The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.
Federal Open Market Committee
Monetary Policy Principles and Practice
Review of Monetary Policy Strategy, Tools, and Communications
Supervision & Regulation Letters
Banking Applications & Legal Developments
Banking & Data Structure
Regulations & Statutes
Reserve Bank Payment Services & Data
Financial Market Utilities & Infrastructures
Research, Committees, and Forums
Working Papers and Notes
Models and Tools
Bank Assets and Liabilities
Bank Structure Data
Dealer Financing Terms
Exchange Rates and International Data
Micro Data Reference Manual (MDRM)
Money Stock and Reserve Balances
Supervision & Enforcement
Research & Analysis
The Board is publishing for comment a proposed rule to amend Regulation Z, which implements the Truth in Lending Act (TILA). The proposed rule would implement Section 1461 of the recently enacted Dodd-Frank Act. Section 1461 amends TILA to provide a separate, higher threshold for determining coverage of the Board's escrow requirement applicable to
higher-priced mortgage loans, for loans that exceed the maximum principal balance eligible for sale to Freddie Mac.
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