District 10: Federal Reserve Bank of Kansas City PDF

Filings received during the week ending December 10, 2022

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
FIRST NATIONAL BUFFALO BANKSHARES, INC.Change in Bank ControlThe FEATAN Revocable Trust, Thomas A. Holt as trustee, and Thomas A. Holt as trustee of the FNB 401(k) Employee Stock Ownership Plan; Heather A. Eklund Living Trust, Heather A. Eklund as trustee; Raymond A. Holt Revocable Trust, Raymond A. Holt, trustee, all of Buffalo, Wyoming; the Holt Family Trust, Denise A. Holt, trustee of Ranchester, Wyoming; Robert Holt and Lori Holt, both of Littleton, Colorado, to become members of the Holt Family Group, a group acting in concert, to retain voting shares in First National Buffalo Bankshares, Inc., and thereby indirectly retain voting shares in First Northern Bank of Wyoming, both of Buffalo, Wyoming and First State Bank of Newcastle, Newcastle, Wyoming.Not available01/03/2023

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
FIRST NORTHERN BK OF WY, BUFFALO, WYOMING86895601/23/202210/25/2021SInt Small Bank
PEOPLES BK, PRATT, KANSAS53065507/11/202204/25/2022SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
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Last Update: December 15, 2022