Federal Reserve Bank of Cleveland Contacts

For questions concerning the submission of applications to the Federal Reserve Bank of Cleveland, please contact one of the individuals listed below:

Richard Ryan Schilling
Banking Supervisor – Applications & Enforcement
Phone: (513) 455-4406

Jenni Frazer
Vice President
Phone: (513) 455-4402

Tom Hendricks
Applications Analyst/Senior Examiner
Phone: (216) 579-3165

Or submit your question to the email box: [email protected]

Banking Market Definitions and Competitive Analysis

Tom Hendricks
Applications Analyst/Senior Examiner
Phone (216) 579-3165

Todd Hershberger
Applications Analyst/Senior Examiner
Phone (216) 579-2442

Information on Submitting Comments

You may submit comments on an application filed with the Federal Reserve Bank of Cleveland electronically to [email protected] or in hard copy to:

Jenni Frazer
Vice President
Federal Reserve Bank of Cleveland
PO Box 6387
Cleveland, Ohio 44101-1387

For questions concerning the submission of comments on an application, please contact one of the individuals listed below:

Richard Ryan Schilling
Banking Supervisor – Applications & Enforcement
Phone: (513) 455-4406

Tom Hendricks
Applications Analyst/Senior Examiner
Phone: (216) 579-3165

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Last Update: November 13, 2025