Accessible Version of Trends in Top 100 Noncash Payments (CY 2015-2022)
Figure 1: Trends in noncash payments for Top 100 DIs, by value, 2015-22
| Depository and Financial Institutions Payments Survey (DFIPS) | Value ($ Trillions) |
|||||||
|---|---|---|---|---|---|---|---|---|
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| Checks paid | 18.9 | 19.0 | 18.6 | 18.6 | 18.5 | 17.6 | 19.1 | 21.1 |
| ACH credit transfers | 70.8 | 67.2 | 73.2 | 75.9 | 79.6 | 84.6 | 93.6 | 129.8 |
| ACH debit transfers | 50.6 | 48.9 | 54.5 | 56.0 | 58.6 | 60.0 | 70.9 | 94.0 |
| Wire transfers | 1,288.2 | 1,124.3 | 1,281.4 | 1,458.6 | 1,452.0 | 1,689.0 | 1,696.3 | 2,095.1 |
Figure 2: Trends in noncash payments for Top 100 DIs, by number, 2015-22
| Depository and Financial Institutions Payments Survey (DFIPS) | Number (billions) |
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|---|---|---|---|---|---|---|---|---|
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| Checks paid | 10.8 | 10.5 | 9.7 | 8.9 | 8.4 | 7.6 | 7.4 | 7.1 |
| ACH credit transfers | 8.4 | 7.9 | 8.7 | 9.0 | 9.5 | 10.9 | 11.9 | 13.1 |
| ACH debit transfers | 8.4 | 8.7 | 9.7 | 10.1 | 10.7 | 11.5 | 12.4 | 14.3 |
| Wire transfers | 0.2 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.4 |
Figure 3: Trends in noncash payments, by value, 2015-21
| Depository and Financial Institutions Payments Survey (DFIPS) | Value ($ Trillions) |
||
|---|---|---|---|
| 2015 | 2018 | 2021 | |
| Top 100 DIs | |||
| Checks paid | 18.9 | 18.6 | 19.1 |
| ACH credit transfers | 70.8 | 75.9 | 93.6 |
| ACH debit transfers | 50.6 | 56.0 | 70.9 |
| Wire transfers | 1,288.2 | 1,458.6 | 1,696.3 |
| Total | |||
| Checks paid | 25.9 | 25.9 | 27.1 |
| ACH credit transfers | 72.1 | 78.2 | 97.4 |
| ACH debit transfers | 54.7 | 61.4 | 78.5 |
| Wire transfers (right axis) | 1,295.6 | 1,466.4 | 1,707.5 |
Figure 4: Trends in noncash payments, by number, 2015-21
| Depository and Financial Institutions Payments Survey (DFIPS) | Number (billions) |
||
|---|---|---|---|
| 2015 | 2018 | 2021 | |
| Top 100 DIs | |||
| Checks paid | 10.8 | 8.9 | 7.4 |
| ACH credit transfers | 8.4 | 9.0 | 11.9 |
| ACH debit transfers | 8.4 | 10.1 | 12.4 |
| Wire transfers | 0.2 | 0.3 | 0.4 |
| Total | |||
| Checks paid | 16.7 | 13.5 | 10.9 |
| ACH credit transfers | 9.0 | 9.9 | 13.0 |
| ACH debit transfers | 13.0 | 14.9 | 18.2 |
| Wire transfers (right axis) | 0.3 | 0.4 | 0.4 |