Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Levels
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
| Line | Description | Households and Nonprofit Organizations | Nonfinancial Business | Federal Government | State and Local Governments | Domestic Nonfinancial Sectors | Domestic Financial Sectors | Rest of the World | All Sectors | Instrument Discrepancy | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset | Liability | Asset | Liability | Asset | Liability | Asset | Liability | Asset | Liability | Asset | Liability | Asset | Liability | Asset | Liability | |||
| Column 1 | Column 2 | Column 3 | Column 4 | Column 5 | Column 6 | Column 7 | Column 8 | Column 9 | Column 10 | Column 11 | Column 12 | Column 13 | Column 14 | Column 15 | Column 16 | Column 17 | ||
| Line 1 | Total financial assets | 143865.9 | -- | 45749.4 | -- | 5783.0 | -- | 5172.8 | -- | 200571.0 | -- | 156773.6 | -- | 65472.6 | -- | 422817.2 | -- | -4797.5 |
| Line 2 | Total liabilities and equity | -- | 21507.7 | -- | 149220.7 | -- | 36053.5 | -- | 7754.8 | -- | 214536.6 | -- | 164140.6 | -- | 39342.4 | -- | 418019.7 | -- |
| Line 3 | Total liabilities | -- | 21507.7 | -- | 43759.5 | -- | 36053.5 | -- | 7754.8 | -- | 109075.4 | -- | 135825.8 | -- | 11735.6 | -- | 256636.9 | -- |
| Line 4 | Monetary gold and SDRs | -- | -- | -- | -- | 1300.6 | 157.3 | -- | -- | 1300.6 | 157.3 | -- | -- | 157.3 | 174.0 | 1457.9 | 331.3 | -1126.6 |
| Line 5 | Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4438.4 | 5078.8 | 2126.6 | 1470.4 | 6565.0 | 6549.2 | -15.8 |
| Line 6 | Checkable dep. and currency | 5934.9 | -- | 2790.6 | -- | 877.4 | 52.9 | 432.1 | -- | 10035.0 | 52.9 | 789.4 | 12105.7 | 1327.1 | -- | 12151.5 | 12158.6 | 7.1 |
| Line 7 | Time and savings deposits | 9208.9 | -- | 1942.4 | -- | 1.3 | -- | 353.8 | -- | 11506.5 | -- | 866.6 | 13158.6 | 785.5 | -- | 13158.6 | 13158.6 | -- |
| Line 8 | Other deposits | 68.3 | -- | 192.3 | -- | 120.3 | 0.0 | -- | -- | 380.8 | 0.0 | 21.0 | 16.0 | -- | 1310.4 | 401.8 | 1326.4 | 924.6 |
| Line 9 | Money market fund shares | 5320.6 | -- | 1233.7 | -- | -- | -- | 92.6 | -- | 6646.8 | -- | 1323.2 | 8190.2 | 220.2 | -- | 8190.2 | 8190.2 | -- |
| Line 10 | Fed. Funds and security repos | -- | -- | 72.1 | -- | 0.1 | -- | 233.6 | -- | 305.8 | -- | 6389.5 | 4411.0 | 1472.7 | 1953.5 | 8168.0 | 6364.6 | -1803.4 |
| Line 11 | Debt securities | 6147.4 | 232.5 | 530.6 | 8790.8 | 5.5 | 30091.5 | 2664.4 | 3519.6 | 9347.9 | 42634.4 | 37765.3 | 18548.2 | 15761.2 | 3968.4 | 62874.4 | 65151.1 | 2276.7 |
| Line 12 | Open market paper | -- | -- | 215.7 | 215.0 | -- | -- | 296.8 | -- | 512.5 | 215.0 | 696.3 | 830.6 | 159.3 | 322.3 | 1368.0 | 1368.0 | -- |
| Line 13 | Treasury securities | 2944.6 | -- | 224.7 | -- | -- | 30069.6 | 1553.3 | -- | 4722.5 | 30069.6 | 14551.0 | -- | 9224.4 | -- | 28497.9 | 30069.6 | 1571.8 |
| Line 14 | Agency- and GSE-backed sec. | 948.1 | -- | 44.7 | -- | 0.0 | 21.9 | 450.0 | -- | 1442.7 | 21.9 | 9000.5 | 12510.9 | 1425.9 | -- | 11869.1 | 12532.8 | 663.6 |
| Line 15 | Municipal securities | 2060.7 | 232.5 | 31.7 | 651.7 | -- | -- | 48.5 | 3519.6 | 2140.9 | 4403.8 | 2018.7 | -- | 125.0 | -- | 4284.6 | 4403.8 | 119.1 |
| Line 16 | Corporate and fgn. bonds | 194.0 | -- | 13.9 | 7924.1 | 5.5 | -- | 315.9 | -- | 529.3 | 7924.1 | 11498.8 | 5206.7 | 4826.7 | 3646.1 | 16854.8 | 16776.9 | -77.8 |
| Line 17 | Loans | 1245.7 | 20702.1 | 200.9 | 13418.5 | 2400.3 | 3817.4 | 330.5 | 146.9 | 4177.4 | 38084.9 | 37138.1 | 2559.9 | 1165.9 | 1836.6 | 42481.4 | 42481.4 | -- |
| Line 18 | Depository inst. loans n.e.c. | -- | 234.7 | -- | 2869.4 | -- | -- | -- | 120.7 | -- | 3224.8 | 5828.3 | 815.4 | -- | 1788.1 | 5828.3 | 5828.3 | -- |
| Line 19 | Other loans and advances | 1168.9 | 1004.3 | -- | 3345.9 | 627.6 | 3817.4 | 82.4 | 26.2 | 1878.9 | 8193.8 | 6942.1 | 1744.5 | 1165.9 | 48.6 | 9986.9 | 9986.9 | -- |
| Line 20 | Mortgages | 64.5 | 14356.4 | 200.9 | 7203.2 | 191.5 | 0.0 | 248.1 | -- | 705.0 | 21559.6 | 20854.6 | -- | -- | -- | 21559.6 | 21559.6 | -- |
| Line 21 | Consumer credit | 12.4 | 5106.6 | 0.0 | -- | 1581.1 | -- | -- | -- | 1593.5 | 5106.6 | 3513.2 | -- | -- | -- | 5106.6 | 5106.6 | -- |
| Line 22 | U.S. direct investment: debt | -- | -- | -125.7 | -- | -- | -- | -- | -- | -125.7 | -- | -7.3 | -- | -- | -133.0 | -133.0 | -133.0 | -- |
| Line 23 | Foreign direct investment: debt | -- | -- | -- | 316.6 | -- | -- | -- | -- | -- | 316.6 | -- | 122.5 | 439.1 | -- | 439.1 | 439.1 | -- |
| Line 24 | Corporate equities | 47185.8 | -- | -- | -- | 387.2 | -- | 144.4 | -- | 51375.8 | 73132.7 | 39524.7 | 23191.5 | 20454.9 | 15031.2 | 111355.4 | 111355.4 | -- |
| Line 25 | U.S. direct investment: equity | -- | -- | 10394.5 | -- | -- | -- | -- | -- | 10394.5 | -- | 2100.1 | -- | -- | 12494.7 | 12494.7 | 12494.7 | -- |
| Line 26 | Foreign direct investment: equity | -- | -- | -- | 16498.3 | -- | -- | -- | -- | -- | 16498.3 | -- | 2099.8 | 18598.1 | -- | 18598.1 | 18598.1 | -- |
| Line 27 | Miscellaneous other equity | 16001.1 | -- | 21.9 | 15830.1 | 81.8 | -- | -- | -- | 16104.9 | 15830.1 | 2829.8 | 3023.6 | -- | 81.0 | 18934.7 | 18934.7 | -- |
| Line 28 | Mutual fund shares | 13680.2 | -- | 500.2 | -- | -- | -- | 69.3 | -- | 14249.7 | -- | 7663.7 | 23635.4 | 1722.0 | -- | 23635.4 | 23635.4 | -- |
| Line 29 | Life insurance reserves | 2201.2 | -- | -- | -- | -- | 59.1 | -- | -- | 2201.2 | 59.1 | 630.3 | 2627.6 | 0.7 | 145.6 | 2832.2 | 2832.2 | -- |
| Line 30 | Pension entitlements | 34591.6 | -- | -- | -- | -- | -- | -- | -- | 34591.6 | -- | 756.7 | 34884.0 | 2.7 | 467.0 | 35351.0 | 35351.0 | -- |
| Line 31 | Trade credit | 487.1 | 532.0 | 7050.1 | 5307.0 | 118.9 | 675.0 | 371.5 | 1448.7 | 8027.6 | 7962.7 | 534.1 | 801.0 | 888.8 | 105.5 | 9450.6 | 8869.2 | -581.3 |
| Line 32 | Taxes payable | -- | -- | -- | 445.7 | 489.6 | -- | 291.1 | -- | 780.7 | 445.7 | -- | 128.0 | -- | -- | 780.7 | 573.7 | -207.0 |
| Line 33 | Miscellaneous | 1793.1 | 41.1 | 17287.3 | 15480.9 | -- | 1200.3 | 189.5 | 2639.6 | 19270.0 | 19361.9 | 14009.9 | 9558.8 | 349.6 | 437.2 | 33629.5 | 29357.8 | -4271.7 |
NOTES
- General notes: A = assets; L = liabilities. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government. Equity included in line 2 is the sum of corporate equities (line 24), U.S. direct investment abroad equity (line 25), foreign direct investment in the U.S. equity (line 26), and miscellaneous other equity (line 27). The matrix shows a discrepancy in column 17 for monetary gold (line 4) because by international accounting convention, monetary gold is a financial asset without a corresponding liability.
Last Update: March 19, 2026