District 11: Federal Reserve Bank of Dallas PDF

Filings received during the week ending March 11, 2023

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
A.N.B. HOLDING COMPANY, LTD.* 3A3A.N.B. Holding Company, Ltd., Terrell, Texas to acquire The ANB Corporation, and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas. Not available04/10/2023
AMERICO BANCSHARES, INC.Change in Bank ControlJohn M. Moore of Wolfforth, Texas, as trustee of the John M Moore 2003 Exempt Family Trust, the Thomas Blake Moore 2021 Exempt Trust, and the Hunter Marshall Moore 2021 Exempt Trust, all of Wolfforth, Texas; and as Managing Partner of JPM Interests Ltd., of Wolfforth, Texas; and as co-trustee James Todd Moore Exempt Lifetime Trust, of Dallas, Texas; Melissa Thoveson of Dallas, Texas, as trustee of the Ryan Butler Thoveson 2021 Exempt Trust, the Alec Steele Thoveson 2021 Exempt Trust, and the Melissa A Thoveson 2003 Exempt Family Trust, all of Dallas, Texas; and as co-trustee of the James Todd Moore Exempt Lifetime Trust, of Dallas, Texas; and James Todd Moore of Dallas, Texas, as an individual; together as members of the Moore Family Group, a group acting in concert, to retain shares of Americo Bancshares, Inc. and indirectly American Bank of Commerce, both of Wolfforth, Texas. Not available02/21/2023
SBT BANCSHARES, INC.Listed DeNovoSBT Bancshares, Inc., Dallas, Texas to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of the Board's Regulation Y.Not applicableNot available

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
AMERICAN ST BK, ARP, TEXAS26235801/13/202309/26/2022SInt Small Bank
CIERA BK, GRAHAM, TEXAS32785505/13/202201/10/2022SInt Small Bank
FIRST ST BK OF LIVINGSTON, LIVINGSTON, TEXAS88435805/22/202202/07/2022OInt Small Bank
SUSSER BK, DALLAS, TEXAS96578908/27/202202/28/2022SInt Small Bank
TEXAS FIRST BK, TEXAS CITY, TEXAS47326608/07/202203/14/2022SInt Small Bank
TEXAS RGNL BK, HARLINGEN, TEXAS38045801/08/202308/15/2022SInt Small Bank
THIRD COAST BK SSB, HUMBLE, TEXAS363032308/14/202204/25/2022SInt Small Bank
CRA Examinations scheduled for    Quarter of
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Last Update: March 16, 2023