The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.
Federal Open Market Committee
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Reserve Bank Payment Services & Data
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Micro Data Reference Manual (MDRM)
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Research & Analysis
The Board of Governors of the Federal Reserve System has determined that the Federal Reserve Banks should develop a new interbank 24x7x365 real-time gross settlement service with integrated clearing functionality to support faster payments in the United States. The new service would support depository institutions' provision of end-to-end faster payment services and would provide infrastructure to promote ubiquitous, safe, and efficient faster payments in the United States. In addition, the Federal Reserve intends to explore expanded hours for the Fedwire® Funds Service and the National Settlement Service, up to 24x7x365, to support a wide range of payment activities, including liquidity management in private-sector real-time gross settlement services for faster payments.
* The Board has received form letters on this proposal that are not being posted. The attached file (PDF) contains examples of the content of 10 different form letters.
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