Data Dictionary
Item Number 4080
SERVICE CHARGES ON DEPOSIT ACCOUNTS IN DOMESTIC OFFICESCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BAGQ4080 | 1976-03-31 | 9999-12-31 | No | |
| BAGY4080 | 1976-03-31 | 9999-12-31 | No | |
| BHCS4080 | 2001-03-31 | 9999-12-31 | No | Multiple Forms |
| FNBK4080 | 2002-12-31 | 9999-12-31 | No | FR Y-7N/FR Y-7NS |
| RIAD4080 | 1969-12-31 | 9999-12-31 | No | Multiple Forms |
| SUBI4080 | 2002-12-31 | 9999-12-31 | No | FR 2314/FR-2314S |
| SVGL4080 | 2011-03-31 | 2011-12-31 | No | OTS 1313 |
Data Description:
Includes amounts charged depositors: (1) for the maintenance of their deposit accounts with the bank, so-called "maintenance charges"; (2) for their failure to maintain specified minimum deposit balances; (3) based on the number of checks drawn on and deposits made in their deposit accounts; (4) for checks drawn on so-called "no minimum balance" deposit accounts; (5) for withdrawals from nontransaction deposit accounts; (6) for the closing of savings accounts before a specified minimum period of time has elapsed; (7) for accounts which have remained in active for extended periods of time or which have become dormant; (8) for deposits to or withdrawals from deposit accounts through the use of automated teller machines or remote service units; (9) for the processing of checks drawn against insufficient funds, so-called "NSF check charges," that the bank assesses regardless of whether it decides to pay, return, or hold the check.
Excludes subsequent charges levied against overdrawn accounts based on the length of time the account has been overdrawn, the magnitude of the overdrawn balance, or which are otherwise equivalent to interest; (10) for issuing stop payment orders; (11) for certifying checks; and (12) for the accumulation or disbursement of funds deposited to Individual Retirement Accounts (IRAs) or KEOGH plan accounts when not handled by the bank's trust department. Reported are such commissions and fees received for accounts handled by the bank's trust department in "Income from Fiduciary Activities (4070)".
Excludes penalties paid by depositors for the early withdrawal of time deposits (reported in "All Other Noninterest Income (5408)", or deduct from the interest expense of the related category of time deposits, as appropriate). Domestic offices includes all offices of the bank located in the United States and the District of Columbia and domestic subsidiaries domiciled within the United States, District of Columbia, or territories and possessions of the United States.
COMPARABILITY:
Beginning 12/31/02, reported on Schedule IS-Income Statement for the FR Y-11 (BHCS) report.
Beginning 12/31/02, reported on Schedule IS-Income Statement for the FR Y-7N (FNBK) report.
Beginning 12/31/02, reported on Schedule IS-Income Statement for the FR 2314 (SUBI) report.
Beginning 3/31/01, reported on Income Statement for the FR Y-11Q (BHCS) report.
SVGL4080 = OTS Account SO422
BAGQ Original Variable name: ISCDEPQT Formula:
ISCDEPQT=IF DT ge 19691231 THEN ISCDEPQT=RIAD4080/1000;
BAGY Original Variable name: ISCDEPYD Formula:
ISCDEPYD=IF DT ge 19691231 THEN ISCDEPYD=RIAD4080/1000;