Financial Accounts of the United States - Z.1
L.202 Interbank assets and liabilities
Billions of dollars; amounts outstanding end of period, not seasonally adjusted
| Line | Description | Series | 2023 | 2024 | 2025 | 2024:Q3 | 2024:Q4 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Total liabilities | FL894110005 | 6707.4 | 6175.8 | 6549.2 | 6284.7 | 6175.8 | 6585.4 | 6370.9 | 6395.1 | 6549.2 |
| Line 2 | Reserves at Federal Reserve1 | FL713113003 | 3134.8 | 2892.4 | 2853.4 | 2924.5 | 2892.4 | 3144.1 | 2945.6 | 2858.5 | 2853.4 |
| Line 3 | U.S.-chartered depository institutions | FL764110005 | 667.0 | 517.6 | 551.1 | 553.6 | 517.6 | 520.8 | 536.8 | 523.1 | 551.1 |
| Line 4 | Transactions with monetary authority | FL714010075 | 133.5 | 7.6 | 8.6 | 79.3 | 7.6 | 3.1 | 8.0 | 7.5 | 8.6 |
| Line 5 | Federal Reserve float | FL713022003 | -0.6 | -1.1 | -1.1 | -0.7 | -1.1 | -0.7 | -0.7 | -0.7 | -1.1 |
| Line 6 | Federal Reserve loans | FL713068715 | 134.0 | 8.6 | 9.7 | 80.0 | 8.6 | 3.7 | 8.6 | 8.2 | 9.7 |
| Line 7 | Transactions with U.S. private depository institutions | FL764112205 | 37.0 | 48.3 | 48.6 | 43.5 | 48.3 | 52.4 | 54.1 | 53.4 | 48.6 |
| Line 8 | Transactions with foreign banking offices in U.S | FL754012205 | 20.7 | 19.7 | 17.4 | 22.8 | 19.7 | 22.6 | 22.4 | 21.0 | 17.4 |
| Line 9 | Transactions with banks in U.S.-affiliated areas | FL743020005 | 1.3 | 1.3 | 1.1 | 1.1 | 1.3 | 1.1 | 1.0 | 0.9 | 1.1 |
| Line 10 | Transactions with credit unions | FL474012205 | 42.5 | 44.1 | 46.0 | 45.6 | 44.1 | 41.7 | 44.1 | 46.0 | 46.0 |
| Line 11 | Unallocated2 | FL764112295 | -27.4 | -16.7 | -15.8 | -26.0 | -16.7 | -13.0 | -13.3 | -14.5 | -15.8 |
| Line 12 | Transactions with foreign banks | FL764116005 | 496.5 | 461.7 | 493.9 | 430.8 | 461.7 | 465.4 | 474.7 | 462.2 | 493.9 |
| Line 13 | Foreign affiliates | FL763192605 | 485.1 | 453.1 | 483.8 | 418.1 | 453.1 | 456.3 | 463.4 | 452.0 | 483.8 |
| Line 14 | Foreign bank loans | FL274135123 | 11.4 | 8.6 | 10.1 | 12.6 | 8.6 | 9.1 | 11.3 | 10.2 | 10.1 |
| Line 15 | Foreign banking offices in U.S. | FL754110005 | 1500.4 | 1471.5 | 1674.2 | 1456.4 | 1471.5 | 1586.4 | 1561.0 | 1609.3 | 1674.2 |
| Line 16 | Transactions with U.S. private depository institutions3 | FL754112205 | 37.0 | 39.8 | 41.5 | 37.5 | 39.8 | 45.9 | 47.7 | 41.5 | 41.5 |
| Line 17 | Transactions with foreign banks | FL754116005 | 1463.4 | 1431.7 | 1632.7 | 1418.9 | 1431.7 | 1540.6 | 1513.4 | 1567.8 | 1632.7 |
| Line 18 | Foreign affiliates | FL753192605 | 1453.1 | 1420.9 | 1620.3 | 1407.1 | 1420.9 | 1529.2 | 1500.5 | 1554.4 | 1620.3 |
| Line 19 | Foreign bank loans | FL284135125 | 10.3 | 10.9 | 12.3 | 11.7 | 10.9 | 11.3 | 12.9 | 13.4 | 12.3 |
| Line 20 | Credit union4 | FL713068743 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Line 21 | Rest of the world | FL264116005 | 1405.2 | 1294.3 | 1470.4 | 1350.2 | 1294.3 | 1334.1 | 1327.4 | 1404.2 | 1470.4 |
| Line 22 | Foreign affiliates | FL703092605 | 1300.8 | 1195.4 | 1360.3 | 1247.2 | 1195.4 | 1238.1 | 1225.4 | 1298.3 | 1360.3 |
| Line 23 | Foreign bank deposits | FL264116205 | 35.9 | 31.0 | 38.6 | 36.5 | 31.0 | 32.6 | 36.0 | 37.7 | 38.6 |
| Line 24 | Foreign bank loans | FL264135125 | 52.4 | 55.9 | 57.1 | 52.7 | 55.9 | 53.8 | 54.8 | 53.9 | 57.1 |
| Line 25 | Official reserve deposits | FL713011515 | 14.8 | 11.0 | 13.9 | 13.6 | 11.0 | 9.6 | 11.2 | 14.3 | 13.9 |
| Line 26 | Nonofficial foreign deposits (swap lines)5 | FL713091103 | 1.4 | 1.1 | 0.5 | 0.2 | 1.1 | 0.1 | 0.0 | 0.0 | 0.5 |
| Line 27 | Total assets | FL894010005 | 6734.9 | 6192.5 | 6565.0 | 6310.8 | 6192.5 | 6598.4 | 6384.2 | 6409.6 | 6565.0 |
| Line 28 | Monetary authority | FL714010005 | 149.7 | 19.7 | 23.0 | 93.1 | 19.7 | 12.8 | 19.2 | 21.8 | 23.0 |
| Line 29 | Federal Reserve float | FL713022003 | -0.6 | -1.1 | -1.1 | -0.7 | -1.1 | -0.7 | -0.7 | -0.7 | -1.1 |
| Line 30 | Federal Reserve loans | FL713068705 | 134.0 | 8.6 | 9.7 | 80.0 | 8.6 | 3.7 | 8.6 | 8.2 | 9.7 |
| Line 31 | Official reserve deposits | FL713011515 | 14.8 | 11.0 | 13.9 | 13.6 | 11.0 | 9.6 | 11.2 | 14.3 | 13.9 |
| Line 32 | Nonofficial foreign deposits (swap lines)5 | FL713091103 | 1.4 | 1.1 | 0.5 | 0.2 | 1.1 | 0.1 | 0.0 | 0.0 | 0.5 |
| Line 33 | U.S.-chartered depository institutions | FL764010005 | 2526.2 | 2365.3 | 2292.4 | 2365.9 | 2365.3 | 2426.0 | 2299.3 | 2233.8 | 2292.4 |
| Line 34 | Reserves at Federal Reserve | FL763013005 | 1987.0 | 1843.5 | 1691.5 | 1797.2 | 1843.5 | 1839.1 | 1751.6 | 1652.8 | 1691.5 |
| Line 35 | Transactions with U.S. private depository institutions3 | FL754112205 | 37.0 | 39.8 | 41.5 | 37.5 | 39.8 | 45.9 | 47.7 | 41.5 | 41.5 |
| Line 36 | Transactions with foreign banks | FL764016005 | 502.1 | 481.9 | 559.4 | 531.2 | 481.9 | 541.1 | 500.0 | 539.6 | 559.4 |
| Line 37 | Foreign affiliates | FL763092605 | 455.4 | 439.4 | 505.9 | 486.4 | 439.4 | 497.4 | 452.1 | 489.8 | 505.9 |
| Line 38 | Foreign bank deposits | FL764016205 | 22.8 | 19.8 | 25.5 | 24.1 | 19.8 | 21.2 | 23.4 | 25.2 | 25.5 |
| Line 39 | Foreign bank loans | FL764035125 | 23.9 | 22.7 | 28.0 | 20.7 | 22.7 | 22.5 | 24.5 | 24.5 | 28.0 |
| Line 40 | Foreign banking offices in U.S. | FL754010005 | 1924.1 | 1727.4 | 1924.1 | 1808.8 | 1727.4 | 1937.1 | 1882.5 | 1936.5 | 1924.1 |
| Line 41 | Reserves at Federal Reserve | FL753013003 | 1016.4 | 907.4 | 1010.1 | 980.7 | 907.4 | 1131.2 | 1044.0 | 1065.1 | 1010.1 |
| Line 42 | Transactions with U.S. private depository institutions6 | FL754012205 | 20.7 | 19.7 | 17.4 | 22.8 | 19.7 | 22.6 | 22.4 | 21.0 | 17.4 |
| Line 43 | Transactions with foreign banks | FL754016005 | 887.0 | 800.3 | 896.6 | 805.2 | 800.3 | 783.3 | 816.2 | 850.3 | 896.6 |
| Line 44 | Foreign affiliates | FL753092605 | 845.3 | 755.9 | 854.4 | 760.7 | 755.9 | 740.7 | 773.4 | 808.5 | 854.4 |
| Line 45 | Foreign bank deposits | FL754016205 | 13.1 | 11.2 | 13.2 | 12.4 | 11.2 | 11.3 | 12.6 | 12.4 | 13.2 |
| Line 46 | Foreign bank loans | FL754035125 | 28.6 | 33.2 | 29.0 | 32.0 | 33.2 | 31.3 | 30.2 | 29.4 | 29.0 |
| Line 47 | Banks in U.S.-affiliated areas | FL743020003 | 7.9 | 7.5 | 6.3 | 6.9 | 7.5 | 7.5 | 7.0 | 6.0 | 6.3 |
| Line 48 | Reserves at Federal Reserve | FL743013003 | 6.6 | 6.2 | 5.2 | 5.7 | 6.2 | 6.4 | 6.0 | 5.1 | 5.2 |
| Line 49 | Transactions with U.S. private depository institutions6 | FL743020005 | 1.3 | 1.3 | 1.1 | 1.1 | 1.3 | 1.1 | 1.0 | 0.9 | 1.1 |
| Line 50 | Credit unions | FL474010005 | 167.2 | 179.3 | 192.7 | 186.5 | 179.3 | 209.0 | 188.1 | 181.5 | 192.7 |
| Line 51 | Reserves at Federal Reserve | FL473013005 | 124.7 | 135.2 | 146.7 | 140.9 | 135.2 | 167.4 | 144.0 | 135.5 | 146.7 |
| Line 52 | Transactions with U.S. private depository institutions6 | FL474012205 | 42.5 | 44.1 | 46.0 | 45.6 | 44.1 | 41.7 | 44.1 | 46.0 | 46.0 |
| Line 53 | Rest of the world | FL264016005 | 1959.8 | 1893.4 | 2126.6 | 1849.6 | 1893.4 | 2006.0 | 1988.1 | 2030.0 | 2126.6 |
| Line 54 | Foreign affiliates | FL703192605 | 1938.1 | 1873.9 | 2104.2 | 1825.3 | 1873.9 | 1985.6 | 1963.8 | 2006.4 | 2104.2 |
| Line 55 | Foreign bank loans | FL264035125 | 21.7 | 19.5 | 22.4 | 24.3 | 19.5 | 20.4 | 24.2 | 23.6 | 22.4 |
| Line 56 | Discrepancy | FL904010005 | -27.4 | -16.7 | -15.8 | -26.0 | -16.7 | -13.0 | -13.3 | -14.5 | -15.8 |
Notes:
- Liability of the monetary authority.
- Unallocated net interbank positions between U.S. private depository institutions. Equals the interbank instrument discrepancy (line 56).
- Claims of U.S.-chartered depository institutions on foreign banking offices in the U.S.
- PPPLF loans from Federal Reserve.
- Reciprocal currency arrangements (swap lines) with foreign central banks.
- Claims on U.S.-chartered depository institutions.
Last Update: 2026-03-19