Accessible Version
Figure 1. Trends in noncash payments, by value, 2000-24 (Trillions of dollars)
| Period | Checks | ACH debit transfers | ACH credit transfers | Credit cards | Non-prepaid debit cards | Prepaid debit cards |
|---|---|---|---|---|---|---|
| 2000 | 40.30 | 9.24 | 8.62 | 1.28 | 0.35 | ND |
| 2001 | ND | ND | ND | ND | ND | ND |
| 2002 | ND | ND | ND | ND | ND | ND |
| 2003 | 40.86 | 11.87 | 12.23 | 1.68 | 0.63 | ND |
| 2004 | ND | ND | ND | ND | ND | ND |
| 2005 | ND | ND | ND | ND | ND | ND |
| 2006 | 41.47 | 13.32 | 17.70 | 2.12 | 0.97 | 0.08 |
| 2007 | ND | ND | ND | ND | ND | ND |
| 2008 | ND | ND | ND | ND | ND | ND |
| 2009 | 34.07 | 15.03 | 22.14 | 1.92 | 1.46 | 0.14 |
| 2010 | ND | ND | ND | ND | ND | ND |
| 2011 | ND | ND | ND | ND | ND | ND |
| 2012 | 27.21 | 18.65 | 27.51 | 2.55 | 1.87 | 0.23 |
| 2013 | ND | ND | ND | ND | ND | ND |
| 2014 | ND | ND | ND | ND | ND | ND |
| 2015 | 26.05 | 19.29 | 33.13 | 3.05 | 2.18 | 0.29 |
| 2016 | ND | ND | ND | 3.27 | 2.31 | 0.29 |
| 2017 | ND | ND | ND | 3.59 | 2.47 | 0.30 |
| 2018 | 25.02 | 22.13 | 42.04 | 3.97 | 2.75 | 0.35 |
| 2019 | ND | ND | ND | 4.19 | 2.88 | 0.35 |
| 2020 | ND | ND | ND | 3.84 | 3.14 | 0.49 |
| 2021 | 26.37 | 31.28 | 62.56 | 4.87 | 3.94 | 0.62 |
| 2022 | ND | ND | ND | 5.83 | 3.99 | 0.57 |
| 2023 | ND | ND | ND | ND | ND | ND |
| 2024 | 24.45 | 36.80 | 67.26 | 6.51 | 4.34 | 0.65 |
Note: All estimates are on a triennial basis. Card payments were also estimated for 2016, 2017, 2019, 2020, and 2022. Credit card payments include general-purpose and private-label versions. Prepaid debit card payments include general-purpose, private-label, and electronic benefits transfer (EBT) versions.
Figure 2. Trends in noncash payments, by number, 2000-24 (Billions)
| Period | Checks | ACH debit transfers | ACH credit transfers | Credit cards | Non-prepaid debit cards | Prepaid debit cards |
|---|---|---|---|---|---|---|
| 2000 | 42.6 | 2.1 | 3.9 | 15.6 | 8.3 | ND |
| 2001 | ND | ND | ND | ND | ND | ND |
| 2002 | ND | ND | ND | ND | ND | ND |
| 2003 | 38.6 | 4.2 | 4.6 | 19.0 | 15.6 | ND |
| 2004 | ND | ND | ND | ND | ND | ND |
| 2005 | ND | ND | ND | ND | ND | ND |
| 2006 | 32.2 | 8.7 | 6.0 | 21.7 | 25.0 | 3.3 |
| 2007 | ND | ND | ND | ND | ND | ND |
| 2008 | ND | ND | ND | ND | ND | ND |
| 2009 | 25.8 | 11.4 | 7.7 | 21.6 | 37.9 | 6.0 |
| 2010 | ND | ND | ND | ND | ND | ND |
| 2011 | ND | ND | ND | ND | ND | ND |
| 2012 | 19.7 | 12.1 | 8.6 | 26.8 | 47.3 | 9.3 |
| 2013 | ND | ND | ND | ND | ND | ND |
| 2014 | ND | ND | ND | ND | ND | ND |
| 2015 | 17.0 | 13.7 | 10.2 | 33.7 | 56.6 | 11.2 |
| 2016 | ND | ND | ND | 37.2 | 60.4 | 11.8 |
| 2017 | ND | ND | ND | 40.7 | 66.8 | 13.1 |
| 2018 | 13.5 | 15.8 | 12.2 | 44.6 | 72.7 | 13.9 |
| 2019 | ND | ND | ND | 46.9 | 76.8 | 14.3 |
| 2020 | ND | ND | ND | 42.2 | 76.2 | 16.6 |
| 2021 | 11.0 | 19.1 | 16.9 | 51.0 | 87.8 | 18.9 |
| 2022 | ND | ND | ND | 58.6 | 89.1 | 18.0 |
| 2023 | ND | ND | ND | ND | ND | ND |
| 2024 | 9.2 | 22.4 | 17.3 | 67.1 | 99.3 | 21.3 |
Note: All estimates are on a triennial basis. Card payments were also estimated for 2016, 2017, 2019, 2020, and 2022. Credit card payments include general-purpose and private-label versions. Prepaid debit card payments include general-purpose, private-label, and electronic benefits transfer (EBT) versions.