District 7: Federal Reserve Bank of Chicago PDF

Filings received during the week ending October 29, 2022

Filer Filing Type Filing Proposal End of Comment Period
Newspaper Federal Register
DENTEL BANCORPORATION Listed DeNovo 12 Day Notice - Dentel Bancorporation, Ames, Iowa, proposes to engage de novo in extending credit and servicing loans. Not applicable Not applicable

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location RSSD ID Exam Date CRA Public Date CRA Rating Exam Method
FIRST BK OF BERNE, BERNE, INDIANA 312244 05/07/2022 01/31/2022 S Int Small Bank
FIRST ST BK, EASTPOINTE, MICHIGAN 113740 09/12/2022 03/14/2022 S Int Small Bank
TOWN & CNTRY BK, SPRINGFIELD, ILLINOIS 590248 02/13/2022 09/27/2021 O Int Small Bank
CRA Examinations scheduled for    Quarter of
Institution Location Quarter
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Last Update: November 03, 2022