Appendix C: Loan Category Definitions and Models
Table C.1. Mapping of loan categories to disclosure categories and model
| Disclosure category | Loan type | Model |
|---|---|---|
| First-lien mortgages, domestic | Domestic first-lien mortgages and first-lien home equity loans | Domestic first-lien |
| Junior liens and home equity lines of credit (HELOCs), domestic | Domestic junior-lien home equity loans Domestic HELOCs |
Domestic home equity |
| Credit cards | Domestic credit cards | Domestic credit cards |
| International credit cards | Other retail | |
| Commercial and industrial | Commercial and industrial loans | Corporate |
| Domestic corporate and business cards International corporate and business cards Small business loans |
Other retail | |
| Commercial real estate (CRE), domestic | Domestic construction loans Domestic multifamily loans Domestic non-owner occupied CRE loans |
CRE |
| Domestic owner-occupied CRE loans | Corporate | |
| Other consumer | Domestic auto loans | Domestic auto |
| Student loans International auto loans Domestic other consumer loans International other consumer loans Retail non-purpose loans |
Other retail | |
| Other loans | Agricultural loans Domestic farm loans International farm loans International owner-occupied CRE loans Loans to foreign governments Loans to financial institutions Loans for purchasing or carrying securities Other non-consumer loans Other leases |
Corporate |
| International construction loans International multifamily loans International non-owner occupied CRE loans |
CRE | |
| International first-lien mortgages and first-lien home equity loans International junior-lien home equity loans |
Other retail |