Financial Accounts of the United States - Z.1
D3.t Borrowing by sector 🕮 PDF
| Date | Domestic nonfinancial sectors | Domestic financial sectors | Rest of the world | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Total | Households | Businesses | Federal government | State and local government | ||||||
| Total | One-to-four family res. mortgages | Consumer credit | Total | Corporate | FA384104005 | FA154104005 | FA153165105 | FA153166000 | FA144104005 | FA104104005 | FA314104005 | FA214104005 | FA794104005 | FA264104005 |
| 1990 | 687.9 | 231.0 | 200.1 | 15.1 | 133.8 | 133.7 | 280.2 | 42.8 | 180.5 | 20.6 |
| 1991 | 531.2 | 205.4 | 174.5 | -8.8 | -78.7 | -52.9 | 316.6 | 88.0 | 197.7 | 3.8 |
| 1992 | 546.5 | 200.8 | 173.0 | 9.2 | -11.6 | 14.7 | 343.8 | 13.4 | 370.6 | 12.6 |
| 1993 | 711.0 | 247.1 | 156.4 | 61.4 | 115.3 | 135.3 | 293.2 | 55.3 | 476.2 | 62.8 |
| 1994 | 688.7 | 324.7 | 166.8 | 135.0 | 217.0 | 201.7 | 193.5 | -46.6 | 506.5 | -19.8 |
| 1995 | 677.7 | 323.1 | 154.1 | 147.0 | 241.8 | 195.5 | 174.2 | -61.4 | 655.1 | 81.6 |
| 1996 | 766.3 | 349.2 | 205.1 | 105.7 | 246.7 | 173.6 | 191.1 | -20.6 | 635.5 | 77.9 |
| 1997 | 881.9 | 347.3 | 215.2 | 70.3 | 420.3 | 315.7 | 63.4 | 50.9 | 833.7 | 68.5 |
| 1998 | 1139.7 | 454.4 | 302.2 | 97.1 | 629.8 | 447.1 | -11.4 | 66.9 | 1005.7 | 39.2 |
| 1999 | 1147.6 | 570.2 | 375.7 | 112.4 | 569.4 | 372.2 | -30.1 | 38.1 | 1150.5 | 21.9 |
| 2000 | 869.1 | 579.4 | 382.2 | 176.5 | 546.8 | 350.9 | -275.0 | 17.8 | 1089.5 | 59.0 |
| 2001 | 1127.9 | 643.7 | 506.6 | 150.6 | 322.0 | 158.2 | 55.2 | 107.1 | 1141.8 | -5.9 |
| 2002 | 1376.3 | 776.4 | 704.5 | 105.2 | 174.6 | 17.3 | 282.1 | 143.2 | 1102.0 | 86.4 |
| 2003 | 1700.0 | 1063.1 | 869.8 | 105.9 | 93.0 | 18.2 | 420.7 | 123.1 | 1318.3 | 94.9 |
| 2004 | 2155.0 | 1105.9 | 930.1 | 117.2 | 461.0 | 207.0 | 402.8 | 185.3 | 1378.7 | 240.0 |
| 2005 | 2308.2 | 1173.0 | 1062.3 | 100.4 | 621.0 | 282.4 | 346.9 | 167.4 | 1593.0 | 92.2 |
| 2006 | 2445.2 | 1278.2 | 997.0 | 120.1 | 826.4 | 412.1 | 219.1 | 121.5 | 1941.9 | 340.2 |
| 2007 | 2527.6 | 924.5 | 708.5 | 150.2 | 1152.8 | 686.8 | 270.4 | 179.9 | 2314.4 | 375.3 |
| 2008 | 2005.9 | 46.8 | 89.7 | 34.3 | 607.7 | 282.4 | 1302.5 | 48.9 | -235.1 | -585.7 |
| 2009 | 1257.1 | 62.4 | 95.3 | -94.6 | -454.6 | -357.0 | 1505.8 | 143.5 | -2223.0 | 313.6 |
| 2010 | 1541.5 | -126.3 | -156.2 | -28.2 | -71.7 | -52.4 | 1645.9 | 93.6 | -452.6 | 396.1 |
| 2011 | 1438.6 | 38.9 | -55.7 | 109.4 | 284.2 | 342.4 | 1138.7 | -23.1 | -230.7 | 258.3 |
| 2012 | 1829.9 | 16.2 | -106.5 | 158.7 | 620.4 | 444.2 | 1180.6 | 12.8 | 20.5 | 234.0 |
| 2013 | 1767.4 | 284.9 | -23.7 | 177.6 | 614.1 | 504.8 | 857.3 | 11.1 | -132.7 | 139.3 |
| 2014 | 1655.2 | 140.4 | -4.3 | 219.1 | 832.1 | 547.5 | 735.9 | -53.3 | 316.5 | 275.9 |
| 2015 | 2059.0 | 376.7 | 108.2 | 233.5 | 922.6 | 671.1 | 724.6 | 35.2 | 172.2 | 72.3 |
| 2016 | 2025.4 | 444.1 | 186.1 | 236.2 | 692.2 | 303.9 | 842.7 | 46.4 | 367.2 | 145.7 |
| 2017 | 2065.3 | 527.7 | 286.2 | 194.3 | 922.1 | 458.3 | 598.6 | 16.8 | 423.0 | 362.2 |
| 2018 | 2431.1 | 493.6 | 287.8 | 172.7 | 723.9 | 430.9 | 1258.1 | -44.4 | 261.7 | 347.1 |
| 2019 | 2522.0 | 538.8 | 285.5 | 185.1 | 807.5 | 693.9 | 1174.9 | 0.9 | 696.7 | 160.3 |
| 2020 | 6818.3 | 488.2 | 400.0 | -12.0 | 1640.2 | 1114.0 | 4581.2 | 108.7 | 734.5 | 246.8 |
| 2021 | 3958.4 | 1154.2 | 790.0 | 237.8 | 1058.3 | 690.0 | 1683.4 | 62.5 | 2749.0 | 530.9 |
| 2022 | 4001.5 | 1307.1 | 821.5 | 345.7 | 1185.8 | 665.3 | 1546.9 | -38.2 | 2366.6 | 208.6 |
| 2023 | 3686.4 | 538.6 | 379.3 | 129.8 | 507.8 | 326.6 | 2620.4 | 19.5 | -454.6 | 652.9 |
| 2024 | 3619.1 | 557.3 | 368.9 | 98.0 | 821.2 | 594.7 | 2144.9 | 95.7 | 364.3 | 389.3 |
| 2025 | 4149.6 | 681.4 | 397.8 | 107.2 | 1014.9 | 710.8 | 2292.3 | 161.1 | 1248.0 | 974.3 |
| 2022:Q1 | 5855.2 | 1534.1 | 1041.2 | 343.6 | 1580.6 | 1023.4 | 2817.9 | -77.3 | 1987.4 | 348.3 |
| 2022:Q2 | 4012.0 | 1568.0 | 1043.3 | 400.5 | 1497.3 | 937.3 | 864.5 | 82.1 | 3061.8 | 249.3 |
| 2022:Q3 | 3704.5 | 1245.0 | 788.5 | 319.8 | 891.2 | 421.1 | 1565.6 | 2.7 | 1906.2 | 446.9 |
| 2022:Q4 | 2434.3 | 881.2 | 413.1 | 318.9 | 773.9 | 279.5 | 939.6 | -160.4 | 2510.7 | -210.3 |
| 2023:Q1 | 2918.3 | 468.8 | 357.5 | 202.9 | 915.8 | 624.4 | 1496.6 | 37.2 | 4178.9 | 605.2 |
| 2023:Q2 | 3890.3 | 578.8 | 398.3 | 159.3 | 443.3 | 296.6 | 2792.8 | 75.5 | -2574.1 | 798.3 |
| 2023:Q3 | 4484.6 | 620.5 | 478.8 | 27.4 | 377.6 | 243.4 | 3487.3 | -0.8 | -2384.4 | 343.0 |
| 2023:Q4 | 3452.2 | 486.3 | 282.7 | 129.6 | 294.6 | 142.2 | 2705.1 | -33.7 | -1038.8 | 865.2 |
| 2024:Q1 | 3721.4 | 498.1 | 292.7 | 106.7 | 940.1 | 739.3 | 2197.3 | 85.9 | -394.3 | 227.0 |
| 2024:Q2 | 2917.7 | 515.8 | 425.4 | 45.9 | 1028.9 | 813.2 | 1172.7 | 200.1 | 1042.8 | 865.8 |
| 2024:Q3 | 4470.9 | 612.2 | 424.3 | 127.9 | 890.0 | 692.9 | 2836.5 | 132.2 | 1555.6 | 538.4 |
| 2024:Q4 | 3366.6 | 603.2 | 333.4 | 111.7 | 425.8 | 133.4 | 2373.1 | -35.5 | -746.9 | -73.8 |
| 2025:Q1 | 2918.1 | 481.4 | 346.4 | 65.4 | 1237.2 | 1027.6 | 1056.8 | 142.7 | 2895.1 | 1525.7 |
| 2025:Q2 | 2681.9 | 824.0 | 488.4 | 142.3 | 1096.5 | 820.1 | 471.2 | 290.1 | 2274.5 | 970.3 |
| 2025:Q3 | 6963.9 | 776.3 | 477.7 | 113.7 | 1030.1 | 736.0 | 4959.2 | 198.3 | -1004.4 | 688.7 |
| 2025:Q4 | 4034.5 | 643.8 | 278.7 | 107.4 | 695.6 | 259.6 | 2681.9 | 13.2 | 826.8 | 712.6 |
| 2026:Q1 | 4850.7 | 733.0 | 285.6 | 130.4 | 1638.1 | 1267.9 | 2255.8 | 223.8 | 2284.3 | 1205.8 |
| 2026:Q2 | 4288.8 | 1060.7 | 614.5 | 146.9 | 1083.4 | 849.3 | 1806.4 | 338.3 | 2630.5 | 1769.7 |
NOTES
- Debt securities and loans.
Last Update: September 11, 2026