Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
District 11: Federal Reserve Bank of Dallas PDF
Filings received during the week ending November 5, 2022
|Filer||Filing Type||Filing Proposal||End of Comment Period|
|BIG BEND BANCSHARES CORPORATION||Change in Bank Control||Notice by Cynthia S. Shaw, Austin, Texas, to increase ownership and voting control to 25 percent or more in Big Bend Bancshares, Inc., Marfa, Texas, and indirectly Big Bend Banks, N.A. dba The Marfa National Bank, Marfa, Texas.||Not available||11/04/2022|
|CENTRAL TEXAS BANKSHARE HOLDINGS, INC.||* 3A3||Central Texas Bankshare Holdings, Inc., Columbus, Texas, and Colorado County Investment Holdings, Inc., Wilmington, Delaware, to acquire control of Hill Bancshare Holdings, Inc., Weimar, Texas, Hill Bancshares of Delaware, Inc., Wilmington, Delaware, and Hill Bank & Trust Company, Weimar, Texas.||Not available||Not available|
|FROST BANK||* Branch (Domestic)||Frost Bank, San Antonio, Texas to establish a branch located at 2710 N. Belt Line Road, Irving, Texas 75062.||Not available||Not applicable|
|FROST BANK||* Branch (Domestic)||Proposed Branch Opening - WW White||Not available||Not applicable|
|TEXAS REGIONAL BANK||* Branch (Domestic)||Texas Regional Bank, Harlingen, Texas, to establish a branch office at 10635 Louetta Road, Houston, Texas 77070||11/01/2022||Not applicable|
* Subject to the provisions of the Community Reinvestment Act
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
|Institution / Location||RSSD ID||Exam Date||CRA Public Date||CRA Rating||Exam Method|
|CIERA BK, GRAHAM, TEXAS||327855||05/13/2022||01/10/2022||S||Int Small Bank|
|SUSSER BK, DALLAS, TEXAS||965789||08/27/2022||02/28/2022||S||Int Small Bank|
|THIRD COAST BK SSB, HUMBLE, TEXAS||3630323||08/14/2022||04/25/2022||S||Int Small Bank|
|UNITED TX BK, DALLAS, TEXAS||726953||02/20/2022||11/03/2021||S||Int Small Bank|
CRA Examinations scheduled for Quarter of