Figure 1. Funds disbursed through prepaid cards in 2018, by program type

Program Type Billions of dollars
Tax refund $0.1
Payroll $0.4
Veterans $1.1
WIC $1.2
Other $1.7
Cash assistance $2.3
Child support $13.6
Unemployment $19.9
Social Security $36.2
SNAP $58.2

Note: Cash assistance includes Temporary Assistance for Needy Families, Low Income Home Energy Assistance Program, childcare, refugee assistance, and general assistance programs.

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Figure 2. Cardholder fees: revenue and average fee charged in 2018, by type of fee

Type of fee Revenues (millions) Avg Fee
Overdraft $0.01 $0.29
Routine Monthly $0.93 $1.22
OTC $0.40 $3.94
Purchase Transaction $5.25 $0.44
Penalty $0.84 $0.38
Customer Service Inquiry $6.14 $0.38
Account Servicing $34.1 $3.13
ATM $75.8 $0.96

Note: Size of bubble represents total revenue from fee.

Position of black dot on vertical-axis represents average fee when charged.

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Last Update: September 11, 2019