Financial Accounts of the United States - Z.1
S1M.b Households and nonprofit organizations 🕮 PDF
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 | 2026:Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Assets | FL152000005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 2 | Nonfinancial assets | LM152010005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 3 | Real estate | LM155035005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 4 | Households | LM155035015 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 5 | Nonprofit organizations | LM165035005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 6 | Equipment (nonprofits) | LM165015205 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 7 | Intellectual property products (nonprofits) | LM165013765 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 8 | Consumer durable goods | LM155111005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 9 | Financial assets | FL154090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 10 | Checkable deposits and currency | FL153020005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 11 | Time and savings deposits | FL153030005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 12 | Other deposits | LM153030505 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 13 | Debt securities | LM154022005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 14 | Treasury securities | LM153061105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 15 | Agency- and GSE-backed securities | LM153061705 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 16 | Municipal securities | LM153062005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 17 | Corporate and foreign bonds | LM153063005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 18 | Loans | FL154035005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 19 | Consumer credit (student loans) | FL163066223 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 20 | Mortgages | FL153065005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 21 | Other loans and advances | FL153069005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 22 | Corporate equities | LM153064105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 23 | Miscellaneous other equity | LM153081115 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 24 | Money market fund shares | FL153034005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 25 | Mutual fund shares | LM153064205 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 26 | Life insurance reserves | FL153040005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 27 | Pension entitlements | FL153050005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 28 | Trade receivables | FL163070005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 29 | Miscellaneous assets | FL153090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 30 | Liabilities | FL154190005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 31 | Debt securities (municipal securities) | FL163162003 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 32 | Loans | FL154135005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 33 | One-to-four-family residential mortgages | FL153165105 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 34 | Consumer credit | FL153166000 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 35 | Depository institution loans n.e.c. | FL153168005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 36 | Other loans and advances | FL153169005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 37 | Commercial mortgages | FL163165505 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 38 | Trade payables | FL163170005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 39 | Deferred and unpaid life insurance premiums | FL543077073 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 40 | Net worth (assets minus liabilities) | FL152090005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Memo: | |||||||||||
| Line 41 | Assets held in IRAs | FL893131573 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 42 | Assets held in 529 college plans | FL154023205 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 43 | College savings plans | LM154023223 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 44 | Prepaid tuition plans | FL154023213 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Replacement-cost value of structures: | |||||||||||
| Line 45 | Residential | LM155012605 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 46 | Households | LM155012665 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 47 | Nonprofit organizations | LM165012665 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 48 | Nonresidential (nonprofits) | LM165013665 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 49 | Disposable personal income (DPI) (SAAR) | FA156012005 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 50 | Net worth/DPI (percent) (line 40/line 49) | FL152090006 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 51 | Owners' equity in real estate (line 4 less line 33) | FL155035065 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Line 52 | Owners' equity/real estate (percent) (line 51/line 4) | FL155035066 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Notes:
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables S14.b and S15.b show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table S1M.b.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F4.5a.s, line 23).
- Included in assets shown on the household balance sheet.
Last Update: 2026-05-22