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Federal Reserve Payments Study (FRPS)

Payment Volumes for Top 100 DIs, DFIPS (CY 2015–22)

Released March 2026

 

Figures

Figure 1. Top 100 Value Trends in noncash payments for Top 100 DIs, by value, 2015-22
Figure 2. Top 100 Number Trends in noncash payments for Top 100 DIs, by number, 2015-22
Figure 3. Top 100 & Total Value Trends in noncash payments, by value, Top 100 and Total, 2015-21
Figure 4. Top 100 & Total Number Trends in noncash payments, by number, Top 100 and Total, 2015-21

 

Tables

Tables 1, 2. Accounts Transaction deposit accounts and sweep program accounts at depository institutions
Tables 3, 4. Checks Commercial checks paid and checks deposited
Tables 5, 6. ACH Transfers Commercial Automated Clearinghouse credit and debit transfers
Tables 7, 8. Wire Transfers Wires sent or received over large-value funds transfer and internal book-entry systems
Tables 9, 10. Alt Payments Consumer bill and person-to-person payments via a depository institution-sponsored website or app irrespective of settlement mechanism

 

Notes

  • There are two tables for Accounts as well as for each payment type. The first table contains annual estimates for the Top 100 DIs. The second table contains national estimates (“Total”) as well as a breakdown into Top 100 DIs and All Other DIs subcategories, for the years when FRPS estimated national payment volumes.
  • Balances, values, and averages are reported in U.S. dollars.
  • Cells left blank or entered as ND in the data tables indicate data is not reported.

 

Acronyms

ACH Automated Clearinghouse
CAGR Compound annual growth rate
DFIPS Depository and Financial Institutions Payments Survey
DI Depository institution
P2P Person-to-person

For more information, see the Notes on the Top 100 Data.

 

Figure 1. Trends in noncash payments for Top 100 DIs, by value, 2015-22

Figure 1. Trends in noncash payments for Top 100 DIs, by value, 2015-22

Accessible version

 

Figure 2. Trends in noncash payments for Top 100 DIs, by number, 2015-22

Figure 2. Trends in noncash payments for Top 100 DIs, by number, 2015-22

Accessible version

 

Figure 3. Trends in noncash payments, by value, 2015-21

Top 100 DIs Total

Figure 3. Trends in noncash payments, by value, 2015-21

Accessible version

 

Figure 4. Trends in noncash payments, by number, 2015-21

Top 100 DIs Total

Figure 4. Trends in noncash payments, by number, 2015-21

Accessible version

 

Table 1. Top 100 Accounts, 2015-22

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2016 2017 2018 2019 2020 2021 2022 CAGR (percent)
Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 2015-18 2018-21
Number Balance Number Balance
Transaction deposit accounts 223.9 2.85 12,710 214.8 3.39 15,785 226.3 3.82 16,861 215.8 3.49 16,183 213.1 3.60 16,885 235.0 3.81 16,197 238.1 5.09 21,373 249.9 5.50 22,027 -1.2 7.1 3.3 13.4
Consumer 201.5 1.24 6,158 189.2 1.38 7,299 201.5 1.47 7,291 192.6 1.42 7,398 191.2 1.39 7,278 210.3 1.17 5,575 211.9 1.76 8,325 219.8 1.96 8,906 -1.5 4.7 3.2 7.4
Business 22.4 1.61 71,636 25.6 2.01 78,447 24.8 2.35 94,463 23.2 2.07 89,105 22.0 2.21 100,432 24.6 2.63 106,845 26.2 3.32 127,004 30.1 3.55 117,672 1.2 8.8 4.1 17.2
Retail sweep program accounts 114.1 1.83 16,028 142.0 1.82 12,820 187.7 2.18 11,632 230.1 2.40 10,435 136.2 1.92 14,083 142.8 2.51 17,544 174.2 3.68 21,129 232.2 3.54 15,234 26.4 9.5 -8.9 15.3
Consumer 103.7 1.38 13,320 116.1 1.26 10,884 149.9 1.45 9,648 217.1 1.29 5,947 101.5 1.51 14,832 103.3 1.78 17,253 158.8 1.98 12,489 178.2 2.50 14,052 27.9 -2.2 -9.9 15.4
Business 10.4 0.45 43,127 26.0 0.56 21,468 37.8 0.74 19,492 13.0 1.11 85,361 34.6 0.41 11,889 39.5 0.72 18,306 15.4 1.70 110,274 54.0 1.03 19,135 7.9 35.4 5.8 15.2
Wholesale sweep program accounts 0.1 0.48 9,012,182 0.0 0.18 3,974,672 0.0 0.22 5,130,159 0.1 0.19 2,657,066 0.0 0.18 4,813,974 0.0 0.18 3,712,032 0.0 0.18 5,052,437 0.1 0.21 2,979,048 11.2 -26.0 -21.5 -2.8

 

Table 2. Accounts, 2015-21

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2018 2021 CAGR (percent)
Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 Number
(millions)		 Balance
($ trillions)		 Average
($)		 2015-18 2018-21
Number Balance Number Balance
Total
Transaction deposit accounts 350.4 4.06 11,584 353.9 4.81 13,602 374.1 7.48 20,002 0.3 5.8 1.9 15.8
Consumer 314.2 1.92 6,115 316.0 2.11 6,673 330.7 2.92 8,828 0.2 3.2 1.5 11.5
Business 36.2 2.14 59,069 37.9 2.70 71,389 43.4 4.56 105,074 1.5 8.2 4.7 19.0
Retail sweep program accounts 153.8 2.11 13,711 268.7 3.01 11,192 217.6 3.85 17,697 20.4 12.6 -6.8 8.6
Consumer 141.5 1.54 10,907 248.6 1.53 6,167 200.4 2.08 10,376 20.7 -0.2 -6.9 10.7
Business 12.3 0.57 45,946 20.1 1.47 73,303 17.2 1.77 102,917 17.8 37.6 -5.0 6.3
Wholesale sweep program accounts 0.1 0.56 4,448,449 0.1 0.28 2,330,035 0.1 0.37 4,088,519 -1.0 -20.2 -9.3 9.4
Top 100
Transaction deposit accounts 223.9 2.85 12,710 215.8 3.49 16,183 238.1 5.09 21,373 -1.2 7.1 3.3 13.4
Consumer 201.5 1.24 6,158 192.6 1.42 7,398 211.9 1.76 8,325 -1.5 4.7 3.2 7.4
Business 22.4 1.61 71,636 23.2 2.07 89,105 26.2 3.32 127,004 1.2 8.8 4.1 17.2
Retail sweep program accounts 114.1 1.83 16,028 230.1 2.40 10,435 174.2 3.68 21,129 26.4 9.5 -8.9 15.3
Consumer 103.7 1.38 13,320 217.1 1.29 5,947 158.8 1.98 12,489 27.9 -2.2 -9.9 15.4
Business 10.4 0.45 43,127 13.0 1.11 85,361 15.4 1.70 110,274 7.9 35.4 5.8 15.2
Wholesale sweep program accounts 0.1 0.48 9,012,182 0.1 0.19 2,657,066 0.0 0.18 5,052,437 11.2 -26.0 -21.5 -2.8
All Other
Transaction deposit accounts 126.4 1.21 9,590 138.1 1.32 9,569 136.0 2.39 17,603 3.0 2.9 -0.5 21.9
Consumer 112.7 0.68 6,038 123.4 0.68 5,541 118.8 1.16 9,726 3.1 0.2 -1.3 19.1
Business 13.8 0.53 38,631 14.7 0.64 43,405 17.3 1.24 71,811 2.2 6.2 5.5 24.8
Retail sweep program accounts 39.8 0.28 7,061 38.6 0.61 15,709 43.4 0.17 3,939 -1.0 29.2 4.0 -34.4
Consumer 37.8 0.16 4,291 31.5 0.24 7,683 41.6 0.10 2,314 -5.9 14.2 9.8 -26.4
Business 1.9 0.12 60,994 7.1 0.36 51,243 1.8 0.07 40,956 54.1 45.4 -36.4 -41.0
Wholesale sweep program accounts 0.1 0.08 1,092,617 0.0 0.09 1,839,066 0.1 0.19 3,475,959 -12.4 4.2 4.5 29.2

 

Table 3. Top 100 Checks, 2015-22

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2016 2017 2018 2019 2020 2021 2022 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Commercial checks paid by payer type 10.8 18.89 1,743 10.5 18.96 1,805 9.7 18.63 1,930 8.9 18.64 2,099 8.4 18.46 2,201 7.6 17.57 2,310 7.4 19.10 2,585 7.1 21.15 2,987 -6.4 -0.4 -5.9 0.8
Consumer 5.5 5.21 947 5.5 5.07 922 ND ND ND 4.2 4.45 1,071 4.1 4.58 1,129 3.2 3.66 1,157 3.2 4.13 1,289 2.6 3.83 1,490 -8.9 -5.1 -8.3 -2.5
Business 5.3 13.67 2,563 5.0 13.89 2,777 ND ND ND 4.7 14.18 3,006 4.3 13.89 3,201 4.4 13.91 3,132 4.2 14.97 3,579 4.5 17.32 3,840 -4.0 1.2 -3.9 1.8
Commercial checks paid by clearing method 10.8 18.89 1,743 10.5 18.96 1,805 9.7 18.63 1,930 8.9 18.64 2,099 8.4 18.46 2,201 7.6 17.57 2,310 7.4 19.10 2,585 7.1 21.15 2,987 -6.4 -0.4 -5.9 0.8
Interbank 8.0 12.81 1,610 7.9 13.41 1,707 7.1 13.19 1,866 6.1 12.72 2,069 6.3 13.34 2,126 5.6 12.33 2,194 5.4 13.33 2,463 5.0 14.01 2,787 -8.3 -0.2 -4.2 1.6
On-us 2.9 6.07 2,112 2.6 5.56 2,099 2.6 5.44 2,107 2.7 5.92 2,168 2.1 5.13 2,423 2.0 5.24 2,637 2.0 5.77 2,921 2.1 7.13 3,476 -1.7 -0.9 -10.2 -0.8
Commercial checks paid by clearing method 10.8 18.89 1,743 10.5 18.96 1,805 9.7 18.63 1,930 8.9 18.64 2,099 8.4 18.46 2,201 7.6 17.57 2,310 7.4 19.10 2,585 7.1 21.15 2,987 -6.4 -0.4 -5.9 0.8
Interbank 8.0 12.81 1,610 7.9 13.41 1,707 7.1 13.19 1,866 6.1 12.72 2,069 6.3 13.34 2,126 5.6 12.33 2,194 5.4 13.33 2,463 5.0 14.01 2,787 -8.3 -0.2 -4.2 1.6
Inclearings 7.3 11.97 1,642 ND ND ND ND ND ND 5.9 12.34 2,087 ND ND ND ND ND ND 5.0 12.56 2,510 ND ND ND -6.7 1.0 -5.4 0.6
On-us correspondent 0.7 0.85 1,256 ND ND ND ND ND ND 0.2 0.38 1,616 ND ND ND ND ND ND 0.4 0.77 1,883 ND ND ND -29.4 -23.2 19.7 25.9
On-us 2.9 6.07 2,112 2.6 5.56 2,099 2.6 5.44 2,107 2.7 5.92 2,168 2.1 5.13 2,423 2.0 5.24 2,637 2.0 5.77 2,921 2.1 7.13 3,476 -1.7 -0.9 -10.2 -0.8
Checks deposited 15.7 25.15 1,605 ND ND ND ND ND ND 15.1 28.45 1,880 ND ND ND 12.5 27.15 2,170 11.3 27.75 2,458 12.1 28.92 2,397 -1.1 4.2 -9.3 -0.8
Consumer and business 10.8 19.55 1,809 ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 7.8 20.14 2,592 ND ND ND ND ND ND ND
Image 2.7 5.51 2,017 ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 4.1 9.71 2,355 ND ND ND ND ND ND ND
Other 8.1 14.04 1,738 ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 3.6 10.43 2,860 ND ND ND ND ND ND ND
Correspondent 4.9 5.60 1,153 ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 3.5 7.61 2,161 ND ND ND ND ND ND ND

 

Table 4. Checks, 2015-21

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2018 2021 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Total
Commercial checks paid by payer type 16.7 25.92 1,551 13.5 25.91 1,924 10.9 27.14 2,482 -6.9 0.0 -6.7 1.6
Consumer 9.1 7.45 816 7.0 6.86 983 5.2 6.50 1,249 -8.6 -2.7 -9.3 -1.8
Business 7.6 18.46 2,438 6.5 19.05 2,938 5.7 20.64 3,601 -5.0 1.0 -4.0 2.7
Commerical checks paid by clearing method 16.7 25.92 1,551 13.5 25.91 1,924 10.9 27.14 2,482 -6.9 0.0 -6.7 1.6
Interbank 12.5 18.09 1,447 9.7 18.45 1,898 8.2 19.58 2,398 -8.0 0.7 -5.7 2.0
On-us 4.2 7.83 1,862 3.7 7.46 1,993 2.8 7.56 2,731 -3.8 -1.6 -9.6 0.5
Commercial checks paid by clearing method 16.7 25.92 1,551 13.5 25.91 1,924 10.9 27.14 2,482 -6.9 0.0 -6.7 1.6
Interbank 12.5 18.09 1,447 9.7 18.45 1,898 8.2 19.58 2,398 -8.0 0.7 -5.7 2.0
Inclearings 11.2 17.10 1,526 8.9 17.93 2,010 7.1 18.30 2,573 -7.3 1.6 -7.3 0.7
On-us correspondent 1.3 0.99 790 0.8 0.54 694 1.0 1.23 1,191 -14.6 -18.2 9.9 31.6
On-us 4.2 7.83 1,862 3.7 7.46 1,993 2.8 7.56 2,731 -3.8 -1.6 -9.6 0.5
Checks deposited 20.0 31.49 1,578 20.1 37.25 1,857 14.6 35.80 2,450 0.2 5.8 -10.0 -1.3
Consumer and business 14.7 25.76 1,757 ND ND ND 10.6 27.23 2,576 ND ND ND ND
Image 3.3 6.59 2,004 ND ND ND 5.5 13.12 2,364 ND ND ND ND
Other 11.4 19.17 1,686 ND ND ND 5.0 14.11 2,811 ND ND ND ND
Correspondent 5.3 5.71 1,082 ND ND ND 4.0 8.54 2,123 ND ND ND ND
Top 100
Commercial checks paid by payer type 10.8 18.89 1,743 8.9 18.64 2,099 7.4 19.10 2,585 -6.4 -0.4 -5.9 0.8
Consumer 5.5 5.21 947 4.2 4.45 1,071 3.2 4.13 1,289 -8.9 -5.1 -8.3 -2.5
Business 5.3 13.67 2,563 4.7 14.18 3,006 4.2 14.97 3,579 -4.0 1.2 -3.9 1.8
Commercial checks paid by clearing method 10.8 18.89 1,743 8.9 18.64 2,099 7.4 19.10 2,585 -6.4 -0.4 -5.9 0.8
Interbank 8.0 12.81 1,610 6.1 12.72 2,069 5.4 13.33 2,463 -8.3 -0.2 -4.2 1.6
On-us 2.9 6.07 2,112 2.7 5.92 2,168 2.0 5.77 2,921 -1.7 -0.9 -10.2 -0.8
Commercial checks paid by clearing method 10.8 18.89 1,743 8.9 18.64 2,099 7.4 19.10 2,585 -6.4 -0.4 -5.9 0.8
Interbank 8.0 12.81 1,610 6.1 12.72 2,069 5.4 13.33 2,463 -8.3 -0.2 -4.2 1.6
Inclearings 7.3 11.97 1,642 5.9 12.34 2,087 5.0 12.56 2,510 -6.7 1.0 -5.4 0.6
On-us correspondent 0.7 0.85 1,256 0.2 0.38 1,616 0.4 0.77 1,883 -29.4 -23.2 19.7 25.9
On-us 2.9 6.07 2,112 2.7 5.92 2,168 2.0 5.77 2,921 -1.7 -0.9 -10.2 -0.8
Checks deposited 15.7 25.15 1,605 15.1 28.45 1,880 11.3 27.75 2,458 -1.1 4.2 -9.3 -0.8
Consumer and business 10.8 19.55 1,809 ND ND ND 7.8 20.14 2,592 ND ND ND ND
Image 2.7 5.51 2,017 ND ND ND 4.1 9.71 2,355 ND ND ND ND
Other 8.1 14.04 1,738 ND ND ND 3.6 10.43 2,860 ND ND ND ND
Correspondent 4.9 5.60 1,153 ND ND ND 3.5 7.61 2,161 ND ND ND ND
All Other
Commercial checks paid by payer type 5.9 7.03 1,198 4.6 7.27 1,585 3.5 8.04 2,267 -7.9 1.2 -8.2 3.4
Consumer 3.6 2.24 617 2.8 2.41 853 2.0 2.37 1,185 -8.0 2.4 -10.9 -0.6
Business 2.2 4.79 2,140 1.8 4.87 2,755 1.6 5.68 3,660 -7.6 0.5 -4.3 5.3
Commercial checks paid by clearing method 5.9 7.03 1,198 4.6 7.27 1,585 3.5 8.04 2,267 -7.9 1.2 -8.2 3.4
Interbank 4.5 5.27 1,162 3.6 5.73 1,602 2.8 6.25 2,270 -7.6 2.8 -8.3 2.9
On-us 1.3 1.75 1,321 1.0 1.54 1,522 0.8 1.79 2,257 -8.6 -4.2 -7.8 5.1
Commercial checks paid by clearing method 5.9 7.03 1,198 4.6 7.27 1,585 3.5 8.04 2,267 -7.9 1.2 -8.2 3.4
Interbank 4.5 5.27 1,162 3.6 5.73 1,602 2.8 6.25 2,270 -7.6 2.8 -8.3 2.9
Inclearings 3.9 5.13 1,310 3.0 5.59 1,859 2.1 5.74 2,722 -8.4 2.9 -11.2 0.9
On-us correspondent 0.6 0.14 246 0.5 0.16 291 0.6 0.47 743 -2.1 3.5 5.1 43.6
On-us 1.3 1.75 1,321 1.0 1.54 1,522 0.8 1.79 2,257 -8.6 -4.2 -7.8 5.1
Checks deposited 4.3 6.34 1,477 4.9 8.79 1,789 3.3 8.06 2,424 4.6 11.5 -12.2 -2.9
Consumer and business 3.9 6.21 1,612 ND ND ND 2.8 7.09 2,532 ND ND ND ND
Image 0.6 1.08 1,938 ND ND ND 1.4 3.41 2,390 ND ND ND ND
Other 3.3 5.13 1,556 ND ND ND 1.4 3.68 2,680 ND ND ND ND
Correspondent 0.4 0.10 250 ND ND ND 0.5 0.94 1,859 ND ND ND ND

 

Table 5. Top 100 ACH, 2015-22

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2016 2017 2018 2019 2020 2021 2022 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
ACH transfers by type 16.7 121.41 7,266 16.6 116.16 6,989 18.4 127.72 6,952 19.1 131.94 6,892 20.2 138.17 6,826 22.4 144.59 6,464 24.4 164.55 6,751 27.4 223.73 8,166 4.6 2.8 8.4 7.6
Credit 8.4 70.81 8,471 7.9 67.24 8,464 8.7 73.20 8,397 9.0 75.90 8,411 9.5 79.57 8,335 10.9 84.63 7,760 11.9 93.63 7,852 13.1 129.76 9,904 2.6 2.3 9.7 7.2
Debit 8.4 50.60 6,059 8.7 48.93 5,638 9.7 54.53 5,647 10.1 56.04 5,538 10.7 58.60 5,479 11.5 59.96 5,231 12.4 70.92 5,697 14.3 93.97 6,573 6.6 3.5 7.1 8.2
ACH credit transfers by clearing method 8.4 70.81 8,471 7.9 67.24 8,464 8.7 73.20 8,397 9.0 75.90 8,411 9.5 79.57 8,335 10.9 84.63 7,760 11.9 93.63 7,852 13.1 129.76 9,904 2.6 2.3 9.7 7.2
Network 6.4 21.55 3,343 6.5 22.62 3,500 7.2 25.89 3,585 7.5 27.78 3,727 8.0 29.12 3,652 9.1 31.87 3,509 10.0 36.23 3,637 10.8 43.79 4,061 5.0 8.8 10.1 9.3
In-house on-us 1.9 49.26 25,740 1.5 44.62 30,108 1.5 47.31 31,639 1.6 48.12 30,657 1.6 50.45 32,083 1.8 52.76 28,905 2.0 57.40 29,228 2.3 85.97 37,066 -6.4 -0.8 7.8 6.1
ACH credit transfers by payer type 8.4 70.81 8,471 7.9 67.24 8,464 8.7 73.20 8,397 9.0 75.90 8,411 9.5 79.57 8,335 10.9 84.63 7,760 11.9 93.63 7,852 13.1 129.76 9,904 2.6 2.3 9.7 7.2
Consumer 0.8 0.59 762 ND ND ND ND ND ND 0.6 0.48 799 ND ND ND 0.8 0.76 903 0.9 0.72 789 0.8 0.98 1,274 -8.1 -6.6 15.1 14.6
Business 7.6 70.23 9,252 ND ND ND ND ND ND 8.4 75.42 8,951 ND ND ND 10.1 83.87 8,334 11.0 92.91 8,436 12.3 128.77 10,445 3.5 2.4 9.3 7.2
ACH credit transfers by settlement timing 8.4 70.81 8,471 7.9 67.24 8,464 8.7 73.20 8,397 9.0 75.90 8,411 9.5 79.57 8,335 10.9 84.63 7,760 11.9 93.63 7,852 13.1 129.76 9,904 2.6 2.3 9.7 7.2
Same-day 0.0 0.21 6,179 0.1 1.35 22,061 0.1 1.22 11,605 0.2 2.07 8,769 0.3 2.47 8,798 0.3 3.02 9,473 0.6 3.60 5,977 2.4 10.10 4,211 91.8 115.5 36.6 20.3
Non-same-day 8.3 70.60 8,480 7.9 65.89 8,359 8.6 71.98 8,358 8.8 73.83 8,402 9.3 77.10 8,321 10.6 81.61 7,709 11.3 90.02 7,952 10.7 119.66 11,180 1.8 1.5 8.8 6.8
ACH debit transfers by clearing method 8.4 50.60 6,059 8.7 48.93 5,638 9.7 54.53 5,647 10.1 56.04 5,538 10.7 58.60 5,479 11.5 59.96 5,231 12.4 70.92 5,697 14.3 93.97 6,573 6.6 3.5 7.1 8.2
Network 6.3 10.26 1,632 7.0 10.50 1,511 7.8 12.06 1,541 8.2 13.37 1,630 8.9 14.34 1,611 9.5 14.39 1,518 10.1 17.23 1,712 11.3 20.24 1,793 9.3 9.2 7.1 8.8
In-house on-us 2.1 40.34 19,513 1.7 38.42 22,290 1.8 42.47 23,170 1.9 42.68 22,229 1.8 44.26 24,631 2.0 45.57 22,981 2.4 53.69 22,531 3.0 73.73 24,504 -2.4 1.9 7.5 8.0
ACH debit transfers by payer type 8.4 50.60 6,059 8.7 48.93 5,638 9.7 54.53 5,647 10.1 56.04 5,538 10.7 58.60 5,479 11.5 59.96 5,231 12.4 70.92 5,697 14.3 93.97 6,573 6.6 3.5 7.1 8.2
Consumer 7.0 18.52 2,637 ND ND ND 7.4 9.60 1,306 6.9 5.87 851 7.9 10.40 1,312 8.2 7.64 929 9.3 7.83 845 9.9 8.14 821 -0.6 -31.8 10.3 10.1
Business 1.3 32.08 24,158 ND ND ND 2.3 44.93 19,498 3.2 50.17 15,592 2.8 48.20 17,416 3.2 52.32 16,171 3.2 63.09 19,823 4.4 85.83 19,553 34.3 16.1 -0.4 7.9
ACH debit transfers by settlement timing 8.4 50.60 6,059 8.7 48.93 5,638 9.7 54.53 5,647 10.1 56.04 5,538 10.7 58.60 5,479 11.5 59.96 5,231 12.4 70.92 5,697 14.3 93.97 6,573 6.6 3.5 7.1 8.2
Same-day ND ND ND ND ND ND 0.2 0.83 4,705 0.2 0.94 4,354 0.7 1.73 2,611 0.3 1.23 3,919 1.1 2.59 2,381 0.9 2.92 3,206 ND ND 71.4 40.1
Non-same-day ND ND ND ND ND ND 9.5 53.70 5,665 9.9 55.10 5,564 10.0 56.87 5,668 11.1 58.73 5,268 11.4 68.33 6,015 13.4 91.05 6,802 ND ND 4.7 7.4

 

Table 6. ACH, 2015-21

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2018 2021 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Total
ACH transfers by type 22.0 126.88 5,761 24.8 139.62 5,638 31.2 175.92 5,637 4.0 3.2 8.0 8.0
Credit 9.0 72.14 8,004 9.9 78.19 7,906 13.0 97.41 7,514 3.1 2.7 9.4 7.6
Debit 13.0 54.74 4,207 14.9 61.42 4,129 18.2 78.52 4,303 4.6 3.9 7.0 8.5
ACH credit transfers by clearing method 9.0 72.14 8,004 9.9 78.19 7,906 13.0 97.41 7,514 3.1 2.7 9.4 7.6
Network 7.0 22.47 3,226 8.2 29.51 3,615 10.9 38.87 3,582 5.4 9.5 10.0 9.6
In-house on-us 2.0 49.66 24,284 1.7 48.68 28,168 2.1 58.53 27,750 -5.5 -0.7 6.9 6.3
ACH credit transfers by payer type 9.0 72.14 8,004 9.9 78.19 7,906 13.0 97.41 7,514 3.1 2.7 9.4 7.6
Consumer 0.9 0.80 883 0.8 0.69 895 1.2 1.02 885 -5.3 -4.9 14.6 14.1
Business 8.1 71.34 8,798 9.1 77.51 8,496 11.8 96.39 8,162 4.0 2.8 9.0 7.5
ACH credit transfers by settlement timing 9.0 72.14 8,004 9.9 78.19 7,906 13.0 97.41 7,514 3.1 2.7 9.4 7.6
Same-day 0.0 0.21 5,618 0.2 2.10 8,435 0.7 3.76 5,618 87.5 114.7 39.2 21.5
Non-same-day 8.7 71.35 8,214 9.6 76.10 7,892 12.3 93.64 7,617 3.5 2.2 8.4 7.2
ACH debit transfers by clearing method 13.0 54.74 4,207 14.9 61.42 4,129 18.2 78.52 4,303 4.6 3.9 7.0 8.5
Network 10.8 13.52 1,251 12.7 17.99 1,416 15.5 23.79 1,533 5.5 10.0 6.9 9.8
In-house on-us 2.2 41.22 18,683 2.2 43.43 19,995 2.7 54.72 20,113 -0.5 1.8 7.8 8.0
ACH debit transfers by payer type 13.0 54.74 4,207 14.9 61.42 4,129 18.2 78.52 4,303 4.6 3.9 7.0 8.5
Consumer 11.0 20.73 1,879 10.8 8.20 757 14.4 11.58 807 -0.6 -26.6 9.8 12.2
Business 2.0 34.01 17,165 4.0 53.22 13,165 3.9 66.93 17,202 26.8 16.1 -1.3 7.9
ACH debit transfers by settlement timing 13.0 54.74 4,207 14.9 61.42 4,129 18.2 78.52 4,303 4.6 3.9 7.0 8.5
Same-day ND ND ND 0.3 1.20 3,744 1.3 3.03 2,316 ND ND 59.9 36.3
Non-same-day ND ND ND 14.6 60.22 4,138 16.9 75.48 4,457 ND ND 5.2 7.8
Top 100
ACH transfers by type 16.7 121.41 7,266 19.1 131.94 6,892 24.4 164.55 6,751 4.6 2.8 8.4 7.6
Credit 8.4 70.81 8,471 9.0 75.90 8,411 11.9 93.63 7,852 2.6 2.3 9.7 7.2
Debit 8.4 50.60 6,059 10.1 56.04 5,538 12.4 70.92 5,697 6.6 3.5 7.1 8.2
ACH credit transfers by clearing method 8.4 70.81 8,471 9.0 75.90 8,411 11.9 93.63 7,852 2.6 2.3 9.7 7.2
Network 6.4 21.55 3,343 7.5 27.78 3,727 10.0 36.23 3,637 5.0 8.8 10.1 9.3
In-house on-us 1.9 49.26 25,740 1.6 48.12 30,657 2.0 57.40 29,228 -6.4 -0.8 7.8 6.1
ACH credit transfers by payer type 8.4 70.81 8,471 9.0 75.90 8,411 11.9 93.63 7,852 2.6 2.3 9.7 7.2
Consumer 0.8 0.59 762 0.6 0.48 799 0.9 0.72 789 -8.1 -6.6 15.1 14.6
Business 7.6 70.23 9,252 8.4 75.42 8,951 11.0 92.91 8,436 3.5 2.4 9.3 7.2
ACH credit transfers by settlement timing 8.4 70.81 8,471 9.0 75.90 8,411 11.9 93.63 7,852 2.6 2.3 9.7 7.2
Same-day 0.0 0.21 6,179 0.2 2.07 8,769 0.6 3.60 5,977 91.8 115.5 36.6 20.3
Non-same-day 8.3 70.60 8,480 8.8 73.83 8,402 11.3 90.02 7,952 1.8 1.5 8.8 6.8
ACH debit transfers by clearing method 8.4 50.60 6,059 10.1 56.04 5,538 12.4 70.92 5,697 6.6 3.5 7.1 8.2
Network 6.3 10.26 1,632 8.2 13.37 1,630 10.1 17.23 1,712 9.3 9.2 7.1 8.8
In-house on-us 2.1 40.34 19,513 1.9 42.68 22,229 2.4 53.69 22,531 -2.4 1.9 7.5 8.0
ACH debit transfers by payer type 8.4 50.60 6,059 10.1 56.04 5,538 12.4 70.92 5,697 6.6 3.5 7.1 8.2
Consumer 7.0 18.52 2,637 6.9 5.87 851 9.3 7.83 845 -0.6 -31.8 10.3 10.1
Business 1.3 32.08 24,158 3.2 50.17 15,592 3.2 63.09 19,823 34.3 16.1 -0.4 7.9
ACH debit transfers by settlement timing 8.4 50.60 6,059 10.1 56.04 5,538 12.4 70.92 5,697 6.6 3.5 7.1 8.2
Same-day ND ND ND 0.2 0.94 4,354 1.1 2.59 2,381 ND ND 71.4 40.1
Non-same-day ND ND ND 9.9 55.10 5,564 11.4 68.33 6,015 ND ND 4.7 7.4
All Other
ACH transfers by type 5.3 5.47 1,029 5.6 7.67 1,365 6.8 11.37 1,663 1.9 12.0 6.7 14.0
Credit 0.7 1.33 2,031 0.9 2.29 2,646 1.0 3.78 3,636 9.9 20.0 6.2 18.1
Debit 4.7 4.14 888 4.8 5.38 1,131 5.8 7.59 1,310 0.7 9.1 6.8 12.2
ACH credit transfers by clearing method 0.7 1.33 2,031 0.9 2.29 2,646 1.0 3.78 3,636 9.9 20.0 6.2 18.1
Network 0.5 0.92 1,771 0.7 1.73 2,446 0.9 2.65 2,961 10.8 23.4 8.0 15.1
In-house on-us 0.1 0.40 3,065 0.2 0.56 3,528 0.1 1.13 7,783 6.5 11.6 -2.9 26.5
ACH credit transfers by payer type 0.7 1.33 2,031 0.9 2.29 2,646 1.0 3.78 3,636 9.9 20.0 6.2 18.1
Consumer 0.1 0.21 1,578 0.2 0.21 1,233 0.2 0.30 1,246 8.1 -0.4 12.6 13.0
Business 0.5 1.11 2,148 0.7 2.09 2,989 0.8 3.47 4,363 10.4 23.2 4.5 18.6
ACH credit transfers by settlement timing 0.7 1.33 2,031 0.9 2.29 2,646 1.0 3.78 3,636 9.9 20.0 6.2 18.1
Same-day 0.0 0.00 1,143 0.0 0.02 1,926 0.1 0.16 2,357 42.3 69.3 76.4 88.7
Non-same-day 0.4 0.75 2,071 0.9 2.27 2,656 1.0 3.62 3,723 33.4 44.9 4.4 16.8
ACH debit transfers by clearing method 4.7 4.14 888 4.8 5.38 1,131 5.8 7.59 1,310 0.7 9.1 6.8 12.2
Network 4.5 3.26 722 4.5 4.62 1,026 5.5 6.56 1,203 -0.1 12.3 6.6 12.4
In-house on-us 0.1 0.88 6,317 0.3 0.76 3,000 0.3 1.03 3,047 22.1 -4.7 10.2 10.7
ACH debit transfers by payer type 4.7 4.14 888 4.8 5.38 1,131 5.8 7.59 1,310 0.7 9.1 6.8 12.2
Consumer 4.0 2.21 551 3.9 2.33 593 5.1 3.75 738 -0.6 1.8 9.0 17.2
Business 0.7 1.93 2,959 0.8 3.05 3,695 0.7 3.84 5,421 8.0 16.4 -4.9 8.0
ACH debit transfers by settlement timing 4.7 4.14 888 4.8 5.38 1,131 5.8 7.59 1,310 0.7 9.1 6.8 12.2
Same-day ND ND ND 0.1 0.26 2,469 0.2 0.44 1,993 ND ND 28.5 19.6
Non-same-day ND ND ND 4.7 5.12 1,101 5.6 7.15 1,283 ND ND 6.2 11.8

 

 

Table 7. Top 100 Wire Transfers, 2015-22

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2016 2017 2018 2019 2020 2021 2022 CAGR (Percent)
Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Wire transfers originated by payer type 247.2 1,288.24 5,210,480 290.6 1,124.32 3,869,316 307.9 1,281.44 4,162,147 327.4 1,458.59 4,454,521 363.9 1,452.03 3,989,762 373.4 1,688.96 4,523,666 394.8 1,696.33 4,297,222 444.7 2,095.13 4,711,501 9.8 4.2 6.4 5.2
Consumer 11.8 3.42 290,366 14.7 5.24 355,901 14.6 1.21 82,716 33.1 14.95 451,756 33.0 11.73 356,009 38.8 18.66 481,457 38.6 20.56 533,366 43.3 20.02 462,736 41.1 63.5 5.2 11.2
Business 235.5 1,284.82 5,456,583 275.9 1,119.09 4,056,698 ND ND ND 294.3 1,443.64 4,904,531 331.0 1,440.30 4,351,520 334.6 1,670.30 4,991,879 356.2 1,675.77 4,704,588 401.4 2,075.11 5,169,353 7.7 4.0 6.6 5.1
Settlement/bank business 26.8 447.12 16,713,988 31.1 372.39 11,962,799 17.5 193.39 11,019,456 37.3 450.75 12,074,264 40.1 437.54 10,920,777 32.8 459.47 13,997,599 42.4 433.54 10,224,628 45.8 453.31 9,894,114 11.7 0.3 4.3 -1.3
Other 208.7 837.70 4,013,686 244.7 746.70 3,051,067 ND ND ND 257.0 992.89 3,863,131 290.9 1,002.75 3,446,818 301.8 1,210.83 4,012,319 313.8 1,242.23 3,958,697 355.6 1,621.81 4,560,630 7.2 5.8 6.9 7.8
Wire transfers originated by payee location 247.2 1,288.24 5,210,480 290.6 1,124.32 3,869,316 307.9 1,281.44 4,162,147 327.4 1,458.59 4,454,521 363.9 1,452.03 3,989,762 373.4 1,688.96 4,523,666 394.8 1,696.33 4,297,222 444.7 2,095.13 4,711,501 9.8 4.2 6.4 5.2
Domestic 197.3 1,054.95 5,346,125 230.3 898.84 3,903,144 ND ND ND 262.0 1,204.69 4,597,538 290.0 1,199.85 4,137,684 300.0 1,414.54 4,715,198 308.9 1,399.38 4,530,693 349.5 1,784.92 5,107,516 9.9 4.5 5.6 5.1
Cross-border 49.9 233.29 4,674,190 60.3 225.49 3,740,104 53.2 139.82 2,626,400 65.4 253.90 3,881,600 74.0 252.18 3,409,775 73.4 274.42 3,740,469 85.9 296.95 3,457,572 95.2 310.21 3,257,986 9.4 2.9 9.5 5.4
Wire transfers originated by clearing method 247.2 1,288.24 5,210,480 290.6 1,124.32 3,869,316 307.9 1,281.44 4,162,147 327.4 1,458.59 4,454,521 363.9 1,452.03 3,989,762 373.4 1,688.96 4,523,666 394.8 1,696.33 4,297,222 444.7 2,095.13 4,711,501 9.8 4.2 6.4 5.2
Interbank 154.9 674.83 4,357,623 185.3 602.39 3,251,066 190.6 668.37 3,506,349 192.8 691.96 3,588,321 211.9 661.89 3,123,871 223.9 740.52 3,307,682 232.7 792.10 3,404,213 248.7 906.00 3,643,062 7.6 0.8 6.5 4.6
Book transfer 92.4 613.41 6,640,212 105.3 521.93 4,957,398 117.3 613.07 5,228,172 134.6 766.63 5,695,477 152.1 790.14 5,196,310 149.5 948.44 6,344,833 162.1 904.23 5,579,305 196.0 1,189.13 6,067,228 13.4 7.7 6.4 5.7
Wire transfers received 225.2 992.07 4,406,241 ND ND ND ND ND ND 237.8 908.39 3,819,657 ND ND ND ND ND ND 310.0 1,140.97 3,680,669 ND ND ND 1.8 -2.9 9.2 7.9

 

Table 8. Wire Transfers, 2015-21

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2018 2021 CAGR (Percent)
Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 Number
(millions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Total
Wire transfers originated by payer type 269.2 1,295.63 4,812,066 353.1 1,466.42 4,152,830 432.1 1,707.49 3,951,543 9.5 4.2 7.0 5.2
Consumer 17.7 3.90 219,820 39.9 15.55 389,600 47.0 21.41 455,774 31.0 58.6 5.6 11.3
Business 251.5 1,291.73 5,136,023 313.2 1,450.87 4,632,351 385.1 1,686.09 4,377,902 7.6 3.9 7.1 5.1
Settlement/bank business 30.0 451.14 15,026,048 41.0 453.77 11,060,794 45.9 437.15 9,534,187 11.0 0.2 3.8 -1.2
Other 221.5 840.59 3,795,331 272.2 997.11 3,663,410 339.3 1,248.94 3,681,085 7.1 5.9 7.6 7.8
Wire transfers originated by payee location 269.2 1,295.63 4,812,066 353.1 1,466.42 4,152,830 432.1 1,707.49 3,951,543 9.5 4.2 7.0 5.2
Domestic 216.4 1,062.16 4,908,092 284.5 1,212.28 4,261,482 341.6 1,410.27 4,128,532 9.5 4.5 6.3 5.2
Cross-border 52.8 233.47 4,418,769 68.6 254.14 3,702,523 90.5 297.23 3,283,634 9.1 2.9 9.7 5.4
Wire transfers originated by clearing method 269.2 1,295.63 4,812,066 353.1 1,466.42 4,152,830 432.1 1,707.49 3,951,543 9.5 4.2 7.0 5.2
Interbank 174.7 681.75 3,902,506 215.2 699.18 3,249,628 266.8 802.50 3,007,693 7.2 0.8 7.4 4.7
Book transfer 94.6 613.88 6,492,602 138.0 767.25 5,561,439 165.3 905.00 5,475,103 13.4 7.7 6.2 5.7
Wire transfers received 246.1 998.94 4,058,624 262.2 918.00 3,501,520 343.5 1,156.51 3,367,078 2.1 -2.8 9.4 8.0
Top 100
Wire transfers originated by payer type 247.2 1,288.24 5,210,480 327.4 1,458.59 4,454,521 394.8 1,696.33 4,297,222 9.8 4.2 6.4 5.2
Consumer 11.8 3.42 290,366 33.1 14.95 451,756 38.6 20.56 533,366 41.1 63.5 5.2 11.2
Business 235.5 1,284.82 5,456,583 294.3 1,443.64 4,904,531 356.2 1,675.77 4,704,588 7.7 4.0 6.6 5.1
Settlement/bank business 26.8 447.12 16,713,988 37.3 450.75 12,074,264 42.4 433.54 10,224,628 11.7 0.3 4.3 -1.3
Other 208.7 837.70 4,013,686 257.0 992.89 3,863,131 313.8 1,242.23 3,958,697 7.2 5.8 6.9 7.8
Wire transfers originated by payee location 247.2 1,288.24 5,210,480 327.4 1,458.59 4,454,521 394.8 1,696.33 4,297,222 9.8 4.2 6.4 5.2
Domestic 197.3 1,054.95 5,346,125 262.0 1,204.69 4,597,538 308.9 1,399.38 4,530,693 9.9 4.5 5.6 5.1
Cross-border 49.9 233.29 4,674,190 65.4 253.90 3,881,600 85.9 296.95 3,457,572 9.4 2.9 9.5 5.4
Wire transfers originated by clearing method 247.2 1,288.24 5,210,480 327.4 1,458.59 4,454,521 394.8 1,696.33 4,297,222 9.8 4.2 6.4 5.2
Interbank 154.9 674.83 4,357,623 192.8 691.96 3,588,321 232.7 792.10 3,404,213 7.6 0.8 6.5 4.6
Book transfer 92.4 613.41 6,640,212 134.6 766.63 5,695,477 162.1 904.23 5,579,305 13.4 7.7 6.4 5.7
Wire transfers received 225.2 992.07 4,406,241 237.8 908.39 3,819,657 310.0 1,140.97 3,680,669 1.8 -2.9 9.2 7.9
All Other
Wire transfers originated by payer type 22.0 7.39 335,824 25.7 7.83 305,121 37.4 11.17 298,897 5.3 2.0 13.3 12.5
Consumer 6.0 0.48 80,516 6.8 0.60 87,884 8.4 0.85 100,556 4.6 7.7 7.3 12.2
Business 16.0 6.91 430,750 18.9 7.23 383,659 28.9 10.32 356,616 5.5 1.5 15.3 12.6
Settlement/bank business 3.3 4.02 1,228,676 3.7 3.02 816,800 3.4 3.61 1,046,444 4.1 -9.1 -2.3 6.2
Other 12.8 2.89 226,239 15.2 4.22 278,159 25.5 6.71 263,264 5.9 13.4 18.9 16.7
Wire transfers originated by payee location 22.0 7.39 335,824 25.7 7.83 305,121 37.4 11.17 298,897 5.3 2.0 13.3 12.5
Domestic 19.1 7.21 377,863 22.4 7.59 338,165 32.7 10.89 332,645 5.6 1.7 13.4 12.8
Cross-border 2.9 0.18 61,688 3.2 0.24 75,465 4.6 0.28 60,622 3.3 10.5 12.8 4.9
Wire transfers originated by clearing method 22.0 7.39 335,824 25.7 7.83 305,121 37.4 11.17 298,897 5.3 2.0 13.3 12.5
Interbank 19.8 6.92 348,788 22.3 7.21 323,214 34.1 10.40 304,787 4.0 1.4 15.2 13.0
Book transfer 2.2 0.47 217,504 3.4 0.62 184,781 3.2 0.76 236,528 15.6 9.5 -1.3 7.1
Wire transfers received 21.0 6.87 327,317 24.4 9.61 394,655 33.5 15.53 463,922 5.1 11.9 11.2 17.4

 

Table 9. Top 100 Alternative Payments, 2015-22

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2016 2017 2018 2019 2020 2021 2022 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Bill payment transactions 1.9 0.89 462 1.8 0.75 416 1.7 0.76 434 2.4 1.42 584 2.6 1.60 622 2.6 1.61 619 2.5 1.72 700 2.5 1.93 778 7.9 16.7 0.2 6.5
Person-to-person (P2P) transfers by funds availability to the recipient 0.2 0.05 294 0.2 0.06 303 0.3 0.09 294 0.5 0.14 259 0.9 0.22 244 1.5 0.35 234 1.9 0.43 223 3.5 0.72 206 47.5 41.3 53.0 45.6
Immediate ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 1.4 0.30 216 ND ND ND ND ND ND ND
Other ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND ND 0.5 0.13 243 ND ND ND ND ND ND ND

 

Table 10. Alternative Payments, 2015-21

Depository and Financial Institutions Payments Survey (DFIPS) 2015 2018 2021 CAGR (Percent)
Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 Number
(billions)		 Value
($ trillions)		 Average
($)		 2015-18 2018-21
Number Value Number Value
Total
Bill payment transactions 2.6 1.14 432 3.0 1.64 544 3.0 1.95 659 4.6 12.9 -0.7 5.9
Person-to-person (P2P) transfers by funds availability to the recipient 0.2 0.06 320 0.6 0.15 265 2.0 0.45 224 47.9 38.8 51.8 43.5
Immediate ND ND ND ND ND ND 1.5 0.32 214 ND ND ND ND
Other ND ND ND ND ND ND 0.5 0.14 253 ND ND ND ND
Top 100
Bill payment transactions 1.9 0.89 462 2.4 1.42 584 2.5 1.72 700 7.9 16.7 0.2 6.5
Person-to-person (P2P) transfers by funds availability to the recipient 0.2 0.05 294 0.5 0.14 259 1.9 0.43 223 47.5 41.3 53.0 45.6
Immediate ND ND ND ND ND ND 1.4 0.30 216 ND ND ND ND
Other ND ND ND ND ND ND 0.5 0.13 243 ND ND ND ND
All Other
Bill payment transactions 0.7 0.25 349 0.6 0.22 375 0.5 0.24 462 -6.0 -3.7 -4.6 2.3
Person-to-person (P2P) transfers by funds availability to the recipient 0.0 0.01 650 0.0 0.02 340 0.1 0.03 243 52.1 22.5 35.7 21.3
Immediate ND ND ND ND ND ND 0.1 0.02 184 ND ND ND ND
Other ND ND ND ND ND ND 0.0 0.01 523 ND ND ND ND
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Last Update: March 23, 2026