.6 2,525.7
13 Revolving home equity loans 249.3 255.3 255.4 255.3 254.9 254.6 254.1 253.8 253.9 253.4 252.7 252.5
14 Closed-end residential loans 9 2,115.2 2,220.5 2,235.4 2,250.2 2,262.4 2,274.7 2,286.6 2,265.3 2,265.1 2,253.9 2,262.9 2,273.2
15 Commercial real estate loans 2,567.6 2,760.4 2,774.0 2,796.7 2,796.3 2,793.0 2,807.7 2,815.3 2,816.9 2,818.9 2,817.7 2,818.2
16 Construction and land development loans 10 401.3 437.1 442.9 448.3 452.1 456.0 460.7 461.6 462.7 463.9 462.1 463.6
17 Secured by farmland 11 106.9 110.9 111.2 111.7 111.9 111.9 112.0 112.4 112.2 112.2 112.2 112.2
18 Secured by multifamily properties 12 469.5 548.6 551.5 558.1 551.9 545.6 549.5 551.5 551.4 550.9 552.1 552.1
19 Secured by nonfarm nonresidential properties 13 1,589.9 1,663.9 1,668.4 1,678.6 1,680.5 1,679.4 1,685.4 1,689.8 1,690.6 1,691.8 1,691.3 1,690.3
20 Consumer loans 1,763.4 1,834.6 1,845.4 1,855.6 1,867.5 1,876.7 1,887.4 1,891.7 1,890.8 1,882.4 1,880.5 1,884.8
21 Credit cards and other revolving plans 879.7 937.6 950.1 959.1 970.7 979.0 986.6 992.6 992.9 993.5 994.3 998.9
22 Other consumer loans 883.7 897.0 895.3 896.5 896.9 897.7 900.8 899.1 897.9 888.9 886.2 885.8
23 Automobile loans 14 520.1 521.3 518.6 519.1 518.0 516.2 516.4 514.9 514.6 509.6 509.2 509.0
24 All other consumer loans 15 363.6 375.7 376.6 377.4 378.9 381.4 384.4 384.2 383.3 379.3 377.0 376.9
25 All other loans and leases 1,536.3 1,578.5 1,574.5 1,582.2 1,591.5 1,593.2 1,590.0 1,590.9 1,586.3 1,597.2 1,596.7 1,596.0
26 Loans to nondepository financial institutions 17 688.6 720.2 717.5 725.8 738.7 747.6 750.7 753.7 750.2 755.3 755.4 757.4
27 All loans not elsewhere classified 18 847.7 858.3 856.9 856.5 852.8 845.6 839.3 837.2 836.2 842.0 841.2 838.6
28 LESS: Allowance for loan and lease losses 157.4 170.0 176.6 175.3 175.9 181.5 180.8 182.2 182.6 185.9 187.5 187.4
29 Cash assets 21 2,072.5 1,799.1 1,811.9 1,743.9 1,962.6 2,038.6 2,051.7 2,050.5 2,022.4 2,046.4 1,977.1 2,039.9
30 Total federal funds sold and reverse RPs 22 284.7 283.4 298.2 279.8 273.4 271.7 301.6 278.0 262.8 254.1 253.2 245.7
31 Loans to commercial banks 23 8.9 5.6 5.6 5.7 8.0 7.6 7.7 7.5 7.4 7.6 7.6 7.7
32 Other assets including trading assets 24 1,670.5 1,716.2 1,692.6 1,697.6 1,705.0 1,702.8 1,705.7 1,690.0 1,687.8 1,744.1 1,721.5 1,706.0
33 Total assets 19,878.0 19,855.7 19,884.9 19,850.5 19,963.6 19,915.3 19,965.7 19,896.0 19,846.8 19,887.2 19,805.4 19,869.6
 
Liabilities
34 Deposits 16,776.6 16,411.8 16,402.6 16,322.9 16,103.1 15,996.2 16,040.4 16,038.2 16,027.7 16,066.8 15,987.7 16,034.1
35 Large time deposits 681.1 826.4 887.2 953.2 1,015.9 1,073.9 1,124.4 1,159.4 1,174.4 1,182.1 1,195.6 1,217.0
36 Other deposits 16,095.6 15,585.5 15,515.4 15,369.6 15,087.1 14,922.4 14,916.0 14,878.8 14,853.3 14,884.7 14,792.0 14,817.2
37 Borrowings 720.7 982.8 1,027.5 1,053.8 1,429.7 1,478.7 1,460.6 1,362.8 1,323.7 1,280.7 1,290.9 1,303.4
38 Net due to related foreign offices -324.8 -375.6 -341.9 -333.2 -334.3 -355.3 -367.1 -343.7 -336.1 -324.2 -326.8 -315.1
39 Other liabilities including trading liabilities 25 594.5 633.6 615.6 611.3 607.9 624.6 595.5 673.8 670.5 694.6 686.0 677.0
40 Total liabilities 17,767.1 17,652.7 17,703.7 17,654.7 17,806.4 17,744.3 17,729.4 17,731.0 17,685.8 17,717.9 17,637.8 17,699.5
41 Residual (Assets LESS Liabilities) 26 2,110.9 2,203.0 2,181.2 2,195.8 2,157.3 2,171.1 2,236.4 2,164.9 2,161.0 2,169.3 2,167.6 2,170.1

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 15,975.0 16,314.0 16,283.9 16,276.0 16,158.0 16,057.3 16,047.7 16,028.6 16,049.2 16,018.9 15,991.6 16,003.5
2 Securities in bank credit 2 5,523.0 5,298.6 5,292.3 5,273.3 5,140.3 5,023.9 4,976.9 4,944.0 4,947.4 4,927.0 4,921.1 4,934.1
3 Treasury and agency securities 3 4,476.0 4,301.4 4,269.7 4,257.9 4,144.5 4,036.8 3,999.6 3,969.1 3,968.6 3,947.2 3,939.2 3,954.3
4 Mortgage-backed securities (MBS) 4 2,848.2 2,746.3 2,720.8 2,730.2 2,665.2 2,596.1 2,585.8 2,564.7 2,566.8 2,557.0 2,545.4 2,558.2
5 Non-MBS 5 1,627.8 1,555.1 1,548.8 1,527.6 1,479.3 1,440.7 1,413.8 1,404.4 1,401.8 1,390.2 1,393.8 1,396.1
6 Other securities 1,047.0 997.2 1,022.6 1,015.5 995.8 987.1 977.4 974.9 978.8 979.8 981.8 979.8
7 Mortgage-backed securities (MBS) 6 115.2 108.8 109.2 109.1 108.0 106.1 105.3 104.3 104.1 103.4 103.7 104.0
8 Non-MBS 7 931.7 888.4 913.5 906.4 887.8 881.0 872.0 870.6 874.7 876.4 878.1 875.8
9 Loans and leases in bank credit 8 10,452.0 11,015.4 10,991.6 11,002.6 11,017.8 11,033.4 11,070.7 11,084.6 11,101.8 11,091.9 11,070.6 11,069.4
10 Commercial and industrial loans 2,227.8 2,290.3 2,286.2 2,296.2 2,299.5 2,292.0 2,285.4 2,277.0 2,273.2 2,271.7 2,262.3 2,258.7
11 Real estate loans 4,927.2 5,252.2 5,267.3 5,289.1 5,292.0 5,299.7 5,331.1 5,328.5 5,334.5 5,329.9 5,337.1 5,339.9
12 Residential real estate loans 2,361.5 2,484.5 2,490.1 2,493.9 2,500.4 2,513.2 2,530.3 2,516.3 2,518.4 2,514.1 2,523.7 2,524.4
13 Revolving home equity loans 249.2 256.7 255.9 254.9 253.6 253.4 253.7 253.6 253.7 253.0 252.4 252.2
14 Closed-end residential loans 9 2,112.3 2,227.8 2,234.2 2,239.0 2,246.8 2,259.8 2,276.6 2,262.7 2,264.6 2,261.1 2,271.3 2,272.2
15 Commercial real estate loans 2,565.7 2,767.7 2,777.2 2,795.3 2,791.5 2,786.5 2,800.8 2,812.2 2,816.1 2,815.8 2,813.5 2,815.5
16 Construction and land development loans 10 402.1 439.5 443.8 449.4 452.9 452.7 458.4 462.1 462.4 461.0 459.5 461.2
17 Secured by farmland 11 106.7 111.1 111.3 111.4 111.5 111.5 111.7 112.2 112.3 112.3 112.3 112.4
18 Secured by multifamily properties 12 468.5 549.9 551.2 556.4 549.5 544.1 547.5 550.1 551.7 552.5 553.3 554.0
19 Secured by nonfarm nonresidential properties 13 1,588.3 1,667.1 1,670.9 1,678.0 1,677.6 1,678.2 1,683.2 1,687.8 1,689.7 1,689.9 1,688.5 1,688.0
20 Consumer loans 1,758.6 1,868.2 1,859.5 1,849.1 1,842.1 1,857.8 1,871.2 1,887.1 1,897.1 1,883.0 1,878.7 1,880.1
21 Credit cards and other revolving plans 876.9 969.6 963.9 954.5 949.8 963.9 975.0 990.0 999.0 994.5 992.8 994.3
22 Other consumer loans 881.8 898.6 895.6 894.6 892.4 893.9 896.2 897.1 898.1 888.5 885.9 885.9
23 Automobile loans 14 519.2 521.8 518.5 517.7 515.7 514.1 514.2 514.0 514.8 509.7 509.7 509.5
24 All other consumer loans 15 362.6 376.8 377.1 376.9 376.7 379.8 382.0 383.1 383.3 378.8 376.2 376.4
25 All other loans and leases 1,538.4 1,604.6 1,578.7 1,568.2 1,584.2 1,583.9 1,583.1 1,592.0 1,596.9 1,607.3 1,592.4 1,590.7
26 Loans to nondepository financial institutions 17 688.4 732.8 717.1 715.8 734.5 744.4 746.9 753.4 756.1 764.5 755.6 754.8
27 All loans not elsewhere classified 18 850.0 871.8 861.5 852.3 849.7 839.4 836.1 838.6 840.8 842.8 836.8 835.9
28 LESS: Allowance for loan and lease losses 157.7 170.0 175.1 175.3 176.5 180.7 181.2 182.4 181.6 186.5 187.3 187.0
29 Cash assets 21 2,026.9 1,874.5 1,786.9 1,722.4 2,042.6 2,043.0 2,028.8 2,008.6 1,956.8 2,014.7 1,961.3 1,981.1
30 Total federal funds sold and reverse RPs 22 282.4 300.8 303.9 276.0 271.7 260.3 287.5 274.4 263.1 262.0 243.3 237.8
31 Loans to commercial banks 23 9.1 5.5 5.5 5.7 7.9 7.4 7.7 7.7 7.5 7.8 7.7 7.8
32 Other assets including trading assets 24 1,671.6 1,691.0 1,690.4 1,713.8 1,716.7 1,705.8 1,695.0 1,691.0 1,670.8 1,729.4 1,738.0 1,717.3
33 Total assets 19,807.2 20,015.8 19,895.5 19,818.5 20,020.4 19,893.1 19,885.4 19,827.9 19,765.9 19,846.2 19,754.5 19,760.5
 
Liabilities
34 Deposits 16,707.1 16,618.2 16,422.8 16,287.5 16,174.8 16,005.2 15,920.3 15,974.6 15,981.9 16,086.3 15,975.6 15,949.7
35 Large time deposits 690.3 810.2 878.3 955.4 1,030.7 1,098.6 1,139.8 1,179.0 1,192.6 1,204.7 1,218.0 1,236.6
36 Other deposits 16,016.9 15,808.0 15,544.4 15,332.0 15,144.1 14,906.7 14,780.5 14,795.6 14,789.2 14,881.6 14,757.6 14,713.1
37 Borrowings 723.3 972.3 1,032.9 1,061.6 1,411.1 1,474.0 1,482.8 1,368.4 1,328.7 1,288.5 1,286.4 1,295.8
38 Net due to related foreign offices -335.5 -342.0 -343.0 -334.6 -357.1 -389.3 -384.7 -354.2 -361.5 -359.4 -339.0 -314.0
39 Other liabilities including trading liabilities 25 585.8 628.9 616.8 620.9 612.5 615.2 582.6 662.6 635.6 673.3 674.9 656.4
40 Total liabilities 17,680.7 17,877.4 17,729.5 17,635.3 17,841.2 17,705.1 17,600.9 17,651.4 17,584.6 17,688.8 17,597.9 17,587.9
41 Residual (Assets LESS Liabilities) 26 2,126.5 2,138.4 2,166.0 2,183.2 2,179.2 2,187.9 2,284.5 2,176.4 2,181.3 2,157.5 2,156.6 2,172.6

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 10,530.6 10,496.3 10,498.7 10,511.4 10,494.3 10,472.4 10,451.1 10,403.6 10,398.7 10,371.5 10,383.8 10,408.1
2 Securities in bank credit 2 4,016.8 3,789.3 3,790.2 3,781.2 3,736.4 3,708.8 3,679.9 3,666.7 3,672.8 3,653.3 3,660.9 3,674.4
3 Treasury and agency securities 3 3,394.7 3,201.9 3,183.5 3,181.3 3,146.5 3,123.8 3,099.9 3,082.7 3,083.2 3,062.4 3,067.9 3,083.6
4 Mortgage-backed securities (MBS) 4 2,063.2 1,987.7 1,973.9 1,977.7 1,968.3 1,968.3 1,965.0 1,961.3 1,964.0 1,953.9 1,956.3 1,963.8
5 Non-MBS 5 1,331.5 1,214.2 1,209.6 1,203.6 1,178.2 1,155.5 1,134.9 1,121.3 1,119.2 1,108.5 1,111.5 1,119.8
6 Other securities 622.1 587.3 606.7 599.9 589.8 585.0 580.0 584.0 589.5 591.0 593.1 590.8
7 Mortgage-backed securities (MBS) 6 68.1 66.5 67.4 66.3 65.5 65.3 64.8 64.3 64.1 63.5 63.9 64.7
8 Non-MBS 7 554.0 520.9 539.4 533.6 524.4 519.7 515.2 519.7 525.4 527.5 529.1 526.1
9 Loans and leases in bank credit 8 6,513.8 6,707.0 6,708.5 6,730.2 6,757.9 6,763.7 6,771.2 6,736.8 6,726.0 6,718.1 6,722.9 6,733.7
10 Commercial and industrial loans 1,498.6 1,558.2 1,560.2 1,557.4 1,557.7 1,553.8 1,549.2 1,543.5 1,539.6 1,539.8 1,541.5 1,545.0
11 Real estate loans 2,425.2 2,480.0 2,482.8 2,493.8 2,503.3 2,508.2 2,513.4 2,486.2 2,484.8 2,473.5 2,479.1 2,484.1
12 Residential real estate loans 1,553.1 1,590.1 1,594.5 1,602.0 1,609.7 1,615.8 1,619.9 1,593.7 1,592.2 1,581.8 1,588.8 1,595.2
13 Revolving home equity loans 160.3 159.9 159.3 158.7 157.9 157.2 156.4 155.6 155.5 155.2 154.9 154.7
14 Closed-end residential loans 9 1,392.9 1,430.3 1,435.2 1,443.3 1,451.8 1,458.5 1,463.5 1,438.2 1,436.7 1,426.6 1,433.9 1,440.5
15 Commercial real estate loans 872.1 889.9 888.4 891.8 893.6 892.4 893.5 892.5 892.6 891.8 890.3 888.9
16 Construction and land development loans 10 123.3 127.6 129.0 129.6 130.2 130.0 130.5 130.4 130.7 130.7 130.6 130.8
17 Secured by farmland 11 7.8 7.5 7.5 7.4 7.3 7.2 7.1 7.1 7.1 7.1 7.1 7.1
18 Secured by multifamily properties 12 216.2 228.4 227.8 230.1 231.2 231.6 232.6 232.2 231.8 230.9 231.3 231.3
19 Secured by nonfarm nonresidential properties 13 524.9 526.4 524.1 524.7 524.9 523.6 523.3 522.8 523.1 523.1 521.3 519.8
20 Consumer loans 1,357.7 1,401.7 1,408.6 1,416.7 1,426.9 1,433.0 1,440.7 1,440.5 1,439.3 1,430.9 1,428.0 1,431.3
21 Credit cards and other revolving plans 716.1 761.3 770.8 778.6 789.4 796.8 802.3 805.5 805.4 806.3 805.8 809.5
22 Other consumer loans 641.6 640.4 637.7 638.1 637.5 636.1 638.4 635.1 633.9 624.6 622.2 621.8
23 Automobile loans 14 447.9 444.4 441.2 441.5 440.3 438.5 438.8 437.1 436.7 431.6 431.2 430.9
24 All other consumer loans 15 193.6 196.0 196.5 196.6 197.2 197.7 199.6 198.0 197.2 193.1 191.1 190.9
25 All other loans and leases 1,232.3 1,267.1 1,256.9 1,262.4 1,270.0 1,268.7 1,267.9 1,266.5 1,262.2 1,273.9 1,274.3 1,273.3
26 Loans to nondepository financial institutions 17 590.9 624.3 617.3 624.3 637.3 643.7 648.1 651.8 649.7 655.3 655.7 657.5
27 All loans not elsewhere classified 18 641.4 642.8 639.6 638.0 632.6 625.0 619.8 614.7 612.4 618.5 618.5 615.8
28 LESS: Allowance for loan and lease losses 102.6 111.6 116.1 114.6 115.5 119.3 119.0 120.6 121.3 125.4 125.0 124.9
29 Cash assets 21 1,538.6 1,422.6 1,444.0 1,373.0 1,499.0 1,551.1 1,564.5 1,575.1 1,552.4 1,576.6 1,513.8 1,572.2
30 Total federal funds sold and reverse RPs 22 236.2 242.0 256.8 241.1 232.6 234.7 264.2 240.0 225.9 220.8 219.8 215.3
31 Loans to commercial banks 23 6.4 4.7 4.8 5.0 7.2 6.9 7.1 7.1 7.0 7.2 7.2 7.1
32 Other assets including trading assets 24 1,289.0 1,298.1 1,271.5 1,276.6 1,278.8 1,282.0 1,281.4 1,262.7 1,258.0 1,306.3 1,295.7 1,278.0
33 Total assets 13,498.3 13,352.0 13,359.8 13,292.5 13,396.4 13,427.8 13,449.4 13,367.9 13,320.7 13,357.0 13,295.3 13,355.9
 
Liabilities
34 Deposits 11,408.3 11,053.7 11,050.1 10,971.9 10,893.4 10,832.1 10,862.1 10,837.6 10,827.1 10,854.7 10,776.8 10,808.9
35 Large time deposits 347.6 396.6 435.8 474.3 513.9 547.9 570.0 583.8 591.3 594.0 602.7 618.8
36 Other deposits 11,060.7 10,657.1 10,614.2 10,497.6 10,379.5 10,284.2 10,292.0 10,253.8 10,235.8 10,260.7 10,174.1 10,190.1
37 Borrowings 483.4 598.4 628.1 643.9 860.6 961.0 944.8 875.1 845.7 810.9 829.4 843.0
38 Net due to related foreign offices -356.7 -411.3 -379.4 -373.5 -367.9 -388.1 -399.1 -378.3 -369.7 -358.2 -361.1 -348.3
39 Other liabilities including trading liabilities 25 500.3 523.7 505.8 499.5 491.4 509.5 479.3 548.7 543.3 562.8 559.5 553.3
40 Total liabilities 12,035.3 11,764.5 11,804.6 11,741.8 11,877.5 11,914.5 11,887.0 11,883.1 11,846.5 11,870.3 11,804.7 11,856.9
41 Residual (Assets LESS Liabilities) 26 1,462.9 1,587.5 1,555.2 1,550.7 1,518.9 1,513.4 1,562.4 1,484.8 1,474.2 1,486.8 1,490.7 1,499.0

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 10,518.2 10,559.5 10,522.0 10,497.8 10,474.8 10,453.6 10,426.9 10,391.2 10,406.3 10,379.3 10,357.6 10,368.8
2 Securities in bank credit 2 3,996.1 3,802.7 3,804.3 3,785.2 3,741.1 3,706.3 3,667.2 3,647.1 3,655.0 3,639.2 3,631.2 3,646.8
3 Treasury and agency securities 3 3,372.5 3,215.3 3,203.5 3,190.5 3,152.6 3,117.9 3,085.0 3,061.9 3,065.1 3,047.9 3,038.5 3,055.8
4 Mortgage-backed securities (MBS) 4 2,053.7 1,986.1 1,978.5 1,984.1 1,975.1 1,973.1 1,965.5 1,950.5 1,955.3 1,947.4 1,936.4 1,951.0
5 Non-MBS 5 1,318.8 1,229.2 1,225.0 1,206.4 1,177.5 1,144.9 1,119.6 1,111.4 1,109.8 1,100.5 1,102.0 1,104.7
6 Other securities 623.6 587.4 600.8 594.7 588.5 588.4 582.2 585.2 589.9 591.3 592.8 591.0
7 Mortgage-backed securities (MBS) 6 69.1 66.2 66.2 66.1 65.9 66.0 65.7 65.1 65.0 64.5 64.5 65.0
8 Non-MBS 7 554.5 521.2 534.6 528.6 522.5 522.4 516.5 520.1 525.0 526.8 528.2 526.0
9 Loans and leases in bank credit 8 6,522.0 6,756.8 6,717.7 6,712.7 6,733.7 6,747.3 6,759.7 6,744.2 6,751.3 6,740.1 6,726.4 6,722.0
10 Commercial and industrial loans 1,513.0 1,553.3 1,548.1 1,556.6 1,569.9 1,573.3 1,566.3 1,556.8 1,552.7 1,551.2 1,544.7 1,542.7
11 Real estate loans 2,422.4 2,487.1 2,483.1 2,485.6 2,489.5 2,494.8 2,504.5 2,483.8 2,484.3 2,478.1 2,485.2 2,483.2
12 Residential real estate loans 1,549.8 1,596.4 1,596.1 1,595.9 1,598.3 1,603.3 1,611.5 1,590.9 1,591.2 1,586.6 1,595.0 1,594.0
13 Revolving home equity loans 160.3 160.5 159.4 158.5 157.4 156.7 156.3 155.5 155.5 154.9 154.8 154.6
14 Closed-end residential loans 9 1,389.5 1,435.9 1,436.6 1,437.4 1,440.9 1,446.6 1,455.2 1,435.3 1,435.7 1,431.6 1,440.2 1,439.4
15 Commercial real estate loans 872.6 890.6 887.1 889.7 891.2 891.5 893.1 893.0 893.2 891.5 890.2 889.2
16 Construction and land development loans 10 124.4 126.8 127.9 129.2 129.9 129.4 130.9 131.6 131.9 131.4 131.4 131.6
17 Secured by farmland 11 7.7 7.6 7.5 7.5 7.4 7.2 7.1 7.0 7.0 7.0 7.0 7.0
18 Secured by multifamily properties 12 215.7 229.3 227.2 228.7 229.8 230.9 231.8 231.7 231.6 231.4 231.6 231.9
19 Secured by nonfarm nonresidential properties 13 524.9 527.0 524.5 524.3 524.1 524.0 523.3 522.6 522.6 521.7 520.2 518.7
20 Consumer loans 1,356.0 1,427.4 1,417.4 1,408.8 1,405.5 1,415.9 1,427.8 1,439.4 1,446.8 1,434.5 1,430.2 1,430.6
21 Credit cards and other revolving plans 715.5 785.9 779.5 772.8 771.4 783.2 792.5 805.2 812.1 809.7 807.5 808.2
22 Other consumer loans 640.5 641.5 637.9 636.0 634.1 632.7 635.3 634.1 634.6 624.8 622.7 622.4
23 Automobile loans 14 446.9 444.9 441.3 440.3 438.3 436.6 436.6 436.1 436.8 431.8 431.7 431.5
24 All other consumer loans 15 193.5 196.7 196.6 195.7 195.8 196.1 198.7 198.0 197.9 193.0 191.0 190.9
25 All other loans and leases 1,230.6 1,289.0 1,269.0 1,261.8 1,268.9 1,263.4 1,261.1 1,264.2 1,267.5 1,276.3 1,266.3 1,265.5
26 Loans to nondepository financial institutions 17 588.7 636.0 622.5 622.1 635.6 641.8 644.5 649.4 652.1 658.5 652.9 653.5
27 All loans not elsewhere classified 18 641.9 653.1 646.5 639.7 633.4 621.5 616.6 614.8 615.5 617.8 613.4 612.1
28 LESS: Allowance for loan and lease losses 102.6 111.7 115.3 114.7 116.0 119.1 119.5 120.6 119.9 124.0 124.3 124.0
29 Cash assets 21 1,517.9 1,468.4 1,397.2 1,337.4 1,581.5 1,577.3 1,570.8 1,557.2 1,512.6 1,554.4 1,508.3 1,530.1
30 Total federal funds sold and reverse RPs 22 235.8 257.5 259.9 234.4 229.6 222.2 250.9 238.2 228.2 229.9 210.8 207.5
31 Loans to commercial banks 23 6.5 4.7 4.8 5.0 7.2 6.9 7.2 7.2 7.0 7.2 7.1 7.1
32 Other assets including trading assets 24 1,289.2 1,275.1 1,271.3 1,294.7 1,291.6 1,285.5 1,270.3 1,262.7 1,240.4 1,292.3 1,305.8 1,284.0
33 Total assets 13,464.9 13,453.7 13,339.9 13,254.7 13,468.7 13,426.4 13,406.6 13,335.9 13,274.6 13,339.0 13,265.4 13,273.4
 
Liabilities
34 Deposits 11,362.4 11,212.7 11,058.7 10,932.4 10,948.2 10,849.0 10,779.8 10,796.4 10,803.8 10,883.2 10,778.9 10,754.4
35 Large time deposits 353.6 387.5 429.0 473.2 524.8 565.9 582.3 595.9 601.5 608.2 616.1 630.4
36 Other deposits 11,008.8 10,825.2 10,629.6 10,459.2 10,423.4 10,283.1 10,197.4 10,200.5 10,202.4 10,275.0 10,162.8 10,124.0
37 Borrowings 481.0 597.8 637.3 662.0 864.4 957.7 950.1 870.6 832.8 805.1 812.0 822.6
38 Net due to related foreign offices -367.7 -377.0 -381.0 -372.8 -390.1 -422.5 -416.9 -388.6 -395.2 -392.4 -373.0 -347.5
39 Other liabilities including trading liabilities 25 492.8 518.0 507.7 507.8 498.4 503.7 468.0 539.5 513.1 544.2 550.2 533.4
40 Total liabilities 11,968.5 11,951.5 11,822.6 11,729.4 11,920.9 11,888.0 11,781.1 11,817.9 11,754.6 11,840.1 11,768.0 11,762.9
41 Residual (Assets LESS Liabilities) 26 1,496.5 1,502.2 1,517.3 1,525.3 1,547.7 1,538.4 1,625.5 1,518.0 1,520.0 1,498.9 1,497.3 1,510.6

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 5,468.1 5,725.1 5,754.5 5,787.3 5,696.3 5,603.8 5,628.8 5,648.5 5,650.4 5,649.2 5,649.8 5,649.6
2 Securities in bank credit 2 1,540.1 1,484.7 1,479.5 1,482.3 1,399.8 1,311.0 1,312.8 1,307.4 1,304.9 1,300.2 1,300.6 1,295.4
3 Treasury and agency securities 3 1,116.8 1,076.2 1,058.5 1,061.1 991.6 914.4 914.6 916.7 915.9 909.6 909.0 903.6
4 Mortgage-backed securities (MBS) 4 800.3 757.2 739.4 740.5 686.5 620.1 620.5 618.2 616.0 611.8 613.0 610.7
5 Non-MBS 5 316.6 319.0 319.1 320.6 305.2 294.3 294.2 298.5 300.0 297.9 295.9 292.9
6 Other securities 423.3 408.5 421.0 421.2 408.2 396.6 398.2 390.7 389.0 390.6 391.7 391.8
7 Mortgage-backed securities (MBS) 6 46.1 43.3 43.3 42.8 41.8 40.1 39.6 39.3 39.3 38.9 39.2 39.0
8 Non-MBS 7 377.2 365.2 377.7 378.5 366.4 356.5 358.6 351.5 349.7 351.7 352.5 352.8
9 Loans and leases in bank credit 8 3,928.0 4,240.4 4,274.9 4,305.0 4,296.5 4,292.8 4,315.9 4,341.1 4,345.4 4,349.0 4,349.2 4,354.2
10 Commercial and industrial loans 711.4 740.0 738.6 737.8 724.1 710.4 712.1 717.4 718.8 721.5 720.0 718.2
11 Real estate loans 2,506.9 2,756.3 2,782.0 2,808.4 2,810.3 2,814.1 2,835.0 2,848.1 2,851.0 2,852.7 2,854.2 2,859.8
12 Residential real estate loans 811.4 885.7 896.3 903.4 907.6 913.5 920.9 925.4 926.7 925.6 926.8 930.5
13 Revolving home equity loans 89.0 95.5 96.1 96.6 97.0 97.4 97.8 98.2 98.3 98.3 97.8 97.7
14 Closed-end residential loans 9 722.4 790.3 800.2 806.8 810.6 816.1 823.1 827.1 828.4 827.3 829.0 832.7
15 Commercial real estate loans 1,695.5 1,870.5 1,885.7 1,905.0 1,902.7 1,900.5 1,914.1 1,922.8 1,924.3 1,927.1 1,927.4 1,929.3
16 Construction and land development loans 10 278.1 309.5 313.9 318.7 321.9 326.0 330.2 331.2 332.1 333.3 331.5 332.9
17 Secured by farmland 11 99.1 103.3 103.8 104.3 104.5 104.7 104.9 105.3 105.1 105.1 105.1 105.2
18 Secured by multifamily properties 12 253.3 320.2 323.7 328.1 320.6 314.1 316.9 319.2 319.6 320.0 320.8 320.8
19 Secured by nonfarm nonresidential properties 13 1,065.0 1,137.5 1,144.2 1,153.9 1,155.6 1,155.8 1,162.2 1,167.0 1,167.5 1,168.7 1,170.0 1,170.5
20 Consumer loans 405.7 432.8 436.8 439.0 440.6 443.7 446.7 451.2 451.5 451.5 452.5 453.5
21 Credit cards and other revolving plans 163.5 176.3 179.3 180.5 181.3 182.2 184.3 187.2 187.5 187.2 188.5 189.4
22 Other consumer loans 242.2 256.5 257.5 258.4 259.4 261.5 262.4 264.0 264.1 264.2 264.0 264.1
23 Automobile loans 14 72.2 76.8 77.4 77.6 77.7 77.7 77.6 77.9 78.0 78.0 78.1 78.1
24 All other consumer loans 15 170.0 179.7 180.1 180.8 181.7 183.8 184.7 186.1 186.1 186.3 185.9 186.0
25 All other loans and leases 304.0 311.3 317.6 319.8 321.5 324.6 322.1 324.4 324.1 323.4 322.4 322.7
26 Loans to nondepository financial institutions 17 97.7 95.9 100.3 101.4 101.4 104.0 102.6 101.9 100.4 99.9 99.7 99.9
27 All loans not elsewhere classified 18 206.2 215.4 217.3 218.4 220.1 220.6 219.5 222.5 223.7 223.4 222.7 222.8
28 LESS: Allowance for loan and lease losses 54.8 58.4 60.6 60.6 60.4 62.2 61.8 61.6 61.3 60.5 62.5 62.5
29 Cash assets 21 533.9 376.6 367.9 370.9 463.6 487.5 487.2 475.4 470.1 469.8 463.2 467.7
30 Total federal funds sold and reverse RPs 22 48.5 41.4 41.4 38.7 40.8 37.0 37.3 38.0 36.9 33.3 33.4 30.3
31 Loans to commercial banks 23 2.5 0.9 0.8 0.7 0.8 0.6 0.5 0.4 0.4 0.4 0.4 0.6
32 Other assets including trading assets 24 381.5 418.1 421.1 421.0 426.2 420.8 424.3 427.4 429.8 437.8 425.7 428.0
33 Total assets 6,379.7 6,503.7 6,525.1 6,558.0 6,567.3 6,487.5 6,516.3 6,528.1 6,526.1 6,530.1 6,510.1 6,513.7
 
Liabilities
34 Deposits 5,368.3 5,358.2 5,352.5 5,351.0 5,209.7 5,164.1 5,178.3 5,200.6 5,200.5 5,212.1 5,210.9 5,225.3
35 Large time deposits 333.4 429.8 451.4 478.9 502.0 526.0 554.3 575.6 583.1 588.1 593.0 598.2
36 Other deposits 5,034.9 4,928.4 4,901.2 4,872.0 4,707.7 4,638.2 4,624.0 4,625.0 4,617.5 4,624.0 4,617.9 4,627.1
37 Borrowings 237.3 384.4 399.4 409.8 569.0 517.7 515.8 487.6 478.0 469.8 461.5 460.4
38 Net due to related foreign offices 31.9 35.7 37.5 40.4 33.6 32.8 31.9 34.6 33.6 34.0 34.3 33.2
39 Other liabilities including trading liabilities 25 94.2 109.9 109.8 111.8 116.5 115.1 116.2 125.1 127.2 131.7 126.5 123.7
40 Total liabilities 5,731.7 5,888.1 5,899.2 5,912.9 5,928.8 5,829.8 5,842.3 5,847.9 5,839.3 5,847.6 5,833.1 5,842.6
41 Residual (Assets LESS Liabilities) 26 648.0 615.6 625.9 645.1 638.4 657.7 673.9 680.1 686.9 682.5 677.0 671.2

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 5,456.8 5,754.5 5,761.9 5,778.1 5,683.2 5,603.7 5,620.8 5,637.4 5,642.9 5,639.6 5,634.0 5,634.7
2 Securities in bank credit 2 1,526.9 1,495.9 1,488.0 1,488.1 1,399.2 1,317.6 1,309.8 1,296.9 1,292.4 1,287.8 1,289.8 1,287.3
3 Treasury and agency securities 3 1,103.5 1,086.1 1,066.2 1,067.4 991.9 918.9 914.6 907.2 903.6 899.3 900.8 898.5
4 Mortgage-backed securities (MBS) 4 794.5 760.2 742.3 746.2 690.1 623.0 620.3 614.1 611.5 609.6 609.0 607.2
5 Non-MBS 5 309.1 325.9 323.8 321.2 301.8 295.9 294.2 293.1 292.0 289.7 291.8 291.3
6 Other securities 423.3 409.8 421.8 420.8 407.3 398.7 395.2 389.7 388.9 388.5 389.1 388.8
7 Mortgage-backed securities (MBS) 6 46.1 42.6 43.0 43.0 42.0 40.1 39.6 39.2 39.1 38.9 39.2 39.0
8 Non-MBS 7 377.2 367.2 378.9 377.8 365.3 358.6 355.6 350.5 349.7 349.6 349.9 349.8
9 Loans and leases in bank credit 8 3,930.0 4,258.5 4,273.9 4,290.0 4,284.0 4,286.1 4,311.0 4,340.4 4,350.5 4,351.8 4,344.2 4,347.4
10 Commercial and industrial loans 714.7 737.0 738.0 739.7 729.6 718.7 719.1 720.2 720.6 720.5 717.6 716.0
11 Real estate loans 2,504.8 2,765.1 2,784.2 2,803.6 2,802.5 2,804.9 2,826.6 2,844.7 2,850.2 2,851.8 2,852.0 2,856.7
12 Residential real estate loans 811.7 888.1 894.0 897.9 902.2 909.9 918.8 925.4 927.2 927.5 928.7 930.5
13 Revolving home equity loans 88.9 96.2 96.4 96.4 96.2 96.7 97.5 98.0 98.2 98.1 97.6 97.6
14 Closed-end residential loans 9 722.9 791.9 797.6 801.6 805.9 813.2 821.3 827.4 829.0 829.5 831.1 832.9
15 Commercial real estate loans 1,693.1 1,877.0 1,890.1 1,905.6 1,900.3 1,895.0 1,907.8 1,919.3 1,923.0 1,924.3 1,923.3 1,926.2
16 Construction and land development loans 10 277.8 312.7 316.0 320.2 323.0 323.3 327.5 330.4 330.5 329.7 328.0 329.6
17 Secured by farmland 11 99.0 103.6 103.8 103.9 104.1 104.3 104.7 105.2 105.3 105.3 105.3 105.4
18 Secured by multifamily properties 12 252.8 320.6 324.0 327.7 319.7 313.2 315.7 318.4 320.1 321.1 321.7 322.0
19 Secured by nonfarm nonresidential properties 13 1,063.4 1,140.1 1,146.4 1,153.8 1,153.5 1,154.2 1,159.9 1,165.2 1,167.1 1,168.2 1,168.3 1,169.2
20 Consumer loans 402.6 440.8 442.1 440.3 436.7 442.0 443.3 447.7 450.3 448.5 448.5 449.5
21 Credit cards and other revolving plans 161.3 183.8 184.4 181.7 178.4 180.8 182.4 184.8 186.9 184.8 185.3 186.1
22 Other consumer loans 241.3 257.1 257.7 258.6 258.3 261.2 260.9 263.0 263.5 263.7 263.2 263.5
23 Automobile loans 14 72.2 76.9 77.2 77.4 77.4 77.5 77.6 77.9 78.0 77.9 78.0 78.0
24 All other consumer loans 15 169.1 180.1 180.5 181.2 180.9 183.7 183.3 185.1 185.5 185.8 185.2 185.5
25 All other loans and leases 307.8 315.6 309.7 306.4 315.2 320.5 322.0 327.8 329.4 331.0 326.1 325.2
26 Loans to nondepository financial institutions 17 99.7 96.9 94.7 93.8 98.9 102.6 102.4 104.0 104.0 106.1 102.7 101.4
27 All loans not elsewhere classified 18 208.1 218.7 215.0 212.6 216.4 217.9 219.6 223.8 225.3 225.0 223.4 223.8
28 LESS: Allowance for loan and lease losses 55.2 58.3 59.8 60.7 60.5 61.6 61.8 61.9 61.7 62.4 63.0 63.0
29 Cash assets 21 509.0 406.1 389.6 384.9 461.1 465.7 458.0 451.4 444.2 460.3 452.9 450.9
30 Total federal funds sold and reverse RPs 22 46.5 43.3 44.1 41.6 42.0 38.1 36.6 36.2 34.9 32.1 32.5 30.4
31 Loans to commercial banks 23 2.7 0.8 0.7 0.7 0.7 0.5 0.5 0.5 0.5 0.6 0.6 0.7
32 Other assets including trading assets 24 382.4 415.8 419.1 419.1 425.2 420.3 424.7 428.3 430.5 437.1 432.2 433.3
33 Total assets 6,342.3 6,562.1 6,555.6 6,563.8 6,551.8 6,466.6 6,478.9 6,491.9 6,491.3 6,507.2 6,489.1 6,487.1
 
Liabilities
34 Deposits 5,344.8 5,405.6 5,364.1 5,355.1 5,226.6 5,156.2 5,140.5 5,178.2 5,178.0 5,203.1 5,196.7 5,195.3
35 Large time deposits 336.7 422.8 449.3 482.2 505.8 532.6 557.4 583.1 591.2 596.5 602.0 606.3
36 Other deposits 5,008.1 4,982.8 4,914.8 4,872.9 4,720.7 4,623.6 4,583.1 4,595.1 4,586.9 4,606.7 4,594.8 4,589.1
37 Borrowings 242.3 374.5 395.6 399.6 546.6 516.3 532.7 497.8 495.9 483.4 474.4 473.2
38 Net due to related foreign offices 32.2 35.0 38.0 38.2 33.0 33.2 32.2 34.4 33.7 33.1 34.0 33.4
39 Other liabilities including trading liabilities 25 93.0 110.9 109.1 113.1 114.0 111.5 114.5 123.1 122.5 129.1 124.7 123.1
40 Total liabilities 5,712.3 5,925.9 5,906.9 5,905.9 5,920.2 5,817.1 5,819.9 5,833.5 5,830.0 5,848.7 5,829.9 5,825.1
41 Residual (Assets LESS Liabilities) 26 630.0 636.2 648.7 657.9 631.5 649.5 659.0 658.4 661.3 658.5 659.3 662.0

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 1,186.5 1,272.9 1,277.6 1,273.2 1,274.3 1,271.2 1,263.9 1,258.4 1,260.0 1,253.9 1,250.5 1,244.8
2 Securities in bank credit 2 239.0 239.3 235.9 227.9 230.0 230.9 227.9 230.5 233.4 230.0 227.7 221.1
3 Treasury and agency securities 3 143.0 146.0 142.1 137.4 137.4 137.1 137.6 141.1 144.3 141.5 138.4 132.7
4 Mortgage-backed securities (MBS) 4 35.9 35.6 30.0 29.4 28.4 27.1 24.7 26.2 26.7 25.7 25.3 24.5
5 Non-MBS 5 107.2 110.4 112.1 108.1 108.9 110.0 112.8 114.9 117.6 115.8 113.1 108.2
6 Other securities 95.9 93.4 93.8 90.5 92.7 93.8 90.3 89.4 89.2 88.5 89.3 88.4
7 Mortgage-backed securities (MBS) 6 2.0 1.9 1.9 1.9 1.9 1.9 1.9 2.0 1.9 1.9 1.9 1.8
8 Non-MBS 7 94.0 91.5 91.9 88.6 90.8 91.9 88.4 87.4 87.2 86.6 87.5 86.5
9 Loans and leases in bank credit 8 947.5 1,033.5 1,041.7 1,045.3 1,044.2 1,040.3 1,036.0 1,027.9 1,026.6 1,024.0 1,022.8 1,023.7
10 Commercial and industrial loans 465.4 509.6 516.6 511.9 514.1 510.2 506.1 497.6 496.3 493.7 492.7 490.1
11 Real estate loans 97.4 105.9 105.5 105.4 105.6 106.2 106.5 107.6 107.6 108.5 107.8 107.3
12 Residential real estate loans 0.8 1.0 0.9 0.8 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6
13 Revolving home equity loans -0.1 0.1 0.1 0.0 -0.1 -0.1 -0.2 -0.1 -0.1 -0.1 -0.1 -0.1
14 Closed-end residential loans 9 0.9 0.9 0.9 0.8 0.7 0.7 0.8 0.7 0.6 0.7 0.7 0.7
15 Commercial real estate loans 96.6 104.9 104.6 104.6 105.0 105.6 106.0 107.0 107.0 107.9 107.1 106.7
16 Construction and land development loans 10 11.4 11.8 12.2 12.4 12.7 13.1 12.8 12.8 12.6 12.6 12.5 12.3
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.1 0.2 0.2 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 15.3 18.6 18.7 18.8 19.0 19.0 19.3 19.3 19.2 19.6 19.6 19.8
19 Secured by nonfarm nonresidential properties 13 69.7 74.3 73.5 73.2 73.1 73.4 73.6 74.8 75.0 75.7 74.9 74.5
20 Consumer loans -0.0 -0.1 -0.1 -0.0 -0.1 0.5 0.1 0.1 0.0 0.0 -0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans -0.0 -0.1 -0.1 -0.0 -0.1 0.5 0.1 0.1 0.0 0.0 -0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 -0.0 -0.1 -0.1 -0.0 -0.1 0.5 0.1 0.1 0.0 0.0 -0.0 0.0
25 All other loans and leases 384.6 418.1 419.7 428.0 424.7 423.3 423.3 422.7 422.6 421.7 422.3 426.2
26 Loans to nondepository financial institutions 17 163.1 179.7 175.9 177.0 178.5 181.2 184.9 185.2 186.2 185.3 185.2 189.3
27 All loans not elsewhere classified 18 , 19 221.6 238.4 243.8 250.9 246.2 242.1 238.3 237.5 236.4 236.4 237.2 236.9
28 LESS: Allowance for loan and lease losses 20 0.1 -0.1 -0.1 -0.1 -0.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0
29 Cash assets 21 1,234.8 1,354.9 1,396.0 1,395.6 1,297.8 1,264.5 1,254.5 1,361.3 1,459.2 1,366.5 1,277.3 1,311.1
30 Total federal funds sold and reverse RPs 22 302.1 281.3 285.7 316.6 340.0 353.3 355.6 357.6 374.5 361.7 362.3 358.8
31 Loans to commercial banks 23 0.8 0.8 1.1 1.1 1.6 1.4 1.2 0.6 1.0 0.7 0.6 0.5
32 Other assets including trading assets 24 144.5 152.7 154.0 146.4 141.9 139.1 134.5 145.6 147.3 149.1 143.4 144.3
33 Total assets 2,868.6 3,062.7 3,114.7 3,132.9 3,055.7 3,029.3 3,009.5 3,123.5 3,242.0 3,131.9 3,034.0 3,059.5
 
Liabilities
34 Deposits 1,290.6 1,329.0 1,310.0 1,330.0 1,305.3 1,258.3 1,235.9 1,280.4 1,315.3 1,301.0 1,300.9 1,301.4
35 Large time deposits 781.0 855.3 846.8 841.8 823.3 792.5 780.2 803.1 820.9 818.1 828.3 828.0
36 Other deposits 509.6 473.7 463.2 488.3 482.0 465.8 455.6 477.3 494.4 482.9 472.6 473.4
37 Borrowings 928.6 894.8 889.0 904.1 912.6 942.1 959.2 1,018.0 1,087.4 1,033.6 994.3 1,008.8
38 Net due to related foreign offices 476.6 669.0 722.5 712.1 699.0 669.9 654.3 628.8 661.1 618.8 588.9 620.4
39 Other liabilities including trading liabilities 25 146.8 164.1 169.1 160.3 156.3 144.3 153.3 160.6 162.9 171.7 157.1 158.5
40 Total liabilities 2,842.7 3,056.9 3,090.6 3,106.5 3,073.3 3,014.6 3,002.6 3,087.8 3,226.8 3,125.1 3,041.2 3,089.0
41 Residual (Assets LESS Liabilities) 26 25.9 5.7 24.1 26.4 -17.6 14.8 6.9 35.7 15.2 6.8 -7.2 -29.5

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2022
Jun
2022
Dec
2023
Jan
2023
Feb
2023
Mar
2023
Apr
2023
May
2023
Jun
Week ending
Jun 28 Jul 05 Jul 12 Jul 19
Assets
1 Bank credit 1,182.2 1,286.0 1,287.7 1,282.8 1,276.9 1,269.8 1,257.8 1,251.2 1,255.9 1,256.2 1,251.2 1,246.2
2 Securities in bank credit 2 239.1 237.4 234.3 230.2 230.6 229.5 227.8 230.0 233.6 232.0 231.3 225.2
3 Treasury and agency securities 3 144.3 143.9 141.0 138.5 138.1 133.7 137.9 141.7 145.6 143.3 142.0 136.4
4 Mortgage-backed securities (MBS) 4 37.2 35.8 30.0 24.5 27.2 27.1 25.6 27.0 28.2 27.6 25.9 25.4
5 Non-MBS 5 107.1 108.1 111.1 113.9 110.9 106.7 112.3 114.7 117.4 115.7 116.1 111.0
6 Other securities 94.8 93.5 93.2 91.7 92.4 95.8 89.9 88.3 87.9 88.7 89.3 88.8
7 Mortgage-backed securities (MBS) 6 1.9 1.8 1.8 1.8 1.8 1.9 1.9 1.9 1.9 1.9 1.9 1.9
8 Non-MBS 7 92.9 91.7 91.4 89.9 90.6 93.9 87.9 86.3 86.0 86.7 87.4 86.8
9 Loans and leases in bank credit 8 943.2 1,048.6 1,053.4 1,052.6 1,046.3 1,040.2 1,029.9 1,021.2 1,022.4 1,024.2 1,019.8 1,021.0
10 Commercial and industrial loans 464.3 517.3 520.8 514.2 514.5 510.5 502.8 495.0 495.6 496.7 493.8 493.3
11 Real estate loans 97.8 106.6 106.1 105.6 105.8 106.2 106.9 108.0 108.1 108.4 107.5 107.6
12 Residential real estate loans 0.9 0.9 0.9 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.9 0.9 0.9 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7
15 Commercial real estate loans 97.0 105.7 105.2 104.8 105.0 105.4 106.2 107.3 107.4 107.7 106.8 106.9
16 Construction and land development loans 10 11.7 11.4 11.6 12.1 12.6 13.0 13.4 13.3 13.2 13.2 13.2 13.2
17 Secured by farmland 11 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 15.2 19.1 18.9 19.0 19.0 18.8 18.9 19.1 19.1 19.3 19.3 19.5
19 Secured by nonfarm nonresidential properties 13 69.9 75.0 74.5 73.6 73.3 73.5 73.7 74.8 75.0 75.1 74.1 74.1
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 381.0 424.7 426.6 432.8 426.0 423.6 420.3 418.2 418.7 419.1 418.6 420.2
26 Loans to nondepository financial institutions 17 160.5 184.4 178.7 178.2 176.4 178.8 181.7 181.9 182.7 183.3 182.6 186.0
27 All loans not elsewhere classified 18 , 19 220.5 240.3 247.9 254.7 249.6 244.8 238.5 236.4 236.0 235.9 236.0 234.2
28 LESS: Allowance for loan and lease losses 20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,184.4 1,321.5 1,383.0 1,399.8 1,315.1 1,262.1 1,278.4 1,302.0 1,319.9 1,271.4 1,293.1 1,326.2
30 Total federal funds sold and reverse RPs 22 298.0 280.1 292.2 328.3 339.6 343.9 354.6 353.3 353.7 346.3 351.9 353.0
31 Loans to commercial banks 23 0.9 0.8 1.1 1.1 1.7 1.3 1.2 0.7 1.1 0.8 0.7 0.7
32 Other assets including trading assets 24 146.4 152.3 151.8 150.5 142.3 133.6 135.7 146.9 155.4 139.3 145.7 137.2
33 Total assets 2,811.8 3,040.7 3,115.8 3,162.5 3,075.5 3,010.6 3,027.7 3,054.0 3,086.2 3,013.9 3,042.5 3,063.2
 
Liabilities
34 Deposits 1,278.2 1,325.8 1,322.2 1,359.9 1,295.6 1,256.1 1,249.6 1,266.3 1,278.0 1,263.9 1,284.0 1,285.4
35 Large time deposits 784.3 847.8 856.5 860.5 817.2 794.8 794.3 801.9 810.4 802.3 816.9 818.9
36 Other deposits 493.9 478.0 465.7 499.4 478.4 461.3 455.3 464.4 467.6 461.6 467.1 466.5
37 Borrowings 930.9 887.2 896.5 921.4 915.1 941.2 982.8 1,016.9 1,002.7 996.6 994.8 1,005.9
38 Net due to related foreign offices 459.8 664.1 730.3 718.0 707.2 660.8 635.2 605.2 626.8 588.8 595.7 616.0
39 Other liabilities including trading liabilities 25 147.3 159.2 162.5 159.1 153.5 148.1 155.5 161.0 174.0 160.0 163.4 151.2
40 Total liabilities 2,816.2 3,036.4 3,111.5 3,158.4 3,071.3 3,006.3 3,023.1 3,049.4 3,081.6 3,009.3 3,037.9 3,058.5
41 Residual (Assets LESS Liabilities) 26 -4.4 4.3 4.3 4.1 4.2 4.4 4.6 4.6 4.6 4.6 4.6 4.7

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: July 28, 2023
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