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Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

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Survey of Household Economics and Decisionmaking

Adults who would cover a $400 emergency expense using cash or its equivalent

Select demographic

All adults
Education
Race and ethnicity
Age
Metro/non-metro status
Parental status

Note: Among all adults

Data visualization disclaimer

Last Update: May 28, 2025