Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

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These maps illustrate the evolution of the household debt-to-income ratio by metropolitan statistical area over time.

1999 2025 PLAY

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For a tabular view of the data please see this link.

Note: (1) The map shows Q4 of each year. Data for all quarters are available in the table view. Return to text

Last Update: June 18, 2026

EFA: Household Debt