Data Dictionary
Item Number M052
LENDING TYPECall confidentiality applies to FFIEC 031/041.
Series | Start Date | End Date | Confidential? | Reporting Forms |
---|---|---|---|---|
CCRPM052 | 2012-06-30 | 9999-12-31 | Yes | FR Y-14M |
CCRSM052 | 2012-06-30 | 9999-12-31 | Yes | FR Y-14M |
Data Description:
Report each account in one of the following categories:
1 = Consumer Bank Card - Regular general purpose credit cards that can be used at a wide variety of merchants, including any who accept MasterCard, Visa, American Express or Discover credit cards. Include affinity and co-brand cards in this category, and student cards if applicable. This product type also includes private label or propriety credit cards, which are tied to the retailer issuing the card and can only be used in that retailerÆs stores. Include oil & gas cards in this loan type, and student cards if applicable.
2 = Consumer Charge Card - Consumer credit cards for which the balance is repaid in full in each billing cycle.
3 = Non Consumer Bank Card - Include small business credit card accounts where the loan is underwritten with the sole proprietor or primary business owner as applicant. Also report Corporate Card Employer-sponsored credit cards for use by a company's employees.
4 = Non Consumer Charge Card - Small business credit card or corporate credit card for which the balance is repaid in full in each billing cycle