Current Release PDF RSS DDP

Release Date: January 19, 2018

Notice to Users of the H.8 Release

This note provides more information on the changes made to the line items shown on the H.8 release and available through the Federal Reserve's Data Download Program (DDP) that were implemented on January 12, 2018 (for the original description of these changes, see https://www.federalreserve.gov/feeds/h8.html).

Effective January 19, 2018, three corrections have been made to the presentation of data available in the DDP:

1. Historical Data for the discontinued items had remained alongside current items in the DDP as of January 12, 2018. For now, the discontinued items have been removed from the DDP because discontinued items are no longer comingled with current items in the DDP. Data for the discontinued items will be made separately available in the DDP in the future.

2. Data for the new combined items--Other assets including trading assets (line 32), Borrowings (line 37), and Other liabilities including trading liabilities (line 37)--had been incorrectly omitted for the week ending January 6, 2010. These gaps in the data caused the levels of total assets and total liabilities to also be incorrect that week. In addition, these gaps caused distortions in the associated monthly average data for January 2010. This issue has been corrected.

3. The historical series for the new item, Total Federal funds and reverse RPs (line 30), was not included in the DDP. This issue has been corrected.

H.8; Page 1

January 19, 2018

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2013
2014
2015
2016
2017
2016
Q3
2016
Q4
2017
Q1
2017
Q2
2017
Q3
2017
Q4
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Assets
Bank credit  1.6   6.6   7.4   6.9   2.9   7.2   5.6   2.0   3.1   3.3   3.0   3.4   3.5   2.2   2.6 
Securities in bank credit 2  -1.8   6.8   6.1   7.9   2.0   10.8   6.6   1.8   2.1   1.9   2.1   0.7   3.0   1.4   3.3 
Treasury and agency securities 3  -5.7   11.3   9.0   10.1   2.8   13.0   10.1   2.2   2.2   3.4   3.4   1.5   6.0   1.8   3.5 
Other securities  6.9   -2.2   -0.5   2.4   -0.4   5.3   -2.4   0.7   1.7   -2.2   -1.7   -1.4   -5.3   0.0   2.8 
Loans and leases in bank credit 8  3.0   6.4   7.8   6.5   3.2   5.8   5.2   2.0   3.5   3.9   3.4   4.4   3.7   2.6   2.4 
10  Commercial and industrial loans  6.9   12.0   10.6   6.7   1.1   4.0   5.4   -1.1   1.0   2.7   1.7   6.4   1.0   -2.0   0.1 
11  Real estate loans  -1.0   2.5   5.3   6.5   3.4   7.1   5.6   3.0   3.8   3.9   2.8   1.7   4.0   2.4   2.3 
12  Residential real estate loans  -4.6   -0.7   1.3   3.3   1.2   4.2   2.5   -0.7   0.9   2.7   1.9   1.9   3.0   0.4   2.8 
13  Revolving home equity loans  -8.3   -4.1   -5.0   -6.3   -7.2   -6.4   -8.1   -8.5   -7.0   -7.1   -7.2   -6.8   -7.5   -8.2   -4.1 
14  Closed-end residential loans 9  -3.4   0.3   3.1   5.8   3.2   6.9   5.1   1.1   2.7   4.9   3.9   3.7   5.3   2.1   4.2 
15  Commercial real estate loans  4.5   6.8   10.4   10.4   5.8   10.3   9.1   7.0   6.8   5.1   3.8   1.6   5.0   4.6   1.7 
20  Consumer loans  3.2   4.9   6.0   7.0   4.1   6.7   5.5   3.7   2.5   4.0   6.2   6.9   5.3   9.5   2.9 
21  Credit cards and other revolving plans  1.1   3.3   5.7   6.3   5.1   6.1   4.8   3.9   3.6   5.2   7.1   7.6   5.0   13.9   3.3 
22  Other consumer loans  5.8   6.9   6.4   7.7   3.1   7.5   6.2   3.5   1.3   2.5   5.1   6.1   5.8   4.5   2.4 
25  All other loans and leases  13.7   14.8   14.5   5.7   5.4   3.8   3.4   2.4   7.9   5.9   5.0   7.6   5.5   3.0   6.2 
28  LESS: Allowance for loan and lease losses  -15.4   -12.4   -3.8   2.8   0.5   2.2   1.5   0.0   -2.6   1.1   3.3   5.5   9.9   -1.1   -4.4 
29  Cash assets 18  54.5   12.4   -7.8   -14.3   7.9   -15.0   -22.8   16.8   -6.9   11.3   9.8   -3.0   -0.1   22.4   20.8 
30  Total federal funds sold and reverse RPs 19  -12.1   6.3   -0.5   4.2   6.7   12.8   -6.0   -18.6   9.6   16.2   20.1   6.8   18.7   28.1   21.3 
31  Loans to commercial banks 20  8.7   -17.6   9.7   17.7   -3.8   45.5   -11.7   15.0   -5.8   -8.8   -15.0   -9.1   -9.2   -36.9   9.5 
32  Other assets including trading assets 21  -9.0   2.3   -1.7   2.2   1.3   5.7   -2.3   -9.3   7.7   2.1   4.9   7.9   -1.4   15.9   -6.7 
33  Total assets  6.7   7.3   3.5   2.9   3.6   3.8   0.4   2.6   2.2   4.7   4.6   2.9   2.9   7.0   5.0 
Liabilities
34  Deposits  6.5   6.4   4.9   4.4   4.4   5.3   2.8   5.1   4.5   4.6   3.2   3.3   5.9   -0.3   0.6 
35  Large time deposits  5.6   5.7   0.5   -10.9   6.7   -17.1   -16.2   5.4   8.8   8.2   4.0   11.8   1.6   5.9   -19.4 
36  Other deposits  6.7   6.6   5.8   7.2   4.1   9.2   5.8   5.1   3.8   4.1   3.1   2.0   6.6   -1.2   3.8 
37  Borrowings  -0.4   15.1   6.4   4.7   2.7   1.6   1.2   1.9   -1.0   8.7   1.2   -6.1   -8.8   7.4   12.4 
39  Other liabilities including trading liabilities 22  -15.1   3.4   -5.9   -0.6   -8.7   9.0   -21.0   -29.9   8.6   -5.8   -7.8   10.0   -15.9   0.8   -23.4 
40  Total liabilities  8.1   7.6   3.2   2.8   3.4   3.4   -0.3   2.7   2.2   4.5   4.2   1.2   3.7   6.5   2.0 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  12,109.2   12,289.2   12,331.6   12,358.9   12,405.2   12,470.1   12,504.4   12,550.8   12,539.7   12,571.0   12,561.2   12,561.1 
Securities in bank credit 2  3,330.6   3,375.5   3,381.4   3,387.2   3,396.8   3,413.4   3,423.4   3,451.7   3,443.6   3,456.9   3,452.9   3,447.6 
Treasury and agency securities 3  2,427.1   2,464.1   2,474.1   2,479.7   2,487.9   2,506.5   2,516.3   2,542.6   2,538.0   2,549.4   2,543.6   2,538.5 
Mortgage-backed securities (MBS) 4  1,685.6   1,755.3   1,770.6   1,778.1   1,788.6   1,799.7   1,809.5   1,833.8   1,834.2   1,835.2   1,830.5   1,823.6 
Non-MBS 5  741.5   708.8   703.4   701.6   699.2   706.7   706.9   708.8   703.8   714.3   713.1   715.0 
Other securities  903.6   911.5   907.4   907.6   909.0   907.0   907.0   909.1   905.6   907.5   909.3   909.0 
Mortgage-backed securities (MBS) 6  97.5   89.1   88.3   87.2   86.7   86.0   83.6   82.3   82.0   81.5   84.5   85.6 
Non-MBS 7  806.1   822.3   819.0   820.4   822.3   821.0   823.4   826.8   823.6   826.0   824.8   823.4 
Loans and leases in bank credit 8  8,778.6   8,913.7   8,950.2   8,971.7   9,008.4   9,056.7   9,081.0   9,099.1   9,096.0   9,114.2   9,108.3   9,113.5 
10  Commercial and industrial loans  2,100.3   2,105.7   2,108.4   2,113.7   2,125.2   2,127.2   2,123.6   2,123.7   2,122.0   2,129.1   2,133.4   2,129.0 
11  Real estate loans  4,119.3   4,192.9   4,211.8   4,222.0   4,231.3   4,256.2   4,264.8   4,272.8   4,275.7   4,276.2   4,267.7   4,275.3 
12  Residential real estate loans  2,155.3   2,160.3   2,168.9   2,170.9   2,176.8   2,188.7   2,189.4   2,194.5   2,196.1   2,196.7   2,192.0   2,193.0 
13  Revolving home equity loans  406.5   391.8   389.5   386.9   384.7   382.6   380.0   378.7   378.8   378.4   377.4   376.8 
14  Closed-end residential loans 9  1,748.8   1,768.5   1,779.4   1,784.0   1,792.1   1,806.2   1,809.4   1,815.7   1,817.3   1,818.3   1,814.7   1,816.2 
15  Commercial real estate loans  1,964.0   2,032.5   2,042.9   2,051.1   2,054.5   2,067.5   2,075.4   2,078.4   2,079.7   2,079.5   2,075.7   2,082.3 
16  Construction and land development loans 10  297.7   310.3   311.4   314.4   316.7   319.7   321.3   319.9   320.0   319.3   318.8   321.2 
17  Secured by farmland 11  93.0   95.6   96.2   96.8   97.1   97.6   97.8   98.0   98.2   98.1   97.9   98.5 
18  Secured by multifamily properties 12  309.8   320.9   323.7   323.2   323.2   327.5   328.7   329.1   328.7   329.4   329.0   329.4 
19  Secured by nonfarm nonresidential properties 13  1,263.5   1,305.7   1,311.7   1,316.9   1,317.5   1,322.8   1,327.7   1,331.4   1,332.8   1,332.7   1,330.0   1,333.2 
20  Consumer loans  1,356.4   1,374.4   1,380.0   1,384.6   1,392.4   1,407.7   1,423.8   1,427.2   1,426.4   1,427.2   1,429.5   1,431.2 
21  Credit cards and other revolving plans  711.6   725.2   728.7   730.5   735.0   747.1   760.7   762.8   761.8   762.6   764.6   765.9 
22  Other consumer loans  644.9   649.2   651.2   654.1   657.4   660.6   663.1   664.4   664.6   664.6   664.9   665.4 
23  Automobile loans 14  410.3   412.9   414.5   415.7   417.4   419.2   419.5   420.0   419.9   420.0   420.3   420.6 
24  All other consumer loans 15  234.6   236.3   236.8   238.3   240.0   241.4   243.6   244.4   244.7   244.6   244.6   244.8 
25  All other loans and leases  1,202.5   1,240.8   1,250.0   1,251.4   1,259.5   1,265.5   1,268.8   1,275.4   1,271.9   1,281.7   1,277.7   1,278.0 
26  Loans to nondepository financial institutions 16  406.1   424.0   427.4   429.2   434.6   437.1   440.2   437.6   436.4   437.2   436.8   438.9 
27  All loans not elsewhere classified 17  796.4   816.7   822.6   822.3   824.9   828.4   828.6   837.8   835.5   844.4   840.9   839.0 
28  LESS: Allowance for loan and lease losses  109.5   108.7   109.1   108.9   109.3   110.3   110.2   109.8   109.5   109.8   109.8   110.0 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  2,284.4   2,308.1   2,349.1   2,404.7   2,399.0   2,399.1   2,443.9   2,486.3   2,464.3   2,526.3   2,524.0   2,405.4 
30  Total federal funds sold and reverse RPs 19  415.0   416.0   414.9   425.6   427.9   434.6   445.0   453.7   462.2   449.2   466.4   454.5 
31  Loans to commercial banks 20  13.4   13.9   13.8   13.2   13.1   13.0   12.6   12.7   12.6   12.6   12.5   12.3 
32  Other assets including trading assets 21  1,378.9   1,375.4   1,371.4   1,379.0   1,388.1   1,387.4   1,408.8   1,411.7   1,403.7   1,403.8   1,388.4   1,418.2 
33  Total assets  16,091.5   16,294.0   16,371.7   16,472.5   16,524.1   16,594.0   16,704.6   16,805.4   16,773.0   16,853.1   16,842.7   16,741.4 
Liabilities
34  Deposits  11,469.0   11,736.0   11,802.1   11,844.0   11,886.2   11,960.4   11,957.9   11,965.1   11,963.5   11,958.3   11,953.9   11,960.2 
35  Large time deposits  1,511.5   1,569.2   1,579.2   1,599.1   1,614.9   1,617.4   1,625.7   1,600.3   1,603.1   1,582.3   1,592.5   1,611.3 
36  Other deposits  9,957.5   10,166.8   10,222.9   10,244.9   10,271.4   10,343.0   10,332.3   10,364.8   10,360.4   10,376.0   10,361.4   10,348.9 
37  Borrowings  2,000.1   2,002.1   2,015.7   2,053.9   2,044.2   2,041.2   2,064.5   2,103.0   2,105.1   2,100.5   2,126.2   2,093.6 
38  Net due to related foreign offices  239.9   179.8   165.4   199.0   187.1   197.3   268.9   281.0   259.8   327.8   320.9   245.6 
39  Other liabilities including trading liabilities 22  598.7   578.3   571.6   561.7   566.2   559.1   563.1   563.6   545.5   569.2   553.0   571.8 
40  Total liabilities  14,307.7   14,496.2   14,554.8   14,658.6   14,683.8   14,758.0   14,854.5   14,912.8   14,874.0   14,955.8   14,954.0   14,871.2 
41  Residual (assets less liabilities) 23  1,783.8   1,797.8   1,816.9   1,814.0   1,840.2   1,836.0   1,850.1   1,892.7   1,899.0   1,897.3   1,888.7   1,870.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.5   4.2   1.9   6.6   5.5   0.1   -1.7   -6.2   -10.6   -7.1   -6.9   -12.1 
43  U.S. Treasury and agency securities, MBS 25  -11.0   0.0   -3.3   0.7   1.0   -4.2   -5.1   -8.6   -11.1   -9.0   -9.7   -13.6 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  12,156.1   12,286.0   12,315.8   12,344.1   12,395.7   12,472.2   12,526.0   12,598.5   12,595.8   12,643.6   12,631.0   12,593.0 
Securities in bank credit 2  3,336.4   3,368.5   3,366.3   3,376.5   3,388.0   3,411.1   3,435.1   3,454.6   3,446.2   3,455.7   3,456.2   3,445.1 
Treasury and agency securities 3  2,434.1   2,457.0   2,459.8   2,467.5   2,475.3   2,500.4   2,526.4   2,547.0   2,542.3   2,550.3   2,550.7   2,539.5 
Mortgage-backed securities (MBS) 4  1,686.8   1,753.1   1,764.6   1,774.4   1,785.4   1,800.9   1,817.9   1,835.3   1,835.6   1,833.2   1,837.3   1,822.3 
Non-MBS 5  747.3   703.9   695.2   693.1   689.9   699.5   708.5   711.7   706.7   717.1   713.4   717.2 
Other securities  902.3   911.5   906.5   909.1   912.8   910.7   908.7   907.6   903.9   905.4   905.5   905.7 
Mortgage-backed securities (MBS) 6  97.4   89.5   88.4   87.2   86.5   85.8   83.5   82.2   81.7   81.4   84.4   85.5 
Non-MBS 7  804.9   821.9   818.0   821.9   826.3   824.9   825.2   825.4   822.2   824.0   821.1   820.1 
Loans and leases in bank credit 8  8,819.7   8,917.5   8,949.5   8,967.5   9,007.6   9,061.1   9,090.9   9,144.0   9,149.6   9,188.0   9,174.8   9,147.8 
10  Commercial and industrial loans  2,098.6   2,113.1   2,102.3   2,101.7   2,113.3   2,122.0   2,121.0   2,123.4   2,129.5   2,141.2   2,136.4   2,118.4 
11  Real estate loans  4,124.0   4,195.5   4,219.7   4,231.1   4,235.1   4,259.6   4,270.2   4,277.3   4,276.2   4,279.8   4,277.4   4,288.6 
12  Residential real estate loans  2,158.5   2,160.9   2,173.5   2,178.9   2,182.6   2,195.4   2,197.4   2,198.7   2,195.6   2,198.2   2,199.6   2,204.4 
13  Revolving home equity loans  406.8   392.0   389.6   386.9   385.2   383.2   380.4   378.9   378.9   378.7   377.6   376.8 
14  Closed-end residential loans 9  1,751.7   1,768.9   1,784.0   1,792.0   1,797.4   1,812.2   1,817.0   1,819.8   1,816.7   1,819.5   1,822.1   1,827.7 
15  Commercial real estate loans  1,965.5   2,034.6   2,046.2   2,052.2   2,052.5   2,064.2   2,072.7   2,078.6   2,080.6   2,081.7   2,077.8   2,084.1 
16  Construction and land development loans 10  298.9   309.9   310.0   312.6   315.2   318.5   321.9   321.4   321.7   320.7   319.3   321.6 
17  Secured by farmland 11  93.1   95.7   96.6   97.1   97.5   97.7   97.7   98.1   98.2   98.3   98.2   98.5 
18  Secured by multifamily properties 12  310.5   321.8   324.9   323.5   323.2   326.8   327.9   329.6   329.8   330.7   329.4   329.9 
19  Secured by nonfarm nonresidential properties 13  1,263.0   1,307.2   1,314.7   1,318.9   1,316.6   1,321.1   1,325.2   1,329.4   1,330.8   1,332.0   1,330.9   1,334.2 
20  Consumer loans  1,382.7   1,367.4   1,375.1   1,384.8   1,396.9   1,410.1   1,428.9   1,456.1   1,456.7   1,466.8   1,464.5   1,457.1 
21  Credit cards and other revolving plans  736.5   719.7   724.7   729.8   736.6   746.8   764.3   790.1   790.4   800.6   798.4   789.4 
22  Other consumer loans  646.2   647.7   650.4   655.0   660.3   663.3   664.7   666.0   666.3   666.2   666.1   667.6 
23  Automobile loans 14  411.1   412.3   414.5   416.8   418.8   420.2   420.2   420.8   420.7   420.8   420.8   421.8 
24  All other consumer loans 15  235.1   235.4   235.9   238.2   241.5   243.1   244.5   245.2   245.6   245.4   245.3   245.8 
25  All other loans and leases  1,214.5   1,241.5   1,252.4   1,250.0   1,262.3   1,269.4   1,270.8   1,287.1   1,287.3   1,300.1   1,296.5   1,283.8 
26  Loans to nondepository financial institutions 16  414.3   422.7   429.1   427.9   436.5   440.9   444.1   445.7   445.5   447.5   445.7   440.8 
27  All loans not elsewhere classified 17  800.1   818.8   823.3   822.1   825.8   828.5   826.6   841.4   841.8   852.6   850.8   843.0 
28  LESS: Allowance for loan and lease losses  109.9   108.6   108.6   108.8   109.3   110.2   110.5   110.3   110.2   109.7   109.5   109.8 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  2,210.5   2,282.7   2,362.1   2,462.7   2,410.0   2,390.4   2,447.9   2,404.9   2,372.8   2,353.3   2,353.8   2,396.9 
30  Total federal funds sold and reverse RPs 19  427.2   405.6   407.9   432.6   437.6   438.8   458.3   467.2   477.1   456.5   478.2   467.5 
31  Loans to commercial banks 20  13.5   14.1   13.6   13.2   13.0   12.9   12.5   12.8   12.6   12.9   13.2   12.6 
32  Other assets including trading assets 21  1,380.7   1,374.7   1,366.6   1,379.9   1,393.1   1,385.2   1,413.9   1,414.6   1,406.2   1,397.7   1,390.1   1,428.9 
33  Total assets  16,078.1   16,254.4   16,357.5   16,523.7   16,540.0   16,589.3   16,748.1   16,787.8   16,754.4   16,754.4   16,756.9   16,789.1 
Liabilities
34  Deposits  11,555.3   11,689.4   11,761.0   11,816.4   11,865.2   11,932.1   11,978.0   12,054.2   12,034.5   12,059.0   12,087.2   12,028.1 
35  Large time deposits  1,495.1   1,581.9   1,586.8   1,605.1   1,607.6   1,599.2   1,603.9   1,583.0   1,583.8   1,567.0   1,579.4   1,608.7 
36  Other deposits  10,060.2   10,107.5   10,174.3   10,211.4   10,257.6   10,332.9   10,374.1   10,471.2   10,450.7   10,492.0   10,507.8   10,419.3 
37  Borrowings  1,972.6   1,991.4   2,025.0   2,072.0   2,059.7   2,028.3   2,063.6   2,074.9   2,088.4   2,048.8   2,067.9   2,112.2 
38  Net due to related foreign offices  199.4   168.9   176.4   227.5   190.8   223.6   284.0   242.2   234.5   231.9   218.3   239.0 
39  Other liabilities including trading liabilities 22  600.9   577.4   566.8   565.7   576.1   563.2   573.5   565.3   542.1   559.1   548.3   572.6 
40  Total liabilities  14,364.1   14,442.2   14,535.5   14,667.4   14,693.9   14,733.9   14,894.9   14,968.7   14,915.9   14,975.4   14,999.9   14,956.6 
41  Residual (assets less liabilities) 23  1,714.0   1,812.2   1,822.0   1,856.3   1,846.1   1,855.5   1,853.2   1,819.1   1,838.5   1,779.1   1,757.0   1,832.5 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.5   4.2   1.9   6.6   5.5   0.1   -1.7   -6.2   -10.6   -7.1   -6.9   -12.1 
43  U.S. Treasury and agency securities, MBS 25  -11.0   0.0   -3.3   0.7   1.0   -4.2   -5.1   -8.6   -11.1   -9.0   -9.7   -13.6 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  11,176.2   11,361.6   11,409.1   11,436.6   11,476.1   11,543.0   11,558.5   11,576.5   11,567.3   11,587.3   11,579.0   11,584.2 
Securities in bank credit 2  3,109.7   3,156.5   3,167.1   3,174.0   3,183.5   3,200.5   3,189.2   3,192.4   3,185.8   3,193.3   3,190.5   3,185.8 
Treasury and agency securities 3  2,303.0   2,346.3   2,361.0   2,368.5   2,375.6   2,392.9   2,387.9   2,391.6   2,388.9   2,394.3   2,388.5   2,384.6 
Mortgage-backed securities (MBS) 4  1,673.0   1,742.8   1,758.3   1,765.3   1,776.5   1,787.4   1,790.1   1,795.0   1,794.7   1,795.3   1,790.8   1,786.3 
Non-MBS 5  630.1   603.5   602.8   603.1   599.1   605.5   597.8   596.6   594.2   599.0   597.7   598.3 
Other securities  806.6   810.2   806.1   805.6   807.9   807.6   801.2   800.8   796.9   799.0   802.0   801.2 
Mortgage-backed securities (MBS) 6  95.5   87.7   86.9   85.8   85.2   84.5   82.2   80.8   80.3   79.9   83.1   84.2 
Non-MBS 7  711.1   722.5   719.2   719.7   722.7   723.1   719.0   720.0   716.6   719.1   718.9   717.0 
Loans and leases in bank credit 8  8,066.5   8,205.2   8,241.9   8,262.6   8,292.6   8,342.5   8,369.3   8,384.0   8,381.5   8,394.0   8,388.5   8,398.5 
10  Commercial and industrial loans  1,711.4   1,727.9   1,730.5   1,734.6   1,740.6   1,745.2   1,745.0   1,749.5   1,747.9   1,754.8   1,758.2   1,757.5 
11  Real estate loans  4,052.3   4,120.6   4,138.9   4,148.2   4,158.0   4,182.9   4,190.5   4,198.2   4,201.0   4,201.0   4,193.2   4,198.6 
12  Residential real estate loans  2,154.3   2,159.3   2,167.8   2,169.7   2,175.7   2,187.6   2,188.3   2,193.6   2,195.2   2,196.1   2,191.2   2,192.3 
13  Revolving home equity loans  406.2   391.4   389.1   386.5   384.3   382.2   379.6   378.4   378.4   378.1   377.0   376.5 
14  Closed-end residential loans 9  1,748.1   1,767.8   1,778.7   1,783.2   1,791.3   1,805.4   1,808.8   1,815.3   1,816.8   1,818.0   1,814.2   1,815.7 
15  Commercial real estate loans  1,898.0   1,961.4   1,971.1   1,978.5   1,982.3   1,995.3   2,002.2   2,004.6   2,005.7   2,004.9   2,001.9   2,006.3 
16  Construction and land development loans 10  290.5   301.9   302.7   305.5   307.5   310.2   312.2   310.6   310.8   309.8   309.1   311.1 
17  Secured by farmland 11  92.8   95.4   96.1   96.6   97.0   97.5   97.7   97.9   98.1   98.0   97.8   98.3 
18  Secured by multifamily properties 12  305.9   316.5   319.1   318.7   318.5   322.7   323.7   323.9   323.7   324.1   323.8   324.0 
19  Secured by nonfarm nonresidential properties 13  1,208.9   1,247.5   1,253.3   1,257.7   1,259.3   1,265.0   1,268.7   1,272.2   1,273.2   1,273.0   1,271.3   1,272.9 
20  Consumer loans  1,353.1   1,371.8   1,377.7   1,382.3   1,390.1   1,405.5   1,421.6   1,424.8   1,424.1   1,424.8   1,426.9   1,428.5 
21  Credit cards and other revolving plans  711.6   725.2   728.7   730.5   735.0   747.1   760.7   762.8   761.8   762.6   764.6   765.9 
22  Other consumer loans  641.5   646.6   649.0   651.8   655.1   658.3   660.9   662.0   662.3   662.2   662.2   662.6 
23  Automobile loans 14  410.3   412.9   414.5   415.7   417.4   419.2   419.5   420.0   419.9   420.0   420.3   420.6 
24  All other consumer loans 15  231.2   233.7   234.5   236.0   237.7   239.1   241.4   242.0   242.4   242.2   241.9   242.1 
25  All other loans and leases  949.7   984.8   994.9   997.5   1,003.9   1,008.9   1,012.1   1,011.4   1,008.6   1,013.5   1,010.2   1,013.9 
26  Loans to nondepository financial institutions 16  294.1   304.0   310.0   313.4   320.0   325.7   327.6   324.7   325.5   323.2   320.4   323.9 
27  All loans not elsewhere classified 17  655.6   680.8   684.9   684.1   683.9   683.2   684.6   686.7   683.1   690.4   689.8   689.9 
28  LESS: Allowance for loan and lease losses  108.1   107.4   107.8   107.6   108.0   109.0   108.9   108.6   108.3   108.6   108.4   108.6 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  1,426.6   1,454.0   1,465.9   1,461.0   1,461.3   1,452.2   1,449.5   1,479.8   1,503.3   1,491.0   1,465.0   1,448.7 
30  Total federal funds sold and reverse RPs 19  172.1   156.1   152.7   154.4   146.1   145.2   142.1   137.1   142.2   137.7   142.8   134.9 
31  Loans to commercial banks 20  10.6   10.4   10.3   10.2   10.1   10.1   9.9   9.8   9.8   9.8   9.5   9.7 
32  Other assets including trading assets 21  1,245.4   1,250.2   1,245.9   1,251.0   1,259.4   1,248.0   1,256.2   1,251.4   1,246.7   1,238.6   1,230.1   1,264.2 
33  Total assets  13,922.7   14,125.0   14,176.1   14,205.5   14,245.0   14,289.6   14,307.3   14,346.0   14,361.0   14,355.8   14,318.0   14,333.1 
Liabilities
34  Deposits  10,532.9   10,715.0   10,767.2   10,795.1   10,834.5   10,900.7   10,891.5   10,927.6   10,939.5   10,942.1   10,926.5   10,922.4 
35  Large time deposits  846.0   847.1   843.1   857.3   872.2   880.2   883.6   887.2   890.2   883.8   892.6   898.6 
36  Other deposits  9,686.8   9,867.9   9,924.1   9,937.8   9,962.2   10,020.5   10,007.9   10,040.4   10,049.3   10,058.3   10,033.8   10,023.8 
37  Borrowings  1,102.7   1,097.7   1,098.4   1,110.6   1,104.7   1,111.5   1,113.9   1,123.3   1,132.1   1,114.5   1,129.9   1,119.0 
38  Net due to related foreign offices  61.6   48.9   32.1   26.1   16.5   3.1   27.6   14.6   25.9   9.8   -15.9   -12.4 
39  Other liabilities including trading liabilities 22  475.1   463.1   449.6   441.6   444.9   437.4   435.4   431.4   417.2   433.4   422.8   445.1 
40  Total liabilities  12,172.3   12,324.7   12,347.3   12,373.5   12,400.5   12,452.7   12,468.4   12,497.0   12,514.7   12,499.8   12,463.3   12,474.1 
41  Residual (assets less liabilities) 23  1,750.4   1,800.2   1,828.8   1,832.0   1,844.5   1,836.9   1,838.9   1,849.0   1,846.3   1,855.9   1,854.7   1,859.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.0   3.5   1.3   5.7   4.6   -0.4   -2.2   -6.6   -10.8   -7.4   -7.2   -12.0 
43  U.S. Treasury and agency securities, MBS 25  -10.5   -0.6   -3.9   -0.1   0.1   -4.8   -5.7   -9.0   -11.3   -9.4   -9.9   -13.5 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  11,224.8   11,360.8   11,390.9   11,421.6   11,467.9   11,544.8   11,579.2   11,627.0   11,625.3   11,664.1   11,654.7   11,620.6 
Securities in bank credit 2  3,115.1   3,150.9   3,149.2   3,161.3   3,173.5   3,197.9   3,200.5   3,195.3   3,189.0   3,193.8   3,196.3   3,185.4 
Treasury and agency securities 3  2,309.0   2,340.6   2,345.5   2,355.8   2,363.9   2,387.4   2,397.5   2,395.5   2,392.8   2,396.0   2,397.5   2,386.7 
Mortgage-backed securities (MBS) 4  1,674.5   1,740.4   1,751.5   1,761.2   1,772.7   1,788.4   1,798.2   1,797.0   1,796.6   1,793.9   1,798.0   1,785.4 
Non-MBS 5  634.5   600.2   593.9   594.6   591.2   599.0   599.3   598.5   596.2   602.1   599.6   601.3 
Other securities  806.1   810.3   803.8   805.4   809.6   810.5   803.0   799.7   796.2   797.8   798.7   798.7 
Mortgage-backed securities (MBS) 6  95.7   88.2   87.0   85.6   84.7   84.2   82.2   80.9   80.3   80.1   83.1   84.2 
Non-MBS 7  710.4   722.2   716.8   719.8   724.9   726.3   720.8   718.9   715.8   717.7   715.7   714.5 
Loans and leases in bank credit 8  8,109.7   8,209.9   8,241.6   8,260.4   8,294.4   8,347.0   8,378.7   8,431.7   8,436.3   8,470.2   8,458.5   8,435.2 
10  Commercial and industrial loans  1,709.0   1,736.0   1,726.0   1,724.4   1,731.1   1,741.5   1,743.1   1,747.8   1,751.6   1,762.6   1,759.5   1,745.7 
11  Real estate loans  4,056.8   4,123.0   4,146.2   4,156.3   4,162.0   4,186.3   4,195.0   4,202.8   4,201.8   4,205.0   4,203.1   4,211.9 
12  Residential real estate loans  2,157.4   2,159.8   2,172.4   2,177.8   2,181.5   2,194.4   2,196.4   2,197.8   2,194.7   2,197.3   2,198.8   2,203.6 
13  Revolving home equity loans  406.4   391.6   389.2   386.5   384.9   382.8   380.0   378.5   378.6   378.4   377.2   376.4 
14  Closed-end residential loans 9  1,751.0   1,768.2   1,783.3   1,791.3   1,796.7   1,811.5   1,816.3   1,819.2   1,816.1   1,819.0   1,821.5   1,827.1 
15  Commercial real estate loans  1,899.4   1,963.2   1,973.8   1,978.5   1,980.5   1,991.9   1,998.6   2,005.0   2,007.1   2,007.7   2,004.4   2,008.3 
16  Construction and land development loans 10  291.5   301.6   301.4   304.0   306.2   308.9   312.2   311.8   312.2   311.0   309.4   311.3 
17  Secured by farmland 11  92.9   95.5   96.4   97.0   97.4   97.6   97.6   98.0   98.1   98.2   98.1   98.4 
18  Secured by multifamily properties 12  306.5   317.2   320.3   318.8   318.6   321.9   322.8   324.4   324.7   325.3   324.2   324.5 
19  Secured by nonfarm nonresidential properties 13  1,208.6   1,248.7   1,255.6   1,258.7   1,258.3   1,263.4   1,266.0   1,270.8   1,272.1   1,273.2   1,272.7   1,274.2 
20  Consumer loans  1,379.3   1,365.0   1,372.7   1,382.4   1,394.5   1,407.7   1,426.4   1,453.6   1,454.1   1,464.2   1,461.9   1,454.4 
21  Credit cards and other revolving plans  736.5   719.7   724.7   729.8   736.6   746.8   764.3   790.1   790.4   800.6   798.4   789.4 
22  Other consumer loans  642.8   645.3   648.0   652.6   657.9   660.8   662.1   663.5   663.7   663.6   663.5   665.0 
23  Automobile loans 14  411.1   412.3   414.5   416.8   418.8   420.2   420.2   420.8   420.7   420.8   420.8   421.8 
24  All other consumer loans 15  231.7   233.0   233.5   235.9   239.1   240.6   242.0   242.7   243.0   242.8   242.7   243.1 
25  All other loans and leases  964.6   985.8   996.7   997.3   1,006.8   1,011.5   1,014.2   1,027.6   1,028.7   1,038.4   1,033.9   1,023.2 
26  Loans to nondepository financial institutions 16  301.1   304.6   312.5   313.3   320.5   327.1   330.5   332.8   334.4   334.9   332.0   328.0 
27  All loans not elsewhere classified 17  663.5   681.2   684.2   683.9   686.3   684.5   683.7   694.8   694.3   703.5   702.0   695.2 
28  LESS: Allowance for loan and lease losses  108.5   107.3   107.3   107.5   108.0   108.9   109.3   109.0   109.0   108.5   108.2   108.4 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  1,452.0   1,436.6   1,458.1   1,472.1   1,470.4   1,430.8   1,465.3   1,502.0   1,498.8   1,486.4   1,461.4   1,430.3 
30  Total federal funds sold and reverse RPs 19  190.1   156.7   153.4   154.7   154.5   149.2   143.6   152.9   159.2   161.9   166.8   142.6 
31  Loans to commercial banks 20  10.9   10.5   10.3   10.3   10.0   9.9   9.8   10.0   9.9   10.3   10.4   10.1 
32  Other assets including trading assets 21  1,247.7   1,248.7   1,243.0   1,251.4   1,261.4   1,248.7   1,260.4   1,254.4   1,249.9   1,233.6   1,231.0   1,269.5 
33  Total assets  14,017.0   14,105.9   14,148.4   14,202.6   14,256.3   14,274.7   14,349.0   14,437.2   14,434.1   14,447.7   14,416.2   14,364.5 
Liabilities
34  Deposits  10,636.8   10,666.5   10,724.7   10,761.1   10,811.9   10,885.2   10,926.7   11,034.9   11,023.4   11,064.3   11,077.6   10,991.4 
35  Large time deposits  844.6   852.6   852.7   862.4   867.6   872.6   876.6   886.0   885.9   886.7   897.0   898.0 
36  Other deposits  9,792.2   9,813.9   9,872.0   9,898.6   9,944.3   10,012.6   10,050.1   10,148.9   10,137.5   10,177.6   10,180.7   10,093.3 
37  Borrowings  1,093.8   1,098.3   1,104.5   1,113.9   1,122.4   1,111.5   1,108.4   1,112.9   1,121.7   1,113.8   1,124.2   1,122.2 
38  Net due to related foreign offices  53.1   54.9   41.2   39.2   21.1   -2.4   27.5   8.0   20.8   -5.8   -38.3   -24.0 
39  Other liabilities including trading liabilities 22  480.1   457.8   447.8   445.5   452.4   443.9   444.3   434.3   416.7   422.8   425.4   445.6 
40  Total liabilities  12,265.3   12,275.1   12,317.6   12,353.7   12,405.0   12,438.9   12,505.4   12,591.0   12,581.9   12,599.4   12,595.8   12,537.2 
41  Residual (assets less liabilities) 23  1,751.7   1,830.8   1,830.8   1,848.8   1,851.4   1,835.8   1,843.6   1,846.2   1,852.2   1,848.3   1,820.4   1,827.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.0   3.5   1.3   5.7   4.6   -0.4   -2.2   -6.6   -10.8   -7.4   -7.2   -12.0 
43  U.S. Treasury and agency securities, MBS 25  -10.5   -0.6   -3.9   -0.1   0.1   -4.8   -5.7   -9.0   -11.3   -9.4   -9.9   -13.5 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  7,147.8   7,231.6   7,254.0   7,263.5   7,282.0   7,310.6   7,308.6   7,320.1   7,313.1   7,330.1   7,318.2   7,304.5 
Securities in bank credit 2  2,207.3   2,239.0   2,246.0   2,251.5   2,260.0   2,276.8   2,270.0   2,272.8   2,265.8   2,274.7   2,270.5   2,263.4 
Treasury and agency securities 3  1,675.7   1,703.3   1,713.9   1,719.5   1,724.4   1,741.0   1,739.9   1,745.2   1,742.4   1,749.1   1,743.8   1,738.5 
Mortgage-backed securities (MBS) 4  1,219.5   1,274.3   1,286.7   1,290.8   1,299.3   1,309.2   1,312.7   1,318.6   1,318.7   1,320.1   1,316.0   1,311.0 
Non-MBS 5  456.2   429.0   427.3   428.7   425.0   431.8   427.2   426.6   423.7   429.0   427.8   427.4 
Other securities  531.6   535.7   532.0   532.0   535.6   535.8   530.1   527.6   523.4   525.6   526.7   524.9 
Mortgage-backed securities (MBS) 6  82.2   74.5   73.5   72.2   71.5   70.9   68.9   66.7   66.8   65.9   66.4   66.1 
Non-MBS 7  449.4   461.1   458.5   459.8   464.2   464.9   461.2   460.9   456.6   459.7   460.3   458.8 
Loans and leases in bank credit 8  4,940.6   4,992.7   5,008.0   5,012.0   5,022.0   5,033.8   5,038.6   5,047.4   5,047.4   5,055.4   5,047.7   5,041.1 
10  Commercial and industrial loans  1,140.9   1,147.5   1,146.5   1,147.9   1,151.9   1,152.9   1,152.0   1,154.1   1,153.0   1,159.2   1,161.2   1,156.8 
11  Real estate loans  2,103.4   2,107.2   2,113.5   2,113.5   2,111.8   2,116.3   2,112.7   2,119.4   2,122.7   2,121.2   2,111.9   2,108.6 
12  Residential real estate loans  1,421.7   1,412.7   1,416.7   1,417.0   1,417.2   1,421.1   1,419.1   1,427.3   1,430.5   1,429.7   1,424.0   1,420.7 
13  Revolving home equity loans  286.4   270.5   268.0   265.3   262.9   260.4   257.9   256.2   256.1   255.9   254.8   254.3 
14  Closed-end residential loans 9  1,135.4   1,142.2   1,148.7   1,151.6   1,154.2   1,160.7   1,161.2   1,171.0   1,174.4   1,173.9   1,169.2   1,166.4 
15  Commercial real estate loans  681.6   694.5   696.7   696.5   694.7   695.2   693.6   692.1   692.2   691.5   687.8   687.9 
16  Construction and land development loans 10  105.2   107.5   107.9   108.2   108.8   109.4   109.9   109.0   109.2   108.3   107.6   108.2 
17  Secured by farmland 11  8.9   8.8   8.8   8.8   8.8   8.8   8.7   8.6   8.6   8.6   8.6   8.6 
18  Secured by multifamily properties 12  138.9   142.6   144.0   143.1   143.1   143.0   142.4   142.7   142.6   142.9   142.2   142.1 
19  Secured by nonfarm nonresidential properties 13  428.6   435.6   436.1   436.4   434.0   434.0   432.6   431.9   431.8   431.7   429.4   429.1 
20  Consumer loans  989.0   1,005.7   1,008.1   1,011.0   1,014.3   1,019.1   1,023.9   1,024.9   1,024.8   1,025.0   1,025.5   1,025.5 
21  Credit cards and other revolving plans  544.1   563.4   565.1   566.7   569.0   572.3   575.9   576.7   576.4   576.8   577.4   577.1 
22  Other consumer loans  444.9   442.3   443.1   444.2   445.3   446.8   448.0   448.2   448.3   448.2   448.1   448.4 
23  Automobile loans 14  335.4   337.3   338.6   339.6   340.3   341.8   342.0   342.4   342.2   342.5   342.8   343.2 
24  All other consumer loans 15  109.4   105.0   104.5   104.6   105.0   105.0   106.0   105.8   106.1   105.7   105.3   105.2 
25  All other loans and leases  707.3   732.3   739.9   739.7   743.9   745.6   749.9   749.0   746.9   750.1   749.2   750.2 
26  Loans to nondepository financial institutions 16  247.7   257.8   261.8   264.3   269.7   273.8   277.9   275.0   275.5   274.1   271.6   274.2 
27  All loans not elsewhere classified 17  459.6   474.5   478.2   475.4   474.2   471.8   472.1   474.1   471.4   476.0   477.5   475.9 
28  LESS: Allowance for loan and lease losses  69.5   68.9   69.1   68.9   68.9   69.6   69.2   69.2   69.0   69.4   69.2   69.1 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  1,070.3   1,115.8   1,136.4   1,139.5   1,134.7   1,124.6   1,128.2   1,148.9   1,172.4   1,150.1   1,111.7   1,108.1 
30  Total federal funds sold and reverse RPs 19  145.0   118.7   117.8   115.8   112.1   111.3   112.2   107.1   110.6   107.1   116.5   108.0 
31  Loans to commercial banks 20  9.4   9.4   9.4   9.2   9.0   9.1   8.9   9.0   9.0   9.1   8.7   9.0 
32  Other assets including trading assets 21  957.9   953.7   948.8   950.4   955.2   940.5   947.2   942.5   939.7   931.7   919.9   951.7 
33  Total assets  9,260.9   9,360.3   9,397.4   9,409.6   9,424.1   9,426.6   9,435.9   9,458.5   9,475.8   9,458.7   9,405.7   9,412.2 
Liabilities
34  Deposits  6,822.5   6,935.6   6,982.6   6,992.9   7,019.3   7,047.9   7,046.4   7,063.2   7,074.3   7,068.9   7,043.9   7,043.9 
35  Large time deposits  437.2   443.2   436.5   446.3   456.9   459.9   460.9   462.6   465.8   459.6   465.8   467.1 
36  Other deposits  6,385.3   6,492.5   6,546.1   6,546.7   6,562.3   6,587.9   6,585.5   6,600.6   6,608.4   6,609.3   6,578.1   6,576.8 
37  Borrowings  797.4   777.8   777.1   787.4   780.4   777.4   775.8   784.0   791.0   774.5   787.8   778.7 
38  Net due to related foreign offices  25.2   11.2   -8.4   -9.7   -18.8   -30.5   -6.1   -14.9   -2.8   -19.4   -43.9   -43.9 
39  Other liabilities including trading liabilities 22  405.8   395.7   384.4   375.4   378.9   371.0   366.5   364.1   351.7   364.9   355.3   376.5 
40  Total liabilities  8,050.8   8,120.4   8,135.7   8,146.0   8,159.8   8,165.8   8,182.6   8,196.5   8,214.2   8,188.9   8,143.2   8,155.2 
41  Residual (assets less liabilities) 23  1,210.0   1,240.0   1,261.7   1,263.6   1,264.3   1,260.8   1,253.3   1,262.0   1,261.6   1,269.8   1,262.5   1,257.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -9.5   3.6   2.1   6.0   4.1   0.7   -0.1   -3.3   -7.5   -4.1   -3.7   -8.6 
43  U.S. Treasury and agency securities, MBS 25  -8.6   0.2   -2.4   1.2   0.6   -3.0   -3.2   -5.5   -7.8   -5.9   -6.1   -9.6 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  7,183.4   7,223.4   7,231.3   7,245.7   7,272.1   7,316.5   7,330.7   7,356.8   7,357.3   7,381.1   7,368.4   7,334.0 
Securities in bank credit 2  2,213.3   2,230.9   2,230.4   2,241.2   2,253.8   2,278.9   2,282.3   2,277.2   2,270.8   2,277.5   2,278.6   2,266.4 
Treasury and agency securities 3  1,680.7   1,696.2   1,700.9   1,709.9   1,717.8   1,740.4   1,750.9   1,748.8   1,745.9   1,750.5   1,752.2   1,741.9 
Mortgage-backed securities (MBS) 4  1,221.2   1,270.4   1,281.3   1,289.5   1,299.9   1,313.3   1,322.4   1,320.5   1,320.1   1,318.6   1,322.1   1,310.3 
Non-MBS 5  459.5   425.8   419.6   420.4   417.9   427.1   428.5   428.3   425.8   431.9   430.1   431.6 
Other securities  532.6   534.7   529.5   531.3   536.0   538.5   531.4   528.4   524.9   526.9   526.4   524.4 
Mortgage-backed securities (MBS) 6  82.3   74.8   73.5   71.8   70.9   70.6   68.7   66.7   66.7   66.1   66.5   66.3 
Non-MBS 7  450.3   459.9   455.9   459.4   465.2   467.9   462.7   461.7   458.2   460.9   460.0   458.1 
Loans and leases in bank credit 8  4,970.1   4,992.5   5,000.9   5,004.5   5,018.2   5,037.6   5,048.5   5,079.5   5,086.5   5,103.6   5,089.7   5,067.6 
10  Commercial and industrial loans  1,138.8   1,152.9   1,141.2   1,138.6   1,143.6   1,151.2   1,151.2   1,152.7   1,156.3   1,164.2   1,160.8   1,147.3 
11  Real estate loans  2,104.6   2,107.4   2,117.5   2,119.5   2,114.6   2,119.4   2,118.9   2,120.6   2,121.1   2,119.3   2,113.5   2,117.2 
12  Residential real estate loans  1,422.0   1,413.0   1,420.8   1,423.7   1,420.7   1,425.2   1,425.1   1,428.2   1,428.0   1,427.4   1,425.8   1,428.3 
13  Revolving home equity loans  286.4   270.6   268.0   265.3   263.2   260.7   258.1   256.2   256.2   255.9   254.8   254.1 
14  Closed-end residential loans 9  1,135.6   1,142.3   1,152.8   1,158.5   1,157.5   1,164.5   1,167.0   1,172.0   1,171.8   1,171.5   1,171.0   1,174.2 
15  Commercial real estate loans  682.6   694.4   696.7   695.8   693.9   694.2   693.7   692.4   693.1   692.0   687.6   688.9 
16  Construction and land development loans 10  105.1   107.8   107.0   107.3   107.9   108.6   109.7   108.8   108.9   108.0   107.4   108.4 
17  Secured by farmland 11  9.0   8.8   8.8   8.8   8.8   8.8   8.7   8.6   8.7   8.6   8.7   8.6 
18  Secured by multifamily properties 12  139.7   142.6   144.5   143.3   143.5   142.9   142.6   143.4   143.7   143.9   142.4   142.4 
19  Secured by nonfarm nonresidential properties 13  428.9   435.2   436.4   436.4   433.7   433.8   432.7   431.6   431.9   431.5   429.2   429.5 
20  Consumer loans  1,008.7   1,000.7   1,004.1   1,009.5   1,016.6   1,020.4   1,027.8   1,046.2   1,047.0   1,053.1   1,051.1   1,045.7 
21  Credit cards and other revolving plans  562.0   559.6   562.0   565.1   569.7   571.8   578.1   595.9   596.4   603.1   601.6   595.2 
22  Other consumer loans  446.7   441.1   442.2   444.4   446.9   448.6   449.7   450.2   450.6   450.0   449.6   450.5 
23  Automobile loans 14  336.9   336.3   338.0   339.7   341.4   343.0   343.5   344.0   344.0   344.0   344.0   344.9 
24  All other consumer loans 15  109.8   104.8   104.2   104.7   105.5   105.7   106.2   106.2   106.6   106.0   105.6   105.6 
25  All other loans and leases  717.9   731.5   738.1   736.9   743.3   746.6   750.6   760.1   762.1   767.0   764.3   757.5 
26  Loans to nondepository financial institutions 16  253.0   256.7   262.5   263.3   269.5   274.9   279.4   280.9   282.6   282.8   278.8   277.3 
27  All loans not elsewhere classified 17  465.0   474.9   475.7   473.6   473.8   471.8   471.2   479.2   479.6   484.2   485.5   480.2 
28  LESS: Allowance for loan and lease losses  69.8   68.8   68.8   68.8   68.9   69.5   69.6   69.6   69.6   69.4   69.1   69.0 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  1,080.5   1,117.7   1,142.2   1,152.6   1,145.9   1,101.0   1,121.5   1,156.8   1,153.7   1,146.4   1,115.0   1,095.5 
30  Total federal funds sold and reverse RPs 19  161.7   118.4   114.9   115.4   118.0   116.1   114.7   120.8   126.2   126.5   135.9   117.5 
31  Loans to commercial banks 20  9.5   9.5   9.4   9.4   9.0   9.0   8.8   9.1   9.0   9.4   9.3   9.2 
32  Other assets including trading assets 21  958.7   952.5   946.2   950.8   956.7   941.2   951.0   943.7   941.4   924.1   919.0   954.8 
33  Total assets  9,323.9   9,352.6   9,375.2   9,405.0   9,432.9   9,414.4   9,457.2   9,517.5   9,518.0   9,518.2   9,478.4   9,442.0 
Liabilities
34  Deposits  6,898.0   6,903.4   6,958.8   6,970.7   6,997.5   7,040.7   7,062.2   7,139.6   7,130.5   7,163.7   7,166.7   7,099.8 
35  Large time deposits  439.6   444.1   445.7   450.8   451.5   453.3   456.2   464.8   464.7   465.7   474.7   472.0 
36  Other deposits  6,458.5   6,459.3   6,513.0   6,519.9   6,546.1   6,587.4   6,606.0   6,674.8   6,665.7   6,698.0   6,692.0   6,627.7 
37  Borrowings  790.5   776.6   771.8   782.1   794.1   779.8   775.4   776.7   785.1   770.5   776.2   777.8 
38  Net due to related foreign offices  15.6   17.7   0.2   3.8   -15.3   -35.7   -7.5   -22.5   -8.1   -35.2   -66.9   -56.2 
39  Other liabilities including trading liabilities 22  408.5   391.6   384.2   378.9   385.2   377.3   372.3   364.9   349.5   353.8   358.0   377.7 
40  Total liabilities  8,114.7   8,086.8   8,115.5   8,129.5   8,159.7   8,162.8   8,202.1   8,259.8   8,255.8   8,256.5   8,240.5   8,200.8 
41  Residual (assets less liabilities) 23  1,209.2   1,265.8   1,259.7   1,275.5   1,273.2   1,251.6   1,255.1   1,257.7   1,262.1   1,261.7   1,237.9   1,241.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -9.5   3.6   2.1   6.0   4.1   0.7   -0.1   -3.3   -7.5   -4.1   -3.7   -8.6 
43  U.S. Treasury and agency securities, MBS 25  -8.6   0.2   -2.4   1.2   0.6   -3.0   -3.2   -5.5   -7.8   -5.9   -6.1   -9.6 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  4,028.4   4,130.0   4,155.1   4,173.1   4,194.2   4,232.4   4,249.9   4,256.3   4,254.2   4,257.2   4,260.9   4,279.8 
Securities in bank credit 2  902.4   917.5   921.2   922.5   923.6   923.7   919.2   919.7   920.0   918.6   920.1   922.4 
Treasury and agency securities 3  627.3   643.0   647.1   648.9   651.3   651.9   648.0   646.4   646.5   645.2   644.7   646.1 
Mortgage-backed securities (MBS) 4  453.5   468.5   471.6   474.5   477.2   478.2   477.4   476.4   476.0   475.2   474.9   475.2 
Non-MBS 5  173.9   174.5   175.5   174.4   174.1   173.7   170.6   170.0   170.5   170.1   169.9   170.9 
Other securities  275.1   274.5   274.1   273.6   272.3   271.9   271.1   273.2   273.6   273.4   275.3   276.3 
Mortgage-backed securities (MBS) 6  13.4   13.2   13.4   13.6   13.8   13.6   13.4   14.1   13.6   14.0   16.7   18.1 
Non-MBS 7  261.7   261.3   260.7   259.9   258.5   258.2   257.8   259.1   260.0   259.4   258.6   258.2 
Loans and leases in bank credit 8  3,126.0   3,212.5   3,233.9   3,250.6   3,270.6   3,308.6   3,330.7   3,336.7   3,334.1   3,338.6   3,340.8   3,357.4 
10  Commercial and industrial loans  570.5   580.4   584.0   586.8   588.6   592.3   593.0   595.4   594.9   595.6   597.0   600.7 
11  Real estate loans  1,948.9   2,013.5   2,025.4   2,034.8   2,046.1   2,066.6   2,077.8   2,078.9   2,078.2   2,079.8   2,081.3   2,090.0 
12  Residential real estate loans  732.5   746.6   751.0   752.7   758.5   766.5   769.2   766.4   764.7   766.4   767.2   771.6 
13  Revolving home equity loans  119.8   120.9   121.1   121.1   121.4   121.8   121.6   122.1   122.3   122.2   122.2   122.3 
14  Closed-end residential loans 9  612.7   625.7   630.0   631.6   637.1   644.7   647.6   644.3   642.4   644.1   645.0   649.3 
15  Commercial real estate loans  1,216.3   1,266.9   1,274.4   1,282.1   1,287.6   1,300.1   1,308.6   1,312.5   1,313.5   1,313.4   1,314.1   1,318.4 
16  Construction and land development loans 10  185.2   194.4   194.8   197.3   198.7   200.7   202.3   201.6   201.6   201.5   201.5   202.9 
17  Secured by farmland 11  83.9   86.6   87.2   87.8   88.2   88.7   89.0   89.3   89.5   89.4   89.2   89.7 
18  Secured by multifamily properties 12  167.0   173.9   175.2   175.6   175.4   179.7   181.3   181.3   181.1   181.3   181.5   181.9 
19  Secured by nonfarm nonresidential properties 13  780.2   811.9   817.2   821.3   825.3   831.0   836.0   840.3   841.4   841.2   841.9   843.8 
20  Consumer loans  364.1   366.1   369.6   371.3   375.8   386.4   397.7   399.9   399.3   399.8   401.4   403.0 
21  Credit cards and other revolving plans  167.5   161.8   163.7   163.7   166.1   174.8   184.8   186.1   185.4   185.8   187.3   188.8 
22  Other consumer loans  196.7   204.3   205.9   207.6   209.8   211.6   212.9   213.9   213.9   214.0   214.1   214.2 
23  Automobile loans 14  74.9   75.6   75.9   76.2   77.1   77.5   77.5   77.6   77.7   77.5   77.5   77.4 
24  All other consumer loans 15  121.8   128.7   130.0   131.4   132.7   134.1   135.4   136.2   136.3   136.4   136.6   136.8 
25  All other loans and leases  242.4   252.5   255.0   257.7   260.0   263.3   262.2   262.4   261.7   263.4   261.1   263.7 
26  Loans to nondepository financial institutions 16  46.4   46.3   48.2   49.1   50.3   51.9   49.7   49.8   50.0   49.1   48.8   49.7 
27  All loans not elsewhere classified 17  196.1   206.3   206.8   208.7   209.7   211.3   212.5   212.6   211.7   214.4   212.3   214.0 
28  LESS: Allowance for loan and lease losses  38.6   38.5   38.8   38.7   39.0   39.4   39.7   39.4   39.3   39.3   39.2   39.5 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  356.3   338.2   329.5   321.4   326.6   327.6   321.3   330.9   330.9   340.9   353.4   340.6 
30  Total federal funds sold and reverse RPs 19  27.1   37.3   34.8   38.6   33.9   33.9   29.9   30.0   31.6   30.6   26.2   26.9 
31  Loans to commercial banks 20  1.2   1.0   1.0   1.0   1.0   1.0   1.0   0.8   0.8   0.7   0.9   0.7 
32  Other assets including trading assets 21  287.5   296.5   297.1   300.6   304.2   307.5   309.0   308.8   307.0   306.9   310.2   312.4 
33  Total assets  4,661.9   4,764.6   4,778.7   4,795.9   4,820.9   4,863.0   4,871.4   4,887.5   4,885.2   4,897.1   4,912.3   4,920.9 
Liabilities
34  Deposits  3,710.4   3,779.3   3,784.6   3,802.2   3,815.2   3,852.9   3,845.1   3,864.4   3,865.3   3,873.2   3,882.6   3,878.5 
35  Large time deposits  408.9   403.9   406.6   411.0   415.3   420.2   422.7   424.5   424.4   424.2   426.8   431.5 
36  Other deposits  3,301.5   3,375.4   3,378.0   3,391.2   3,399.9   3,432.6   3,422.4   3,439.8   3,440.9   3,449.0   3,455.7   3,447.0 
37  Borrowings  305.4   320.0   321.3   323.3   324.3   334.1   338.1   339.3   341.0   340.1   342.0   340.3 
38  Net due to related foreign offices  36.4   37.7   40.5   35.7   35.3   33.6   33.7   29.5   28.7   29.2   28.0   31.5 
39  Other liabilities including trading liabilities 22  69.3   67.4   65.2   66.3   65.9   66.3   68.9   67.3   65.5   68.5   67.5   68.6 
40  Total liabilities  4,121.5   4,204.4   4,211.6   4,227.5   4,240.8   4,286.9   4,285.8   4,300.5   4,300.5   4,311.0   4,320.1   4,318.9 
41  Residual (assets less liabilities) 23  540.4   560.3   567.1   568.5   580.1   576.1   585.6   587.0   584.7   586.1   592.2   602.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -2.5   -0.1   -0.8   -0.3   0.5   -1.1   -2.1   -3.3   -3.3   -3.4   -3.4   -3.4 
43  U.S. Treasury and agency securities, MBS 25  -2.0   -0.9   -1.5   -1.2   -0.5   -1.8   -2.5   -3.5   -3.5   -3.5   -3.8   -4.0 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  4,041.4   4,137.4   4,159.6   4,175.9   4,195.8   4,228.3   4,248.5   4,270.2   4,267.9   4,283.0   4,286.4   4,286.6 
Securities in bank credit 2  901.8   920.1   918.9   920.1   919.6   919.0   918.2   918.1   918.2   916.3   917.6   919.0 
Treasury and agency securities 3  628.3   644.4   644.6   645.9   646.1   647.0   646.6   646.7   646.9   645.5   645.3   644.7 
Mortgage-backed securities (MBS) 4  453.3   470.1   470.2   471.7   472.8   475.1   475.9   476.5   476.6   475.2   475.9   475.1 
Non-MBS 5  175.0   174.4   174.4   174.2   173.3   171.9   170.7   170.2   170.4   170.2   169.4   169.7 
Other securities  273.5   275.6   274.3   274.1   273.6   272.0   271.6   271.3   271.2   270.9   272.3   274.3 
Mortgage-backed securities (MBS) 6  13.4   13.4   13.4   13.7   13.9   13.7   13.5   14.2   13.6   14.0   16.6   17.9 
Non-MBS 7  260.1   262.2   260.9   260.4   259.7   258.4   258.1   257.2   257.6   256.8   255.7   256.4 
Loans and leases in bank credit 8  3,139.6   3,217.4   3,240.7   3,255.8   3,276.2   3,309.3   3,330.3   3,352.2   3,349.8   3,366.6   3,368.7   3,367.5 
10  Commercial and industrial loans  570.2   583.1   584.8   585.8   587.5   590.2   592.0   595.1   595.4   598.4   598.7   598.4 
11  Real estate loans  1,952.2   2,015.6   2,028.7   2,036.8   2,047.3   2,066.9   2,076.1   2,082.2   2,080.7   2,085.6   2,089.7   2,094.7 
12  Residential real estate loans  735.3   746.8   751.7   754.1   760.8   769.2   771.2   769.5   766.8   769.9   772.9   775.3 
13  Revolving home equity loans  120.0   121.0   121.2   121.3   121.6   122.2   121.9   122.3   122.4   122.5   122.4   122.3 
14  Closed-end residential loans 9  615.3   625.8   630.5   632.8   639.2   647.0   649.3   647.2   644.4   647.5   650.5   653.0 
15  Commercial real estate loans  1,216.9   1,268.7   1,277.1   1,282.7   1,286.5   1,297.8   1,304.9   1,312.6   1,313.9   1,315.7   1,316.7   1,319.4 
16  Construction and land development loans 10  186.4   193.9   194.4   196.7   198.3   200.3   202.5   203.0   203.3   203.0   202.0   202.9 
17  Secured by farmland 11  83.9   86.7   87.6   88.2   88.6   88.9   88.9   89.4   89.4   89.6   89.4   89.7 
18  Secured by multifamily properties 12  166.8   174.6   175.8   175.6   175.0   179.0   180.2   181.0   181.0   181.4   181.8   182.1 
19  Secured by nonfarm nonresidential properties 13  779.7   813.5   819.2   822.2   824.6   829.6   833.3   839.3   840.2   841.7   843.5   844.6 
20  Consumer loans  370.6   364.4   368.6   372.9   377.9   387.2   398.6   407.4   407.2   411.1   410.7   408.7 
21  Credit cards and other revolving plans  174.5   160.1   162.8   164.7   166.9   175.0   186.2   194.1   194.0   197.5   196.8   194.3 
22  Other consumer loans  196.0   204.2   205.9   208.2   211.0   212.2   212.4   213.2   213.2   213.6   213.9   214.4 
23  Automobile loans 14  74.1   76.0   76.5   77.1   77.4   77.3   76.7   76.8   76.7   76.8   76.8   76.9 
24  All other consumer loans 15  121.9   128.2   129.4   131.1   133.6   135.0   135.8   136.5   136.5   136.8   137.1   137.5 
25  All other loans and leases  246.7   254.3   258.5   260.3   263.5   264.9   263.6   267.5   266.5   271.4   269.6   265.7 
26  Loans to nondepository financial institutions 16  48.1   47.9   50.0   50.0   51.0   52.2   51.1   52.0   51.8   52.1   53.1   50.7 
27  All loans not elsewhere classified 17  198.5   206.4   208.6   210.3   212.5   212.7   212.5   215.5   214.7   219.3   216.5   215.0 
28  LESS: Allowance for loan and lease losses  38.6   38.5   38.5   38.6   39.0   39.4   39.7   39.5   39.4   39.0   39.1   39.5 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  371.5   318.9   316.0   319.5   324.5   329.8   343.8   345.1   345.1   339.9   346.4   334.8 
30  Total federal funds sold and reverse RPs 19  28.4   38.4   38.6   39.3   36.5   33.1   28.9   32.1   33.0   35.3   30.9   25.1 
31  Loans to commercial banks 20  1.4   1.0   0.9   0.9   1.0   1.0   1.0   1.0   1.0   0.9   1.1   0.9 
32  Other assets including trading assets 21  289.1   296.1   296.7   300.6   304.7   307.5   309.3   310.7   308.5   309.5   312.1   314.7 
33  Total assets  4,693.1   4,753.3   4,773.2   4,797.6   4,823.5   4,860.3   4,891.8   4,919.7   4,916.1   4,929.6   4,937.8   4,922.6 
Liabilities
34  Deposits  3,738.7   3,763.0   3,765.9   3,790.3   3,814.4   3,844.6   3,864.5   3,895.3   3,892.9   3,900.6   3,910.9   3,891.6 
35  Large time deposits  405.0   408.5   407.0   411.6   416.1   419.3   420.4   421.2   421.2   421.0   422.3   426.0 
36  Other deposits  3,333.8   3,354.6   3,358.9   3,378.7   3,398.3   3,425.2   3,444.1   3,474.1   3,471.7   3,479.6   3,488.6   3,465.6 
37  Borrowings  303.3   321.7   332.7   331.8   328.3   331.7   333.0   336.2   336.6   343.3   348.0   344.4 
38  Net due to related foreign offices  37.6   37.2   41.1   35.4   36.4   33.2   35.0   30.5   29.0   29.4   28.6   32.3 
39  Other liabilities including trading liabilities 22  71.6   66.2   63.6   66.5   67.2   66.6   72.0   69.4   67.2   69.0   67.4   67.9 
40  Total liabilities  4,150.6   4,188.2   4,202.1   4,224.2   4,245.3   4,276.1   4,303.3   4,331.2   4,326.1   4,342.9   4,355.4   4,336.4 
41  Residual (assets less liabilities) 23  542.5   565.1   571.2   573.3   578.2   584.2   588.5   588.5   590.0   586.6   582.4   586.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -2.5   -0.1   -0.8   -0.3   0.5   -1.1   -2.1   -3.3   -3.3   -3.4   -3.4   -3.4 
43  U.S. Treasury and agency securities, MBS 25  -2.0   -0.9   -1.5   -1.2   -0.5   -1.8   -2.5   -3.5   -3.5   -3.5   -3.8   -4.0 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  933.0   927.6   922.6   922.3   929.1   927.2   945.9   974.3   972.3   983.7   982.2   976.9 
Securities in bank credit 2  221.0   219.0   214.3   213.2   213.3   212.9   234.2   259.3   257.8   263.6   262.4   261.8 
Treasury and agency securities 3  124.0   117.8   113.0   111.2   112.2   113.6   128.4   151.0   149.1   155.1   155.1   153.9 
Mortgage-backed securities (MBS) 4  12.6   12.5   12.4   12.8   12.1   12.3   19.4   38.8   39.5   39.9   39.6   37.3 
Non-MBS 5  111.4   105.3   100.6   98.4   100.1   101.2   109.0   112.1   109.6   115.2   115.5   116.6 
Other securities  96.9   101.3   101.2   102.0   101.1   99.3   105.8   108.3   108.7   108.5   107.3   107.9 
Mortgage-backed securities (MBS) 6  2.0   1.4   1.4   1.4   1.5   1.5   1.3   1.5   1.6   1.5   1.4   1.4 
Non-MBS 7  95.0   99.9   99.8   100.6   99.6   97.9   104.4   106.8   107.1   106.9   105.9   106.4 
Loans and leases in bank credit 8  712.0   708.6   708.3   709.1   715.8   714.2   711.7   715.0   714.5   720.1   719.8   715.1 
10  Commercial and industrial loans  388.8   377.8   377.9   379.1   384.6   382.0   378.6   374.2   374.1   374.3   375.2   371.5 
11  Real estate loans  67.0   72.3   73.0   73.8   73.3   73.3   74.3   74.6   74.8   75.2   74.5   76.8 
12  Residential real estate loans  1.0   1.1   1.1   1.2   1.1   1.1   1.0   0.8   0.8   0.6   0.8   0.8 
13  Revolving home equity loans  0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.3   0.3   0.3   0.3   0.3 
14  Closed-end residential loans 9  0.6   0.7   0.7   0.8   0.7   0.7   0.6   0.5   0.5   0.3   0.5   0.5 
15  Commercial real estate loans  66.0   71.2   71.8   72.6   72.2   72.2   73.2   73.8   73.9   74.6   73.8   76.0 
16  Construction and land development loans 10  7.3   8.5   8.7   8.9   9.2   9.5   9.1   9.3   9.3   9.5   9.7   10.1 
17  Secured by farmland 11  0.2   0.2   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1 
18  Secured by multifamily properties 12  3.9   4.4   4.5   4.5   4.6   4.8   5.0   5.2   5.0   5.3   5.2   5.4 
19  Secured by nonfarm nonresidential properties 13  54.6   58.2   58.4   59.2   58.3   57.7   59.0   59.2   59.6   59.7   58.8   60.3 
20  Consumer loans  3.3   2.6   2.3   2.3   2.3   2.3   2.2   2.4   2.3   2.4   2.6   2.8 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.3   2.6   2.3   2.3   2.3   2.3   2.2   2.4   2.3   2.4   2.6   2.8 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.3   2.6   2.3   2.3   2.3   2.3   2.2   2.4   2.3   2.4   2.6   2.8 
25  All other loans and leases  252.8   255.9   255.1   254.0   255.6   256.6   256.7   263.9   263.3   268.2   267.5   264.1 
26  Loans to nondepository financial institutions 16  112.0   120.0   117.4   115.8   114.6   111.4   112.7   112.9   111.0   114.1   116.4   115.0 
27  All loans not elsewhere classified 17  140.8   135.9   137.7   138.2   141.0   145.2   144.0   151.1   152.3   154.1   151.0   149.1 
28  LESS: Allowance for loan and lease losses  1.4   1.3   1.3   1.3   1.3   1.3   1.3   1.2   1.2   1.2   1.3   1.4 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  857.8   854.0   883.2   943.7   937.7   946.9   994.4   1,006.5   961.0   1,035.3   1,058.9   956.7 
30  Total federal funds sold and reverse RPs 19  242.9   259.9   262.2   271.2   281.9   289.4   302.9   316.6   320.0   311.5   323.6   319.6 
31  Loans to commercial banks 20  2.8   3.5   3.4   3.0   3.0   2.9   2.7   2.9   2.8   2.9   2.9   2.5 
32  Other assets including trading assets 21  133.5   125.2   125.5   128.0   128.7   139.4   152.5   160.4   157.0   165.2   158.4   154.0 
33  Total assets  2,168.7   2,169.0   2,195.6   2,267.0   2,279.1   2,304.4   2,397.3   2,459.4   2,412.0   2,497.3   2,524.7   2,408.3 
Liabilities
34  Deposits  936.2   1,021.0   1,034.9   1,048.9   1,051.8   1,059.7   1,066.5   1,037.5   1,024.0   1,016.2   1,027.4   1,037.7 
35  Large time deposits  665.5   722.1   736.1   741.8   742.6   737.2   742.1   713.1   712.9   698.5   699.8   712.7 
36  Other deposits  270.7   298.9   298.8   307.1   309.1   322.5   324.4   324.4   311.1   317.7   327.6   325.1 
37  Borrowings  897.4   904.4   917.3   943.2   939.5   929.6   950.6   979.7   973.1   986.0   996.3   974.6 
38  Net due to related foreign offices  178.3   130.8   133.3   172.9   170.6   194.2   241.3   266.4   233.9   318.0   336.8   258.1 
39  Other liabilities including trading liabilities 22  123.5   115.2   122.0   120.0   121.4   121.7   127.7   132.2   128.3   135.8   130.2   126.7 
40  Total liabilities  2,135.4   2,171.4   2,207.5   2,285.1   2,283.3   2,305.3   2,386.0   2,415.8   2,359.3   2,455.9   2,490.7   2,397.0 
41  Residual (assets less liabilities) 23  33.3   -2.4   -11.9   -18.1   -4.3   -0.9   11.2   43.7   52.7   41.4   34.0   11.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -0.5   0.7   0.6   0.8   0.8   0.5   0.6   0.4   0.2   0.4   0.3   -0.0 
43  U.S. Treasury and agency securities, MBS 25  -0.5   0.7   0.6   0.8   0.8   0.5   0.6   0.4   0.2   0.4   0.3   -0.0 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets
Bank credit  931.3   925.2   924.9   922.5   927.8   927.4   946.8   971.5   970.6   979.6   976.3   972.4 
Securities in bank credit 2  221.3   217.5   217.0   215.3   214.6   213.2   234.7   259.3   257.2   261.9   260.0   259.7 
Treasury and agency securities 3  125.1   116.4   114.3   111.6   111.4   113.0   128.9   151.5   149.5   154.3   153.2   152.8 
Mortgage-backed securities (MBS) 4  12.3   12.6   13.1   13.2   12.7   12.6   19.7   38.4   38.9   39.3   39.3   36.9 
Non-MBS 5  112.7   103.7   101.2   98.5   98.7   100.5   109.3   113.1   110.5   115.0   113.8   115.9 
Other securities  96.2   101.2   102.7   103.7   103.1   100.2   105.7   107.8   107.7   107.6   106.8   106.9 
Mortgage-backed securities (MBS) 6  1.7   1.4   1.5   1.6   1.8   1.6   1.3   1.3   1.3   1.3   1.3   1.3 
Non-MBS 7  94.5   99.8   101.2   102.0   101.4   98.6   104.4   106.5   106.4   106.2   105.5   105.6 
Loans and leases in bank credit 8  710.0   707.7   707.9   707.2   713.2   714.2   712.1   712.2   713.4   717.7   716.3   712.7 
10  Commercial and industrial loans  389.6   377.0   376.3   377.3   382.2   380.6   377.9   375.6   377.9   378.6   376.8   372.7 
11  Real estate loans  67.1   72.5   73.5   74.8   73.1   73.3   75.2   74.5   74.4   74.9   74.3   76.7 
12  Residential real estate loans  1.1   1.1   1.1   1.1   1.1   1.1   1.1   0.9   0.9   0.9   0.9   0.9 
13  Revolving home equity loans  0.4   0.4   0.4   0.4   0.4   0.4   0.4   0.3   0.3   0.3   0.3   0.3 
14  Closed-end residential loans 9  0.7   0.7   0.7   0.7   0.7   0.7   0.7   0.6   0.5   0.5   0.5   0.5 
15  Commercial real estate loans  66.0   71.4   72.4   73.7   72.0   72.3   74.1   73.6   73.5   74.0   73.4   75.9 
16  Construction and land development loans 10  7.5   8.3   8.6   8.6   9.0   9.6   9.7   9.6   9.5   9.6   9.9   10.3 
17  Secured by farmland 11  0.2   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1 
18  Secured by multifamily properties 12  4.0   4.5   4.6   4.7   4.7   4.9   5.1   5.3   5.1   5.4   5.3   5.4 
19  Secured by nonfarm nonresidential properties 13  54.4   58.5   59.1   60.2   58.3   57.7   59.2   58.6   58.7   58.8   58.2   60.0 
20  Consumer loans  3.4   2.4   2.4   2.4   2.4   2.4   2.5   2.6   2.5   2.6   2.6   2.6 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.4   2.4   2.4   2.4   2.4   2.4   2.5   2.6   2.5   2.6   2.6   2.6 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.4   2.4   2.4   2.4   2.4   2.4   2.5   2.6   2.5   2.6   2.6   2.6 
25  All other loans and leases  249.9   255.7   255.7   252.7   255.5   257.9   256.6   259.5   258.6   261.7   262.6   260.6 
26  Loans to nondepository financial institutions 16  113.2   118.1   116.6   114.5   116.0   113.8   113.6   112.8   111.1   112.6   113.7   112.8 
27  All loans not elsewhere classified 17  136.7   137.5   139.1   138.2   139.5   144.0   142.9   146.7   147.5   149.1   148.8   147.8 
28  LESS: Allowance for loan and lease losses  1.4   1.3   1.3   1.3   1.4   1.3   1.3   1.3   1.2   1.2   1.3   1.3 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2016
Dec
2017
Jun
2017
Jul
2017
Aug
2017
Sep
2017
Oct
2017
Nov
2017
Dec
Week ending
Dec 20 Dec 27 Jan 3 Jan 10
Assets (continued)
29  Cash assets 18  758.5   846.1   904.0   990.6   939.6   959.6   982.6   903.0   874.0   866.9   892.4   966.6 
30  Total federal funds sold and reverse RPs 19  237.1   248.9   254.5   277.9   283.1   289.6   314.7   314.4   317.9   294.7   311.5   325.0 
31  Loans to commercial banks 20  2.6   3.6   3.3   3.0   2.9   2.9   2.7   2.8   2.7   2.6   2.8   2.5 
32  Other assets including trading assets 21  133.0   126.0   123.7   128.5   131.7   136.5   153.6   160.2   156.3   164.1   159.1   159.5 
33  Total assets  2,061.1   2,148.5   2,209.0   2,321.2   2,283.7   2,314.7   2,399.1   2,350.6   2,320.3   2,306.7   2,340.7   2,424.5 
Liabilities
34  Deposits  918.5   1,023.0   1,036.3   1,055.4   1,053.3   1,046.8   1,051.3   1,019.3   1,011.2   994.7   1,009.6   1,036.7 
35  Large time deposits  650.5   729.3   734.1   742.7   740.0   726.6   727.3   697.0   697.9   680.3   682.4   710.7 
36  Other deposits  268.0   293.7   302.3   312.7   313.3   320.3   324.0   322.3   313.3   314.4   327.2   326.0 
37  Borrowings  878.9   893.1   920.5   958.1   937.3   916.8   955.2   962.0   966.7   935.0   943.7   990.0 
38  Net due to related foreign offices  146.3   114.0   135.2   188.2   169.6   226.0   256.5   234.2   213.7   237.6   256.6   262.9 
39  Other liabilities including trading liabilities 22  120.8   119.6   119.0   120.3   123.7   119.3   129.2   131.0   125.4   136.3   122.9   127.0 
40  Total liabilities  2,098.8   2,167.2   2,217.9   2,313.6   2,289.0   2,295.0   2,389.6   2,377.7   2,334.0   2,375.9   2,404.1   2,419.4 
41  Residual (assets less liabilities) 23  -37.7   -18.6   -8.9   7.5   -5.3   19.6   9.5   -27.1   -13.7   -69.3   -63.4   5.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -0.5   0.7   0.6   0.8   0.8   0.5   0.6   0.4   0.2   0.4   0.3   -0.0 
43  U.S. Treasury and agency securities, MBS 25  -0.5   0.7   0.6   0.8   0.8   0.5   0.6   0.4   0.2   0.4   0.3   -0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost, available-for-sale reported at fair value, or held as trading assets, also reported at fair value. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: January 19, 2018