Financial Accounts of the United States - Z.1
Financial accounts matrix--transactions (1) 🕮 PDF
Billions of dollars; seasonally adjusted
| Line | Description | Households and Nonprofit Organizations | Nonfinancial Business | Federal Government | State and Local Governments | Domestic Nonfinancial Sectors | Domestic Financial Sectors | Rest of the World | All Sectors | Instrument Discrepancy | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Use | Source | Use | Source | Use | Source | Use | Source | Use | Source | Use | Source | Use | Source | Use | Source | |||
| Column 1 | Column 2 | Column 3 | Column 4 | Column 5 | Column 6 | Column 7 | Column 8 | Column 9 | Column 10 | Column 11 | Column 12 | Column 13 | Column 14 | Column 15 | Column 16 | Column 17 | ||
| Line 1 | Gross saving less net cap. transfers | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 2 | Capital consumption | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 3 | Net saving (1 less 2) | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 4 | Gross investment (5 plus 11) | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 5 | Capital expenditures | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 6 | Consumer durables | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 7 | Residential | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 8 | Nonresidential | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 9 | Inventory change | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 10 | Nonproduced nonfinancial assets | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 11 | Net lending (+) or net borrowing (-) | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 12 | Net acquisition of financial assets | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 13 | Net increase in liabilities and equity | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 14 | Monetary gold and SDRs | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 15 | Interbank assets and liabilities | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 16 | Checkable dep. and currency | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 17 | Time and savings deposits | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 18 | Other deposits | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 19 | Debt securities | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 20 | Open market paper | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 21 | Treasury securities | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 22 | Agency- and GSE-backed sec. | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 23 | Municipal securities | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 24 | Corporate and fgn. bonds | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 25 | Loans | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 26 | Fed. funds and security repos | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 27 | Depository inst. loans n.e.c. | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 28 | Private credit loans | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 29 | Consumer credit | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 30 | Mortgages | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 31 | Other loans and advances | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 32 | Corporate equities | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 33 | U.S. direct investment: equity | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 34 | Foreign direct investment: equity | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 35 | Miscellaneous other equity | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 36 | Money market fund shares | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 37 | Mutual fund shares | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 38 | Hedge fund shares | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 39 | Private debt fund shares | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 40 | Life insurance reserves | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 41 | Pension entitlements | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 42 | Trade credit | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 43 | Taxes payable | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 44 | U.S. direct investment: debt | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 45 | Foreign direct investment: debt | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 46 | Miscellaneous | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| Line 47 | Sector discrepancies (1 less 4) | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
NOTES
- General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.
Last Update: August 28, 2026