Financial Accounts of the United States - Z.1

Financial accounts matrix--transactions (coded) (1) 🕮 PDF

Billions of dollars; seasonally adjusted

Line Description Households and Nonprofit Organizations Nonfinancial Business Federal Government State and Local Governments Domestic Nonfinancial Sectors Domestic Financial Sectors Rest of the World All Sectors Instrument Discrepancy
Use Source Use Source Use Source Use Source Use Source Use Source Use Source Use Source
Column 1 Column 2 Column 3 Column 4 Column 5 Column 6 Column 7 Column 8 Column 9 Column 10 Column 11 Column 12 Column 13 Column 14 Column 15 Column 16 Column 17
Line 1 Gross saving less net cap. transfers – FA156000105 – FA146000105 – FA316000105 – FA216000105 – FA386000105 – FA796000105 – FA266000105 – FA896000105 –
Line 2 Capital consumption – FA156300005 – FA146300005 – FA316300001 – FA216300001 – FA386300005 – FA796330005 – – – FA886300005 –
Line 3 Net saving (1 less 2) – FA156006305 – FA146006305 – FA316006305 – FA216006305 – FA386006305 – FA796006305 – FA266000105 – FA896006305 –
 
Line 4 Gross investment (5 plus 11) FA155090005 – FA145090005 – FA315090005 – FA215090005 – FA385090005 – FA795090005 – FA265090005 – FA895090005 – FA907005005
Line 5 Capital expenditures FA155050005 – FA145050005 – FA315050005 – FA215050005 – FA385050005 – FA795013005 – FA265420005 – FA895050005 – FA906000105
Line 6 Consumer durables FA155111003 – – – – – – – FA155111003 – – – – – FA155111003 – –
Line 7 Residential FA155012005 – FA145012005 – FA315012065 – FA215012063 – FA385012005 – – – – – FA885012005 – –
Line 8 Nonresidential FA165013005 – FA145013005 – FA315013005 – FA215013005 – FA385013005 – FA795013005 – – – FA885013005 – –
Line 9 Inventory change – – FA145020005 – – – – – FA145020005 – – – – – FA145020005 – –
Line 10 Nonproduced nonfinancial assets FA155420003 – FA105420005 – FA315420003 – FA215420003 – FA385420005 – – – FA265420005 – – – –
 
Line 11 Net lending (+) or net borrowing (-) FA155000005 – FA145000005 – FA315000005 – FA215000005 – FA385000005 – FA795000005 – FA265000005 – FA895000005 – FA905000005
Line 12 Net acquisition of financial assets FA154090005 – FA144090005 – FA314090005 – FA214090005 – FA384090005 – FA794090005 – FA264090005 – FA894090005 – –
Line 13 Net increase in liabilities and equity – FA154190005 – FA144194005 – FA314190005 – FA214190005 – FA384194005 – FA794194005 – FA264194005 – FA894194005 –
 
Line 14 Monetary gold and SDRs – – – – FA313011105 FA313111303 – – FA313011105 FA313111303 – – FA263011105 FA313011303 FA893011105 FA893111305 –
Line 15 Interbank assets and liabilities – – – – – – – – – – FA794010005 FA794110005 FA264016005 FA264116005 FA894010005 FA894110005 FA904010005
Line 16 Checkable dep. and currency FA153020005 – FA143020005 – FA313020005 FA313125003 FA213020005 – FA383020005 FA313125003 FA793020005 FA793120005 FA263020005 – FA893020005 FA883120005 FA903020005
Line 17 Time and savings deposits FA153030005 – FA143030005 – FA313030003 – FA213030000 – FA383030005 – FA793030005 FA703130005 FA263030005 – FA703130005 FA703130005 –
Line 18 Other deposits FA153030505 – FA103091003 – FA313030505 FA313131003 – – FA383030505 FA313131003 FA793030505 FA403197033 – FA263130505 FA893030505 FA893130505 FA903091005
 
Line 19 Debt securities FA154022005 FA163162003 FA144022005 FA104122005 FA314022005 FA314122005 FA214022005 FA213162005 FA384022005 FA384122005 FA794022005 FA794122005 FA264022005 FA264122005 FA894122005 FA894122005 –
Line 20 Open market paper – – FA103069100 FA103169100 – – FA213069103 – FA383069105 FA103169100 FA793069175 FA793169175 FA263069103 FA263169105 FA893169175 FA893169175 –
Line 21 Treasury securities FA153061105 – FA143061105 – – FA313161105 FA213061103 – FA383061105 FA313161105 FA793061105 – FA263061105 – FA313161105 FA313161105 –
Line 22 Agency- and GSE-backed sec. FA153061705 – FA103061703 – FA313061703 FA313161705 FA213061703 – FA383061705 FA313161705 FA793061705 FA423161705 FA263061705 – FA893161705 FA893161705 –
Line 23 Municipal securities FA153062005 FA163162003 FA143062005 FA103162000 – – FA213062003 FA213162005 FA383062005 FA383162005 FA793062005 – FA263062003 – FA383162005 FA383162005 –
Line 24 Corporate and fgn. bonds FA153063005 – FA123063003 FA103163005 FA313063005 – FA213063003 – FA383063005 FA103163005 FA793063005 FA793163005 FA263063005 FA263163005 FA893063005 FA893163005 –
 
Line 25 Loans FA154035005 FA154135005 FA144035005 FA144135005 FA314035005 FA314135005 FA214035005 FA214141005 FA384035005 FA384135005 FA794035005 FA794141005 FA264041005 FA264141005 FA894035005 FA894135005 FA902050005
Line 26 Fed. funds and security repos – – FA102051003 – FA313011545 – FA212051003 – FA382051005 – FA792050005 FA792150005 FA262051005 FA262151005 FA892050005 FA892150005 FA902050005
Line 27 Depository inst. loans n.e.c. – FA153168005 – FA143168005 – – – FA213168003 – FA383168005 FA793068005 FA793168005 – FA263168005 FA793068005 FA793068005 –
Line 28 Private credit loans – – – FA143167205 – – – – – FA143167205 FA793067205 FA793167205 FA263067205 FA263167205 FA893067205 FA893167205 –
Line 29 Consumer credit FA163066223 FA153166000 FA143066005 – FA313066220 – – – FA383066005 FA153166000 FA793066005 – – – FA153166000 FA153166000 –
Line 30 Mortgages FA153065005 FA153165005 FA143065005 FA143165005 FA313065005 FA313165403 FA213065005 – FA383065005 FA383165005 FA793065005 – – – FA893065005 FA893065005 –
Line 31 Other loans and advances FA153069005 FA153169005 – FA143169005 FA313069005 FA313169005 FA213069200 FA213169203 FA383069005 FA383169005 FA793069005 FA793169005 FA263069005 FA263169005 FA893169005 FA893169005 –
 
Line 32 Corporate equities FA153064105 – FA103064103 FA103164105 FA313064105 – FA213064103 – FA383064105 FA103164105 FA793064105 FA793164105 FA263064105 FA263164105 FA893064105 FA893064105 –
Line 33 U.S. direct investment: equity – – FA103092105 – – – – – FA103092105 – FA793092105 – – FA263192101 FA263192101 FA263192101 –
Line 34 Foreign direct investment: equity – – – FA143192105 – – – – – FA143192105 – FA793192105 FA263092101 – FA263092101 FA263092101 –
Line 35 Miscellaneous other equity FA153081115 – FA143092405 FA112090205 FA313081115 – – – FA383094905 FA112090205 FA793094905 FA793194905 – FA313092803 FA893194905 FA893194905 –
 
Line 36 Money market fund shares FA153034005 – FA143034005 – – – FA213034003 – FA383034005 – FA793034005 FA634090005 FA263034003 – FA634090005 FA634090005 –
Line 37 Mutual fund shares FA153064205 – FA103064203 – – – FA213064203 – FA383064205 – FA793064205 FA653164205 FA263064203 – FA653164205 FA653164205 –
Line 38 Hedge fund shares FA153064705 – – – – – FA213064703 – FA383064705 – FA793064705 FA623164703 FA263064703 FA263164763 FA893164705 FA893164705 –
Line 39 Private debt fund shares FA153064505 – – – – – FA213064503 – FA383064505 – FA793064505 FA443164503 FA263064503 FA263164503 FA893164505 FA893164505 –
Line 40 Life insurance reserves FA153040005 – – – – FA313140003 – – FA153040005 FA313140003 FA793040005 FA543140005 FA543141905 FA263140005 FA893140005 FA893140005 –
Line 41 Pension entitlements FA153050005 – – – – – – – FA153050005 – FA543050005 FA583150005 FA543151905 FA263150005 FA893150005 FA893150005 –
Line 42 Trade credit FA163070005 FA163170005 FA143070005 FA143170005 FA313070000 FA313170005 FA213070003 FA213170003 FA383070005 FA383170005 FA793070005 FA793170005 FA263070005 FA263170005 FA893070005 FA893170005 FA903070005
Line 43 Taxes payable – – – FA143178005 FA313078000 – FA213078005 – FA383078005 FA143178005 – FA793178005 – – FA893078005 FA893178005 FA903078005
Line 44 U.S. direct investment: debt – – FA103092305 – – – – – FA103092305 – FA793092305 – – FA263192305 FA263192305 FA263192305 –
Line 45 Foreign direct investment: debt – – – FA143192305 – – – – – FA143192305 – FA793192305 FA263092305 – FA263092305 FA263092305 –
Line 46 Miscellaneous FA153090005 FA543077073 FA143090005 FA143190005 – FA313190005 FA213093005 FA223073045 FA383090005 FA383190005 FA793090005 FA793190005 FA263090005 FA263190005 FA893090005 FA893190005 FA903090005
 
Line 47 Sector discrepancies (1 less 4) FA157005005 – FA107005005 – FA317005005 – FA217005005 – FA387005005 – FA797005005 – FA267005005 – FA897005005 – FA907005005

NOTES

  1. General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.

Last Update: August 28, 2026